Insurance premiums for a Chrysler 300 average $188 monthly for full coverage and $97 for minimum coverage. Depending on the trim and model year, costs can range from $56 to $687 monthly.
Chrysler 300 Insurance Cost
Updated: May 14, 2026
Key Takeaways
GEICO offers the most affordable Chrysler 300 insurance on average, though full coverage costs around $188 a month and varies based on your model year and chosen insurer. Read more.
The Chrysler 300 ranks 117th out of 199 sedans for insurance affordability, placing it in the middle tier for its vehicle type. Sedans tend to cost less to insure than SUVs due to lower repair costs and better safety ratings. Read more.
For the most accurate rates, get quotes tied to your 300's model year, and factor in driver age if you're adding a teen to your policy. Read MoneyGeek's analysis of rates by company for specific 300 model years depending on the age of the drivers.
How Much Is Chrysler 300 Insurance?
| Chrysler 300 | $97 | $188 |
Monthly premiums for a Chrysler 300 range from $78 for older models to $324 for the newest ones. Your car's age greatly affects insurance costs, and the Chrysler 300 is no exception. Newer models cost more to insure because they're worth more money.
| 2023 | $124 | $242 |
| 2022 | $103 | $202 |
| 2021 | $95 | $186 |
| 2020 | $85 | $166 |
| 2019 | $69 | $135 |
| 2018 | $111 | $214 |
| 2017 | $113 | $217 |
| 2016 | $93 | $179 |
| 2015 | $89 | $172 |
| 2014 | $81 | $157 |
| 2013 | $79 | $154 |
| 2012 | $83 | $160 |
| 2011 | $84 | $162 |
| 2010 | $91 | $176 |
| 2009 | $137 | $265 |
| 2008 | $128 | $247 |
| 2007 | $127 | $245 |
| 2006 | $126 | $243 |
| 2005 | $102 | $197 |
| 2004 | $65 | $125 |
| 2003 | $62 | $120 |
| 2002 | $62 | $120 |
| 2001 | $56 | $107 |
| 2000 | $63 | $120 |
Insurance costs for a Chrysler 300 depend on model year and company. Full coverage runs from $149 a month with GEICO to $357 with AIG, and minimum coverage from $69 with GEICO to $165 with UAIC.
Compare rates across insurers, as minimum coverage varies by over $96 and full coverage by over $208. Each company calculates risk differently for the Chrysler 300, which affects your final rate.
| AAA | $106 | $219 |
| AIG | $142 | $357 |
| Allstate | $114 | $222 |
| Amica | $119 | $243 |
| Chubb | $140 | $276 |
| Farmers | $138 | $243 |
| Geico | $69 | $149 |
| Kemper | $100 | $201 |
| Nationwide | $115 | $199 |
| Progressive | $103 | $193 |
| State Farm | $91 | $188 |
| The Hartford | $100 | $171 |
| Travelers | $89 | $164 |
| UAIC | $165 | $206 |
Is Chrysler 300 Expensive to Insure?
MoneyGeek's analysis of 199 sedans places the Chrysler 300 at 117th for affordability. It's positioned between the BMW 5-Series, which costs a few dollars less per month, and the Acura ILX, which runs slightly more expensive. This middle-tier placement among sedans gives you a solid baseline for comparison shopping.
Among all 827 vehicles in our database, the Chrysler 300 ranks 465th overall. The Saturn S-Series claims the most affordable sedan spot, while the Cadillac CTS-V commands the highest premiums in this category.
| Cadillac CTS | $141 | 114 |
| Hyundai Ioniq 6 | $142 | 115 |
| BMW 5-series | $142 | 116 |
| Chrysler 300 | $143 | 117 |
| Acura ILX | $143 | 118 |
| Lexus ES | $143 | 119 |
| Lincoln MKS | $145 | 120 |
Several factors affect what you'll pay for Chrysler 300 insurance:
- Average repair or replacement costs: As Chrysler's sixth most affordable model to maintain out of 10, the Chrysler 300 keeps repair costs reasonable at $788 annually, which helps control insurance premiums.
- Vehicle trim, features and accessories: The Chrysler 300's performance capabilities range from 292 to 485 horsepower depending on your trim level. Higher-performance trims cost more to insure, as greater horsepower leads to increased premiums.
- Driver profile: Most Chrysler 300 owners fall into the 35 to 45 age range, which generally means lower insurance rates than younger drivers pay. The car's performance reputation, though, attracts risk-taking behaviors that concern insurers. Read more about the costs of Chrysler 300s for young drivers.
Chrysler 300 Costs by Model Year and Driver Age by Insurance Company
Model year has a notable impact on Chrysler 300 insurance costs, with newer vehicles commanding much higher premiums than older ones. A 35- to 55-year-old driver with a 2000 Chrysler 300 pays around $134 a month for full coverage, while the same driver with a 2023 model pays $273 a month. Teen drivers and those in their early twenties will see higher rates across all model years.
GEICO consistently offers the most affordable rates across all Chrysler 300 model years. Quotes from multiple insurers could save you hundreds of dollars a month compared to average rates.
Recent model years:
Older models (2014 to 2018):
Cost of Car Insurance for 2023 Chrysler 300
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,000 | $880 | $778 | $673 | $593 | $504 | $458 | $409 | $374 | $329 |
| Nationwide | $1,114 | $1,021 | $939 | $798 | $674 | $437 | $405 | $378 | $357 | $320 |
| Geico | $1,125 | $821 | $690 | $502 | $431 | $349 | $322 | $266 | $251 | $228 |
| Travelers | $1,250 | $912 | $725 | $559 | $497 | $355 | $325 | $301 | $279 | $237 |
| Allstate | $1,295 | $1,017 | $823 | $610 | $547 | $427 | $388 | $367 | $347 | $306 |
| Progressive | $1,800 | $1,454 | $1,207 | $669 | $583 | $470 | $419 | $374 | $344 | $295 |
| Farmers | $1,936 | $1,438 | $1,280 | $802 | $758 | $579 | $514 | $492 | $468 | $392 |
Cost of Car Insurance for 2022 Chrysler 300
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $833 | $733 | $647 | $560 | $494 | $420 | $381 | $340 | $311 | $274 |
| Nationwide | $927 | $850 | $782 | $664 | $561 | $364 | $337 | $315 | $297 | $266 |
| Geico | $936 | $684 | $574 | $418 | $359 | $291 | $268 | $221 | $209 | $190 |
| Travelers | $1,040 | $759 | $604 | $465 | $414 | $295 | $271 | $251 | $233 | $197 |
| Allstate | $1,078 | $847 | $685 | $507 | $455 | $355 | $323 | $306 | $289 | $255 |
| Progressive | $1,498 | $1,211 | $1,005 | $557 | $486 | $392 | $349 | $311 | $287 | $246 |
| Farmers | $1,612 | $1,197 | $1,066 | $668 | $631 | $482 | $428 | $410 | $389 | $327 |
Cost of Car Insurance for 2021 Chrysler 300
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $766 | $674 | $595 | $515 | $454 | $386 | $351 | $313 | $286 | $252 |
| Nationwide | $853 | $781 | $719 | $611 | $516 | $334 | $310 | $289 | $273 | $245 |
| Geico | $861 | $629 | $528 | $384 | $330 | $267 | $246 | $203 | $192 | $174 |
| Travelers | $957 | $698 | $555 | $428 | $381 | $272 | $249 | $231 | $214 | $181 |
| Allstate | $992 | $779 | $630 | $467 | $419 | $327 | $297 | $281 | $266 | $235 |
| Progressive | $1,378 | $1,114 | $924 | $512 | $447 | $360 | $321 | $286 | $264 | $226 |
| Farmers | $1,483 | $1,101 | $980 | $614 | $581 | $443 | $394 | $377 | $358 | $301 |
Cost of Car Insurance for 2020 Chrysler 300
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $685 | $603 | $533 | $461 | $406 | $345 | $314 | $280 | $256 | $225 |
| Nationwide | $763 | $699 | $644 | $546 | $462 | $299 | $277 | $259 | $245 | $219 |
| Geico | $770 | $563 | $472 | $344 | $295 | $239 | $220 | $182 | $172 | $156 |
| Travelers | $856 | $624 | $497 | $383 | $340 | $243 | $223 | $206 | $191 | $162 |
| Allstate | $887 | $697 | $564 | $418 | $374 | $292 | $266 | $252 | $238 | $210 |
| Progressive | $1,233 | $996 | $827 | $458 | $400 | $322 | $287 | $256 | $236 | $202 |
| Farmers | $1,326 | $985 | $877 | $550 | $519 | $396 | $352 | $337 | $320 | $269 |
Cost of Car Insurance for 2019 Chrysler 300
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $559 | $492 | $435 | $376 | $332 | $282 | $256 | $229 | $209 | $184 |
| Nationwide | $623 | $570 | $525 | $446 | $377 | $244 | $226 | $211 | $200 | $179 |
| Geico | $629 | $459 | $386 | $281 | $241 | $195 | $180 | $148 | $140 | $127 |
| Travelers | $698 | $510 | $405 | $312 | $278 | $198 | $182 | $168 | $156 | $132 |
| Allstate | $724 | $568 | $460 | $341 | $306 | $239 | $217 | $205 | $194 | $171 |
| Progressive | $1,006 | $813 | $675 | $374 | $326 | $263 | $234 | $209 | $192 | $165 |
| Farmers | $1,082 | $804 | $715 | $449 | $424 | $323 | $287 | $275 | $261 | $219 |
Cost of Car Insurance for 2018 Chrysler 300
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $800 | $704 | $623 | $538 | $475 | $404 | $367 | $327 | $299 | $263 |
| Geico | $915 | $667 | $560 | $406 | $350 | $283 | $260 | $216 | $204 | $185 |
| Allstate | $1,123 | $880 | $713 | $530 | $475 | $369 | $336 | $318 | $301 | $265 |
| Travelers | $1,166 | $841 | $663 | $511 | $449 | $334 | $305 | $282 | $260 | $226 |
| Nationwide | $1,221 | $1,123 | $1,034 | $877 | $740 | $480 | $444 | $414 | $391 | $350 |
| Progressive | $1,497 | $1,204 | $997 | $553 | $483 | $390 | $348 | $311 | $286 | $245 |
| Farmers | $1,721 | $1,275 | $1,135 | $703 | $663 | $503 | $449 | $429 | $409 | $343 |
Cost of Car Insurance for 2017 Chrysler 300
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $813 | $715 | $633 | $547 | $483 | $410 | $373 | $333 | $304 | $268 |
| Geico | $930 | $678 | $569 | $413 | $356 | $287 | $265 | $219 | $207 | $189 |
| Allstate | $1,142 | $895 | $725 | $539 | $483 | $375 | $342 | $323 | $306 | $270 |
| Travelers | $1,185 | $855 | $674 | $519 | $457 | $340 | $310 | $286 | $264 | $229 |
| Nationwide | $1,242 | $1,142 | $1,051 | $892 | $752 | $488 | $452 | $421 | $398 | $356 |
| Progressive | $1,522 | $1,224 | $1,014 | $562 | $491 | $397 | $354 | $316 | $291 | $249 |
| Farmers | $1,750 | $1,296 | $1,154 | $715 | $674 | $511 | $457 | $436 | $415 | $349 |
Cost of Car Insurance for 2016 Chrysler 300
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $671 | $591 | $523 | $451 | $399 | $339 | $308 | $275 | $251 | $221 |
| Geico | $768 | $560 | $470 | $341 | $294 | $237 | $219 | $181 | $171 | $156 |
| Allstate | $943 | $739 | $598 | $445 | $399 | $310 | $282 | $267 | $252 | $223 |
| Travelers | $979 | $706 | $557 | $429 | $377 | $281 | $256 | $236 | $218 | $189 |
| Nationwide | $1,025 | $943 | $868 | $736 | $621 | $403 | $373 | $348 | $329 | $294 |
| Progressive | $1,257 | $1,010 | $837 | $464 | $405 | $328 | $292 | $261 | $240 | $206 |
| Farmers | $1,445 | $1,070 | $953 | $590 | $557 | $422 | $377 | $360 | $343 | $288 |
Cost of Car Insurance for 2015 Chrysler 300
| Geico | $106 | $228 |
| National General | $108 | $221 |
| State Farm | $152 | $315 |
| Kemper | $159 | $318 |
| Travelers | $161 | $295 |
| The Hartford | $164 | $279 |
| Amica | $167 | $342 |
| AAA | $168 | $348 |
| Allstate | $180 | $348 |
| Chubb | $187 | $368 |
| Progressive | $189 | $355 |
| AIG | $205 | $504 |
| Farmers | $220 | $390 |
| Nationwide | $232 | $400 |
| UAIC | $244 | $303 |
2015 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $672 | $591 | $523 | $452 | $399 | $339 | $308 | $275 | $251 | $221 |
| Geico | $714 | $521 | $437 | $317 | $273 | $221 | $203 | $169 | $159 | $145 |
| Travelers | $894 | $645 | $508 | $392 | $345 | $257 | $235 | $216 | $200 | $174 |
| Allstate | $898 | $705 | $571 | $425 | $381 | $296 | $270 | $255 | $241 | $213 |
| Nationwide | $906 | $833 | $767 | $650 | $549 | $356 | $330 | $307 | $290 | $260 |
| Progressive | $1,205 | $969 | $803 | $446 | $389 | $315 | $280 | $250 | $230 | $198 |
| Farmers | $1,478 | $1,080 | $965 | $599 | $566 | $430 | $385 | $368 | $350 | $296 |
Cost of Car Insurance for 2014 Chrysler 300
| Geico | $72 | $155 |
| National General | $73 | $150 |
| State Farm | $103 | $214 |
| Kemper | $108 | $216 |
| Travelers | $109 | $201 |
| The Hartford | $112 | $190 |
| Amica | $114 | $233 |
| AAA | $114 | $237 |
| Allstate | $123 | $237 |
| Chubb | $128 | $251 |
| Progressive | $129 | $242 |
| AIG | $140 | $343 |
| Farmers | $150 | $265 |
| Nationwide | $158 | $272 |
| UAIC | $166 | $206 |
2014 Chrysler 300 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $627 | $552 | $488 | $421 | $372 | $316 | $287 | $256 | $234 | $206 |
| Geico | $666 | $486 | $408 | $296 | $255 | $206 | $190 | $157 | $149 | $135 |
| Nationwide | $778 | $714 | $657 | $558 | $471 | $305 | $283 | $264 | $249 | $223 |
| Travelers | $801 | $580 | $458 | $354 | $312 | $230 | $210 | $194 | $179 | $155 |
| Allstate | $821 | $645 | $522 | $388 | $348 | $271 | $247 | $234 | $221 | $195 |
| Progressive | $1,115 | $898 | $744 | $413 | $360 | $291 | $259 | $232 | $213 | $183 |
| Farmers | $1,339 | $979 | $875 | $545 | $515 | $392 | $350 | $335 | $319 | $269 |
Chrysler 300 Insurance Cost by Trim
Your Chrysler 300's trim level affects insurance costs based on performance features, rarity and market value. Monthly premiums range from $61 a month for minimum coverage on base models like the M to $687 for full coverage on high-performance variants like the Hellcat Jailbreak Widebody.
| M | $61 | $119 |
| Motown Sedan 4d | $71 | $137 |
| Uptown Edition Sedan 4d | $75 | $146 |
| Touring Plus Sedan 4d | $77 | $148 |
| C Varvatos Collection Limited Edition Sedan 4d | $79 | $154 |
| C Luxury Series Sedan 4d | $81 | $158 |
| Touring Signature Sedan 4d | $82 | $159 |
| Srt8 Core Sedan 4d | $82 | $161 |
| C John Varvatos Luxury Sedan 4d | $83 | $161 |
| Limited Anniversary Pkg Sedan 4d | $84 | $161 |
| S Glacier Sedan 4d | $84 | $163 |
| Sedan 4d | $85 | $165 |
| S Sedan 4d | $86 | $166 |
| Touring Sedan 4d | $86 | $168 |
| C Varvatos Collection Luxury Sedan 4d | $89 | $172 |
| Limited Sedan 4d | $90 | $174 |
| C John Varvatos Limited Edition Sedan 4d | $92 | $179 |
| Touring L Sedan 4d | $93 | $181 |
| C Sedan 4d | $94 | $182 |
| S Alloy Edition Sedan 4d | $96 | $185 |
| S V6 Sedan 4d | $102 | $198 |
| Lx Sedan 4d | $105 | $202 |
| S V8 Sedan 4d | $118 | $231 |
| C Platinum Sedan 4d | $123 | $237 |
| Srt8 Sedan 4d | $169 | $327 |
| C Srt8 Sedan 4d | $240 | $462 |
Chrysler 300 Insurance Cost by State
Car insurance for a Chrysler 300 ranges from $51 a month in Wyoming to $280 a month in Louisiana for minimum coverage. These location-based differences stem from the risk characteristics of where you live and how your state regulates insurance, not the model itself.
| Alabama | $81 | $153 |
| Alaska | $69 | $147 |
| Arizona | $118 | $220 |
| Arkansas | $77 | $173 |
| California | $89 | $181 |
| Colorado | $91 | $220 |
| Connecticut | $134 | $230 |
| Delaware | $139 | $233 |
| Florida | $132 | $307 |
| Georgia | $147 | $241 |
| Hawaii | $50 | $114 |
| Idaho | $53 | $107 |
| Illinois | $89 | $167 |
| Indiana | $61 | $119 |
| Iowa | $52 | $125 |
| Kansas | $67 | $157 |
| Kentucky | $120 | $203 |
| Louisiana | $192 | $415 |
| Maine | $50 | $103 |
| Maryland | $154 | $260 |
| Massachusetts | $97 | $204 |
| Michigan | $151 | $290 |
| Minnesota | $79 | $163 |
| Mississippi | $84 | $166 |
| Missouri | $111 | $222 |
| Montana | $66 | $157 |
| Nebraska | $67 | $153 |
| Nevada | $172 | $311 |
| New Hampshire | $67 | $118 |
| New Jersey | $160 | $263 |
| New Mexico | $78 | $174 |
| New York | $120 | $216 |
| North Carolina | $79 | $155 |
| North Dakota | $55 | $120 |
| Ohio | $73 | $142 |
| Oklahoma | $89 | $199 |
| Oregon | $120 | $209 |
| Pennsylvania | $83 | $195 |
| Rhode Island | $119 | $212 |
| South Carolina | $100 | $187 |
| South Dakota | $50 | $153 |
| Tennessee | $74 | $150 |
| Texas | $126 | $258 |
| Utah | $103 | $175 |
| Vermont | $43 | $103 |
| Virginia | $91 | $148 |
| Washington | $89 | $167 |
| West Virginia | $83 | $168 |
| Wisconsin | $61 | $135 |
| Wyoming | $35 | $109 |
How to Lower the Cost of Chrysler 300 Insurance
Lower your Chrysler 300 insurance costs with these strategies:
- 1Choose the right coverage
Determine how much coverage to buy for your 300. Own your Chrysler outright? You can purchase your state's minimum liability requirements and add comprehensive and collision coverage with a $1,000 deductible to reduce costs. For higher coverage limits, consider 100/300/100 liability limits with comprehensive and collision at a $500 deductible. Financing or leasing your 300 means your lender requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, and gap insurance.
- 2Research costs and cheap companies
Check average auto insurance costs for performance sedans to know what you should pay. Use this baseline when shopping for affordable insurers.
- 3Look for more than just low rates
Choose dependable car insurance by evaluating insurers beyond their quotes. Review J.D. Power satisfaction ratings, read forum feedback on claims processing, examine Better Business Bureau complaints and verify AM Best financial stability. Budget insurers often have limited coverage or slow service.
- 4Explore discounts you qualify for
Look for car insurance discounts. Chrysler 300 owners qualify for safety features, multi-vehicle, bundling, anti-theft and good driver discounts.
- 5Consider alternative car insurance types
Usage-based insurance programs like GEICO DriveEasy monitor safe driving and can reduce your premiums.
- 6Check rates every year
Request car insurance quotes from at least three companies annually. Your insurer won't tell you when competitors drop their prices, so regular comparisons save up to 24% on your Chrysler 300 insurance.
Chrysler 300 Insurance Cost: Bottom Line
Chrysler 300 insurance costs run about average compared to other vehicles, but decent rates are still available. Get quotes from multiple insurers and look into available discounts to help you land better pricing for your coverage.
Chrysler 300 Insurance Rates: FAQ
What is the average cost of car insurance for a Chrysler 300?
Insurance for a Chrysler 300 averages $1,165 annually for state minimum coverage and $2,256 for full coverage. Monthly, drivers can expect to pay around $97 for minimum and $188 for comprehensive protection.
What company has the cheapest car insurance for a Chrysler 300?
GEICO provides the most affordable minimum coverage for a Chrysler 300 at $828 annually. The insurer also has the best value for full coverage at $1,791 per year.
Are Chrysler 300s expensive to insure?
No, Chrysler 300 insurance is not more expensive than most vehicles. The 300 ranks 117th out of 199 sedans for affordability and 465th out of 827 across all vehicle types we track.
What factors affect insurance costs for Chrysler 300s?
Several factors affect your Chrysler 300 insurance rates. The vehicle's luxury features and higher repair costs from specialized parts increase premiums. Your driving record, credit score and coverage selections all affect what you pay a month.
How can I lower Chrysler 300 insurance costs?
Get quotes from multiple insurers, as Chrysler 300 pricing can differ widely between companies, and look into usage-based programs that monitor your driving behavior. Maximize available discounts, bundle policies with the same carrier and maintain a clean driving record to get better rates.
How We Determined Chrysler 300 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Chrysler 300 insurance costs.
Who We Based These Rates On
These Chrysler 300 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he produces original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data. No insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). His career began in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.