Insurance premiums for a Porsche 911 average $297 monthly for full coverage and $151 for minimum coverage. Trim level and model year affect costs, which range from $57 to $761 monthly.
Porsche 911 Insurance Cost
Updated: May 15, 2026
Key Takeaways
Travelers offers the cheapest Porsche 911 insurance on average, though full coverage costs vary widely by model year and insurer. You'll pay around $297 a month for comprehensive protection. Read more.
The 911 ranks 61st out of 115 sports cars for insurance affordability, placing it in the middle tier. Sports cars carry higher premiums due to performance capabilities and theft risk, so it's still expensive compared to most vehicles. Read more.
For the most accurate rates, get quotes tied to your 911's model year, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific 911 model years depending on the age of the drivers.
How Much Is Porsche 911 Insurance?
| Porsche 911 | $151 | $297 |
Looking for another Porsche model? Read more about the cost of Porsche car insurance models.
Porsche 911 insurance rates vary by model year, ranging from $89 a month for older vehicles to $259 for newer models. Newer Porsche 911s cost more to insure because they come with higher values, and older models benefit from depreciation.
Rates for Porsche 911 insurance vary by model year and insurer. Full coverage goes from $191 a month with Travelers to $500 with AIG, and minimum coverage spans $103 with Travelers to $262 with Farmers.
Porsche 911 owners should shop between insurers since minimum coverage varies by over $159 and full coverage by over $309. Each company calculates risk differently for the Porsche 911, which affects your final quote.
| AAA | $189 | $394 |
| AIG | $203 | $500 |
| Allstate | $193 | $373 |
| Amica | $209 | $430 |
| Chubb | $176 | $355 |
| Farmers | $262 | $463 |
| Geico | $120 | $262 |
| Kemper | $142 | $297 |
| Nationwide | $121 | $212 |
| Progressive | $132 | $247 |
| State Farm | $136 | $287 |
| The Hartford | $153 | $261 |
| Travelers | $103 | $191 |
| UAIC | $171 | $213 |
Is Porsche 911 Expensive to Insure?
Sports cars are expensive to insure, but where does the Porsche 911 stand among its peers? MoneyGeek's analysis of 115 sports cars puts the 911 at 61st for affordability, with 60 models costing less to insure. It's positioned just a few dollars a month more expensive than an Aston Martin Vanquish and a bit cheaper than a Lotus Emira, placing it in the middle tier.
That middle ranking among sports cars may seem reasonable, but the broader picture is less flattering. Out of 827 total vehicles in our database, the Porsche 911 sits at 727th, putting it among the top 25% most expensive cars to insure. The Mazda MX-5 Miata claims the cheapest sports car spot, and the Rolls Royce La Rose Noire commands the highest premiums in the category.
| Ferrari F8 | $223 | 58 |
| Mclaren 750S | $223 | 59 |
| Ferrari California | $224 | 60 |
| Aston Martin Vanquish | $224 | 60 |
| Porsche 911 | $224 | 61 |
| Lotus Emira | $224 | 62 |
| Ferrari 612 | $225 | 63 |
| Lamborghini Huracán | $226 | 64 |
A few factors affect what you'll pay for Porsche 911 insurance:
- Average repair or replacement costs: Porsche 911 repair costs average $1,857 annually, the lowest of four available Porsche models.
- Vehicle trim, features and accessories: Higher-performance trims command much higher premiums due to extreme horsepower capabilities. The 911's horsepower ranges from 379 to 640 depending on trim, with increased performance tied to higher repair costs and risk.
- Driver profile: Most Porsche 911 drivers fall between 40 and 50 years old with higher incomes that lead to increased coverage and rates. The 911's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Porsche 911s for young drivers.
Porsche 911 Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Porsche 911 costs an average of $511 a month compared to $172 for a 2006 Porsche 911. Your insurance costs may change depending on your model year and the age of drivers on your policy. Newer models cost more to insure than older ones, and teen drivers and those in their early 20s will pay more to insure any Porsche 911.
Compare insurers to lower Porsche 911 insurance costs. Travelers is the cheapest insurer across all model years and could save certain drivers hundreds of dollars a month versus the average rate.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Porsche 911
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,355 | $1,237 | $1,137 | $966 | $817 | $532 | $494 | $461 | $436 | $391 |
| State Farm | $1,728 | $1,520 | $1,343 | $1,161 | $1,025 | $871 | $791 | $706 | $646 | $569 |
| Travelers | $1,799 | $1,300 | $1,030 | $794 | $704 | $510 | $467 | $432 | $400 | $343 |
| Geico | $2,662 | $1,947 | $1,637 | $1,192 | $1,019 | $827 | $762 | $628 | $594 | $537 |
| Progressive | $2,953 | $2,399 | $1,992 | $1,108 | $967 | $780 | $696 | $621 | $572 | $492 |
| Allstate | $3,080 | $2,418 | $1,943 | $1,423 | $1,275 | $999 | $903 | $851 | $800 | $709 |
| Farmers | $5,198 | $3,777 | $3,375 | $2,129 | $2,014 | $1,545 | $1,372 | $1,314 | $1,245 | $1,058 |
Cost of Car Insurance for 2024 Porsche 911
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,210 | $1,105 | $1,016 | $863 | $730 | $475 | $441 | $412 | $390 | $349 |
| State Farm | $1,544 | $1,358 | $1,200 | $1,037 | $916 | $778 | $707 | $631 | $577 | $508 |
| Travelers | $1,607 | $1,161 | $920 | $710 | $629 | $456 | $417 | $386 | $357 | $306 |
| Geico | $2,378 | $1,740 | $1,463 | $1,064 | $910 | $738 | $681 | $561 | $531 | $480 |
| Progressive | $2,638 | $2,143 | $1,780 | $990 | $864 | $697 | $621 | $555 | $511 | $439 |
| Allstate | $2,752 | $2,160 | $1,735 | $1,271 | $1,139 | $892 | $806 | $760 | $715 | $634 |
| Farmers | $4,644 | $3,374 | $3,015 | $1,902 | $1,799 | $1,380 | $1,225 | $1,174 | $1,112 | $945 |
Cost of Car Insurance for 2023 Porsche 911
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,111 | $1,014 | $932 | $792 | $670 | $436 | $405 | $378 | $358 | $321 |
| State Farm | $1,417 | $1,246 | $1,101 | $952 | $840 | $714 | $649 | $579 | $530 | $467 |
| Travelers | $1,475 | $1,066 | $844 | $651 | $577 | $419 | $383 | $354 | $328 | $281 |
| Geico | $2,183 | $1,597 | $1,342 | $977 | $836 | $678 | $625 | $515 | $487 | $440 |
| Progressive | $2,421 | $1,967 | $1,634 | $909 | $793 | $639 | $570 | $510 | $469 | $403 |
| Allstate | $2,526 | $1,982 | $1,593 | $1,167 | $1,045 | $819 | $740 | $697 | $656 | $582 |
| Farmers | $4,262 | $3,097 | $2,767 | $1,745 | $1,651 | $1,267 | $1,125 | $1,077 | $1,021 | $868 |
Cost of Car Insurance for 2022 Porsche 911
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $993 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,267 | $1,114 | $985 | $851 | $751 | $638 | $580 | $518 | $474 | $417 |
| Travelers | $1,319 | $953 | $755 | $583 | $516 | $374 | $342 | $317 | $293 | $251 |
| Geico | $1,952 | $1,428 | $1,200 | $874 | $747 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,165 | $1,759 | $1,461 | $812 | $709 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,258 | $1,773 | $1,424 | $1,044 | $935 | $732 | $662 | $624 | $587 | $520 |
| Farmers | $3,811 | $2,769 | $2,474 | $1,561 | $1,477 | $1,133 | $1,006 | $963 | $913 | $776 |
Cost of Car Insurance for 2021 Porsche 911
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $994 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,268 | $1,115 | $985 | $852 | $752 | $639 | $580 | $518 | $474 | $418 |
| Travelers | $1,320 | $954 | $755 | $583 | $516 | $374 | $343 | $317 | $293 | $251 |
| Geico | $1,953 | $1,428 | $1,201 | $874 | $748 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,166 | $1,760 | $1,461 | $813 | $710 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,259 | $1,774 | $1,425 | $1,044 | $935 | $733 | $662 | $624 | $587 | $520 |
| Farmers | $3,813 | $2,770 | $2,475 | $1,562 | $1,477 | $1,133 | $1,006 | $964 | $913 | $776 |
Cost of Car Insurance for 2020 Porsche 911
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $803 | $733 | $674 | $573 | $485 | $315 | $293 | $273 | $259 | $232 |
| State Farm | $1,025 | $901 | $797 | $689 | $608 | $516 | $469 | $419 | $383 | $338 |
| Travelers | $1,067 | $771 | $611 | $471 | $417 | $303 | $277 | $256 | $237 | $203 |
| Geico | $1,579 | $1,155 | $971 | $707 | $604 | $490 | $452 | $372 | $352 | $318 |
| Progressive | $1,752 | $1,423 | $1,182 | $657 | $574 | $463 | $413 | $369 | $339 | $292 |
| Allstate | $1,827 | $1,434 | $1,152 | $844 | $756 | $593 | $535 | $505 | $475 | $421 |
| Farmers | $3,083 | $2,240 | $2,002 | $1,263 | $1,195 | $916 | $814 | $779 | $738 | $628 |
Cost of Car Insurance for 2019 Porsche 911
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $981 | $896 | $824 | $700 | $592 | $385 | $357 | $334 | $316 | $283 |
| State Farm | $1,239 | $1,089 | $962 | $832 | $734 | $624 | $567 | $506 | $463 | $408 |
| Travelers | $1,338 | $966 | $764 | $589 | $521 | $380 | $348 | $321 | $297 | $256 |
| Geico | $1,764 | $1,290 | $1,084 | $789 | $675 | $548 | $505 | $416 | $394 | $356 |
| Allstate | $2,044 | $1,605 | $1,289 | $945 | $846 | $663 | $599 | $565 | $531 | $471 |
| Progressive | $2,046 | $1,662 | $1,380 | $767 | $669 | $540 | $481 | $430 | $396 | $340 |
| Farmers | $3,369 | $2,461 | $2,196 | $1,386 | $1,311 | $1,006 | $892 | $855 | $810 | $686 |
Cost of Car Insurance for 2018 Porsche 911
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $984 | $899 | $827 | $702 | $594 | $386 | $358 | $335 | $317 | $284 |
| State Farm | $1,212 | $1,065 | $941 | $814 | $718 | $610 | $554 | $495 | $453 | $399 |
| Travelers | $1,328 | $958 | $757 | $584 | $517 | $377 | $345 | $318 | $294 | $254 |
| Geico | $1,657 | $1,212 | $1,018 | $741 | $635 | $514 | $474 | $391 | $370 | $334 |
| Allstate | $1,893 | $1,487 | $1,195 | $876 | $785 | $615 | $556 | $524 | $493 | $437 |
| Progressive | $1,949 | $1,582 | $1,314 | $730 | $637 | $514 | $458 | $409 | $377 | $324 |
| Farmers | $3,103 | $2,276 | $2,030 | $1,283 | $1,214 | $931 | $825 | $791 | $749 | $633 |
Cost of Car Insurance for 2017 Porsche 911
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $927 | $847 | $779 | $662 | $560 | $364 | $337 | $315 | $298 | $267 |
| State Farm | $1,151 | $1,012 | $894 | $774 | $682 | $580 | $527 | $470 | $430 | $379 |
| Travelers | $1,211 | $872 | $689 | $531 | $470 | $342 | $312 | $289 | $267 | $230 |
| Geico | $1,448 | $1,059 | $890 | $648 | $555 | $450 | $414 | $341 | $323 | $292 |
| Allstate | $1,665 | $1,308 | $1,051 | $771 | $691 | $541 | $489 | $461 | $434 | $385 |
| Progressive | $1,810 | $1,470 | $1,220 | $678 | $591 | $477 | $425 | $380 | $350 | $301 |
| Farmers | $2,706 | $1,992 | $1,776 | $1,126 | $1,065 | $818 | $724 | $694 | $658 | $555 |
Cost of Car Insurance for 2016 Porsche 911
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $863 | $789 | $726 | $616 | $521 | $339 | $314 | $294 | $278 | $249 |
| State Farm | $1,093 | $961 | $848 | $735 | $648 | $551 | $500 | $446 | $408 | $360 |
| Travelers | $1,127 | $811 | $641 | $494 | $437 | $318 | $291 | $269 | $249 | $214 |
| Geico | $1,330 | $973 | $818 | $595 | $510 | $413 | $381 | $314 | $297 | $268 |
| Allstate | $1,582 | $1,242 | $999 | $733 | $656 | $514 | $465 | $438 | $413 | $366 |
| Progressive | $1,670 | $1,356 | $1,126 | $625 | $546 | $440 | $393 | $351 | $323 | $278 |
| Farmers | $2,474 | $1,822 | $1,624 | $1,029 | $973 | $747 | $661 | $634 | $600 | $507 |
Porsche 911 Insurance Cost by Trim
Porsche 911 insurance costs vary widely by trim, ranging from $57 a month for minimum coverage on basic Coupe models to $761 for full coverage on high-performance S/T variants. Performance features, rarity and market value determine where your trim falls within this range.
| Coupe | $57 | $110 |
| Cabriolet | $58 | $112 |
| Carrera Targa Coupe | $69 | $133 |
| Targa Coupe | $78 | $151 |
| Carrera 991 Coupe | $97 | $190 |
| Carrera S 991 Coupe | $101 | $199 |
| Carrera 997 Cabriolet | $102 | $199 |
| Club Coupe | $103 | $200 |
| Carrera S 997 Coupe | $104 | $205 |
| Gts Convertible | $105 | $206 |
| Carrera Black Edition Coupe | $105 | $206 |
| Carrera Coupe | $106 | $207 |
| Carrera S 991 Convertible | $106 | $208 |
| Carrera 991 Convertible | $108 | $211 |
| Carrera Black Edition Convertible | $108 | $212 |
| Carrera 4 Black Edition Coupe | $109 | $213 |
| Carrera 4 Cabriolet | $110 | $215 |
| Carrera Black Edition Cabriolet | $111 | $217 |
| Carrera 4 Coupe | $115 | $226 |
| Carrera Cabriolet | $118 | $232 |
| Carrera 4 Black Edition Cabriolet | $119 | $233 |
| Turbo Convertible | $120 | $235 |
| Carrera 4s Coupe | $124 | $243 |
| Carrera S Coupe | $125 | $246 |
| Targa 4 Coupe | $126 | $247 |
| Carrera Gts Convertible | $126 | $248 |
| Carrera 4 Gts Convertible | $131 | $258 |
| Carrera 4s Cabriolet | $132 | $258 |
| Carrera S Cabriolet | $133 | $262 |
| Carrera Turbo Coupe | $138 | $268 |
| Gt3 Coupe | $139 | $274 |
| 50th Anniversary Edition Coupe | $142 | $280 |
| Targa 4s Coupe | $143 | $281 |
| Carrera Gts Coupe | $150 | $295 |
| Carrera T Coupe | $150 | $296 |
| Turbo S Convertible | $151 | $298 |
| Carrera 997 Coupe | $154 | $303 |
| Carrera 4 Gts Coupe | $157 | $310 |
| Carrera | $164 | $323 |
| Turbo Coupe | $166 | $327 |
| Targa 4 Gts Coupe | $169 | $334 |
| R Coupe | $170 | $336 |
| Carrera 4 | $170 | $336 |
| Gt3 Rs 4.0 Coupe | $171 | $338 |
| Gt3 Rs Coupe | $178 | $350 |
| Targa 4 | $179 | $353 |
| Carrera T | $181 | $357 |
| Turbo Cabriolet | $182 | $357 |
| Speedster Convertible | $184 | $363 |
| Carrera 4s | $184 | $364 |
| Carrera Gts Cabriolet | $186 | $367 |
| Carrera 4 Gts Cabriolet | $189 | $373 |
| Turbo S Coupe | $190 | $376 |
| Gt2 Coupe | $192 | $372 |
| Carrera S | $194 | $383 |
| Targa 4s | $201 | $397 |
| Carrera T Cabriolet | $214 | $424 |
| Carrera Gts | $220 | $435 |
| Gt3 W/Touring Package Coupe | $223 | $440 |
| Turbo S Cabriolet | $224 | $442 |
| Carrera 4 Gts | $230 | $455 |
| 50 Years Porsche Design Coupe | $235 | $465 |
| Targa 4s Heritage Edition Coupe | $239 | $473 |
| Gt3 | $243 | $480 |
| Targa 4 Gts | $248 | $491 |
| Targa Edition 50 Years Porsche Design Coupe | $258 | $509 |
| Edition 50 Years Porsche Design | $266 | $526 |
| Gt2 Rs Coupe | $274 | $541 |
| Turbo | $274 | $541 |
| Dakar Coupe | $289 | $570 |
| Dakar | $295 | $582 |
| Speedster Cabriolet | $297 | $588 |
| Turbo S | $320 | $632 |
| Gt3 Rs | $335 | $662 |
| Sport Classic Coupe | $354 | $700 |
| S/T | $385 | $761 |
Porsche 911 Insurance Cost by State
Car insurance for a Porsche 911 costs anywhere from $70 per month in Wyoming to $298 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $157 | $296 |
| Alaska | $115 | $245 |
| Arizona | $197 | $368 |
| Arkansas | $132 | $293 |
| California | $147 | $299 |
| Colorado | $149 | $358 |
| Connecticut | $193 | $336 |
| Delaware | $180 | $305 |
| Florida | $142 | $331 |
| Georgia | $208 | $341 |
| Hawaii | $78 | $178 |
| Idaho | $83 | $172 |
| Illinois | $134 | $256 |
| Indiana | $97 | $191 |
| Iowa | $99 | $238 |
| Kansas | $116 | $275 |
| Kentucky | $173 | $296 |
| Louisiana | $298 | $616 |
| Maine | $88 | $184 |
| Maryland | $218 | $371 |
| Massachusetts | $151 | $324 |
| Michigan | $266 | $517 |
| Minnesota | $135 | $289 |
| Mississippi | $157 | $307 |
| Missouri | $217 | $427 |
| Montana | $131 | $317 |
| Nebraska | $113 | $258 |
| Nevada | $205 | $373 |
| New Hampshire | $115 | $208 |
| New Jersey | $218 | $363 |
| New Mexico | $120 | $268 |
| New York | $156 | $282 |
| North Carolina | $121 | $240 |
| North Dakota | $110 | $242 |
| Ohio | $109 | $214 |
| Oklahoma | $155 | $345 |
| Oregon | $146 | $258 |
| Pennsylvania | $152 | $352 |
| Rhode Island | $181 | $326 |
| South Carolina | $137 | $259 |
| South Dakota | $97 | $313 |
| Tennessee | $115 | $235 |
| Texas | $198 | $415 |
| Utah | $142 | $244 |
| Vermont | $89 | $210 |
| Virginia | $146 | $233 |
| Washington | $123 | $231 |
| West Virginia | $149 | $304 |
| Wisconsin | $103 | $228 |
| Wyoming | $70 | $213 |
How to Lower the Cost of Porsche 911 Insurance
Lower your Porsche 911 insurance costs with these strategies:
- 1Choose the right coverage
Decide how much coverage to buy for your Porsche 911 based on whether you own, finance or lease the vehicle. Owners should carry at least their state's minimum liability requirements along with comprehensive and collision coverage with a $1,000 deductible to help lower premiums.
Drivers who want more protection may prefer 100/300/100 liability limits with comprehensive and collision coverage and a $500 deductible. Financing or leasing usually requires 100/300/100 liability limits, comprehensive and collision coverage with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for sports cars. This benchmark helps you identify competitive rates from the cheapest car insurance companies. Typical pricing also makes it easier to spot real savings versus inflated quotes when comparing insurers.
- 3Look for more than just low rates
Reliable car insurance goes beyond the quote. Look up J.D. Power satisfaction ratings, read forum discussions about claims handling, search Better Business Bureau records and confirm AM Best financial stability ratings. Budget options may offer limited coverage or slower claims service when you need it most.
- 4Explore discounts you qualify for
Car insurance discounts can cut your Porsche 911 premiums. Owners may qualify for safety features discounts, good driver rewards, policy bundling savings and anti-theft device reductions. Many insurers also offer professional discounts for engineers and executives common in tech hubs like Silicon Valley.
- 5Consider alternative car insurance types
Porsche 911 owners may benefit from usage-based insurance programs that track driving habits and lower premiums. Options like Progressive Snapshot or Allstate Drivewise monitor safe driving habits. These programs are a good fit for weekend drivers or those with short commutes in urban areas like Manhattan's financial district.
- 6Check rates every year
Get car insurance quotes from multiple companies every year. Your insurer won't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Porsche 911 insurance. Market conditions change often, and regular comparisons help you maintain the best rates on high-value vehicles.
Porsche 911 Insurance Cost: Bottom Line
Porsche 911 insurance costs above average, but comparing multiple insurers and claiming available discounts can lower your premium on this sports car.
Porsche 911 Insurance Rates: FAQ
What is the average cost of car insurance for a Porsche 911?
Insurance for a Porsche 911 averages $1,814 annually for state minimum coverage and $3,566 for full coverage. Monthly costs run about $151 for minimum and $297 for comprehensive protection.
What company has the cheapest car insurance for a Porsche 911?
Travelers provides the most affordable auto insurance for a Porsche 911, offering minimum coverage at $1,236 annually. For full coverage, Travelers also offers the best rates at $2,292 annually.
Is the Porsche 911 expensive to insure?
Yes, Porsche 911 insurance costs more than most vehicles to insure. The model ranks 727th out of 827 cars for affordability, though it places better among sports cars at 61st out of 115.
What factors affect Porsche 911 insurance costs?
Multiple factors increase Porsche 911 insurance costs. The vehicle's high-performance capabilities raise accident risk, and expensive specialized parts drive up repair costs. Porsche 911s also see higher theft rates among luxury vehicles. Your driving record, credit score and coverage selections determine your final premium.
How can I lower Porsche 911 insurance costs?
Compare quotes from multiple insurers since Porsche 911 pricing differs considerably between companies, and look into usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies and maintain a clean driving record to get better rates.
How We Determined Porsche 911 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Porsche 911 insurance costs.
Who We Based These Rates On
These Porsche 911 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!