The cheapest cars to insure in 2025 are the Mazda CX-5 and the Subaru Forester, with annual premiums of $364 and $367 through Nationwide.
Nationwide's CX-5 rate is the lowest among compact SUVs. Its Forester rate is also lower than the average compact SUV, thanks to its high safety ratings and recognition as a 2024 IIHS Top Safety Pick.
Meanwhile, the Subaru Impreza saves drivers 63% compared to the national average sedan cost at $376 from GEICO, making it another strong value pick. The average sedan rate is $1,019 per year. Use the table below to explore the cheapest cars to insure by make, model, vehicle type and insurer.