Average Honda Odyssey insurance costs run $144 monthly for full coverage and $75 for minimum coverage. Depending on your particular trim and model year, costs can range from $49 to $181 monthly.
Honda Odyssey Insurance Cost
Updated: January 14, 2026
Key Takeaways
Honda Odyssey insurance costs $144 monthly for full coverage. GEICO is the cheapest provider. Your specific trim and model year also affect costs. Read more
The Odyssey ranks 14th out of 35 vans for insurance affordability. While middle-tier among vans, it ranks 147th out of 827 total vehicles, placing it in the top 18% most affordable models overall. Read more
Your Odyssey's model year and driver age affect insurance rates. Teen drivers and owners of newer model years have higher premiums than experienced drivers with older models. Read more
How Much Is Honda Odyssey Insurance?
| Honda Odyssey | $75 | $144 |
Looking for another Honda model? Read more about the cost of Honda car insurance models.
Insurance costs for your Honda Odyssey range from $49 monthly for older models to $168 for the newest ones. Like most vehicles, how old your car is can greatly affect your insurance premiums, and the Honda Odyssey's no exception since newer models cost more due to their higher fair market value.
Insurance costs for a Honda Odyssey depend on model year and company. Full coverage goes from $111 monthly with GEICO to $259 with AIG, while minimum coverage spans $51 with GEICO to $131 with UAIC.
Honda Odyssey owners should shop between insurers since minimum coverage varies by over $80 and full coverage by over $148. Each company calculates risk differently for the Odyssey, affecting your final quote.
| AAA | $85 | $176 |
| AIG | $106 | $259 |
| Allstate | $95 | $184 |
| Amica | $96 | $195 |
| Chubb | $99 | $196 |
| Farmers | $110 | $192 |
| Geico | $51 | $111 |
| Kemper | $72 | $145 |
| Nationwide | $82 | $142 |
| Progressive | $75 | $140 |
| State Farm | $70 | $145 |
| The Hartford | $82 | $140 |
| Travelers | $66 | $120 |
| UAIC | $131 | $163 |
Is Honda Odyssey Expensive to Insure?
When determining whether a Honda Odyssey is expensive to insure, you should compare it to similar vehicles. MoneyGeek analyzed insurance costs for 35 vans and found the Honda Odyssey ranks 14th for affordability, meaning 13 vans cost less to insure. It's a few dollars per month more expensive than a Chrysler Town & Country but slightly cheaper than a Chevrolet Uplander, placing it squarely in the middle of the van category.
While middle-tier among vans, the Odyssey ranks 147th out of 827 total vehicles in our database, putting it in the top 18% most affordable models overall. The cheapest van to insure is the Honda Caravan, while the Ram ProMaster commands the highest premiums in this vehicle category.
| Chevrolet Astro | $106 | 11 |
| Buick Terraza | $109 | 12 |
| Chrysler Town & Country | $109 | 13 |
| Honda Odyssey | $110 | 14 |
| Chevrolet Uplander | $111 | 15 |
| GMC Savana | $116 | 16 |
| Kia Sedona | $117 | 17 |
Several factors affect what you'll pay for Honda Odyssey insurance:
- Average Repair or Replacement Costs: Honda Odyssey repair costs average $829 annually, ranking as the 6th most expensive Honda model to maintain out of 18. While not the cheapest to repair, these moderate costs help keep insurance premiums reasonable.
- Vehicle Trim, Features and Accessories: The Honda Odyssey's 280 horsepower from its 3.5L V6 engine can impact your rates. Higher-performance trims with enhanced features cost more to insure due to increased repair expenses and replacement part costs.
- Driver Profile:Â Most Honda Odyssey drivers fall between the ages of 40 and 50, which means lower insurance rates due to responsible driving habits. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Honda Odysseys for young drivers.
Honda Odyssey Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Honda Odyssey costs an average of $192 per month versus $170 for a 2016 model. This $22 monthly difference shows how model year and driver age affect your Honda Odyssey insurance costs. Young drivers in their teens and early twenties will pay much more to insure newer and older models alike.
GEICO offers the cheapest rates across all Honda Odyssey model years and could save certain drivers hundreds of dollars per month.Â
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Honda Odyssey
| Geico | $59 | $127 |
| Nationwide | $70 | $122 |
| Travelers | $71 | $132 |
| National General | $76 | $155 |
| Progressive | $77 | $144 |
| Kemper | $78 | $158 |
| State Farm | $87 | $181 |
| AAA | $104 | $217 |
| The Hartford | $107 | $183 |
| Allstate | $109 | $211 |
| Amica | $114 | $234 |
| Chubb | $125 | $249 |
| AIG | $129 | $322 |
| Farmers | $146 | $254 |
| UAIC | $147 | $186 |
2025 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $553 | $505 | $464 | $394 | $333 | $216 | $201 | $187 | $177 | $159 |
| State Farm | $679 | $597 | $528 | $456 | $403 | $342 | $311 | $278 | $254 | $224 |
| Geico | $723 | $527 | $443 | $321 | $276 | $223 | $206 | $170 | $161 | $146 |
| Travelers | $796 | $572 | $452 | $348 | $307 | $225 | $205 | $190 | $175 | $151 |
| Allstate | $1,008 | $790 | $637 | $471 | $422 | $328 | $298 | $281 | $265 | $235 |
| Progressive | $1,049 | $848 | $703 | $391 | $341 | $275 | $245 | $219 | $202 | $173 |
| Farmers | $1,571 | $1,167 | $1,039 | $655 | $620 | $476 | $421 | $404 | $383 | $321 |
Cost of Car Insurance for 2024 Honda Odyssey
| Geico | $54 | $117 |
| Nationwide | $65 | $112 |
| Travelers | $66 | $121 |
| National General | $70 | $143 |
| Progressive | $71 | $133 |
| Kemper | $72 | $145 |
| State Farm | $79 | $166 |
| AAA | $96 | $199 |
| The Hartford | $99 | $168 |
| Allstate | $100 | $194 |
| Amica | $105 | $215 |
| Chubb | $115 | $229 |
| AIG | $119 | $295 |
| Farmers | $134 | $234 |
| UAIC | $135 | $171 |
2024 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $508 | $463 | $427 | $362 | $306 | $199 | $184 | $172 | $163 | $146 |
| State Farm | $623 | $548 | $485 | $419 | $370 | $314 | $286 | $255 | $233 | $205 |
| Geico | $664 | $484 | $407 | $295 | $254 | $205 | $189 | $156 | $148 | $134 |
| Travelers | $731 | $525 | $415 | $319 | $282 | $207 | $189 | $174 | $161 | $139 |
| Allstate | $926 | $725 | $585 | $433 | $387 | $301 | $274 | $258 | $243 | $215 |
| Progressive | $963 | $779 | $646 | $359 | $313 | $253 | $225 | $201 | $185 | $159 |
| Farmers | $1,443 | $1,072 | $954 | $602 | $570 | $437 | $387 | $371 | $352 | $295 |
Cost of Car Insurance for 2023 Honda Odyssey
| Geico | $48 | $104 |
| Nationwide | $57 | $100 |
| Travelers | $58 | $108 |
| National General | $62 | $127 |
| Progressive | $63 | $118 |
| Kemper | $64 | $129 |
| State Farm | $71 | $148 |
| AAA | $85 | $177 |
| The Hartford | $88 | $150 |
| Allstate | $90 | $173 |
| Amica | $93 | $192 |
| Chubb | $102 | $204 |
| AIG | $106 | $263 |
| Farmers | $119 | $208 |
| UAIC | $120 | $152 |
2023 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $452 | $413 | $380 | $322 | $273 | $177 | $164 | $153 | $145 | $130 |
| State Farm | $555 | $489 | $432 | $373 | $330 | $280 | $255 | $227 | $208 | $183 |
| Geico | $592 | $431 | $362 | $263 | $226 | $183 | $168 | $139 | $132 | $119 |
| Travelers | $651 | $468 | $369 | $285 | $251 | $184 | $168 | $155 | $143 | $124 |
| Allstate | $825 | $646 | $521 | $385 | $345 | $269 | $244 | $230 | $217 | $192 |
| Progressive | $858 | $694 | $576 | $320 | $279 | $225 | $201 | $179 | $165 | $142 |
| Farmers | $1,285 | $955 | $850 | $536 | $507 | $389 | $345 | $331 | $313 | $263 |
Cost of Car Insurance for 2022 Honda Odyssey
| Geico | $41 | $90 |
| Nationwide | $50 | $86 |
| Travelers | $50 | $93 |
| National General | $53 | $110 |
| Progressive | $54 | $102 |
| Kemper | $55 | $111 |
| State Farm | $61 | $127 |
| AAA | $74 | $153 |
| The Hartford | $76 | $129 |
| Allstate | $77 | $149 |
| Amica | $80 | $165 |
| Chubb | $88 | $175 |
| AIG | $91 | $227 |
| Farmers | $103 | $179 |
| UAIC | $104 | $131 |
2022 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $389 | $355 | $327 | $278 | $235 | $152 | $141 | $132 | $125 | $112 |
| State Farm | $478 | $421 | $372 | $321 | $284 | $241 | $219 | $196 | $179 | $158 |
| Geico | $509 | $371 | $312 | $226 | $195 | $157 | $145 | $120 | $113 | $103 |
| Travelers | $561 | $403 | $318 | $245 | $216 | $158 | $145 | $134 | $124 | $107 |
| Allstate | $710 | $556 | $449 | $332 | $297 | $231 | $210 | $198 | $187 | $165 |
| Progressive | $739 | $597 | $496 | $275 | $240 | $194 | $173 | $154 | $142 | $122 |
| Farmers | $1,107 | $822 | $732 | $462 | $437 | $335 | $297 | $285 | $270 | $226 |
Cost of Car Insurance for 2021 Honda Odyssey
| Geico | $37 | $80 |
| Nationwide | $44 | $77 |
| Travelers | $45 | $83 |
| National General | $48 | $98 |
| Progressive | $49 | $91 |
| Kemper | $49 | $100 |
| State Farm | $55 | $114 |
| AAA | $66 | $137 |
| The Hartford | $68 | $116 |
| Allstate | $69 | $133 |
| Amica | $72 | $148 |
| Chubb | $79 | $157 |
| AIG | $82 | $203 |
| Farmers | $92 | $161 |
| UAIC | $93 | $118 |
2021 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $349 | $319 | $293 | $249 | $211 | $137 | $127 | $118 | $112 | $100 |
| State Farm | $429 | $377 | $334 | $288 | $255 | $216 | $197 | $176 | $161 | $141 |
| Geico | $457 | $333 | $280 | $203 | $175 | $141 | $130 | $107 | $102 | $92 |
| Travelers | $503 | $361 | $285 | $220 | $194 | $142 | $130 | $120 | $111 | $96 |
| Allstate | $637 | $499 | $402 | $298 | $266 | $207 | $188 | $178 | $168 | $148 |
| Progressive | $663 | $536 | $444 | $247 | $216 | $174 | $155 | $138 | $127 | $109 |
| Farmers | $993 | $738 | $656 | $414 | $392 | $301 | $266 | $255 | $242 | $203 |
Cost of Car Insurance for 2020 Honda Odyssey
| Geico | $61 | $133 |
| Travelers | $69 | $127 |
| National General | $72 | $149 |
| Kemper | $73 | $148 |
| State Farm | $79 | $164 |
| Progressive | $84 | $157 |
| Nationwide | $87 | $150 |
| The Hartford | $93 | $159 |
| AAA | $97 | $202 |
| Allstate | $110 | $212 |
| Amica | $111 | $226 |
| AIG | $118 | $289 |
| Chubb | $118 | $235 |
| Farmers | $128 | $223 |
| UAIC | $135 | $167 |
2020 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $617 | $543 | $480 | $415 | $366 | $311 | $283 | $253 | $231 | $203 |
| Nationwide | $680 | $622 | $573 | $486 | $411 | $266 | $247 | $230 | $218 | $195 |
| Geico | $759 | $554 | $465 | $337 | $290 | $234 | $216 | $178 | $169 | $153 |
| Travelers | $767 | $553 | $438 | $337 | $298 | $217 | $198 | $183 | $170 | $146 |
| Allstate | $1,005 | $786 | $636 | $472 | $422 | $329 | $299 | $282 | $267 | $235 |
| Progressive | $1,141 | $920 | $763 | $424 | $370 | $299 | $267 | $238 | $219 | $188 |
| Farmers | $1,373 | $1,020 | $909 | $571 | $540 | $414 | $367 | $352 | $334 | $280 |
Cost of Car Insurance for 2019 Honda Odyssey
| Geico | $60 | $130 |
| National General | $72 | $148 |
| Travelers | $73 | $134 |
| Progressive | $77 | $143 |
| Kemper | $81 | $165 |
| State Farm | $85 | $177 |
| Nationwide | $92 | $159 |
| AAA | $97 | $202 |
| The Hartford | $98 | $167 |
| Allstate | $104 | $201 |
| Amica | $110 | $226 |
| Chubb | $122 | $242 |
| AIG | $124 | $307 |
| Farmers | $131 | $231 |
| UAIC | $140 | $176 |
2019 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $664 | $584 | $517 | $447 | $394 | $335 | $304 | $272 | $248 | $219 |
| Nationwide | $723 | $661 | $609 | $517 | $436 | $283 | $262 | $245 | $231 | $207 |
| Geico | $736 | $536 | $450 | $327 | $281 | $227 | $209 | $173 | $164 | $149 |
| Travelers | $805 | $579 | $457 | $352 | $310 | $229 | $209 | $193 | $178 | $154 |
| Allstate | $952 | $746 | $603 | $446 | $399 | $311 | $283 | $267 | $252 | $223 |
| Progressive | $1,038 | $837 | $694 | $387 | $337 | $273 | $243 | $217 | $199 | $171 |
| Farmers | $1,433 | $1,060 | $944 | $588 | $555 | $423 | $377 | $361 | $343 | $288 |
Cost of Car Insurance for 2018 Honda Odyssey
| Geico | $55 | $119 |
| Travelers | $67 | $123 |
| National General | $68 | $139 |
| Kemper | $74 | $151 |
| Progressive | $82 | $152 |
| State Farm | $82 | $171 |
| The Hartford | $84 | $143 |
| AAA | $90 | $187 |
| Nationwide | $94 | $161 |
| Amica | $107 | $218 |
| Chubb | $108 | $211 |
| Allstate | $108 | $209 |
| AIG | $110 | $265 |
| Farmers | $120 | $210 |
| UAIC | $137 | $170 |
2018 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $644 | $566 | $501 | $433 | $382 | $325 | $295 | $263 | $241 | $212 |
| Geico | $678 | $494 | $414 | $300 | $259 | $209 | $192 | $159 | $150 | $137 |
| Nationwide | $734 | $672 | $619 | $525 | $443 | $288 | $267 | $249 | $235 | $210 |
| Travelers | $742 | $534 | $422 | $325 | $287 | $210 | $192 | $177 | $164 | $142 |
| Allstate | $999 | $781 | $630 | $466 | $417 | $325 | $295 | $279 | $263 | $232 |
| Progressive | $1,111 | $895 | $742 | $412 | $360 | $291 | $259 | $231 | $213 | $183 |
| Farmers | $1,284 | $954 | $851 | $536 | $508 | $389 | $345 | $331 | $314 | $263 |
Cost of Car Insurance for 2017 Honda Odyssey
| Geico | $54 | $117 |
| National General | $65 | $134 |
| Travelers | $72 | $133 |
| Progressive | $79 | $148 |
| State Farm | $85 | $176 |
| The Hartford | $95 | $162 |
| AAA | $95 | $197 |
| Kemper | $98 | $200 |
| Allstate | $101 | $195 |
| Amica | $102 | $208 |
| Chubb | $108 | $213 |
| Nationwide | $108 | $186 |
| AIG | $120 | $296 |
| Farmers | $127 | $224 |
| UAIC | $143 | $179 |
2017 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $659 | $480 | $403 | $292 | $252 | $203 | $187 | $155 | $147 | $133 |
| State Farm | $663 | $583 | $516 | $446 | $393 | $334 | $304 | $271 | $248 | $218 |
| Travelers | $795 | $570 | $449 | $346 | $305 | $226 | $206 | $190 | $175 | $153 |
| Nationwide | $845 | $773 | $713 | $605 | $510 | $331 | $307 | $286 | $270 | $242 |
| Allstate | $936 | $733 | $590 | $434 | $389 | $303 | $275 | $260 | $245 | $217 |
| Progressive | $1,079 | $869 | $721 | $401 | $350 | $283 | $252 | $225 | $207 | $177 |
| Farmers | $1,392 | $1,029 | $916 | $569 | $537 | $408 | $364 | $348 | $331 | $279 |
Cost of Car Insurance for 2016 Honda Odyssey
| Geico | $50 | $109 |
| National General | $60 | $122 |
| Travelers | $68 | $125 |
| Progressive | $73 | $135 |
| State Farm | $77 | $160 |
| Kemper | $83 | $168 |
| AAA | $89 | $184 |
| The Hartford | $90 | $153 |
| Amica | $93 | $191 |
| Allstate | $94 | $182 |
| Chubb | $99 | $195 |
| Nationwide | $103 | $177 |
| AIG | $112 | $275 |
| Farmers | $117 | $206 |
| UAIC | $133 | $165 |
2016 Honda Odyssey Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $602 | $529 | $468 | $404 | $357 | $303 | $276 | $246 | $225 | $198 |
| Geico | $614 | $447 | $375 | $272 | $235 | $189 | $174 | $145 | $137 | $124 |
| Travelers | $752 | $540 | $426 | $328 | $289 | $213 | $195 | $180 | $166 | $144 |
| Nationwide | $809 | $740 | $682 | $579 | $489 | $317 | $294 | $274 | $259 | $231 |
| Allstate | $870 | $682 | $549 | $404 | $362 | $282 | $256 | $242 | $228 | $202 |
| Progressive | $985 | $793 | $657 | $366 | $320 | $258 | $230 | $205 | $189 | $162 |
| Farmers | $1,281 | $948 | $844 | $523 | $494 | $374 | $335 | $320 | $304 | $256 |
Honda Odyssey Insurance Cost by Trim
Insurance costs for your Honda Odyssey vary by trim, with performance features and market value driving the differences. Monthly premiums range from $69 for minimum coverage on LX Minivan 4D models to $181 for full coverage on Elite variants.
| Lx Minivan 4d | $69 | $132 |
| Ex | $71 | $137 |
| Ex Minivan 4d | $71 | $137 |
| Sport Minivan 4d | $73 | $141 |
| Ex-L Minivan 4d | $75 | $144 |
| Elite Minivan 4d | $75 | $145 |
| Sport | $77 | $150 |
| Touring Minivan 4d | $78 | $150 |
| Ex-L | $78 | $151 |
| Se Minivan 4d | $79 | $152 |
| Touring Elite Minivan 4d | $80 | $153 |
| Sport L | $82 | $160 |
| Touring | $85 | $166 |
| Ex-L W/Dvd Res Minivan 4d | $86 | $167 |
| Ex-L W/Navigation Minivan 4d | $88 | $171 |
| Ex-L W/Navigation & Res Minivan 4d | $90 | $173 |
| Elite | $93 | $181 |
Honda Odyssey Insurance Cost by State
Honda Odyssey insurance costs range from $150 monthly in Louisiana to just $27 in Wyoming for minimum coverage. These differences reflect your state's risk characteristics and insurance regulations rather than anything specific to the vehicle model itself.
| Alabama | $62 | $116 |
| Alaska | $54 | $114 |
| Arizona | $88 | $164 |
| Arkansas | $59 | $131 |
| California | $71 | $143 |
| Colorado | $70 | $167 |
| Connecticut | $104 | $178 |
| Delaware | $105 | $177 |
| Florida | $97 | $223 |
| Georgia | $111 | $181 |
| Hawaii | $39 | $88 |
| Idaho | $40 | $81 |
| Illinois | $68 | $126 |
| Indiana | $47 | $93 |
| Iowa | $40 | $96 |
| Kansas | $52 | $122 |
| Kentucky | $93 | $158 |
| Louisiana | $150 | $320 |
| Maine | $38 | $79 |
| Maryland | $115 | $194 |
| Massachusetts | $76 | $161 |
| Michigan | $114 | $219 |
| Minnesota | $61 | $126 |
| Mississippi | $64 | $127 |
| Missouri | $87 | $172 |
| Montana | $50 | $118 |
| Nebraska | $54 | $122 |
| Nevada | $131 | $237 |
| New Hampshire | $52 | $91 |
| New Jersey | $124 | $204 |
| New Mexico | $60 | $134 |
| New York | $89 | $161 |
| North Carolina | $61 | $120 |
| North Dakota | $44 | $95 |
| Ohio | $55 | $106 |
| Oklahoma | $68 | $150 |
| Oregon | $91 | $159 |
| Pennsylvania | $64 | $148 |
| Rhode Island | $93 | $165 |
| South Carolina | $75 | $140 |
| South Dakota | $38 | $116 |
| Tennessee | $57 | $115 |
| Texas | $93 | $191 |
| Utah | $79 | $135 |
| Vermont | $33 | $79 |
| Virginia | $71 | $115 |
| Washington | $68 | $126 |
| West Virginia | $64 | $130 |
| Wisconsin | $47 | $102 |
| Wyoming | $27 | $83 |
How to Lower the Cost of Honda Odyssey Insurance
We've compiled proven strategies to help you find affordable Honda Odyssey insurance rates:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Honda Odyssey. If you own your Honda outright, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for family vehicles like the Honda Odyssey. This benchmark aids in shopping for the cheapest car insurance companies with competitive rates. Understanding typical pricing helps you identify genuine deals versus inflated quotes.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and verify AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need help most.
- 4Explore discounts you qualify for
Discover car insurance discounts applicable to your situation. Honda Odyssey owners often qualify for safety features discounts, multi-vehicle discounts, bundling savings and good driver rewards. Some insurers also offer discounts for anti-theft devices, defensive driving courses or being a loyal customer. These savings can reduce your annual premium costs.
- 5Consider alternative car insurance types
Honda Odyssey owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise that track safe driving habits and deliver premium reductions. These telematics programs monitor factors like speed, braking patterns and mileage. Family drivers who practice safe habits often see substantial savings through these innovative options.
- 6Check rates every year
Obtain car insurance quotes from several companies annually to ensure you're getting the best deal. Your insurer doesn't notify you when competitors lower their prices, so regular comparisons could save up to 24% on your Honda Odyssey insurance. Rate changes happen frequently, making annual shopping essential for maintaining affordable coverage.
Honda Odyssey Insurance Cost: Bottom Line
Honda Odyssey insurance runs affordable compared to most vehicles, though you'll still want to shop around for better rates. Comparing quotes from multiple insurers and claiming available discounts helps you secure the most competitive pricing.
Honda Odyssey Insurance Rates: FAQ
What is the average cost of car insurance for a Honda Odyssey?
Honda Odyssey insurance averages $898 annually for state minimum coverage and $1,733 for full coverage. Monthly, drivers can expect to pay around $75 for minimum and $144 for comprehensive protection.
What company has the cheapest car insurance for a Honda Odyssey?
GEICO provides the most affordable minimum coverage for a Honda Odyssey at $616 annually. Honda Odyssey owners seeking full coverage will also find GEICO offers the best rates at $1,331 per year.
Are Honda Odysseys expensive to insure?
No, Honda Odyssey insurance is not expensive compared to most vehicles. Among the 827 models we track, it ranks 147th for affordability. Within the van category specifically, it places 14th out of 34 options.
What factors affect insurance costs for Honda Odysseys?
Multiple factors affect Honda Odyssey insurance rates, though it ranks among more affordable vehicles to insure. Your personal driving record, credit score, and chosen coverage levels impact premiums. The Odyssey's family-friendly design and strong safety ratings help keep costs reasonable compared to other vehicle types.
How can I lower Honda Odyssey insurance costs?
Compare quotes from multiple insurers since Honda Odyssey costs differ between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home insurance and maintain a clean driving record to secure better rates.
How We Determined Honda Odyssey Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Honda Odyssey insurance costs.
Who We Based These Rates On
These Honda Odyssey prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.