Compare the Cost of Nissan LEAF Insurance by Model Year and Company


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ByMark Fitzpatrick
Edited byCasie McCoskey
ByMark Fitzpatrick
Edited byCasie McCoskey

Updated: May 20, 2024

Advertising & Editorial Disclosure

Nissan LEAF insurance costs can be highly age-dependent. For a full coverage policy, a 16-year-old driver of a 2011 model will pay an annual average of $5,856, while a 40-year-old driver will pay an average yearly cost of $1,272. Similarly, a 16-year-old will pay around $7,065 per year for a 2022 model, while a 40-year-old will only pay about $1,555.

Affordability is important but shouldn't be the only factor in choosing insurance. MoneyGeek compared the best Nissan LEAF vehicle insurance companies based on several factors, including pricing, service quality and claims satisfaction.

MoneyGeek Logo IconCar Insurance CostsNissan LEAF
2024

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Nissan LEAF.

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These rates were updated to reflect the average cost of car insurance for a Nissan LEAF as of 2023.

10Companies Compared
 
35,856Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Nissan LEAF

The average yearly cost of Nissan LEAF insurance is $1,444. However, this rate may change based on the insurer you choose. At an annual average of $1,143, State Farm's full coverage auto insurance policy is the least expensive. Progressive is the most expensive option at around $1,753 per year. For minimum coverage on your Nissan LEAF, State Farm offers the cheapest plan at about $492 per year, while Progressive's policy costs the most at around $759 per year.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$1,143
GEICOAverage Annual Premium$1,152
TravelersAverage Annual Premium$1,156
NationwideAverage Annual Premium$1,407
FarmersAverage Annual Premium$1,594
AllstateAverage Annual Premium$1,752
ProgressiveAverage Annual Premium$1,753

Is a Nissan LEAF Expensive to Insure?

Nissan LEAF insurance rates are average compared to other vehicle models. Its fair value and minimal theft rates help offset the increase in costs that stem from the high repair costs of electric cars. This innovative electric car can be a financially sound investment with the added benefit of green driving. These combined benefits offer a win-win situation for Nissan LEAF drivers.

Best Companies for Insuring a Nissan LEAF

While cost is a crucial factor, it’s also important to examine a provider’s record of providing quality service and claims experience when searching for the best car insurance for your Nissan LEAF. MoneyGeek found the two top-rated insurers for this model are as follows:

  • Travelers: MoneyGeek score 91 out of 100 ($1,156 per year)
  • State Farm: MoneyGeek score 90 out of 100 ($1,143 per year)

Travelers is our number one pick for insuring your Nissan LEAF. This company offers excellent customer service and claims management at affordable rates.

MoneyGeek Top Pick: Travelers

Travelers

pros

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Affordable rates for your Nissan LEAF

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Rated highly in claims experience and customer service

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Offers New Car Replacement coverage and Gap Insurance

cons

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Average score in coverage options

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Doesn’t offer many valuable coverages, including Original Equipment Manufacturer (OEM) coverage

COMPANY HIGHLIGHTS

While cheaper insurance policies are available for your Nissan LEAF, Travelers triumphs over its competitors with its demonstrated history of keeping policyholders happy with excellent customer care, proficient claims management and affordability. Policyholders who pick this company can expect quick resolution of their claims.

It offers basic coverages such as Roadside Assistance and Rental Car and Travel reimbursement. These add-ons protect you from emergencies by providing quick repair services if your car breaks down or providing you with a rental car if your vehicle is immobile after a covered accident. It also offers Gap Insurance and New Car Replacement, which help protect drivers from depreciation and total loss of their vehicles.

Travelers also offers several discounts, including rewards for safe driving and loyalty to the company. These discounts are helpful for drivers who want to further lower insurance costs on their Nissan LEAF.

Read MoneyGeek's Travelers Auto Insurance Review

MoneyGeek Runner-Up: State Farm

State Farm

pros

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Offers the most affordable policy for your Nissan LEAF

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Highly ranked in customer servie

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Offers Roadside Assistance and Rental Car and Travel Reimbursement

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Below-average score in claims experience

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No Gap Insurance or Accident Forgiveness

COMPANY HIGHLIGHTS

State Farm offers the most affordable car insurance policy for your Nissan LEAF. This insurer provides coverages that can protect you when your car breaks down or you get into an accident, including Roadside Assistance and Rental Car and Travel Reimbursement. These add-ons assist you by getting you back on the road as quickly as possible after a covered incident.

State Farm also offers various discounts, ranging from discounts for safe driving to discounts for defense driving courses that can help drivers of different backgrounds to cut back on costs.

Although State Farm performs well in affordability and customer satisfaction, MoneyGeek has found that it falls short in its claims experience score and coverage options. These factors make it second only to Travelers for insuring your Nissan LEAF.

Read MoneyGeek's State Farm Auto Insurance Review

Cost of Insuring a Nissan LEAF by Model Year

The production year of your Nissan LEAF is a crucial factor in calculating average car insurance costs. Generally, insurers charge steeper premiums on newer vehicles due to potentially higher repair and replacement expenses. A 2011 Nissan LEAF with comprehensive coverage will cost about $1,272 annually. In contrast, you’ll likely pay around $1,555 yearly to insure a 2022 Nissan LEAF.

Data filtered by:Results filtered by:
Age:
Age:40
Coverage:
Coverage:Full Coverage
2022Average Annual Premium$1,555
2021Average Annual Premium$1,540
2020Average Annual Premium$1,497
2019Average Annual Premium$1,510
2018Average Annual Premium$1,494
2017Average Annual Premium$1,413
2016Average Annual Premium$1,385
2015Average Annual Premium$1,330
2014Average Annual Premium$1,285
2013Average Annual Premium$1,296
2012Average Annual Premium$1,278
2011Average Annual Premium$1,272

The average cost of automobile insurance will depend largely on the provider. State Farm's $1,036 yearly premium is the lowest price point for full coverage on a 2011 Nissan LEAF. Travelers’ policy for the 2022 model is the most affordable option, coming in at only $1,247 on average.

Data filtered by:Results filtered by:
Model Year:
Model Year:2022
Age:
Age:40
Coverage:
Coverage:Full Coverage
TravelersAverage Annual Premium$1,247
GEICOAverage Annual Premium$1,262
State FarmAverage Annual Premium$1,314
NationwideAverage Annual Premium$1,507
FarmersAverage Annual Premium$1,791
ProgressiveAverage Annual Premium$1,952
AllstateAverage Annual Premium$1,970

Cost of Insuring a Nissan LEAF for 16- to 25-Year-Olds

The driver's age is another important factor for insurance providers. The cost of auto insurance for young drivers is often much higher than for drivers in their 30s and 40s. The annual premium for full coverage may be as high as $6,431 for a 16-year-old driver of a Nissan LEAF but as low as $1,405 for a 40-year-old driver of the same car model. The rates for young drivers go down dramatically as they get more experience behind the wheel before leveling out in their 20s.

Data filtered by:Results filtered by:
Coverage:
Coverage:Full Coverage
16Average Annual Premium$6,431
17Average Annual Premium$5,287
18Average Annual Premium$4,647
19Average Annual Premium$3,208
20Average Annual Premium$2,905
21Average Annual Premium$2,237
22Average Annual Premium$2,068
23Average Annual Premium$1,920
24Average Annual Premium$1,822
25Average Annual Premium$1,639

By shopping around, you may find a policy that covers a teen driver at a price you can afford. At an average annual rate of $4,258, State Farm's full coverage policy for 16-year-olds is the most affordable option for a 2022 Nissan LEAF, while Progressive's premium of $11,276 is the most expensive. These figures are for individual insurance policies. Teens will likely save a lot of money by joining a family plan.

Data filtered by:Results filtered by:
Age:
Age:16
Model Year:
Model Year:2022
Coverage:
Coverage:Full Coverage
State FarmAverage Annual Premium$4,258
TravelersAverage Annual Premium$5,126
GEICOAverage Annual Premium$5,875
NationwideAverage Annual Premium$6,245
AllstateAverage Annual Premium$8,603
FarmersAverage Annual Premium$8,702
ProgressiveAverage Annual Premium$11,276

How Does Location Affect the Cost of Nissan LEAF Insurance?

Auto insurance premiums depend on many factors, including the driver's age, the vehicle's model and the year it was manufactured. However, your location may be the most significant single influence. For example, Florida has some of the highest average car insurance premiums, whereas Idaho typically has the lowest. In states where auto insurance is more expensive than average, shopping around for quotes from the cheapest insurers in your area is recommended.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73

Frequently Asked Questions About Nissan LEAF Insurance

Concerns about pricing and the quality of coverage are common among Nissan LEAF drivers shopping for insurance. We addressed some frequently asked questions below.

What company has the cheapest car insurance for a Nissan LEAF?
What company offers the best car insurance for a Nissan LEAF?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.