Honda Passport insurance costs change based on model year, with 2026 models averaging $219 monthly while older versions cost around $57. Newer models carry higher premiums due to their greater market values.
Honda Passport Insurance Cost
Updated: January 21, 2026
Key Takeaways
GEICO offers the most affordable Honda Passport insurance on average. Full coverage costs vary widely by model year and insurer, averaging $156 monthly nationwide. Read more
SUVs have higher premiums than other vehicle types due to increased repair costs and theft risk, making the Passport expensive compared to all models despite ranking 49th out of 256 SUVs for affordability. Read more
Your Passport's specific model year determines the most accurate insurance rates. Read MoneyGeek's analysis of rates by company for specific Passport model years, depending on the age of the drivers
How Much Is Honda Passport Insurance?
Looking for another Honda model? Read more about Honda insurance costs.
Costs vary by model year and company. Honda Passport minimum coverage spans $56 monthly with GEICO to $138 with UAIC, while full coverage goes from $121 with GEICO to higher rates with AIG.
Rate variations (more than $82 for minimum coverage and $156 for full coverage) demonstrate why Passport owners need to shop around. Insurance companies calculate risk differently for each model, which impacts your final quote.
| AAA | $91 | $188 |
| AIG | $112 | $277 |
| Allstate | $105 | $204 |
| Amica | $101 | $207 |
| Chubb | $108 | $213 |
| Farmers | $122 | $215 |
| Geico | $56 | $121 |
| Kemper | $84 | $172 |
| Nationwide | $86 | $149 |
| Progressive | $76 | $142 |
| State Farm | $73 | $152 |
| The Hartford | $95 | $161 |
| Travelers | $67 | $123 |
| UAIC | $138 | $174 |
Is Honda Passport Expensive to Insure?
MoneyGeek's analysis of 256 SUVs shows the Honda Passport ranking 49th for affordability, meaning 48 models cost less to insure. It's more expensive than a Ford Flex and slightly cheaper than a Hyundai Veracruz.Â
While it's average among SUVs, the Passport actually ranks 201st out of 827 total vehicles, placing it in the top 25% most affordable models overall. SUVs are generally expensive to insure, but the Passport bucks that trend. The cheapest SUV to insure is an Isuzu Amigo, while the priciest is an Audi SQ8 e-tron.
| Chevrolet Equinox | $115 | 46 |
| Honda Pilot | $116 | 47 |
| Ford Flex | $117 | 48 |
| Honda Passport | $118 | 49 |
| Hyundai Veracruz | $119 | 50 |
| Dodge Nitro | $120 | 51 |
| Jeep Patriot | $120 | 52 |
Several factors affect what you'll pay for Honda Passport insurance:
- Average Repair or Replacement Costs: The Honda Passport ranks as the 4th most expensive Honda model to maintain, with repair costs averaging $887 annually. This middle-tier maintenance expense directly impacts your insurance premiums.
- Vehicle Trim, Features and Accessories: The Honda Passport's 280-horsepower 3.5L V6 engine delivers solid performance capabilities that increase insurance costs. Higher-performance trims cost more to insure since greater horsepower leads to higher repair expenses.
- Driver Profile: Most Honda Passport drivers fall within the 35 to 50 age range, and older drivers often enjoy lower insurance rates. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Honda Passports for young drivers.
Honda Passport Insurance Cost by State
Car insurance for a Honda Passport costs as much as $160 monthly in Louisiana or as little as $30 in Wyoming for minimum coverage.
| Alabama | $67 | $126 |
| Alaska | $57 | $121 |
| Arizona | $95 | $177 |
| Arkansas | $67 | $149 |
| California | $79 | $160 |
| Colorado | $78 | $185 |
| Connecticut | $110 | $189 |
| Delaware | $111 | $186 |
| Florida | $100 | $230 |
| Georgia | $115 | $190 |
| Hawaii | $43 | $98 |
| Idaho | $44 | $89 |
| Illinois | $73 | $138 |
| Indiana | $52 | $102 |
| Iowa | $46 | $110 |
| Kansas | $59 | $138 |
| Kentucky | $99 | $168 |
| Louisiana | $160 | $343 |
| Maine | $42 | $87 |
| Maryland | $122 | $206 |
| Massachusetts | $81 | $173 |
| Michigan | $128 | $246 |
| Minnesota | $67 | $140 |
| Mississippi | $72 | $142 |
| Missouri | $98 | $196 |
| Montana | $58 | $139 |
| Nebraska | $60 | $136 |
| Nevada | $139 | $251 |
| New Hampshire | $55 | $98 |
| New Jersey | $131 | $216 |
| New Mexico | $66 | $148 |
| New York | $97 | $175 |
| North Carolina | $65 | $128 |
| North Dakota | $50 | $109 |
| Ohio | $59 | $115 |
| Oklahoma | $75 | $167 |
| Oregon | $96 | $168 |
| Pennsylvania | $69 | $162 |
| Rhode Island | $99 | $177 |
| South Carolina | $79 | $147 |
| South Dakota | $44 | $134 |
| Tennessee | $62 | $125 |
| Texas | $100 | $206 |
| Utah | $86 | $147 |
| Vermont | $38 | $89 |
| Virginia | $76 | $123 |
| Washington | $70 | $131 |
| West Virginia | $69 | $142 |
| Wisconsin | $52 | $113 |
| Wyoming | $30 | $92 |
Honda Passport Costs by Model Year and Insurance Company
A 2001 Honda Passport costs about $154 per month for full coverage insurance, while a 2026 model jumps to $229 monthly for drivers aged 35 to 55. Newer car models tend to be much more expensive than older models, and insurance costs for your Honda Passport may change greatly depending on your model year and by the age of the drivers on your policy. Young drivers in their teens and early twenties will pay much more to insure any Passport, regardless of year.
GEICO is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.Â
Older models (2019 to 2020):
Cost of Car Insurance for 2025 Honda Passport
| Geico | $65 | $142 |
| Travelers | $73 | $134 |
| National General | $75 | $154 |
| Progressive | $82 | $153 |
| State Farm | $84 | $175 |
| Nationwide | $95 | $164 |
| Kemper | $107 | $222 |
| AAA | $108 | $224 |
| Amica | $114 | $233 |
| The Hartford | $116 | $197 |
| Allstate | $123 | $238 |
| Chubb | $124 | $246 |
| AIG | $131 | $326 |
| Farmers | $146 | $257 |
| UAIC | $157 | $198 |
Cost of Car Insurance for 2024 Honda Passport
| Geico | $63 | $137 |
| Travelers | $70 | $129 |
| National General | $72 | $148 |
| Progressive | $79 | $147 |
| State Farm | $81 | $168 |
| Nationwide | $91 | $157 |
| Kemper | $103 | $213 |
| AAA | $104 | $215 |
| Amica | $109 | $224 |
| The Hartford | $111 | $189 |
| Allstate | $118 | $229 |
| Chubb | $119 | $236 |
| AIG | $126 | $313 |
| Farmers | $140 | $247 |
| UAIC | $150 | $190 |
Cost of Car Insurance for 2023 Honda Passport
| Geico | $51 | $111 |
| Travelers | $57 | $105 |
| National General | $59 | $120 |
| Progressive | $64 | $119 |
| State Farm | $66 | $137 |
| Nationwide | $74 | $128 |
| Kemper | $84 | $173 |
| AAA | $84 | $175 |
| Amica | $89 | $182 |
| The Hartford | $90 | $154 |
| Allstate | $96 | $186 |
| Chubb | $97 | $192 |
| AIG | $103 | $255 |
| Farmers | $114 | $201 |
| UAIC | $122 | $155 |
Cost of Car Insurance for 2022 Honda Passport
| Geico | $47 | $102 |
| Travelers | $52 | $96 |
| National General | $54 | $110 |
| Progressive | $59 | $110 |
| State Farm | $60 | $126 |
| Nationwide | $68 | $117 |
| Kemper | $77 | $159 |
| AAA | $77 | $160 |
| Amica | $81 | $167 |
| The Hartford | $83 | $141 |
| Allstate | $88 | $171 |
| Chubb | $89 | $176 |
| AIG | $94 | $234 |
| Farmers | $104 | $184 |
| UAIC | $112 | $142 |
Cost of Car Insurance for 2021 Honda Passport
| Geico | $40 | $87 |
| Travelers | $45 | $82 |
| National General | $46 | $95 |
| Progressive | $50 | $94 |
| State Farm | $52 | $107 |
| Nationwide | $58 | $100 |
| Kemper | $66 | $136 |
| AAA | $66 | $137 |
| Amica | $70 | $143 |
| The Hartford | $71 | $121 |
| Allstate | $76 | $146 |
| Chubb | $76 | $151 |
| AIG | $81 | $200 |
| Farmers | $89 | $158 |
| UAIC | $96 | $121 |
Cost of Car Insurance for 2020 Honda Passport
| Geico | $62 | $134 |
| Kemper | $77 | $156 |
| National General | $78 | $160 |
| Travelers | $79 | $146 |
| Progressive | $82 | $153 |
| State Farm | $84 | $177 |
| The Hartford | $96 | $164 |
| Nationwide | $98 | $169 |
| AAA | $101 | $210 |
| Allstate | $112 | $217 |
| Amica | $119 | $244 |
| AIG | $130 | $322 |
| Chubb | $133 | $263 |
| Farmers | $138 | $243 |
| UAIC | $143 | $179 |
Cost of Car Insurance for 2019 Honda Passport
| Geico | $58 | $127 |
| National General | $73 | $149 |
| Travelers | $74 | $137 |
| Progressive | $82 | $152 |
| Kemper | $83 | $169 |
| State Farm | $83 | $174 |
| The Hartford | $91 | $155 |
| Nationwide | $96 | $165 |
| AAA | $96 | $200 |
| Allstate | $109 | $210 |
| Amica | $112 | $230 |
| Chubb | $122 | $242 |
| AIG | $122 | $302 |
| Farmers | $131 | $230 |
| UAIC | $139 | $175 |
Honda Passport Insurance Cost by Trim
Insurance costs for your Honda Passport range from $70 monthly for minimum coverage on basic Trailsport SUV 4D models to $219 for full coverage on high-performance Trailsport Elite variants. Performance features and market value determine where each trim falls in this range.
| Trailsport Suv 4d | $70 | $136 |
| Ex-L Sport Utility 4d | $70 | $136 |
| Sport Suv 4d | $71 | $138 |
| Lx Sport Utility 4d | $75 | $144 |
| Ex Sport Utility 4d | $76 | $145 |
| Elite Sport Utility 4d | $80 | $155 |
| Touring Sport Utility 4d | $81 | $158 |
| Ex-L | $90 | $174 |
| Trailsport | $95 | $186 |
| Black Edition | $97 | $189 |
| Trailsport Elite | $113 | $219 |
How to Lower the Cost of Honda Passport Insurance
We've compiled proven strategies that help you find better rates on Honda Passport insurance:
- 1Choose the right coverage
Figure out how much coverage to buy for your Honda Passport based on ownership status. Own outright? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for SUVs like your Honda Passport. This benchmark assists with finding the cheapest car insurance companies offering competitive rates in your area.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond price quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau complaints and verify AM Best financial stability ratings. Budget options might offer limited coverage or slower customer service.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Honda Passport owners qualify for safety features discounts, multi-vehicle savings, policy bundling reductions and good driver rewards. Anti-theft system discounts may also be available for your SUV model.
- 5Consider alternative car insurance types
Honda Passport owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior rather than general risk factors.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually to ensure you're getting the best deal. Your current insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Honda Passport insurance premiums.
Honda Passport Insurance Cost: Bottom Line
Honda Passport insurance costs less than average, making it an affordable choice for drivers. You'll secure better rates by shopping multiple companies, claiming available discounts and selecting coverage options that match your needs.
Honda Passport Insurance Rates: FAQ
What is the average cost of car insurance for a Honda Passport?
Honda Passport insurance averages $967 annually for state minimum coverage and $1,876 for full coverage. Monthly premiums run about $81 for minimum and $156 for comprehensive protection.
What company has the cheapest car insurance for a Honda Passport?
Geico provides the most affordable auto insurance for Honda Passport owners at $670 annually for minimum coverage. Full coverage seekers also get the best rates with Geico at $1,454 per year.
Are Honda Passports expensive to insure?
No, Honda Passport insurance is not expensive compared to most vehicles. Among SUVs specifically, it places 49th out of 256 for affordability, while ranking 201st out of 827 total vehicles we track.
What factors affect insurance costs for Honda Passports?
Multiple factors affect Honda Passport insurance costs. Higher repair expenses from specialized parts and moderate theft rates increase premiums, though strong safety ratings help lower costs. Your personal driving record, credit score, and chosen coverage levels impact your final rate.
How can I lower Honda Passport insurance costs?
Compare quotes from multiple insurers since Honda Passport pricing differs between companies, and explore usage-based programs that monitor your driving habits. Claim available discounts, bundle policies with the same carrier, and maintain a clean driving record to secure better rates.
How We Determined Honda Passport Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models to provide the most accurate Honda Passport insurance costs.
Who We Based These Rates On
These Honda Passport rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.