Kansas requires drivers to carry minimum car insurance that covers $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage. Additionally, your policy must include personal injury protection (PIP) and uninsured/underinsured motorist coverage. As an at-fault state, Kansas requires the driver who caused the accident to use their insurance to cover the damages and injuries sustained by other parties. Meet these minimum car insurance requirements by understanding the specifics to save you from potential financial pitfalls in case of an accident.
The monthly cost for state minimum car insurance in Kansas is as low as $35, offering essential coverage to keep you road-legal. Drivers should also consider their own needs for more comprehensive protection by shopping around for the cheapest car insurance in Kansas.