Audi RS 7 Insurance Cost


Key Takeaways
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The Hartford offers the most affordable Audi RS 7 insurance on average, though full coverage costs vary widely by model year and insurer, averaging $295 a month. Read more.

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The RS 7 ranks 172nd out of 199 sedans for insurance affordability, an expensive result even within its vehicle type. Sedans tend to cost less to insure due to better safety ratings and lower repair costs, but the RS 7 breaks that trend. Read more.

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Rates vary by RS 7 model year and driver age, including households adding a teen driver. Read MoneyGeek's analysis of rates by company for specific RS 7 model years and driver age.

How Much Is Audi RS 7 Insurance?

Insurance premiums for an Audi RS 7 average $295 monthly for full coverage and $150 for minimum coverage. Depending on the trim and model year, costs can range from $119 to $353 monthly.

Audi Rs 7$150$295

Looking for another Audi model? Read more about the cost of Audi car insurance models.

Monthly premiums for the Audi RS 7 range from $78 for older models to $324 for the newest ones. Like most vehicles, newer RS 7s cost more to insure because they're worth more money. Your car's age makes a big difference in what you'll pay.

$122
$241
$131
$257
$165
$323
$145
$282
$165
$322
$146
$288
$119
$237
$137
$271
$171
$338
$178
$353

Insurance costs for an Audi RS 7 depend on model year and company. Full coverage goes from $199 a month with The Hartford to $550 with AIG; minimum coverage spans $117 with The Hartford to $225 with Farmers.

Audi RS 7 owners should shop among insurers since minimum coverage varies by over $108 and full coverage by over $351.

AAA$172$359
AIG$220$550
Allstate$194$376
Amica$213$439
Chubb$180$363
Farmers$225$395
Geico$122$266
Kemper$122$253
Nationwide$139$243
Progressive$135$253
State Farm$129$270
The Hartford$117$199
Travelers$123$228
UAIC$166$207

Is Audi RS 7 Expensive to Insure?

MoneyGeek's analysis of sedan insurance costs puts the Audi RS 7 at 172nd out of 199 sedans for affordability, with 27 models cheaper to insure. The RS 7 costs more per month than a Bentley Mulsanne and less than a BMW M8, landing toward the pricier end of the sedan market.

Sedans rank among the more expensive vehicle types to insure, and the RS 7 sits at 723rd out of 827 vehicles in our database, putting it in the top 12% most expensive models. The Saturn S-Series holds the most affordable sedan spot; the Cadillac CTS-V commands the highest premiums in the category.

Bentley Azure$214169
Cadillac ATS-V$221170
Bentley Mulsanne$221171
Audi RS 7$223172
BMW M8$231173
Rolls Royce Ghost$237174
Lucid Air$237175

Several factors affect what you'll pay for Audi RS 7 insurance:

  • Average repair or replacement costs: The Audi RS 7's $1,973 average annual repair costs make it the sixth most expensive Audi model to maintain out of 33, though cheaper than Audi's top-tier models.
  • Vehicle trim, features and accessories: With horsepower ranging from 591 to 630 hp and 0-60 mph acceleration in 3.5 seconds, the RS 7's performance profile pushes premiums higher due to elevated repair costs and accident risk.
  • Driver profile: Most Audi RS 7 drivers fall between ages 30 to 45. The vehicle's performance reputation can flag elevated risk for insurers, which may offset other favorable driver characteristics. Read more about the costs of Audi RS 7s for young drivers.

Audi RS 7 Costs by Model Year and Driver Age by Insurance Company

A 2014 Audi RS 7 costs about $250 monthly to insure with full coverage for drivers aged 35 to 55, while a 2025 model jumps to $362 per month. This $112 difference shows how newer car models tend to be much more expensive than older models. 

Insurance costs for your Audi RS 7 may change greatly depending on your model year and the age of the drivers on your policy, with young drivers in their teens and earlier twenties paying much more to insure.

Nationwide is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate. Shopping between insurers will give you the opportunity to save on your Audi RS 7 insurance costs.

Recent model years:

Cost of Car Insurance for 2025 Audi RS 7

Geico$140$306
National General$240$491
The Hartford$244$416
State Farm$257$537
Kemper$258$513
Travelers$284$532
AAA$309$641
Allstate$313$617
Progressive$321$603
Nationwide$360$624
Amica$362$742
UAIC$375$475
Farmers$394$700
AIG$422$1,089
Chubb$443$885

2025 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$760$691$635$536$456$300$278$260$246$220
State Farm$1,165$1,024$905$783$690$587$533$476$435$383
Travelers$1,481$1,090$860$672$590$453$414$382$353$308
Geico$1,935$1,414$1,189$866$741$601$554$456$432$390
Progressive$2,126$1,727$1,435$796$695$560$500$447$412$354
Allstate$2,188$1,713$1,376$1,009$903$708$640$603$567$503
Farmers$3,143$2,304$2,052$1,292$1,223$941$833$798$755$639

Cost of Car Insurance for 2024 Audi RS 7

Geico$131$287
National General$224$460
The Hartford$228$390
State Farm$241$503
Kemper$241$480
Travelers$266$498
AAA$289$600
Allstate$293$577
Progressive$300$564
Nationwide$337$584
Amica$338$695
UAIC$351$445
Farmers$369$655
AIG$395$1,019
Chubb$414$828

2024 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$729$663$609$514$437$288$267$249$236$211
State Farm$1,117$983$868$751$662$563$511$456$417$368
Travelers$1,420$1,045$825$645$566$435$397$367$338$295
Geico$1,856$1,357$1,141$831$711$576$532$438$414$374
Progressive$2,040$1,657$1,377$764$666$538$480$429$395$340
Allstate$2,099$1,644$1,320$967$866$679$614$578$544$482
Farmers$3,015$2,210$1,968$1,240$1,174$903$799$766$725$613

Cost of Car Insurance for 2023 Audi RS 7

Geico$130$283
National General$222$454
The Hartford$226$385
State Farm$238$497
Kemper$238$475
Travelers$263$492
AAA$286$594
Allstate$289$571
Progressive$297$558
Nationwide$333$577
Amica$335$687
UAIC$347$440
Farmers$364$648
AIG$391$1,007
Chubb$410$818

2023 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$584$531$488$412$350$231$214$200$189$169
State Farm$895$787$695$601$530$451$410$365$334$294
Travelers$1,138$837$661$516$454$348$318$294$271$236
Geico$1,487$1,087$914$665$570$462$426$350$332$300
Progressive$1,633$1,327$1,103$612$534$431$384$343$316$272
Allstate$1,681$1,316$1,057$775$694$544$491$463$435$386
Farmers$2,415$1,770$1,576$993$940$723$640$613$580$491

Cost of Car Insurance for 2022 Audi RS 7

Geico$109$239
National General$187$383
The Hartford$190$325
State Farm$201$419
Kemper$201$400
Travelers$221$415
AAA$241$500
Allstate$244$481
Progressive$250$470
Nationwide$281$486
Amica$282$579
UAIC$292$371
Farmers$307$546
AIG$330$849
Chubb$345$690

2022 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$510$464$426$360$306$201$187$174$165$148
State Farm$782$688$607$525$463$394$358$319$292$257
Travelers$994$731$577$451$396$304$278$257$237$206
Geico$1,299$949$798$581$498$403$372$306$290$262
Progressive$1,427$1,159$963$534$466$376$335$300$276$238
Allstate$1,468$1,150$923$677$606$475$429$405$380$337
Farmers$2,110$1,546$1,377$867$821$632$559$536$507$429

Cost of Car Insurance for 2021 Audi RS 7

Geico$90$196
National General$154$315
The Hartford$157$267
State Farm$165$345
Kemper$165$329
Travelers$182$341
AAA$198$411
Allstate$201$396
Progressive$206$387
Nationwide$231$400
Amica$232$476
UAIC$240$305
Farmers$253$449
AIG$271$698
Chubb$284$567

2021 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$980$862$761$659$581$494$449$401$366$323
Travelers$1,092$798$630$490$432$326$298$275$254$220
Nationwide$1,164$1,065$979$832$704$456$423$395$374$335
Geico$1,518$1,110$934$680$582$471$435$358$339$306
Allstate$1,839$1,442$1,156$845$757$594$538$507$476$422
Progressive$1,844$1,495$1,241$688$600$484$432$386$355$305
Farmers$2,125$1,584$1,410$905$858$661$581$559$529$444

Cost of Car Insurance for 2018 Audi RS 7

Geico$61$133
National General$75$154
Travelers$85$157
State Farm$88$182
Progressive$95$179
Kemper$101$206
Nationwide$101$175
The Hartford$104$177
AAA$110$228
Amica$116$239
Allstate$122$235
Chubb$131$260
AIG$136$342
UAIC$139$174
Farmers$149$265

2018 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$1,087$957$847$730$645$549$499$445$407$359
Travelers$1,497$1,076$850$654$578$422$386$356$329$284
Nationwide$1,531$1,402$1,290$1,096$926$600$556$519$491$439
Geico$1,551$1,133$953$694$595$482$445$367$347$315
Allstate$1,815$1,422$1,146$845$757$591$537$507$478$422
Progressive$2,139$1,726$1,432$795$695$561$500$447$411$353
Farmers$2,696$2,005$1,786$1,132$1,072$820$725$696$660$555

Cost of Car Insurance for 2017 Audi RS 7

Geico$58$126
National General$72$148
Travelers$82$152
State Farm$85$177
Progressive$91$171
Nationwide$98$170
Kemper$99$201
The Hartford$102$173
AAA$104$216
Amica$112$229
Allstate$116$225
Chubb$128$255
AIG$132$333
UAIC$136$170
Farmers$140$248

2017 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$951$837$740$639$564$480$436$389$356$314
Travelers$1,309$941$743$572$505$369$337$311$288$248
Nationwide$1,339$1,226$1,128$958$810$525$487$454$429$384
Geico$1,357$991$834$607$521$422$389$321$304$275
Allstate$1,587$1,244$1,002$739$662$517$470$443$418$369
Progressive$1,870$1,510$1,252$696$608$491$438$391$360$309
Farmers$2,358$1,753$1,562$990$937$717$634$609$578$485

Cost of Car Insurance for 2016 Audi RS 7

Geico$118$256
National General$121$247
State Farm$170$353
Kemper$178$356
Travelers$180$331
The Hartford$184$313
Amica$187$383
AAA$188$389
Allstate$202$389
Chubb$210$412
Progressive$212$398
AIG$230$565
Farmers$247$437
Nationwide$260$448
UAIC$273$339

2016 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$1,182$1,040$919$794$701$596$541$483$442$389
Nationwide$1,348$1,234$1,135$964$815$528$490$457$432$387
Travelers$1,533$1,115$881$684$603$451$412$381$352$305
Geico$1,622$1,185$997$726$623$505$466$384$364$330
Progressive$1,922$1,553$1,290$717$626$506$451$403$371$319
Allstate$2,098$1,640$1,318$970$869$680$616$581$547$484
Farmers$2,446$1,823$1,622$1,026$970$743$657$631$598$501

Cost of Car Insurance for 2015 Audi RS 7

Geico$106$228
National General$108$221
State Farm$152$315
Kemper$159$318
Travelers$161$295
The Hartford$164$279
Amica$167$342
AAA$168$348
Allstate$180$348
Chubb$187$368
Progressive$189$355
AIG$205$504
Farmers$220$390
Nationwide$232$400
UAIC$244$303

2015 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$939$826$730$631$557$473$430$384$351$309
Nationwide$1,071$980$902$766$647$420$389$363$343$308
Travelers$1,218$886$700$544$480$359$328$303$280$242
Geico$1,289$942$792$577$495$401$370$305$289$262
Progressive$1,527$1,234$1,025$570$497$402$358$320$295$253
Allstate$1,667$1,304$1,047$771$690$541$490$462$435$385
Farmers$1,944$1,449$1,289$815$771$590$522$501$475$398

Cost of Car Insurance for 2014 Audi RS 7

Geico$72$155
National General$73$150
State Farm$103$214
Kemper$108$216
Travelers$109$201
The Hartford$112$190
Amica$114$233
AAA$114$237
Allstate$123$237
Chubb$128$251
Progressive$129$242
AIG$140$343
Farmers$150$265
Nationwide$158$272
UAIC$166$206

2014 Audi RS 7 Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
State Farm$879$773$684$591$521$443$403$360$329$290
Nationwide$1,003$918$845$717$606$393$364$340$322$288
Travelers$1,140$830$656$509$449$336$307$283$262$227
Geico$1,207$882$742$541$463$376$346$286$271$245
Progressive$1,430$1,156$960$533$466$376$335$300$276$237
Allstate$1,561$1,221$981$722$646$506$459$433$407$360
Farmers$1,820$1,356$1,207$763$722$553$489$469$445$373

Audi RS 7 Insurance Cost by Trim

Insurance costs for your Audi RS 7 vary by trim, from $137 a month for minimum coverage on base Prestige Sedan 4D models to $346 for full coverage on high-performance variants like the Performance.

Performance$174$346
Prestige Sedan 4d$137$270
Sedan 4d$138$271
Performance Sedan 4d$168$328

Audi RS 7 Insurance Cost by State

Car insurance for an Audi RS 7 costs anywhere from $65 monthly in Wyoming to $304 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.

Alabama$137$269
Alaska$118$253
Arizona$170$323
Arkansas$132$294
California$136$275
Colorado$152$366
Connecticut$193$337
Delaware$189$318
Florida$153$362
Georgia$199$332
Hawaii$81$185
Idaho$90$186
Illinois$143$272
Indiana$99$195
Iowa$103$246
Kansas$114$266
Kentucky$172$295
Louisiana$304$633
Maine$91$190
Maryland$222$381
Massachusetts$155$333
Michigan$246$480
Minnesota$138$299
Mississippi$138$275
Missouri$196$390
Montana$121$298
Nebraska$119$269
Nevada$212$384
New Hampshire$121$219
New Jersey$224$375
New Mexico$121$270
New York$159$286
North Carolina$119$234
North Dakota$113$250
Ohio$116$228
Oklahoma$154$344
Oregon$152$266
Pennsylvania$147$347
Rhode Island$186$334
South Carolina$139$262
South Dakota$99$318
Tennessee$117$239
Texas$175$356
Utah$139$238
Vermont$87$211
Virginia$146$235
Washington$131$246
West Virginia$149$305
Wisconsin$106$236
Wyoming$65$200

How to Lower the Cost of Audi RS 7 Insurance

We've compiled proven strategies to help you find better rates on Audi RS 7 insurance:

  1. 1
    Choose the right coverage

    How much coverage to buy depends on your situation. Owners who carry no loan can meet state minimum liability requirements and add comprehensive and collision with a $1,000 deductible to keep premiums down. For stronger protection, 100/300/100 liability with comprehensive and collision at a $500 deductible is a solid step up. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.

  2. 2
    Research costs and cheap companies

    Average auto insurance costs for performance sedans give drivers a baseline for comparing rates and spotting fair pricing. Full coverage for this segment runs higher than the national average due to elevated repair costs and accident risk profiles. Check with the cheapest car insurance companies and compare quotes from multiple insurers to find a competitive price for your specific driver profile and model year.

  3. 3
    Look for more than just low rates

    Good car insurance goes beyond the lowest quote. Check J.D. Power satisfaction ratings, review forum discussions about claims handling, examine Better Business Bureau complaints and verify AM Best financial strength ratings. Budget insurers may offer limited coverage options or slower claims service.

  4. 4
    Take advantage of available discounts

    Audi RS 7 owners can qualify for several car insurance discounts, including safety features discounts, good driver discounts, bundling savings when combining auto and home policies and anti-theft device discounts.

  5. 5
    Find alternative car insurance types

    Audi RS 7 owners who drive fewer miles or maintain clean records can save through usage-based insurance programs like Progressive Snapshot and Allstate Drivewise, which calculate premiums based on actual driving behavior rather than demographic estimates.

  6. 6
    Check rates every year

    Compare car insurance quotes from multiple companies each year to save up to 24% on Audi RS 7 insurance. Insurers adjust pricing often, and your current provider won't alert you to lower rates elsewhere. Check quotes before each renewal date to avoid overpaying for coverage.

Audi RS 7 Insurance Cost: Bottom Line

Audi RS 7 insurance runs above average, but comparing multiple companies, claiming available discounts and adjusting coverage options can bring costs down noticeably.

Audi RS 7 Insurance Rates: FAQ

What is the average cost of car insurance for an Audi RS 7?

What company has the cheapest car insurance for an Audi RS 7?

Are Audi RS 7s expensive to insure?

What factors affect insurance costs for Audi RS 7s?

How can I lower Audi RS 7 insurance costs?

How We Determined Audi RS 7 Insurance Costs

We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Audi RS 7 insurance costs.

Who We Based These Rates On

These Audi RS 7 prices reflect what a typical driver pays:

  • Age 40, unmarried male
  • Clean record: no tickets or crashes
  • Credit score in a good range
  • Has never made an insurance claim
  • Puts about 12,000 miles on the odometer yearly
  • Has a valid driver's license with no suspensions on record

Coverage Definitions

  • Minimum coverage: State-required liability limits
  • Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers. 

He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships. 

His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others. 

Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!