Average Honda Odyssey insurance costs run $144 monthly for full coverage and $75 for minimum coverage. Depending on your particular trim and model year, costs can range from $49 to $181 monthly.
Honda Odyssey Insurance Cost
Key Takeaways
Honda Odyssey insurance costs $144 monthly for full coverage. GEICO is the cheapest provider. Your specific trim and model year also affect costs. Read more
The Odyssey ranks 14th out of 35 vans for insurance affordability. While middle-tier among vans, it ranks 147th out of 827 total vehicles, placing it in the top 18% most affordable models overall. Read more
Your Odyssey's model year and driver age affect insurance rates. Teen drivers and owners of newer model years have higher premiums than experienced drivers with older models. Read more
How Much Is Honda Odyssey Insurance?
| Honda Odyssey | $75 | $144 |
Looking for another Honda model? Read more about the cost of Honda car insurance models.
Insurance costs for your Honda Odyssey range from $49 monthly for older models to $168 for the newest ones. Like most vehicles, how old your car is can greatly affect your insurance premiums, and the Honda Odyssey's no exception since newer models cost more due to their higher fair market value.
Insurance costs for a Honda Odyssey depend on model year and company. Full coverage goes from $111 monthly with GEICO to $259 with AIG, while minimum coverage spans $51 with GEICO to $131 with UAIC.
Honda Odyssey owners should shop between insurers since minimum coverage varies by over $80 and full coverage by over $148. Each company calculates risk differently for the Odyssey, affecting your final quote.
| AAA | $85 | $176 |
| AIG | $106 | $259 |
| Allstate | $95 | $184 |
| Amica | $96 | $195 |
| Chubb | $99 | $196 |
| Farmers | $110 | $192 |
| Geico | $51 | $111 |
| Kemper | $72 | $145 |
| Nationwide | $82 | $142 |
| Progressive | $75 | $140 |
| State Farm | $70 | $145 |
| The Hartford | $82 | $140 |
| Travelers | $66 | $120 |
| UAIC | $131 | $163 |
Is Honda Odyssey Expensive to Insure?
When determining whether a Honda Odyssey is expensive to insure, you should compare it to similar vehicles. MoneyGeek analyzed insurance costs for 35 vans and found the Honda Odyssey ranks 14th for affordability, meaning 13 vans cost less to insure. It's a few dollars per month more expensive than a Chrysler Town & Country but slightly cheaper than a Chevrolet Uplander, placing it squarely in the middle of the van category.
While middle-tier among vans, the Odyssey ranks 147th out of 827 total vehicles in our database, putting it in the top 18% most affordable models overall. The cheapest van to insure is the Honda Caravan, while the Ram ProMaster commands the highest premiums in this vehicle category.
| Chevrolet Astro | $106 | 11 |
| Buick Terraza | $109 | 12 |
| Chrysler Town & Country | $109 | 13 |
| Honda Odyssey | $110 | 14 |
| Chevrolet Uplander | $111 | 15 |
| GMC Savana | $116 | 16 |
| Kia Sedona | $117 | 17 |
Honda Odyssey insurance rates vary by the vehicle's repair costs, trim level and the driver behind the wheel:
- Average repair costs. Honda Odyssey repair costs average $829 a year, sixth highest among the 18 Honda models. This figure isn't cheap, but it's well below the Honda models that push premiums up most.
- Trim, features and accessories. The Honda Odyssey's 3.5L V6 produces 280 horsepower, and higher trims add features that cost more to repair or replace. Elite and higher trims carry more expensive parts, which pushes premiums above what base LX models cost to insure.
- Driver profile:Â Honda Odyssey drivers skew toward the 40 to 50 age range, which insurers treat as a lower-risk bracket. Younger drivers pay significantly more regardless of the vehicle.
Honda Odyssey Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Honda Odyssey costs an average of $192 per month versus $170 for a 2016 model. This $22 monthly difference shows how model year and driver age affect your Honda Odyssey insurance costs. Young drivers in their teens and early twenties will pay much more to insure newer and older models alike.
GEICO offers the cheapest rates across all Honda Odyssey model years and could save certain drivers hundreds of dollars per month.Â
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Honda Odyssey
| Geico | $59 | $127 |
| Nationwide | $70 | $122 |
| Travelers | $71 | $132 |
| National General | $76 | $155 |
| Progressive | $77 | $144 |
| Kemper | $78 | $158 |
| State Farm | $87 | $181 |
| AAA | $104 | $217 |
| The Hartford | $107 | $183 |
| Allstate | $109 | $211 |
| Amica | $114 | $234 |
| Chubb | $125 | $249 |
| AIG | $129 | $322 |
| Farmers | $146 | $254 |
| UAIC | $147 | $186 |
2025 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $553 | $505 | $464 | $394 | $333 | $216 | $201 | $187 | $177 | $159 |
| State Farm | $679 | $597 | $528 | $456 | $403 | $342 | $311 | $278 | $254 | $224 |
| Geico | $723 | $527 | $443 | $321 | $276 | $223 | $206 | $170 | $161 | $146 |
| Travelers | $796 | $572 | $452 | $348 | $307 | $225 | $205 | $190 | $175 | $151 |
| Allstate | $1,008 | $790 | $637 | $471 | $422 | $328 | $298 | $281 | $265 | $235 |
| Progressive | $1,049 | $848 | $703 | $391 | $341 | $275 | $245 | $219 | $202 | $173 |
| Farmers | $1,571 | $1,167 | $1,039 | $655 | $620 | $476 | $421 | $404 | $383 | $321 |
Cost of Car Insurance for 2024 Honda Odyssey
| Geico | $54 | $117 |
| Nationwide | $65 | $112 |
| Travelers | $66 | $121 |
| National General | $70 | $143 |
| Progressive | $71 | $133 |
| Kemper | $72 | $145 |
| State Farm | $79 | $166 |
| AAA | $96 | $199 |
| The Hartford | $99 | $168 |
| Allstate | $100 | $194 |
| Amica | $105 | $215 |
| Chubb | $115 | $229 |
| AIG | $119 | $295 |
| Farmers | $134 | $234 |
| UAIC | $135 | $171 |
2024 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $508 | $463 | $427 | $362 | $306 | $199 | $184 | $172 | $163 | $146 |
| State Farm | $623 | $548 | $485 | $419 | $370 | $314 | $286 | $255 | $233 | $205 |
| Geico | $664 | $484 | $407 | $295 | $254 | $205 | $189 | $156 | $148 | $134 |
| Travelers | $731 | $525 | $415 | $319 | $282 | $207 | $189 | $174 | $161 | $139 |
| Allstate | $926 | $725 | $585 | $433 | $387 | $301 | $274 | $258 | $243 | $215 |
| Progressive | $963 | $779 | $646 | $359 | $313 | $253 | $225 | $201 | $185 | $159 |
| Farmers | $1,443 | $1,072 | $954 | $602 | $570 | $437 | $387 | $371 | $352 | $295 |
Cost of Car Insurance for 2023 Honda Odyssey
| Geico | $48 | $104 |
| Nationwide | $57 | $100 |
| Travelers | $58 | $108 |
| National General | $62 | $127 |
| Progressive | $63 | $118 |
| Kemper | $64 | $129 |
| State Farm | $71 | $148 |
| AAA | $85 | $177 |
| The Hartford | $88 | $150 |
| Allstate | $90 | $173 |
| Amica | $93 | $192 |
| Chubb | $102 | $204 |
| AIG | $106 | $263 |
| Farmers | $119 | $208 |
| UAIC | $120 | $152 |
2023 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $452 | $413 | $380 | $322 | $273 | $177 | $164 | $153 | $145 | $130 |
| State Farm | $555 | $489 | $432 | $373 | $330 | $280 | $255 | $227 | $208 | $183 |
| Geico | $592 | $431 | $362 | $263 | $226 | $183 | $168 | $139 | $132 | $119 |
| Travelers | $651 | $468 | $369 | $285 | $251 | $184 | $168 | $155 | $143 | $124 |
| Allstate | $825 | $646 | $521 | $385 | $345 | $269 | $244 | $230 | $217 | $192 |
| Progressive | $858 | $694 | $576 | $320 | $279 | $225 | $201 | $179 | $165 | $142 |
| Farmers | $1,285 | $955 | $850 | $536 | $507 | $389 | $345 | $331 | $313 | $263 |
Cost of Car Insurance for 2022 Honda Odyssey
| Geico | $41 | $90 |
| Nationwide | $50 | $86 |
| Travelers | $50 | $93 |
| National General | $53 | $110 |
| Progressive | $54 | $102 |
| Kemper | $55 | $111 |
| State Farm | $61 | $127 |
| AAA | $74 | $153 |
| The Hartford | $76 | $129 |
| Allstate | $77 | $149 |
| Amica | $80 | $165 |
| Chubb | $88 | $175 |
| AIG | $91 | $227 |
| Farmers | $103 | $179 |
| UAIC | $104 | $131 |
2022 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $389 | $355 | $327 | $278 | $235 | $152 | $141 | $132 | $125 | $112 |
| State Farm | $478 | $421 | $372 | $321 | $284 | $241 | $219 | $196 | $179 | $158 |
| Geico | $509 | $371 | $312 | $226 | $195 | $157 | $145 | $120 | $113 | $103 |
| Travelers | $561 | $403 | $318 | $245 | $216 | $158 | $145 | $134 | $124 | $107 |
| Allstate | $710 | $556 | $449 | $332 | $297 | $231 | $210 | $198 | $187 | $165 |
| Progressive | $739 | $597 | $496 | $275 | $240 | $194 | $173 | $154 | $142 | $122 |
| Farmers | $1,107 | $822 | $732 | $462 | $437 | $335 | $297 | $285 | $270 | $226 |
Cost of Car Insurance for 2021 Honda Odyssey
| Geico | $37 | $80 |
| Nationwide | $44 | $77 |
| Travelers | $45 | $83 |
| National General | $48 | $98 |
| Progressive | $49 | $91 |
| Kemper | $49 | $100 |
| State Farm | $55 | $114 |
| AAA | $66 | $137 |
| The Hartford | $68 | $116 |
| Allstate | $69 | $133 |
| Amica | $72 | $148 |
| Chubb | $79 | $157 |
| AIG | $82 | $203 |
| Farmers | $92 | $161 |
| UAIC | $93 | $118 |
2021 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $349 | $319 | $293 | $249 | $211 | $137 | $127 | $118 | $112 | $100 |
| State Farm | $429 | $377 | $334 | $288 | $255 | $216 | $197 | $176 | $161 | $141 |
| Geico | $457 | $333 | $280 | $203 | $175 | $141 | $130 | $107 | $102 | $92 |
| Travelers | $503 | $361 | $285 | $220 | $194 | $142 | $130 | $120 | $111 | $96 |
| Allstate | $637 | $499 | $402 | $298 | $266 | $207 | $188 | $178 | $168 | $148 |
| Progressive | $663 | $536 | $444 | $247 | $216 | $174 | $155 | $138 | $127 | $109 |
| Farmers | $993 | $738 | $656 | $414 | $392 | $301 | $266 | $255 | $242 | $203 |
Cost of Car Insurance for 2020 Honda Odyssey
| Geico | $61 | $133 |
| Travelers | $69 | $127 |
| National General | $72 | $149 |
| Kemper | $73 | $148 |
| State Farm | $79 | $164 |
| Progressive | $84 | $157 |
| Nationwide | $87 | $150 |
| The Hartford | $93 | $159 |
| AAA | $97 | $202 |
| Allstate | $110 | $212 |
| Amica | $111 | $226 |
| AIG | $118 | $289 |
| Chubb | $118 | $235 |
| Farmers | $128 | $223 |
| UAIC | $135 | $167 |
2020 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $617 | $543 | $480 | $415 | $366 | $311 | $283 | $253 | $231 | $203 |
| Nationwide | $680 | $622 | $573 | $486 | $411 | $266 | $247 | $230 | $218 | $195 |
| Geico | $759 | $554 | $465 | $337 | $290 | $234 | $216 | $178 | $169 | $153 |
| Travelers | $767 | $553 | $438 | $337 | $298 | $217 | $198 | $183 | $170 | $146 |
| Allstate | $1,005 | $786 | $636 | $472 | $422 | $329 | $299 | $282 | $267 | $235 |
| Progressive | $1,141 | $920 | $763 | $424 | $370 | $299 | $267 | $238 | $219 | $188 |
| Farmers | $1,373 | $1,020 | $909 | $571 | $540 | $414 | $367 | $352 | $334 | $280 |
Cost of Car Insurance for 2019 Honda Odyssey
| Geico | $60 | $130 |
| National General | $72 | $148 |
| Travelers | $73 | $134 |
| Progressive | $77 | $143 |
| Kemper | $81 | $165 |
| State Farm | $85 | $177 |
| Nationwide | $92 | $159 |
| AAA | $97 | $202 |
| The Hartford | $98 | $167 |
| Allstate | $104 | $201 |
| Amica | $110 | $226 |
| Chubb | $122 | $242 |
| AIG | $124 | $307 |
| Farmers | $131 | $231 |
| UAIC | $140 | $176 |
2019 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $664 | $584 | $517 | $447 | $394 | $335 | $304 | $272 | $248 | $219 |
| Nationwide | $723 | $661 | $609 | $517 | $436 | $283 | $262 | $245 | $231 | $207 |
| Geico | $736 | $536 | $450 | $327 | $281 | $227 | $209 | $173 | $164 | $149 |
| Travelers | $805 | $579 | $457 | $352 | $310 | $229 | $209 | $193 | $178 | $154 |
| Allstate | $952 | $746 | $603 | $446 | $399 | $311 | $283 | $267 | $252 | $223 |
| Progressive | $1,038 | $837 | $694 | $387 | $337 | $273 | $243 | $217 | $199 | $171 |
| Farmers | $1,433 | $1,060 | $944 | $588 | $555 | $423 | $377 | $361 | $343 | $288 |
Cost of Car Insurance for 2018 Honda Odyssey
| Geico | $55 | $119 |
| Travelers | $67 | $123 |
| National General | $68 | $139 |
| Kemper | $74 | $151 |
| Progressive | $82 | $152 |
| State Farm | $82 | $171 |
| The Hartford | $84 | $143 |
| AAA | $90 | $187 |
| Nationwide | $94 | $161 |
| Amica | $107 | $218 |
| Chubb | $108 | $211 |
| Allstate | $108 | $209 |
| AIG | $110 | $265 |
| Farmers | $120 | $210 |
| UAIC | $137 | $170 |
2018 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $644 | $566 | $501 | $433 | $382 | $325 | $295 | $263 | $241 | $212 |
| Geico | $678 | $494 | $414 | $300 | $259 | $209 | $192 | $159 | $150 | $137 |
| Nationwide | $734 | $672 | $619 | $525 | $443 | $288 | $267 | $249 | $235 | $210 |
| Travelers | $742 | $534 | $422 | $325 | $287 | $210 | $192 | $177 | $164 | $142 |
| Allstate | $999 | $781 | $630 | $466 | $417 | $325 | $295 | $279 | $263 | $232 |
| Progressive | $1,111 | $895 | $742 | $412 | $360 | $291 | $259 | $231 | $213 | $183 |
| Farmers | $1,284 | $954 | $851 | $536 | $508 | $389 | $345 | $331 | $314 | $263 |
Cost of Car Insurance for 2017 Honda Odyssey
| Geico | $54 | $117 |
| National General | $65 | $134 |
| Travelers | $72 | $133 |
| Progressive | $79 | $148 |
| State Farm | $85 | $176 |
| The Hartford | $95 | $162 |
| AAA | $95 | $197 |
| Kemper | $98 | $200 |
| Allstate | $101 | $195 |
| Amica | $102 | $208 |
| Chubb | $108 | $213 |
| Nationwide | $108 | $186 |
| AIG | $120 | $296 |
| Farmers | $127 | $224 |
| UAIC | $143 | $179 |
2017 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $659 | $480 | $403 | $292 | $252 | $203 | $187 | $155 | $147 | $133 |
| State Farm | $663 | $583 | $516 | $446 | $393 | $334 | $304 | $271 | $248 | $218 |
| Travelers | $795 | $570 | $449 | $346 | $305 | $226 | $206 | $190 | $175 | $153 |
| Nationwide | $845 | $773 | $713 | $605 | $510 | $331 | $307 | $286 | $270 | $242 |
| Allstate | $936 | $733 | $590 | $434 | $389 | $303 | $275 | $260 | $245 | $217 |
| Progressive | $1,079 | $869 | $721 | $401 | $350 | $283 | $252 | $225 | $207 | $177 |
| Farmers | $1,392 | $1,029 | $916 | $569 | $537 | $408 | $364 | $348 | $331 | $279 |
Cost of Car Insurance for 2016 Honda Odyssey
| Geico | $50 | $109 |
| National General | $60 | $122 |
| Travelers | $68 | $125 |
| Progressive | $73 | $135 |
| State Farm | $77 | $160 |
| Kemper | $83 | $168 |
| AAA | $89 | $184 |
| The Hartford | $90 | $153 |
| Amica | $93 | $191 |
| Allstate | $94 | $182 |
| Chubb | $99 | $195 |
| Nationwide | $103 | $177 |
| AIG | $112 | $275 |
| Farmers | $117 | $206 |
| UAIC | $133 | $165 |
2016 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $602 | $529 | $468 | $404 | $357 | $303 | $276 | $246 | $225 | $198 |
| Geico | $614 | $447 | $375 | $272 | $235 | $189 | $174 | $145 | $137 | $124 |
| Travelers | $752 | $540 | $426 | $328 | $289 | $213 | $195 | $180 | $166 | $144 |
| Nationwide | $809 | $740 | $682 | $579 | $489 | $317 | $294 | $274 | $259 | $231 |
| Allstate | $870 | $682 | $549 | $404 | $362 | $282 | $256 | $242 | $228 | $202 |
| Progressive | $985 | $793 | $657 | $366 | $320 | $258 | $230 | $205 | $189 | $162 |
| Farmers | $1,281 | $948 | $844 | $523 | $494 | $374 | $335 | $320 | $304 | $256 |
Honda Odyssey Insurance Cost by Trim
Honda Odyssey premiums vary across trims because repair costs and market value differ by model. Minimum coverage on the LX Minivan 4D costs $69 a month. Full coverage on the Elite costs $181 a month, which is a $112 difference between the least and most expensive configuration.
| Lx Minivan 4d | $69 | $132 |
| Ex | $71 | $137 |
| Ex Minivan 4d | $71 | $137 |
| Sport Minivan 4d | $73 | $141 |
| Ex-L Minivan 4d | $75 | $144 |
| Elite Minivan 4d | $75 | $145 |
| Sport | $77 | $150 |
| Touring Minivan 4d | $78 | $150 |
| Ex-L | $78 | $151 |
| Se Minivan 4d | $79 | $152 |
| Touring Elite Minivan 4d | $80 | $153 |
| Sport L | $82 | $160 |
| Touring | $85 | $166 |
| Ex-L W/Dvd Res Minivan 4d | $86 | $167 |
| Ex-L W/Navigation Minivan 4d | $88 | $171 |
| Ex-L W/Navigation & Res Minivan 4d | $90 | $173 |
| Elite | $93 | $181 |
Honda Odyssey Insurance Cost by State
Where you live changes what you'll pay more than the vehicle itself does for minimum coverage. Louisiana drivers pay $150 a month for minimum coverage on a Honda Odyssey. Wyoming drivers pay $27. That difference comes from state-level differences in claims frequency, litigation rates and insurance regulations.
| Alabama | $62 | $116 |
| Alaska | $54 | $114 |
| Arizona | $88 | $164 |
| Arkansas | $59 | $131 |
| California | $71 | $143 |
| Colorado | $70 | $167 |
| Connecticut | $104 | $178 |
| Delaware | $105 | $177 |
| Florida | $97 | $223 |
| Georgia | $111 | $181 |
| Hawaii | $39 | $88 |
| Idaho | $40 | $81 |
| Illinois | $68 | $126 |
| Indiana | $47 | $93 |
| Iowa | $40 | $96 |
| Kansas | $52 | $122 |
| Kentucky | $93 | $158 |
| Louisiana | $150 | $320 |
| Maine | $38 | $79 |
| Maryland | $115 | $194 |
| Massachusetts | $76 | $161 |
| Michigan | $114 | $219 |
| Minnesota | $61 | $126 |
| Mississippi | $64 | $127 |
| Missouri | $87 | $172 |
| Montana | $50 | $118 |
| Nebraska | $54 | $122 |
| Nevada | $131 | $237 |
| New Hampshire | $52 | $91 |
| New Jersey | $124 | $204 |
| New Mexico | $60 | $134 |
| New York | $89 | $161 |
| North Carolina | $61 | $120 |
| North Dakota | $44 | $95 |
| Ohio | $55 | $106 |
| Oklahoma | $68 | $150 |
| Oregon | $91 | $159 |
| Pennsylvania | $64 | $148 |
| Rhode Island | $93 | $165 |
| South Carolina | $75 | $140 |
| South Dakota | $38 | $116 |
| Tennessee | $57 | $115 |
| Texas | $93 | $191 |
| Utah | $79 | $135 |
| Vermont | $33 | $79 |
| Virginia | $71 | $115 |
| Washington | $68 | $126 |
| West Virginia | $64 | $130 |
| Wisconsin | $47 | $102 |
| Wyoming | $27 | $83 |
How to Lower the Cost of Honda Odyssey Insurance
These steps cut Honda Odyssey insurance costs without trading away the coverage you need.
- 1Choose the right coverage
How much coverage you need depends on whether you own, finance or lease the Odyssey. Owned outright: state minimum liability plus comprehensive and collision at a $1,000 deductible keeps premiums down. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible, plus gap insurance.
If you want higher liability limits on an owned vehicle, 100/300/100 with a $500 deductible is the upgrade.
- 2Know what you should be paying
Average auto insurance costs for family vehicles give you a baseline before you start getting quotes. Without that reference point, a quote that's $40 a month above market looks competitive. Use the cheapest car insurance companies data to know which carriers price low for your driver profile.
- 3Check insurer quality, not just price
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores, and BBB complaint records. Community forums often surface claims processing problems that don't appear in formal ratings. The best car insurance companies data covers all of this in one place.
- 4Find every discount you qualify for
Honda Odyssey owners commonly qualify for safety feature discounts, multi-vehicle discounts, bundling savings and good driver credits. Anti-theft device discounts, defensive driving credits and loyalty pricing are also available from some insurers. The full list of car insurance discounts shows what's available and what each saves.
- 5Consider usage-based insurance
Usage-based programs like Progressive Snapshot and Allstate Drivewise monitor speed, braking and mileage, then adjust premiums based on actual driving behavior. Odyssey owners who drive conservatively and don't log high mileage tend to come out ahead on these programs.
- 6Pull quotes once a year
Insurers don't tell you when competitors drop their prices. Comparing car insurance quotes at renewal takes less than an hour and catches rate changes before they compound across multiple years.
Honda Odyssey Insurance Cost: Bottom Line
Honda Odyssey insurance runs affordable compared to most vehicles, though you'll still want to shop around for better rates. Comparing quotes from multiple insurers and claiming available discounts helps you secure the most competitive pricing.
Honda Odyssey Insurance Rates: FAQ
What is the average cost of car insurance for a Honda Odyssey?
Honda Odyssey insurance averages $898 annually for state minimum coverage and $1,733 for full coverage. Monthly, drivers can expect to pay around $75 for minimum and $144 for comprehensive protection.
What company has the cheapest car insurance for a Honda Odyssey?
GEICO provides the most affordable minimum coverage for a Honda Odyssey at $616 annually. Honda Odyssey owners seeking full coverage will also find GEICO offers the best rates at $1,331 per year.
Are Honda Odysseys expensive to insure?
No, Honda Odyssey insurance is not expensive compared to most vehicles. Among the 827 models we track, it ranks 147th for affordability. Within the van category specifically, it places 14th out of 34 options.
What factors affect insurance costs for Honda Odysseys?
Honda Odyssey insurance rates are affected by your driving record, credit score, and chosen coverage levels. The vehicle itself is a moderating factor: the Odyssey's safety ratings and mid-range repair costs put it below more expensive vehicles to insure. Trim level is the main vehicle-specific variable. Elite trims cost $112 more a month than LX models at full coverage.
How can I lower Honda Odyssey insurance costs?
Start by comparing quotes from at least three insurers because Honda Odyssey rates vary more between companies than most drivers expect. Stack every discount you qualify for: safe driver, multi-vehicle, and bundling home and auto are the highest-value options.
Usage-based programs like Progressive Snapshot or Allstate Drivewise cut costs further for drivers with clean habits and lower mileage.
How We Determined Honda Odyssey Insurance Costs
Honda Odyssey cost estimates are drawn from hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025.
Driver profile. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions, and 12,000 miles driven annually.
Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.) and began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!