Dodge Durango Insurance Cost

Newer Dodge Durangos cost more to insure than older models, with 2025 versions reaching $558 monthly compared to just $49 for older Durangos. This substantial difference reflects that newer vehicles are more expensive to replace or repair.

Looking for another Dodge model? Read more about Dodge insurance costs.

GEICO charges $71 a month for Dodge Durango minimum coverage; UAIC charges $163. Full coverage is $154 with GEICO and $365 with AIG. There's a $92 gap on minimum coverage and a $211 gap on full coverage, so get at least three quotes to find your lowest rate.

The Dodge Durango ranks 145th for affordability among 256 SUVs in MoneyGeek's database. It costs a few dollars more a month than an Audi SQ5 and a few dollars less than a Nissan Kicks.

Across all 827 models in the database, the Durango ranks 513th, so it's in the more expensive half overall. The Isuzu Amigo is the cheapest SUV to insure, and the Audi SQ8 e-tron is the most expensive.

Several factors affect what you'll pay for Dodge Durango insurance:

• Average repair costs. The Dodge Durango averages $973 a year in repair costs, 11th lowest among Dodge's 14 models. That near-bottom figure for the Dodge lineup reflects above-average parts complexity for a three-row SUV.
• Trim, features and accessories. The Durango's power output ranges from 293 to 710 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
• Driver profile. Durango drivers tend to fall between ages 35 and 50, with a median around 42, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of Dodge Durangos for young drivers.

Car insurance for a Dodge Durango costs as little as $38 per month in Wyoming or as much as $197 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.

A 2016 Dodge Durango costs about $197 monthly to insure for drivers aged 35 to 55, while a 2025 model jumps to $386 per month for the same age group. This significant difference shows how newer car models tend to be much more expensive than older models when it comes to full coverage car insurance. Insurance costs for your Dodge Durango may change greatly depending on your model year and the age of the drivers on your policy, with young drivers in their teens and early twenties paying much more to insure.

GEICO is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate. 

• 2025 Dodge Durango Insurance Rates
• 2024 Dodge Durango Insurance Rates
• 2023 Dodge Durango Insurance Rates
• 2022 Dodge Durango Insurance Rates
• 2021 Dodge Durango Insurance Rates

Insurance costs for your Dodge Durango vary —from $558 monthly for full coverage on high-performance Srt Hellcat Silver Bullet variants down to $49 for minimum coverage on basic Sport Utility 4d models. Performance features and market value determine where each trim falls in this wide range.

These steps cut Dodge Durango insurance costs without trading away the coverage you need.

The Dodge Durango costs more to insure than most SUVs. Compare quotes from at least three insurers and stack available discounts to find your lowest rate.

Dodge Durango cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.

Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.