Hyundai Veloster insurance costs average $94 monthly for minimum coverage and $182 for full coverage. Depending on your particular trim and model year, costs can range from $50 to $438 monthly.
Hyundai Veloster Insurance Cost
Updated: October 2, 2025
Key Takeaways
Hyundai Veloster insurance costs vary dramatically from $50 to $438 monthly depending on your specific trim level and model year.
The Veloster ranks 423rd out of 827 vehicles for insurance affordability, placing it in the middle range for coverage costs nationwide.
GEICO offers the most affordable coverage for the Hyundai Veloster drivers at $146 monthly, while minimum coverage starts at $67 per month.
How Much Is Hyundai Veloster Insurance?
| Hyundai Veloster | $94 | $182 |
Hyundai Veloster Insurance Cost by Model Year
Your Hyundai Veloster's model year and available trims directly impact insurance rates, with newer models costing more due to higher vehicle values. Monthly premiums range from $59 for older Velosters to $322 for newer models with comprehensive coverage.
| 2022 | $104 | $202 |
| 2021 | $87 | $169 |
| 2020 | $71 | $138 |
| 2019 | $59 | $115 |
| 2017 | $87 | $169 |
| 2016 | $167 | $322 |
| 2015 | $121 | $233 |
| 2014 | $116 | $225 |
| 2013 | $98 | $189 |
| 2012 | $80 | $154 |
Hyundai Veloster Insurance Cost by Trim
Your Hyundai Veloster's trim level impacts insurance costs. Features, rarity and market value determine your rates. Monthly premiums range from $61 for basic trims to $258 for high-performance models like the R-Spec, giving you a clear picture of potential costs.
| 2.0 Coupe 3d | $61 | $120 |
| 2.0 Premium Coupe 3d | $64 | $125 |
| Turbo Ultimate Coupe 3d | $82 | $159 |
| N Coupe 3d | $89 | $174 |
| Coupe 3d | $95 | $183 |
| Turbo Coupe 3d | $95 | $184 |
| Re:Mix Coupe 3d | $100 | $194 |
| Re:Flex Coupe 3d | $112 | $216 |
| Turbo R-Spec Coupe 3d | $112 | $218 |
| Value Edition Coupe 3d | $114 | $220 |
| R-Spec Coupe 3d | $134 | $258 |
Compare Personalized Hyundai Veloster Insurance Costs
We broke down Hyundai Veloster insurance costs by model year and trim for personalized rate estimates.
Data filtered by:Results filtered by:
Select
Model Year:2012
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Trim:Coupe 3d
| Coupe 3d | $80 | $154 |
Hyundai Veloster Insurance Cost by Company
Hyundai Veloster insurance costs vary by provider from $106 to $239 monthly. Minimum coverage ranges from $67 to $146, while full coverage costs $146 to $342. Rates vary due to different risk assessment models.
| AAA | $103 | $214 |
| AIG | $136 | $342 |
| Allstate | $127 | $244 |
| Amica | $113 | $230 |
| Chubb | $128 | $254 |
| Farmers | $136 | $239 |
| GEICO | $67 | $146 |
| Kemper | $99 | $199 |
| Nationwide | $104 | $179 |
| Progressive | $95 | $177 |
| State Farm | $84 | $174 |
| The Hartford | $93 | $158 |
| Travelers | $82 | $151 |
| UAIC | $146 | $181 |
Hyundai Veloster Insurance Cost by State
Car insurance for a Hyundai Veloster varies by location, ranging from $35 monthly in Wyoming to $399 monthly in Louisiana.
| Alabama | $80 | $152 |
| Alaska | $67 | $143 |
| Arizona | $111 | $207 |
| Arkansas | $76 | $170 |
| California | $86 | $175 |
| Colorado | $90 | $215 |
| Connecticut | $129 | $221 |
| Delaware | $131 | $219 |
| Florida | $122 | $285 |
| Georgia | $137 | $225 |
| Hawaii | $50 | $112 |
| Idaho | $52 | $105 |
| Illinois | $86 | $161 |
| Indiana | $60 | $117 |
| Iowa | $53 | $128 |
| Kansas | $67 | $157 |
| Kentucky | $114 | $194 |
| Louisiana | $187 | $399 |
| Maine | $49 | $101 |
| Maryland | $144 | $243 |
| Massachusetts | $95 | $200 |
| Michigan | $144 | $277 |
| Minnesota | $75 | $156 |
| Mississippi | $79 | $158 |
| Missouri | $107 | $214 |
| Montana | $69 | $163 |
| Nebraska | $66 | $151 |
| Nevada | $167 | $302 |
| New Hampshire | $65 | $115 |
| New Jersey | $153 | $252 |
| New Mexico | $76 | $169 |
| New York | $112 | $201 |
| North Carolina | $75 | $148 |
| North Dakota | $56 | $122 |
| Ohio | $72 | $140 |
| Oklahoma | $85 | $189 |
| Oregon | $114 | $199 |
| Pennsylvania | $80 | $189 |
| Rhode Island | $114 | $204 |
| South Carolina | $94 | $175 |
| South Dakota | $50 | $151 |
| Tennessee | $73 | $148 |
| Texas | $117 | $240 |
| Utah | $98 | $167 |
| Vermont | $42 | $101 |
| Virginia | $87 | $142 |
| Washington | $88 | $164 |
| West Virginia | $82 | $166 |
| Wisconsin | $62 | $136 |
| Wyoming | $35 | $109 |
Hyundai Veloster Insurance Cost by Driver Profile
Your age and driving history dramatically impact Hyundai Veloster insurance costs. Young drivers under 25 face the steepest rates at $350 monthly, while adult drivers between 26-64 enjoy the most affordable coverage at just $138 per month.
| Adult Drivers | $94 | $182 |
| Young Drivers | $240 | $461 |
| Senior Drivers | $126 | $231 |
| Drivers With a Speeding Ticket | $117 | $229 |
| Drivers With an Accident | $139 | $267 |
| Drivers With a DUI | $173 | $331 |
| Drivers With Bad Credit | $222 | $448 |
Is a Hyundai Veloster Expensive to Insure?
Compared to the rest of the models on the U.S. market, a Hyundai Veloster ranks 423rd out of 827, making it one of the more expensive cars to insure. Among compact hatchbacks, the model ranks in the middle of the pack compared to similar models.
| Volkswagen Beetle | $71 | $138 |
| Dodge Caliber | $77 | $149 |
| Hyundai Elantra | $81 | $155 |
| Fiat 500e | $82 | $159 |
| Mazda 3 | $85 | $163 |
| Toyota Corolla | $85 | $163 |
| Chevrolet Volt | $86 | $167 |
| Toyota Prius | $87 | $168 |
| Nissan Leaf | $89 | $171 |
| Volkswagen Golf | $91 | $177 |
| Honda Civic | $94 | $181 |
| Hyundai Veloster | $94 | $182 |
| Fiat 500 | $96 | $186 |
| Mitsubishi Lancer | $101 | $195 |
| Ford Focus | $101 | $195 |
| Fiat 500L | $102 | $197 |
| Kia Forte | $107 | $206 |
| Dodge Dart | $109 | $211 |
| Chevrolet Cruze | $113 | $218 |
| Fiat 500 Abarth | $149 | $288 |
Factors That Affect Hyundai Car Insurance Costs
Multiple factors influence what you'll pay for Hyundai Veloster insurance coverage:
- Age Range: Despite targeting millennials, actual buyers skewed older - many enthusiasts were 40+ males attracted to the unique design and manual transmission availability
- Performance Demographics: Veloster N owners are 30 to 45 years old, higher-income car enthusiasts willing to pay premiums for performance features
- Risk Profile: 15.43% of Veloster owners have speeding violations - 32% higher than the national average, ranking 6th highest among all vehicles
- Insurance Rate Impact: Sport car classification and high violation rates result in premiums averaging $136 to $183/month, above compact car averages. Young drivers face severe penalties due to their poor performance reputation
Average Repair or Replacement Costs
Hyundai ranks fourth in repair affordability among 59 U.S. automakers with median annual costs of $587.
Vehicle Trim, Features and Accessories
Insurance varies by trim level and year. Base 2.0L models with 147 hp have the lowest premiums, while Turbo variants with 201 hp cost more to insure. The high-performance Veloster N with 275 hp commands the highest rates due to increased accident risk and expensive performance components.
Advanced features like Blue Link telematics, sport suspension and performance brakes on higher trims increase replacement costs. The distinctive three-door design with unique body panels can also drive up collision repair expenses.
Fuel Type
All Veloster models use gasoline engines, eliminating electric vehicle premium surcharges. The turbocharged variants cost more to insure due to increased performance and repair complexity.
The base 2.0L naturally aspirated engine offers the most affordable premiums, while the 1.6L turbo and high-performance 2.0L turbo N engines command higher rates. Fuel economy ranges from 22 to 28 mpg, typical for sport-oriented vehicles. The performance focus means insurers view turbocharged models as higher-risk compared to economy-focused competitors.
Location
The Veloster's sport car classification increases rates in urban areas where theft and accident risks are higher. Limited geographic distribution due to lower sales volumes means fewer vehicles on the road in certain regions.
Since discontinuation, regional parts availability may vary, potentially affecting repair costs and insurance rates. The unique styling attracted younger drivers, concentrating ownership in metropolitan areas with higher insurance premiums.
Driver Profile
Veloster owner demographics impact insurance rates:
Cheapest Hyundai Veloster Insurance Companies
GEICO offers the most affordable Veloster insurance with full coverage averaging $146 monthly. For drivers who only need minimum coverage, GEICO remains the cheapest option at $67 per month for Veloster owners.
| GEICO | $67 | $146 |
| Travelers | $82 | $151 |
| The Hartford | $93 | $158 |
| State Farm | $84 | $174 |
| Progressive | $95 | $177 |
Cheapest Hyundai Veloster Insurance by State
Overall, we found that the following are the top three cheapest car insurance providers in the state for a Hyundai Veloster:
- GEICO: Wins for affordability in 14 states
- Travelers: Wins for affordability in nine states
- State Farm: Wins for affordability in five states
You can filter to see who offers the most affordable auto insurance rates for your Hyundai Veloster.
Data filtered by:Results filtered by:
Select
State:Alabama
| Alabama | Cincinnati Insurance | $43 |
How to Get the Best Cheap Hyundai Veloster Insurance
Below we break down the best way to buy car insurance for your Hyundai Veloster:
- 1
Choose the right coverage
Three things matter when choosing how much coverage to buy: what your Hyundai's worth, how much you drive and what you can afford to spend:
Tight budget (you own the car):
- Your state's minimum liability requirements
- Add comprehensive and collision with a $1,000 deductible
Want better protection (you own the car):
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
Financing or leasing:
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
- Gap insurance (most lenders require this)
*Coverage Limits Explained (100/300/100):
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage coverage
- 2
Research costs and cheap companies
Researching average auto insurance costs for your Hyundai will give you an idea of how much you're saving currently and with another provider. You can then search for the cheapest car insurance companies.
- 3
Look for more than just low rates
To get the most balanced car insurance for your Hyundai Veloster, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles.
- 4
Explore discounts you qualify for
Hyundai Veloster's unique appeal attracts a surprisingly mature buyer base that opens doors to several money-saving opportunities. While Hyundai originally targeted younger buyers, actual Veloster owners are typically in their 40s and 50s with established careers and multi-vehicle households.
Here are five discounts that align with typical Veloster owner characteristics:
- Multi-car discount (10% to 25% savings): Forum discussions reveal most Veloster owners are enthusiasts who own multiple vehicles, from daily drivers to weekend toys. Adding your Veloster to a policy with other cars typically delivers substantial savings, especially since many owners use the Veloster as a fun secondary vehicle.
- Mature driver discount (5% to 15% savings): Despite the sporty styling, most Veloster buyers are between 40 to 55 years old with clean driving records. Many insurers offer discounts for drivers over 25 or 50 who've demonstrated responsible driving habits, and Veloster owners fit this profile perfectly.
- Safety feature discount (5% to 15% savings): The 2019 Veloster earned IIHS Top Safety Pick honors, and the 2014 model received NHTSA's five-star overall safety rating. Standard features like forward collision-avoidance assist and lane keeping assist can help you avoid crashes and qualify for safety technology discounts.
- Professional/good student discount (5% to 10% savings): Many Veloster owners are established professionals or have college-aged family members. If you work in certain professions (education, engineering, healthcare) or have students maintaining good grades, you'll likely qualify for occupation or student discounts.
- Low annual mileage discount (5% to 20% savings): Veloster owners often treat their cars as weekend fun vehicles rather than daily commuters, especially those with multiple cars. If you drive fewer than 7,500 miles annually, many insurers reward low-mileage drivers with rate reductions.
- 5
Consider alternative car insurance types
Hyundai Veloster owners should consider usage-based insurance or programs like Progressive Snapshot that reward safe driving habits with lower premiums.
- 6
Check rates every year
Comparing car insurance quotes from multiple sources can cut your Hyundai Veloster insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Hyundai Veloster Insurance Cost: Bottom Line
Insuring a Hyundai Veloster costs more than average, but you can still find decent rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Hyundai Veloster Insurance Rates: FAQ
Here are answers to common questions about insuring a Hyundai Veloster.
What is the average cost of car insurance for a Hyundai Veloster?
The Hyundai Veloster's average annual insurance cost is $1,129 yearly for minimum coverage and $2,187 for full coverage.
What company has the cheapest car insurance for a Hyundai Veloster?
GEICO offers the most affordable Veloster insurance with full coverage averaging $146 monthly. For drivers who only need minimum coverage, GEICO remains the cheapest option at $67 per month for Veloster owners.
Are Hyundai Velosters expensive to insure?
Yes, Hyundai Veloster insurance costs more than most cars. Out of 827 vehicles we track, the Veloster ranks 423rd for affordability..
What factors affect insurance costs for Hyundai Velosters?
Several things drive up your Hyundai Veloster rates. Repairs cost more because of specialized parts and the aluminum body. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Areas with more theft or higher weather risks will cost more.
How can I lower Hyundai Veloster insurance costs?
Shop around with multiple insurers as rates vary for Hyundais, and consider usage-based insurance programs that track your driving habits. Take advantage of Hyundai's safety features when discussing discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Hyundai Veloster Insurance Costs
We studied hundreds of millions of quote estimates across all car models sold in the U.S. from 2000 to 2025 to get you the most accurate Hyundai Veloster insurance costs.
Who We Based These Rates On
These Hyundai Veloster prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score is in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.