Insurance premiums for a Mitsubishi Eclipse average $137 monthly for full coverage and $71 for minimum coverage. Depending on the trim and model year, costs can range from $43 to $195 monthly.
Mitsubishi Eclipse Insurance Cost
Updated: May 9, 2026
Key Takeaways
Costs vary by model year and insurer, but Mitsubishi Eclipse insurance averages $137 a month for full coverage. GEICO offers the most affordable rates for Eclipse owners. Read more.
Among coupes, the Eclipse is fairly affordable, ranking 7th out of 47 for insurance costs in the U.S. market. Coupes generally carry higher premiums than other vehicle types due to increased performance and repair costs. Read more.
Teen drivers on your policy make model year specificity even more important when comparing Eclipse insurance rates. You'll get the most accurate quotes by comparing costs for your exact model year and driver ages. Read MoneyGeek's analysis of rates by company for specific Eclipse model years depending on the age of the drivers.
How Much Is Mitsubishi Eclipse Insurance?
| Mitsubishi Eclipse | $71 | $137 |
Insurance costs for a Mitsubishi Eclipse range from $43 monthly for older models to $195 for the newest ones. Like most vehicles, newer Eclipse models cost more to insure because their fair market value is higher than older models that have depreciated.
| 2012 | $90 | $174 |
| 2011 | $101 | $195 |
| 2010 | $85 | $164 |
| 2009 | $82 | $158 |
| 2008 | $77 | $148 |
| 2007 | $75 | $145 |
| 2006 | $62 | $119 |
| 2005 | $51 | $98 |
| 2004 | $47 | $91 |
| 2003 | $43 | $83 |
| 2002 | $76 | $146 |
| 2001 | $75 | $144 |
| 2000 | $75 | $145 |
Insurance costs for a Mitsubishi Eclipse depend on model year and company. Full coverage ranges from $179 a month with GEICO to $505 with AIG, while minimum coverage runs from $83 with GEICO to $207 with UAIC.
Eclipse owners should compare rates across insurers since minimum coverage varies by more than $124 and full coverage by more than $326. Each company calculates risk differently for the Eclipse, which affects your final quote.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Mitsubishi Eclipse Expensive to Insure?
MoneyGeek's analysis of 47 coupes ranks the Mitsubishi Eclipse seventh for affordability, meaning six coupes cost less to insure. It falls between the slightly cheaper Pontiac Grand Prix and the marginally pricier Chevrolet Monte Carlo. This places the Eclipse among the more affordable options in the category.
The Eclipse also ranks 69th out of 827 total models and sits among the 10% most affordable cars overall. Coupes are generally expensive to insure, but the Eclipse bucks that trend. The Saturn S-Series is the cheapest coupe to insure, while the Mercedes S-Class carries the highest premiums.
| Mitsubishi Mirage | $95 | 4 |
| Chevrolet Cavalier | $99 | 5 |
| Pontiac Grand Prix | $102 | 6 |
| Mitsubishi Eclipse | $102 | 7 |
| Chevrolet Monte Carlo | $103 | 8 |
| Saturn Astra | $103 | 9 |
| Pontiac Sunfire | $103 | 10 |
Multiple factors affect what you'll pay for Mitsubishi Eclipse insurance:
- Average repair or replacement costs: Mitsubishi Eclipse repair costs average $665 annually, ranking as the brand's second most affordable model to maintain out of six total models. This low maintenance expense helps keep insurance premiums more manageable.
- Vehicle trim, features and accessories: Higher performance trims cost more to insure due to increased horsepower output. The Eclipse's performance capabilities range from 150 to 265 horsepower depending on trim, with more powerful variants attracting higher premiums due to increased risk.
- Driver profile: Most Mitsubishi Eclipse drivers are 25 to 35 years old, and younger drivers may face higher rates. The Eclipse's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Mitsubishi Eclipses for young drivers.
Mitsubishi Eclipse Costs by Model Year and Driver Age by Insurance Company
Model year affects your Mitsubishi Eclipse insurance costs, along with the age of drivers on your policy. A 35- to 55-year-old driver pays an average of $174 a month for full coverage on a 2012 Eclipse compared to $145 for a 2000 model, showing how older vehicles carry more affordable premiums. Teen and young adult drivers pay higher rates regardless of their Eclipse's model year.
National General offers the most affordable rates across all Eclipse model years and can save you hundreds a month compared to average costs. Comparing rates across insurers gives you the best opportunity to reduce your premiums.
Recent model years:
Older models (2003 to 2007):
Cost of Car Insurance for 2012 Mitsubishi Eclipse
| Geico | $62 | $135 |
| National General | $64 | $131 |
| State Farm | $81 | $167 |
| Travelers | $85 | $156 |
| Kemper | $91 | $181 |
| The Hartford | $95 | $163 |
| AAA | $96 | $199 |
| Progressive | $97 | $182 |
| Amica | $101 | $206 |
| Allstate | $113 | $219 |
| Nationwide | $115 | $197 |
| Farmers | $124 | $219 |
| Chubb | $126 | $248 |
| AIG | $129 | $325 |
| UAIC | $147 | $184 |
2012 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $628 | $553 | $489 | $422 | $373 | $317 | $288 | $257 | $235 | $207 |
| Geico | $763 | $556 | $467 | $339 | $292 | $236 | $217 | $180 | $170 | $155 |
| Nationwide | $898 | $823 | $758 | $643 | $543 | $352 | $326 | $304 | $287 | $257 |
| Travelers | $912 | $660 | $521 | $402 | $354 | $265 | $242 | $223 | $206 | $179 |
| Allstate | $1,053 | $826 | $663 | $487 | $436 | $340 | $309 | $292 | $275 | $243 |
| Progressive | $1,335 | $1,074 | $890 | $495 | $432 | $349 | $311 | $277 | $255 | $218 |
| Farmers | $1,365 | $1,011 | $901 | $557 | $526 | $400 | $357 | $341 | $325 | $273 |
Cost of Car Insurance for 2011 Mitsubishi Eclipse
| Geico | $69 | $149 |
| National General | $78 | $160 |
| State Farm | $85 | $177 |
| Kemper | $95 | $189 |
| Travelers | $96 | $176 |
| Progressive | $107 | $199 |
| AAA | $108 | $224 |
| Nationwide | $123 | $211 |
| Chubb | $124 | $244 |
| The Hartford | $125 | $214 |
| Amica | $127 | $258 |
| Farmers | $131 | $229 |
| AIG | $136 | $332 |
| Allstate | $142 | $275 |
| UAIC | $170 | $212 |
2011 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $663 | $584 | $517 | $446 | $394 | $335 | $305 | $272 | $249 | $219 |
| Geico | $844 | $615 | $516 | $374 | $323 | $260 | $240 | $198 | $188 | $171 |
| Nationwide | $961 | $879 | $811 | $688 | $580 | $376 | $349 | $325 | $307 | $275 |
| Travelers | $1,043 | $754 | $595 | $459 | $404 | $300 | $274 | $253 | $234 | $203 |
| Allstate | $1,309 | $1,024 | $827 | $612 | $549 | $427 | $388 | $366 | $346 | $305 |
| Farmers | $1,414 | $1,051 | $937 | $585 | $553 | $422 | $375 | $359 | $342 | $286 |
| Progressive | $1,457 | $1,171 | $970 | $539 | $470 | $381 | $339 | $302 | $278 | $238 |
Cost of Car Insurance for 2010 Mitsubishi Eclipse
| Geico | $58 | $125 |
| National General | $66 | $135 |
| State Farm | $72 | $149 |
| Kemper | $80 | $159 |
| Travelers | $81 | $148 |
| Progressive | $90 | $167 |
| AAA | $91 | $188 |
| Nationwide | $103 | $177 |
| Chubb | $104 | $205 |
| The Hartford | $105 | $180 |
| Amica | $107 | $217 |
| Farmers | $110 | $193 |
| AIG | $115 | $279 |
| Allstate | $120 | $231 |
| UAIC | $143 | $178 |
2010 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $558 | $491 | $435 | $375 | $332 | $282 | $256 | $229 | $209 | $184 |
| Geico | $710 | $517 | $434 | $315 | $271 | $219 | $202 | $167 | $158 | $143 |
| Nationwide | $808 | $739 | $682 | $578 | $488 | $316 | $293 | $273 | $258 | $231 |
| Travelers | $877 | $634 | $500 | $386 | $340 | $253 | $231 | $213 | $196 | $171 |
| Allstate | $1,101 | $862 | $695 | $515 | $461 | $359 | $326 | $308 | $291 | $257 |
| Farmers | $1,190 | $884 | $789 | $492 | $465 | $355 | $316 | $302 | $288 | $241 |
| Progressive | $1,226 | $985 | $816 | $454 | $396 | $320 | $285 | $254 | $234 | $201 |
Cost of Car Insurance for 2009 Mitsubishi Eclipse
| Geico | $56 | $120 |
| National General | $63 | $130 |
| State Farm | $69 | $143 |
| Kemper | $77 | $153 |
| Travelers | $78 | $143 |
| Progressive | $86 | $161 |
| AAA | $88 | $181 |
| Nationwide | $99 | $171 |
| Chubb | $101 | $197 |
| The Hartford | $102 | $173 |
| Amica | $103 | $209 |
| Farmers | $106 | $186 |
| AIG | $110 | $269 |
| Allstate | $115 | $223 |
| UAIC | $138 | $171 |
2009 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $537 | $473 | $419 | $361 | $319 | $271 | $247 | $220 | $202 | $177 |
| Geico | $683 | $498 | $418 | $303 | $261 | $211 | $194 | $161 | $152 | $138 |
| Nationwide | $778 | $712 | $657 | $557 | $470 | $305 | $282 | $263 | $249 | $222 |
| Travelers | $845 | $610 | $482 | $372 | $327 | $243 | $222 | $205 | $189 | $164 |
| Allstate | $1,060 | $830 | $670 | $496 | $444 | $346 | $314 | $297 | $280 | $247 |
| Farmers | $1,146 | $852 | $759 | $474 | $448 | $341 | $304 | $291 | $277 | $232 |
| Progressive | $1,181 | $948 | $785 | $437 | $381 | $308 | $275 | $245 | $225 | $193 |
Cost of Car Insurance for 2008 Mitsubishi Eclipse
| Geico | $53 | $113 |
| National General | $60 | $122 |
| State Farm | $65 | $135 |
| Kemper | $73 | $144 |
| Travelers | $73 | $134 |
| Progressive | $81 | $152 |
| AAA | $83 | $171 |
| Nationwide | $93 | $161 |
| Chubb | $95 | $186 |
| The Hartford | $96 | $163 |
| Amica | $97 | $197 |
| Farmers | $100 | $175 |
| AIG | $104 | $253 |
| Allstate | $108 | $210 |
| UAIC | $130 | $161 |
2008 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $505 | $445 | $394 | $340 | $300 | $255 | $232 | $207 | $190 | $167 |
| Geico | $643 | $469 | $393 | $285 | $246 | $198 | $183 | $151 | $143 | $130 |
| Nationwide | $732 | $670 | $618 | $524 | $442 | $287 | $266 | $248 | $234 | $209 |
| Travelers | $795 | $574 | $453 | $350 | $308 | $229 | $209 | $193 | $178 | $155 |
| Allstate | $998 | $781 | $630 | $467 | $418 | $325 | $295 | $279 | $264 | $233 |
| Farmers | $1,078 | $801 | $715 | $446 | $422 | $321 | $286 | $274 | $261 | $218 |
| Progressive | $1,111 | $893 | $739 | $411 | $359 | $290 | $258 | $230 | $212 | $182 |
Cost of Car Insurance for 2007 Mitsubishi Eclipse
| Geico | $51 | $111 |
| National General | $58 | $119 |
| State Farm | $64 | $132 |
| Kemper | $71 | $141 |
| Travelers | $72 | $131 |
| Progressive | $79 | $148 |
| AAA | $81 | $167 |
| Nationwide | $91 | $157 |
| Chubb | $92 | $181 |
| The Hartford | $93 | $159 |
| Amica | $94 | $192 |
| Farmers | $97 | $171 |
| AIG | $101 | $247 |
| Allstate | $106 | $205 |
| UAIC | $127 | $158 |
2007 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $494 | $435 | $385 | $332 | $294 | $249 | $227 | $203 | $185 | $163 |
| Geico | $628 | $458 | $384 | $279 | $240 | $194 | $179 | $148 | $140 | $127 |
| Nationwide | $716 | $655 | $604 | $512 | $432 | $280 | $260 | $242 | $229 | $205 |
| Travelers | $777 | $561 | $443 | $342 | $301 | $224 | $204 | $189 | $174 | $151 |
| Allstate | $975 | $763 | $616 | $456 | $409 | $318 | $289 | $273 | $258 | $227 |
| Farmers | $1,053 | $783 | $698 | $436 | $412 | $314 | $280 | $268 | $255 | $213 |
| Progressive | $1,086 | $872 | $722 | $402 | $350 | $284 | $252 | $225 | $207 | $178 |
Cost of Car Insurance for 2006 Mitsubishi Eclipse
| Geico | $42 | $91 |
| National General | $48 | $98 |
| State Farm | $52 | $108 |
| Kemper | $58 | $115 |
| Travelers | $59 | $108 |
| Progressive | $65 | $121 |
| AAA | $66 | $137 |
| Nationwide | $75 | $129 |
| Chubb | $76 | $149 |
| The Hartford | $76 | $130 |
| Amica | $77 | $157 |
| Farmers | $80 | $140 |
| AIG | $83 | $202 |
| Allstate | $87 | $168 |
| UAIC | $104 | $129 |
2006 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $404 | $356 | $315 | $272 | $240 | $204 | $186 | $166 | $152 | $134 |
| Geico | $515 | $375 | $315 | $228 | $197 | $159 | $146 | $121 | $114 | $104 |
| Nationwide | $586 | $536 | $495 | $420 | $354 | $230 | $213 | $198 | $187 | $168 |
| Travelers | $636 | $460 | $363 | $280 | $247 | $183 | $167 | $154 | $143 | $124 |
| Allstate | $799 | $625 | $504 | $374 | $335 | $260 | $236 | $224 | $211 | $186 |
| Farmers | $863 | $641 | $572 | $357 | $337 | $257 | $229 | $219 | $209 | $175 |
| Progressive | $889 | $714 | $592 | $329 | $287 | $232 | $207 | $184 | $170 | $145 |
Cost of Car Insurance for 2005 Mitsubishi Eclipse
| Geico | $35 | $75 |
| National General | $39 | $81 |
| State Farm | $43 | $89 |
| Kemper | $48 | $95 |
| Travelers | $48 | $89 |
| Progressive | $54 | $100 |
| AAA | $55 | $113 |
| Nationwide | $62 | $106 |
| Chubb | $63 | $123 |
| The Hartford | $63 | $108 |
| Amica | $64 | $130 |
| Farmers | $66 | $116 |
| AIG | $69 | $167 |
| Allstate | $72 | $139 |
| UAIC | $86 | $107 |
2005 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $334 | $294 | $260 | $225 | $199 | $169 | $153 | $137 | $125 | $110 |
| Geico | $425 | $310 | $260 | $189 | $163 | $131 | $121 | $100 | $95 | $86 |
| Nationwide | $484 | $443 | $408 | $347 | $292 | $190 | $176 | $164 | $155 | $138 |
| Travelers | $526 | $380 | $300 | $231 | $204 | $151 | $138 | $128 | $118 | $102 |
| Allstate | $660 | $516 | $417 | $309 | $276 | $215 | $195 | $185 | $174 | $154 |
| Farmers | $713 | $530 | $472 | $295 | $279 | $212 | $189 | $181 | $172 | $144 |
| Progressive | $734 | $590 | $489 | $272 | $237 | $192 | $171 | $152 | $140 | $120 |
Cost of Car Insurance for 2004 Mitsubishi Eclipse
| Geico | $32 | $70 |
| National General | $37 | $75 |
| State Farm | $40 | $83 |
| Kemper | $44 | $88 |
| Travelers | $45 | $82 |
| Progressive | $50 | $93 |
| AAA | $51 | $105 |
| Nationwide | $57 | $99 |
| Chubb | $58 | $114 |
| The Hartford | $59 | $100 |
| Amica | $59 | $121 |
| Farmers | $61 | $107 |
| AIG | $64 | $155 |
| Allstate | $67 | $128 |
| UAIC | $80 | $99 |
2004 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $310 | $273 | $242 | $208 | $184 | $157 | $142 | $127 | $116 | $102 |
| Geico | $394 | $287 | $241 | $175 | $151 | $122 | $112 | $93 | $88 | $80 |
| Nationwide | $449 | $411 | $379 | $321 | $271 | $176 | $163 | $152 | $144 | $128 |
| Travelers | $487 | $352 | $278 | $215 | $189 | $140 | $128 | $118 | $109 | $95 |
| Allstate | $612 | $479 | $386 | $286 | $256 | $199 | $181 | $171 | $162 | $143 |
| Farmers | $661 | $491 | $438 | $274 | $259 | $197 | $175 | $168 | $160 | $134 |
| Progressive | $681 | $547 | $453 | $252 | $220 | $178 | $158 | $141 | $130 | $111 |
Cost of Car Insurance for 2003 Mitsubishi Eclipse
| Geico | $29 | $63 |
| National General | $33 | $68 |
| State Farm | $36 | $75 |
| Kemper | $40 | $80 |
| Travelers | $41 | $75 |
| Progressive | $45 | $85 |
| AAA | $46 | $95 |
| Nationwide | $52 | $90 |
| Chubb | $53 | $104 |
| The Hartford | $53 | $91 |
| Amica | $54 | $110 |
| Farmers | $56 | $97 |
| AIG | $58 | $141 |
| Allstate | $60 | $117 |
| UAIC | $72 | $90 |
2003 Mitsubishi Eclipse Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $282 | $248 | $220 | $190 | $168 | $142 | $129 | $116 | $106 | $93 |
| Geico | $359 | $261 | $219 | $159 | $137 | $111 | $102 | $84 | $80 | $73 |
| Nationwide | $408 | $374 | $345 | $292 | $247 | $160 | $148 | $138 | $131 | $117 |
| Travelers | $443 | $320 | $253 | $195 | $172 | $128 | $117 | $108 | $99 | $86 |
| Allstate | $556 | $435 | $351 | $260 | $233 | $181 | $165 | $156 | $147 | $130 |
| Farmers | $601 | $447 | $398 | $249 | $235 | $179 | $160 | $153 | $145 | $122 |
| Progressive | $619 | $498 | $412 | $229 | $200 | $162 | $144 | $128 | $118 | $101 |
Mitsubishi Eclipse Insurance Cost by Trim
Insurance costs for a Mitsubishi Eclipse vary by trim, from $168 a month for full coverage on high-performance GS Sport Coupe 2D variants down to $46 for minimum coverage on basic GTS Coupe 2D models. Performance features and market value determine where each trim falls in this range.
| Gts Coupe 2d | $46 | $89 |
| Gts Spyder Convertible 2d | $53 | $103 |
| Rs Coupe 2d | $62 | $119 |
| Gs Coupe 2d | $64 | $123 |
| Se Spyder Convertible 2d | $72 | $139 |
| Gs Spyder Convertible 2d | $72 | $139 |
| Gt Coupe 2d | $78 | $149 |
| Gt Spyder Convertible 2d | $79 | $152 |
| Se Coupe 2d | $83 | $160 |
| Gs Sport Spyder Convertible 2d | $85 | $163 |
| Gs Sport Coupe 2d | $87 | $168 |
Mitsubishi Eclipse Insurance Cost by State
Your location affects Mitsubishi Eclipse insurance costs, with minimum coverage ranging from $26 a month in Wyoming to $141 in Louisiana. These differences reflect state risk factors and insurance regulations rather than anything specific to the Eclipse itself.
| Alabama | $57 | $107 |
| Alaska | $52 | $109 |
| Arizona | $83 | $154 |
| Arkansas | $53 | $117 |
| California | $65 | $132 |
| Colorado | $63 | $151 |
| Connecticut | $101 | $173 |
| Delaware | $105 | $175 |
| Florida | $98 | $226 |
| Georgia | $109 | $178 |
| Hawaii | $38 | $85 |
| Idaho | $38 | $77 |
| Illinois | $64 | $119 |
| Indiana | $44 | $87 |
| Iowa | $36 | $85 |
| Kansas | $48 | $111 |
| Kentucky | $87 | $148 |
| Louisiana | $141 | $306 |
| Maine | $35 | $71 |
| Maryland | $115 | $193 |
| Massachusetts | $74 | $156 |
| Michigan | $103 | $199 |
| Minnesota | $56 | $117 |
| Mississippi | $57 | $113 |
| Missouri | $74 | $147 |
| Montana | $44 | $105 |
| Nebraska | $48 | $110 |
| Nevada | $127 | $231 |
| New Hampshire | $47 | $83 |
| New Jersey | $119 | $196 |
| New Mexico | $55 | $122 |
| New York | $88 | $157 |
| North Carolina | $56 | $110 |
| North Dakota | $38 | $81 |
| Ohio | $54 | $104 |
| Oklahoma | $61 | $135 |
| Oregon | $90 | $157 |
| Pennsylvania | $58 | $136 |
| Rhode Island | $88 | $157 |
| South Carolina | $71 | $132 |
| South Dakota | $34 | $105 |
| Tennessee | $54 | $108 |
| Texas | $89 | $182 |
| Utah | $75 | $126 |
| Vermont | $29 | $70 |
| Virginia | $66 | $107 |
| Washington | $66 | $123 |
| West Virginia | $59 | $120 |
| Wisconsin | $44 | $95 |
| Wyoming | $26 | $80 |
How to Lower the Cost of Mitsubishi Eclipse Insurance
Here are the most effective ways to find better rates on your Mitsubishi Eclipse insurance:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Mitsubishi Eclipse. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums.
Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for coupes provide a useful baseline for what drivers should expect to pay. This helps identify the cheapest car insurance companies with competitive Eclipse rates.
- 3Look for more than just low rates
Quality car insurance depends on more than price. J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial strength ratings can help identify reliable insurers. Some budget insurers offer limited coverage or slower service when policyholders file claims.
- 4Identify discounts that fit your profile
Car insurance discounts can reduce your annual premium without changing your coverage levels. Mitsubishi Eclipse owners may qualify for good driver discounts, safety feature savings, anti-theft device discounts and bundling rewards.
- 5Try other types of car insurance coverage
Mitsubishi Eclipse owners may benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These programs track safe driving habits and offer premium reductions based on actual driving behavior rather than general risk factors.
- 6Check rates every year
Get car insurance quotes from multiple companies annually. Your insurer won't notify you when competitors lower their prices, so yearly rate comparisons could save up to 24% on your Mitsubishi Eclipse insurance. Set a calendar reminder to pull new quotes each renewal period.
Mitsubishi Eclipse Insurance Cost: Bottom Line
Mitsubishi Eclipse insurance costs less than average, but rates still vary across insurers. Get quotes from multiple companies and explore available discounts to find affordable coverage that fits your budget.
Mitsubishi Eclipse Insurance Rates: FAQ
What is the average cost of car insurance for a Mitsubishi Eclipse?
Insurance for a Mitsubishi Eclipse averages $856 annually for state minimum coverage and $1,648 for full coverage. Monthly premiums run around $71 for minimum and $137 for comprehensive protection.
What company has the cheapest car insurance for a Mitsubishi Eclipse?
GEICO provides the most affordable auto insurance for a Mitsubishi Eclipse at about $996 annually for minimum coverage. Full coverage buyers also get the best rates with GEICO at around $2,148 per year.
Are Mitsubishi Eclipses expensive to insure?
No, Mitsubishi Eclipse insurance is not more expensive than most vehicles. Ranking 69th out of 827 models for affordability, it offers reasonable rates overall, though it places 7th out of 47 coupes.
What factors affect insurance costs for Mitsubishi Eclipses?
Multiple factors affect Mitsubishi Eclipse insurance rates. Your driving record and credit score both impact premiums, along with the coverage levels you select. The Eclipse ranks among the most affordable vehicles to insure, with average rates of $104 a month.
How can I lower Mitsubishi Eclipse insurance costs?
Get quotes from multiple insurers since Mitsubishi Eclipse pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle policies together and maintain a clean driving record to find better rates.
How We Determined Mitsubishi Eclipse Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Mitsubishi Eclipse insurance costs.
Who We Based These Rates On
These Mitsubishi Eclipse prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!