Insurance premiums for the Honda Prologue average $196 a month for full coverage and $100 for minimum coverage. Costs range from $94 to $205 a month, depending on trim and model year.
Honda Prologue Insurance Cost
Honda Prologue insurance costs average $1,205 yearly for state minimum coverage and $2,355 for full coverage with rates starting at $94 monthly.
Find out if you're overpaying for Honda Prologue insurance, save up to $694/year by clicking below.

GEICO offers the most affordable Honda Prologue insurance on average, though full coverage costs around $196 monthly and varies based on your model year and chosen insurer. Read more.
SUVs usually carry higher premiums due to increased repair costs and theft risk, and the Prologue ranks 137th out of 256 SUVs for affordability. Compared to all vehicle types, it falls into the more expensive category. Read more.
Your Prologue's model year affects insurance rates, and this matters even more if you're adding a teen driver to your policy. Get targeted quotes for your exact situation. Read MoneyGeek's analysis of rates by company for the 2025 Honda Prologue based on driver age.
How Much Is Honda Prologue Insurance?
| Honda Prologue | $100 | $196 |
Looking for another Honda model? Read more about the cost of Honda car insurance models.
Your Honda Prologue's age affects insurance costs, and newer models generally cost more to insure because of their higher market value.
$100 | $196 |
Insurance costs for a Honda Prologue vary by model year and company. Full coverage runs $120 a month with GEICO to $409 with AIG, and minimum coverage runs $55 with GEICO to $174 with Farmers.
Rates spread by more than $119 for minimum coverage and more than $289 for full coverage, so comparing quotes across insurers pays off. Each company calculates risk differently for the Prologue, which affects your final rate.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Honda Prologue Expensive to Insure?
MoneyGeek's analysis of 256 SUVs ranks the Honda Prologue 137th for insurance affordability, with 136 models costing less to insure. It falls between the VinFast VF-9, which costs slightly less, and the Mazda CX-50, which costs slightly more.
Among all 827 vehicles in MoneyGeek's database, the Prologue ranks 496th for insurance affordability. The Isuzu Amigo has the lowest premiums in the SUV category, and the Audi SQ8 e-tron carries the highest.
| Lexus RZ | $148 | 134 |
| Hyundai Kona | $148 | 135 |
| Infiniti QX60 | $148 | 135 |
| VinFast VF-9 | $148 | 136 |
| Honda Prologue | $148 | 137 |
| Mazda CX-50 | $149 | 138 |
| Acura ZDX | $149 | 139 |
| Chevrolet Trax | $149 | 140 |
Multiple factors affect what you'll pay for Honda Prologue insurance:
- Average repair or replacement costs: Honda Prologue repair costs average $924 annually, ranking as the second most expensive Honda model to maintain. That cost level can push insurance premiums higher than other Honda vehicles.
- Vehicle trim, features and accessories: The Honda Prologue produces up to 300 horsepower, and higher-output trims cost more to insure. Advanced trim levels carry greater risk exposure and lead to higher premiums.
- Driver profile: Most Honda Prologue drivers are between 30 and 45 years old, an age range that tends to produce lower rates. The vehicle's performance profile can attract higher-risk drivers, which insurers factor into pricing. Read more about the costs of Honda Prologues for young drivers.
Honda Prologue Costs by Model Year and Driver Age by Insurance Company
Model year affects Honda Prologue insurance costs more than most drivers expect. Full coverage for a 35- to 55-year-old driver with a 2025 Prologue averages $233 a month, and newer models cost more to insure than older ones. Drivers in their teens and early twenties pay more regardless of model year.
GEICO has the cheapest rates across all Honda Prologue model years and could save certain drivers hundreds of dollars a month versus the average. Compare quotes from multiple insurers to find the lowest Honda Prologue insurance rates.
Cost of Car Insurance for 2025 Honda Prologue
| Geico | $55 | $120 |
| Travelers | $73 | $135 |
| Progressive | $80 | $153 |
| State Farm | $91 | $189 |
| Nationwide | $93 | $162 |
| National General | $96 | $197 |
| Kemper | $119 | $243 |
| The Hartford | $122 | $207 |
| AAA | $129 | $267 |
| Allstate | $136 | $264 |
| Amica | $145 | $299 |
| UAIC | $160 | $203 |
| AIG | $162 | $409 |
| Chubb | $165 | $331 |
| Farmers | $174 | $310 |
2025 Honda Prologue Insurance Costs for 16- to 25-Year-Olds
| Geico | $669 | $491 | $412 | $299 | $258 | $208 | $192 | $160 | $151 | $137 |
| State Farm | $709 | $624 | $552 | $476 | $421 | $358 | $325 | $290 | $266 | $234 |
| Nationwide | $733 | $670 | $617 | $524 | $443 | $288 | $267 | $249 | $235 | $211 |
| Travelers | $822 | $594 | $471 | $363 | $322 | $232 | $213 | $197 | $182 | $156 |
| Progressive | $1,110 | $901 | $748 | $413 | $360 | $292 | $260 | $233 | $214 | $185 |
| Allstate | $1,256 | $992 | $798 | $587 | $526 | $409 | $371 | $351 | $331 | $293 |
| Farmers | $1,980 | $1,462 | $1,297 | $796 | $749 | $563 | $504 | $481 | $457 | $386 |
Honda Prologue Insurance Cost by Trim
Honda Prologue insurance costs range from $94 a month for minimum coverage on base Touring trims to $205 for full coverage on Elite variants. A trim's performance features and market value account for the cost differences across the lineup.
| Touring | $94 | $184 |
| Ex | $102 | $200 |
| Elite | $105 | $205 |
Honda Prologue Insurance Cost by State
Minimum coverage for a Honda Prologue runs $37 a month in Wyoming and up to $198 in Louisiana. State risk factors and insurance regulations drive that gap, not the vehicle itself.
| Alabama | $97 | $186 |
| Alaska | $67 | $144 |
| Arizona | $129 | $242 |
| Arkansas | $93 | $207 |
| California | $95 | $191 |
| Colorado | $105 | $250 |
| Connecticut | $132 | $229 |
| Delaware | $136 | $229 |
| Florida | $126 | $297 |
| Georgia | $149 | $244 |
| Hawaii | $54 | $120 |
| Idaho | $57 | $117 |
| Illinois | $89 | $167 |
| Indiana | $72 | $142 |
| Iowa | $74 | $181 |
| Kansas | $79 | $188 |
| Kentucky | $131 | $225 |
| Louisiana | $198 | $419 |
| Maine | $53 | $112 |
| Maryland | $154 | $263 |
| Massachusetts | $103 | $222 |
| Michigan | $178 | $347 |
| Minnesota | $86 | $184 |
| Mississippi | $90 | $178 |
| Missouri | $130 | $259 |
| Montana | $80 | $190 |
| Nebraska | $75 | $172 |
| Nevada | $174 | $314 |
| New Hampshire | $72 | $130 |
| New Jersey | $162 | $267 |
| New Mexico | $86 | $196 |
| New York | $138 | $249 |
| North Carolina | $95 | $186 |
| North Dakota | $64 | $141 |
| Ohio | $77 | $152 |
| Oklahoma | $107 | $235 |
| Oregon | $119 | $209 |
| Pennsylvania | $92 | $217 |
| Rhode Island | $119 | $214 |
| South Carolina | $94 | $177 |
| South Dakota | $65 | $202 |
| Tennessee | $81 | $166 |
| Texas | $130 | $267 |
| Utah | $110 | $189 |
| Vermont | $51 | $123 |
| Virginia | $95 | $155 |
| Washington | $89 | $166 |
| West Virginia | $85 | $177 |
| Wisconsin | $84 | $187 |
| Wyoming | $37 | $126 |
How to Lower the Cost of Honda Prologue Insurance
These proven strategies help you find better rates on your Honda Prologue insurance:
- 1Choose the right coverage
Ownership status determines how much coverage to buy for your Honda Prologue. Drivers who own their vehicle outright can carry state minimum liability coverage with comprehensive and collision coverage at a $1,000 deductible to keep premiums lower.
Those who want broader protection can opt for 100/300/100 liability limits with comprehensive and collision coverage at a $500 deductible. Financed or leased Honda Prologues often require 100/300/100 liability limits, comprehensive and collision coverage at a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Compare your rate against average auto insurance costs for electric SUVs to see where your Prologue stands. From there, the cheapest car insurance companies list narrows down which insurers offer the most competitive rates for your vehicle.
- 3Look for more than just low rates
Quality car insurance requires more than low rates. J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial stability scores all give a fuller picture of an insurer's reliability. Budget insurers can come with limited coverage or slower service when a claim arises.
- 4Explore discounts you qualify for
Several car insurance discounts apply to Honda Prologue owners. Safety feature credits, good driver discounts, bundling savings from combining auto and home policies and electric vehicle discounts are all worth checking against your profile.
- 5Look into alternative car insurance types
Honda Prologue owners who log low miles or drive cautiously can benefit from usage-based insurance programs. Progressive Snapshot and Allstate Drivewise track driving behavior and reward safe habits with premium reductions.
- 6Check rates every year
Get car insurance quotes from multiple companies each year. Insurers don't notify you when competitors lower their prices, and yearly comparisons can save up to 24% on Honda Prologue coverage. A calendar reminder before each renewal keeps the habit consistent.
Honda Prologue Insurance Cost: Bottom Line
Honda Prologue insurance runs average in cost, though you can still find decent rates. You'll find better pricing by comparing quotes from multiple insurers and maximizing available discounts.
Honda Prologue Insurance Rates: FAQ
What is the average cost of car insurance for a Honda Prologue?
Honda Prologue insurance costs $1,205 a year for state minimum coverage and $2,355 for full coverage. Both figures come in below the national average.
What company has the cheapest car insurance for a Honda Prologue?
GEICO has the most affordable rates for Honda Prologue owners at $661 a year for minimum coverage and $1,442 for full coverage.
Are Honda Prologues expensive to insure?
No. Among SUVs, the Prologue ranks 137th out of 256 for affordability, putting it in the cheaper half of its category.
What factors affect insurance costs for Honda Prologues?
Your driving record, credit score and coverage selections are the primary cost drivers. The Prologue's advanced safety technology and repair costs for specialized EV components also factor into what insurers charge.
How can I lower Honda Prologue insurance costs?
Compare quotes from multiple insurers, as Honda Prologue pricing varies by company. Enroll in a usage-based program, claim available discounts, bundle policies with the same carrier and keep your driving record clean.
How We Determined Honda Prologue Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Honda Prologue insurance costs.
Who We Based These Rates On
These Honda Prologue prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!

