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Insurance premiums vary greatly depending on age. For example, a 16-year-old who insures a 2009 Ford Focus with full coverage spends roughly $5,661 per year, while a 40-year-old only pays around $1,221. For a 2018 model, a 16-year-old spends $6,869 per year, on average, whereas a 40-year-old only has to pay around $1,501.

You should consider several factors when purchasing auto insurance — affordability is one of them. MoneyGeek evaluated the best insurance providers for a Ford Focus based on cost, customer service and claims management.

MoneyGeek Logo IconCar Insurance CostsFord Focus
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Ford Focus

It costs an average of $1,384 per year to insure a Ford Focus, choosing full coverage. The insurer that you purchase from can make a big difference in your overall cost.

For example, State Farm offers the cheapest full coverage policy for a Ford Focus at around $1,045 per year, while Farmers is the most expensive, setting a driver back around $1,598 per year.

For minimum coverage, we found that State Farm is also the most affordable company for a Ford Focus, charging an average annual premium of $504, whereas Farmers is again the least affordable provider at $786.

Make sure to compare quotes from multiple companies to find the cheapest car insurance for you.

Company
Average Annual Premium

State Farm

$467

State Farm

$468

State Farm

$481

State Farm

$491

State Farm

$493

State Farm

$502

State Farm

$503

State Farm

$504

State Farm

$508

GEICO

$517

GEICO

$521

State Farm

$523

GEICO

$524

GEICO

$525

GEICO

$528

GEICO

$528

GEICO

$534

State Farm

$535

GEICO

$536

State Farm

$544

State Farm

$547

GEICO

$551

GEICO

$557

GEICO

$562

State Farm

$564

State Farm

$590

GEICO

$592

GEICO

$592

GEICO

$603

State Farm

$605

Travelers

$640

Travelers

$646

State Farm

$648

GEICO

$651

GEICO

$657

State Farm

$662

Travelers

$673

Travelers

$674

Progressive

$675

Allstate

$677

Progressive

$678

Travelers

$685

GEICO

$685

Allstate

$686

Allstate

$689

Progressive

$690

Travelers

$691

Nationwide

$700

Nationwide

$700

Allstate

$703

GEICO

$703

GEICO

$703

Farmers

$703

State Farm

$707

Allstate

$709

GEICO

$709

Progressive

$710

Allstate

$710

Allstate

$711

State Farm

$712

Allstate

$716

Farmers

$718

Travelers

$721

Travelers

$721

Nationwide

$722

Progressive

$723

Travelers

$724

Travelers

$724

Travelers

$727

Allstate

$730

Allstate

$731

Allstate

$732

Travelers

$733

Progressive

$733

Travelers

$742

Allstate

$743

Nationwide

$743

Progressive

$750

Allstate

$752

GEICO

$754

Allstate

$755

Farmers

$757

Progressive

$757

Travelers

$759

Nationwide

$764

Farmers

$777

Nationwide

$785

Farmers

$786

Progressive

$786

Farmers

$787

State Farm

$791

Nationwide

$801

Travelers

$804

Progressive

$807

Progressive

$808

GEICO

$812

Nationwide

$815

Progressive

$817

Progressive

$818

Allstate

$819

Progressive

$819

Nationwide

$821

Travelers

$824

Farmers

$824

Allstate

$831

Nationwide

$833

Farmers

$837

Farmers

$851

Nationwide

$861

State Farm

$861

Farmers

$861

Farmers

$872

Travelers

$875

Nationwide

$875

Allstate

$881

Farmers

$887

Farmers

$892

Progressive

$901

Travelers

$904

Nationwide

$908

Nationwide

$912

Farmers

$915

Progressive

$925

Allstate

$933

Travelers

$935

Allstate

$941

State Farm

$957

State Farm

$961

Nationwide

$966

State Farm

$988

Travelers

$994

Farmers

$996

State Farm

$996

State Farm

$997

Progressive

$1,012

Travelers

$1,015

Progressive

$1,017

State Farm

$1,018

Allstate

$1,019

Progressive

$1,019

Progressive

$1,019

Farmers

$1,026

Nationwide

$1,027

State Farm

$1,037

State Farm

$1,045

State Farm

$1,048

Farmers

$1,055

State Farm

$1,069

Nationwide

$1,073

Nationwide

$1,079

GEICO

$1,080

GEICO

$1,082

State Farm

$1,084

GEICO

$1,087

GEICO

$1,095

GEICO

$1,095

Travelers

$1,096

Farmers

$1,098

State Farm

$1,107

Farmers

$1,112

Nationwide

$1,117

GEICO

$1,119

State Farm

$1,121

GEICO

$1,126

Allstate

$1,128

State Farm

$1,133

GEICO

$1,133

Progressive

$1,142

GEICO

$1,153

State Farm

$1,156

Nationwide

$1,156

Allstate

$1,178

Farmers

$1,181

State Farm

$1,185

GEICO

$1,186

State Farm

$1,187

GEICO

$1,188

GEICO

$1,198

Travelers

$1,205

Farmers

$1,207

GEICO

$1,212

GEICO

$1,213

Allstate

$1,234

Allstate

$1,241

State Farm

$1,242

Progressive

$1,256

GEICO

$1,257

Allstate

$1,263

Farmers

$1,265

Nationwide

$1,272

Allstate

$1,278

Nationwide

$1,279

Allstate

$1,287

State Farm

$1,289

Nationwide

$1,291

Travelers

$1,303

Allstate

$1,303

GEICO

$1,305

Travelers

$1,310

GEICO

$1,311

Nationwide

$1,318

Allstate

$1,319

Allstate

$1,319

Allstate

$1,326

State Farm

$1,329

Travelers

$1,334

Nationwide

$1,335

Allstate

$1,345

Progressive

$1,369

Travelers

$1,373

Progressive

$1,374

State Farm

$1,374

State Farm

$1,378

Travelers

$1,380

Allstate

$1,396

GEICO

$1,399

GEICO

$1,399

Nationwide

$1,400

Allstate

$1,405

Progressive

$1,405

Nationwide

$1,407

GEICO

$1,409

Travelers

$1,410

GEICO

$1,420

Nationwide

$1,420

Travelers

$1,424

Travelers

$1,427

Allstate

$1,428

Farmers

$1,431

Progressive

$1,431

Allstate

$1,436

Farmers

$1,450

Nationwide

$1,452

Allstate

$1,453

Allstate

$1,458

State Farm

$1,480

Allstate

$1,486

Nationwide

$1,488

Progressive

$1,495

State Farm

$1,496

GEICO

$1,499

Travelers

$1,500

Progressive

$1,512

Nationwide

$1,521

Farmers

$1,522

Travelers

$1,525

Travelers

$1,537

Nationwide

$1,543

Travelers

$1,550

Nationwide

$1,560

Travelers

$1,563

Progressive

$1,573

Progressive

$1,578

Travelers

$1,585

Farmers

$1,587

Nationwide

$1,588

Travelers

$1,589

Progressive

$1,590

Farmers

$1,598

Farmers

$1,600

Progressive

$1,602

Nationwide

$1,616

Travelers

$1,625

Farmers

$1,631

Allstate

$1,632

Allstate

$1,632

State Farm

$1,634

GEICO

$1,659

Nationwide

$1,667

Farmers

$1,687

State Farm

$1,699

GEICO

$1,710

Progressive

$1,716

Progressive

$1,719

Farmers

$1,723

Allstate

$1,725

Progressive

$1,734

Nationwide

$1,736

Progressive

$1,739

Farmers

$1,739

Progressive

$1,742

Nationwide

$1,752

Travelers

$1,752

Farmers

$1,760

State Farm

$1,772

Farmers

$1,776

Farmers

$1,781

GEICO

$1,792

Travelers

$1,792

Progressive

$1,793

Travelers

$1,796

Progressive

$1,802

Farmers

$1,810

Nationwide

$1,816

Allstate

$1,849

Farmers

$1,856

Nationwide

$1,902

Farmers

$1,905

Travelers

$1,908

Farmers

$1,912

Allstate

$1,929

Nationwide

$1,961

Travelers

$1,966

Progressive

$1,972

Progressive

$1,994

Allstate

$1,994

Nationwide

$1,994

Progressive

$1,996

Progressive

$1,996

Allstate

$2,007

State Farm

$2,028

Travelers

$2,029

GEICO

$2,045

Farmers

$2,060

Farmers

$2,082

Nationwide

$2,082

Farmers

$2,105

Travelers

$2,145

Progressive

$2,153

Travelers

$2,157

Travelers

$2,193

Farmers

$2,200

Farmers

$2,226

Allstate

$2,228

Nationwide

$2,257

State Farm

$2,261

Nationwide

$2,290

GEICO

$2,313

Farmers

$2,357

Farmers

$2,370

Progressive

$2,414

Nationwide

$2,444

Allstate

$2,504

GEICO

$2,590

Travelers

$2,648

State Farm

$2,651

GEICO

$2,656

Progressive

$2,686

Allstate

$2,828

Travelers

$2,870

Allstate

$2,921

State Farm

$2,961

Nationwide

$2,965

Travelers

$2,970

Farmers

$3,018

Nationwide

$3,175

Progressive

$3,185

Farmers

$3,251

State Farm

$3,338

Farmers

$3,351

Progressive

$3,391

Nationwide

$3,409

Nationwide

$3,491

GEICO

$3,542

Farmers

$3,571

Allstate

$3,749

Travelers

$3,751

Progressive

$3,788

Progressive

$3,795

Progressive

$3,865

Nationwide

$3,873

Allstate

$4,107

GEICO

$4,205

Farmers

$4,449

Travelers

$4,501

Nationwide

$4,966

Allstate

$5,194

Nationwide

$5,341

GEICO

$5,401

Farmers

$5,691

Nationwide

$5,859

Travelers

$5,891

Farmers

$6,103

Allstate

$6,473

Progressive

$6,790

Progressive

$7,907

Progressive

$8,118

Farmers

$8,328

Is a Ford Focus Expensive to Insure?

As a compact sedan, a Ford Focus is cheap to insure. Ford does not make the Focus anymore, but for its final model year of 2018, the fair purchase price is $11,313, which is inexpensive. Cars that are worth less usually are not expensive to repair or replace, so insurers tend to charge a lower premium. The Ford Focus also received an exceptional overall crash test rating — proof that it is very safe to drive. However, the Ford Focus’ high theft rate keeps it from having a rock-bottom premium.

Best Companies for Insuring a Ford Focus

The best auto insurers for a Ford Focus combine an affordable rate with a great service and claims experience. We found that the best car insurance providers for a Ford Focus are:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,045 per year)
  • GEICO: MoneyGeek score of 88 out of 100 ($1,126 per year)

State Farm claims the top spot out of the seven providers in our study by offering the cheapest rate and good service, proving there doesn’t have to be a tradeoff between affordability and service quality when buying car insurance for a Ford Focus.

MoneyGeek Top Pick: State Farm

State Farm

pros

Cheapest average premium for full coverage

Ranked second in customer satisfaction

cons

Below-average rating for claims management

Doesn’t offer original equipment manufacturer (OEM) coverage or gap insurance

COMPANY HIGHLIGHTS

State Farm offers the most affordable premium for a Ford Focus. It also has a strong reputation for delivering a good customer experience. State Farm also has an extensive line-up of discounts that could make your policy even more affordable.

Most drivers will find good value in State Farm’s basic add-on coverages. For example, roadside assistance covers towing, locksmith services, mechanical labor and the delivery of gas, tires, a battery or oil. But note that it excludes the cost of the delivered items.

If you purchase rental car and travel expense reimbursement coverage at State Farm, in a covered claim, you get a car rental up to policy limits while your car is being repaired. You may also receive up to $500 in travel-related expense reimbursement, including meals, lodging and other transportation costs, if your car gets damaged in a covered accident.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Second-highest in affordability

Provides good customer service

Offers roadside assistance and accident forgiveness

cons

Below-average claims management rating

No OEM coverage

COMPANY HIGHLIGHTS

GEICO is our runner-up for the best insurance provider for a Ford Focus with its good service and affordable premium.

GEICO has a selection of coverages that Ford Focus owners may find useful. For example, its roadside assistance coverage can be valuable during a breakdown as it sends help when you have a flat tire and covers towing and jumpstarts. Depending on the state where you live, you may also purchase or earn GEICO’s accident forgiveness coverage to protect you from the dramatic premium increase that typically follows an at-fault accident.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Ford Focus by Model Year

In the case of a Ford Focus, a full coverage policy for a 2009 model only costs around $1,221 per year, but the 2018 model is roughly $280 more per year at $1,501 annually.

Your Ford Focus’ age has an impact on the average cost of car insurance. A car’s value depreciates over time, so newer models tend to be more expensive. Since Ford does not make the Focus anymore, 2018 is the newest model, which is five years old.

Model Year
Average Annual Premium

2018

$687

2018

$1,501

2017

$683

2017

$1,453

2016

$678

2016

$1,429

2015

$672

2015

$1,387

2014

$636

2014

$1,322

2013

$660

2013

$1,315

2012

$655

2012

$1,281

2011

$628

2011

$1,232

2010

$660

2010

$1,240

2009

$664

2009

$1,221

The average cost of car insurance for a model year can vary by the company. You may find that one company quotes you much more than another for the same policy for a Ford Focus.

However, MoneyGeek found that State Farm is the cheapest insurer for a Ford Focus, regardless of model year. For example, a full coverage policy costs an average of $927 annually for a 2009 model and $1,180 a year for a 2018 model.

Company
Average Annual Premium

State Farm

$419

State Farm

$428

State Farm

$430

State Farm

$435

State Farm

$440

State Farm

$443

GEICO

$460

GEICO

$462

GEICO

$464

State Farm

$464

GEICO

$464

GEICO

$464

State Farm

$466

GEICO

$478

GEICO

$484

State Farm

$484

State Farm

$484

GEICO

$485

GEICO

$488

GEICO

$496

Travelers

$547

Travelers

$559

Progressive

$604

Progressive

$610

Travelers

$621

Travelers

$624

Nationwide

$625

Travelers

$625

Nationwide

$626

Travelers

$626

Nationwide

$628

Nationwide

$628

Allstate

$634

Allstate

$635

Travelers

$637

Farmers

$639

Progressive

$646

Travelers

$648

Nationwide

$650

Travelers

$650

Progressive

$651

Allstate

$652

Progressive

$652

Farmers

$652

Progressive

$652

Allstate

$653

Allstate

$654

Allstate

$655

Travelers

$655

Progressive

$656

Allstate

$658

Allstate

$660

Allstate

$660

Progressive

$662

Allstate

$663

Progressive

$667

Progressive

$669

Farmers

$672

Nationwide

$674

Farmers

$679

Farmers

$680

Farmers

$680

Farmers

$683

Farmers

$687

Nationwide

$694

Farmers

$695

Nationwide

$702

Farmers

$713

Nationwide

$770

Nationwide

$770

State Farm

$927

State Farm

$947

State Farm

$954

State Farm

$987

State Farm

$1,024

GEICO

$1,033

State Farm

$1,050

GEICO

$1,061

GEICO

$1,077

State Farm

$1,102

GEICO

$1,121

State Farm

$1,122

GEICO

$1,123

GEICO

$1,128

GEICO

$1,146

State Farm

$1,158

GEICO

$1,169

State Farm

$1,180

GEICO

$1,187

GEICO

$1,212

Allstate

$1,222

Allstate

$1,237

Allstate

$1,237

Allstate

$1,242

Travelers

$1,246

Allstate

$1,283

Nationwide

$1,286

Travelers

$1,287

Travelers

$1,299

Nationwide

$1,307

Allstate

$1,309

Nationwide

$1,330

Travelers

$1,344

Nationwide

$1,351

Travelers

$1,367

Allstate

$1,371

Travelers

$1,389

Allstate

$1,395

Progressive

$1,398

Nationwide

$1,403

Allstate

$1,407

Progressive

$1,420

Progressive

$1,426

Farmers

$1,430

Progressive

$1,455

Nationwide

$1,456

Progressive

$1,473

Farmers

$1,474

Farmers

$1,475

Progressive

$1,482

Allstate

$1,491

Travelers

$1,500

Nationwide

$1,507

Travelers

$1,544

Farmers

$1,549

Progressive

$1,551

Nationwide

$1,572

Farmers

$1,592

Farmers

$1,593

Travelers

$1,602

Progressive

$1,607

Progressive

$1,613

Nationwide

$1,642

Travelers

$1,663

Farmers

$1,666

Nationwide

$1,670

Farmers

$1,693

Progressive

$1,700

Farmers

$1,740

Farmers

$1,771

Cost of Insuring a Ford Focus for 16- to 25-Year-Olds

Insurance providers consider your age when calculating your premium for a Ford Focus. Auto insurance for teens tends to be much more expensive than for middle-aged drivers because of their lack of experience.

MoneyGeek found that the average annual rate for a 16-year-old driver with a Ford Focus who purchases a full coverage policy is $6,167, but a 40-year-old driver with the same policy only spends $1,338.

Teen car insurance becomes cheaper each year and steadies when drivers reach their 20s.

Driver Age
Average Annual Premium

16

$6,167

16

$3,222

17

$2,600

17

$5,017

18

$2,260

18

$4,401

19

$3,045

19

$1,554

20

$2,753

20

$1,390

21

$1,046

21

$2,112

22

$962

22

$1,953

23

$1,815

23

$889

24

$1,722

24

$840

25

$760

25

$1,555

Make it a habit to compare rates from different providers if you want to find the cheapest possible Ford Focus car insurance. For example, 16-year-old drivers with a Ford Focus get the lowest premium for full coverage from State Farm at around $3,338 per year. Farmers is the most expensive insurer at an average annual cost of $8,328.

Note that these rates are for an individual policy, and most teens under 18 cannot legally purchase a policy without a parent or guardian as a co-signer. The smarter and more affordable way to get teen car insurance is by including them on a family policy.

Company
Average Annual Premium

GEICO

$587

State Farm

$631

GEICO

$633

GEICO

$665

State Farm

$693

GEICO

$734

State Farm

$757

Allstate

$765

Travelers

$766

GEICO

$789

Travelers

$828

Progressive

$829

Allstate

$842

State Farm

$846

Travelers

$883

Allstate

$893

Farmers

$918

State Farm

$923

Progressive

$937

Travelers

$943

Allstate

$953

Travelers

$1,023

Progressive

$1,025

Farmers

$1,031

Allstate

$1,033

GEICO

$1,048

Farmers

$1,059

State Farm

$1,069

Nationwide

$1,091

Farmers

$1,115

Progressive

$1,159

GEICO

$1,177

State Farm

$1,203

Farmers

$1,210

Travelers

$1,216

Nationwide

$1,220

Progressive

$1,274

Allstate

$1,299

Nationwide

$1,308

Travelers

$1,382

GEICO

$1,404

State Farm

$1,413

State Farm

$1,426

Nationwide

$1,440

Allstate

$1,511

GEICO

$1,527

State Farm

$1,566

Nationwide

$1,586

State Farm

$1,606

Progressive

$1,609

GEICO

$1,612

GEICO

$1,657

Allstate

$1,663

State Farm

$1,686

Travelers

$1,760

Farmers

$1,768

GEICO

$1,787

Progressive

$1,823

State Farm

$1,825

State Farm

$1,859

Allstate

$1,868

Farmers

$1,897

Travelers

$1,918

GEICO

$1,930

Allstate

$1,974

GEICO

$1,982

Progressive

$1,983

State Farm

$2,017

Farmers

$2,019

Nationwide

$2,032

Allstate

$2,120

Travelers

$2,127

Travelers

$2,152

Farmers

$2,242

Progressive

$2,248

Allstate

$2,262

Travelers

$2,263

Nationwide

$2,264

Nationwide

$2,280

Farmers

$2,289

Allstate

$2,304

State Farm

$2,308

Farmers

$2,386

Travelers

$2,405

Nationwide

$2,422

Progressive

$2,452

GEICO

$2,481

Farmers

$2,552

GEICO

$2,572

State Farm

$2,574

Travelers

$2,596

Nationwide

$2,602

Nationwide

$2,625

Progressive

$2,748

GEICO

$2,776

Nationwide

$2,842

Travelers

$2,874

Allstate

$2,877

Allstate

$2,966

Farmers

$3,003

State Farm

$3,017

Progressive

$3,062

Travelers

$3,149

Progressive

$3,232

Allstate

$3,233

Farmers

$3,237

State Farm

$3,369

Nationwide

$3,371

Travelers

$3,515

Farmers

$3,585

Nationwide

$3,611

GEICO

$3,785

State Farm

$3,796

Allstate

$3,802

Farmers

$3,817

Progressive

$3,844

Progressive

$3,860

Progressive

$3,933

Nationwide

$3,969

Nationwide

$3,976

Progressive

$4,305

Farmers

$4,409

Travelers

$4,421

GEICO

$4,490

Nationwide

$4,521

Allstate

$4,655

Travelers

$5,267

GEICO

$5,761

Nationwide

$5,798

Allstate

$5,817

Farmers

$6,077

Nationwide

$6,239

Farmers

$6,514

Travelers

$6,841

Nationwide

$6,843

Allstate

$7,210

Progressive

$7,733

Farmers

$8,869

Progressive

$8,966

Progressive

$9,239

How Does Location Affect the Cost of Ford Focus Insurance?

The area where you live may affect your Ford Focus auto insurance premium.

The cost of auto insurance does vary by state, and MoneyGeek found Idaho is the cheapest state to insure a car, while Florida is the most expensive. When shopping for car insurance for your Ford Focus, it helps to have an idea of the most affordable insurers in your location. You can use MoneyGeek’s data to narrow down your choices.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Ford Focus Insurance

If you’re looking to insure a Ford Focus, it’s likely you have lots of questions about cost and service quality. MoneyGeek answers the commonly asked ones to give you the key information you need when deciding which insurer to choose.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.