How Much Is Hyundai Insurance? Compare Quotes by Model

Hyundai insurance quotes are different for every model. Among the three major Hyundai models analyzed by MoneyGeek, the most expensive is the Ioniq, with an average insurance cost of $1,529 per year. The Elantra has the cheapest Hyundai insurance cost, at an average of $1,282 per year.

MoneyGeek broke down average rates to help drivers understand how much it costs to insure a particular Hyundai model and which companies offer the cheapest rates.

Hyundais are relatively inexpensive to insure. However, the actual cost of insuring a Hyundai can vary based on the specific car model. MoneyGeek ranked the major Hyundai models based on their average rates, from cheapest to most expensive:

• Hyundai Elantra: $1,282 per year
• Hyundai Kona: $1,285 per year
• Hyundai Ioniq: $1,529 per year

Among the many factors that affect car insurance costs, the model type is one of the most important. Certain models like the Ioniq are more expensive to insure than other models for several reasons. High MSRP and high repair costs are just some of the factors that increase Hyundai insurance costs for a specific model.

Compared to other car makes and models, Hyundais are generally inexpensive to insure. However, car insurance costs are determined by the specific model of your car more than its brand.

MoneyGeek’s analysis of the three major Hyundai car models shows that both the Elantra and Kona are inexpensive to insure, while insurance for the Hyundai Ioniq tends to be more expensive.

On average, a Hyundai Ioniq costs $1,529 per year to insure. It is the most expensive among the three major Hyundai models MoneyGeek analyzed. It is also relatively expensive to insure compared to other car makes and models.

GEICO offers the cheapest widely available insurance policy for an Ioniq, at an average rate of $1,242 per year. On the other hand, Allied has the most expensive policy, averaging $2,087 per year.

It costs an average of $1,285 per year to insure a Hyundai Kona across all model years. It ranks as the second most expensive to insure out of the three major Hyundai models MoneyGeek analyzed. However, it is still generally inexpensive to insure a Hyundai Kona compared to other car brands.

GEICO has the cheapest Hyundai Kona insurance quotes at an average of $1,052 per year. On the other hand, Allied is the most expensive at $1,560 per year on average.

A Hyundai Elantra costs an average of $1,282 per year to insure. It is the most affordable model out of the three major Hyundai models analyzed by MoneyGeek. It is also generally inexpensive to insure this particular model compared to all other car makes and models.

GEICO has the cheapest widely available rates for a Hyundai Elantra, at an average cost of $1,047 per year. Meanwhile, Allied offers the most expensive rates at $1,720 per year on average.

Drivers often wonder how much car insurance rates are for different Hyundai models. Understanding the answers to some of the most common questions drivers have about Hyundai insurance can help you make an informed decision.

MoneyGeek collected information about insurance provider rates for Hyundais using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

• $100,000 in bodily injury liability insurance per person
• $300,000 in bodily injury liability insurance per accident
• $100,000 in property damage liability insurance per accident
• Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.