Full coverage on a 2024 F-Type averages about $296 a month. Older models average around $180. The gap comes down to higher market values and replacement costs on newer vehicles.
Jaguar F-Type Insurance Cost
Key Takeaways
Travelers offers the cheapest rates on average for Jaguar F-Type insurance, though full coverage costs vary widely by model year and insurer, averaging about $218 monthly. Read more.
The F-Type ranks 31st out of 115 sports cars for insurance affordability, placing it in the middle tier for its vehicle type. However, sports cars pay higher premiums due to performance capabilities and theft risks, making it expensive compared to average models. Read more.
Teen drivers on your policy make model year specificity even more important when shopping for F-Type insurance rates. Read MoneyGeek's analysis of rates by company for specific F-Type model years depending on the age of the drivers.
How Much Is Jaguar F-Type Insurance?
Model year and insurer both affect what you pay. Minimum coverage for the F-Type costs $82 a month with GEICO and $160 with Farmers. Full coverage starts at $155 with UAIC, a difference more than $78 on minimum and more than $180 on full coverage.
Each company prices F-Type risk differently, so the same driver can get a very different quote depending on where they look.
| AAA | $131 | $273 |
| AIG | $136 | $335 |
| Allstate | $149 | $289 |
| Amica | $127 | $260 |
| Chubb | $105 | $212 |
| Farmers | $160 | $281 |
| Geico | $82 | $180 |
| Kemper | $115 | $242 |
| Nationwide | $103 | $179 |
| Progressive | $101 | $190 |
| State Farm | $113 | $239 |
| The Hartford | $117 | $199 |
| Travelers | $87 | $161 |
| UAIC | $126 | $155 |
Is Jaguar F-Type Expensive to Insure?
The Jaguar F-Type ranks 31st out of 115 sports cars for insurance affordability in MoneyGeek's analysis. 30 sports cars cost less to insure, putting it just above the Subaru BRZ and just below the Toyota GR86 by a few dollars a month.
Sports cars are expensive to insure across the board. The F-Type's 585th-place ranking out of 827 total vehicles puts it in the top 30% most expensive cars to insure. The Mazda MX-5 Miata is the most affordable sports car to insure and the Rolls-Royce La Rose Noire has the highest premiums in the category.
| Tesla Roadster | $157 | 28 |
| Mercedes SLK-Class | $162 | 29 |
| Subaru BRZ | $163 | 30 |
| Jaguar F-Type | $164 | 31 |
| Toyota GR86 | $165 | 32 |
| BMW Z4 M | $167 | 33 |
| Lotus Evora | $170 | 34 |
Your Jaguar F-Type insurance costs depend on:
- Average repair or replacement costs: Premium parts and specialized service make F-Type repairs expensive, and those costs feed directly into premiums.
- Vehicle trim, features and accessories: Output ranges from 296 to 575 horsepower across trims. Higher-performance variants cost more to insure because more powerful engines raise both repair costs and accident risk.
- Driver profile: Most F-Type drivers are 35 to 55 years old, with a median age of about 45. The vehicle's performance profile draws higher-risk driving behavior, which insurers factor into rates.
Jaguar F-Type Insurance Cost by State
Minimum coverage for the F-Type costs $50 a month in Wyoming and $217 in Louisiana. That $167 gap comes from each state's risk profile and regulations, not the vehicle.
| Alabama | $95 | $181 |
| Alaska | $84 | $178 |
| Arizona | $126 | $237 |
| Arkansas | $89 | $198 |
| California | $112 | $228 |
| Colorado | $106 | $256 |
| Connecticut | $141 | $245 |
| Delaware | $136 | $229 |
| Florida | $116 | $271 |
| Georgia | $139 | $233 |
| Hawaii | $58 | $133 |
| Idaho | $59 | $121 |
| Illinois | $102 | $192 |
| Indiana | $68 | $132 |
| Iowa | $66 | $162 |
| Kansas | $84 | $198 |
| Kentucky | $129 | $222 |
| Louisiana | $217 | $460 |
| Maine | $61 | $127 |
| Maryland | $153 | $259 |
| Massachusetts | $110 | $235 |
| Michigan | $162 | $316 |
| Minnesota | $94 | $197 |
| Mississippi | $100 | $200 |
| Missouri | $144 | $289 |
| Montana | $95 | $229 |
| Nebraska | $80 | $184 |
| Nevada | $160 | $292 |
| New Hampshire | $80 | $144 |
| New Jersey | $165 | $273 |
| New Mexico | $90 | $201 |
| New York | $121 | $217 |
| North Carolina | $76 | $149 |
| North Dakota | $74 | $164 |
| Ohio | $81 | $157 |
| Oklahoma | $104 | $231 |
| Oregon | $112 | $196 |
| Pennsylvania | $102 | $236 |
| Rhode Island | $134 | $240 |
| South Carolina | $107 | $200 |
| South Dakota | $66 | $210 |
| Tennessee | $86 | $175 |
| Texas | $128 | $263 |
| Utah | $107 | $184 |
| Vermont | $56 | $133 |
| Virginia | $104 | $168 |
| Washington | $96 | $180 |
| West Virginia | $106 | $214 |
| Wisconsin | $72 | $160 |
| Wyoming | $50 | $154 |
Jaguar F-Type Costs by Model Year and Insurance Company
Full coverage on a 2015 F-Type costs drivers aged 35 to 55 about $183 a month. A 2024 model costs $311. Drivers in their teens and early twenties pay above both figures across every model year.
National General has the lowest rates across all F-Type model years and can save some drivers hundreds of dollars a month compared to average costs.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2024 Jaguar F-Type
| Nationwide | $115 | $201 |
| Geico | $124 | $272 |
| Travelers | $125 | $233 |
| National General | $127 | $260 |
| Progressive | $131 | $246 |
| Kemper | $150 | $318 |
| State Farm | $153 | $323 |
| The Hartford | $160 | $273 |
| UAIC | $162 | $200 |
| Chubb | $167 | $339 |
| AAA | $173 | $359 |
| Allstate | $185 | $359 |
| Amica | $189 | $387 |
| AIG | $191 | $472 |
| Farmers | $247 | $430 |
Cost of Car Insurance for 2023 Jaguar F-Type
| Nationwide | $97 | $170 |
| Geico | $104 | $229 |
| Travelers | $105 | $196 |
| National General | $107 | $219 |
| Progressive | $111 | $207 |
| Kemper | $126 | $268 |
| State Farm | $129 | $272 |
| The Hartford | $135 | $231 |
| UAIC | $137 | $169 |
| Chubb | $141 | $286 |
| AAA | $146 | $303 |
| Allstate | $156 | $303 |
| Amica | $159 | $327 |
| AIG | $161 | $398 |
| Farmers | $208 | $363 |
Cost of Car Insurance for 2022 Jaguar F-Type
| Nationwide | $68 | $119 |
| Geico | $73 | $161 |
| Travelers | $74 | $138 |
| National General | $75 | $154 |
| Progressive | $78 | $146 |
| Kemper | $89 | $188 |
| State Farm | $90 | $191 |
| The Hartford | $95 | $162 |
| UAIC | $96 | $118 |
| Chubb | $99 | $201 |
| AAA | $102 | $213 |
| Allstate | $109 | $213 |
| Amica | $112 | $229 |
| AIG | $113 | $279 |
| Farmers | $146 | $255 |
Cost of Car Insurance for 2021 Jaguar F-Type
| Nationwide | $67 | $117 |
| Geico | $72 | $158 |
| Travelers | $73 | $135 |
| National General | $74 | $151 |
| Progressive | $76 | $143 |
| Kemper | $87 | $185 |
| State Farm | $89 | $188 |
| The Hartford | $93 | $159 |
| UAIC | $94 | $116 |
| Chubb | $97 | $197 |
| AAA | $100 | $209 |
| Allstate | $107 | $209 |
| Amica | $110 | $225 |
| AIG | $111 | $274 |
| Farmers | $143 | $250 |
Cost of Car Insurance for 2020 Jaguar F-Type
| Nationwide | $60 | $105 |
| Geico | $64 | $142 |
| Travelers | $65 | $121 |
| National General | $66 | $136 |
| Progressive | $68 | $128 |
| Kemper | $78 | $166 |
| State Farm | $80 | $168 |
| The Hartford | $84 | $143 |
| UAIC | $85 | $104 |
| Chubb | $87 | $177 |
| AAA | $90 | $187 |
| Allstate | $96 | $188 |
| Amica | $98 | $202 |
| AIG | $100 | $246 |
| Farmers | $129 | $225 |
Cost of Car Insurance for 2019 Jaguar F-Type
| National General | $94 | $193 |
| Geico | $104 | $228 |
| Travelers | $112 | $207 |
| Chubb | $129 | $260 |
| Progressive | $137 | $258 |
| Nationwide | $148 | $257 |
| State Farm | $151 | $319 |
| The Hartford | $154 | $263 |
| Kemper | $155 | $327 |
| Amica | $161 | $330 |
| UAIC | $172 | $211 |
| AAA | $177 | $368 |
| AIG | $178 | $438 |
| Farmers | $200 | $351 |
| Allstate | $206 | $397 |
Cost of Car Insurance for 2018 Jaguar F-Type
| National General | $82 | $168 |
| Geico | $91 | $199 |
| Travelers | $98 | $181 |
| Chubb | $112 | $227 |
| Progressive | $120 | $225 |
| Nationwide | $129 | $224 |
| State Farm | $132 | $278 |
| The Hartford | $135 | $230 |
| Kemper | $135 | $285 |
| Amica | $140 | $288 |
| UAIC | $150 | $184 |
| AAA | $154 | $321 |
| AIG | $156 | $382 |
| Farmers | $175 | $307 |
| Allstate | $179 | $347 |
Cost of Car Insurance for 2017 Jaguar F-Type
| National General | $73 | $149 |
| Geico | $81 | $177 |
| Travelers | $87 | $161 |
| Chubb | $100 | $202 |
| Progressive | $107 | $200 |
| Nationwide | $115 | $199 |
| State Farm | $117 | $247 |
| The Hartford | $120 | $204 |
| Kemper | $120 | $253 |
| Amica | $125 | $256 |
| UAIC | $133 | $164 |
| AAA | $137 | $285 |
| AIG | $138 | $339 |
| Farmers | $155 | $273 |
| Allstate | $159 | $308 |
Cost of Car Insurance for 2016 Jaguar F-Type
| National General | $73 | $150 |
| Geico | $81 | $178 |
| Travelers | $87 | $162 |
| Chubb | $101 | $203 |
| Progressive | $107 | $201 |
| Nationwide | $115 | $200 |
| State Farm | $118 | $249 |
| The Hartford | $121 | $206 |
| Kemper | $121 | $255 |
| Amica | $126 | $258 |
| UAIC | $134 | $165 |
| AAA | $138 | $287 |
| AIG | $139 | $342 |
| Farmers | $156 | $274 |
| Allstate | $160 | $310 |
Jaguar F-Type Insurance Cost by Trim
Jaguar F-Type insurance costs vary by trim, from $360 monthly for full coverage on high-performance Project 7 Convertible 2-door variants down to $65 for minimum coverage on basic P300 Coupe 2-door models. Performance features and market value determine where your specific trim falls in this range.
| Convertible 2d | $79 | $155 |
| Coupe 2d | $82 | $160 |
| Premium Coupe 2d | $92 | $181 |
| S Convertible 2d | $93 | $183 |
| Premium Convertible 2d | $96 | $189 |
| S Coupe 2d | $98 | $192 |
| 2.0 296 Hp Convertible 2d | $103 | $202 |
| 2.0 296 Hp Coupe 2d | $105 | $206 |
| S British Design Edition Coupe 2d | $114 | $224 |
| S British Design Edition Convertible 2d | $114 | $224 |
| R-Dynamic Coupe 2d | $126 | $247 |
| R Coupe 2d | $126 | $247 |
| R Convertible 2d | $127 | $250 |
| R-Dynamic Convertible 2d | $149 | $292 |
| Svr Coupe 2d | $162 | $318 |
| Svr Convertible 2d | $164 | $323 |
| 3.0 340 Hp Coupe 2d | $101 | $199 |
| 3.0 340 Hp Convertible 2d | $115 | $225 |
| 3.0 380 Hp Convertible 2d | $116 | $228 |
| 3.0 380 Hp Coupe 2d | $125 | $245 |
| Project 7 Convertible 2d | $183 | $360 |
| V8 S Convertible 2d | $98 | $192 |
| P300 Coupe 2d | $65 | $128 |
| P300 Checkered Flag Limited Edition Convertible 2d | $66 | $130 |
| P300 Checkered Flag Limited Edition Coupe 2d | $67 | $132 |
| P300 Convertible 2d | $67 | $133 |
| P300 First Edition Coupe 2d | $86 | $168 |
| P300 First Edition Convertible 2d | $87 | $171 |
| P340 Convertible 2d | $66 | $129 |
| P340 Coupe 2d | $66 | $130 |
| P380 R-Dynamic Coupe 2d | $84 | $165 |
| P380 R-Dynamic Convertible 2d | $88 | $173 |
| P380 Checkered Flag Limited Edition Coupe 2d | $89 | $175 |
| P380 Checkered Flag Limited Edition Convertible 2d | $90 | $178 |
| 400 Sport Coupe 2d | $121 | $237 |
| 400 Sport Convertible 2d | $135 | $266 |
| P450 R-Dynamic | $102 | $200 |
| P450 75 | $116 | $228 |
| P575 R75 | $149 | $293 |
How to Lower the Cost of Jaguar F-Type Insurance
These proven strategies help you reduce Jaguar F-Type insurance premiums and find affordable coverage:
- 1Choose the Right Coverage
How much coverage you need depends on whether you own, finance or lease. If you own, pair state minimum liability with comprehensive and collision at a $1,000 deductible. For more protection, go to 100/300/100 liability with a $500 deductible. If you're financing or leasing, you'll need 100/300/100 liability, comprehensive and collision at a $500 deductible and gap insurance.
- 2Research Costs and Cheap Companies
Learn what you should pay by researching average auto insurance costs for performance sports cars. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your F-Type.
- 3Look Beyond the Rate
Rate alone won't tell you whether a car insurance company is worth choosing. Check J.D. Power satisfaction scores, Better Business Bureau complaints and AM Best financial ratings. Budget insurers sometimes cut corners on coverage limits and service, which matters when you file a claim on a vehicle with expensive parts.
- 4Check Every Discount You Qualify For
F-Type owners are likely to qualify for several car insurance discounts: safety features, good driver, bundling and anti-theft. Stacking those can make a dent in a premium that's already above average.
- 5Look at Usage-Based Programs
Usage-based programs such as Progressive Snapshot and Allstate Drivewise track driving behavior and lower premiums for safe drivers. They're worth exploring if your annual mileage is low.
- 6Get New Quotes Every Year
Get car insurance quotes from several companies each year. Your insurer won't tell you when a competitor drops prices, but shopping annually can save up to 24% on F-Type coverage.
Jaguar F-Type Insurance Cost: Bottom Line
You can still find decent rates for your Jaguar F-Type, though it's more expensive than average to insure. Shopping multiple companies, claiming discounts and adjusting coverage options will help you get better pricing.
Jaguar F-Type Insurance Rates: FAQ
What is the average cost of car insurance for a Jaguar F-Type?
Jaguar F-Type insurance costs $1,331 annually for state minimum coverage and $2,614 for full coverage. These rates are below the national average, making it relatively affordable to insure.
What company has the cheapest car insurance for a Jaguar F-Type?
GEICO provides the most affordable minimum coverage for a Jaguar F-Type at $984 annually. For full coverage seekers, UAIC delivers the best value at $1,865 per year.
Are Jaguar F-Types expensive to insure?
No, Jaguar F-Type insurance is not more expensive than most vehicles to insure. Among sports cars, this model places 31st out of 115 for affordability, while ranking 585th out of 827 total vehicles we track.
What factors affect insurance costs for Jaguar F-Types?
High-performance engines and specialized luxury parts make F-Type repairs expensive, which pushes premiums up. Your driving record, credit score and coverage level all affect the final number.
How can I lower Jaguar F-Type insurance costs?
Get quotes from several insurers. F-Type rates vary enough between companies that shopping around makes a real difference. Stack every discount you qualify for, bundle with home or renters coverage and keep your record clean.
How We Determined Jaguar F-Type Insurance Costs
MoneyGeek analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to determine Jaguar F-Type insurance costs.
Who We Based These Rates On
Jaguar F-Type rates in this analysis are based on a 40-year-old unmarried man with:
- No tickets or crashes
- Good credit
- No prior claims
- 12,000 miles driven yearly
- A valid license with no suspensions
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!