Insurance for a Dodge Viper averages $253 monthly for full coverage and $130 for minimum coverage. Depending on your trim and model year, costs can range from $70 to $618 monthly.
Dodge Viper Insurance Cost
Updated: May 8, 2026
Key Takeaways
GEICO offers the most affordable Dodge Viper insurance on average, though full coverage costs vary widely by model year and insurer. Expect to pay around $253 a month for comprehensive protection. Read more.
The Viper ranks 41st out of 115 sports cars for insurance affordability, placing it in the middle tier for its vehicle type. Sports cars carry higher premiums due to powerful engines and elevated repair costs, so the Viper is expensive to insure compared to most vehicles. Read more.
The Viper's model year makes a notable difference in insurance rates, with teen drivers often seeing the biggest gaps in pricing. For the most accurate quotes, check costs by model year and driver age. Read MoneyGeek's analysis of rates by company for specific Viper model years depending on the age of the drivers.
How Much Is Dodge Viper Insurance?
| Dodge Viper | $130 | $253 |
Looking for another Dodge model? Read more about the cost of Dodge car insurance models.
The age of your Viper greatly impacts insurance costs. Older models benefit from depreciation, with monthly premiums starting around $70, while the newest can cost up to $618 a month due to higher market value.
Insurance costs for a Dodge Viper depend on model year and insurer. Full coverage ranges from $192 a month with Travelers to $392 with AIG, while minimum coverage runs $88 with GEICO to $206 with Farmers.
Dodge Viper owners should compare insurers, as minimum coverage varies by $118 and full coverage by more than $200. Each company calculates risk differently for the Viper, affecting your final quote.
| AAA | $146 | $302 |
| AIG | $159 | $392 |
| Allstate | $174 | $337 |
| Amica | $148 | $303 |
| Chubb | $145 | $289 |
| Farmers | $206 | $367 |
| Geico | $88 | $193 |
| Kemper | $108 | $222 |
| Nationwide | $136 | $235 |
| Progressive | $136 | $256 |
| State Farm | $112 | $235 |
| The Hartford | $131 | $223 |
| Travelers | $104 | $192 |
| UAIC | $167 | $207 |
Is Dodge Viper Expensive to Insure?
MoneyGeek's analysis of 115 sports cars places the Dodge Viper 41st for insurance affordability, with 40 vehicles costing less to insure. It sits between the slightly cheaper Lexus RC and the marginally pricier McLaren 570S, landing squarely in the middle tier. Among sports cars, the Viper doesn't rank as particularly expensive or affordable.
Sports cars are costly to insure overall, and the Viper's 668th ranking out of 827 total vehicles reveals the bigger picture, placing it among the top 25% most expensive cars to insure. The Mazda MX-5 Miata is the most affordable sports car, and the Rolls-Royce La Rose Noire commands the highest premiums in the category.
| Lexus LC | $177 | 38 |
| BMW M2 | $183 | 39 |
| Lexus RC | $187 | 40 |
| Dodge Viper | $192 | 41 |
| Mclaren 570S | $193 | 42 |
| Nissan GT-R | $195 | 43 |
| Acura NSX | $196 | 44 |
Several factors affect what you'll pay for Dodge Viper insurance:
- Average repair or replacement costs: The Dodge Viper's maintenance expenses average $2,157 annually, making it Dodge's most expensive model to maintain out of all 14 models. These high repair costs directly impact insurance premiums.
- Vehicle trim, features and accessories: With horsepower ranging from 400 to 645 and 0-60 mph acceleration under four seconds, the Viper's performance capabilities drive up insurance costs. Higher-performance trims cost more to insure due to increased repair risks and replacement expenses.
- Driver profile: Most Dodge Viper owners are middle-aged drivers around 40 to 50 years old with higher incomes, leading to increased coverage options and rates. The Viper's performance reputation attracts risk-taking behaviors that raise insurer concerns. Read more about the costs of Dodge Vipers for young drivers.
Dodge Viper Costs by Model Year and Driver Age by Insurance Company
Model year is one of the biggest factors behind Dodge Viper insurance costs, alongside driver age. A 35- to 55-year-old driver pays around $137 a month for full coverage on a 2001 Viper compared to $618 for a 2017 model. Newer models cost more to insure, and teen drivers and those in their early twenties pay considerably more across all years.
Drivers can cut Dodge Viper insurance costs by hundreds a month when they compare insurers. GEICO has the cheapest rates across all model years and offers the biggest savings potential versus the average rate.
Older models (2001 to 2005):
Cost of Car Insurance for 2017 Dodge Viper
| Geico | $226 | $493 |
| National General | $238 | $488 |
| Travelers | $265 | $488 |
| State Farm | $279 | $582 |
| Kemper | $287 | $585 |
| The Hartford | $300 | $511 |
| Progressive | $300 | $563 |
| Nationwide | $337 | $583 |
| AAA | $355 | $737 |
| Amica | $367 | $752 |
| Chubb | $396 | $790 |
| Allstate | $410 | $793 |
| AIG | $421 | $1,056 |
| UAIC | $436 | $549 |
| Farmers | $512 | $915 |
2017 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $2,188 | $1,925 | $1,703 | $1,471 | $1,299 | $1,104 | $1,003 | $896 | $819 | $721 |
| Nationwide | $2,652 | $2,425 | $2,235 | $1,896 | $1,601 | $1,038 | $962 | $898 | $848 | $759 |
| Geico | $2,788 | $2,037 | $1,712 | $1,245 | $1,069 | $865 | $797 | $659 | $624 | $565 |
| Travelers | $2,986 | $2,138 | $1,687 | $1,296 | $1,144 | $835 | $762 | $704 | $650 | $562 |
| Allstate | $3,804 | $2,979 | $2,397 | $1,764 | $1,580 | $1,236 | $1,119 | $1,056 | $995 | $880 |
| Progressive | $4,090 | $3,305 | $2,744 | $1,526 | $1,331 | $1,074 | $957 | $855 | $787 | $676 |
| Farmers | $5,845 | $4,329 | $3,840 | $2,347 | $2,207 | $1,667 | $1,492 | $1,423 | $1,354 | $1,138 |
Cost of Car Insurance for 2016 Dodge Viper
| National General | $84 | $173 |
| Geico | $86 | $189 |
| Travelers | $92 | $171 |
| State Farm | $93 | $194 |
| The Hartford | $93 | $159 |
| Kemper | $101 | $211 |
| Chubb | $113 | $229 |
| Nationwide | $117 | $203 |
| Progressive | $130 | $245 |
| Amica | $135 | $276 |
| UAIC | $137 | $170 |
| AIG | $145 | $356 |
| AAA | $146 | $302 |
| Allstate | $177 | $341 |
| Farmers | $223 | $401 |
2016 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $730 | $642 | $569 | $491 | $434 | $368 | $335 | $299 | $274 | $241 |
| Nationwide | $931 | $846 | $781 | $662 | $560 | $362 | $336 | $314 | $296 | $265 |
| Geico | $1,070 | $782 | $658 | $479 | $411 | $333 | $307 | $253 | $240 | $217 |
| Travelers | $1,095 | $775 | $612 | $467 | $414 | $294 | $268 | $248 | $229 | $197 |
| Allstate | $1,666 | $1,303 | $1,042 | $761 | $681 | $534 | $483 | $455 | $427 | $379 |
| Progressive | $1,773 | $1,435 | $1,193 | $663 | $579 | $467 | $416 | $372 | $342 | $294 |
| Farmers | $2,602 | $1,932 | $1,708 | $1,037 | $972 | $729 | $654 | $623 | $593 | $499 |
Cost of Car Insurance for 2015 Dodge Viper
| National General | $72 | $148 |
| Geico | $74 | $162 |
| Travelers | $79 | $146 |
| State Farm | $79 | $166 |
| The Hartford | $80 | $136 |
| Kemper | $86 | $180 |
| Chubb | $97 | $196 |
| Nationwide | $100 | $174 |
| Progressive | $111 | $210 |
| Amica | $115 | $237 |
| UAIC | $118 | $146 |
| AIG | $124 | $305 |
| AAA | $125 | $259 |
| Allstate | $151 | $292 |
| Farmers | $191 | $344 |
2015 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $625 | $550 | $487 | $420 | $371 | $315 | $287 | $256 | $234 | $206 |
| Nationwide | $797 | $724 | $668 | $567 | $479 | $310 | $288 | $268 | $254 | $227 |
| Geico | $916 | $669 | $563 | $410 | $351 | $285 | $263 | $217 | $205 | $186 |
| Travelers | $937 | $664 | $523 | $400 | $354 | $252 | $230 | $212 | $196 | $169 |
| Allstate | $1,426 | $1,115 | $892 | $651 | $583 | $457 | $414 | $390 | $366 | $324 |
| Progressive | $1,518 | $1,228 | $1,021 | $567 | $495 | $399 | $356 | $318 | $293 | $252 |
| Farmers | $2,227 | $1,654 | $1,462 | $887 | $832 | $624 | $560 | $533 | $508 | $427 |
Cost of Car Insurance for 2014 Dodge Viper
| National General | $68 | $140 |
| Geico | $70 | $154 |
| Travelers | $75 | $139 |
| State Farm | $75 | $158 |
| The Hartford | $75 | $129 |
| Kemper | $82 | $171 |
| Chubb | $92 | $186 |
| Nationwide | $95 | $165 |
| Progressive | $105 | $199 |
| Amica | $109 | $224 |
| UAIC | $111 | $138 |
| AIG | $118 | $289 |
| AAA | $118 | $245 |
| Allstate | $144 | $277 |
| Farmers | $181 | $326 |
2014 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $592 | $521 | $461 | $398 | $352 | $299 | $272 | $243 | $222 | $195 |
| Nationwide | $755 | $686 | $634 | $537 | $454 | $294 | $273 | $254 | $240 | $215 |
| Geico | $868 | $634 | $534 | $388 | $333 | $270 | $249 | $206 | $195 | $176 |
| Travelers | $888 | $629 | $496 | $379 | $336 | $238 | $218 | $201 | $186 | $160 |
| Allstate | $1,351 | $1,057 | $845 | $617 | $553 | $434 | $392 | $369 | $347 | $307 |
| Progressive | $1,438 | $1,164 | $967 | $538 | $470 | $379 | $338 | $301 | $278 | $239 |
| Farmers | $2,111 | $1,567 | $1,386 | $841 | $789 | $592 | $531 | $505 | $481 | $405 |
Cost of Car Insurance for 2013 Dodge Viper
| National General | $65 | $133 |
| Geico | $67 | $146 |
| Travelers | $71 | $132 |
| State Farm | $71 | $150 |
| The Hartford | $72 | $122 |
| Kemper | $78 | $162 |
| Chubb | $87 | $177 |
| Nationwide | $90 | $157 |
| Progressive | $100 | $189 |
| Amica | $104 | $213 |
| UAIC | $106 | $131 |
| AIG | $112 | $274 |
| AAA | $112 | $233 |
| Allstate | $136 | $263 |
| Farmers | $172 | $309 |
2013 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $563 | $495 | $438 | $378 | $334 | $284 | $258 | $230 | $211 | $186 |
| Nationwide | $717 | $652 | $602 | $510 | $432 | $279 | $259 | $242 | $228 | $204 |
| Geico | $824 | $603 | $507 | $369 | $316 | $256 | $236 | $195 | $185 | $167 |
| Travelers | $844 | $597 | $471 | $360 | $319 | $227 | $207 | $191 | $177 | $152 |
| Allstate | $1,283 | $1,004 | $803 | $586 | $525 | $412 | $372 | $351 | $329 | $292 |
| Progressive | $1,366 | $1,106 | $919 | $511 | $446 | $360 | $321 | $286 | $264 | $227 |
| Farmers | $2,005 | $1,489 | $1,316 | $799 | $749 | $562 | $504 | $480 | $457 | $385 |
Cost of Car Insurance for 2005 Dodge Viper
| Kemper | $61 | $126 |
| Geico | $62 | $133 |
| Travelers | $74 | $137 |
| National General | $78 | $160 |
| State Farm | $96 | $203 |
| Nationwide | $100 | $173 |
| AIG | $103 | $242 |
| Chubb | $104 | $204 |
| AAA | $106 | $219 |
| Amica | $119 | $242 |
| Progressive | $120 | $225 |
| UAIC | $124 | $150 |
| Farmers | $132 | $234 |
| Allstate | $140 | $271 |
| The Hartford | $143 | $244 |
2005 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $762 | $556 | $466 | $338 | $291 | $235 | $216 | $179 | $169 | $153 |
| State Farm | $762 | $670 | $592 | $512 | $452 | $384 | $349 | $312 | $285 | $251 |
| Nationwide | $783 | $717 | $660 | $560 | $473 | $307 | $285 | $266 | $251 | $225 |
| Travelers | $823 | $599 | $476 | $367 | $326 | $236 | $216 | $200 | $185 | $158 |
| Allstate | $1,308 | $1,023 | $822 | $604 | $541 | $423 | $384 | $362 | $341 | $301 |
| Farmers | $1,415 | $1,061 | $945 | $598 | $564 | $434 | $384 | $369 | $351 | $292 |
| Progressive | $1,633 | $1,316 | $1,091 | $609 | $531 | $431 | $383 | $342 | $315 | $270 |
Cost of Car Insurance for 2004 Dodge Viper
| Kemper | $58 | $121 |
| Geico | $59 | $128 |
| Travelers | $71 | $132 |
| National General | $75 | $154 |
| State Farm | $92 | $195 |
| Nationwide | $96 | $166 |
| AIG | $99 | $233 |
| Chubb | $100 | $196 |
| AAA | $102 | $211 |
| Amica | $114 | $232 |
| Progressive | $115 | $216 |
| UAIC | $120 | $144 |
| Farmers | $127 | $225 |
| Allstate | $135 | $261 |
| The Hartford | $138 | $235 |
2004 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $733 | $535 | $449 | $326 | $280 | $226 | $208 | $172 | $162 | $147 |
| State Farm | $733 | $645 | $570 | $493 | $435 | $370 | $336 | $300 | $274 | $242 |
| Nationwide | $753 | $690 | $635 | $539 | $456 | $295 | $274 | $256 | $242 | $216 |
| Travelers | $792 | $576 | $458 | $354 | $313 | $227 | $208 | $193 | $178 | $152 |
| Allstate | $1,258 | $984 | $791 | $582 | $521 | $407 | $369 | $348 | $328 | $290 |
| Farmers | $1,361 | $1,021 | $909 | $575 | $543 | $417 | $370 | $355 | $337 | $281 |
| Progressive | $1,571 | $1,266 | $1,050 | $586 | $511 | $415 | $369 | $329 | $303 | $260 |
Cost of Car Insurance for 2003 Dodge Viper
| Kemper | $58 | $119 |
| Geico | $58 | $127 |
| Travelers | $70 | $130 |
| National General | $74 | $152 |
| State Farm | $91 | $192 |
| Nationwide | $95 | $164 |
| AIG | $98 | $230 |
| Chubb | $99 | $193 |
| AAA | $101 | $208 |
| Amica | $113 | $229 |
| Progressive | $114 | $213 |
| UAIC | $118 | $143 |
| Farmers | $125 | $222 |
| Allstate | $133 | $257 |
| The Hartford | $136 | $232 |
2003 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $723 | $527 | $443 | $321 | $276 | $223 | $205 | $170 | $160 | $145 |
| State Farm | $723 | $636 | $562 | $486 | $429 | $365 | $331 | $296 | $270 | $238 |
| Nationwide | $743 | $681 | $627 | $532 | $449 | $291 | $270 | $252 | $238 | $213 |
| Travelers | $781 | $569 | $451 | $349 | $309 | $224 | $205 | $190 | $176 | $150 |
| Allstate | $1,241 | $971 | $780 | $574 | $514 | $402 | $364 | $343 | $323 | $286 |
| Farmers | $1,343 | $1,007 | $897 | $567 | $536 | $412 | $365 | $350 | $333 | $278 |
| Progressive | $1,550 | $1,249 | $1,036 | $578 | $504 | $409 | $364 | $325 | $299 | $256 |
Cost of Car Insurance for 2002 Dodge Viper
| Kemper | $50 | $104 |
| Geico | $51 | $111 |
| Travelers | $61 | $114 |
| National General | $65 | $133 |
| State Farm | $80 | $168 |
| Nationwide | $83 | $144 |
| AIG | $86 | $201 |
| Chubb | $86 | $169 |
| AAA | $88 | $182 |
| Amica | $99 | $201 |
| Progressive | $100 | $187 |
| UAIC | $103 | $125 |
| Farmers | $110 | $194 |
| Allstate | $117 | $226 |
| The Hartford | $119 | $203 |
2002 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $633 | $462 | $388 | $281 | $242 | $195 | $180 | $149 | $140 | $127 |
| State Farm | $634 | $557 | $492 | $426 | $376 | $319 | $290 | $259 | $237 | $209 |
| Nationwide | $651 | $596 | $549 | $466 | $394 | $255 | $237 | $221 | $209 | $187 |
| Travelers | $684 | $498 | $395 | $306 | $271 | $196 | $180 | $166 | $154 | $131 |
| Allstate | $1,088 | $851 | $683 | $503 | $450 | $352 | $319 | $301 | $283 | $250 |
| Farmers | $1,177 | $882 | $786 | $497 | $469 | $361 | $319 | $307 | $292 | $243 |
| Progressive | $1,358 | $1,094 | $907 | $506 | $442 | $358 | $319 | $285 | $262 | $225 |
Cost of Car Insurance for 2001 Dodge Viper
| Kemper | $44 | $90 |
| Geico | $44 | $96 |
| Travelers | $53 | $98 |
| National General | $56 | $115 |
| State Farm | $69 | $145 |
| Nationwide | $72 | $124 |
| AIG | $74 | $174 |
| Chubb | $75 | $146 |
| AAA | $76 | $157 |
| Amica | $85 | $173 |
| Progressive | $86 | $161 |
| UAIC | $89 | $108 |
| Farmers | $95 | $168 |
| Allstate | $101 | $195 |
| The Hartford | $103 | $175 |
2001 Dodge Viper Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $547 | $399 | $335 | $243 | $209 | $169 | $155 | $128 | $121 | $110 |
| State Farm | $547 | $481 | $425 | $368 | $325 | $276 | $251 | $224 | $205 | $180 |
| Nationwide | $562 | $515 | $474 | $402 | $340 | $220 | $204 | $191 | $180 | $161 |
| Travelers | $591 | $430 | $341 | $264 | $234 | $170 | $155 | $144 | $133 | $113 |
| Allstate | $939 | $735 | $590 | $434 | $389 | $304 | $275 | $260 | $245 | $216 |
| Farmers | $1,016 | $762 | $679 | $429 | $405 | $312 | $276 | $265 | $252 | $210 |
| Progressive | $1,173 | $945 | $783 | $437 | $381 | $309 | $275 | $246 | $226 | $194 |
Dodge Viper Insurance Cost by Trim
Dodge Viper insurance costs range from $86 a month for minimum coverage on Convertible models to $550 for full coverage on high-performance GTS variants. Performance features and market value account for the wide gap between trim levels.
| Convertible | $86 | $167 |
| Base | $88 | $172 |
| Coupe | $89 | $173 |
| Srt | $109 | $213 |
| Gt | $122 | $239 |
| Gtc | $132 | $257 |
| Acr | $155 | $303 |
| Gts | $282 | $550 |
Dodge Viper Insurance Cost by State
Where you live determines how much you'll pay for Dodge Viper insurance. Minimum coverage runs $59 a month in Wyoming and up to $248 in Louisiana, with state risk characteristics and insurance regulations behind the gap rather than the vehicle itself.
| Alabama | $127 | $236 |
| Alaska | $95 | $200 |
| Arizona | $159 | $295 |
| Arkansas | $106 | $235 |
| California | $125 | $256 |
| Colorado | $128 | $305 |
| Connecticut | $168 | $288 |
| Delaware | $166 | $278 |
| Florida | $147 | $342 |
| Georgia | $182 | $299 |
| Hawaii | $69 | $157 |
| Idaho | $73 | $149 |
| Illinois | $116 | $218 |
| Indiana | $82 | $159 |
| Iowa | $75 | $182 |
| Kansas | $97 | $224 |
| Kentucky | $148 | $253 |
| Louisiana | $248 | $529 |
| Maine | $67 | $139 |
| Maryland | $183 | $309 |
| Massachusetts | $126 | $267 |
| Michigan | $183 | $356 |
| Minnesota | $103 | $217 |
| Mississippi | $119 | $233 |
| Missouri | $148 | $292 |
| Montana | $103 | $246 |
| Nebraska | $87 | $199 |
| Nevada | $207 | $374 |
| New Hampshire | $89 | $159 |
| New Jersey | $193 | $319 |
| New Mexico | $111 | $243 |
| New York | $154 | $276 |
| North Carolina | $94 | $185 |
| North Dakota | $81 | $175 |
| Ohio | $99 | $190 |
| Oklahoma | $122 | $270 |
| Oregon | $143 | $249 |
| Pennsylvania | $113 | $263 |
| Rhode Island | $158 | $280 |
| South Carolina | $121 | $226 |
| South Dakota | $77 | $235 |
| Tennessee | $102 | $205 |
| Texas | $155 | $314 |
| Utah | $126 | $214 |
| Vermont | $60 | $143 |
| Virginia | $118 | $190 |
| Washington | $116 | $216 |
| West Virginia | $117 | $235 |
| Wisconsin | $87 | $192 |
| Wyoming | $59 | $179 |
How to Lower the Cost of Dodge Viper Insurance
We've compiled proven strategies to help you find affordable Dodge Viper insurance rates:
- 1Choose the right coverage
How much coverage to buy for your Dodge Viper depends on your budget, risk tolerance and whether you own, finance or lease the vehicle. Drivers who own their Viper outright may opt for state minimum liability with comprehensive and collision and a $1,000 deductible to keep premiums lower.
Those who want more financial protection often carry 100/300/100 liability limits with comprehensive and collision and a $500 deductible. Financing or leasing a Viper often requires 100/300/100 liability coverage, comprehensive and collision with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for performance sports cars provide a baseline for what to expect. Typical pricing also helps drivers identify competitive rates and spot good deals alongside quotes from the cheapest car insurance companies in their area.
- 3Look for more than just low rates
Find the right car insurance by looking beyond quotes alone. Check J.D. Power satisfaction ratings, forum discussions about claims handling, Better Business Bureau records and AM Best financial stability ratings. Budget options may come with limited coverage or slower service when you need to file a claim.
- 4Explore discounts you qualify for
Dodge Viper owners often qualify for car insurance discounts that can bring premiums down. Good driver discounts, policy bundling, anti-theft device reductions and safety feature credits are common options. Multiple discounts with the same insurer may reduce costs even further.
- 5Find alternative car insurance types
Dodge Viper owners may benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise, which track driving habits and adjust premiums based on actual behavior. Sports cars often log limited mileage, so careful drivers can see real savings through these programs.
- 6Check rates every year
Get car insurance quotes from multiple companies annually to ensure you're getting the best deal. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Dodge Viper insurance. Market conditions and your driving record changes can create new savings opportunities.
Dodge Viper Insurance Cost: Bottom Line
Dodge Viper insurance costs more than average, but decent rates are still available. Multiple quotes and available discounts may help lower the cost of insuring the sports car.
Dodge Viper Insurance Rates: FAQ
What is the average cost of car insurance for a Dodge Viper?
Dodge Viper insurance costs $1,560 annually for state minimum coverage and $3,036 for full coverage. These rates make the Viper relatively affordable compared to other high-performance sports cars.
What company has the cheapest car insurance for a Dodge Viper?
GEICO provides the most affordable minimum coverage for a Dodge Viper at $1,056 annually. Travelers offers the best value for full coverage at $2,304 per year.
Are Dodge Vipers expensive to insure?
Yes, Dodge Viper insurance costs more than most vehicles. The Viper ranks 668th out of 827 models for affordability, though it places 41st out of 115 sports cars specifically.
What factors affect insurance costs for Dodge Vipers?
Many factors affect Dodge Viper insurance rates, including your driving record, credit score and coverage selections. The Viper's high-performance engine and specialized parts increase repair costs, which often leads to higher premiums.
How can I lower Dodge Viper insurance costs?
Compare quotes from multiple insurers since Viper pricing can vary widely between companies and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies and maintain a clean driving record for lower rates.
How We Determined Dodge Viper Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Dodge Viper insurance costs.
Who We Based These Rates On
These Dodge Viper prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!