Insurance premiums for a Ford Maverick average $203 monthly for full coverage and $104 for minimum coverage. Costs range from $82 to $274 monthly based on your trim and model year.
Ford Maverick Insurance Cost
Updated: May 13, 2026
Key Takeaways
GEICO offers the most affordable Ford Maverick insurance on average, though full coverage costs around $203 monthly and varies based on your model year and chosen insurer. Read more.
The Maverick ranks 33rd out of 40 pickup trucks for insurance affordability, placing it in the lower-middle tier for its vehicle type. Pickup trucks face higher premiums due to increased repair costs and theft risk. Read more.
Your Maverick's model year makes a notable difference in insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Maverick model years depending on the age of the drivers.
How Much Is Ford Maverick Insurance?
| Ford Maverick | $104 | $203 |
Looking for another Ford model? Read more about the cost of Ford car insurance models.
Monthly premiums for Ford Mavericks range from $78 for older models to $324 for the newest ones. Your car's age greatly affects insurance costs, and the Ford Maverick is no exception since newer vehicles have higher fair market values.
Insurance costs for a Ford Maverick depend on model year and company. Full coverage goes from $150 monthly with GEICO to $380 with AIG, while minimum coverage ranges from $69 with GEICO to $172 with UAIC.
With minimum coverage varying by over $103 and full coverage by over $230 across insurers, comparing quotes directly affects how much you pay. Each company calculates risk differently for the Maverick.
| AAA | $122 | $253 |
| AIG | $152 | $380 |
| Allstate | $125 | $241 |
| Amica | $129 | $263 |
| Chubb | $146 | $287 |
| Farmers | $169 | $301 |
| Geico | $69 | $150 |
| Kemper | $136 | $282 |
| Nationwide | $98 | $169 |
| Progressive | $97 | $181 |
| State Farm | $105 | $218 |
| The Hartford | $129 | $221 |
| Travelers | $90 | $165 |
| UAIC | $172 | $215 |
Is Ford Maverick Expensive to Insure?
MoneyGeek's analysis of pickup truck insurance costs ranks the Ford Maverick 33rd among 40 vehicles in affordability. Seven trucks are cheaper to insure. Monthly rates for the Maverick fall just below a Ford F-350 and just above a Ford F-250.
Among all 827 vehicles in MoneyGeek's database, the Maverick ranks 536th for affordability, placing it in the upper half for insurance costs. Pickup trucks cost more to insure than most vehicle types. The Suzuki SX4 is the cheapest pickup truck to insure; the Ram 2500 has the highest premiums.
| Hyundai Santa Cruz | $149 | 30 |
| Jeep Gladiator | $149 | 31 |
| Ford F-250 | $154 | 32 |
| Ford Maverick | $154 | 33 |
| Ford F-350 | $159 | 34 |
| Ram 3500 | $173 | 35 |
| Tesla Cybertruck | $174 | 36 |
Several factors affect what you'll pay for Ford Maverick insurance:
- Average repair or replacement costs: Ford's Maverick ranks as the 17th most expensive model to maintain out of 35, with repair costs averaging $824 annually. This moderate maintenance expense keeps insurance premiums more reasonable than higher-end Ford models.
- Vehicle trim, features and accessories: Engine choices range from 191 to 250 horsepower, with higher-performance trims carrying higher insurance rates. Higher horsepower trims cost more to insure than base configurations.
- Driver profile: Most Ford Maverick owners fall into the 30 to 40 age range, though younger drivers pay higher premiums. The truck's performance appeal is associated with higher-risk driving patterns that push rates up. Read more about the costs of Ford Mavericks for young drivers.
Ford Maverick Costs by Model Year and Driver Age by Insurance Company
Model year is a primary cost driver for Ford Maverick insurance. A 35- to 55-year-old driver pays about $203 monthly for full coverage on a Ford Maverick, though rates vary by model year. Teen and young adult drivers pay much higher premiums across all model years.
GEICO offers the most affordable rates across all Ford Maverick model years. Comparing quotes across insurers could save you hundreds of dollars monthly compared to average costs.
Cost of Car Insurance for 2025 Ford Maverick
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Ford Maverick Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $867 | $793 | $730 | $620 | $524 | $340 | $315 | $294 | $278 | $249 |
| State Farm | $960 | $845 | $747 | $645 | $570 | $484 | $439 | $392 | $359 | $316 |
| Geico | $976 | $712 | $598 | $434 | $374 | $302 | $278 | $230 | $218 | $198 |
| Travelers | $1,128 | $806 | $635 | $489 | $431 | $319 | $291 | $268 | $247 | $215 |
| Allstate | $1,287 | $1,009 | $814 | $602 | $539 | $420 | $382 | $361 | $340 | $301 |
| Progressive | $1,566 | $1,268 | $1,052 | $588 | $513 | $413 | $368 | $328 | $301 | $259 |
| Farmers | $2,205 | $1,627 | $1,446 | $881 | $829 | $624 | $561 | $534 | $509 | $429 |
Cost of Car Insurance for 2024 Ford Maverick
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Ford Maverick Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $706 | $646 | $595 | $504 | $426 | $277 | $256 | $239 | $226 | $202 |
| State Farm | $782 | $688 | $608 | $525 | $464 | $394 | $358 | $319 | $292 | $257 |
| Geico | $794 | $580 | $487 | $353 | $304 | $245 | $226 | $187 | $177 | $161 |
| Travelers | $918 | $656 | $517 | $398 | $350 | $259 | $237 | $218 | $201 | $175 |
| Allstate | $1,047 | $821 | $663 | $490 | $439 | $342 | $311 | $293 | $277 | $245 |
| Progressive | $1,275 | $1,032 | $857 | $478 | $418 | $336 | $299 | $267 | $245 | $211 |
| Farmers | $1,795 | $1,324 | $1,177 | $717 | $675 | $508 | $457 | $435 | $415 | $349 |
Cost of Car Insurance for 2023 Ford Maverick
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Ford Maverick Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $741 | $678 | $625 | $530 | $448 | $291 | $269 | $251 | $237 | $212 |
| State Farm | $751 | $660 | $584 | $504 | $445 | $378 | $344 | $307 | $281 | $247 |
| Geico | $792 | $577 | $485 | $352 | $303 | $245 | $225 | $187 | $176 | $160 |
| Travelers | $968 | $691 | $545 | $419 | $369 | $270 | $247 | $228 | $210 | $182 |
| Allstate | $1,112 | $872 | $702 | $518 | $464 | $362 | $329 | $311 | $293 | $259 |
| Progressive | $1,163 | $936 | $776 | $432 | $377 | $305 | $272 | $243 | $224 | $192 |
| Farmers | $1,774 | $1,312 | $1,167 | $716 | $675 | $510 | $457 | $436 | $415 | $349 |
Cost of Car Insurance for 2022 Ford Maverick
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Ford Maverick Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $694 | $635 | $585 | $496 | $419 | $272 | $252 | $235 | $222 | $199 |
| State Farm | $703 | $618 | $547 | $472 | $417 | $354 | $322 | $287 | $263 | $231 |
| Geico | $741 | $540 | $454 | $329 | $284 | $229 | $211 | $175 | $165 | $150 |
| Travelers | $906 | $647 | $510 | $392 | $346 | $253 | $231 | $213 | $197 | $170 |
| Allstate | $1,041 | $817 | $657 | $485 | $435 | $339 | $308 | $291 | $274 | $243 |
| Progressive | $1,088 | $877 | $727 | $404 | $353 | $285 | $254 | $227 | $209 | $180 |
| Farmers | $1,660 | $1,229 | $1,093 | $670 | $632 | $478 | $428 | $408 | $389 | $327 |
Ford Maverick Insurance Cost by Trim
Insurance costs for your Ford Maverick range from $82 monthly for minimum coverage on base XL Supercrew Pickup 4D 4 1/2 Ft models to $274 for full coverage on high-performance Tremor variants. Performance features and market value push higher trims toward the top of that range.
| Xl Supercrew Pickup 4d 4 1/2 Ft | $82 | $159 |
| Xl Pickup 4d 4 1/2 Ft | $89 | $174 |
| Xl | $91 | $178 |
| Xlt Supercrew Pickup 4d 4 1/2 Ft | $92 | $179 |
| Xlt Pickup 4d 4 1/2 Ft | $97 | $188 |
| Xlt | $99 | $193 |
| Lariat Supercrew Pickup 4d 4 1/2 Ft | $100 | $195 |
| Lariat Pickup 4d 4 1/2 Ft | $107 | $208 |
| Lobo | $123 | $241 |
| Lariat | $125 | $244 |
| Tremor | $141 | $274 |
Ford Maverick Insurance Cost by State
Car insurance for a Ford Maverick costs as little as $37 per month in Wyoming or as much as $202 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not anything about the Maverick itself.
| Alabama | $88 | $168 |
| Alaska | $73 | $155 |
| Arizona | $126 | $236 |
| Arkansas | $89 | $199 |
| California | $103 | $210 |
| Colorado | $106 | $252 |
| Connecticut | $139 | $241 |
| Delaware | $139 | $234 |
| Florida | $129 | $299 |
| Georgia | $169 | $274 |
| Hawaii | $54 | $122 |
| Idaho | $57 | $117 |
| Illinois | $92 | $173 |
| Indiana | $71 | $139 |
| Iowa | $60 | $146 |
| Kansas | $78 | $182 |
| Kentucky | $125 | $214 |
| Louisiana | $202 | $431 |
| Maine | $54 | $112 |
| Maryland | $152 | $257 |
| Massachusetts | $102 | $217 |
| Michigan | $164 | $314 |
| Minnesota | $83 | $173 |
| Mississippi | $99 | $193 |
| Missouri | $127 | $257 |
| Montana | $83 | $196 |
| Nebraska | $76 | $173 |
| Nevada | $191 | $344 |
| New Hampshire | $71 | $127 |
| New Jersey | $165 | $273 |
| New Mexico | $90 | $203 |
| New York | $130 | $233 |
| North Carolina | $85 | $167 |
| North Dakota | $62 | $136 |
| Ohio | $79 | $154 |
| Oklahoma | $100 | $221 |
| Oregon | $125 | $219 |
| Pennsylvania | $87 | $206 |
| Rhode Island | $125 | $224 |
| South Carolina | $106 | $199 |
| South Dakota | $58 | $175 |
| Tennessee | $83 | $169 |
| Texas | $134 | $277 |
| Utah | $118 | $203 |
| Vermont | $47 | $112 |
| Virginia | $96 | $157 |
| Washington | $95 | $176 |
| West Virginia | $87 | $180 |
| Wisconsin | $70 | $155 |
| Wyoming | $37 | $117 |
How to Lower the Cost of Ford Maverick Insurance
We've compiled the best strategies to help you find better rates on Ford Maverick insurance:
- 1Choose the right coverage
You'll need to determine how much coverage to buy for your Ford Maverick based on ownership status. Own your truck? Get state minimum liability plus comprehensive and collision with a $1,000 deductible for lower premiums. Want enhanced protection? Go with 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for compact trucks give you a baseline for what to expect on your Ford Maverick. Use that figure to identify cheapest car insurance companies offering lower-than-average rates for your profile.
- 3Look for more than just low rates
The right car insurance for your Ford Maverick goes beyond the lowest quote. Compare J.D. Power satisfaction ratings, forum discussions about claims processing, Better Business Bureau complaints and AM Best financial stability ratings. Budget insurers often have fewer coverage options and slower claims service.
- 4Explore discounts you qualify for
Several car insurance discounts apply to Ford Maverick owners. Truck owners often qualify for safety features discounts, multi-vehicle savings, bundling discounts when combining auto and home policies and good driver rewards. Stacking multiple discounts can bring your premium down noticeably.
- 5Consider alternative car insurance types
Ford Maverick owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These telematics options track your driving habits and deliver premium reductions for safe behaviors. Low-mileage drivers often see the biggest savings from these monitoring programs.
- 6Check rates every year
Get car insurance quotes from multiple companies annually for competitive pricing. Your current insurer won't notify you when competitors lower their rates, and switching could save up to 24% on your Ford Maverick insurance. An annual quote comparison is the most reliable way to confirm you're not overpaying.
Ford Maverick Insurance Cost: Bottom Line
Ford Maverick insurance runs average in cost, but lower rates are available. Comparing multiple insurers, claiming available discounts and adjusting coverage options can cut your premium noticeably.
Ford Maverick Insurance Rates: FAQ
What is the average cost of car insurance for a Ford Maverick?
Ford Maverick insurance costs $1,253 annually for minimum coverage and $2,440 for full coverage, translating to monthly premiums of $104 and $203.
What company has the cheapest car insurance for a Ford Maverick?
GEICO provides the most affordable auto insurance for Ford Maverick owners at $828 annually for minimum coverage and $1,799 for full coverage.
Are Ford Mavericks expensive to insure?
No, Ford Maverick insurance is not expensive compared to most vehicles. The Maverick ranks 536th out of 827 vehicles for affordability, placing it in the more affordable half of all models we track.
What factors affect insurance costs for Ford Mavericks?
Many factors affect Ford Maverick insurance premiums beyond the vehicle itself. Your driving record and credit score influence rates, along with the coverage levels you select. The Maverick's pickup truck classification and safety features also affect insurers' pricing.
How can I lower Ford Maverick insurance costs?
Compare quotes from multiple insurers since Ford Maverick costs differ between companies, and look into usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies and maintain a clean driving record to get better rates.
How We Determined Ford Maverick Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Ford Maverick insurance costs.
Who We Based These Rates On
These Ford Maverick prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.