Insurance premiums for a Hyundai Tucson average $165 a month for full coverage and $85 for minimum coverage. Your trim level and model year affect costs, with monthly premiums ranging from $57 to $247.
Hyundai Tucson Insurance Cost
Updated: May 20, 2026
Key Takeaways
GEICO offers the most affordable rates on average for Hyundai Tucson owners, though full coverage costs around $165 a month and varies based on your model year and chosen insurer. Read more.
The Tucson ranks 69th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. SUVs can carry higher premiums due to increased repair costs and theft risk, yet the Tucson remains relatively affordable compared to most vehicles. Read more.
Your Tucson's model year makes a notable difference in insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Tucson model years depending on the age of the drivers.
How Much Is Hyundai Tucson Insurance?
| Hyundai Tuscon | $85 | $165 |
Looking for another Hyundai model? Read more about the cost of Hyundai car insurance models.
Monthly premiums for Hyundai Tucson insurance range from $57 for older models to $219 for newer ones. The Tucson follows the same pattern as most vehicles, as newer models cost more to insure because they're worth more. Model year greatly affects your insurance costs.
Costs vary by model year and insurer. Hyundai Tucson minimum coverage insurance costs range from $58 monthly with GEICO to $142 with UAIC. Full coverage costs range from $126 monthly with GEICO to $310 with AIG.
Compare quotes from multiple insurers since minimum coverage rates vary by more than $80 monthly and full coverage rates by more than $180. Insurers use different risk calculations for the Tucson, which affects your final quote.
| AAA | $97 | $200 |
| AIG | $124 | $310 |
| Allstate | $108 | $209 |
| Amica | $106 | $218 |
| Chubb | $119 | $235 |
| Farmers | $129 | $227 |
| Geico | $58 | $126 |
| Kemper | $89 | $179 |
| Nationwide | $94 | $162 |
| Progressive | $80 | $150 |
| State Farm | $81 | $169 |
| The Hartford | $93 | $159 |
| Travelers | $77 | $142 |
| UAIC | $142 | $177 |
Is Hyundai Tucson Expensive to Insure?
MoneyGeek's analysis of 256 SUVs places the Hyundai Tucson 69th for insurance affordability, meaning 68 models cost less to insure. It sits between the slightly cheaper Subaru Forester and the Infiniti EX, with only a few dollars separating these models monthly.
The Tucson ranks 287th out of 827 total vehicles, placing it in the top half for affordability across all car types. SUVs carry higher insurance costs on average, so this overall ranking is favorable. The cheapest SUV to insure is the Isuzu Amigo, and the Audi SQ8 e-tron has the highest premiums.
| Nissan Pathfinder | $124 | 66 |
| BMW X3 | $124 | 67 |
| Subaru Forester | $125 | 68 |
| Infiniti EX | $125 | 69 |
| Hyundai Tuscon | $125 | 69 |
| Jeep Wrangler | $126 | 70 |
| Kia Soul | $126 | 71 |
| Chevrolet Traverse | $126 | 72 |
Several factors affect what you'll pay for Hyundai Tucson insurance:
- Average repair or replacement costs: The Tucson ranks as Hyundai's 11th most affordable model to maintain out of 20, with repair costs averaging $802 annually. This low maintenance expense helps keep insurance premiums reasonable.
- Vehicle trim, features and accessories: Performance capabilities vary across trims, with horsepower ranging from 187 to 281. Higher-performance trims with more powerful engines can result in higher insurance premiums due to increased risk factors.
- Driver profile: Most Tucson drivers have a median age of around 34 years, though younger drivers pay higher rates. The vehicle's performance reputation can attract risk-taking behaviors that raise insurer concerns. Read more about the costs of Hyundai Tucsons for young drivers.
Hyundai Tucson Costs by Model Year and Driver Age by Insurance Company
Model year affects Hyundai Tucson insurance costs more than most drivers expect. A 35- to 55-year-old driver pays an average of $251 a month for full coverage on a 2025 Tucson, compared to $117 a month for a 2005 model. Newer models cost more to insure than older ones, and teen drivers and those in their early twenties pay considerably higher rates.
GEICO offers the cheapest rates across all Tucson model years and can save some drivers hundreds of dollars a month compared to average costs. Comparing quotes among insurers helps you find the lowest rate available.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Hyundai Tucson
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2024 Hyundai Tucson
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2023 Hyundai Tucson
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2022 Hyundai Tucson
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2021 Hyundai Tucson
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2020 Hyundai Tucson
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2019 Hyundai Tucson
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2018 Hyundai Tucson
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2017 Hyundai Tucson
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Cost of Car Insurance for 2016 Hyundai Tucson
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Hyundai Tucson Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Minimum Coverage
| State Farm | $455 | $397 | $346 | $294 | $256 | $217 | $195 | $173 | $154 | $136 |
| Geico | $458 | $331 | $277 | $198 | $170 | $135 | $125 | $103 | $98 | $90 |
| Nationwide | $518 | $473 | $426 | $357 | $301 | $192 | $175 | $162 | $152 | $138 |
| Travelers | $610 | $424 | $320 | $243 | $209 | $157 | $144 | $132 | $123 | $108 |
| Progressive | $702 | $546 | $440 | $246 | $213 | $174 | $157 | $140 | $130 | $112 |
| Allstate | $708 | $544 | $415 | $295 | $260 | $202 | $184 | $175 | $164 | $149 |
| Farmers | $1,202 | $915 | $803 | $493 | $461 | $349 | $307 | $293 | $279 | $228 |
Hyundai Tucson Insurance Cost by Trim
Insurance costs for a Hyundai Tucson range from $60 to $127 a month for minimum coverage and from $115 to $247 for full coverage, depending on the trim level. Performance features and market value determine where each trim falls in this cost range.
| Lx Sport Utility 4d | $60 | $115 |
| Blue Sport Utility 4d | $70 | $136 |
| Xrt Sport Utility 4d | $71 | $138 |
| Gl Sport Utility 4d | $72 | $139 |
| Ultimate Sport Utility 4d | $74 | $144 |
| N Line Sport Utility 4d | $75 | $145 |
| Se Sport Utility 4d | $75 | $146 |
| Sel Plus Sport Utility 4d | $77 | $149 |
| Value Sport Utility 4d | $77 | $150 |
| Gls Sport Utility 4d | $77 | $149 |
| Sel Convenience Sport Utility 4d | $78 | $151 |
| Sel Sport Utility 4d | $81 | $157 |
| Se Plus Sport Utility 4d | $82 | $158 |
| Sport Suv 4d | $83 | $161 |
| Limited Sport Utility 4d | $85 | $164 |
| Se | $85 | $166 |
| Eco Sport Utility 4d | $86 | $165 |
| Night Sport Utility 4d | $92 | $179 |
| Blue | $102 | $198 |
| Xrt | $102 | $199 |
| Sel | $106 | $206 |
| Sel Convenience | $107 | $209 |
| N Line | $115 | $224 |
| Limited | $127 | $247 |
Hyundai Tucson Insurance Cost by State
Car insurance for a Hyundai Tucson costs anywhere from $30 per month in Wyoming to $165 in Louisiana for minimum coverage. These price differences reflect your state's risk characteristics and insurance regulations rather than anything specific about the vehicle itself.
| Alabama | $71 | $136 |
| Alaska | $59 | $126 |
| Arizona | $102 | $190 |
| Arkansas | $70 | $157 |
| California | $81 | $163 |
| Colorado | $82 | $197 |
| Connecticut | $117 | $201 |
| Delaware | $118 | $199 |
| Florida | $110 | $256 |
| Georgia | $125 | $206 |
| Hawaii | $45 | $100 |
| Idaho | $46 | $95 |
| Illinois | $77 | $144 |
| Indiana | $56 | $109 |
| Iowa | $48 | $117 |
| Kansas | $61 | $143 |
| Kentucky | $104 | $177 |
| Louisiana | $165 | $352 |
| Maine | $44 | $91 |
| Maryland | $132 | $222 |
| Massachusetts | $86 | $183 |
| Michigan | $132 | $253 |
| Minnesota | $69 | $144 |
| Mississippi | $74 | $146 |
| Missouri | $98 | $197 |
| Montana | $61 | $145 |
| Nebraska | $62 | $141 |
| Nevada | $153 | $277 |
| New Hampshire | $59 | $104 |
| New Jersey | $139 | $229 |
| New Mexico | $69 | $155 |
| New York | $103 | $185 |
| North Carolina | $70 | $138 |
| North Dakota | $50 | $110 |
| Ohio | $65 | $125 |
| Oklahoma | $79 | $175 |
| Oregon | $104 | $181 |
| Pennsylvania | $73 | $171 |
| Rhode Island | $104 | $186 |
| South Carolina | $85 | $159 |
| South Dakota | $46 | $139 |
| Tennessee | $67 | $135 |
| Texas | $106 | $217 |
| Utah | $92 | $157 |
| Vermont | $38 | $91 |
| Virginia | $79 | $128 |
| Washington | $78 | $145 |
| West Virginia | $72 | $147 |
| Wisconsin | $56 | $122 |
| Wyoming | $30 | $95 |
How to Lower the Cost of Hyundai Tucson Insurance
We've compiled proven strategies to help you find better rates on Hyundai Tucson insurance:
- 1Choose the right coverage
Determine how much coverage to buy for your Hyundai Tucson based on how you use the vehicle and whether you own it outright. If you own your Tucson, carry your state's minimum liability requirements plus comprehensive and collision coverage with a $1,000 deductible to reduce premiums. For more protection, choose 100/300/100 liability coverage with comprehensive and collision and a $500 deductible. If you finance or lease your Tucson, lenders usually require 100/300/100 liability limits, comprehensive and collision coverage with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Check average auto insurance costs for SUVs to know what a competitive rate looks like. This benchmark helps when searching for the cheapest car insurance companies with competitive rates.
- 3Look for more than just low rates
Quality car insurance goes beyond the quoted rate. J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial stability ratings all factor into a well-rounded insurer evaluation. Budget insurers can offer limited coverage or slower service that costs more when a claim arises.
- 4Ask about qualifying discounts
Several car insurance discounts apply to Hyundai Tucson owners, including safety feature discounts, good driver discounts, multi-vehicle savings and bundling discounts when combining auto and home policies. These reductions can lower your annual premium without reducing coverage.
- 5Find alternative car insurance types
Hyundai Tucson owners can save through usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These programs track safe driving habits and offer premium reductions based on actual driving behavior. Low-mileage drivers in areas like Orange County can see real savings through these programs.
- 6Check rates every year
Get car insurance quotes from multiple companies every year. Your insurer won't notify you when competitors lower prices, and yearly comparisons can save up to 24% on Hyundai Tucson insurance. Market rates change, so an annual quote comparison keeps your rate competitive.
Hyundai Tucson Insurance Cost: Bottom Line
Hyundai Tucson insurance costs land in the middle of the range for SUVs, but competitive rates are available. Compare quotes from multiple insurers and claim available discounts to find your best pricing.
Hyundai Tucson Insurance Rates: FAQ
What is the average cost of car insurance for a Hyundai Tucson?
Insurance for a Hyundai Tucson costs $1,024 annually for state minimum coverage and $1,984 yearly for full coverage, landing below the national average for SUV insurance.
What company has the cheapest car insurance for a Hyundai Tucson?
GEICO provides the most affordable car insurance for a Hyundai Tucson, offering minimum coverage at $696 annually. For full coverage, GEICO also has the best value with policies priced at $1,512 per year.
Are Hyundai Tucsons expensive to insure?
No, Hyundai Tucson insurance is not expensive compared to most vehicles. The Tucson ranks 287th out of 827 vehicles for affordability overall and places 69th among 256 SUVs we track.
What factors affect insurance costs for Hyundai Tucsons?
Multiple factors affect your Hyundai Tucson insurance costs. The vehicle has affordable repair costs due to common parts availability and moderate theft rates compared to other compact SUVs. High safety ratings help lower premiums, and your driving record, credit score and coverage selections all affect your rates.
How can I lower Hyundai Tucson insurance costs?
Compare quotes from multiple insurers since Hyundai Tucson costs can vary by hundreds of dollars between companies, and look into usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home insurance and maintain a clean driving record to get better rates.
How We Determined Hyundai Tucson Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Hyundai Tucson insurance costs.
Who We Based These Rates On
These Hyundai Tucson prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!