Alfa Romeo Giulia Insurance Cost


Key Takeaways
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Travelers offers the cheapest insurance rates on average for an Alfa Romeo Giulia, though full coverage costs vary widely by model year and insurer, averaging $120 a month. Read more.

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The Giulia ranks 10th out of 199 sedans for insurance affordability in the U.S. market. Sedans tend to have lower repair costs and better safety ratings, which leads to lower premiums than other vehicle types. Read more.

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Teen drivers on your policy make the Alfa Romeo Giulia’s model year an important factor when comparing insurance rates. Read MoneyGeek's analysis of rates by company for specific Giulia model years depending on the age of the drivers.

How Much Is Alfa Romeo Giulia Insurance?

Insurance premiums for an Alfa Romeo Giulia average $120 monthly for full coverage and $61 for minimum coverage. Depending on the trim and model year, costs can range from $38 to $295 monthly.

Alfa Romeo Giulia$61$120

Your Alfa Romeo Giulia's model year directly affects what you'll pay for insurance. Newer models cost more to insure due to their higher market value, with average monthly full coverage premiums ranging from $79 for older Giulias to $222 for newer models.

$41
$81
$41
$79
$42
$83
$45
$87
$53
$103
$57
$111
$58
$114
$114
$222
$88
$172

Insurance costs for an Alfa Romeo Giulia depend on model year and insurer. Full coverage runs from $78 a month with Travelers to $190 with AIG, while minimum coverage runs from $42 with Travelers to $102 with Farmers.

Giulia owners should shop between insurers since minimum coverage varies by over $60 and full coverage by over $112 across companies. Each insurer calculates risk differently for the Giulia, which affects your final quote.

AAA$69$144
AIG$77$190
Allstate$96$184
Amica$73$151
Chubb$61$123
Farmers$102$179
Geico$45$99
Kemper$75$159
Nationwide$49$85
Progressive$45$84
State Farm$61$129
The Hartford$50$85
Travelers$42$78
UAIC$73$90

Is Alfa Romeo Giulia Expensive to Insure?

MoneyGeek's analysis of 199 sedans ranks the Alfa Romeo Giulia 10th for affordability, meaning only nine models cost less to insure. It sits just a few dollars a month above the Mercury Milan and just below the Cadillac Seville in monthly premiums.

Among all 827 vehicles, the Giulia ranks 26th, placing it in the top 25% most affordable cars to insure. The Saturn S-Series holds the cheapest sedan spot, and the Cadillac CTS-V commands the highest premiums in the category.

Mercury Grand Marquis$877
Jaguar X-Type$898
Mercury Milan$909
Alfa Romeo Giulia$9010
Cadillac Seville$9111
Chevrolet Prizm$9112
Mercury Sable$9313

What you'll pay for Alfa Romeo Giulia insurance depends on:

  • Average repair or replacement costs: Alfa Romeo Giulia repair costs average $1,082 annually, making it Alfa Romeo's third most expensive model to maintain.
  • Vehicle trim, features and accessories: The Giulia's performance capabilities (300 to 807 horsepower depending on trim) increase insurance premiums. Higher trims cost more to insure due to extreme horsepower.
  • Driver profile: Most Alfa Romeo Giulia drivers are middle-aged males with a median age of 46. Younger drivers pay higher rates, and the Giulia's performance reputation attracts risk-taking behaviors that concern insurers.

Alfa Romeo Giulia Costs by Model Year and Driver Age by Insurance Company

Insurance costs for your Alfa Romeo Giulia vary by model year and driver age. Newer models cost more than older models. Full coverage for a 35- to 55-year-old driver with a 2025 Alfa Romeo Giulia costs an average of $172 monthly compared to $172 for a 2017 Alfa Romeo Giulia. Young drivers in their teens and early 20s pay much more.

Shopping among insurers can save money on your Giulia insurance. GEICO is the cheapest insurer across all model years and saves drivers hundreds of dollars monthly compared to the average rate.

Recent model years:

Cost of Car Insurance for 2025 Alfa Romeo Giulia

Travelers$60$112
Progressive$65$121
Geico$65$143
National General$67$138
Nationwide$71$123
The Hartford$71$122
Chubb$88$178
State Farm$89$186
AAA$100$207
UAIC$105$130
Amica$106$217
Kemper$108$228
AIG$111$274
Allstate$138$265
Farmers$147$258

2025 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$557$508$468$397$336$218$202$189$178$160
Travelers$698$499$394$303$268$192$176$162$150$129
State Farm$700$616$544$470$415$353$320$286$261$230
Geico$813$594$499$363$311$252$232$192$181$164
Progressive$874$706$586$326$285$230$205$183$169$145
Allstate$1,286$1,005$807$591$529$415$376$354$333$294
Farmers$1,596$1,191$1,058$667$630$482$427$409$388$325

Cost of Car Insurance for 2024 Alfa Romeo Giulia

Travelers$78$144
Progressive$83$156
Geico$84$184
National General$87$178
Nationwide$91$158
The Hartford$92$157
Chubb$113$229
State Farm$114$239
AAA$129$266
UAIC$136$167
Amica$136$279
Kemper$139$294
AIG$144$353
Allstate$177$341
Farmers$189$332

2024 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$717$655$603$512$433$281$260$243$230$206
Travelers$899$642$508$390$345$248$226$209$194$166
State Farm$902$793$701$606$535$454$413$368$337$297
Geico$1,047$765$643$468$401$325$299$247$234$211
Progressive$1,126$910$754$420$367$296$264$236$217$187
Allstate$1,657$1,295$1,040$761$681$534$484$456$428$379
Farmers$2,056$1,534$1,363$859$811$621$550$527$500$419

Cost of Car Insurance for 2023 Alfa Romeo Giulia

Travelers$40$74
Progressive$43$80
Geico$43$94
National General$45$91
Nationwide$47$81
The Hartford$47$80
Chubb$58$118
State Farm$59$123
AAA$66$137
UAIC$70$86
Amica$70$143
Kemper$71$151
AIG$74$181
Allstate$91$175
Farmers$97$170

2023 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$368$336$309$262$222$144$134$125$118$106
Travelers$461$330$261$200$177$127$116$107$99$85
State Farm$463$407$360$311$274$233$212$189$173$152
Geico$537$392$330$240$206$167$154$127$120$109
Progressive$578$467$387$216$188$152$136$121$111$96
Allstate$850$664$533$390$350$274$249$234$220$195
Farmers$1,055$787$699$441$416$318$282$270$256$215

Cost of Car Insurance for 2022 Alfa Romeo Giulia

Travelers$39$72
Progressive$42$78
Geico$42$92
National General$43$89
Nationwide$45$79
The Hartford$46$78
Chubb$57$114
State Farm$57$120
AAA$64$133
UAIC$68$84
Amica$68$140
Kemper$69$147
AIG$72$176
Allstate$89$170
Farmers$94$166

2022 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$358$327$301$255$216$140$130$121$115$103
Travelers$449$321$254$195$172$124$113$104$97$83
State Farm$450$396$350$302$267$227$206$184$168$148
Geico$523$382$321$234$200$162$150$123$117$106
Progressive$562$454$377$210$183$148$132$118$109$93
Allstate$827$647$519$380$340$267$242$228$214$189
Farmers$1,027$766$681$429$405$310$274$263$250$209

Cost of Car Insurance for 2021 Alfa Romeo Giulia

Travelers$36$67
Progressive$39$73
Geico$39$86
National General$41$83
Nationwide$42$74
The Hartford$43$73
Chubb$53$107
State Farm$53$112
AAA$60$124
UAIC$63$78
Amica$63$130
Kemper$65$137
AIG$67$164
Allstate$83$159
Farmers$88$155

2021 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$334$305$281$238$202$131$121$113$107$96
Travelers$419$299$237$182$161$115$106$97$90$77
State Farm$420$370$327$282$249$212$192$172$157$138
Geico$488$356$300$218$187$151$140$115$109$99
Progressive$525$424$352$196$171$138$123$110$101$87
Allstate$772$603$485$355$318$249$226$212$200$177
Farmers$958$715$635$400$378$289$256$246$233$195

Cost of Car Insurance for 2020 Alfa Romeo Giulia

Travelers$30$56
Progressive$33$61
Geico$33$72
National General$34$70
Nationwide$36$62
The Hartford$36$61
Chubb$44$90
State Farm$45$94
AAA$50$104
UAIC$53$66
Amica$53$109
Kemper$54$115
AIG$56$138
Allstate$69$133
Farmers$74$130

2020 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$281$256$236$200$169$110$102$95$90$81
Travelers$352$251$199$153$135$97$89$82$76$65
State Farm$353$311$275$237$209$178$162$144$132$116
Geico$410$299$252$183$157$127$117$97$92$83
Progressive$441$356$295$165$144$116$103$92$85$73
Allstate$649$507$407$298$267$209$190$179$168$148
Farmers$805$601$534$336$318$243$215$206$196$164

Cost of Car Insurance for 2019 Alfa Romeo Giulia

Travelers$29$54
Progressive$31$58
Geico$31$69
National General$32$67
Nationwide$34$59
The Hartford$34$59
Chubb$42$86
State Farm$43$89
AAA$48$100
UAIC$51$63
Amica$51$104
Kemper$52$110
AIG$54$132
Allstate$66$127
Farmers$71$124

2019 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$268$245$225$191$162$105$97$91$86$77
Travelers$336$240$190$146$129$93$85$78$72$62
State Farm$337$296$262$226$200$170$154$138$126$111
Geico$391$286$240$175$150$121$112$92$87$79
Progressive$421$340$282$157$137$111$99$88$81$70
Allstate$619$484$388$284$255$200$181$170$160$142
Farmers$768$573$509$321$303$232$205$197$187$157

Cost of Car Insurance for 2018 Alfa Romeo Giulia

Travelers$28$52
Progressive$30$56
Geico$30$66
National General$31$64
Nationwide$33$57
The Hartford$33$56
Chubb$41$82
State Farm$41$86
AAA$46$95
UAIC$49$60
Amica$49$100
Kemper$50$105
AIG$51$126
Allstate$63$122
Farmers$68$119

2018 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$257$234$216$183$155$100$93$87$82$74
Travelers$321$230$182$139$123$89$81$75$69$59
State Farm$323$284$251$217$191$163$148$132$120$106
Geico$374$274$230$167$143$116$107$88$84$76
Progressive$403$325$270$150$131$106$95$84$78$67
Allstate$593$463$372$272$244$191$173$163$153$136
Farmers$735$549$488$307$290$222$197$189$179$150

Cost of Car Insurance for 2017 Alfa Romeo Giulia

Geico$58$126
National General$72$148
Travelers$82$152
State Farm$85$177
Progressive$91$171
Nationwide$98$170
Kemper$99$201
The Hartford$102$173
AAA$104$216
Amica$112$229
Allstate$116$225
Chubb$128$255
AIG$132$333
UAIC$136$170
Farmers$140$248

2017 Alfa Romeo Giulia Insurance Costs for 16- to 25-Year-Olds

Data filtered by:
Full Coverage
Nationwide$261$238$220$186$158$102$95$89$84$75
Travelers$327$234$185$142$126$90$82$76$70$60
State Farm$328$289$255$221$195$165$150$134$123$108
Geico$381$278$234$170$146$118$109$90$85$77
Progressive$410$331$275$153$134$108$96$86$79$68
Allstate$603$471$379$277$248$195$176$166$156$138
Farmers$749$559$496$313$296$226$200$192$182$153

Alfa Romeo Giulia Insurance Cost by Trim

Alfa Romeo Giulia insurance costs vary dramatically by trim, with full coverage on high-performance Quadrifoglio Super Sport variants reaching $295 monthly compared to just $38 for minimum coverage on basic Sedan 4d models. Performance features and market value determine where your specific trim falls in this wide range.

Competizione$88$172
Giulia$81$159
Intensa$93$181
Quadrifoglio$141$276
Quadrifoglio Carbon Edition$150$293
Quadrifoglio Super Sport$151$295
Sprint$72$140
Ti$76$147
Tributo Italiano$91$177
Veloce$81$159
Sedan 4d$38$74
Sport Sedan 4d$38$74
Ti Lusso Sedan 4d$40$78
Ti Sport Sedan 4d$41$80
Ti Sedan 4d$42$83
Sprint Sedan 4d$43$84
Ti Sport Carbon Sedan 4d$43$84
Ti Veloce Sedan 4d$49$96
Lusso Sedan 4d$52$102
Veloce Sedan 4d$55$107
Estrema Sedan 4d$56$110
Quadrifoglio Sedan 4d$71$138
Quadrifoglio 100th Anniversary Edition$150$293

Alfa Romeo Giulia Insurance Cost by State

Car insurance for an Alfa Romeo Giulia ranges from $32 monthly in Wyoming to $117 in Louisiana for minimum coverage, depending on where you're located. Your state's risk characteristics and insurance regulations create these differences, not anything specific to the Giulia itself.

Alabama$53$102
Alaska$46$98
Arizona$69$131
Arkansas$50$111
California$63$126
Colorado$61$145
Connecticut$78$135
Delaware$75$127
Florida$62$145
Georgia$78$130
Hawaii$32$72
Idaho$35$71
Illinois$54$102
Indiana$38$75
Iowa$37$90
Kansas$48$113
Kentucky$71$121
Louisiana$117$243
Maine$35$73
Maryland$81$138
Massachusetts$58$125
Michigan$88$172
Minnesota$53$110
Mississippi$57$113
Missouri$84$168
Montana$54$129
Nebraska$43$97
Nevada$91$165
New Hampshire$45$80
New Jersey$102$167
New Mexico$52$114
New York$83$150
North Carolina$46$90
North Dakota$45$97
Ohio$44$85
Oklahoma$60$131
Oregon$62$110
Pennsylvania$57$131
Rhode Island$72$129
South Carolina$55$103
South Dakota$38$114
Tennessee$47$96
Texas$68$139
Utah$62$107
Vermont$33$78
Virginia$58$94
Washington$54$100
West Virginia$64$128
Wisconsin$40$88
Wyoming$32$97

How to Lower the Cost of Alfa Romeo Giulia Insurance

These proven strategies help you find better rates on your Alfa Romeo Giulia insurance:

  1. 1
    Choose the right coverage

    Decide how much coverage to buy for an Alfa Romeo Giulia based on ownership status. Owners who carry a clear title can meet state minimum liability requirements plus comprehensive and collision with a $1,000 deductible to keep premiums down. Those wanting enhanced protection should look at 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible and gap insurance.

  2. 2
    Research costs and cheap companies

    Review average auto insurance costs for performance sedans before comparing Giulia quotes. That baseline helps identify genuine savings when shopping insurers, and points you toward the cheapest car insurance companies offering competitive rates.

  3. 3
    Look for more than just low rates

    Reliable car insurance requires evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, forum discussions about claims processing, Better Business Bureau complaints and AM Best financial stability ratings. Budget options may offer limited coverage or slower claims service, which matters most in high-traffic conditions.

  4. 4
    Explore discounts you qualify for

    Alfa Romeo Giulia owners can qualify for several car insurance discounts worth exploring. Safety features, good driver history, bundling auto and home policies and anti-theft devices are among the most common. These savings can meaningfully reduce premiums, a factor worth noting for performance sedan owners.

  5. 5
    Find alternative car insurance types

    Alfa Romeo Giulia owners who maintain clean records may benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These programs track driving habits and reduce premiums based on safe behavior.

  6. 6
    Check rates every year

    Get car insurance quotes from multiple insurers each year to make sure you're getting the best rate. Current insurers don't notify policyholders when competitors lower their prices, so annual comparisons can save up to 24% on Alfa Romeo Giulia coverage. This matters more as insurance markets shift and new competitive rates emerge.

Alfa Romeo Giulia Insurance Cost: Bottom Line

An Alfa Romeo Giulia costs more to insure than the average vehicle, but affordable rates are still available. Compare quotes from multiple insurers, ask about discounts and consider different coverage levels to get the best rate.

Alfa Romeo Giulia Insurance Rates: FAQ

What is the average cost of car insurance for an Alfa Romeo Giulia?

What company has the cheapest car insurance for an Alfa Romeo Giulia?

Are Alfa Romeo Giulias expensive to insure?

What factors affect insurance costs for Alfa Romeo Giulias?

How can I lower Alfa Romeo Giulia insurance costs?

How We Determined Alfa Romeo Giulia Insurance Costs

We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Alfa Romeo Giulia insurance costs.

Who We Based These Rates On

These Alfa Romeo Giulia prices reflect what a typical driver pays:

  • Age 40, unmarried male
  • Clean record: no tickets or crashes
  • Credit score in a good range
  • Has never made an insurance claim
  • Puts about 12,000 miles on the odometer yearly
  • Has a valid driver's license with no suspensions on record

Coverage Definitions

  • Minimum coverage: State-required liability limits
  • Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles

About Mark Fitzpatrick


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Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers. 

He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships. 

His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others. 

Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!