Insurance premiums for an Acura TLX average $218 a month for full coverage and $112 for minimum coverage. Costs range from $78 to $360 a month depending on your trim and model year.
Acura TLX Insurance Cost
Updated: May 12, 2026
Key Takeaways
Acura TLX insurance costs average $218 a month for full coverage, though that varies by model year and company. GEICO offers the cheapest rates on average for TLX owners. Read more.
Among sedans, the TLX ranks 138th out of 199 models for insurance affordability in the U.S. market, placing it in the more expensive tier. Sedans tend to benefit from lower repair costs and better safety ratings that reduce premiums, but the TLX sits above average for its vehicle type. Read more.
Rates vary by TLX model year and driver age, including households adding a teen driver. Read MoneyGeek's analysis of rates by company for specific TLX model years based on driver age.
How Much Is Acura TLX Insurance?
| Acura Tlx | $112 | $218 |
Looking for another Acura model? Read more about the cost of Acura car insurance models.
Your Acura TLX's monthly insurance premiums can range from $78 for older models to $324 for the newest ones. Like most vehicles, the TLX's age greatly affects insurance costs since newer cars have higher fair market values that cost more to replace.
Insurance costs for an Acura TLX depend on model year and company. Full coverage goes from $157 a month with GEICO to $380 with AIG; minimum coverage runs $72 with GEICO to $170 with UAIC.
Acura TLX owners should shop among insurers since minimum coverage varies by over $98 and full coverage by over $223.
| AAA | $122 | $253 |
| AIG | $152 | $380 |
| Allstate | $145 | $280 |
| Amica | $129 | $264 |
| Chubb | $140 | $278 |
| Farmers | $165 | $291 |
| Geico | $72 | $157 |
| Kemper | $123 | $251 |
| Nationwide | $122 | $210 |
| Progressive | $117 | $220 |
| State Farm | $109 | $228 |
| The Hartford | $117 | $200 |
| Travelers | $93 | $174 |
| UAIC | $170 | $213 |
Is Acura TLX Expensive to Insure?
MoneyGeek's analysis of 199 sedans puts the Acura TLX at 138th for affordability, with 137 vehicles cheaper to insure. It ranks alongside the Audi S5 and just ahead of the Bentley Arnage in the sedan ranking.
Sedans rank among the more expensive vehicle types to insure, and the TLX places 591st out of 827 vehicles in our database. The Saturn S-Series holds the cheapest sedan spot; the Cadillac CTS-V commands the highest premiums in the category.
| Genesis G80 | $164 | 135 |
| Genesis G70 | $164 | 136 |
| Audi S6 | $165 | 137 |
| Audi S5 | $165 | 138 |
| Acura TLX | $165 | 138 |
| Bentley Arnage | $166 | 139 |
| Mitsubishi Lancer | $166 | 139 |
| Subaru WRX | $166 | 140 |
| BMW 7-series | $168 | 141 |
A few factors affect what you'll pay for Acura TLX insurance:
- Average repair or replacement costs: Ranking as Acura's third most affordable model to maintain out of nine, the TLX averages $816 in annual repair costs, a relatively low figure for a luxury sedan.
- Vehicle trim, features and accessories: Higher-performance trims cost more to insure, with horsepower ranging from 272 to 355 hp pushing premiums up at the top end of the lineup.
- Driver profile: Most TLX drivers fall in the 40 to 50 age range and tend to earn lower rates due to responsible driving habits. The vehicle's performance reputation can flag elevated risk for insurers, which may offset other favorable driver characteristics. Read more about the costs of Acura TLXs for young drivers.
Acura TLX Costs by Model Year and Driver Age by Insurance Company
Model year and driver age both affect Acura TLX insurance costs. A 2015 model runs $178 a month for full coverage for drivers ages 35 to 55; a 2025 TLX jumps to $353 for the same driver profile. Teen drivers and those in their early twenties pay considerably more across all model years.
GEICO consistently offers the lowest rates across all TLX model years. Comparing quotes among insurers can cut your premiums noticeably compared to the average cost.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Acura TLX
| Geico | $105 | $230 |
| National General | $131 | $268 |
| Travelers | $139 | $259 |
| Progressive | $164 | $307 |
| State Farm | $165 | $345 |
| The Hartford | $168 | $287 |
| Nationwide | $173 | $298 |
| Kemper | $175 | $358 |
| AAA | $179 | $372 |
| Amica | $199 | $408 |
| Chubb | $215 | $429 |
| Allstate | $218 | $420 |
| AIG | $227 | $570 |
| UAIC | $246 | $310 |
| Farmers | $250 | $441 |
2025 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,297 | $1,141 | $1,009 | $872 | $770 | $654 | $594 | $530 | $485 | $427 |
| Geico | $1,305 | $952 | $799 | $580 | $499 | $403 | $371 | $307 | $290 | $263 |
| Nationwide | $1,355 | $1,241 | $1,142 | $969 | $819 | $531 | $492 | $459 | $434 | $388 |
| Travelers | $1,548 | $1,136 | $905 | $700 | $623 | $447 | $410 | $381 | $353 | $299 |
| Allstate | $2,025 | $1,585 | $1,273 | $938 | $840 | $654 | $593 | $560 | $527 | $467 |
| Progressive | $2,243 | $1,812 | $1,503 | $836 | $729 | $588 | $523 | $466 | $429 | $368 |
| Farmers | $2,732 | $2,022 | $1,801 | $1,127 | $1,065 | $813 | $723 | $692 | $658 | $553 |
Cost of Car Insurance for 2024 Acura TLX
| Geico | $101 | $220 |
| National General | $125 | $257 |
| Travelers | $133 | $248 |
| Progressive | $157 | $293 |
| State Farm | $158 | $330 |
| The Hartford | $161 | $274 |
| Nationwide | $165 | $285 |
| Kemper | $167 | $342 |
| AAA | $171 | $356 |
| Amica | $190 | $390 |
| Chubb | $205 | $411 |
| Allstate | $208 | $402 |
| AIG | $217 | $546 |
| UAIC | $235 | $297 |
| Farmers | $239 | $422 |
2024 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,241 | $1,092 | $965 | $835 | $736 | $626 | $568 | $508 | $464 | $409 |
| Geico | $1,248 | $910 | $764 | $555 | $477 | $385 | $355 | $294 | $278 | $252 |
| Nationwide | $1,296 | $1,187 | $1,093 | $927 | $783 | $508 | $471 | $439 | $415 | $371 |
| Travelers | $1,481 | $1,087 | $866 | $670 | $596 | $428 | $393 | $364 | $338 | $286 |
| Allstate | $1,937 | $1,516 | $1,218 | $897 | $803 | $626 | $568 | $536 | $504 | $447 |
| Progressive | $2,146 | $1,733 | $1,438 | $800 | $697 | $562 | $501 | $446 | $410 | $352 |
| Farmers | $2,614 | $1,934 | $1,723 | $1,078 | $1,019 | $778 | $692 | $662 | $630 | $529 |
Cost of Car Insurance for 2023 Acura TLX
| Geico | $130 | $283 |
| National General | $222 | $454 |
| The Hartford | $226 | $385 |
| State Farm | $238 | $497 |
| Kemper | $238 | $475 |
| Travelers | $263 | $492 |
| AAA | $286 | $594 |
| Allstate | $289 | $571 |
| Progressive | $297 | $558 |
| Nationwide | $333 | $577 |
| Amica | $335 | $687 |
| UAIC | $347 | $440 |
| Farmers | $364 | $648 |
| AIG | $391 | $1,007 |
| Chubb | $410 | $818 |
2023 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $972 | $855 | $756 | $654 | $577 | $490 | $445 | $398 | $364 | $320 |
| Geico | $978 | $713 | $599 | $435 | $374 | $302 | $278 | $230 | $218 | $197 |
| Nationwide | $1,016 | $930 | $856 | $727 | $614 | $398 | $369 | $344 | $325 | $291 |
| Travelers | $1,161 | $852 | $678 | $525 | $467 | $335 | $308 | $285 | $265 | $224 |
| Allstate | $1,518 | $1,188 | $955 | $703 | $629 | $490 | $445 | $420 | $395 | $350 |
| Progressive | $1,682 | $1,358 | $1,127 | $627 | $546 | $440 | $392 | $350 | $321 | $276 |
| Farmers | $2,048 | $1,516 | $1,351 | $845 | $798 | $610 | $542 | $519 | $493 | $414 |
Cost of Car Insurance for 2022 Acura TLX
| Geico | $109 | $239 |
| National General | $187 | $383 |
| The Hartford | $190 | $325 |
| State Farm | $201 | $419 |
| Kemper | $201 | $400 |
| Travelers | $221 | $415 |
| AAA | $241 | $500 |
| Allstate | $244 | $481 |
| Progressive | $250 | $470 |
| Nationwide | $281 | $486 |
| Amica | $282 | $579 |
| UAIC | $292 | $371 |
| Farmers | $307 | $546 |
| AIG | $330 | $849 |
| Chubb | $345 | $690 |
2022 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $844 | $742 | $656 | $567 | $501 | $425 | $386 | $345 | $315 | $278 |
| Geico | $849 | $619 | $520 | $377 | $324 | $262 | $241 | $200 | $189 | $171 |
| Nationwide | $881 | $807 | $743 | $630 | $532 | $345 | $320 | $299 | $282 | $252 |
| Travelers | $1,007 | $739 | $589 | $455 | $405 | $291 | $267 | $248 | $230 | $194 |
| Allstate | $1,317 | $1,031 | $828 | $610 | $546 | $426 | $386 | $364 | $343 | $304 |
| Progressive | $1,459 | $1,178 | $978 | $544 | $474 | $382 | $340 | $303 | $279 | $239 |
| Farmers | $1,777 | $1,315 | $1,172 | $733 | $693 | $529 | $470 | $450 | $428 | $359 |
Cost of Car Insurance for 2021 Acura TLX
| Geico | $90 | $196 |
| National General | $154 | $315 |
| The Hartford | $157 | $267 |
| State Farm | $165 | $345 |
| Kemper | $165 | $329 |
| Travelers | $182 | $341 |
| AAA | $198 | $411 |
| Allstate | $201 | $396 |
| Progressive | $206 | $387 |
| Nationwide | $231 | $400 |
| Amica | $232 | $476 |
| UAIC | $240 | $305 |
| Farmers | $253 | $449 |
| AIG | $271 | $698 |
| Chubb | $284 | $567 |
2021 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $740 | $651 | $576 | $498 | $439 | $373 | $339 | $303 | $277 | $244 |
| Geico | $745 | $543 | $456 | $331 | $285 | $230 | $212 | $175 | $166 | $150 |
| Nationwide | $773 | $708 | $652 | $553 | $467 | $303 | $281 | $262 | $248 | $222 |
| Travelers | $884 | $648 | $516 | $400 | $356 | $255 | $234 | $217 | $201 | $170 |
| Allstate | $1,156 | $904 | $727 | $535 | $479 | $373 | $339 | $320 | $301 | $266 |
| Progressive | $1,280 | $1,034 | $858 | $477 | $416 | $335 | $299 | $266 | $245 | $210 |
| Farmers | $1,559 | $1,154 | $1,028 | $643 | $608 | $464 | $413 | $395 | $376 | $315 |
Cost of Car Insurance for 2020 Acura TLX
| Geico | $73 | $160 |
| National General | $125 | $256 |
| The Hartford | $127 | $217 |
| State Farm | $134 | $280 |
| Kemper | $134 | $268 |
| Travelers | $148 | $277 |
| AAA | $161 | $335 |
| Allstate | $163 | $322 |
| Progressive | $167 | $315 |
| Nationwide | $188 | $325 |
| Amica | $189 | $387 |
| UAIC | $195 | $248 |
| Farmers | $205 | $365 |
| AIG | $220 | $568 |
| Chubb | $231 | $461 |
2020 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $607 | $534 | $472 | $408 | $360 | $306 | $278 | $248 | $227 | $200 |
| Geico | $610 | $445 | $374 | $271 | $233 | $189 | $174 | $144 | $136 | $123 |
| Nationwide | $634 | $581 | $535 | $454 | $383 | $248 | $230 | $215 | $203 | $182 |
| Travelers | $725 | $532 | $423 | $328 | $291 | $209 | $192 | $178 | $165 | $140 |
| Allstate | $947 | $741 | $596 | $439 | $393 | $306 | $278 | $262 | $247 | $218 |
| Progressive | $1,050 | $848 | $703 | $391 | $341 | $275 | $245 | $218 | $201 | $172 |
| Farmers | $1,278 | $946 | $843 | $527 | $498 | $381 | $338 | $324 | $308 | $259 |
Cost of Car Insurance for 2019 Acura TLX
| Geico | $77 | $166 |
| National General | $82 | $167 |
| Travelers | $97 | $180 |
| State Farm | $112 | $232 |
| The Hartford | $127 | $216 |
| AAA | $128 | $266 |
| Amica | $129 | $263 |
| Progressive | $131 | $246 |
| Nationwide | $134 | $231 |
| Kemper | $134 | $274 |
| Chubb | $140 | $276 |
| Allstate | $150 | $288 |
| AIG | $158 | $391 |
| Farmers | $168 | $296 |
| UAIC | $183 | $228 |
2019 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $874 | $769 | $680 | $587 | $519 | $441 | $400 | $358 | $327 | $288 |
| Geico | $939 | $684 | $574 | $417 | $359 | $290 | $267 | $221 | $209 | $190 |
| Nationwide | $1,047 | $961 | $885 | $751 | $634 | $411 | $381 | $355 | $335 | $300 |
| Travelers | $1,072 | $775 | $613 | $473 | $418 | $307 | $281 | $260 | $240 | $207 |
| Allstate | $1,392 | $1,091 | $875 | $641 | $575 | $449 | $407 | $384 | $361 | $320 |
| Progressive | $1,797 | $1,449 | $1,202 | $668 | $583 | $470 | $419 | $373 | $343 | $294 |
| Farmers | $1,832 | $1,358 | $1,210 | $754 | $712 | $543 | $484 | $463 | $440 | $369 |
Cost of Car Insurance for 2018 Acura TLX
| Geico | $61 | $133 |
| National General | $75 | $154 |
| Travelers | $85 | $157 |
| State Farm | $88 | $182 |
| Progressive | $95 | $179 |
| Kemper | $101 | $206 |
| Nationwide | $101 | $175 |
| The Hartford | $104 | $177 |
| AAA | $110 | $228 |
| Amica | $116 | $239 |
| Allstate | $122 | $235 |
| Chubb | $131 | $260 |
| AIG | $136 | $342 |
| UAIC | $139 | $174 |
| Farmers | $149 | $265 |
2018 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,002 | $882 | $780 | $674 | $595 | $506 | $459 | $410 | $375 | $330 |
| Geico | $1,105 | $804 | $675 | $490 | $422 | $341 | $314 | $260 | $246 | $224 |
| Travelers | $1,242 | $894 | $705 | $544 | $479 | $355 | $324 | $299 | $276 | $240 |
| Nationwide | $1,263 | $1,160 | $1,068 | $906 | $765 | $495 | $459 | $428 | $404 | $362 |
| Allstate | $1,609 | $1,263 | $1,011 | $740 | $663 | $518 | $470 | $443 | $417 | $369 |
| Farmers | $2,097 | $1,555 | $1,385 | $863 | $815 | $620 | $553 | $529 | $503 | $422 |
| Progressive | $2,192 | $1,766 | $1,465 | $815 | $710 | $573 | $510 | $455 | $418 | $359 |
Cost of Car Insurance for 2017 Acura TLX
| Geico | $72 | $155 |
| National General | $72 | $147 |
| Travelers | $90 | $166 |
| State Farm | $102 | $211 |
| Amica | $115 | $235 |
| AAA | $120 | $248 |
| The Hartford | $120 | $205 |
| Chubb | $125 | $247 |
| Progressive | $127 | $238 |
| Kemper | $128 | $261 |
| Nationwide | $128 | $221 |
| Allstate | $137 | $264 |
| AIG | $145 | $358 |
| Farmers | $152 | $269 |
| UAIC | $172 | $214 |
2017 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $795 | $700 | $619 | $535 | $472 | $401 | $365 | $326 | $298 | $262 |
| Geico | $877 | $638 | $536 | $389 | $335 | $271 | $249 | $206 | $195 | $178 |
| Travelers | $986 | $709 | $559 | $432 | $380 | $282 | $257 | $237 | $219 | $190 |
| Nationwide | $1,002 | $921 | $847 | $719 | $607 | $393 | $364 | $340 | $321 | $287 |
| Allstate | $1,277 | $1,002 | $802 | $587 | $526 | $411 | $373 | $352 | $331 | $293 |
| Farmers | $1,665 | $1,234 | $1,100 | $685 | $647 | $492 | $439 | $420 | $399 | $335 |
| Progressive | $1,739 | $1,402 | $1,162 | $647 | $564 | $455 | $405 | $361 | $332 | $285 |
Cost of Car Insurance for 2016 Acura TLX
| Geico | $118 | $256 |
| National General | $121 | $247 |
| State Farm | $170 | $353 |
| Kemper | $178 | $356 |
| Travelers | $180 | $331 |
| The Hartford | $184 | $313 |
| Amica | $187 | $383 |
| AAA | $188 | $389 |
| Allstate | $202 | $389 |
| Chubb | $210 | $412 |
| Progressive | $212 | $398 |
| AIG | $230 | $565 |
| Farmers | $247 | $437 |
| Nationwide | $260 | $448 |
| UAIC | $273 | $339 |
2016 Acura TLX Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $726 | $639 | $566 | $488 | $431 | $366 | $333 | $297 | $272 | $239 |
| Geico | $801 | $582 | $489 | $355 | $306 | $247 | $228 | $189 | $178 | $162 |
| Travelers | $900 | $648 | $511 | $394 | $347 | $258 | $235 | $217 | $200 | $174 |
| Nationwide | $915 | $841 | $774 | $657 | $554 | $359 | $333 | $310 | $293 | $262 |
| Allstate | $1,166 | $915 | $732 | $536 | $481 | $376 | $341 | $321 | $302 | $268 |
| Farmers | $1,520 | $1,127 | $1,004 | $626 | $590 | $449 | $401 | $383 | $365 | $306 |
| Progressive | $1,588 | $1,280 | $1,061 | $590 | $515 | $416 | $370 | $330 | $303 | $260 |
Acura TLX Insurance Cost by Trim
Insurance costs for your Acura TLX vary by trim, from $87 a month for minimum coverage on base 2.0 W/Advance Pkg Sedan 4D models to $360 for full coverage on high-performance Type S variants.
| Base W/Technology Pkg | $144 | $280 |
| Sh-Awd W/A-Spec Pkg | $159 | $310 |
| Type S | $185 | $360 |
| 2.0 W/Advance Pkg Sedan 4d | $87 | $169 |
| 2.0 Sedan 4d | $90 | $175 |
| 2.0 Sh-Awd Sedan 4d | $90 | $176 |
| 2.0 Sh-Awd W/Technology Pkg Sedan 4d | $95 | $184 |
| 2.0 W/A-Spec Pkg Sedan 4d | $96 | $186 |
| 2.0 W/Technology Pkg Sedan 4d | $96 | $187 |
| 2.0 Sh-Awd W/A-Spec Pkg Sedan 4d | $97 | $188 |
| 2.0 Sh-Awd W/Advance Pkg Sedan 4d | $105 | $205 |
| 2.0 W/A-Spec Pkg Sedan 4d | $110 | $214 |
| 2.0 Sh-Awd W/A-Spec Pkg Sedan 4d | $115 | $224 |
| 2.4 Sedan 4d | $106 | $205 |
| 2.4 W/Technology Pkg Sedan 4d | $114 | $221 |
| 2.4 W/Technology Pkg & A-Spec Pkg Sedan 4d | $117 | $226 |
| 3.5 Pmc Edition Sedan 4d | $90 | $174 |
| 3.5 W/Technology Pkg Sedan 4d | $98 | $190 |
| 3.5 W/Technology Pkg & A-Spec Pkg Sedan 4d | $102 | $198 |
| 3.5 Sedan 4d | $106 | $205 |
| 3.5 W/Advance Pkg Sedan 4d | $108 | $210 |
| Type S W/High Performance Wheel & Tire Pkg Sedan 4d | $131 | $256 |
| Type S Sedan 4d | $134 | $261 |
| Type S Pmc Edition Sedan 4d | $151 | $293 |
Acura TLX Insurance Cost by State
Minimum coverage for an Acura TLX ranges from $42 a month in Wyoming to $208 in Louisiana, a $166 gap driven by differences in state insurance regulations, claim frequency and local repair costs.
| Alabama | $92 | $175 |
| Alaska | $81 | $171 |
| Arizona | $142 | $264 |
| Arkansas | $93 | $209 |
| California | $105 | $212 |
| Colorado | $105 | $252 |
| Connecticut | $154 | $266 |
| Delaware | $150 | $252 |
| Florida | $145 | $338 |
| Georgia | $161 | $269 |
| Hawaii | $57 | $129 |
| Idaho | $60 | $121 |
| Illinois | $103 | $192 |
| Indiana | $70 | $137 |
| Iowa | $64 | $155 |
| Kansas | $82 | $190 |
| Kentucky | $134 | $229 |
| Louisiana | $208 | $447 |
| Maine | $59 | $122 |
| Maryland | $166 | $280 |
| Massachusetts | $110 | $233 |
| Michigan | $180 | $349 |
| Minnesota | $90 | $188 |
| Mississippi | $105 | $206 |
| Missouri | $132 | $265 |
| Montana | $84 | $198 |
| Nebraska | $83 | $188 |
| Nevada | $202 | $366 |
| New Hampshire | $79 | $140 |
| New Jersey | $176 | $290 |
| New Mexico | $92 | $205 |
| New York | $136 | $244 |
| North Carolina | $88 | $172 |
| North Dakota | $72 | $156 |
| Ohio | $81 | $157 |
| Oklahoma | $104 | $233 |
| Oregon | $131 | $228 |
| Pennsylvania | $97 | $229 |
| Rhode Island | $135 | $240 |
| South Carolina | $114 | $213 |
| South Dakota | $61 | $186 |
| Tennessee | $88 | $177 |
| Texas | $138 | $284 |
| Utah | $119 | $202 |
| Vermont | $52 | $123 |
| Virginia | $105 | $170 |
| Washington | $99 | $184 |
| West Virginia | $99 | $200 |
| Wisconsin | $73 | $160 |
| Wyoming | $42 | $130 |
How to Lower the Cost of Acura TLX Insurance
We've compiled the most effective strategies to help you reduce your Acura TLX insurance premiums:
- 1Choose the right coverage
Your situation determines how much coverage to buy. Owners without a loan can meet state minimum liability requirements and add comprehensive and collision with a $1,000 deductible to keep premiums down. Drivers who want more coverage can move up to 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
- 2Research costs and cheap companies
Average auto insurance costs for performance sedans give drivers a baseline for comparing rates and spotting fair pricing. Full coverage for this segment runs higher than the national average due to elevated repair costs and accident risk profiles. Check with the cheapest car insurance companies and compare quotes from multiple insurers to find a competitive price for your specific driver profile and model year.
- 3Look for more than just low rates
Good car insurance goes beyond the lowest quote. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and verify AM Best financial stability. Budget insurers may offer limited coverage options or slower claims service.
- 4Take advantage of available discounts
Acura TLX owners can qualify for several car insurance discounts, including safety features discounts, good driver rewards, bundling savings and anti-theft device reductions.
- 5Find alternative car insurance types
Acura TLX owners who drive fewer miles or maintain clean records can save through usage-based insurance programs like Progressive Snapshot and Allstate Drivewise, which calculate premiums based on actual driving behavior rather than demographic estimates.
- 6Check rates every year
Shop car insurance quotes from multiple companies each year. Your insurer won't notify you when competitors lower prices, and yearly comparisons could save up to 24% on Acura TLX insurance. Reviewing quotes before each renewal date is the most reliable way to avoid overpaying.
Acura TLX Insurance Cost: Bottom Line
Acura TLX insurance runs above average, but comparing multiple companies, claiming available discounts and adjusting coverage options can bring costs down noticeably.
Acura TLX Insurance Rates: FAQ
What is the average cost of car insurance for an Acura TLX?
Acura TLX insurance costs $1,348 annually for minimum coverage and $2,618 for full coverage, or roughly $112 and $218 a month.
What company has the cheapest car insurance for an Acura TLX?
GEICO provides the most affordable auto insurance for an Acura TLX at $864 annually for minimum coverage. For full coverage, GEICO also offers the best rates at $1,884 per year.
Are Acura TLXs expensive to insure?
No, Acura TLX insurance is not expensive compared to most vehicles. Among sedans, this model ranks 138th out of 199 for affordability and 591st out of 827 total vehicles we track.
What factors affect insurance costs for Acura TLXs?
The TLX's high-performance engine options raise repair costs, and advanced safety features can offset some of that through lower accident-related claims. Your driving record, credit score and coverage choices also affect your premium, along with moderate theft rates compared to similar luxury models.
How can I lower Acura TLX insurance costs?
Compare quotes from multiple insurers since Acura TLX pricing varies by company, and look into usage-based programs that reward safe driving. Claiming available discounts, bundling with home or renters insurance and maintaining a clean driving record can bring costs down.
How We Determined Acura TLX Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Acura TLX insurance costs.
Who We Based These Rates On
These Acura TLX prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!