Updated: November 9, 2026
Travelers offers the cheapest Porsche 911 insurance on average, though full coverage costs vary widely by model year and insurer. You'll pay around $297 a month for comprehensive protection. Read more.
The 911 ranks 61st out of 115 sports cars for insurance affordability, placing it in the middle tier. Sports cars carry higher premiums due to performance capabilities and theft risk, so it's still expensive compared to most vehicles. Read more.
For the most accurate rates, get quotes tied to your 911's model year, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific 911 model years depending on the age of the drivers.
Insurance premiums for a Porsche 911 average $297 per month for full coverage and $151 per month for minimum coverage. Trim level and model year affect costs, which range from $57 to $761 monthly.
Porsche 911 insurance rates vary by model year, ranging from $89 per month for older vehicles to $259 per month for newer models. Newer Porsche 911s cost more to insure because they carry higher values, while older models benefit from depreciation.
| Porsche 911 | $151 | $297 |
Rates for Porsche 911 insurance vary by model year and insurer. Full coverage goes from $191 a month with Travelers to $500 with AIG, and minimum coverage spans $103 with Travelers to $262 with Farmers.
Porsche 911 owners should shop between insurers since minimum coverage varies by over $159 and full coverage by over $309. Each company calculates risk differently for the Porsche 911, which affects your final quote.
| AAA | $189 | $394 |
| AIG | $203 | $500 |
| Allstate | $193 | $373 |
| Amica | $209 | $430 |
| Chubb | $176 | $355 |
| Farmers | $262 | $463 |
| Geico | $120 | $262 |
| Kemper | $142 | $297 |
| Nationwide | $121 | $212 |
| Progressive | $132 | $247 |
| State Farm | $136 | $287 |
| The Hartford | $153 | $261 |
| Travelers | $103 | $191 |
| UAIC | $171 | $213 |
Sports cars are expensive to insure, but where does the Porsche 911 stand among its peers? MoneyGeek's analysis of 115 sports cars puts the 911 at 61st for affordability, with 60 models costing less to insure. It's positioned just a few dollars a month more expensive than an Aston Martin Vanquish and a bit cheaper than a Lotus Emira, placing it in the middle tier.
Among sports cars, the Porsche 911 ranks in the middle for insurance costs. Against all 827 vehicles in our database, it ranks 727th. That puts the 911 among the 25% most expensive cars to insure. The Mazda MX-5 Miata is the cheapest sports car to insure, and the Rolls-Royce La Rose Noire is the most expensive.
| Ferrari F8 | $223 | 58 |
| Mclaren 750S | $223 | 59 |
| Ferrari California | $224 | 60 |
| Aston Martin Vanquish | $224 | 60 |
| Porsche 911 | $224 | 61 |
| Lotus Emira | $224 | 62 |
| Ferrari 612 | $225 | 63 |
| Lamborghini Huracán | $226 | 64 |
What you pay for Porsche 911 insurance depends on these factors:
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Porsche 911 costs an average of $511 a month compared to $172 for a 2006 Porsche 911. Your insurance costs may change depending on your model year and the age of drivers on your policy. Newer models cost more to insure than older ones, and teen drivers and those in their early 20s will pay more to insure any Porsche 911.
Compare insurers to lower Porsche 911 insurance costs. Travelers is the cheapest insurer across all model years and could save certain drivers hundreds of dollars a month versus the average rate.
Recent model years:
Older models (2016 to 2020):
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
| Nationwide | $1,355 | $1,237 | $1,137 | $966 | $817 | $532 | $494 | $461 | $436 | $391 |
| State Farm | $1,728 | $1,520 | $1,343 | $1,161 | $1,025 | $871 | $791 | $706 | $646 | $569 |
| Travelers | $1,799 | $1,300 | $1,030 | $794 | $704 | $510 | $467 | $432 | $400 | $343 |
| Geico | $2,662 | $1,947 | $1,637 | $1,192 | $1,019 | $827 | $762 | $628 | $594 | $537 |
| Progressive | $2,953 | $2,399 | $1,992 | $1,108 | $967 | $780 | $696 | $621 | $572 | $492 |
| Allstate | $3,080 | $2,418 | $1,943 | $1,423 | $1,275 | $999 | $903 | $851 | $800 | $709 |
| Farmers | $5,198 | $3,777 | $3,375 | $2,129 | $2,014 | $1,545 | $1,372 | $1,314 | $1,245 | $1,058 |
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
| Nationwide | $1,210 | $1,105 | $1,016 | $863 | $730 | $475 | $441 | $412 | $390 | $349 |
| State Farm | $1,544 | $1,358 | $1,200 | $1,037 | $916 | $778 | $707 | $631 | $577 | $508 |
| Travelers | $1,607 | $1,161 | $920 | $710 | $629 | $456 | $417 | $386 | $357 | $306 |
| Geico | $2,378 | $1,740 | $1,463 | $1,064 | $910 | $738 | $681 | $561 | $531 | $480 |
| Progressive | $2,638 | $2,143 | $1,780 | $990 | $864 | $697 | $621 | $555 | $511 | $439 |
| Allstate | $2,752 | $2,160 | $1,735 | $1,271 | $1,139 | $892 | $806 | $760 | $715 | $634 |
| Farmers | $4,644 | $3,374 | $3,015 | $1,902 | $1,799 | $1,380 | $1,225 | $1,174 | $1,112 | $945 |
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
| Nationwide | $1,111 | $1,014 | $932 | $792 | $670 | $436 | $405 | $378 | $358 | $321 |
| State Farm | $1,417 | $1,246 | $1,101 | $952 | $840 | $714 | $649 | $579 | $530 | $467 |
| Travelers | $1,475 | $1,066 | $844 | $651 | $577 | $419 | $383 | $354 | $328 | $281 |
| Geico | $2,183 | $1,597 | $1,342 | $977 | $836 | $678 | $625 | $515 | $487 | $440 |
| Progressive | $2,421 | $1,967 | $1,634 | $909 | $793 | $639 | $570 | $510 | $469 | $403 |
| Allstate | $2,526 | $1,982 | $1,593 | $1,167 | $1,045 | $819 | $740 | $697 | $656 | $582 |
| Farmers | $4,262 | $3,097 | $2,767 | $1,745 | $1,651 | $1,267 | $1,125 | $1,077 | $1,021 | $868 |
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
| Nationwide | $993 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,267 | $1,114 | $985 | $851 | $751 | $638 | $580 | $518 | $474 | $417 |
| Travelers | $1,319 | $953 | $755 | $583 | $516 | $374 | $342 | $317 | $293 | $251 |
| Geico | $1,952 | $1,428 | $1,200 | $874 | $747 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,165 | $1,759 | $1,461 | $812 | $709 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,258 | $1,773 | $1,424 | $1,044 | $935 | $732 | $662 | $624 | $587 | $520 |
| Farmers | $3,811 | $2,769 | $2,474 | $1,561 | $1,477 | $1,133 | $1,006 | $963 | $913 | $776 |
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
| Nationwide | $994 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,268 | $1,115 | $985 | $852 | $752 | $639 | $580 | $518 | $474 | $418 |
| Travelers | $1,320 | $954 | $755 | $583 | $516 | $374 | $343 | $317 | $293 | $251 |
| Geico | $1,953 | $1,428 | $1,201 | $874 | $748 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,166 | $1,760 | $1,461 | $813 | $710 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,259 | $1,774 | $1,425 | $1,044 | $935 | $733 | $662 | $624 | $587 | $520 |
| Farmers | $3,813 | $2,770 | $2,475 | $1,562 | $1,477 | $1,133 | $1,006 | $964 | $913 | $776 |
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
| Nationwide | $803 | $733 | $674 | $573 | $485 | $315 | $293 | $273 | $259 | $232 |
| State Farm | $1,025 | $901 | $797 | $689 | $608 | $516 | $469 | $419 | $383 | $338 |
| Travelers | $1,067 | $771 | $611 | $471 | $417 | $303 | $277 | $256 | $237 | $203 |
| Geico | $1,579 | $1,155 | $971 | $707 | $604 | $490 | $452 | $372 | $352 | $318 |
| Progressive | $1,752 | $1,423 | $1,182 | $657 | $574 | $463 | $413 | $369 | $339 | $292 |
| Allstate | $1,827 | $1,434 | $1,152 | $844 | $756 | $593 | $535 | $505 | $475 | $421 |
| Farmers | $3,083 | $2,240 | $2,002 | $1,263 | $1,195 | $916 | $814 | $779 | $738 | $628 |
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
| Nationwide | $981 | $896 | $824 | $700 | $592 | $385 | $357 | $334 | $316 | $283 |
| State Farm | $1,239 | $1,089 | $962 | $832 | $734 | $624 | $567 | $506 | $463 | $408 |
| Travelers | $1,338 | $966 | $764 | $589 | $521 | $380 | $348 | $321 | $297 | $256 |
| Geico | $1,764 | $1,290 | $1,084 | $789 | $675 | $548 | $505 | $416 | $394 | $356 |
| Allstate | $2,044 | $1,605 | $1,289 | $945 | $846 | $663 | $599 | $565 | $531 | $471 |
| Progressive | $2,046 | $1,662 | $1,380 | $767 | $669 | $540 | $481 | $430 | $396 | $340 |
| Farmers | $3,369 | $2,461 | $2,196 | $1,386 | $1,311 | $1,006 | $892 | $855 | $810 | $686 |
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
| Nationwide | $984 | $899 | $827 | $702 | $594 | $386 | $358 | $335 | $317 | $284 |
| State Farm | $1,212 | $1,065 | $941 | $814 | $718 | $610 | $554 | $495 | $453 | $399 |
| Travelers | $1,328 | $958 | $757 | $584 | $517 | $377 | $345 | $318 | $294 | $254 |
| Geico | $1,657 | $1,212 | $1,018 | $741 | $635 | $514 | $474 | $391 | $370 | $334 |
| Allstate | $1,893 | $1,487 | $1,195 | $876 | $785 | $615 | $556 | $524 | $493 | $437 |
| Progressive | $1,949 | $1,582 | $1,314 | $730 | $637 | $514 | $458 | $409 | $377 | $324 |
| Farmers | $3,103 | $2,276 | $2,030 | $1,283 | $1,214 | $931 | $825 | $791 | $749 | $633 |
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
| Nationwide | $927 | $847 | $779 | $662 | $560 | $364 | $337 | $315 | $298 | $267 |
| State Farm | $1,151 | $1,012 | $894 | $774 | $682 | $580 | $527 | $470 | $430 | $379 |
| Travelers | $1,211 | $872 | $689 | $531 | $470 | $342 | $312 | $289 | $267 | $230 |
| Geico | $1,448 | $1,059 | $890 | $648 | $555 | $450 | $414 | $341 | $323 | $292 |
| Allstate | $1,665 | $1,308 | $1,051 | $771 | $691 | $541 | $489 | $461 | $434 | $385 |
| Progressive | $1,810 | $1,470 | $1,220 | $678 | $591 | $477 | $425 | $380 | $350 | $301 |
| Farmers | $2,706 | $1,992 | $1,776 | $1,126 | $1,065 | $818 | $724 | $694 | $658 | $555 |
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
| Nationwide | $863 | $789 | $726 | $616 | $521 | $339 | $314 | $294 | $278 | $249 |
| State Farm | $1,093 | $961 | $848 | $735 | $648 | $551 | $500 | $446 | $408 | $360 |
| Travelers | $1,127 | $811 | $641 | $494 | $437 | $318 | $291 | $269 | $249 | $214 |
| Geico | $1,330 | $973 | $818 | $595 | $510 | $413 | $381 | $314 | $297 | $268 |
| Allstate | $1,582 | $1,242 | $999 | $733 | $656 | $514 | $465 | $438 | $413 | $366 |
| Progressive | $1,670 | $1,356 | $1,126 | $625 | $546 | $440 | $393 | $351 | $323 | $278 |
| Farmers | $2,474 | $1,822 | $1,624 | $1,029 | $973 | $747 | $661 | $634 | $600 | $507 |
Porsche 911 insurance costs vary widely by trim, ranging from $57 a month for minimum coverage on basic Coupe models to $761 for full coverage on high-performance S/T variants. Performance features, rarity and market value determine where your trim falls within this range.
| Coupe | $57 | $110 |
| Cabriolet | $58 | $112 |
| Carrera Targa Coupe | $69 | $133 |
| Targa Coupe | $78 | $151 |
| Carrera 991 Coupe | $97 | $190 |
| Carrera S 991 Coupe | $101 | $199 |
| Carrera 997 Cabriolet | $102 | $199 |
| Club Coupe | $103 | $200 |
| Carrera S 997 Coupe | $104 | $205 |
| Gts Convertible | $105 | $206 |
| Carrera Black Edition Coupe | $105 | $206 |
| Carrera Coupe | $106 | $207 |
| Carrera S 991 Convertible | $106 | $208 |
| Carrera 991 Convertible | $108 | $211 |
| Carrera Black Edition Convertible | $108 | $212 |
| Carrera 4 Black Edition Coupe | $109 | $213 |
| Carrera 4 Cabriolet | $110 | $215 |
| Carrera Black Edition Cabriolet | $111 | $217 |
| Carrera 4 Coupe | $115 | $226 |
| Carrera Cabriolet | $118 | $232 |
| Carrera 4 Black Edition Cabriolet | $119 | $233 |
| Turbo Convertible | $120 | $235 |
| Carrera 4s Coupe | $124 | $243 |
| Carrera S Coupe | $125 | $246 |
| Targa 4 Coupe | $126 | $247 |
| Carrera Gts Convertible | $126 | $248 |
| Carrera 4 Gts Convertible | $131 | $258 |
| Carrera 4s Cabriolet | $132 | $258 |
| Carrera S Cabriolet | $133 | $262 |
| Carrera Turbo Coupe | $138 | $268 |
| Gt3 Coupe | $139 | $274 |
| 50th Anniversary Edition Coupe | $142 | $280 |
| Targa 4s Coupe | $143 | $281 |
| Carrera Gts Coupe | $150 | $295 |
| Carrera T Coupe | $150 | $296 |
| Turbo S Convertible | $151 | $298 |
| Carrera 997 Coupe | $154 | $303 |
| Carrera 4 Gts Coupe | $157 | $310 |
| Carrera | $164 | $323 |
| Turbo Coupe | $166 | $327 |
| Targa 4 Gts Coupe | $169 | $334 |
| R Coupe | $170 | $336 |
| Carrera 4 | $170 | $336 |
| Gt3 Rs 4.0 Coupe | $171 | $338 |
| Gt3 Rs Coupe | $178 | $350 |
| Targa 4 | $179 | $353 |
| Carrera T | $181 | $357 |
| Turbo Cabriolet | $182 | $357 |
| Speedster Convertible | $184 | $363 |
| Carrera 4s | $184 | $364 |
| Carrera Gts Cabriolet | $186 | $367 |
| Carrera 4 Gts Cabriolet | $189 | $373 |
| Turbo S Coupe | $190 | $376 |
| Gt2 Coupe | $192 | $372 |
| Carrera S | $194 | $383 |
| Targa 4s | $201 | $397 |
| Carrera T Cabriolet | $214 | $424 |
| Carrera Gts | $220 | $435 |
| Gt3 W/Touring Package Coupe | $223 | $440 |
| Turbo S Cabriolet | $224 | $442 |
| Carrera 4 Gts | $230 | $455 |
| 50 Years Porsche Design Coupe | $235 | $465 |
| Targa 4s Heritage Edition Coupe | $239 | $473 |
| Gt3 | $243 | $480 |
| Targa 4 Gts | $248 | $491 |
| Targa Edition 50 Years Porsche Design Coupe | $258 | $509 |
| Edition 50 Years Porsche Design | $266 | $526 |
| Gt2 Rs Coupe | $274 | $541 |
| Turbo | $274 | $541 |
| Dakar Coupe | $289 | $570 |
| Dakar | $295 | $582 |
| Speedster Cabriolet | $297 | $588 |
| Turbo S | $320 | $632 |
| Gt3 Rs | $335 | $662 |
| Sport Classic Coupe | $354 | $700 |
| S/T | $385 | $761 |
Car insurance for a Porsche 911 costs anywhere from $70 per month in Wyoming to $298 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $157 | $296 |
| Alaska | $115 | $245 |
| Arizona | $197 | $368 |
| Arkansas | $132 | $293 |
| California | $147 | $299 |
| Colorado | $149 | $358 |
| Connecticut | $193 | $336 |
| Delaware | $180 | $305 |
| Florida | $142 | $331 |
| Georgia | $208 | $341 |
| Hawaii | $78 | $178 |
| Idaho | $83 | $172 |
| Illinois | $134 | $256 |
| Indiana | $97 | $191 |
| Iowa | $99 | $238 |
| Kansas | $116 | $275 |
| Kentucky | $173 | $296 |
| Louisiana | $298 | $616 |
| Maine | $88 | $184 |
| Maryland | $218 | $371 |
| Massachusetts | $151 | $324 |
| Michigan | $266 | $517 |
| Minnesota | $135 | $289 |
| Mississippi | $157 | $307 |
| Missouri | $217 | $427 |
| Montana | $131 | $317 |
| Nebraska | $113 | $258 |
| Nevada | $205 | $373 |
| New Hampshire | $115 | $208 |
| New Jersey | $218 | $363 |
| New Mexico | $120 | $268 |
| New York | $156 | $282 |
| North Carolina | $121 | $240 |
| North Dakota | $110 | $242 |
| Ohio | $109 | $214 |
| Oklahoma | $155 | $345 |
| Oregon | $146 | $258 |
| Pennsylvania | $152 | $352 |
| Rhode Island | $181 | $326 |
| South Carolina | $137 | $259 |
| South Dakota | $97 | $313 |
| Tennessee | $115 | $235 |
| Texas | $198 | $415 |
| Utah | $142 | $244 |
| Vermont | $89 | $210 |
| Virginia | $146 | $233 |
| Washington | $123 | $231 |
| West Virginia | $149 | $304 |
| Wisconsin | $103 | $228 |
| Wyoming | $70 | $213 |
Lower your Porsche 911 insurance costs with these strategies:
Start by figuring out how much coverage to buy. The answer depends on whether you own, finance or lease your Porsche 911. If you own it outright, buy at least your state's minimum liability limits plus comprehensive and collision coverage. A $1,000 deductible on those keeps your premium lower.
For more coverage, go with 100/300/100 liability limits, comprehensive and collision coverage and a $500 deductible. Lenders and leasing companies ask for 100/300/100 liability limits, comprehensive and collision coverage with a $500 deductible and gap insurance.
Learn what you should pay by reviewing average auto insurance costs for sports cars. This benchmark helps you identify competitive rates from the cheapest car insurance companies. Typical pricing also makes it easier to spot real savings versus inflated quotes when comparing insurers.
A low quote is only one part of picking car insurance. Check J.D. Power satisfaction ratings, read what people say about claims handling on forums, look up Better Business Bureau records and confirm the company's AM Best rating for financial strength. A budget insurer might cover less or pay claims more slowly.
You can lower your Porsche 911 premium with car insurance discounts. Look for discounts for safety features, a good driving record, bundling policies and anti-theft devices. Many insurers also give discounts to people in certain jobs, like engineers and executives.
Usage-based insurance programs track how you drive and can lower your premium if you drive safely. Progressive Snapshot and Allstate Drivewise are two examples. These programs fit weekend drivers and people with short commutes.
Compare car insurance quotes from several companies once a year. Your insurer won't tell you when another company drops its prices. You could save up to 24% on your Porsche 911 insurance by shopping around every year. Rates change from year to year, so a yearly check keeps you on the best rate for a high-value car.
Porsche 911 insurance costs more than average. You can bring your premium down on this sports car by comparing insurers and using the discounts you qualify for.
Insurance for a Porsche 911 averages $1,814 annually for state minimum coverage and $3,566 for full coverage. Monthly costs run about $151 for minimum and $297 for comprehensive protection.
Travelers provides the most affordable auto insurance for a Porsche 911, offering minimum coverage at $1,236 annually. For full coverage, Travelers also offers the best rates at $2,292 annually.
Yes, Porsche 911 insurance costs more than most vehicles to insure. The model ranks 727th out of 827 cars for affordability, though it places better among sports cars at 61st out of 115.
Multiple factors increase Porsche 911 insurance costs. The vehicle's high-performance capabilities raise accident risk, and expensive specialized parts drive up repair costs. Porsche 911s also see higher theft rates among luxury vehicles. Your driving record, credit score and coverage selections determine your final premium.
Get quotes from several insurers, because Porsche 911 rates differ widely from one company to the next. A usage-based program that tracks your driving can also lower your rate. Claim every discount you qualify for, bundle the 911 with your other policies and keep your driving record clean.
MoneyGeek's Porsche 911 costs come from hundreds of millions of quote estimates covering every U.S. model sold from 2000 to 2025.
Who We Based These Rates On
Every Porsche 911 rate on this page uses one sample driver:
Coverage Definitions
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.
