Insurance premiums for a Mitsubishi Outlander average $190 monthly for full coverage and $98 for minimum coverage. Your specific trim and model year determine where you'll fall within the $59 to $336 monthly range.
Mitsubishi Outlander Insurance Cost
Updated: May 14, 2026
Key Takeaways
GEICO offers the most affordable rates for Mitsubishi Outlander insurance, though full coverage averages $190 monthly and costs vary by model year and insurer. Read more.
The Outlander ranks 125th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. SUVs cost more to insure than most vehicle types due to higher repair costs and theft risk. Read more.
For the most accurate rates, check costs specific to your Outlander's model year and driver ages, especially if you're insuring a teen driver on your policy. Read MoneyGeek's analysis of rates by company for specific Outlander model years depending on the age of the drivers.
How Much Is Mitsubishi Outlander Insurance?
| Mitsubishi Outlander | $98 | $190 |
Insurance costs for a Mitsubishi Outlander range from $78 monthly for older models to $324 for the newest ones. Your car's age greatly affects premiums, and the Outlander is no exception since newer vehicles cost more to insure due to their higher fair market value.
| 2020 | $61 | $118 |
| 2003 | $62 | $119 |
| 2004 | $67 | $128 |
| 2005 | $69 | $132 |
| 2007 | $75 | $143 |
| 2006 | $78 | $151 |
| 2012 | $82 | $158 |
| 2017 | $87 | $168 |
| 2008 | $88 | $169 |
| 2014 | $89 | $171 |
| 2018 | $90 | $173 |
| 2022 | $90 | $174 |
| 2021 | $90 | $175 |
| 2013 | $91 | $175 |
| 2009 | $91 | $176 |
| 2016 | $96 | $185 |
| 2015 | $99 | $191 |
| 2023 | $99 | $193 |
| 2010 | $101 | $194 |
| 2019 | $102 | $197 |
| 2011 | $111 | $212 |
| 2024 | $136 | $263 |
| 2025 | $144 | $279 |
Insurance costs for a Mitsubishi Outlander depend on model year and company. Full coverage ranges from $141 monthly with GEICO to $377 with AIG, while minimum coverage runs $65 with GEICO to $155 with UAIC.
Mitsubishi Outlander owners should shop among insurers because minimum coverage varies by over $90 and full coverage by over $236. Each company calculates risk differently for the Outlander, which affects your final quote.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Mitsubishi Outlander Expensive to Insure?
MoneyGeek's analysis of 256 SUVs places the Mitsubishi Outlander at 125th for affordability, meaning 124 models cost less to insure. It's positioned between the Land Rover LR4, which costs a few dollars less monthly, and the Land Rover Discovery, which runs a few dollars more. This middle-tier ranking among SUVs provides helpful context for potential buyers.
While it's middle of the pack for SUVs, the Outlander ranks 472nd out of 827 total vehicles overall. The cheapest SUV to insure is the Isuzu Amigo, while the Audi SQ8 e-tron commands the highest premiums.
| Lincoln MKC | $143 | 122 |
| Volkswagen Taos | $144 | 123 |
| Land Rover LR4 | $144 | 124 |
| Land Rover Discovery | $144 | 125 |
| Mitsubishi Outlander | $144 | 125 |
| Cadillac Optiq | $145 | 126 |
| Audi Q7 | $145 | 127 |
| Nissan Juke | $146 | 128 |
A few factors affect what you'll pay for Mitsubishi Outlander insurance:
- Average repair or replacement costs: Mitsubishi Outlander repair costs and maintenance rankings affect your premiums. Specific cost data varies by model year and location.
- Vehicle trim, features and accessories: The Outlander's performance capabilities range from 166 to 248 horsepower depending on trim level. Higher-performance trims with increased horsepower carry higher insurance premiums.
- Driver profile: Most Outlander drivers fall between 35 to 50 years old with a median age of 42. The vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Mitsubishi Outlanders for young drivers.
Mitsubishi Outlander Costs by Model Year and Driver Age by Insurance Company
A 2025 Mitsubishi Outlander costs $326 monthly to insure for drivers aged 35 to 55, while a 2003 model costs just $132 for the same coverage. That $194 gap reflects how much model year affects insurance costs, with newer vehicles carrying higher premiums. Teen and young adult drivers will pay more across all model years.
GEICO consistently offers the most affordable rates for Outlander insurance regardless of your model year. Comparing rates among insurers could save you hundreds of dollars monthly compared to average rates.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Mitsubishi Outlander
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,009 | $888 | $785 | $678 | $599 | $509 | $463 | $413 | $378 | $333 |
| Geico | $1,154 | $843 | $707 | $514 | $442 | $357 | $329 | $272 | $258 | $234 |
| Travelers | $1,388 | $1,005 | $795 | $613 | $541 | $400 | $366 | $338 | $312 | $269 |
| Nationwide | $1,437 | $1,318 | $1,213 | $1,029 | $869 | $563 | $522 | $487 | $460 | $412 |
| Allstate | $1,520 | $1,192 | $961 | $710 | $636 | $495 | $448 | $424 | $400 | $354 |
| Progressive | $1,978 | $1,598 | $1,325 | $736 | $642 | $519 | $462 | $412 | $379 | $326 |
| Farmers | $2,457 | $1,816 | $1,616 | $997 | $940 | $713 | $637 | $608 | $579 | $486 |
Cost of Car Insurance for 2024 Mitsubishi Outlander
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $951 | $837 | $740 | $639 | $564 | $480 | $436 | $390 | $356 | $314 |
| Geico | $1,088 | $795 | $667 | $484 | $417 | $337 | $310 | $257 | $243 | $220 |
| Travelers | $1,309 | $947 | $749 | $578 | $510 | $377 | $345 | $318 | $294 | $254 |
| Nationwide | $1,355 | $1,243 | $1,144 | $970 | $819 | $531 | $492 | $459 | $434 | $388 |
| Allstate | $1,434 | $1,124 | $906 | $669 | $599 | $466 | $423 | $400 | $377 | $334 |
| Progressive | $1,865 | $1,506 | $1,249 | $694 | $605 | $489 | $436 | $389 | $358 | $307 |
| Farmers | $2,316 | $1,712 | $1,523 | $940 | $886 | $672 | $600 | $573 | $546 | $458 |
Cost of Car Insurance for 2023 Mitsubishi Outlander
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $697 | $614 | $543 | $469 | $414 | $352 | $320 | $286 | $261 | $230 |
| Geico | $797 | $583 | $489 | $355 | $306 | $247 | $228 | $188 | $178 | $162 |
| Travelers | $960 | $694 | $549 | $424 | $374 | $276 | $253 | $233 | $216 | $186 |
| Nationwide | $994 | $911 | $838 | $711 | $601 | $389 | $361 | $337 | $318 | $285 |
| Allstate | $1,051 | $824 | $664 | $491 | $440 | $342 | $310 | $293 | $276 | $245 |
| Progressive | $1,368 | $1,104 | $916 | $509 | $444 | $358 | $319 | $285 | $262 | $225 |
| Farmers | $1,698 | $1,255 | $1,117 | $689 | $650 | $493 | $440 | $420 | $400 | $336 |
Cost of Car Insurance for 2022 Mitsubishi Outlander
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $631 | $555 | $491 | $424 | $374 | $318 | $289 | $258 | $236 | $208 |
| Geico | $721 | $527 | $442 | $321 | $276 | $223 | $206 | $170 | $161 | $146 |
| Travelers | $868 | $628 | $497 | $384 | $338 | $250 | $229 | $211 | $195 | $168 |
| Nationwide | $899 | $824 | $759 | $644 | $543 | $352 | $327 | $305 | $288 | $258 |
| Allstate | $951 | $745 | $601 | $444 | $398 | $309 | $280 | $265 | $250 | $221 |
| Progressive | $1,237 | $999 | $829 | $460 | $401 | $324 | $289 | $258 | $237 | $204 |
| Farmers | $1,536 | $1,136 | $1,010 | $623 | $588 | $446 | $398 | $380 | $362 | $304 |
Cost of Car Insurance for 2021 Mitsubishi Outlander
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $633 | $557 | $492 | $425 | $375 | $319 | $290 | $259 | $237 | $209 |
| Geico | $723 | $529 | $444 | $322 | $277 | $224 | $206 | $171 | $162 | $147 |
| Travelers | $870 | $630 | $498 | $385 | $339 | $251 | $229 | $212 | $196 | $169 |
| Nationwide | $901 | $826 | $761 | $645 | $545 | $353 | $327 | $305 | $289 | $258 |
| Allstate | $953 | $747 | $603 | $445 | $399 | $310 | $281 | $266 | $251 | $222 |
| Progressive | $1,240 | $1,002 | $831 | $461 | $402 | $325 | $290 | $258 | $238 | $204 |
| Farmers | $1,541 | $1,139 | $1,013 | $625 | $589 | $447 | $399 | $381 | $363 | $305 |
Cost of Car Insurance for 2020 Mitsubishi Outlander
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $427 | $375 | $332 | $287 | $253 | $215 | $196 | $175 | $160 | $141 |
| Geico | $488 | $357 | $299 | $217 | $187 | $151 | $139 | $115 | $109 | $99 |
| Travelers | $587 | $425 | $336 | $259 | $229 | $169 | $155 | $143 | $132 | $114 |
| Nationwide | $608 | $558 | $513 | $435 | $368 | $238 | $221 | $206 | $195 | $174 |
| Allstate | $643 | $504 | $407 | $300 | $269 | $209 | $190 | $179 | $169 | $150 |
| Progressive | $837 | $676 | $561 | $311 | $271 | $219 | $195 | $174 | $160 | $138 |
| Farmers | $1,039 | $768 | $684 | $422 | $398 | $302 | $269 | $257 | $245 | $206 |
Cost of Car Insurance for 2019 Mitsubishi Outlander
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $747 | $658 | $582 | $502 | $443 | $377 | $343 | $306 | $279 | $246 |
| Geico | $820 | $597 | $501 | $364 | $313 | $253 | $233 | $193 | $182 | $166 |
| Nationwide | $924 | $846 | $780 | $662 | $559 | $362 | $336 | $313 | $296 | $265 |
| Travelers | $959 | $688 | $543 | $417 | $367 | $269 | $245 | $227 | $209 | $181 |
| Allstate | $1,152 | $905 | $730 | $539 | $483 | $377 | $342 | $324 | $306 | $270 |
| Progressive | $1,576 | $1,272 | $1,055 | $587 | $512 | $413 | $368 | $328 | $302 | $259 |
| Farmers | $1,602 | $1,183 | $1,054 | $654 | $618 | $469 | $419 | $400 | $381 | $320 |
Cost of Car Insurance for 2018 Mitsubishi Outlander
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $645 | $567 | $502 | $433 | $383 | $325 | $296 | $264 | $241 | $212 |
| Geico | $736 | $536 | $450 | $326 | $281 | $227 | $209 | $173 | $164 | $149 |
| Nationwide | $818 | $749 | $690 | $586 | $494 | $321 | $297 | $277 | $262 | $234 |
| Travelers | $824 | $591 | $466 | $358 | $315 | $231 | $211 | $195 | $180 | $155 |
| Allstate | $1,040 | $817 | $658 | $485 | $435 | $339 | $308 | $291 | $274 | $243 |
| Farmers | $1,377 | $1,016 | $906 | $563 | $531 | $403 | $360 | $344 | $328 | $276 |
| Progressive | $1,419 | $1,145 | $950 | $528 | $460 | $372 | $331 | $295 | $271 | $233 |
Cost of Car Insurance for 2017 Mitsubishi Outlander
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $604 | $532 | $470 | $406 | $358 | $305 | $277 | $247 | $226 | $199 |
| Geico | $743 | $540 | $454 | $329 | $284 | $229 | $211 | $175 | $165 | $150 |
| Travelers | $796 | $573 | $452 | $348 | $306 | $227 | $207 | $191 | $176 | $153 |
| Nationwide | $810 | $742 | $684 | $580 | $490 | $317 | $294 | $274 | $259 | $232 |
| Allstate | $1,040 | $816 | $655 | $481 | $431 | $336 | $305 | $288 | $272 | $240 |
| Farmers | $1,282 | $947 | $845 | $525 | $496 | $377 | $337 | $322 | $306 | $258 |
| Progressive | $1,392 | $1,122 | $930 | $517 | $451 | $364 | $324 | $289 | $266 | $228 |
Cost of Car Insurance for 2016 Mitsubishi Outlander
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Mitsubishi Outlander Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $664 | $585 | $517 | $446 | $394 | $335 | $305 | $272 | $249 | $219 |
| Geico | $835 | $608 | $510 | $370 | $319 | $258 | $237 | $197 | $186 | $169 |
| Nationwide | $916 | $840 | $774 | $656 | $554 | $359 | $333 | $310 | $293 | $262 |
| Travelers | $931 | $674 | $532 | $411 | $362 | $272 | $248 | $229 | $211 | $183 |
| Allstate | $1,138 | $893 | $716 | $525 | $471 | $368 | $333 | $315 | $296 | $262 |
| Farmers | $1,411 | $1,044 | $931 | $578 | $546 | $416 | $371 | $355 | $337 | $283 |
| Progressive | $1,481 | $1,192 | $988 | $549 | $479 | $387 | $344 | $307 | $282 | $242 |
Mitsubishi Outlander Insurance Cost by Trim
Insurance costs for a Mitsubishi Outlander vary by trim, ranging from $59 monthly for minimum coverage on basic Sp Sport Utility 4D models to $336 for full coverage on Sel Platinum Edition variants. Performance features and market value push premiums higher on upper trims.
| Sp Sport Utility 4d | $59 | $114 |
| Ls Sport Utility 4d | $72 | $138 |
| Limited Sport Utility 4d | $75 | $144 |
| Se Launch Edition Sport Utility 4d | $82 | $159 |
| Se Special Edition Sport Utility 4d | $85 | $165 |
| Xls Sport Utility 4d | $86 | $166 |
| Se Sport Utility 4d | $87 | $167 |
| Sel Special Edition Sport Utility 4d | $87 | $168 |
| Le Sport Utility 4d | $87 | $168 |
| Black Edition Sport Utility 4d | $87 | $169 |
| Es Sport Utility 4d | $87 | $168 |
| Se Black Edition Sport Utility 4d | $88 | $170 |
| Ralliart Sport Utility 4d | $91 | $176 |
| Sel Sport Utility 4d | $92 | $177 |
| Gt Sport Utility 4d | $95 | $184 |
| Sel Launch Edition Sport Utility 4d | $98 | $189 |
| Sel Black Edition Sport Utility 4d | $101 | $196 |
| Se Black Edition | $112 | $217 |
| Ralliart Sport Utility 4d | $114 | $222 |
| 40th Anniversary Sport Utility 4d | $118 | $229 |
| Es | $121 | $234 |
| Se | $130 | $252 |
| Trail Edition | $137 | $266 |
| Ralliart | $140 | $272 |
| Sel | $142 | $276 |
| Platinum Edition | $154 | $299 |
| Sel Black Edition | $155 | $300 |
| Sel Platinum Edition | $173 | $336 |
Mitsubishi Outlander Insurance Cost by State
Car insurance for a Mitsubishi Outlander costs anywhere from $35 monthly in Wyoming to $186 in Louisiana for minimum coverage, depending on where you're located. These dramatic differences reflect your state's risk characteristics and insurance regulations rather than anything specific about the vehicle itself.
| Alabama | $85 | $160 |
| Alaska | $67 | $142 |
| Arizona | $117 | $219 |
| Arkansas | $83 | $184 |
| California | $93 | $187 |
| Colorado | $95 | $228 |
| Connecticut | $136 | $234 |
| Delaware | $141 | $236 |
| Florida | $132 | $309 |
| Georgia | $145 | $238 |
| Hawaii | $50 | $113 |
| Idaho | $54 | $110 |
| Illinois | $90 | $168 |
| Indiana | $64 | $125 |
| Iowa | $56 | $134 |
| Kansas | $71 | $166 |
| Kentucky | $120 | $204 |
| Louisiana | $186 | $399 |
| Maine | $51 | $106 |
| Maryland | $157 | $265 |
| Massachusetts | $101 | $213 |
| Michigan | $155 | $296 |
| Minnesota | $81 | $168 |
| Mississippi | $83 | $165 |
| Missouri | $112 | $224 |
| Montana | $67 | $160 |
| Nebraska | $71 | $163 |
| Nevada | $176 | $318 |
| New Hampshire | $69 | $122 |
| New Jersey | $159 | $262 |
| New Mexico | $79 | $176 |
| New York | $124 | $222 |
| North Carolina | $83 | $162 |
| North Dakota | $58 | $127 |
| Ohio | $76 | $148 |
| Oklahoma | $92 | $204 |
| Oregon | $123 | $214 |
| Pennsylvania | $86 | $203 |
| Rhode Island | $121 | $216 |
| South Carolina | $99 | $185 |
| South Dakota | $54 | $163 |
| Tennessee | $77 | $155 |
| Texas | $122 | $250 |
| Utah | $104 | $176 |
| Vermont | $44 | $106 |
| Virginia | $91 | $148 |
| Washington | $91 | $170 |
| West Virginia | $82 | $167 |
| Wisconsin | $66 | $145 |
| Wyoming | $35 | $112 |
How to Lower the Cost of Mitsubishi Outlander Insurance
These proven strategies help you find better rates on your Mitsubishi Outlander insurance:
- 1Choose the right coverage
Decide how much coverage to buy for your Mitsubishi Outlander based on ownership status. Owners who carry their title outright can meet state minimum liability requirements and add comprehensive and collision with a $1,000 deductible to keep premiums down. For broader protection, 100/300/100 liability with comprehensive and collision at a $500 deductible is a stronger option. Drivers financing or leasing need 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for SUVs like the Outlander give you a baseline for what to expect. Use that figure alongside the cheapest car insurance companies to find the best rates in your area.
- 3Look for more than just low rates
Good car insurance goes beyond the cheapest quote. J.D. Power satisfaction ratings, BBB complaints and AM Best financial stability scores all give you a fuller picture of an insurer's reliability. Budget options can come with limited coverage or slower claims service.
- 4Explore discounts you qualify for
Mitsubishi Outlander owners may qualify for several car insurance discounts based on their situation and vehicle. Safety feature credits, multi-vehicle savings, bundling and good driver rewards are common options. Stacking eligible discounts can meaningfully cut your premiums.
- 5Consider alternative car insurance types
Mitsubishi Outlander owners who drive infrequently or safely may see lower premiums through usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These programs track driving habits and adjust your rate based on real behavior behind the wheel.
- 6Check rates every year
Pull car insurance quotes from multiple companies each year to keep your rate competitive. Your current insurer won't flag you when competitors drop their prices, and switching can save up to 24% on your Mitsubishi Outlander premiums.
Mitsubishi Outlander Insurance Cost: Bottom Line
Mitsubishi Outlander insurance falls in the mid-range for SUVs, and rates vary enough across insurers to make comparison worthwhile. Get quotes from multiple companies, claim available discounts and adjust your coverage to bring your premium down.
Mitsubishi Outlander Insurance Rates: FAQ
What is the average cost of car insurance for a Mitsubishi Outlander?
Mitsubishi Outlander insurance costs $1,180 annually for state minimum coverage and $2,280 for full coverage, both below the national average for SUVs.
What company has the cheapest car insurance for a Mitsubishi Outlander?
GEICO provides the most affordable auto insurance for a Mitsubishi Outlander at $783 annually for minimum coverage. Drivers seeking full coverage will also find GEICO offers the best rates at $2,148 per year.
Are Mitsubishi Outlanders expensive to insure?
No, Mitsubishi Outlander insurance is not expensive compared to other vehicles. Ranking 472nd out of 827 cars for affordability, it sits in the more affordable half. Among SUVs specifically, it places 125th out of 256 models.
What factors affect insurance costs for Mitsubishi Outlanders?
Several factors affect your Mitsubishi Outlander insurance costs. Your driving record and credit score affect rates, along with the coverage levels you select. Vehicle-specific factors like repair costs and safety ratings also shape your premium.
How can I lower Mitsubishi Outlander insurance costs?
Compare quotes from multiple insurers since Outlander pricing differs between companies, and look into usage-based programs that monitor your driving behavior. Claiming available discounts, bundling policies with the same carrier and keeping a clean driving record can all bring your rate down.
How We Determined Mitsubishi Outlander Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Mitsubishi Outlander insurance costs.
Who We Based These Rates On
These Mitsubishi Outlander prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!