Honda Prologue Insurance Cost


Key Takeaways
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GEICO offers the most affordable Honda Prologue insurance on average, though full coverage costs around $196 monthly and varies based on your model year and chosen insurer. Read more.

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SUVs usually carry higher premiums due to increased repair costs and theft risk, and the Prologue ranks 137th out of 256 SUVs for affordability. Compared to all vehicle types, it falls into the more expensive category. Read more.

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Your Prologue's model year affects insurance rates, and this matters even more if you're adding a teen driver to your policy. Get targeted quotes for your exact situation. Read MoneyGeek's analysis of rates by company for the 2025 Honda Prologue based on driver age.

How Much Is Honda Prologue Insurance?

Insurance premiums for the Honda Prologue average $196 a month for full coverage and $100 for minimum coverage. Costs range from $94 to $205 a month, depending on trim and model year.

Honda Prologue$100$196

Looking for another Honda model? Read more about the cost of Honda car insurance models.

Your Honda Prologue's age affects insurance costs, and newer models generally cost more to insure because of their higher market value.

$100
$196

Insurance costs for a Honda Prologue vary by model year and company. Full coverage runs $120 a month with GEICO to $409 with AIG, and minimum coverage runs $55 with GEICO to $174 with Farmers.

Rates spread by more than $119 for minimum coverage and more than $289 for full coverage, so comparing quotes across insurers pays off. Each company calculates risk differently for the Prologue, which affects your final rate.

AAA$152$316
AIG$200$505
Allstate$162$316
Amica$169$346
Chubb$195$388
Farmers$200$354
Geico$83$179
Kemper$137$274
Nationwide$184$318
Progressive$160$301
State Farm$130$270
The Hartford$137$233
Travelers$141$262
UAIC$207$260

Is Honda Prologue Expensive to Insure?

MoneyGeek's analysis of 256 SUVs ranks the Honda Prologue 137th for insurance affordability, with 136 models costing less to insure. It falls between the VinFast VF-9, which costs slightly less, and the Mazda CX-50, which costs slightly more.

Among all 827 vehicles in MoneyGeek's database, the Prologue ranks 496th for insurance affordability. The Isuzu Amigo has the lowest premiums in the SUV category, and the Audi SQ8 e-tron carries the highest.

Lexus RZ$148134
Hyundai Kona$148135
Infiniti QX60$148135
VinFast VF-9$148136
Honda Prologue$148137
Mazda CX-50$149138
Acura ZDX$149139
Chevrolet Trax$149140

Multiple factors affect what you'll pay for Honda Prologue insurance:

  • Average repair or replacement costs: Honda Prologue repair costs average $924 annually, ranking as the second most expensive Honda model to maintain. That cost level can push insurance premiums higher than other Honda vehicles.
  • Vehicle trim, features and accessories: The Honda Prologue produces up to 300 horsepower, and higher-output trims cost more to insure. Advanced trim levels carry greater risk exposure and lead to higher premiums.
  • Driver profile: Most Honda Prologue drivers are between 30 and 45 years old, an age range that tends to produce lower rates. The vehicle's performance profile can attract higher-risk drivers, which insurers factor into pricing. Read more about the costs of Honda Prologues for young drivers.

Honda Prologue Costs by Model Year and Driver Age by Insurance Company

Model year affects Honda Prologue insurance costs more than most drivers expect. Full coverage for a 35- to 55-year-old driver with a 2025 Prologue averages $233 a month, and newer models cost more to insure than older ones. Drivers in their teens and early twenties pay more regardless of model year.

GEICO has the cheapest rates across all Honda Prologue model years and could save certain drivers hundreds of dollars a month versus the average. Compare quotes from multiple insurers to find the lowest Honda Prologue insurance rates.

Cost of Car Insurance for 2025 Honda Prologue

Geico$55$120
Travelers$73$135
Progressive$80$153
State Farm$91$189
Nationwide$93$162
National General$96$197
Kemper$119$243
The Hartford$122$207
AAA$129$267
Allstate$136$264
Amica$145$299
UAIC$160$203
AIG$162$409
Chubb$165$331
Farmers$174$310

2025 Honda Prologue Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Geico$669$491$412$299$258$208$192$160$151$137
State Farm$709$624$552$476$421$358$325$290$266$234
Nationwide$733$670$617$524$443$288$267$249$235$211
Travelers$822$594$471$363$322$232$213$197$182$156
Progressive$1,110$901$748$413$360$292$260$233$214$185
Allstate$1,256$992$798$587$526$409$371$351$331$293
Farmers$1,980$1,462$1,297$796$749$563$504$481$457$386

Honda Prologue Insurance Cost by Trim

Honda Prologue insurance costs range from $94 a month for minimum coverage on base Touring trims to $205 for full coverage on Elite variants. A trim's performance features and market value account for the cost differences across the lineup.

Touring$94$184
Ex$102$200
Elite$105$205

Honda Prologue Insurance Cost by State

Minimum coverage for a Honda Prologue runs $37 a month in Wyoming and up to $198 in Louisiana. State risk factors and insurance regulations drive that gap, not the vehicle itself.

Alabama$97$186
Alaska$67$144
Arizona$129$242
Arkansas$93$207
California$95$191
Colorado$105$250
Connecticut$132$229
Delaware$136$229
Florida$126$297
Georgia$149$244
Hawaii$54$120
Idaho$57$117
Illinois$89$167
Indiana$72$142
Iowa$74$181
Kansas$79$188
Kentucky$131$225
Louisiana$198$419
Maine$53$112
Maryland$154$263
Massachusetts$103$222
Michigan$178$347
Minnesota$86$184
Mississippi$90$178
Missouri$130$259
Montana$80$190
Nebraska$75$172
Nevada$174$314
New Hampshire$72$130
New Jersey$162$267
New Mexico$86$196
New York$138$249
North Carolina$95$186
North Dakota$64$141
Ohio$77$152
Oklahoma$107$235
Oregon$119$209
Pennsylvania$92$217
Rhode Island$119$214
South Carolina$94$177
South Dakota$65$202
Tennessee$81$166
Texas$130$267
Utah$110$189
Vermont$51$123
Virginia$95$155
Washington$89$166
West Virginia$85$177
Wisconsin$84$187
Wyoming$37$126

How to Lower the Cost of Honda Prologue Insurance

These proven strategies help you find better rates on your Honda Prologue insurance:

  1. 1
    Choose the right coverage

    Ownership status determines how much coverage to buy for your Honda Prologue. Drivers who own their vehicle outright can carry state minimum liability coverage with comprehensive and collision coverage at a $1,000 deductible to keep premiums lower.

    Those who want broader protection can opt for 100/300/100 liability limits with comprehensive and collision coverage at a $500 deductible. Financed or leased Honda Prologues often require 100/300/100 liability limits, comprehensive and collision coverage at a $500 deductible and gap insurance.

  2. 2
    Research costs and cheap companies

    Compare your rate against average auto insurance costs for electric SUVs to see where your Prologue stands. From there, the cheapest car insurance companies list narrows down which insurers offer the most competitive rates for your vehicle.

  3. 3
    Look for more than just low rates

    Quality car insurance requires more than low rates. J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial stability scores all give a fuller picture of an insurer's reliability. Budget insurers can come with limited coverage or slower service when a claim arises.

  4. 4
    Explore discounts you qualify for

    Several car insurance discounts apply to Honda Prologue owners. Safety feature credits, good driver discounts, bundling savings from combining auto and home policies and electric vehicle discounts are all worth checking against your profile.

  5. 5
    Look into alternative car insurance types

    Honda Prologue owners who log low miles or drive cautiously can benefit from usage-based insurance programs. Progressive Snapshot and Allstate Drivewise track driving behavior and reward safe habits with premium reductions.

  6. 6
    Check rates every year

    Get car insurance quotes from multiple companies each year. Insurers don't notify you when competitors lower their prices, and yearly comparisons can save up to 24% on Honda Prologue coverage. A calendar reminder before each renewal keeps the habit consistent.

Honda Prologue Insurance Cost: Bottom Line

Honda Prologue insurance runs average in cost, though you can still find decent rates. You'll find better pricing by comparing quotes from multiple insurers and maximizing available discounts.

Honda Prologue Insurance Rates: FAQ

What is the average cost of car insurance for a Honda Prologue?

What company has the cheapest car insurance for a Honda Prologue?

Are Honda Prologues expensive to insure?

What factors affect insurance costs for Honda Prologues?

How can I lower Honda Prologue insurance costs?

How We Determined Honda Prologue Insurance Costs

We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Honda Prologue insurance costs.

Who We Based These Rates On

These Honda Prologue prices reflect what a typical driver pays:

  • Age 40, unmarried male
  • Clean record: no tickets or crashes
  • Credit score in a good range
  • Has never made an insurance claim
  • Puts about 12,000 miles on the odometer yearly
  • Has a valid driver's license with no suspensions on record

Coverage Definitions

  • Minimum coverage: State-required liability limits
  • Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles

About Mark Fitzpatrick


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Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers. 

He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships. 

His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others. 

Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!