Not all lenders offering debt consolidation loans in San Jose are created equal. MoneyGeek analyzed more than 30 data points across multiple lenders to help you choose the best one for your needs. For example, an affordable interest rate is only one factor to consider. MoneyGeek also reviewed loan terms, amounts, fees, restrictions and fund disbursement times.
MoneyGeek found that LightStream is the best overall debt consolidation loan lender in San Jose, followed by SoFi. However, the best lender will vary for each borrower. For instance, Upstart is best for borrowers with bad credit. This MoneyGeek guide can help you determine the best lender for your situation.