Insurance premiums for a Cadillac XT5 average $211 monthly for full coverage and $109 for minimum coverage. Costs can range from $86 to $278 a month depending on the trim and model year.
Cadillac XT5 Insurance Cost
Updated: May 12, 2026
Key Takeaways
GEICO offers the most affordable rates on average for Cadillac XT5 owners, though full coverage averages $211 a month and can vary based on model year and chosen insurer. Read more.
The XT5 ranks 164th out of 256 SUVs for insurance affordability, placing it in the upper-middle tier for its vehicle type. SUVs tend to cost more to insure due to higher repair costs and theft risk, putting the XT5 above the overall vehicle average. Read more.
Your XT5's model year makes a big difference in insurance rates, especially with a teen driver on the policy. Read MoneyGeek's analysis of rates by company for specific XT5 model years depending on the age of the drivers.
How Much Is Cadillac XT5 Insurance?
| Cadillac Xt5 | $109 | $211 |
Looking for another Cadillac model? Read more about the cost of Cadillac car insurance models.
Monthly premiums for the Cadillac XT5 range from $88 for older models to $278 for newer models. Your car's age greatly affects insurance costs, and the XT5 is no exception since newer vehicles have higher fair market values.
Insurance costs for a Cadillac XT5 depend on model year and company. Full coverage ranges from $161 a month with GEICO to $363 with AIG, while minimum coverage runs $74 with GEICO to $170 with UAIC.
The gap is worth noting: minimum coverage varies by $96 between insurers, and full coverage varies by more than $202. Each company calculates risk differently for the XT5, so comparing quotes is the best way to find the lowest rate.
| AAA | $118 | $244 |
| AIG | $147 | $363 |
| Allstate | $136 | $262 |
| Amica | $124 | $254 |
| Chubb | $135 | $268 |
| Farmers | $162 | $287 |
| Geico | $74 | $161 |
| Kemper | $121 | $248 |
| Nationwide | $108 | $186 |
| Progressive | $114 | $214 |
| State Farm | $105 | $219 |
| The Hartford | $113 | $193 |
| Travelers | $88 | $161 |
| UAIC | $170 | $213 |
Is Cadillac XT5 Expensive to Insure?
MoneyGeek's analysis of 256 SUVs places the Cadillac XT5 at 164th for insurance affordability, meaning 163 SUVs cost less to insure. At full coverage rates, it runs a few dollars a month more than a BMW X2 and less than a Volvo C40 Recharge.
Among all 827 vehicles in MoneyGeek's database, the XT5 ranks 570th, putting it on the pricier end overall. The Isuzu Amigo is the most affordable SUV to insure; the Audi SQ8 e-tron carries the highest premiums in the category.
| Hyundai Palisade | $158 | 161 |
| Kia Telluride | $159 | 162 |
| BMW X2 | $160 | 163 |
| Cadillac XT5 | $160 | 164 |
| Volvo C40 Recharge | $160 | 165 |
| Porsche Cayenne | $161 | 166 |
| Land Rover Range Rover Velar | $161 | 166 |
| Cadillac Lyriq | $161 | 167 |
Several factors affect what you'll pay for Cadillac XT5 insurance:
- Average repair or replacement costs: The XT5's luxury components and advanced technology make maintenance expenses higher than those of non-luxury vehicles, though costs vary by model year and trim level.
- Vehicle trim, features and accessories: Performance capabilities vary across trims, with horsepower ranging from 235 to 310 depending on the model. Higher-performance variants with more powerful engines can carry higher insurance premiums due to increased risk.
- Driver profile: Most XT5 drivers fall into the 45 to 55 age range, which can qualify for lower insurance rates due to responsible driving habits. The vehicle's performance reputation can also attract risk-taking behaviors that give insurers pause. Read more about the costs of Cadillac XT5s for young drivers.
Cadillac XT5 Costs by Model Year and Driver Age by Insurance Company
A 2017 Cadillac XT5 costs an average of $192 a month to insure for drivers aged 35 to 55, while a 2025 model averages $227 a month. Model year and driver age both affect XT5 insurance costs, with newer vehicles carrying higher premiums. Teen and young adult drivers pay notably higher rates regardless of model year.
Compare quotes among insurers to reduce what you pay for XT5 coverage. GEICO offers the lowest rates for all model years and could save certain drivers hundreds of dollars a month versus other insurers.
Recent model years:
Older models (2017 to 2020):
Cost of Car Insurance for 2025 Cadillac XT5
| Geico | $140 | $306 |
| National General | $240 | $491 |
| The Hartford | $244 | $416 |
| State Farm | $257 | $537 |
| Kemper | $258 | $513 |
| Travelers | $284 | $532 |
| AAA | $309 | $641 |
| Allstate | $313 | $617 |
| Progressive | $321 | $603 |
| Nationwide | $360 | $624 |
| Amica | $362 | $742 |
| UAIC | $375 | $475 |
| Farmers | $394 | $700 |
| AIG | $422 | $1,089 |
| Chubb | $443 | $885 |
2025 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $745 | $681 | $627 | $532 | $450 | $292 | $271 | $253 | $239 | $214 |
| State Farm | $813 | $715 | $632 | $547 | $482 | $410 | $372 | $332 | $304 | $268 |
| Geico | $829 | $607 | $510 | $371 | $319 | $258 | $237 | $196 | $186 | $169 |
| Travelers | $961 | $695 | $550 | $424 | $375 | $274 | $251 | $232 | $214 | $185 |
| Allstate | $1,183 | $926 | $746 | $550 | $492 | $384 | $348 | $328 | $309 | $274 |
| Progressive | $1,387 | $1,123 | $932 | $520 | $453 | $366 | $326 | $291 | $267 | $230 |
| Farmers | $1,727 | $1,277 | $1,137 | $711 | $671 | $510 | $454 | $434 | $413 | $347 |
Cost of Car Insurance for 2024 Cadillac XT5
| Geico | $131 | $287 |
| National General | $224 | $460 |
| The Hartford | $228 | $390 |
| State Farm | $241 | $503 |
| Kemper | $241 | $480 |
| Travelers | $266 | $498 |
| AAA | $289 | $600 |
| Allstate | $293 | $577 |
| Progressive | $300 | $564 |
| Nationwide | $337 | $584 |
| Amica | $338 | $695 |
| UAIC | $351 | $445 |
| Farmers | $369 | $655 |
| AIG | $395 | $1,019 |
| Chubb | $414 | $828 |
2024 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $717 | $656 | $604 | $513 | $433 | $281 | $261 | $244 | $230 | $206 |
| State Farm | $784 | $689 | $609 | $527 | $465 | $395 | $359 | $320 | $293 | $258 |
| Geico | $799 | $585 | $491 | $357 | $307 | $248 | $229 | $189 | $179 | $162 |
| Travelers | $927 | $670 | $530 | $409 | $361 | $264 | $242 | $223 | $206 | $178 |
| Allstate | $1,141 | $893 | $719 | $530 | $474 | $370 | $335 | $316 | $298 | $264 |
| Progressive | $1,337 | $1,082 | $898 | $501 | $437 | $352 | $314 | $280 | $258 | $221 |
| Farmers | $1,665 | $1,231 | $1,095 | $685 | $646 | $491 | $438 | $419 | $398 | $335 |
Cost of Car Insurance for 2023 Cadillac XT5
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,072 | $943 | $834 | $720 | $636 | $541 | $491 | $438 | $401 | $353 |
| Nationwide | $1,127 | $1,029 | $949 | $805 | $680 | $441 | $409 | $381 | $360 | $322 |
| Geico | $1,208 | $881 | $740 | $537 | $462 | $373 | $344 | $285 | $269 | $245 |
| Travelers | $1,272 | $909 | $716 | $550 | $484 | $356 | $325 | $300 | $277 | $240 |
| Allstate | $1,682 | $1,316 | $1,057 | $778 | $696 | $542 | $492 | $464 | $437 | $387 |
| Progressive | $2,088 | $1,683 | $1,395 | $773 | $674 | $544 | $485 | $432 | $398 | $341 |
| Farmers | $2,328 | $1,727 | $1,538 | $964 | $910 | $695 | $619 | $592 | $563 | $472 |
Cost of Car Insurance for 2022 Cadillac XT5
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,017 | $895 | $791 | $684 | $603 | $513 | $466 | $416 | $380 | $335 |
| Nationwide | $1,070 | $977 | $901 | $764 | $645 | $418 | $388 | $362 | $342 | $306 |
| Geico | $1,147 | $836 | $702 | $509 | $439 | $354 | $326 | $270 | $255 | $232 |
| Travelers | $1,207 | $863 | $679 | $522 | $460 | $338 | $309 | $285 | $263 | $228 |
| Allstate | $1,596 | $1,249 | $1,003 | $738 | $661 | $515 | $467 | $441 | $415 | $367 |
| Progressive | $1,981 | $1,597 | $1,324 | $734 | $640 | $517 | $460 | $410 | $378 | $324 |
| Farmers | $2,209 | $1,639 | $1,459 | $914 | $863 | $660 | $587 | $562 | $534 | $448 |
Cost of Car Insurance for 2021 Cadillac XT5
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $947 | $833 | $737 | $636 | $562 | $478 | $434 | $387 | $354 | $312 |
| Nationwide | $996 | $910 | $838 | $711 | $601 | $390 | $361 | $337 | $318 | $285 |
| Geico | $1,068 | $778 | $654 | $474 | $408 | $330 | $304 | $251 | $238 | $216 |
| Travelers | $1,123 | $803 | $633 | $486 | $428 | $315 | $287 | $265 | $244 | $212 |
| Allstate | $1,486 | $1,163 | $934 | $687 | $615 | $479 | $435 | $410 | $386 | $342 |
| Progressive | $1,845 | $1,487 | $1,233 | $683 | $596 | $481 | $428 | $382 | $351 | $301 |
| Farmers | $2,057 | $1,526 | $1,359 | $851 | $804 | $614 | $547 | $523 | $497 | $417 |
Cost of Car Insurance for 2020 Cadillac XT5
| Geico | $75 | $162 |
| National General | $77 | $158 |
| Travelers | $87 | $159 |
| State Farm | $104 | $217 |
| Nationwide | $109 | $189 |
| AAA | $115 | $238 |
| Progressive | $116 | $217 |
| The Hartford | $116 | $198 |
| Amica | $120 | $245 |
| Kemper | $123 | $253 |
| Chubb | $129 | $255 |
| Allstate | $138 | $265 |
| AIG | $143 | $353 |
| Farmers | $163 | $287 |
| UAIC | $172 | $215 |
2020 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $816 | $718 | $635 | $549 | $484 | $412 | $374 | $334 | $305 | $269 |
| Nationwide | $858 | $784 | $723 | $613 | $518 | $336 | $311 | $290 | $274 | $245 |
| Geico | $920 | $671 | $563 | $409 | $352 | $284 | $262 | $217 | $205 | $186 |
| Travelers | $968 | $692 | $545 | $419 | $369 | $271 | $248 | $228 | $211 | $183 |
| Allstate | $1,281 | $1,002 | $805 | $592 | $530 | $413 | $375 | $354 | $333 | $294 |
| Progressive | $1,590 | $1,282 | $1,062 | $589 | $513 | $415 | $369 | $329 | $303 | $260 |
| Farmers | $1,773 | $1,315 | $1,171 | $734 | $693 | $529 | $471 | $451 | $428 | $359 |
Cost of Car Insurance for 2019 Cadillac XT5
| Geico | $60 | $132 |
| National General | $103 | $212 |
| The Hartford | $105 | $179 |
| State Farm | $111 | $232 |
| Kemper | $111 | $221 |
| Travelers | $122 | $229 |
| AAA | $133 | $277 |
| Allstate | $135 | $266 |
| Progressive | $138 | $260 |
| Nationwide | $155 | $269 |
| Amica | $156 | $320 |
| UAIC | $162 | $205 |
| Farmers | $170 | $302 |
| AIG | $182 | $469 |
| Chubb | $191 | $381 |
2019 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $729 | $642 | $568 | $490 | $433 | $368 | $334 | $298 | $273 | $240 |
| Nationwide | $767 | $701 | $646 | $548 | $463 | $300 | $278 | $259 | $245 | $219 |
| Geico | $822 | $599 | $504 | $365 | $315 | $254 | $234 | $194 | $183 | $167 |
| Travelers | $865 | $619 | $487 | $374 | $330 | $243 | $221 | $204 | $188 | $164 |
| Allstate | $1,145 | $896 | $719 | $529 | $474 | $369 | $335 | $316 | $297 | $263 |
| Progressive | $1,421 | $1,146 | $950 | $526 | $459 | $371 | $330 | $294 | $271 | $232 |
| Farmers | $1,585 | $1,175 | $1,047 | $656 | $619 | $473 | $421 | $403 | $383 | $321 |
Cost of Car Insurance for 2018 Cadillac XT5
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $658 | $579 | $512 | $442 | $390 | $332 | $301 | $269 | $246 | $217 |
| Nationwide | $692 | $632 | $582 | $494 | $417 | $271 | $251 | $234 | $221 | $198 |
| Geico | $742 | $540 | $454 | $329 | $284 | $229 | $211 | $175 | $165 | $150 |
| Travelers | $780 | $558 | $439 | $338 | $297 | $219 | $200 | $184 | $170 | $148 |
| Allstate | $1,032 | $808 | $649 | $477 | $427 | $333 | $302 | $285 | $268 | $237 |
| Progressive | $1,281 | $1,033 | $856 | $475 | $414 | $334 | $298 | $265 | $244 | $209 |
| Farmers | $1,429 | $1,060 | $944 | $591 | $558 | $427 | $380 | $363 | $345 | $290 |
Cost of Car Insurance for 2017 Cadillac XT5
| Geico | $58 | $126 |
| National General | $72 | $148 |
| Travelers | $82 | $152 |
| State Farm | $85 | $177 |
| Progressive | $91 | $171 |
| Nationwide | $98 | $170 |
| Kemper | $99 | $201 |
| The Hartford | $102 | $173 |
| AAA | $104 | $216 |
| Amica | $112 | $229 |
| Allstate | $116 | $225 |
| Chubb | $128 | $255 |
| AIG | $132 | $333 |
| UAIC | $136 | $170 |
| Farmers | $140 | $248 |
2017 Cadillac XT5 Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $703 | $619 | $547 | $473 | $417 | $355 | $322 | $288 | $263 | $231 |
| Nationwide | $761 | $696 | $641 | $544 | $460 | $298 | $276 | $257 | $243 | $218 |
| Geico | $776 | $565 | $475 | $344 | $297 | $240 | $221 | $183 | $173 | $157 |
| Travelers | $848 | $605 | $477 | $366 | $322 | $236 | $215 | $198 | $183 | $159 |
| Allstate | $1,011 | $794 | $637 | $467 | $418 | $327 | $296 | $280 | $263 | $233 |
| Progressive | $1,367 | $1,102 | $913 | $507 | $442 | $357 | $318 | $284 | $261 | $224 |
| Farmers | $1,467 | $1,088 | $969 | $606 | $571 | $436 | $388 | $371 | $353 | $296 |
Cadillac XT5 Insurance Cost by Trim
Insurance costs for a Cadillac XT5 range from $86 a month for minimum coverage on Sport Utility 4D models to $273 for full coverage on Sport SUV 4D variants. Performance features and market value determine where your trim falls in that range.
| Luxury | $117 | $229 |
| Premium Luxury | $87 | $171 |
| Sport | $98 | $192 |
| Sport Utility 4d | $86 | $166 |
| Luxury Sport Utility 4d | $103 | $200 |
| Platinum Sport Utility 4d | $107 | $208 |
| Premium Luxury Sport Utility 4d | $113 | $218 |
| Sport Suv 4d | $141 | $273 |
Cadillac XT5 Insurance Cost by State
Car insurance for a Cadillac XT5 costs as much as $205 monthly in Louisiana or as little as $43 in Wyoming for minimum coverage. Your state's risk characteristics and insurance regulations drive these differences, not the vehicle itself.
| Alabama | $90 | $171 |
| Alaska | $78 | $165 |
| Arizona | $126 | $236 |
| Arkansas | $89 | $200 |
| California | $99 | $200 |
| Colorado | $107 | $255 |
| Connecticut | $146 | $252 |
| Delaware | $142 | $239 |
| Florida | $135 | $315 |
| Georgia | $157 | $263 |
| Hawaii | $56 | $127 |
| Idaho | $56 | $115 |
| Illinois | $98 | $184 |
| Indiana | $69 | $135 |
| Iowa | $61 | $149 |
| Kansas | $79 | $186 |
| Kentucky | $130 | $222 |
| Louisiana | $205 | $438 |
| Maine | $58 | $120 |
| Maryland | $159 | $269 |
| Massachusetts | $108 | $228 |
| Michigan | $168 | $322 |
| Minnesota | $87 | $180 |
| Mississippi | $94 | $187 |
| Missouri | $131 | $263 |
| Montana | $80 | $191 |
| Nebraska | $79 | $180 |
| Nevada | $194 | $351 |
| New Hampshire | $76 | $135 |
| New Jersey | $172 | $284 |
| New Mexico | $90 | $202 |
| New York | $135 | $242 |
| North Carolina | $83 | $163 |
| North Dakota | $67 | $145 |
| Ohio | $80 | $154 |
| Oklahoma | $101 | $226 |
| Oregon | $123 | $215 |
| Pennsylvania | $94 | $221 |
| Rhode Island | $133 | $237 |
| South Carolina | $112 | $209 |
| South Dakota | $58 | $177 |
| Tennessee | $84 | $170 |
| Texas | $135 | $275 |
| Utah | $117 | $200 |
| Vermont | $50 | $118 |
| Virginia | $105 | $171 |
| Washington | $98 | $183 |
| West Virginia | $97 | $197 |
| Wisconsin | $70 | $154 |
| Wyoming | $43 | $133 |
How to Lower the Cost of Cadillac XT5 Insurance
We've compiled proven strategies to help you find better rates on Cadillac XT5 insurance:
- 1Choose the right coverage
Decide how much coverage to buy for your Cadillac XT5 based on your ownership situation. Drivers who own the vehicle outright can carry state minimum liability plus comprehensive and collision with a $1,000 deductible to keep premiums lower. Drivers who want more protection can move up to 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Know the average auto insurance costs for luxury SUVs before shopping for the cheapest car insurance companies with competitive rates. Drivers who know what others pay for comparable vehicles can more easily spot a good rate when comparing quotes.
- 3Look for more than just low rates
Reliable car insurance requires more than comparing quotes. Look into J.D. Power satisfaction ratings, forum feedback on claims processing, Better Business Bureau complaints and AM Best financial stability scores before committing to a policy. Budget insurers often offer limited coverage or slower service, which can cost more when a claim arises.
- 4Explore discounts you qualify for
Cadillac XT5 owners qualify for several car insurance discounts. Common options include safety feature discounts for advanced driver assistance systems, good driver discounts for clean records, bundling savings when combining auto and home policies and loyalty discounts for staying with the same insurer.
- 5Find alternative car insurance types
Usage-based insurance programs like Progressive Snapshot or Allstate Drivewise can cut premium costs for Cadillac XT5 owners who maintain safe driving habits. Both programs monitor factors like braking patterns, acceleration and driving times to reward careful drivers with lower rates.
- 6Check rates every year
Get car insurance quotes from several companies every year. Your insurer won't notify you when competitors lower prices, so annual comparisons could save up to 24% on Cadillac XT5 coverage. Rate changes happen frequently, and last year's best deal may no longer be the lowest available.
Cadillac XT5 Insurance Cost: Bottom Line
Cadillac XT5 insurance costs more than average, but competitive rates are available. Compare quotes from multiple companies, apply available discounts and adjust coverage options to bring your premium down.
Cadillac XT5 Insurance Rates: FAQ
What is the average cost of car insurance for a Cadillac XT5?
Cadillac XT5 insurance costs $1,303 annually for minimum coverage and $2,531 for full coverage. Monthly premiums average $109 for minimum coverage and $211 for full coverage.
What company has the cheapest car insurance for a Cadillac XT5?
GEICO offers the most affordable auto insurance for a Cadillac XT5, with minimum coverage at $888 annually. It also offers the best value for full coverage policies at $1,932 per year.
Is a Cadillac XT5 expensive to insure?
Yes, Cadillac XT5 insurance costs more than many vehicles. Among SUVs, this model ranks 164th out of 256 for affordability and 570th out of 827 among all vehicle types we track.
What factors affect insurance costs for Cadillac XT5s?
Multiple factors affect Cadillac XT5 insurance costs. Luxury parts make repairs expensive, though advanced safety features help reduce accident claims. Moderate theft rates for luxury SUVs also influence premiums. Your driving record, credit score and coverage selections all impact what you'll pay monthly.
How can I lower Cadillac XT5 insurance costs?
Get quotes from multiple insurers since Cadillac XT5 pricing varies by company, and look into usage-based programs that monitor your driving behavior. Apply available discounts, bundle policies together and maintain a clean driving record to get better rates.
How We Determined Cadillac XT5 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Cadillac XT5 insurance costs.
Who We Based These Rates On
These Cadillac XT5 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!