When an event serves alcohol, the potential for accidents or liability claims can significantly increase. Host liquor liability insurance protects individuals and organizations against claims that may arise when alcohol is served. It specifically covers incidents that occur as a result of alcohol being provided at a special event — it doesn't cover people who sell or distribute alcohol as a regular business operation.
Understanding host liquor liability insurance and how it differs from other types of liquor liability insurance for events helps ensure the right protection. The insurance is critical for weddings, corporate events or any social gathering where alcohol is served.