Toyota Corolla insurance runs $176 monthly for full coverage and $91 for minimum coverage on average. Your specific trim and model year determine where you'll fall within the $63 to $425 monthly range.
Toyota Corolla Insurance Cost
Key Takeaways
GEICO offers the most affordable Toyota Corolla insurance, though full coverage averages $176 monthly and varies based on your model year and chosen insurer. Read more
The Corolla ranks 37th out of 52 hatchbacks for insurance affordability, placing it in the middle tier for its vehicle type. Hatchbacks cost less to insure due to lower repair costs and better fuel efficiency. Read more
Teen drivers on your policy make it especially important to check rates specific to your Corolla's model year for the most accurate quotes. Read more.
How Much Is Toyota Corolla Insurance?
| Toyota Corolla | $91 | $176 |
Looking for another Toyota model? Read more about the cost of Toyota car insurance models.
Your Toyota Corolla's monthly insurance premiums can range from $67 for older models to $249 for the newest ones. Model year greatly affects insurance costs since newer Corollas have higher fair market values, making them more expensive to insure than older vehicles.
Insurance costs for a Toyota Corolla depend on model year and company. Full coverage goes from $129 monthly with GEICO to $325 with AIG, while minimum coverage spans $60 with GEICO to $153 with UAIC.
Toyota Corolla owners should shop between insurers since minimum coverage varies by over $93 and full coverage by over $196. Each company calculates risk differently for the Corolla, affecting your final quote.
| AAA | $102 | $212 |
| AIG | $131 | $325 |
| Allstate | $119 | $230 |
| Amica | $117 | $239 |
| Chubb | $126 | $249 |
| Farmers | $134 | $236 |
| Geico | $60 | $129 |
| Kemper | $87 | $175 |
| Nationwide | $105 | $181 |
| Progressive | $87 | $163 |
| State Farm | $87 | $180 |
| The Hartford | $94 | $160 |
| Travelers | $81 | $149 |
| UAIC | $153 | $192 |
Is Toyota Corolla Expensive to Insure?
The Toyota Corolla ranks 37th out of 52 hatchbacks for insurance affordability, per MoneyGeek's analysis. At $147 per month, it costs a few dollars more than a Fiat 500 and slightly less than a Ford Focus, putting it solidly in the middle of the hatchback pack.
That middle standing among hatchbacks doesn't tell the full story, though. Across all 827 cars in our database, the Corolla ranks 272nd, making it the third-most affordable to insure. The Saab 9-3 is the cheapest hatchback option; the Cadillac Celestiq carries the highest premiums in this category.
| Honda Civic | $137 | 34 |
| Hyundai Veloster | $138 | 35 |
| Fiat 500 | $141 | 36 |
| Toyota Corolla | $147 | 37 |
| Ford Focus | $148 | 38 |
| Mitsubishi Lancer | $148 | 38 |
| Fiat 500L | $149 | 39 |
| Chevrolet Sonic | $150 | 40 |
A few factors shape what you'll pay for Toyota Corolla insurance:
- Average Repair or Replacement Costs: Toyota Corolla repairs average $522 per year, the lowest maintenance cost of Toyota's 32 models. Lower repair costs generally translate to lower premiums.
- Vehicle Trim, Features and Accessories: Corolla trims range from 139 to 169 horsepower. Higher-output trims carry higher premiums because they represent greater risk to insurers.
- Driver Profile: Most Toyota Corolla drivers are between 25 and 40 years old, with a median age of around 30. That age group typically pays less for insurance, though some insurers factor the vehicle's performance reputation into rate setting. Read more about the costs of Toyota Corollas for young drivers.
Toyota Corolla Costs by Model Year and Driver Age by Insurance Company
Toyota Corolla insurance costs vary by both model year and driver age. A 35- to 55-year-old driver pays around $189 per month for full coverage on a 2016 Corolla versus $287 for a 2025 model. Teen and early-twenties drivers pay more across every model year.
The insurer you choose matters as much as the car you drive. GEICO has the cheapest Corolla rates across all model years. For some drivers, the difference versus other insurers runs into the hundreds per month.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Toyota Corolla
| Geico | $81 | $176 |
| National General | $109 | $224 |
| Progressive | $115 | $216 |
| Travelers | $116 | $213 |
| Kemper | $123 | $247 |
| State Farm | $135 | $281 |
| The Hartford | $143 | $243 |
| Nationwide | $147 | $255 |
| AAA | $149 | $309 |
| Allstate | $151 | $291 |
| Amica | $168 | $344 |
| AIG | $194 | $493 |
| Chubb | $197 | $392 |
| UAIC | $204 | $258 |
| Farmers | $209 | $370 |
2025 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $995 | $725 | $609 | $442 | $380 | $307 | $283 | $234 | $222 | $201 |
| State Farm | $1,058 | $930 | $822 | $711 | $627 | $533 | $485 | $432 | $395 | $348 |
| Nationwide | $1,157 | $1,059 | $976 | $828 | $699 | $453 | $420 | $392 | $370 | $331 |
| Travelers | $1,264 | $911 | $720 | $555 | $489 | $363 | $331 | $306 | $282 | $245 |
| Allstate | $1,390 | $1,088 | $877 | $648 | $581 | $452 | $410 | $387 | $365 | $323 |
| Progressive | $1,565 | $1,265 | $1,049 | $585 | $511 | $412 | $367 | $327 | $301 | $259 |
| Farmers | $2,326 | $1,720 | $1,530 | $945 | $892 | $678 | $605 | $578 | $550 | $462 |
Cost of Car Insurance for 2024 Toyota Corolla
| Geico | $79 | $171 |
| National General | $106 | $218 |
| Progressive | $113 | $210 |
| Travelers | $113 | $207 |
| Kemper | $120 | $241 |
| State Farm | $131 | $274 |
| The Hartford | $139 | $237 |
| Nationwide | $144 | $248 |
| AAA | $145 | $301 |
| Allstate | $147 | $284 |
| Amica | $163 | $335 |
| AIG | $190 | $481 |
| Chubb | $192 | $382 |
| UAIC | $199 | $251 |
| Farmers | $204 | $361 |
2024 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $970 | $707 | $594 | $431 | $371 | $299 | $276 | $228 | $216 | $196 |
| State Farm | $1,031 | $907 | $802 | $693 | $612 | $520 | $472 | $422 | $385 | $339 |
| Nationwide | $1,128 | $1,033 | $951 | $807 | $682 | $442 | $410 | $382 | $361 | $323 |
| Travelers | $1,233 | $889 | $702 | $541 | $477 | $354 | $323 | $298 | $275 | $239 |
| Allstate | $1,355 | $1,061 | $855 | $632 | $566 | $441 | $400 | $378 | $356 | $315 |
| Progressive | $1,526 | $1,233 | $1,023 | $570 | $498 | $402 | $358 | $319 | $294 | $252 |
| Farmers | $2,268 | $1,677 | $1,492 | $922 | $869 | $661 | $590 | $564 | $536 | $450 |
Cost of Car Insurance for 2023 Toyota Corolla
| Geico | $75 | $162 |
| National General | $101 | $207 |
| Progressive | $107 | $199 |
| Travelers | $107 | $197 |
| Kemper | $114 | $229 |
| State Farm | $125 | $259 |
| The Hartford | $132 | $225 |
| Nationwide | $136 | $235 |
| AAA | $137 | $285 |
| Allstate | $139 | $269 |
| Amica | $155 | $318 |
| AIG | $180 | $456 |
| Chubb | $182 | $362 |
| UAIC | $189 | $238 |
| Farmers | $193 | $342 |
2023 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $919 | $670 | $563 | $408 | $352 | $284 | $261 | $216 | $205 | $186 |
| State Farm | $977 | $860 | $760 | $657 | $580 | $493 | $448 | $400 | $365 | $322 |
| Nationwide | $1,069 | $979 | $902 | $765 | $646 | $419 | $388 | $362 | $342 | $306 |
| Travelers | $1,168 | $842 | $665 | $513 | $452 | $335 | $306 | $283 | $261 | $226 |
| Allstate | $1,284 | $1,005 | $811 | $599 | $536 | $418 | $379 | $358 | $338 | $299 |
| Progressive | $1,446 | $1,169 | $969 | $540 | $472 | $381 | $339 | $303 | $278 | $239 |
| Farmers | $2,150 | $1,589 | $1,414 | $874 | $824 | $627 | $559 | $534 | $508 | $427 |
Cost of Car Insurance for 2022 Toyota Corolla
| Geico | $56 | $121 |
| National General | $75 | $154 |
| Progressive | $79 | $149 |
| Travelers | $80 | $146 |
| Kemper | $85 | $170 |
| State Farm | $93 | $193 |
| The Hartford | $98 | $167 |
| Nationwide | $101 | $175 |
| AAA | $102 | $213 |
| Allstate | $104 | $200 |
| Amica | $115 | $237 |
| AIG | $134 | $339 |
| Chubb | $136 | $270 |
| UAIC | $141 | $178 |
| Farmers | $144 | $255 |
2022 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $685 | $499 | $419 | $304 | $262 | $211 | $195 | $161 | $153 | $139 |
| State Farm | $728 | $641 | $566 | $490 | $432 | $367 | $334 | $298 | $272 | $240 |
| Nationwide | $796 | $729 | $672 | $570 | $481 | $312 | $289 | $270 | $255 | $228 |
| Travelers | $870 | $627 | $495 | $382 | $337 | $250 | $228 | $211 | $194 | $168 |
| Allstate | $957 | $749 | $604 | $446 | $400 | $311 | $282 | $267 | $252 | $223 |
| Progressive | $1,078 | $871 | $722 | $403 | $351 | $284 | $253 | $225 | $207 | $178 |
| Farmers | $1,602 | $1,184 | $1,053 | $651 | $614 | $467 | $417 | $398 | $378 | $318 |
Cost of Car Insurance for 2021 Toyota Corolla
| Geico | $52 | $113 |
| National General | $70 | $143 |
| Progressive | $74 | $138 |
| Travelers | $74 | $137 |
| Kemper | $79 | $159 |
| State Farm | $87 | $180 |
| The Hartford | $92 | $156 |
| Nationwide | $95 | $163 |
| AAA | $95 | $198 |
| Allstate | $97 | $187 |
| Amica | $108 | $221 |
| AIG | $125 | $316 |
| Chubb | $126 | $252 |
| UAIC | $131 | $166 |
| Farmers | $134 | $238 |
2021 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $638 | $465 | $391 | $283 | $244 | $197 | $182 | $150 | $142 | $129 |
| State Farm | $679 | $597 | $528 | $456 | $403 | $342 | $311 | $278 | $254 | $223 |
| Nationwide | $742 | $680 | $626 | $531 | $449 | $291 | $270 | $252 | $238 | $213 |
| Travelers | $811 | $585 | $462 | $356 | $314 | $233 | $213 | $196 | $181 | $157 |
| Allstate | $892 | $698 | $563 | $416 | $373 | $290 | $263 | $249 | $234 | $207 |
| Progressive | $1,005 | $812 | $673 | $375 | $328 | $264 | $236 | $210 | $193 | $166 |
| Farmers | $1,493 | $1,104 | $982 | $607 | $572 | $435 | $388 | $371 | $353 | $296 |
Cost of Car Insurance for 2020 Toyota Corolla
| Geico | $47 | $102 |
| National General | $63 | $129 |
| Progressive | $67 | $125 |
| Travelers | $67 | $123 |
| Kemper | $71 | $143 |
| State Farm | $78 | $162 |
| The Hartford | $82 | $141 |
| Nationwide | $85 | $147 |
| AAA | $86 | $178 |
| Allstate | $87 | $168 |
| Amica | $97 | $199 |
| AIG | $112 | $285 |
| Chubb | $114 | $227 |
| UAIC | $118 | $149 |
| Farmers | $121 | $214 |
2020 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $575 | $419 | $352 | $255 | $220 | $177 | $163 | $135 | $128 | $116 |
| State Farm | $611 | $538 | $475 | $411 | $363 | $308 | $280 | $250 | $228 | $201 |
| Nationwide | $668 | $612 | $564 | $478 | $404 | $262 | $243 | $226 | $214 | $191 |
| Travelers | $730 | $527 | $416 | $321 | $282 | $210 | $191 | $177 | $163 | $141 |
| Allstate | $803 | $629 | $507 | $374 | $335 | $261 | $237 | $224 | $211 | $187 |
| Progressive | $904 | $731 | $606 | $338 | $295 | $238 | $212 | $189 | $174 | $149 |
| Farmers | $1,344 | $994 | $884 | $546 | $515 | $392 | $350 | $334 | $318 | $267 |
Cost of Car Insurance for 2019 Toyota Corolla
| Geico | $53 | $115 |
| National General | $66 | $135 |
| Travelers | $78 | $144 |
| Progressive | $84 | $156 |
| State Farm | $85 | $176 |
| Kemper | $89 | $180 |
| The Hartford | $92 | $156 |
| AAA | $96 | $199 |
| Allstate | $105 | $203 |
| Amica | $105 | $215 |
| Nationwide | $110 | $190 |
| Chubb | $113 | $224 |
| AIG | $123 | $305 |
| Farmers | $128 | $225 |
| UAIC | $136 | $170 |
2019 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $649 | $473 | $397 | $288 | $248 | $200 | $185 | $153 | $145 | $132 |
| State Farm | $662 | $582 | $515 | $445 | $393 | $334 | $303 | $271 | $247 | $218 |
| Nationwide | $865 | $793 | $730 | $619 | $523 | $339 | $314 | $293 | $277 | $248 |
| Travelers | $866 | $622 | $490 | $378 | $333 | $245 | $224 | $207 | $191 | $166 |
| Allstate | $969 | $759 | $612 | $452 | $405 | $315 | $286 | $271 | $255 | $226 |
| Progressive | $1,142 | $919 | $762 | $423 | $369 | $299 | $266 | $237 | $218 | $187 |
| Farmers | $1,408 | $1,044 | $929 | $576 | $544 | $413 | $368 | $352 | $335 | $281 |
Cost of Car Insurance for 2018 Toyota Corolla
| Geico | $52 | $112 |
| National General | $61 | $125 |
| State Farm | $67 | $139 |
| Travelers | $69 | $127 |
| Kemper | $77 | $155 |
| Progressive | $77 | $144 |
| The Hartford | $77 | $132 |
| AAA | $85 | $176 |
| Nationwide | $95 | $164 |
| Amica | $98 | $200 |
| Chubb | $102 | $199 |
| Farmers | $104 | $182 |
| AIG | $105 | $255 |
| Allstate | $105 | $203 |
| UAIC | $140 | $175 |
2018 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $521 | $458 | $405 | $350 | $309 | $263 | $239 | $213 | $195 | $172 |
| Geico | $639 | $465 | $391 | $282 | $244 | $196 | $181 | $150 | $141 | $129 |
| Nationwide | $744 | $682 | $628 | $533 | $450 | $292 | $270 | $252 | $238 | $213 |
| Travelers | $754 | $543 | $428 | $330 | $291 | $216 | $197 | $182 | $168 | $146 |
| Allstate | $979 | $767 | $615 | $451 | $404 | $316 | $287 | $270 | $255 | $225 |
| Progressive | $1,050 | $844 | $699 | $389 | $339 | $274 | $245 | $218 | $201 | $172 |
| Farmers | $1,127 | $837 | $746 | $466 | $440 | $335 | $299 | $286 | $272 | $228 |
Cost of Car Insurance for 2017 Toyota Corolla
| Geico | $51 | $110 |
| State Farm | $57 | $119 |
| National General | $58 | $118 |
| Travelers | $64 | $117 |
| Kemper | $67 | $135 |
| The Hartford | $68 | $115 |
| Progressive | $73 | $136 |
| AAA | $79 | $162 |
| Nationwide | $82 | $141 |
| Chubb | $88 | $171 |
| AIG | $93 | $219 |
| Amica | $93 | $190 |
| Farmers | $94 | $163 |
| Allstate | $105 | $202 |
| UAIC | $138 | $173 |
2017 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $445 | $391 | $347 | $299 | $264 | $225 | $204 | $183 | $167 | $147 |
| Geico | $628 | $456 | $383 | $277 | $239 | $192 | $177 | $146 | $138 | $126 |
| Nationwide | $639 | $585 | $539 | $457 | $386 | $250 | $232 | $217 | $205 | $183 |
| Travelers | $691 | $499 | $393 | $304 | $267 | $199 | $182 | $168 | $155 | $134 |
| Allstate | $977 | $765 | $613 | $449 | $402 | $314 | $285 | $269 | $253 | $224 |
| Progressive | $998 | $801 | $664 | $369 | $322 | $261 | $232 | $207 | $191 | $164 |
| Farmers | $1,004 | $748 | $667 | $419 | $396 | $302 | $268 | $257 | $245 | $205 |
Cost of Car Insurance for 2016 Toyota Corolla
| Geico | $60 | $130 |
| National General | $74 | $152 |
| State Farm | $74 | $154 |
| Travelers | $75 | $138 |
| Progressive | $80 | $150 |
| The Hartford | $81 | $137 |
| Kemper | $86 | $174 |
| AAA | $100 | $208 |
| Nationwide | $101 | $174 |
| Chubb | $114 | $225 |
| Amica | $119 | $243 |
| Farmers | $119 | $209 |
| AIG | $123 | $300 |
| Allstate | $134 | $260 |
| UAIC | $145 | $183 |
2016 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $576 | $507 | $449 | $387 | $342 | $291 | $265 | $236 | $216 | $190 |
| Geico | $739 | $538 | $452 | $327 | $282 | $227 | $209 | $173 | $163 | $149 |
| Nationwide | $789 | $721 | $664 | $564 | $476 | $309 | $287 | $267 | $253 | $226 |
| Travelers | $825 | $595 | $470 | $362 | $320 | $235 | $215 | $199 | $183 | $159 |
| Progressive | $1,092 | $880 | $729 | $406 | $354 | $286 | $255 | $227 | $209 | $179 |
| Allstate | $1,254 | $985 | $790 | $580 | $520 | $406 | $368 | $347 | $327 | $289 |
| Farmers | $1,294 | $960 | $856 | $536 | $507 | $385 | $343 | $328 | $312 | $262 |
Toyota Corolla Insurance Cost by Trim
Toyota Corolla trim level affects insurance costs more than most drivers expect. Monthly premiums start at $63 for minimum coverage on the base LE Sedan and reach $425 for full coverage on the GR Morizo Edition Hatchback.
| Fx | $114 | $220 |
| Gr Circuit Edition | $193 | $372 |
| Gr Core | $163 | $314 |
| Gr Premium | $176 | $341 |
| Gr Premium Plus | $196 | $379 |
| Le | $99 | $191 |
| Nightshade | $108 | $208 |
| Se | $107 | $206 |
| Xle | $118 | $229 |
| Xse | $117 | $226 |
| Ve Sedan 4d | $63 | $121 |
| Sedan 4d | $66 | $126 |
| Le Eco Premium Sedan 4d | $72 | $138 |
| Im Hatchback 4d | $73 | $140 |
| Le Special Edition Sedan 4d | $74 | $143 |
| Ce Sedan 4d | $77 | $148 |
| S Special Edition Sedan 4d | $80 | $155 |
| Le Sedan 4d | $81 | $156 |
| Se Nightshade Edition Sedan 4d | $81 | $157 |
| Xrs Sedan 4d | $82 | $158 |
| Le Premium Sedan 4d | $82 | $159 |
| Xle Sedan 4d | $82 | $159 |
| Se Hatchback 4d | $83 | $161 |
| Se Sedan 4d | $83 | $161 |
| Se Nightshade Edition Hatchback 4d | $83 | $161 |
| S Sedan 4d | $85 | $165 |
| Se Apex Sedan 4d | $85 | $165 |
| L Sedan 4d | $86 | $167 |
| Le Eco Sedan 4d | $87 | $169 |
| Se Apex Edition Sedan 4d | $88 | $170 |
| Xse Apex Sedan 4d | $89 | $173 |
| Xse Sedan 4d | $90 | $173 |
| Xse Hatchback 4d | $91 | $177 |
| S Premium Sedan 4d | $95 | $185 |
| Xse Apex Edition Sedan 4d | $96 | $187 |
| Se Infrared Sedan 4d | $100 | $194 |
| Gr Core Hatchback 4d | $150 | $291 |
| Gr Circuit Edition Hatchback 4d | $162 | $313 |
| Gr Morizo Edition Hatchback 4d | $220 | $425 |
| Le Eco Plus Sedan 4d | $89 | $172 |
| Le Plus Sedan 4d | $104 | $202 |
| S Plus Sedan 4d | $104 | $203 |
| 50th Anniversary Special Edition Sedan 4d | $74 | $142 |
Does Upgrading Your Trim Increase Toyota Corolla Insurance Costs?
From the base VE up through the XSE, insurance costs climb gradually — most upgrades add $30–90 a month, which may not tip the scale on a trim decision for most buyers.
Cross into GR territory, however, and the math changes entirely. The GR Core starts at $291 a month and the Morizo Edition tops out at $425 — more than triple the base rate. So if you're considering a GR trim, factor insurance as a meaningful line item, not an afterthought.
Toyota Corolla Insurance Cost by State
Toyota Corolla insurance costs vary by state, from $33 per month in Wyoming to $177 in Louisiana for minimum coverage. State risk factors and insurance regulations drive those differences, not the car itself.
| Alabama | $77 | $146 |
| Alaska | $65 | $137 |
| Arizona | $108 | $201 |
| Arkansas | $74 | $164 |
| California | $86 | $174 |
| Colorado | $86 | $204 |
| Connecticut | $126 | $217 |
| Delaware | $129 | $216 |
| District Of Columbia | $99 | $184 |
| Florida | $124 | $287 |
| Georgia | $135 | $221 |
| Hawaii | $47 | $106 |
| Idaho | $50 | $101 |
| Illinois | $82 | $153 |
| Indiana | $59 | $115 |
| Iowa | $50 | $121 |
| Kansas | $64 | $150 |
| Kentucky | $111 | $188 |
| Louisiana | $177 | $378 |
| Maine | $47 | $96 |
| Maryland | $142 | $239 |
| Massachusetts | $92 | $195 |
| Michigan | $141 | $271 |
| Minnesota | $75 | $157 |
| Mississippi | $79 | $157 |
| Missouri | $104 | $207 |
| Montana | $62 | $147 |
| Nebraska | $65 | $148 |
| Nevada | $162 | $292 |
| New Hampshire | $63 | $112 |
| New Jersey | $149 | $246 |
| New Mexico | $73 | $162 |
| New York | $113 | $202 |
| North Carolina | $75 | $147 |
| North Dakota | $54 | $117 |
| Ohio | $68 | $133 |
| Oklahoma | $84 | $186 |
| Oregon | $110 | $191 |
| Pennsylvania | $78 | $184 |
| Rhode Island | $112 | $200 |
| South Carolina | $91 | $169 |
| South Dakota | $48 | $148 |
| Tennessee | $70 | $141 |
| Texas | $112 | $230 |
| Utah | $98 | $166 |
| Vermont | $42 | $99 |
| Virginia | $85 | $138 |
| Washington | $83 | $155 |
| West Virginia | $77 | $157 |
| Wisconsin | $58 | $128 |
| Wyoming | $33 | $103 |
How to Lower the Cost of Toyota Corolla Insurance
- 1Choose the right coverage
Decide how much coverage to buy for your Corolla. If you own the car outright, your state's minimum liability plus comprehensive and collision at a $1,000 deductible keeps premiums down. For more protection, 100/300/100 liability with comprehensive and collision at a $500 deductible is a solid step up. Financing or leasing requires 100/300/100 liability, comprehensive and collision at a $500 deductible, and gap insurance.
- 2Research costs and cheap companies
Review average auto insurance costs for compact sedans so you know what a fair rate looks like. From there, you can identify the cheapest car insurance companies for your Corolla.
- 3Look for more than just low rates
A low car insurance quote doesn't tell you much about the insurer behind it. Check J.D. Power satisfaction ratings, Better Business Bureau complaints and AM Best financial stability scores. Budget insurers sometimes offer limited coverage or slow claims service when you need help most.
- 4Explore discounts you qualify for
Toyota Corolla owners often qualify for car insurance discounts tied to safety features, clean driving records, multiple vehicles and bundling auto with home coverage. Adding these up can cut your annual premium noticeably.
- 5Consider alternative car insurance types
If you drive carefully and don't log many miles, usage-based programs like Progressive Snapshot or Allstate Drivewise may bring your rate down. Both track driving behavior and adjust premiums based on actual habits rather than demographic assumptions.
- 6Check rates every year
Get car insurance quotes from several insurers each renewal period. Your current insurer won't tell you when competitors drop their prices, yearly comparisons can save up to 24% on Corolla coverage.
Toyota Corolla Insurance Cost: Bottom Line
The Toyota Corolla is one of the cheaper cars to insure. Still, rates vary enough between insurers that comparing quotes and stacking discounts can make a real difference in what you pay.
Toyota Corolla Insurance Rates: FAQ
What is the average cost of car insurance for a Toyota Corolla?
Toyota Corolla insurance costs $1,093 annually for minimum coverage and $2,112 for full coverage. This makes the Corolla one of the more affordable vehicles to insure.
What company has the cheapest car insurance for a Toyota Corolla?
GEICO provides the most affordable minimum coverage for Toyota Corolla drivers at $714 annually. The company also delivers the best value for full coverage at $1,545 per year.
Are Toyota Corollas expensive to insure?
No, Toyota Corolla insurance is not expensive compared to most vehicles. Among 827 cars we track, the Corolla places 272nd for affordability. Within the hatchback category specifically, it ranks 37th out of 52 models.
What factors affect insurance costs for Toyota Corollas?
Your driving history, credit score and coverage level all affect what you pay. The Corolla's safety ratings and lower repair costs compared to luxury vehicles also pull premiums down for most drivers.
How can I lower Toyota Corolla insurance costs?
Compare quotes from multiple insurers. Corolla pricing varies more between companies than most drivers realize. Usage-based programs like Progressive Snapshot or Allstate Drivewise can help you save on your rate if you drive carefully. Bundling auto and home policies, claiming available discounts and keeping a clean record help too.
How We Determined Toyota Corolla Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Toyota Corolla insurance costs.
Who We Based These Rates On
These Toyota Corolla prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has analyzed the insurance market for almost a decade, first with LendingTree and now with MoneyGeek, conducting original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, breaking down complex topics so people can have confidence in their purchase. Like all MoneyGeek analysts, Mark collects and analyzes independent cost and consumer experience data on insurance companies to provide objective recommendations in our content that are independent of any of MoneyGeek's insurance company partnerships.
His insights on products ranging from car, home and renters insurance to health and life insurance have been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He started his career working in financial risk management at State Street before transitioning to the analysis of the personal insurance market. He's also a five-time Jeopardy champion!