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Compare the Cost of Honda Odyssey Insurance by Model Year and Company
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Ensure you're getting the best rate. Review quotes from a top insurance company.
It’s important to compare Honda Odyssey insurance rates when you're shopping for auto insurance. Comparing prices from several insurers may help you secure a better premium since insurance firms charge varying rates for the same car model. Insurance costs can even vary according to model year and driving history.
Key Takeaways for Honda Odyssey Insurance
The average annual cost of insurance for a Honda Odyssey is $1,068, which is $359 cheaper than the national average.
Insurance for a Honda Odyssey may vary by as much as $324 per year depending on the insurance company you choose.
Insurance for a Honda Odyssey may change by up to $306 per year depending on your vehicle's age. Insurance prices for older car models are cheaper.
How Much It Costs to Insure a Honda Odyssey and the Cheapest Company
If you drive a Honda Odyssey, the insurance company you choose has a significant impact on your annual insurance premium. Honda Odyssey insurance rates cost $1,068 on average.
GEICO provides the most affordable rates, with an average annual premium of $928. Allstate has the most expensive annual coverage at roughly $324 more per year. Comparing cheap car insurance companies will help you get the best deal available.
The Average Annual Cost of Honda Odyssey Insurance by Company
MoneyGeek analyzed insurance rates using a sample driving profile for a 40-year-old male with a 100/300/100 full coverage policy.
The Average Cost to Insure a Honda Odyssey by Company
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- CompanyAverage Annual Rates
- 1.$928
- 2.$946
- 3.$1,001
- 4.$1,099
- 5.$1,102
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Is a Honda Odyssey Expensive to Insure?
Car insurance premiums are determined by a number of factors, including the car model. Insurance rates are typically higher for vehicles that are more expensive, more likely to be involved in an accident or more likely to be stolen.
The cost of insurance for a Honda Odyssey tends to be inexpensive. The National Highway Traffic Safety Administration (NHTSA) classifies this model as a low-value and low-horsepower vehicle. These factors make the Honda Odyssey less risky to insure, earning it lower auto insurance premiums.
The Best Car Insurance Company for a Honda Odyssey
Price alone isn't the only factor you should consider when buying insurance for a Honda Odyssey. You should also take into account other information regarding the insurance company you're evaluating.
Using MoneyGeek's rating system, which includes consumer complaints, affordability, customer satisfaction and financial stability, we discovered that GEICO is the best auto insurance company for Honda Odyssey drivers.
1
USAA
Score:94
2
GEICO
Score:90
3
Progressive
Score:88
4
State Farm
Score:79
5
Nationwide
Score:79
6
Allied
Score:NaN
7
Allstate
Score:69
How Much It Costs to Insure a Honda Odyssey by Model Year
Older models of a Honda Odyssey are cheaper to insure. Comprehensive and collision insurance premiums drop when the value of a vehicle decreases.
The yearly insurance cost for a 2005 Honda Odyssey model is roughly $913, while a 2020 model has an average annual cost of $1,219. That’s a difference of about $306.
The average yearly insurance costs for various Honda Odyssey models are:
- 2005 Honda Odyssey: $913
- 2010 Honda Odyssey: $1,009
- 2016 Honda Odyssey: $1,133
- 2017 Honda Odyssey: $1,159
- 2018 Honda Odyssey: $1,185
- 2019 Honda Odyssey: $1,204
- 2020 Honda Odyssey: $1,219
Progressive is the most affordable insurance provider with an average annual rate of $1,039 for a 2020 Honda Odyssey.
You can search for your Honda Odyssey’s year to see the average insurance rates for your model year from various insurers. Keep in mind that the cheapest insurer can vary from year to year.
The Average Cost to Insure a Honda Odyssey by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,078$1,063$1,043$1,017$991$848$794
- 2.$1,039$1,030$1,018$1,003$987$938$821
- 3.$1,168$1,155$1,140$1,119$1,097$918$820
- 4.$1,277$1,255$1,229$1,193$1,156$1,048$917
- 5.$1,047$1,066$1,091$1,123$1,156$1,131$1,073
How Expensive Is It to Insure a Honda Odyssey Compared to Other Cars?
When it comes to car insurance, driving a Honda Odyssey is less expensive than other vehicles. It costs an average of $1,068 per year to insure a Honda Odyssey, which is $359 less than the national average.
How Much It Costs to Insure a Honda Odyssey for 16- to 25-Year-Olds
Regardless of the car they drive, younger drivers are likely to pay higher insurance premiums because of their lack of driving experience.
An 18-year-old driver insuring a Honda Odyssey pays, on average, $3,487 per year for auto insurance. A 40-year-old driver pays roughly $2,419 less per year.
Young drivers can save money by staying on their parent’s insurance. As a general rule, premiums are higher for young drivers when they buy insurance on their own.
The table below shows how much car insurance costs for young drivers between the ages of 16 and 25.
The Average Cost to Insure a Honda Odyssey by Driver Age
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- AgeAverage Annual Rates
- 16$4,471
- 17$3,960
- 18$3,487
- 19$2,498
- 20$2,229
How Does Location Affect the Cost of Honda Odyssey Insurance?
While the rates mentioned here are based on the national average, where you reside can have a significant impact on your car insurance premiums. MoneyGeek’s state page analysis can help you learn more about the cost of car insurance in each state.
FAQs About Honda Odyssey Insurance
While the model of your car has a significant influence on the price of your insurance, it’s only one of many factors that insurers consider. Here are some of the frequently asked questions about Honda Odyssey car insurance.
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