Insurance premiums for an Audi TT average $173 monthly for full coverage and $89 for minimum coverage. Depending on your trim and model year, you'll pay between $52 and $296 monthly.
Audi TT Insurance Cost
Key Takeaways
The Hartford offers the most affordable Audi TT insurance rates on average, though full coverage costs vary widely by model year and insurer, averaging $173 monthly. Read more
Among coupes, the TT ranks 27th out of 47 for insurance affordability, placing it in the middle tier for its vehicle type. Coupes have higher premiums than most car types due to performance and repair costs. Read more
Teen drivers on your policy make model year specificity crucial for accurate TT insurance quotes, as rates can differ between years and companies. Read MoneyGeek's analysis of rates by company for specific TT model years, depending on the age of the drivers
How Much Is Audi TT Insurance?
Looking for another Audi model? Read more about the cost of Audi car insurance models.
GEICO charges $65 a month for Audi TT minimum coverage; Allstate charges $132. Full coverage starts at $130 a month with Travelers, with AIG at the higher end.
A $67 gap on minimum coverage and a $164 gap on full coverage indicate different underwriting models, so getting multiple quotes is the only way to find your lowest rate.
| AAA | $103 | $214 |
| AIG | $121 | $294 |
| Allstate | $132 | $255 |
| Amica | $116 | $237 |
| Chubb | $111 | $221 |
| Farmers | $130 | $227 |
| Geico | $65 | $141 |
| Kemper | $80 | $165 |
| Nationwide | $85 | $148 |
| Progressive | $82 | $153 |
| State Farm | $76 | $159 |
| The Hartford | $83 | $142 |
| Travelers | $70 | $130 |
| UAIC | $132 | $163 |
Is Audi TT Expensive to Insure?
The Audi TT ranks 27th for affordability among 47 coupes in MoneyGeek's database. It sits just above the Pontiac GTO and just below the Mercedes C-Class. Across all 827 models in the database, the TT ranks 313th, which puts it in the top half for overall affordability.
Coupes as a category price high. The Saturn S-Series is the cheapest coupe to insure, and the Mercedes S-Class is the most expensive.
| Infiniti G-Series | $129 | 24 |
| Mercedes CLK-Class | $130 | 25 |
| Pontiac GTO | $133 | 26 |
| Audi TT | $134 | 27 |
| Mercedes C-Class | $134 | 28 |
| BMW 1-series | $140 | 29 |
| Ford Focus | $142 | 30 |
Several factors affect what you'll pay for Audi TT insurance:
- Average repair costs. The Audi TT averages $1,273 a year in repair costs, fourth lowest among Audi's 33 models. That's still a high absolute figure relative to most vehicles, and it's a primary driver of the TT's premium level.
- Trim, features and accessories. The TT's power output ranges from 228 to 394 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
- Driver profile. Most Audi TT drivers fall between ages 30 and 45. Younger drivers pay more regardless of the vehicle.
Audi TT Insurance Cost by State
Car insurance for an Audi TT costs anywhere from $39 monthly in Wyoming to $185 in Louisiana for minimum coverage, depending on where you're located. Your state's risk factors and insurance regulations create these differences, not the vehicle model itself.
| Alabama | $75 | $143 |
| Alaska | $67 | $143 |
| Arizona | $101 | $190 |
| Arkansas | $70 | $154 |
| California | $84 | $171 |
| Colorado | $83 | $198 |
| Connecticut | $120 | $206 |
| Delaware | $120 | $202 |
| Florida | $101 | $232 |
| Georgia | $123 | $204 |
| Hawaii | $49 | $111 |
| Idaho | $48 | $98 |
| Illinois | $82 | $155 |
| Indiana | $57 | $112 |
| Iowa | $51 | $124 |
| Kansas | $65 | $150 |
| Kentucky | $108 | $184 |
| Louisiana | $185 | $390 |
| Maine | $48 | $99 |
| Maryland | $128 | $217 |
| Massachusetts | $93 | $198 |
| Michigan | $137 | $270 |
| Minnesota | $76 | $160 |
| Mississippi | $78 | $155 |
| Missouri | $105 | $209 |
| Montana | $66 | $158 |
| Nebraska | $68 | $154 |
| Nevada | $142 | $257 |
| New Hampshire | $64 | $113 |
| New Jersey | $141 | $233 |
| New Mexico | $71 | $158 |
| New York | $100 | $181 |
| North Carolina | $71 | $141 |
| North Dakota | $59 | $127 |
| Ohio | $65 | $125 |
| Oklahoma | $80 | $178 |
| Oregon | $100 | $175 |
| Pennsylvania | $80 | $186 |
| Rhode Island | $110 | $197 |
| South Carolina | $85 | $159 |
| South Dakota | $51 | $161 |
| Tennessee | $68 | $138 |
| Texas | $110 | $225 |
| Utah | $87 | $148 |
| Vermont | $44 | $105 |
| Virginia | $84 | $136 |
| Washington | $77 | $144 |
| West Virginia | $82 | $166 |
| Wisconsin | $57 | $125 |
| Wyoming | $39 | $119 |
Audi TT Costs by Model Year and Insurance Company
A 35- to 55-year-old driver pays $218 monthly for full coverage on a 2014 Audi TT compared to $249 for a 2023 model. Insurance costs for your Audi TT may change greatly depending on your model year and by the age of drivers on your policy. Newer car models tend to be much more expensive than older models, and young drivers in their teens and early twenties will pay much more to insure.
Travelers is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Audi TT
| Travelers | $88 | $163 |
| Progressive | $89 | $167 |
| Geico | $92 | $201 |
| Nationwide | $94 | $165 |
| State Farm | $95 | $199 |
| The Hartford | $106 | $180 |
| National General | $107 | $220 |
| Kemper | $109 | $226 |
| Chubb | $143 | $292 |
| AAA | $144 | $300 |
| UAIC | $153 | $191 |
| Amica | $166 | $342 |
| AIG | $170 | $423 |
| Allstate | $179 | $347 |
| Farmers | $182 | $318 |
Cost of Car Insurance for 2022 Audi TT
| Travelers | $85 | $158 |
| Progressive | $86 | $161 |
| Geico | $89 | $194 |
| Nationwide | $91 | $160 |
| State Farm | $92 | $193 |
| The Hartford | $102 | $174 |
| National General | $104 | $213 |
| Kemper | $105 | $219 |
| Chubb | $139 | $282 |
| AAA | $139 | $290 |
| UAIC | $148 | $185 |
| Amica | $161 | $330 |
| AIG | $164 | $408 |
| Allstate | $174 | $336 |
| Farmers | $176 | $307 |
Cost of Car Insurance for 2021 Audi TT
| Travelers | $78 | $146 |
| Progressive | $79 | $148 |
| Geico | $82 | $179 |
| Nationwide | $84 | $147 |
| State Farm | $85 | $177 |
| The Hartford | $94 | $160 |
| National General | $95 | $196 |
| Kemper | $97 | $202 |
| Chubb | $128 | $259 |
| AAA | $128 | $267 |
| UAIC | $136 | $170 |
| Amica | $148 | $304 |
| AIG | $151 | $376 |
| Allstate | $160 | $310 |
| Farmers | $161 | $282 |
Cost of Car Insurance for 2020 Audi TT
| Travelers | $73 | $135 |
| Progressive | $73 | $137 |
| Geico | $76 | $166 |
| Nationwide | $77 | $135 |
| State Farm | $78 | $163 |
| The Hartford | $87 | $148 |
| National General | $88 | $181 |
| Kemper | $89 | $186 |
| Chubb | $118 | $239 |
| AAA | $118 | $246 |
| UAIC | $126 | $157 |
| Amica | $137 | $281 |
| AIG | $140 | $347 |
| Allstate | $148 | $286 |
| Farmers | $149 | $260 |
Cost of Car Insurance for 2019 Audi TT
| Travelers | $66 | $122 |
| Progressive | $66 | $124 |
| Geico | $68 | $150 |
| Nationwide | $70 | $123 |
| State Farm | $71 | $148 |
| The Hartford | $78 | $133 |
| National General | $80 | $163 |
| Kemper | $81 | $168 |
| Chubb | $106 | $216 |
| AAA | $107 | $223 |
| UAIC | $114 | $142 |
| Amica | $124 | $254 |
| AIG | $126 | $314 |
| Allstate | $134 | $259 |
| Farmers | $135 | $235 |
Cost of Car Insurance for 2018 Audi TT
| Geico | $86 | $188 |
| National General | $87 | $178 |
| Travelers | $91 | $169 |
| Progressive | $97 | $182 |
| The Hartford | $98 | $166 |
| State Farm | $99 | $207 |
| Kemper | $100 | $206 |
| Nationwide | $116 | $203 |
| AAA | $127 | $266 |
| Chubb | $130 | $261 |
| UAIC | $137 | $171 |
| Allstate | $143 | $277 |
| Amica | $145 | $298 |
| AIG | $158 | $395 |
| Farmers | $161 | $283 |
Cost of Car Insurance for 2017 Audi TT
| Geico | $89 | $195 |
| National General | $93 | $190 |
| Travelers | $95 | $176 |
| Progressive | $103 | $194 |
| State Farm | $106 | $223 |
| The Hartford | $109 | $186 |
| Kemper | $113 | $232 |
| Nationwide | $122 | $212 |
| AAA | $134 | $278 |
| Chubb | $141 | $282 |
| Amica | $146 | $299 |
| UAIC | $150 | $187 |
| Allstate | $155 | $300 |
| AIG | $164 | $409 |
| Farmers | $166 | $290 |
Cost of Car Insurance for 2016 Audi TT
| Geico | $83 | $180 |
| National General | $88 | $180 |
| Travelers | $92 | $170 |
| State Farm | $100 | $210 |
| Progressive | $104 | $195 |
| The Hartford | $104 | $178 |
| Kemper | $110 | $226 |
| Nationwide | $118 | $205 |
| AAA | $129 | $267 |
| Chubb | $133 | $266 |
| Amica | $134 | $275 |
| Allstate | $143 | $277 |
| UAIC | $147 | $183 |
| AIG | $153 | $382 |
| Farmers | $159 | $277 |
Audi TT Insurance Cost by Trim
Insurance costs for your Audi TT vary by trim, from $56 monthly for minimum coverage on basic 3.2 Quattro Coupe 2d models to $296 for full coverage on high-performance RS Quattro Coupe 2d variants. Performance features, rarity, and market value determine where each trim falls in this range.
| 3.2 Quattro Coupe 2d | $56 | $108 |
| Quattro Special Ed Roadster 2d | $57 | $110 |
| Roadster 2d | $64 | $123 |
| Quattro Premium Coupe 2d | $65 | $126 |
| 180 Coupe 2d | $66 | $126 |
| Premium Coupe 2d | $67 | $130 |
| 225 Alms Commemorative Ed Cpe 2d | $68 | $130 |
| 3.2 Quattro Roadster 2d | $69 | $133 |
| 225 Quattro Roadster 2d | $71 | $137 |
| 225 Quattro Coupe 2d | $72 | $138 |
| Quattro Premium Plus Coupe 2d | $74 | $143 |
| Premium Convertible 2d | $76 | $146 |
| Coupe 2d | $78 | $151 |
| Quattro Special Ed Coupe 2d | $78 | $151 |
| Quattro Premium Convertible 2d | $79 | $153 |
| Quattro Coupe 2d | $82 | $158 |
| Quattro Roadster 2d | $84 | $164 |
| Tts Quattro Premium Coupe 2d | $86 | $166 |
| Quattro Premium Plus Roadster 2d | $88 | $170 |
| 3.2 Quattro Premium Plus Coupe 2d | $91 | $175 |
| 3.2 Quattro Premium Plus Convertible 2d | $92 | $178 |
| Quattro Prestige Roadster 2d | $93 | $180 |
| Tts Quattro Premium Convertible 2d | $93 | $181 |
| Tts Quattro Premium Plus Coupe 2d | $98 | $189 |
| Convertible 2d | $100 | $195 |
| Tts Quattro Premium Plus Roadster 2d | $103 | $200 |
| Quattro Prestige Coupe 2d | $105 | $203 |
| Tts Quattro Roadster 2d | $105 | $206 |
| Tts Coupe 2d | $105 | $207 |
| Tts Quattro Prestige Coupe 2d | $111 | $214 |
| Tts Quattro Coupe 2d | $113 | $220 |
| Tts Quattro Prestige Roadster 2d | $120 | $231 |
| Rs Coupe 2d | $125 | $246 |
| Final Edition Convertible 2d | $129 | $253 |
| Rs Quattro Coupe 2d | $153 | $296 |
How to Lower the Cost of Audi TT Insurance
We've compiled the best strategies to help you reduce your Audi TT premiums:
- 1Choose the right coverage
Coverage needs depend on how you own the TT. Paid off: state minimum liability plus comprehensive and collision at a $1,000 deductible is the baseline. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
If you own outright and want higher liability limits, 100/300/100 with a $500 deductible is the step up.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for coupes. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Audi TT.
- 3Check insurer quality, not just price
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores and BBB complaint records. Forum discussions on claims processing surface problems that don't appear in formal ratings. Our guide to the best car insurance companies covers all of those factors together.
- 4Find every discount you qualify for
Audi TT owners commonly qualify for safety feature discounts, good driver credits, policy bundling savings and anti-theft device discounts. The full list of car insurance discounts shows what's available and which ones stack.
- 5Consider alternative car insurance types
Progressive Snapshot and Allstate Drivewise monitor speed, braking and mileage, then price the policy on actual driving behavior. TT drivers who keep mileage low and drive conservatively tend to come out ahead on these programs.
- 6Check rates every year
Insurers don't flag when competitors drop their rates. Comparing quotes at each renewal catches pricing shifts before they compound.
Audi TT Insurance Cost: Bottom Line
Audi TT insurance runs about average in cost, but you can still secure decent rates. Shop multiple companies and claim available discounts to find your best insurance rate.
Audi TT Insurance Rates: FAQ
What is the average cost of car insurance for an Audi TT?
Audi TT insurance costs $1,067 annually for minimum coverage and $2,074 for full coverage. This averages to $89 monthly for state minimum and $173 monthly for comprehensive protection.
What company has the cheapest car insurance for an Audi TT?
GEICO provides the most affordable minimum coverage for an Audi TT at $778 annually. For full coverage, Travelers offers the best value at $1,565 per year.
Are Audi TTs expensive to insure?
No, Audi TT insurance is not more expensive than most vehicles to insure. The TT ranks 313th out of 827 vehicles for affordability, though among coupes specifically it places 27th out of 47 models.
What factors affect insurance costs for Audi TTs?
Audi TT premiums are higher than most vehicles for a combination of reasons. The 228 to 394 horsepower range across trims puts it in a higher risk bracket.
Specialized luxury parts push repair costs to $1,273 a year on average. Luxury vehicles also face above-average theft rates. Driving record, credit score and coverage level all move the final premium from there.
How can I lower Audi TT insurance costs?
Start with quotes from at least three insurers because the $164 full coverage difference between Travelers and AIG shows how wide TT pricing spreads. Stack every discount you qualify for: good driver, anti-theft and bundling are the highest-value options for this vehicle. Usage-based programs cut costs further for lower-mileage drivers with clean habits.
How We Determined Audi TT Insurance Costs
Audi TT cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.
Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.) and began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!