Insurance premiums for a Porsche 911 average $297 monthly for full coverage and $151 for minimum coverage. Trim level and model year affect costs, which range from $57 to $761 monthly.
Porsche 911 Insurance Cost
Updated: October 2, 2026
Key Takeaways
Travelers offers the cheapest Porsche 911 insurance on average, though full coverage costs vary widely by model year and insurer. You'll pay around $297 a month for comprehensive protection. Read more.
The 911 ranks 61st out of 115 sports cars for insurance affordability, placing it in the middle tier. Sports cars carry higher premiums due to performance capabilities and theft risk, so it's still expensive compared to most vehicles. Read more.
For the most accurate rates, get quotes tied to your 911's model year, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific 911 model years depending on the age of the drivers.
How Much Is Porsche 911 Insurance?
| Porsche 911 | $151 | $297 |
Looking for another Porsche model? Read more about the cost of Porsche car insurance models.
Porsche 911 insurance rates vary by model year, ranging from $89 a month for older vehicles to $259 for newer models. Newer Porsche 911s cost more to insure because they come with higher values, and older models benefit from depreciation.
Rates for Porsche 911 insurance vary by model year and insurer. Full coverage goes from $191 a month with Travelers to $500 with AIG, and minimum coverage spans $103 with Travelers to $262 with Farmers.
Porsche 911 owners should shop between insurers since minimum coverage varies by over $159 and full coverage by over $309. Each company calculates risk differently for the Porsche 911, which affects your final quote.
| AAA | $189 | $394 |
| AIG | $203 | $500 |
| Allstate | $193 | $373 |
| Amica | $209 | $430 |
| Chubb | $176 | $355 |
| Farmers | $262 | $463 |
| Geico | $120 | $262 |
| Kemper | $142 | $297 |
| Nationwide | $121 | $212 |
| Progressive | $132 | $247 |
| State Farm | $136 | $287 |
| The Hartford | $153 | $261 |
| Travelers | $103 | $191 |
| UAIC | $171 | $213 |
Is Porsche 911 Expensive to Insure?
Sports cars are expensive to insure, but where does the Porsche 911 stand among its peers? MoneyGeek's analysis of 115 sports cars puts the 911 at 61st for affordability, with 60 models costing less to insure. It's positioned just a few dollars a month more expensive than an Aston Martin Vanquish and a bit cheaper than a Lotus Emira, placing it in the middle tier.
Among sports cars, the Porsche 911 ranks in the middle for insurance costs. Against all 827 vehicles in our database, it ranks 727th. That puts the 911 among the 25% most expensive cars to insure. The Mazda MX-5 Miata is the cheapest sports car to insure, and the Rolls-Royce La Rose Noire is the most expensive.
| Ferrari F8 | $223 | 58 |
| Mclaren 750S | $223 | 59 |
| Ferrari California | $224 | 60 |
| Aston Martin Vanquish | $224 | 60 |
| Porsche 911 | $224 | 61 |
| Lotus Emira | $224 | 62 |
| Ferrari 612 | $225 | 63 |
| Lamborghini Huracán | $226 | 64 |
What you pay for Porsche 911 insurance depends on these factors:
- Average repair or replacement costs: Repairs on a Porsche 911 cost an average of $1,857 a year. That's the lowest of the four Porsche models in our data.
- Vehicle trim, features and accessories: The 911 has 379 to 640 horsepower, depending on the trim. More power means higher repair costs and more risk, so high-performance trims cost more to insure.
- Driver profile: Most Porsche 911 drivers are 40 to 50 years old. They earn more on average, so they buy more coverage and pay higher rates. Insurers also expect riskier driving from 911 owners because of the car's reputation for performance. Age changes the price too, and the costs of Porsche 911s for young drivers show how much.
Porsche 911 Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Porsche 911 costs an average of $511 a month compared to $172 for a 2006 Porsche 911. Your insurance costs may change depending on your model year and the age of drivers on your policy. Newer models cost more to insure than older ones, and teen drivers and those in their early 20s will pay more to insure any Porsche 911.
Compare insurers to lower Porsche 911 insurance costs. Travelers is the cheapest insurer across all model years and could save certain drivers hundreds of dollars a month versus the average rate.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Porsche 911
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,355 | $1,237 | $1,137 | $966 | $817 | $532 | $494 | $461 | $436 | $391 |
| State Farm | $1,728 | $1,520 | $1,343 | $1,161 | $1,025 | $871 | $791 | $706 | $646 | $569 |
| Travelers | $1,799 | $1,300 | $1,030 | $794 | $704 | $510 | $467 | $432 | $400 | $343 |
| Geico | $2,662 | $1,947 | $1,637 | $1,192 | $1,019 | $827 | $762 | $628 | $594 | $537 |
| Progressive | $2,953 | $2,399 | $1,992 | $1,108 | $967 | $780 | $696 | $621 | $572 | $492 |
| Allstate | $3,080 | $2,418 | $1,943 | $1,423 | $1,275 | $999 | $903 | $851 | $800 | $709 |
| Farmers | $5,198 | $3,777 | $3,375 | $2,129 | $2,014 | $1,545 | $1,372 | $1,314 | $1,245 | $1,058 |
Cost of Car Insurance for 2024 Porsche 911
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,210 | $1,105 | $1,016 | $863 | $730 | $475 | $441 | $412 | $390 | $349 |
| State Farm | $1,544 | $1,358 | $1,200 | $1,037 | $916 | $778 | $707 | $631 | $577 | $508 |
| Travelers | $1,607 | $1,161 | $920 | $710 | $629 | $456 | $417 | $386 | $357 | $306 |
| Geico | $2,378 | $1,740 | $1,463 | $1,064 | $910 | $738 | $681 | $561 | $531 | $480 |
| Progressive | $2,638 | $2,143 | $1,780 | $990 | $864 | $697 | $621 | $555 | $511 | $439 |
| Allstate | $2,752 | $2,160 | $1,735 | $1,271 | $1,139 | $892 | $806 | $760 | $715 | $634 |
| Farmers | $4,644 | $3,374 | $3,015 | $1,902 | $1,799 | $1,380 | $1,225 | $1,174 | $1,112 | $945 |
Cost of Car Insurance for 2023 Porsche 911
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $1,111 | $1,014 | $932 | $792 | $670 | $436 | $405 | $378 | $358 | $321 |
| State Farm | $1,417 | $1,246 | $1,101 | $952 | $840 | $714 | $649 | $579 | $530 | $467 |
| Travelers | $1,475 | $1,066 | $844 | $651 | $577 | $419 | $383 | $354 | $328 | $281 |
| Geico | $2,183 | $1,597 | $1,342 | $977 | $836 | $678 | $625 | $515 | $487 | $440 |
| Progressive | $2,421 | $1,967 | $1,634 | $909 | $793 | $639 | $570 | $510 | $469 | $403 |
| Allstate | $2,526 | $1,982 | $1,593 | $1,167 | $1,045 | $819 | $740 | $697 | $656 | $582 |
| Farmers | $4,262 | $3,097 | $2,767 | $1,745 | $1,651 | $1,267 | $1,125 | $1,077 | $1,021 | $868 |
Cost of Car Insurance for 2022 Porsche 911
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $993 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,267 | $1,114 | $985 | $851 | $751 | $638 | $580 | $518 | $474 | $417 |
| Travelers | $1,319 | $953 | $755 | $583 | $516 | $374 | $342 | $317 | $293 | $251 |
| Geico | $1,952 | $1,428 | $1,200 | $874 | $747 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,165 | $1,759 | $1,461 | $812 | $709 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,258 | $1,773 | $1,424 | $1,044 | $935 | $732 | $662 | $624 | $587 | $520 |
| Farmers | $3,811 | $2,769 | $2,474 | $1,561 | $1,477 | $1,133 | $1,006 | $963 | $913 | $776 |
Cost of Car Insurance for 2021 Porsche 911
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $994 | $907 | $834 | $708 | $599 | $390 | $362 | $338 | $320 | $287 |
| State Farm | $1,268 | $1,115 | $985 | $852 | $752 | $639 | $580 | $518 | $474 | $418 |
| Travelers | $1,320 | $954 | $755 | $583 | $516 | $374 | $343 | $317 | $293 | $251 |
| Geico | $1,953 | $1,428 | $1,201 | $874 | $748 | $606 | $559 | $460 | $436 | $394 |
| Progressive | $2,166 | $1,760 | $1,461 | $813 | $710 | $572 | $510 | $456 | $420 | $361 |
| Allstate | $2,259 | $1,774 | $1,425 | $1,044 | $935 | $733 | $662 | $624 | $587 | $520 |
| Farmers | $3,813 | $2,770 | $2,475 | $1,562 | $1,477 | $1,133 | $1,006 | $964 | $913 | $776 |
Cost of Car Insurance for 2020 Porsche 911
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $803 | $733 | $674 | $573 | $485 | $315 | $293 | $273 | $259 | $232 |
| State Farm | $1,025 | $901 | $797 | $689 | $608 | $516 | $469 | $419 | $383 | $338 |
| Travelers | $1,067 | $771 | $611 | $471 | $417 | $303 | $277 | $256 | $237 | $203 |
| Geico | $1,579 | $1,155 | $971 | $707 | $604 | $490 | $452 | $372 | $352 | $318 |
| Progressive | $1,752 | $1,423 | $1,182 | $657 | $574 | $463 | $413 | $369 | $339 | $292 |
| Allstate | $1,827 | $1,434 | $1,152 | $844 | $756 | $593 | $535 | $505 | $475 | $421 |
| Farmers | $3,083 | $2,240 | $2,002 | $1,263 | $1,195 | $916 | $814 | $779 | $738 | $628 |
Cost of Car Insurance for 2019 Porsche 911
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $981 | $896 | $824 | $700 | $592 | $385 | $357 | $334 | $316 | $283 |
| State Farm | $1,239 | $1,089 | $962 | $832 | $734 | $624 | $567 | $506 | $463 | $408 |
| Travelers | $1,338 | $966 | $764 | $589 | $521 | $380 | $348 | $321 | $297 | $256 |
| Geico | $1,764 | $1,290 | $1,084 | $789 | $675 | $548 | $505 | $416 | $394 | $356 |
| Allstate | $2,044 | $1,605 | $1,289 | $945 | $846 | $663 | $599 | $565 | $531 | $471 |
| Progressive | $2,046 | $1,662 | $1,380 | $767 | $669 | $540 | $481 | $430 | $396 | $340 |
| Farmers | $3,369 | $2,461 | $2,196 | $1,386 | $1,311 | $1,006 | $892 | $855 | $810 | $686 |
Cost of Car Insurance for 2018 Porsche 911
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $984 | $899 | $827 | $702 | $594 | $386 | $358 | $335 | $317 | $284 |
| State Farm | $1,212 | $1,065 | $941 | $814 | $718 | $610 | $554 | $495 | $453 | $399 |
| Travelers | $1,328 | $958 | $757 | $584 | $517 | $377 | $345 | $318 | $294 | $254 |
| Geico | $1,657 | $1,212 | $1,018 | $741 | $635 | $514 | $474 | $391 | $370 | $334 |
| Allstate | $1,893 | $1,487 | $1,195 | $876 | $785 | $615 | $556 | $524 | $493 | $437 |
| Progressive | $1,949 | $1,582 | $1,314 | $730 | $637 | $514 | $458 | $409 | $377 | $324 |
| Farmers | $3,103 | $2,276 | $2,030 | $1,283 | $1,214 | $931 | $825 | $791 | $749 | $633 |
Cost of Car Insurance for 2017 Porsche 911
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $927 | $847 | $779 | $662 | $560 | $364 | $337 | $315 | $298 | $267 |
| State Farm | $1,151 | $1,012 | $894 | $774 | $682 | $580 | $527 | $470 | $430 | $379 |
| Travelers | $1,211 | $872 | $689 | $531 | $470 | $342 | $312 | $289 | $267 | $230 |
| Geico | $1,448 | $1,059 | $890 | $648 | $555 | $450 | $414 | $341 | $323 | $292 |
| Allstate | $1,665 | $1,308 | $1,051 | $771 | $691 | $541 | $489 | $461 | $434 | $385 |
| Progressive | $1,810 | $1,470 | $1,220 | $678 | $591 | $477 | $425 | $380 | $350 | $301 |
| Farmers | $2,706 | $1,992 | $1,776 | $1,126 | $1,065 | $818 | $724 | $694 | $658 | $555 |
Cost of Car Insurance for 2016 Porsche 911
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Porsche 911 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $863 | $789 | $726 | $616 | $521 | $339 | $314 | $294 | $278 | $249 |
| State Farm | $1,093 | $961 | $848 | $735 | $648 | $551 | $500 | $446 | $408 | $360 |
| Travelers | $1,127 | $811 | $641 | $494 | $437 | $318 | $291 | $269 | $249 | $214 |
| Geico | $1,330 | $973 | $818 | $595 | $510 | $413 | $381 | $314 | $297 | $268 |
| Allstate | $1,582 | $1,242 | $999 | $733 | $656 | $514 | $465 | $438 | $413 | $366 |
| Progressive | $1,670 | $1,356 | $1,126 | $625 | $546 | $440 | $393 | $351 | $323 | $278 |
| Farmers | $2,474 | $1,822 | $1,624 | $1,029 | $973 | $747 | $661 | $634 | $600 | $507 |
Porsche 911 Insurance Cost by Trim
Porsche 911 insurance costs vary widely by trim, ranging from $57 a month for minimum coverage on basic Coupe models to $761 for full coverage on high-performance S/T variants. Performance features, rarity and market value determine where your trim falls within this range.
| Coupe | $57 | $110 |
| Cabriolet | $58 | $112 |
| Carrera Targa Coupe | $69 | $133 |
| Targa Coupe | $78 | $151 |
| Carrera 991 Coupe | $97 | $190 |
| Carrera S 991 Coupe | $101 | $199 |
| Carrera 997 Cabriolet | $102 | $199 |
| Club Coupe | $103 | $200 |
| Carrera S 997 Coupe | $104 | $205 |
| Gts Convertible | $105 | $206 |
| Carrera Black Edition Coupe | $105 | $206 |
| Carrera Coupe | $106 | $207 |
| Carrera S 991 Convertible | $106 | $208 |
| Carrera 991 Convertible | $108 | $211 |
| Carrera Black Edition Convertible | $108 | $212 |
| Carrera 4 Black Edition Coupe | $109 | $213 |
| Carrera 4 Cabriolet | $110 | $215 |
| Carrera Black Edition Cabriolet | $111 | $217 |
| Carrera 4 Coupe | $115 | $226 |
| Carrera Cabriolet | $118 | $232 |
| Carrera 4 Black Edition Cabriolet | $119 | $233 |
| Turbo Convertible | $120 | $235 |
| Carrera 4s Coupe | $124 | $243 |
| Carrera S Coupe | $125 | $246 |
| Targa 4 Coupe | $126 | $247 |
| Carrera Gts Convertible | $126 | $248 |
| Carrera 4 Gts Convertible | $131 | $258 |
| Carrera 4s Cabriolet | $132 | $258 |
| Carrera S Cabriolet | $133 | $262 |
| Carrera Turbo Coupe | $138 | $268 |
| Gt3 Coupe | $139 | $274 |
| 50th Anniversary Edition Coupe | $142 | $280 |
| Targa 4s Coupe | $143 | $281 |
| Carrera Gts Coupe | $150 | $295 |
| Carrera T Coupe | $150 | $296 |
| Turbo S Convertible | $151 | $298 |
| Carrera 997 Coupe | $154 | $303 |
| Carrera 4 Gts Coupe | $157 | $310 |
| Carrera | $164 | $323 |
| Turbo Coupe | $166 | $327 |
| Targa 4 Gts Coupe | $169 | $334 |
| R Coupe | $170 | $336 |
| Carrera 4 | $170 | $336 |
| Gt3 Rs 4.0 Coupe | $171 | $338 |
| Gt3 Rs Coupe | $178 | $350 |
| Targa 4 | $179 | $353 |
| Carrera T | $181 | $357 |
| Turbo Cabriolet | $182 | $357 |
| Speedster Convertible | $184 | $363 |
| Carrera 4s | $184 | $364 |
| Carrera Gts Cabriolet | $186 | $367 |
| Carrera 4 Gts Cabriolet | $189 | $373 |
| Turbo S Coupe | $190 | $376 |
| Gt2 Coupe | $192 | $372 |
| Carrera S | $194 | $383 |
| Targa 4s | $201 | $397 |
| Carrera T Cabriolet | $214 | $424 |
| Carrera Gts | $220 | $435 |
| Gt3 W/Touring Package Coupe | $223 | $440 |
| Turbo S Cabriolet | $224 | $442 |
| Carrera 4 Gts | $230 | $455 |
| 50 Years Porsche Design Coupe | $235 | $465 |
| Targa 4s Heritage Edition Coupe | $239 | $473 |
| Gt3 | $243 | $480 |
| Targa 4 Gts | $248 | $491 |
| Targa Edition 50 Years Porsche Design Coupe | $258 | $509 |
| Edition 50 Years Porsche Design | $266 | $526 |
| Gt2 Rs Coupe | $274 | $541 |
| Turbo | $274 | $541 |
| Dakar Coupe | $289 | $570 |
| Dakar | $295 | $582 |
| Speedster Cabriolet | $297 | $588 |
| Turbo S | $320 | $632 |
| Gt3 Rs | $335 | $662 |
| Sport Classic Coupe | $354 | $700 |
| S/T | $385 | $761 |
Porsche 911 Insurance Cost by State
Car insurance for a Porsche 911 costs anywhere from $70 per month in Wyoming to $298 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $157 | $296 |
| Alaska | $115 | $245 |
| Arizona | $197 | $368 |
| Arkansas | $132 | $293 |
| California | $147 | $299 |
| Colorado | $149 | $358 |
| Connecticut | $193 | $336 |
| Delaware | $180 | $305 |
| Florida | $142 | $331 |
| Georgia | $208 | $341 |
| Hawaii | $78 | $178 |
| Idaho | $83 | $172 |
| Illinois | $134 | $256 |
| Indiana | $97 | $191 |
| Iowa | $99 | $238 |
| Kansas | $116 | $275 |
| Kentucky | $173 | $296 |
| Louisiana | $298 | $616 |
| Maine | $88 | $184 |
| Maryland | $218 | $371 |
| Massachusetts | $151 | $324 |
| Michigan | $266 | $517 |
| Minnesota | $135 | $289 |
| Mississippi | $157 | $307 |
| Missouri | $217 | $427 |
| Montana | $131 | $317 |
| Nebraska | $113 | $258 |
| Nevada | $205 | $373 |
| New Hampshire | $115 | $208 |
| New Jersey | $218 | $363 |
| New Mexico | $120 | $268 |
| New York | $156 | $282 |
| North Carolina | $121 | $240 |
| North Dakota | $110 | $242 |
| Ohio | $109 | $214 |
| Oklahoma | $155 | $345 |
| Oregon | $146 | $258 |
| Pennsylvania | $152 | $352 |
| Rhode Island | $181 | $326 |
| South Carolina | $137 | $259 |
| South Dakota | $97 | $313 |
| Tennessee | $115 | $235 |
| Texas | $198 | $415 |
| Utah | $142 | $244 |
| Vermont | $89 | $210 |
| Virginia | $146 | $233 |
| Washington | $123 | $231 |
| West Virginia | $149 | $304 |
| Wisconsin | $103 | $228 |
| Wyoming | $70 | $213 |
How to Lower the Cost of Porsche 911 Insurance
Lower your Porsche 911 insurance costs with these strategies:
- 1Choose the right coverage
Start by figuring out how much coverage to buy. The answer depends on whether you own, finance or lease your Porsche 911. If you own it outright, buy at least your state's minimum liability limits plus comprehensive and collision coverage. A $1,000 deductible on those keeps your premium lower.
For more coverage, go with 100/300/100 liability limits, comprehensive and collision coverage and a $500 deductible. Lenders and leasing companies ask for 100/300/100 liability limits, comprehensive and collision coverage with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for sports cars. This benchmark helps you identify competitive rates from the cheapest car insurance companies. Typical pricing also makes it easier to spot real savings versus inflated quotes when comparing insurers.
- 3Look for more than just low rates
A low quote is only one part of picking car insurance. Check J.D. Power satisfaction ratings, read what people say about claims handling on forums, look up Better Business Bureau records and confirm the company's AM Best rating for financial strength. A budget insurer might cover less or pay claims more slowly.
- 4Explore discounts you qualify for
You can lower your Porsche 911 premium with car insurance discounts. Look for discounts for safety features, a good driving record, bundling policies and anti-theft devices. Many insurers also give discounts to people in certain jobs, like engineers and executives.
- 5Consider alternative car insurance types
Usage-based insurance programs track how you drive and can lower your premium if you drive safely. Progressive Snapshot and Allstate Drivewise are two examples. These programs fit weekend drivers and people with short commutes.
- 6Check rates every year
Compare car insurance quotes from several companies once a year. Your insurer won't tell you when another company drops its prices. You could save up to 24% on your Porsche 911 insurance by shopping around every year. Rates change from year to year, so a yearly check keeps you on the best rate for a high-value car.
Porsche 911 Insurance Cost: Bottom Line
Porsche 911 insurance costs more than average. You can bring your premium down on this sports car by comparing insurers and using the discounts you qualify for.
Porsche 911 Insurance Rates: FAQ
Insurance for a Porsche 911 averages $1,814 annually for state minimum coverage and $3,566 for full coverage. Monthly costs run about $151 for minimum and $297 for comprehensive protection.
Travelers provides the most affordable auto insurance for a Porsche 911, offering minimum coverage at $1,236 annually. For full coverage, Travelers also offers the best rates at $2,292 annually.
Yes, Porsche 911 insurance costs more than most vehicles to insure. The model ranks 727th out of 827 cars for affordability, though it places better among sports cars at 61st out of 115.
Multiple factors increase Porsche 911 insurance costs. The vehicle's high-performance capabilities raise accident risk, and expensive specialized parts drive up repair costs. Porsche 911s also see higher theft rates among luxury vehicles. Your driving record, credit score and coverage selections determine your final premium.
Compare quotes from multiple insurers since Porsche 911 pricing differs considerably between companies, and look into usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies and maintain a clean driving record to get better rates.
How We Determined Porsche 911 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Porsche 911 insurance costs.
Who We Based These Rates On
Our Porsche 911 rates are based on a driver with this profile:
- 40-year-old single man
- No tickets or crashes on record
- Good credit score
- No past insurance claims
- Drives about 12,000 miles a year
- Valid driver's license with no suspensions
Coverage Definitions
- Minimum coverage: The liability limits your state requires
- Full coverage: 100/300/100 liability limits plus comprehensive and collision coverage with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.