Compare the Cost of Nissan LEAF Insurance by Model Year and Company

Nissan LEAF insurance costs can be highly age-dependent. For a full coverage policy, a 16-year-old driver of a 2011 model will pay an annual average of $5,856, while a 40-year-old driver will pay an average yearly cost of $1,272. Similarly, a 16-year-old will pay around $7,065 per year for a 2022 model, while a 40-year-old will only pay about $1,555.

Affordability is important but shouldn't be the only factor in choosing insurance. MoneyGeek compared the best Nissan LEAF vehicle insurance companies based on several factors, including pricing, service quality and claims satisfaction.

The average yearly cost of Nissan LEAF insurance is $1,444. However, this rate may change based on the insurer you choose. At an annual average of $1,143, State Farm's full coverage auto insurance policy is the least expensive. Progressive is the most expensive option at around $1,753 per year. For minimum coverage on your Nissan LEAF, State Farm offers the cheapest plan at about $492 per year, while Progressive's policy costs the most at around $759 per year.

Nissan LEAF insurance rates are average compared to other vehicle models. Its fair value and minimal theft rates help offset the increase in costs that stem from the high repair costs of electric cars. This innovative electric car can be a financially sound investment with the added benefit of green driving. These combined benefits offer a win-win situation for Nissan LEAF drivers.

While cost is a crucial factor, it’s also important to examine a provider’s record of providing quality service and claims experience when searching for the best car insurance for your Nissan LEAF. MoneyGeek found the two top-rated insurers for this model are as follows:

• Travelers: MoneyGeek score 91 out of 100 ($1,156 per year)
• State Farm: MoneyGeek score 90 out of 100 ($1,143 per year)

Travelers is our number one pick for insuring your Nissan LEAF. This company offers excellent customer service and claims management at affordable rates.

The production year of your Nissan LEAF is a crucial factor in calculating average car insurance costs. Generally, insurers charge steeper premiums on newer vehicles due to potentially higher repair and replacement expenses. A 2011 Nissan LEAF with comprehensive coverage will cost about $1,272 annually. In contrast, you’ll likely pay around $1,555 yearly to insure a 2022 Nissan LEAF.

The average cost of automobile insurance will depend largely on the provider. State Farm's $1,036 yearly premium is the lowest price point for full coverage on a 2011 Nissan LEAF. Travelers’ policy for the 2022 model is the most affordable option, coming in at only $1,247 on average.

The driver's age is another important factor for insurance providers. The cost of auto insurance for young drivers is often much higher than for drivers in their 30s and 40s. The annual premium for full coverage may be as high as $6,431 for a 16-year-old driver of a Nissan LEAF but as low as $1,405 for a 40-year-old driver of the same car model. The rates for young drivers go down dramatically as they get more experience behind the wheel before leveling out in their 20s.

By shopping around, you may find a policy that covers a teen driver at a price you can afford. At an average annual rate of $4,258, State Farm's full coverage policy for 16-year-olds is the most affordable option for a 2022 Nissan LEAF, while Progressive's premium of $11,276 is the most expensive. These figures are for individual insurance policies. Teens will likely save a lot of money by joining a family plan.

Auto insurance premiums depend on many factors, including the driver's age, the vehicle's model and the year it was manufactured. However, your location may be the most significant single influence. For example, Florida has some of the highest average car insurance premiums, whereas Idaho typically has the lowest. In states where auto insurance is more expensive than average, shopping around for quotes from the cheapest insurers in your area is recommended.

Concerns about pricing and the quality of coverage are common among Nissan LEAF drivers shopping for insurance. We addressed some frequently asked questions below.