Insurance premiums for a Genesis G70 average $217 monthly for full coverage and $111 for minimum coverage. Depending on your trim and model year, costs can range from $86 to $323 a month.
Genesis G70 Insurance Cost
Updated: May 8, 2026
Key Takeaways
Genesis G70 insurance costs average $217 per month for full coverage, though rates vary depending on your model year and the company you choose. GEICO offers the cheapest rates on average for G70 owners. Read more.
Among sedans, the G70 ranks 136th out of 199 for insurance affordability in the U.S. market, placing it in the middle tier. Sedans tend to have lower repair costs and better safety ratings, which reduces premiums compared to other vehicle types. Read more.
For the most precise rates, check costs for your G70's specific model year. If you're adding a teen driver, that year becomes even more relevant to your final quote. Read MoneyGeek's analysis of rates by company for specific G70 model years depending on the age of the drivers.
How Much Is Genesis G70 Insurance?
| Genesis G70 | $111 | $217 |
Monthly premiums for the Genesis G70 range from $97 for older models to $323 for the newest ones. Newer vehicles carry higher market values, which raises the cost to replace or repair them and pushes premiums up.
Insurance costs for a Genesis G70 depend on model year and company. Full coverage ranges from $159 a month with GEICO to $430 with AIG; minimum coverage runs $73 with GEICO to $172 with Farmers.
G70 owners can save by comparing insurers: minimum coverage varies by up to $99 and full coverage by up to $271. Every company weighs G70 risk factors differently, so quotes won't be uniform across providers.
| AAA | $133 | $276 |
| AIG | $171 | $430 |
| Allstate | $140 | $271 |
| Amica | $154 | $317 |
| Chubb | $158 | $317 |
| Farmers | $172 | $304 |
| Geico | $73 | $159 |
| Kemper | $128 | $263 |
| Nationwide | $108 | $187 |
| Progressive | $116 | $217 |
| State Farm | $97 | $202 |
| The Hartford | $113 | $193 |
| Travelers | $95 | $178 |
| UAIC | $167 | $212 |
Is Genesis G70 Expensive to Insure?
MoneyGeek's analysis of 199 sedans ranks the Genesis G70 136th for insurance affordability, with 63 sedans cheaper to insure. The G70 sits between the Genesis G80 and the Audi S6 in this category, though the dollar difference between these luxury models is minimal on a monthly basis.
Among all 827 vehicles in the dataset, the G70 ranks 585th, putting it among the 30% most expensive models to insure overall. The Saturn S-Series holds the most affordable sedan position; the Cadillac CTS-V carries the highest premiums in the category.
| Toyota Crown | $159 | 133 |
| Jaguar XJ | $159 | 133 |
| Cadillac CT6 | $162 | 134 |
| Mercedes CLA | $162 | 134 |
| Genesis G80 | $164 | 135 |
| Genesis G70 | $164 | 136 |
| Audi S6 | $165 | 137 |
| Acura TLX | $165 | 138 |
| Audi S5 | $165 | 138 |
| Bentley Arnage | $166 | 139 |
| Mitsubishi Lancer | $166 | 139 |
Several factors affect what you'll pay for Genesis G70 insurance:
- Average repair or replacement costs: Genesis G70 maintenance runs about $1,237 per year, the second most affordable Genesis model to maintain out of 11 options.
- Vehicle trim, features and accessories: The G70's horsepower ranges from 252 to 368 depending on trim. High-performance variants carry higher insurance premiums because of the greater risk they present to insurers.
- Driver profile: Most G70 owners are between 30 and 45 years old, with a median age around 36. This age group tends to get stable rates, but the G70's performance reputation can draw higher-risk drivers, which insurers factor into pricing. Read more about the costs of Genesis G70s for young drivers.
Genesis G70 Costs by Model Year and Driver Age by Insurance Company
A 2019 Genesis G70 costs about $215 a month to insure for drivers aged 35 to 55; a 2025 model runs $231 per month for full coverage. The gap is modest for the G70, but newer models do cost more to insure. Teen and early-twenties drivers will pay considerably more regardless of model year.
GEICO offers the lowest rates across Genesis G70 model years and could save certain drivers hundreds of dollars a month versus the average. Comparing insurers gives you the best opportunity to cut insurance costs.
Recent model years:
Older models (2019-2020):
Cost of Car Insurance for 2025 Genesis G70
| Geico | $69 | $151 |
| Travelers | $87 | $163 |
| Nationwide | $89 | $154 |
| National General | $92 | $189 |
| Progressive | $99 | $185 |
| State Farm | $102 | $215 |
| Kemper | $108 | $221 |
| The Hartford | $108 | $185 |
| AAA | $122 | $254 |
| Amica | $139 | $285 |
| Allstate | $144 | $277 |
| Farmers | $153 | $270 |
| AIG | $155 | $393 |
| Chubb | $158 | $316 |
| UAIC | $158 | $200 |
2025 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $697 | $638 | $587 | $498 | $421 | $273 | $254 | $237 | $224 | $200 |
| State Farm | $807 | $710 | $628 | $543 | $479 | $407 | $370 | $330 | $302 | $266 |
| Geico | $856 | $626 | $526 | $382 | $328 | $265 | $245 | $202 | $191 | $173 |
| Travelers | $984 | $724 | $578 | $447 | $399 | $283 | $260 | $241 | $224 | $188 |
| Allstate | $1,323 | $1,034 | $834 | $617 | $552 | $431 | $391 | $369 | $348 | $308 |
| Progressive | $1,348 | $1,090 | $904 | $503 | $438 | $354 | $315 | $281 | $259 | $222 |
| Farmers | $1,675 | $1,239 | $1,103 | $692 | $654 | $499 | $443 | $424 | $403 | $338 |
Cost of Car Insurance for 2024 Genesis G70
| Geico | $109 | $239 |
| State Farm | $137 | $286 |
| Travelers | $141 | $266 |
| Nationwide | $146 | $254 |
| National General | $158 | $323 |
| The Hartford | $162 | $277 |
| Progressive | $167 | $314 |
| Kemper | $180 | $369 |
| AAA | $204 | $425 |
| Allstate | $219 | $423 |
| UAIC | $244 | $309 |
| Chubb | $245 | $494 |
| Amica | $249 | $511 |
| Farmers | $262 | $463 |
| AIG | $267 | $674 |
2024 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,074 | $945 | $836 | $721 | $637 | $542 | $493 | $440 | $403 | $355 |
| Nationwide | $1,148 | $1,050 | $966 | $820 | $693 | $451 | $418 | $390 | $369 | $330 |
| Geico | $1,351 | $988 | $830 | $603 | $518 | $419 | $386 | $319 | $302 | $274 |
| Travelers | $1,624 | $1,196 | $956 | $739 | $661 | $463 | $426 | $395 | $368 | $307 |
| Allstate | $2,012 | $1,573 | $1,271 | $941 | $843 | $659 | $599 | $565 | $533 | $471 |
| Progressive | $2,289 | $1,850 | $1,535 | $853 | $744 | $600 | $535 | $477 | $438 | $376 |
| Farmers | $2,896 | $2,138 | $1,903 | $1,184 | $1,118 | $846 | $755 | $722 | $687 | $578 |
Cost of Car Insurance for 2023 Genesis G70
| Geico | $77 | $168 |
| State Farm | $97 | $202 |
| Travelers | $99 | $187 |
| Nationwide | $103 | $179 |
| National General | $111 | $228 |
| The Hartford | $114 | $195 |
| Progressive | $118 | $221 |
| Kemper | $127 | $260 |
| AAA | $144 | $299 |
| Allstate | $154 | $298 |
| UAIC | $172 | $217 |
| Chubb | $172 | $348 |
| Amica | $175 | $360 |
| Farmers | $184 | $326 |
| AIG | $188 | $475 |
2023 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $756 | $665 | $589 | $508 | $449 | $382 | $347 | $310 | $284 | $250 |
| Nationwide | $809 | $740 | $681 | $578 | $488 | $318 | $294 | $275 | $260 | $233 |
| Geico | $952 | $696 | $584 | $424 | $365 | $295 | $272 | $225 | $213 | $193 |
| Travelers | $1,144 | $843 | $674 | $521 | $465 | $326 | $300 | $278 | $259 | $216 |
| Allstate | $1,417 | $1,108 | $895 | $663 | $594 | $464 | $422 | $398 | $375 | $332 |
| Progressive | $1,613 | $1,303 | $1,081 | $601 | $524 | $423 | $377 | $336 | $309 | $265 |
| Farmers | $2,040 | $1,506 | $1,341 | $834 | $787 | $596 | $532 | $509 | $484 | $407 |
Cost of Car Insurance for 2022 Genesis G70
| Geico | $75 | $164 |
| State Farm | $94 | $197 |
| Travelers | $97 | $183 |
| Nationwide | $100 | $175 |
| National General | $108 | $222 |
| The Hartford | $112 | $190 |
| Progressive | $115 | $215 |
| Kemper | $124 | $254 |
| AAA | $140 | $292 |
| Allstate | $150 | $291 |
| UAIC | $167 | $212 |
| Chubb | $168 | $339 |
| Amica | $171 | $351 |
| Farmers | $180 | $318 |
| AIG | $183 | $463 |
2022 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $738 | $649 | $575 | $496 | $438 | $372 | $339 | $303 | $277 | $244 |
| Nationwide | $789 | $721 | $664 | $563 | $476 | $310 | $287 | $268 | $253 | $227 |
| Geico | $929 | $679 | $570 | $414 | $356 | $288 | $265 | $219 | $208 | $188 |
| Travelers | $1,116 | $822 | $657 | $508 | $454 | $318 | $292 | $272 | $253 | $211 |
| Allstate | $1,382 | $1,081 | $873 | $647 | $579 | $453 | $411 | $388 | $366 | $324 |
| Progressive | $1,573 | $1,271 | $1,055 | $586 | $511 | $412 | $367 | $328 | $301 | $259 |
| Farmers | $1,990 | $1,469 | $1,308 | $813 | $768 | $581 | $519 | $496 | $472 | $397 |
Cost of Car Insurance for 2021 Genesis G70
| Geico | $72 | $157 |
| National General | $91 | $187 |
| Travelers | $95 | $176 |
| State Farm | $98 | $203 |
| The Hartford | $114 | $195 |
| Nationwide | $117 | $203 |
| Progressive | $119 | $223 |
| AAA | $129 | $267 |
| Allstate | $131 | $254 |
| Kemper | $135 | $277 |
| Amica | $144 | $295 |
| Chubb | $148 | $297 |
| AIG | $163 | $408 |
| Farmers | $168 | $297 |
| UAIC | $168 | $212 |
2021 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $762 | $671 | $593 | $512 | $452 | $384 | $350 | $312 | $286 | $251 |
| Geico | $885 | $646 | $543 | $394 | $339 | $274 | $252 | $209 | $198 | $179 |
| Nationwide | $917 | $839 | $772 | $655 | $554 | $359 | $333 | $311 | $294 | $263 |
| Travelers | $1,073 | $773 | $611 | $471 | $416 | $302 | $276 | $255 | $236 | $203 |
| Allstate | $1,203 | $942 | $761 | $563 | $504 | $394 | $359 | $339 | $319 | $282 |
| Progressive | $1,628 | $1,315 | $1,091 | $606 | $528 | $426 | $379 | $338 | $311 | $267 |
| Farmers | $1,855 | $1,371 | $1,220 | $759 | $716 | $542 | $484 | $463 | $440 | $371 |
Cost of Car Insurance for 2020 Genesis G70
| Geico | $64 | $140 |
| National General | $82 | $168 |
| Travelers | $85 | $158 |
| State Farm | $87 | $182 |
| The Hartford | $103 | $175 |
| Nationwide | $104 | $182 |
| Progressive | $106 | $199 |
| AAA | $115 | $239 |
| Allstate | $117 | $227 |
| Kemper | $120 | $248 |
| Amica | $129 | $264 |
| Chubb | $133 | $266 |
| AIG | $146 | $365 |
| Farmers | $150 | $266 |
| UAIC | $151 | $190 |
2020 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $683 | $601 | $531 | $459 | $405 | $344 | $313 | $280 | $256 | $225 |
| Geico | $792 | $579 | $486 | $353 | $304 | $245 | $226 | $187 | $177 | $161 |
| Nationwide | $821 | $751 | $691 | $587 | $496 | $322 | $298 | $279 | $263 | $236 |
| Travelers | $961 | $692 | $548 | $421 | $373 | $270 | $247 | $228 | $211 | $182 |
| Allstate | $1,077 | $843 | $682 | $504 | $452 | $353 | $321 | $303 | $286 | $253 |
| Progressive | $1,458 | $1,178 | $977 | $543 | $473 | $382 | $340 | $303 | $279 | $239 |
| Farmers | $1,662 | $1,228 | $1,093 | $680 | $641 | $486 | $433 | $414 | $394 | $332 |
Cost of Car Insurance for 2019 Genesis G70
| Geico | $63 | $138 |
| National General | $81 | $165 |
| Travelers | $84 | $155 |
| State Farm | $86 | $179 |
| The Hartford | $101 | $172 |
| Nationwide | $103 | $179 |
| Progressive | $105 | $196 |
| AAA | $114 | $236 |
| Allstate | $116 | $224 |
| Kemper | $119 | $245 |
| Amica | $127 | $260 |
| Chubb | $131 | $262 |
| AIG | $143 | $360 |
| Farmers | $148 | $262 |
| UAIC | $148 | $187 |
2019 Genesis G70 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $672 | $592 | $524 | $452 | $399 | $339 | $308 | $275 | $252 | $222 |
| Geico | $781 | $570 | $479 | $348 | $299 | $242 | $223 | $184 | $174 | $158 |
| Nationwide | $809 | $740 | $681 | $578 | $489 | $317 | $294 | $274 | $259 | $232 |
| Travelers | $947 | $682 | $539 | $415 | $367 | $266 | $244 | $225 | $208 | $179 |
| Allstate | $1,061 | $831 | $671 | $497 | $445 | $348 | $317 | $299 | $282 | $249 |
| Progressive | $1,437 | $1,161 | $963 | $535 | $466 | $376 | $335 | $299 | $275 | $236 |
| Farmers | $1,637 | $1,209 | $1,077 | $669 | $632 | $478 | $427 | $408 | $388 | $327 |
Genesis G70 Insurance Cost by Trim
Coverage costs for the Genesis G70 vary by trim, ranging from $86 a month for minimum coverage on a 2.0t Advanced Sedan 4d to $286 for full coverage on a 3.3t Sport Advanced model. Performance features, rarity and market value determine where your specific trim falls within that range.
| 2.0t Advanced Sedan 4d | $86 | $168 |
| 2.0t Sport Sedan 4d | $97 | $188 |
| 2.0t Sedan 4d | $102 | $199 |
| 2.5t Standard | $123 | $239 |
| 3.3t Advanced Sedan 4d | $97 | $188 |
| 3.3t Design Edition Sedan 4d | $105 | $203 |
| 3.3t Dynamic Edition Sedan 4d | $108 | $210 |
| 3.3t Sedan 4d | $118 | $230 |
| 3.3t Launch Edition Sedan 4d | $120 | $233 |
| 3.3t Sport Advanced | $146 | $286 |
Genesis G70 Insurance Cost by State
Car insurance for a Genesis G70 costs as much as $228 a month in Louisiana or as little as $46 in Wyoming for minimum coverage. The difference comes down to each state's risk profile and regulations, not the vehicle itself.
| Alabama | $107 | $204 |
| Alaska | $83 | $176 |
| Arizona | $153 | $285 |
| Arkansas | $99 | $221 |
| California | $108 | $218 |
| Colorado | $112 | $268 |
| Connecticut | $145 | $250 |
| Delaware | $149 | $250 |
| Florida | $128 | $301 |
| Georgia | $165 | $272 |
| Hawaii | $57 | $129 |
| Idaho | $64 | $132 |
| Illinois | $104 | $194 |
| Indiana | $76 | $148 |
| Iowa | $69 | $166 |
| Kansas | $84 | $197 |
| Kentucky | $133 | $226 |
| Louisiana | $228 | $478 |
| Maine | $62 | $129 |
| Maryland | $163 | $277 |
| Massachusetts | $116 | $248 |
| Michigan | $186 | $364 |
| Minnesota | $94 | $200 |
| Mississippi | $108 | $212 |
| Missouri | $138 | $278 |
| Montana | $88 | $209 |
| Nebraska | $86 | $195 |
| Nevada | $191 | $346 |
| New Hampshire | $81 | $145 |
| New Jersey | $178 | $293 |
| New Mexico | $94 | $211 |
| New York | $136 | $245 |
| North Carolina | $99 | $195 |
| North Dakota | $76 | $166 |
| Ohio | $88 | $172 |
| Oklahoma | $112 | $249 |
| Oregon | $125 | $220 |
| Pennsylvania | $99 | $235 |
| Rhode Island | $135 | $243 |
| South Carolina | $114 | $213 |
| South Dakota | $68 | $209 |
| Tennessee | $86 | $176 |
| Texas | $144 | $296 |
| Utah | $118 | $202 |
| Vermont | $58 | $140 |
| Virginia | $105 | $170 |
| Washington | $101 | $188 |
| West Virginia | $103 | $208 |
| Wisconsin | $77 | $171 |
| Wyoming | $46 | $147 |
How to Lower the Cost of Genesis G70 Insurance
Here are proven strategies to help you find affordable Genesis G70 insurance rates:
- 1Choose the right coverage
How much coverage to buy for a Genesis G70 depends on how the vehicle is owned and the level of protection wanted. Drivers who own the vehicle outright may choose state minimum liability plus comprehensive and collision with a $1,000 deductible to help lower premiums.
Drivers who want broader coverage may prefer 100/300/100 liability limits with comprehensive and collision at a $500 deductible. Finance and lease agreements usually require 100/300/100 liability coverage, comprehensive and collision with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for performance sedans give G70 owners a baseline for comparison. The cheapest car insurance companies for the G70 can differ by hundreds of dollars a month, so get quotes from multiple insurers before choosing a policy.
- 3Look for more than just low rates
Quality car insurance requires more than a low premium. J.D. Power satisfaction ratings, forum discussions about claims handling, Better Business Bureau records and AM Best financial stability ratings all give a fuller picture of what an insurer delivers. Budget options often mean limited coverage or slower claims service on your Genesis G70.
- 4Find discounts you qualify for
Car insurance discounts lower Genesis G70 insurance costs. G70 owners may qualify for safety feature discounts on advanced driver assistance systems, good driver discounts for clean records, bundling savings when combining auto and home policies and anti-theft discounts for factory security systems.
- 5Evaluate alternative car insurance types
Genesis G70 owners who drive safely may see lower premiums through usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. Both track hard braking, rapid acceleration and nighttime driving to calculate discounts. Drivers with clean habits tend to see the biggest reductions.
- 6Check rates every year
Pull car insurance quotes from multiple companies every year. Your insurer won't notify you when competitors lower their prices, and yearly comparisons can cut Genesis G70 insurance costs by up to 24%. Rates shift often, so an annual check keeps you from overpaying.
Genesis G70 Insurance Cost: Bottom Line
Genesis G70 insurance costs more than average, but you'll still find decent rates with some effort. Shop multiple companies and claim available discounts to secure better pricing for your vehicle.
Genesis G70 Insurance Rates: FAQ
What is the average cost of car insurance for a Genesis G70?
Genesis G70 insurance costs $1,333 annually for minimum coverage and $2,598 for full coverage, working out to about $111 and $217 a month.
What company has the cheapest car insurance for a Genesis G70?
GEICO offers the most affordable Genesis G70 insurance at $876 annually for minimum coverage and $1,908 for full coverage.
Are Genesis G70s expensive to insure?
No, Genesis G70 insurance is not expensive compared to most vehicles. Among sedans, the G70 ranks 136th out of 199 for affordability; it places 585th out of 827 total vehicles tracked.
What factors affect insurance costs for Genesis G70s?
Several factors influence Genesis G70 insurance rates, with your personal profile at the top of the list. Your driving record and credit score affect premiums, as do your chosen coverage levels. The G70's luxury status and repair costs also factor into pricing.
How can I lower Genesis G70 insurance costs?
Compare quotes from multiple insurers since Genesis G70 pricing varies by hundreds of dollars between companies. Usage-based programs that reward safe driving, available discounts, policy bundling and a clean driving record all help bring costs down.
How We Determined Genesis G70 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Genesis G70 insurance costs.
Who We Based These Rates On
These Genesis G70 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!