Subaru Crosstrek insurance averages $162 monthly for full coverage and $83 for minimum coverage. Costs can range from $53 to $200 a month depending on the trim and model year.
Subaru Crosstrek Insurance Cost
Updated: May 12, 2026
Key Takeaways
Travelers offers the most affordable Subaru Crosstrek insurance on average, though full coverage costs vary by model year and insurer, averaging $162 a month. Read more.
The Crosstrek ranks 59th out of 256 SUVs for insurance affordability, placing it in the middle tier. SUVs tend to cost more to insure due to higher repair costs and theft risk. Read more.
Rates vary by Crosstrek model year and driver age, including households adding a teen driver. Read MoneyGeek's analysis of rates by company for specific Crosstrek model years depending on the age of the drivers.
How Much Is Subaru Crosstrek Insurance?
| Subaru Crosstrek | $83 | $162 |
Looking for another Subaru model? Read more about the cost of Subaru car insurance models.
Monthly insurance premiums for a Subaru Crosstrek range from $55 for older models to $200 for newer models. Like most vehicles, newer Crosstreks cost more to insure because their fair market value is higher, while older models benefit from depreciation.
Insurance costs for a Subaru Crosstrek vary by model year and company. Full coverage runs $262 a month with Travelers and up to $505 with AIG, and minimum coverage ranges from $60 with GEICO to $144 with UAIC.
The $84 gap in minimum coverage rates and $388 gap in full coverage rates across insurers reflects how differently each company prices risk for the Crosstrek. Getting quotes from multiple providers is the fastest way to find your lowest rate.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Subaru Crosstrek Expensive to Insure?
Comparing the Subaru Crosstrek to similar vehicles puts its insurance costs in context. MoneyGeek analyzed 256 SUVs and found the Crosstrek ranks 59th for affordability, meaning 58 models cost less to insure. It runs a few dollars a month more than a Volkswagen Tiguan but comes in cheaper than a Ford Explorer, landing squarely in the middle of the SUV category.
That mid-tier SUV ranking still puts the Crosstrek in the top half for affordability across all vehicle types. Among all 827 vehicles in our database, it ranks 258th, meaning it costs less to insure than the majority of cars. The Isuzu Amigo is the cheapest SUV to insure, and the Audi SQ8 e-tron is the most expensive.
| Volkswagen Tourareg | $122 | 56 |
| Buick Enclave | $122 | 57 |
| Lincoln MKX | $122 | 57 |
| Ford Expedition | $123 | 58 |
| Volkswagen Tiguan | $123 | 59 |
| Subaru Crosstrek | $123 | 59 |
| Ford Explorer | $123 | 60 |
| Nissan Armada | $123 | 61 |
| GMC Yukon XL | $123 | 62 |
Several factors affect what you'll pay for Subaru Crosstrek insurance:
- Average repair or replacement costs: The Crosstrek's $721 annual repair costs make it Subaru's third most affordable model to maintain. This low maintenance expense helps keep insurance premiums reasonable compared to pricier alternatives.
- Vehicle trim, features and accessories: Performance varies across Crosstrek trims, with horsepower ranging from 152 to 182. Higher-performance trims carry more expensive premiums since increased power typically leads to higher insurance costs.
- Driver profile: Most Crosstrek owners fall between 25 and 40 years old, with a median age around 30. Younger drivers pay higher rates due to risk factors, and the vehicle's performance reputation attracts behaviors that concern insurers. Read more about the costs of Subaru Crosstreks for young drivers.
Subaru Crosstrek Costs by Model Year and Driver Age by Insurance Company
A 2016 Subaru Crosstrek costs $118 a month to insure with full coverage for drivers aged 35 to 55, while a 2025 model runs $204 a month. Newer vehicles carry higher premiums, and teen and young adult drivers pay higher rates across all model years.
Travelers offers the lowest rates across all Crosstrek model years and can save drivers hundreds of dollars a month compared to the average cost. Getting quotes from multiple insurers gives you the best chance at a lower premium.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Subaru Crosstrek
| Geico | $70 | $152 |
| National General | $72 | $148 |
| Travelers | $73 | $134 |
| Progressive | $81 | $151 |
| Nationwide | $90 | $156 |
| State Farm | $99 | $207 |
| Kemper | $103 | $212 |
| AAA | $110 | $228 |
| Amica | $113 | $230 |
| Chubb | $114 | $224 |
| Allstate | $114 | $219 |
| The Hartford | $122 | $208 |
| AIG | $132 | $323 |
| Farmers | $152 | $268 |
| UAIC | $159 | $199 |
2025 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $708 | $648 | $596 | $506 | $427 | $277 | $257 | $240 | $226 | $203 |
| State Farm | $779 | $685 | $606 | $524 | $462 | $393 | $357 | $318 | $291 | $256 |
| Travelers | $818 | $584 | $461 | $354 | $312 | $229 | $209 | $192 | $178 | $154 |
| Geico | $863 | $628 | $528 | $383 | $330 | $266 | $245 | $203 | $192 | $174 |
| Allstate | $1,054 | $823 | $663 | $490 | $438 | $341 | $310 | $292 | $275 | $244 |
| Progressive | $1,093 | $884 | $734 | $409 | $358 | $288 | $257 | $229 | $211 | $181 |
| Farmers | $1,671 | $1,241 | $1,103 | $686 | $647 | $493 | $439 | $420 | $399 | $335 |
Cost of Car Insurance for 2024 Subaru Crosstrek
| Geico | $68 | $147 |
| National General | $70 | $143 |
| Travelers | $71 | $130 |
| Progressive | $79 | $146 |
| Nationwide | $87 | $151 |
| State Farm | $96 | $200 |
| Kemper | $100 | $205 |
| AAA | $107 | $221 |
| Amica | $109 | $223 |
| Chubb | $110 | $217 |
| Allstate | $111 | $212 |
| The Hartford | $118 | $202 |
| AIG | $127 | $313 |
| Farmers | $147 | $260 |
| UAIC | $154 | $192 |
2024 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $686 | $628 | $578 | $490 | $414 | $268 | $249 | $232 | $219 | $196 |
| State Farm | $755 | $664 | $587 | $508 | $448 | $380 | $345 | $308 | $282 | $248 |
| Travelers | $793 | $566 | $446 | $343 | $303 | $221 | $202 | $186 | $172 | $149 |
| Geico | $836 | $608 | $511 | $371 | $320 | $258 | $238 | $197 | $186 | $169 |
| Allstate | $1,021 | $797 | $642 | $474 | $424 | $331 | $300 | $283 | $267 | $236 |
| Progressive | $1,059 | $857 | $711 | $397 | $347 | $279 | $249 | $222 | $204 | $176 |
| Farmers | $1,619 | $1,202 | $1,068 | $665 | $627 | $477 | $425 | $407 | $386 | $325 |
Cost of Car Insurance for 2023 Subaru Crosstrek
| Geico | $63 | $137 |
| National General | $65 | $133 |
| Travelers | $66 | $120 |
| Progressive | $73 | $136 |
| Nationwide | $81 | $140 |
| State Farm | $89 | $186 |
| Kemper | $93 | $191 |
| AAA | $99 | $205 |
| Amica | $101 | $207 |
| Chubb | $102 | $202 |
| Allstate | $103 | $197 |
| The Hartford | $110 | $187 |
| AIG | $118 | $290 |
| Farmers | $137 | $241 |
| UAIC | $143 | $179 |
2023 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $637 | $583 | $536 | $455 | $385 | $249 | $231 | $216 | $204 | $182 |
| State Farm | $701 | $617 | $545 | $471 | $416 | $353 | $321 | $286 | $262 | $230 |
| Travelers | $736 | $526 | $415 | $319 | $281 | $206 | $188 | $173 | $160 | $139 |
| Geico | $776 | $565 | $475 | $345 | $297 | $240 | $221 | $183 | $173 | $157 |
| Allstate | $948 | $741 | $596 | $440 | $394 | $307 | $279 | $263 | $248 | $219 |
| Progressive | $984 | $796 | $660 | $368 | $322 | $260 | $231 | $206 | $190 | $163 |
| Farmers | $1,503 | $1,116 | $992 | $618 | $582 | $443 | $395 | $378 | $359 | $301 |
Cost of Car Insurance for 2022 Subaru Crosstrek
| Geico | $57 | $123 |
| National General | $58 | $119 |
| Travelers | $59 | $108 |
| Progressive | $66 | $122 |
| Nationwide | $73 | $126 |
| State Farm | $80 | $167 |
| Kemper | $83 | $171 |
| AAA | $89 | $185 |
| Amica | $91 | $186 |
| Chubb | $92 | $181 |
| Allstate | $92 | $177 |
| The Hartford | $99 | $169 |
| AIG | $106 | $261 |
| Farmers | $123 | $217 |
| UAIC | $129 | $161 |
2022 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $573 | $524 | $482 | $409 | $346 | $224 | $208 | $194 | $183 | $164 |
| State Farm | $630 | $554 | $490 | $424 | $374 | $318 | $289 | $258 | $235 | $207 |
| Travelers | $662 | $473 | $373 | $286 | $253 | $185 | $169 | $156 | $144 | $125 |
| Geico | $698 | $508 | $427 | $310 | $267 | $216 | $199 | $164 | $155 | $141 |
| Allstate | $852 | $666 | $536 | $396 | $354 | $276 | $251 | $236 | $223 | $197 |
| Progressive | $884 | $715 | $594 | $331 | $289 | $233 | $208 | $186 | $171 | $147 |
| Farmers | $1,352 | $1,004 | $892 | $555 | $524 | $398 | $355 | $340 | $323 | $271 |
Cost of Car Insurance for 2021 Subaru Crosstrek
| Geico | $72 | $155 |
| National General | $74 | $152 |
| Travelers | $78 | $142 |
| Progressive | $92 | $172 |
| State Farm | $95 | $198 |
| Nationwide | $107 | $185 |
| The Hartford | $116 | $198 |
| AAA | $116 | $240 |
| Amica | $117 | $238 |
| Chubb | $127 | $249 |
| Kemper | $131 | $267 |
| Allstate | $134 | $257 |
| AIG | $144 | $353 |
| Farmers | $159 | $280 |
| UAIC | $181 | $226 |
2021 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $744 | $655 | $580 | $500 | $442 | $375 | $341 | $305 | $279 | $245 |
| Nationwide | $841 | $767 | $707 | $600 | $507 | $329 | $305 | $284 | $268 | $240 |
| Travelers | $862 | $616 | $485 | $373 | $329 | $243 | $221 | $204 | $188 | $164 |
| Geico | $882 | $643 | $540 | $392 | $337 | $272 | $251 | $207 | $196 | $178 |
| Allstate | $1,235 | $965 | $777 | $573 | $513 | $400 | $364 | $343 | $323 | $286 |
| Progressive | $1,248 | $1,006 | $833 | $465 | $406 | $328 | $292 | $261 | $240 | $206 |
| Farmers | $1,729 | $1,285 | $1,144 | $717 | $677 | $515 | $459 | $439 | $417 | $351 |
Cost of Car Insurance for 2020 Subaru Crosstrek
| Geico | $67 | $146 |
| National General | $70 | $143 |
| Travelers | $73 | $134 |
| Progressive | $87 | $161 |
| State Farm | $89 | $186 |
| Nationwide | $100 | $173 |
| The Hartford | $109 | $186 |
| AAA | $109 | $226 |
| Amica | $109 | $224 |
| Chubb | $119 | $234 |
| Kemper | $123 | $251 |
| Allstate | $125 | $242 |
| AIG | $135 | $332 |
| Farmers | $150 | $263 |
| UAIC | $170 | $212 |
2020 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $699 | $615 | $544 | $470 | $415 | $353 | $321 | $286 | $262 | $230 |
| Nationwide | $790 | $721 | $665 | $563 | $476 | $309 | $286 | $267 | $252 | $226 |
| Travelers | $810 | $579 | $456 | $351 | $309 | $228 | $208 | $192 | $177 | $154 |
| Geico | $829 | $604 | $507 | $368 | $317 | $256 | $235 | $195 | $184 | $167 |
| Allstate | $1,160 | $906 | $730 | $538 | $482 | $376 | $342 | $322 | $304 | $268 |
| Progressive | $1,172 | $945 | $783 | $437 | $381 | $308 | $274 | $245 | $225 | $193 |
| Farmers | $1,624 | $1,207 | $1,074 | $673 | $635 | $484 | $431 | $412 | $392 | $329 |
Cost of Car Insurance for 2019 Subaru Crosstrek
| Geico | $62 | $134 |
| National General | $64 | $131 |
| Travelers | $67 | $123 |
| Progressive | $79 | $148 |
| State Farm | $82 | $171 |
| Nationwide | $92 | $159 |
| The Hartford | $100 | $170 |
| AAA | $100 | $207 |
| Amica | $100 | $205 |
| Chubb | $109 | $215 |
| Kemper | $113 | $230 |
| Allstate | $115 | $222 |
| AIG | $124 | $305 |
| Farmers | $137 | $241 |
| UAIC | $156 | $195 |
2019 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $642 | $565 | $500 | $431 | $381 | $324 | $294 | $263 | $240 | $211 |
| Nationwide | $725 | $661 | $610 | $517 | $437 | $283 | $263 | $245 | $231 | $207 |
| Travelers | $743 | $531 | $418 | $322 | $283 | $209 | $191 | $176 | $162 | $141 |
| Geico | $761 | $554 | $466 | $338 | $291 | $235 | $216 | $179 | $169 | $153 |
| Allstate | $1,064 | $832 | $670 | $494 | $442 | $345 | $313 | $296 | $279 | $246 |
| Progressive | $1,075 | $867 | $718 | $401 | $350 | $283 | $252 | $225 | $207 | $177 |
| Farmers | $1,490 | $1,108 | $986 | $618 | $583 | $444 | $395 | $378 | $359 | $302 |
Cost of Car Insurance for 2018 Subaru Crosstrek
| Geico | $50 | $109 |
| National General | $52 | $107 |
| Travelers | $55 | $100 |
| Progressive | $65 | $121 |
| State Farm | $67 | $139 |
| Nationwide | $75 | $130 |
| The Hartford | $82 | $139 |
| AAA | $82 | $169 |
| Amica | $82 | $167 |
| Chubb | $89 | $175 |
| Kemper | $92 | $188 |
| Allstate | $94 | $181 |
| AIG | $101 | $249 |
| Farmers | $112 | $197 |
| UAIC | $127 | $159 |
2018 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $524 | $461 | $408 | $352 | $311 | $264 | $240 | $214 | $196 | $173 |
| Nationwide | $592 | $540 | $498 | $422 | $357 | $231 | $214 | $200 | $189 | $169 |
| Travelers | $606 | $433 | $341 | $263 | $231 | $171 | $156 | $143 | $132 | $115 |
| Geico | $621 | $452 | $380 | $275 | $237 | $191 | $176 | $146 | $138 | $125 |
| Allstate | $868 | $679 | $546 | $403 | $361 | $282 | $256 | $241 | $227 | $201 |
| Progressive | $878 | $707 | $586 | $327 | $286 | $231 | $205 | $183 | $169 | $145 |
| Farmers | $1,216 | $904 | $804 | $504 | $476 | $363 | $323 | $309 | $293 | $247 |
Cost of Car Insurance for 2017 Subaru Crosstrek
| Geico | $42 | $92 |
| National General | $44 | $90 |
| Travelers | $46 | $84 |
| Progressive | $55 | $102 |
| State Farm | $56 | $117 |
| Nationwide | $63 | $109 |
| The Hartford | $69 | $117 |
| AAA | $69 | $142 |
| Amica | $69 | $141 |
| Chubb | $75 | $147 |
| Kemper | $78 | $158 |
| Allstate | $79 | $152 |
| AIG | $85 | $209 |
| Farmers | $94 | $166 |
| UAIC | $107 | $134 |
2017 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $441 | $388 | $343 | $296 | $262 | $222 | $202 | $180 | $165 | $145 |
| Nationwide | $498 | $454 | $419 | $355 | $300 | $195 | $180 | $168 | $159 | $142 |
| Travelers | $510 | $365 | $287 | $221 | $195 | $144 | $131 | $121 | $111 | $97 |
| Geico | $522 | $381 | $320 | $232 | $200 | $161 | $148 | $123 | $116 | $105 |
| Allstate | $731 | $571 | $460 | $339 | $304 | $237 | $215 | $203 | $191 | $169 |
| Progressive | $739 | $595 | $493 | $275 | $240 | $194 | $173 | $154 | $142 | $122 |
| Farmers | $1,023 | $761 | $677 | $424 | $401 | $305 | $271 | $260 | $247 | $208 |
Cost of Car Insurance for 2016 Subaru Crosstrek
| Geico | $38 | $83 |
| National General | $40 | $81 |
| Travelers | $42 | $76 |
| Progressive | $49 | $92 |
| State Farm | $51 | $106 |
| Nationwide | $57 | $99 |
| The Hartford | $62 | $106 |
| AAA | $62 | $128 |
| Amica | $62 | $127 |
| Chubb | $68 | $133 |
| Kemper | $70 | $143 |
| Allstate | $71 | $138 |
| AIG | $77 | $189 |
| Farmers | $85 | $150 |
| UAIC | $97 | $121 |
2016 Subaru Crosstrek Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $398 | $350 | $310 | $268 | $236 | $201 | $182 | $163 | $149 | $131 |
| Nationwide | $450 | $410 | $378 | $321 | $271 | $176 | $163 | $152 | $144 | $129 |
| Travelers | $461 | $329 | $260 | $200 | $176 | $130 | $118 | $109 | $101 | $87 |
| Geico | $472 | $344 | $289 | $209 | $180 | $146 | $134 | $111 | $105 | $95 |
| Allstate | $660 | $516 | $415 | $306 | $274 | $214 | $194 | $183 | $173 | $153 |
| Progressive | $667 | $538 | $446 | $249 | $217 | $175 | $156 | $139 | $128 | $110 |
| Farmers | $924 | $687 | $612 | $383 | $362 | $276 | $245 | $235 | $223 | $187 |
Subaru Crosstrek Insurance Cost by Trim
Subaru Crosstrek insurance costs range from $53 a month for minimum coverage on base Hybrid Touring Sport Utility 4d models to $200 for full coverage on Wilderness variants. Your trim's performance features, rarity and market value determine where you'll fall in that range.
| Hybrid Touring Sport Utility 4d | $53 | $103 |
| 2.0i Sport Utility 4d | $63 | $122 |
| 2.0i Premium Sport Utility 4d | $67 | $130 |
| 2.0i Limited Sport Utility 4d | $73 | $143 |
| Sport Utility 4d | $80 | $156 |
| Crosstrek | $82 | $160 |
| Premium Sport Utility 4d | $83 | $162 |
| Premium | $85 | $166 |
| Premium Special Edition Sport Utility 4d | $87 | $169 |
| Sport Suv 4d | $88 | $171 |
| Limited Sport Utility 4d | $91 | $177 |
| Sport | $94 | $183 |
| Hybrid Sport Utility 4d | $98 | $190 |
| Limited | $100 | $194 |
| Wilderness | $103 | $200 |
Subaru Crosstrek Insurance Cost by State
Car insurance for a Subaru Crosstrek costs as little as $31 a month in Wyoming and as much as $162 in Louisiana for minimum coverage. Your state's risk profile and insurance regulations drive these differences, not the vehicle itself.
| Alabama | $69 | $131 |
| Alaska | $59 | $125 |
| Arizona | $97 | $183 |
| Arkansas | $69 | $153 |
| California | $82 | $165 |
| Colorado | $83 | $198 |
| Connecticut | $113 | $196 |
| Delaware | $111 | $187 |
| Florida | $99 | $228 |
| Georgia | $118 | $196 |
| Hawaii | $44 | $100 |
| Idaho | $45 | $93 |
| Illinois | $76 | $142 |
| Indiana | $55 | $109 |
| Iowa | $48 | $116 |
| Kansas | $63 | $147 |
| Kentucky | $104 | $177 |
| Louisiana | $162 | $343 |
| Maine | $44 | $91 |
| Maryland | $120 | $203 |
| Massachusetts | $79 | $169 |
| Michigan | $131 | $250 |
| Minnesota | $70 | $144 |
| Mississippi | $72 | $144 |
| Missouri | $103 | $206 |
| Montana | $65 | $156 |
| Nebraska | $63 | $144 |
| Nevada | $144 | $259 |
| New Hampshire | $57 | $102 |
| New Jersey | $134 | $221 |
| New Mexico | $70 | $158 |
| New York | $97 | $174 |
| North Carolina | $66 | $128 |
| North Dakota | $53 | $116 |
| Ohio | $61 | $118 |
| Oklahoma | $78 | $172 |
| Oregon | $97 | $171 |
| Pennsylvania | $72 | $168 |
| Rhode Island | $101 | $180 |
| South Carolina | $85 | $158 |
| South Dakota | $47 | $143 |
| Tennessee | $65 | $133 |
| Texas | $104 | $215 |
| Utah | $92 | $157 |
| Vermont | $38 | $91 |
| Virginia | $80 | $130 |
| Washington | $75 | $138 |
| West Virginia | $76 | $155 |
| Wisconsin | $53 | $118 |
| Wyoming | $31 | $96 |
How to Lower the Cost of Subaru Crosstrek Insurance
We've compiled proven strategies to help you find better rates on your Subaru Crosstrek insurance:
- 1Choose the right coverage
Your ownership situation determines how much coverage to buy for your Subaru Crosstrek. Drivers who own the vehicle outright can carry state minimum liability requirements plus comprehensive and collision with a $1,000 deductible to keep premiums lower. Drivers who want more coverage can move up to 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Review average auto insurance costs for compact SUVs to understand what drivers usually pay. Use this benchmark to evaluate quotes from the cheapest car insurance companies and identify fair pricing for your vehicle type. Typical rate ranges also help reveal overpriced quotes from less competitive insurers.
- 3Look for more than just low rates
Reliable car insurance takes more than a low quote. Check J.D. Power satisfaction ratings, forum discussions about claims handling, Better Business Bureau records and AM Best financial ratings before committing. Budget options can mean limited coverage or slower service when you need it most.
- 4Explore discounts you qualify for
Several car insurance discounts apply to Subaru Crosstrek owners. EyeSight technology qualifies for safety feature discounts, and good driver, multi-vehicle and bundling discounts can cut costs further when combining auto and home policies. Stacking eligible discounts lowers your annual premium without dropping coverage.
- 5Find alternative car insurance types
Subaru Crosstrek owners may benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These plans track driving habits and adjust premiums based on actual behavior behind the wheel. Low-mileage drivers and those with clean driving patterns tend to see the biggest savings.
- 6Check rates every year
Get car insurance quotes from multiple companies every year. Insurers don't notify you when competitors lower prices, and yearly comparisons can save up to 24% on Subaru Crosstrek insurance. A calendar reminder before your renewal date keeps you from overpaying.
Subaru Crosstrek Insurance Cost: Bottom Line
Subaru Crosstrek insurance runs below average, and multiple insurers offer competitive rates. Compare quotes and maximize discounts to get the best coverage for your budget.
Subaru Crosstrek Insurance Rates: FAQ
What is the average cost of car insurance for a Subaru Crosstrek?
Subaru Crosstrek insurance costs $1,000 annually for state minimum coverage and $1,943 for full coverage. Monthly premiums average $83 for minimum coverage and $162 for comprehensive protection.
What company has the cheapest car insurance for a Subaru Crosstrek?
GEICO provides the most affordable minimum coverage for a Subaru Crosstrek at $996 annually. Drivers seeking full coverage will find the best rates with Travelers at $1,401 per year.
Are Subaru Crosstreks expensive to insure?
No, Subaru Crosstrek insurance is not expensive compared to most vehicles. Among SUVs, this model ranks 59th out of 256 for affordability, while placing 258th out of 827 total vehicles we track.
What factors affect insurance costs for Subaru Crosstreks?
Multiple factors affect your Subaru Crosstrek insurance rates. High safety ratings help reduce premiums, while moderate theft rates and relatively low repair costs from common parts keep coverage affordable. Your personal driving record, credit score and chosen coverage levels ultimately determine your final premium.
How can I lower Subaru Crosstrek insurance costs?
Compare quotes from multiple insurers since Crosstrek pricing varies widely between companies, and explore usage-based programs that monitor your driving habits. Claim available discounts, bundle policies with the same carrier and maintain a clean driving record to secure better rates.
How We Determined Subaru Crosstrek Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Subaru Crosstrek insurance costs.
Who We Based These Rates On
These Subaru Crosstrek prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.) and began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!