Best Debt Consolidation Loans in California of 2023

The average Californian has $5,635 in credit card debt and $16,790 in personal loan debt with a 10.21% interest rate. If you’re looking to settle multiple debt streams, a debt consolidation loan can combine your monthly payments and help you lock in a lower interest rate.

When applying for a debt consolidation loan, lenders usually look at your credit score, debt-to-income ratio and income. Here are MoneyGeek’s selections of the best California debt consolidation loan lenders for different borrowers.