Updated: June 27, 2025
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Sports car insurance averages $1,726 per year for full coverage, but premiums can vary significantly based on your vehicle.
Some sports cars are cheaper to insure than others. The Nissan 350Z has the lowest average premium at $1,004 annually, while high-end models like the BMW i8 cost much more, averaging $2,315.
You can reduce sports car insurance costs by bundling policies, using discounts, raising deductibles or choosing pay-per-mile insurance if you drive infrequently.
State Farm and GEICO are the cheapest insurers for sports cars, averaging $130 per month. Both offer competitive rates, financial stability and various discounts, providing affordable financial protection without compromising coverage quality.
| State Farm | $130 |
| GEICO | $130 |
| Nationwide | $144 |
| Travelers | $149 |
| Progressive | $175 |
| Allstate | $189 |
| Farmers | $191 |
The Nissan 350Z is the cheapest sports car to insure, starting at $84 monthly, though rates vary by model. Insuring a BMW i8 costs $193, while a Ford Mustang averages $109, which is $84 less.
Insurance costs vary by car and provider. We analyzed quotes to identify the cheapest insurers for popular sports cars.
| Nissan 350Z | State Farm | $84 | $1,004 |
| Subaru WRX | State Farm | $97 | $1,168 |
| Chevrolet Corvette | Nationwide | $100 | $1,202 |
| Subaru BRZ | GEICO | $100 | $1,204 |
| Ford Mustang Ecoboost | State Farm | $102 | $1,221 |
| Ford Mustang Mach E | GEICO | $103 | $1,236 |
| Chevrolet Camaro | State Farm | $106 | $1,268 |
| Chevrolet Camaro SS | State Farm | $108 | $1,299 |
| Toyota 86 | GEICO | $109 | $1,304 |
| Ford Mustang | State Farm | $109 | $1,308 |
| Porsche Taycan | GEICO | $110 | $1,325 |
| Dodge Challenger R/T | State Farm | $116 | $1,392 |
| Chevrolet Camaro ZL1 | GEICO | $153 | $1,838 |
| Dodge Challenger SRT Hellcat | Nationwide | $154 | $1,843 |
| Nissan GT-R | State Farm | $158 | $1,898 |
| BMW i8 | Progressive | $193 | $2,315 |
GEICO offers the cheapest full coverage sports car insurance for the Porsche Taycan at just $110 per month ($1,325 per year). That’s $280 less than Farmer’s highest rate of $390.
| GEICO | $110 | $1,325 |
| Nationwide | $190 | $2,279 |
| State Farm | $190 | $2,280 |
| Travelers | $226 | $2,710 |
| Progressive | $297 | $3,567 |
| Allstate | $340 | $4,079 |
| Farmers | $390 | $4,681 |
State Farm offers the cheapest sports car insurance for a Nissan 350Z at $84 monthly ($1,004 annually), saving $671 compared to Progressive's average annual rate of $1,675.
| State Farm | $84 | $1,004 |
| GEICO | $97 | $1,165 |
| Nationwide | $106 | $1,268 |
| Travelers | $117 | $1,404 |
| Allstate | $125 | $1,504 |
| Farmers | $128 | $1,533 |
| Progressive | $140 | $1,675 |
State Farm offers the most affordable full coverage insurance for the Ford Mustang EcoBoost at $102 monthly ($1,221 annually), saving $691 per year compared to Allstate, the most expensive option.
| State Farm | $102 | $1,221 |
| GEICO | $123 | $1,481 |
| Nationwide | $125 | $1,504 |
| Farmers | $145 | $1,736 |
| Travelers | $156 | $1,872 |
| Progressive | $157 | $1,889 |
| Allstate | $159 | $1,912 |
State Farm offers the most affordable sports car insurance for the Subaru WRX at $97 monthly ($1,168 annually), which is $764 less than Farmers, the most expensive provider at $1,932 per year.
| State Farm | $97 | $1,168 |
| GEICO | $100 | $1,206 |
| Travelers | $115 | $1,380 |
| Allstate | $127 | $1,530 |
| Nationwide | $129 | $1,547 |
| Progressive | $141 | $1,695 |
| Farmers | $161 | $1,932 |
State Farm offers the most affordable sports car insurance for the Chevrolet Camaro LS at $106 monthly for full coverage, which is much cheaper than Farmers, the most expensive option, at $144.
| State Farm | $106 | $1,268 |
| GEICO | $108 | $1,302 |
| Travelers | $126 | $1,513 |
| Allstate | $127 | $1,525 |
| Nationwide | $128 | $1,536 |
| Progressive | $142 | $1,703 |
| Farmers | $144 | $1,728 |
GEICO offers the cheapest insurance coverage for Subaru BRZ at $100 per month ($1,204 per year), $75 less monthly than Farmers, the most expensive option.
| GEICO | $100 | $1,204 |
| State Farm | $114 | $1,363 |
| Travelers | $136 | $1,635 |
| Nationwide | $142 | $1,700 |
| Progressive | $144 | $1,729 |
| Allstate | $149 | $1,789 |
| Farmers | $175 | $2,095 |
State Farm provides the cheapest full coverage car insurance for the Chevrolet Camaro SS at $108 per month.
| State Farm | $108 | $1,299 |
| GEICO | $117 | $1,399 |
| Nationwide | $128 | $1,533 |
| Farmers | $135 | $1,615 |
| Travelers | $140 | $1,679 |
| Allstate | $145 | $1,738 |
| Progressive | $152 | $1,818 |
State Farm has the most affordable full coverage car insurance for the Dodge Challenger R/T at $116 per month ($1,392 annually). This rate is $50 per month cheaper than Farmers, the most expensive option.
| State Farm | $116 | $1,392 |
| GEICO | $118 | $1,411 |
| Travelers | $135 | $1,624 |
| Allstate | $136 | $1,628 |
| Nationwide | $139 | $1,670 |
| Progressive | $163 | $1,960 |
| Farmers | $166 | $1,987 |
State Farm offers the cheapest sports car insurance for a Ford Mustang GT, averaging $109 monthly for full coverage. This rate is $48 less per month than Progressive, the most expensive option for this vehicle.
| State Farm | $109 | $1,308 |
| GEICO | $119 | $1,428 |
| Nationwide | $120 | $1,438 |
| Travelers | $134 | $1,608 |
| Farmers | $138 | $1,654 |
| Allstate | $144 | $1,731 |
| Progressive | $157 | $1,880 |
GEICO offers the cheapest insurance for the Toyota 86 at $109 per month for full coverage.
| GEICO | $109 | $1,304 |
| State Farm | $118 | $1,417 |
| Nationwide | $145 | $1,744 |
| Progressive | $152 | $1,825 |
| Allstate | $156 | $1,872 |
| Travelers | $159 | $1,911 |
| Farmers | $198 | $2,376 |
Nationwide provides the most affordable full coverage car insurance for a Chevrolet Corvette, averaging $100 monthly. This rate is $89 less than Allstate, the most expensive option at $189 monthly. Nationwide excels in affordability, customer satisfaction and financial stability.
| Nationwide | $100 | $1,202 |
| Travelers | $108 | $1,296 |
| GEICO | $135 | $1,615 |
| State Farm | $137 | $1,644 |
| Progressive | $164 | $1,964 |
| Farmers | $178 | $2,139 |
| Allstate | $189 | $2,265 |
If you’re driving a Ford Mustang Mach-E, GEICO has the most affordable insurance option. On average, a full coverage policy for this vehicle costs $103 per month.
| GEICO | $103 | $1,236 |
| Travelers | $114 | $1,366 |
| Nationwide | $115 | $1,379 |
| State Farm | $117 | $1,404 |
| Progressive | $140 | $1,679 |
| Farmers | $152 | $1,828 |
| Allstate | $175 | $2,103 |
GEICO is a great option for insuring a Chevrolet Camaro ZL1, offering the most affordable widely available full coverage policy at an average of $153 per month.
| GEICO | $153 | $1,838 |
| State Farm | $153 | $1,838 |
| Travelers | $153 | $1,841 |
| Nationwide | $159 | $1,913 |
| Progressive | $176 | $2,118 |
| Farmers | $179 | $2,151 |
| Allstate | $192 | $2,306 |
Nationwide offers the cheapest full coverage car insurance for the Dodge Challenger SRT Hellcat, averaging $154 monthly.
| Nationwide | $154 | $1,843 |
| Travelers | $158 | $1,897 |
| State Farm | $162 | $1,948 |
| GEICO | $189 | $2,273 |
| Farmers | $191 | $2,286 |
| Allstate | $225 | $2,698 |
| Progressive | $244 | $2,927 |
State Farm is the cheapest sports car insurance company for the Nissan GT-R, with an average premium of $158 per month for full coverage.
| State Farm | $158 | $1,898 |
| Nationwide | $171 | $2,051 |
| GEICO | $176 | $2,117 |
| Travelers | $188 | $2,258 |
| Farmers | $222 | $2,661 |
| Progressive | $230 | $2,765 |
| Allstate | $299 | $3,583 |
Progressive offers the cheapest car insurance rate for BMW i8 at $193 monthly on a full coverage policy.
| Progressive | $193 | $2,315 |
| State Farm | $202 | $2,423 |
| GEICO | $222 | $2,663 |
| Travelers | $225 | $2,698 |
| Nationwide | $245 | $2,934 |
| Allstate | $337 | $4,048 |
| Farmers | $359 | $4,310 |
Want to know which sports cars deliver the best combination of thrills and reasonable insurance costs? Here's how acceleration performance relates to insurance premiums for popular models.
Vehicle | 0-60 Time | Monthly Premium | Performance Value* |
|---|---|---|---|
Nissan 350Z | 5.2 seconds | $84 | ⭐⭐⭐⭐⭐ |
Subaru WRX | 5.1 seconds | $97 | ⭐⭐⭐⭐⭐ |
Ford Mustang EcoBoost | 5.3 seconds | $102 | ⭐⭐⭐⭐ |
Toyota 86 | 6.0 seconds | $109 | ⭐⭐⭐⭐ |
Chevrolet Camaro LS | 6.0 seconds | $106 | ⭐⭐⭐⭐ |
Subaru BRZ | 5.4 seconds | $100 | ⭐⭐⭐⭐ |
*Performance Value: Speed vs. Insurance Cost efficiency
Speed Range (0-60) | Premium Impact | Example |
|---|---|---|
Under 4 seconds | +15-25% increase | Supercar territory |
4-5 seconds | +8-15% increase | High performance |
5-6 seconds | +3-8% increase | Sporty but manageable |
Over 6 seconds | Minimal penalty | Performance without pain |
Turbo-4 vs V8 Advantage: Ford Mustang EcoBoost costs 10% to 15% less than GT V8 despite similar acceleration. Insurers view smaller engines as less aggressive.
Vehicle | 0-60 Time | Monthly Cost | Why |
|---|---|---|---|
Chevrolet Corvette | 3.5 sec | $100 | Mature buyers |
Porsche Taycan | 3.5 sec | $110 | EV safety rep |
BMW i8 | 4.4 sec | $193 | Exotic classification |
Nissan GT-R | 2.9 sec | $158 | True supercar power |
State Farm is a leading choice for sports car insurance, combining affordability with strong financial stability and excellent customer service. For instance, the Nissan 350Z has an average full coverage premium of $1,004 annually, making it the cheapest model to insure with State Farm.
Discounts offered:
Young drivers face the steepest sports car insurance costs, but understanding the age penalty helps you make smarter choices about which performance car to buy and insure.
Age-Based Rate Increases
Sports car insurance costs increase dramatically for younger drivers:
If a 30-year-old pays $130/month for sports car coverage, an 18-year-old might pay $240/month for identical coverage.
The Nissan 350Z offers the best value for young drivers, while high-performance models like the BMW i8 can cost nearly $500 monthly for full coverage.
| Nissan 350Z | $209 | $2,510 |
| Subaru WRX | $229 | $2,747 |
| Chevrolet Camaro | $232 | $2,785 |
| Ford Mustang Mach E | $238 | $2,856 |
| Chevrolet Camaro SS | $243 | $2,918 |
| Ford Mustang | $244 | $2,930 |
| Subaru BRZ | $253 | $3,039 |
| Ford Mustang Ecoboost | $256 | $3,074 |
| Dodge Challenger R/T | $257 | $3,087 |
| Chevrolet Corvette | $265 | $3,180 |
| Toyota 86 | $275 | $3,295 |
| Chevrolet Camaro ZL1 | $310 | $3,716 |
| Dodge Challenger SRT Hellcat | $353 | $4,236 |
| Nissan GT-R | $386 | $4,632 |
| Porsche Taycan | $470 | $5,644 |
| BMW i8 | $474 | $5,684 |
Teens under 18 cannot legally purchase auto insurance without a parent or guardian as a co-signer in most states. This means family policy inclusion is often the only option for minors.
Location affects sports car insurance costs due to state regulations and risk factors.
State | Key Cost Factors |
|---|---|
Michigan | No-fault laws significantly increase sports car premiums; unlimited PIP benefits required |
Louisiana | Hurricane damage claims; high accident rates affect all vehicles |
Florida | Hurricane risk; dense population; no-fault PIP requirements |
New York | Urban theft/accident rates; no-fault insurance requirements |
State | Key Cost Factors |
|---|---|
Maine | Rural roads; conservative driving culture; reduced theft risk |
Iowa | Minimal severe weather; lower theft rates; responsible driver demographics |
Vermont | Low population density; fewer accidents; fewer uninsured drivers |
Wyoming | Limited urban areas; minimal theft; fewer sports cars on roads |
Southwest States: (Arizona, Nevada, New Mexico) Higher comprehensive claims due to hail damage and extreme heat affecting vehicle components.
Coastal Areas: (California, Florida, Eastern Seaboard) Salt air accelerates corrosion, affecting long-term repair costs and resale values.
Urban Areas: (Any State) Higher theft rates, especially for popular models like Mustangs and Camaros. Parking considerations affect comprehensive coverage needs.
Rural Areas: Lower crime but potentially longer emergency response times. Consider roadside assistance coverage for remote driving.
Insuring a sports car means balancing cost and coverage. Performance vehicles often have higher premiums due to their speed, repair costs and theft risk. This guide explains what to consider, including coverage options, discounts and how driving habits impact rates. Whether you drive daily or occasionally, the right policy provides solid protection at a fair price.
Sports car insurance costs more by nature, but strategic choices can help reduce your premiums without sacrificing the protection you need.
Rate differences for sports cars are often more dramatic than regular vehicles. The same sports car might cost $150/month with one insurer and $300/month with another. Get quotes from major insurers, regional specialists who understand performance cars, and companies with strong classic car programs.
Performance doesn't always mean expensive insurance. Smart model selection can save thousands annually:
Base models often cost significantly less to insure than their high-performance siblings. The Camaro LS costs $47/month less than the ZL1 ($106 vs. $153). Skip racing stripes and appearance packages that signal aggressive driving intentions.
Many sports car owners qualify for telematics discounts by proving they drive responsibly. Progressive Snapshot, State Farm Drive Safe & Save, and GEICO DriveEasy monitor driving habits and can reward safe patterns with up to 30% savings.
Sports car owners often have valuable homes, making bundling particularly beneficial. Multi-policy discounts typically range from 10% to 25% off both policies, and higher-value properties generate better bundle savings.
If your sports car isn't a daily driver, pay-per-mile insurance can save 30% to 50% for weekend-only vehicles. You can also reduce coverage when the car's stored during winter months (check lender requirements first).
Sports cars are theft targets. Security upgrades reduce premiums while protecting your investment. GPS tracking systems earn 5% to 15% discounts, while garage storage can reduce comprehensive premiums by 10% to 20%.
Insurance professionals recommend keeping comprehensive coverage for garaged vehicles to protect them from fire, theft, vandalism and storm damage to their parked location. Many lenders will require you to keep collision and comprehensive regardless of usage if the car loan is still active. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute
Stay on parents' policy when possible, saving 40% to 60% compared to individual coverage. Choose models with strong safety ratings for 10% to 15% premium reductions. Avoid high-performance trims like GT, SS or Type R that compound age penalties.
Consider usage-based insurance programs rewarding safe driving with up to 30% discounts. Take defensive driving courses for 5% to 10% savings. Maintain good grades for student discounts of 10% to 25% through age 25.
Sports car insurance can be expensive, but discounts can reduce costs. Many insurers offer savings for drivers, helping you get affordable coverage without compromising protection.
Sports car owners with clean driving records can save significantly because insurers consider them lower risk despite their vehicle’s high performance.
Taking a high-performance driving or defensive driving course shows insurers you know how to handle a powerful car safely, leading to lower rates.
If your sports car is a weekend or seasonal vehicle, driving fewer miles per year can qualify you for lower premiums.
Many insurers offer usage-based tracking programs that reward responsible driving. Smooth acceleration, cautious braking and avoiding high-risk driving hours can help reduce rates.
Bundling your sports car insurance with a home, renters or motorcycle policy can help cut costs.
If you own multiple cars, including a daily driver, insuring them together can reduce your sports car’s premium.
Sports cars are high-theft targets, so insurers may lower rates if your vehicle has advanced security features like GPS tracking, engine immobilizers or a high-end alarm system.
Some insurers reward long-term policyholders with lower premiums over time, even for sports cars.
Note: Discount availability and amounts may vary by state and driver circumstances. Contact a local agent or visit the provider's official website for the most accurate information.
Most major insurers cap coverage around $150,000 to $200,000. If your sports car exceeds these limits, you'll need specialty insurance designed for high-value vehicles.
Coverage Limits with Standard Insurers
Standard auto insurers have maximum vehicle values they'll cover:
Beyond these thresholds, even basic sports cars require specialized coverage.
Exotic Supercars (Ferrari, Lamborghini, McLaren) and high-end luxury sports cars (Aston Martin, Bentley Continental GT) typically exceed standard insurer limits. Limited production vehicles like the Ford GT or any car with under 1,000 annual production units also require specialty policies.
Top specialty providers:
Specialty policies typically cost two to three times more than standard coverage, but they offer enhanced protection that justifies the expense for six-figure vehicles. You get agreed value coverage instead of depreciating actual cash value, specialized claims adjusters who understand exotic cars and worldwide protection for track days or international travel.
Insurers classify sports cars by two-door configuration, high horsepower (300+ HP), performance-focused design, large engine displacement and sports-tuned suspension. VIN determines classification automatically; no negotiating is possible.
Performance sedans (BMW 3-Series), sport compacts (Honda Civic Type R), and performance crossovers (Porsche Macan) blur classification lines.
Vehicles over $150,000 to $200,000 need specialty insurers like Hagerty, Chubb or AIG Private Client Group offering agreed value policies.
Sports car premiums are 40% to 60% higher due to measurable risks. At-fault accidents are 47% more likely, with 23% more speed-related incidents. Single-vehicle accidents and younger demographics increase risk profiles.
Sports car insurance costs more than standard vehicles, but you can find affordable coverage. State Farm and GEICO consistently offer competitive rates across multiple sports car models, with the Nissan 350Z and Subaru WRX providing the best combination of performance and affordability.
While premiums are higher due to increased repair and collision risks, strategies like bundling policies, raising deductibles or choosing pay-per-mile insurance can help reduce costs. Shop around and compare quotes based on your specific car and location to find the best deal for your situation.
We answer common questions about sports car insurance to help you find the provider that suits your needs.
Full coverage insurance for sports cars costs more than for standard vehicles. Built for speed, sports cars are more prone to risky driving and collisions. Their expensive parts also drive up repair and replacement costs, increasing premiums.
The average cost of full coverage insurance for sports cars is $1,726 per year, excluding the Dodge Challenger SRT Hellcat. However, your premium may vary based on your car's make, model and age, as well as your location, driving record and credit history (in most states).
The best company for affordable sports car insurance depends on your vehicle model. MoneyGeek analyzed several national providers and identified the top options for 13 popular sports car models based on our research of companies we surveyed.
Ford Mustangs are classified as sports cars by insurers, especially V8 models like the GT. However, the EcoBoost 4-cylinder variant may receive more favorable rates due to its lower horsepower output and different risk profile. The Mach-E electric version often gets treated more like a regular car despite its performance capabilities.
The Mazda Miata consistently ranks as the cheapest sports car for young drivers, averaging $315 per month for full coverage compared to $450+ for other sports cars. Its excellent safety ratings, lower horsepower (181 HP) and responsible ownership reputation help offset age-related risk factors. The Subaru BRZ is the second-best choice at around $340 monthly.
Sports cars cost 40% to 60% more to insure than comparable sedans or SUVs due to higher accident rates, expensive repairs and increased theft risk. However, some performance-oriented vehicles like the Subaru WRX or base-model Chevrolet Camaro may have rates closer to standard cars, especially if they have good safety ratings and mature buyer demographics.
If you have a bad driving record, you can get sports car insurance, but expect higher premiums. A DUI can increase sports car insurance by 80% to 120% compared to a clean record.
Multiple violations might push your rates to $400 to $500+ monthly. Consider high-risk insurers like The General or Safe Auto if traditional insurers won't provide coverage. SR-22 filings add additional complexity and cost.
For a financed sports car, lenders require comprehensive and collision coverage with maximum deductibles limited to $1,000. Gap insurance is strongly recommended for new sports cars, as they depreciate quickly and loan balances often exceed actual cash value.
Most lenders also require you to maintain coverage continuously. Any lapse can trigger forced-place insurance at much higher rates.
Most sports cars under $150,000 to $200,000 can be covered by standard insurers like State Farm, GEICO and Progressive. This includes Corvettes, Mustangs, Camaros and most BMW/Mercedes performance models.
Exotic cars from manufacturers like Ferrari, Lamborghini and McLaren require specialty insurers like Hagerty, Chubb or AIG Private Client.
Teen drivers pay 85% to 120% more for sports car insurance than adults. For example, if an adult pays $130/month for sports car coverage, a teen might pay $240 to $285/month for identical coverage. The penalty decreases with age: 19-year-olds pay about 65% more, while 21-year-olds pay 45% more than adult rates.
Car color doesn't affect insurance rates. This is a persistent myth. Insurers base rates on make, model, engine size, safety features and your driving record, not exterior color. A red Corvette costs the same to insure as an identical white one. However, rare or custom paint jobs might affect comprehensive coverage for repair costs.
If you have a DUI, you can get sports car insurance, but it's expensive. A DUI can increase your sports car insurance rates by 80% to 120% compared to a clean record.
You might need to get an SR-22 certificate, which adds extra cost and complexity. Consider shopping for specialized DUI coverage that works with high-risk drivers.
If you prefer liability-only coverage, you can choose higher limits than your state requires. However, sports cars are expensive to repair and replace, making comprehensive and collision coverage valuable financial protection. Only consider liability-only if your car's value is low and you can afford to replace it.
Sports car insurance for college students requires careful consideration of costs versus benefits. While premiums are high, the financial protection is important if you're dependent on your vehicle for school and work. Consider staying on your parents' policy if possible, as it's typically 40% to 60% cheaper than individual coverage.
MoneyGeek combined comprehensive rate analysis with real-world sports car expertise to create this guide. Our research goes beyond basic price comparisons. We analyzed how insurers actually classify performance vehicles, contacted customer service departments to verify coverage policies and researched claims data to understand why sports cars cost more to insure.
Study Overview
Sports car insurance rates vary based on vehicle classification, driver demographics and insurer specialization. To provide actionable insights, we conducted multi-layered analysis combining quantitative rate data with qualitative research on industry practices and regulatory requirements.
Data Acquisition, Depth and Analysis
Rate Data Collection: MoneyGeek, using data from Quadrant Information Services and state insurance departments, collected 83,056 quotes from 46 companies across 473 ZIP codes. We analyzed sports car models to understand classification impacts and premium variations.
Industry Research: We contacted insurance companies directly to verify:
Performance Data Integration: We gathered acceleration data (0 to 60 times), safety ratings and theft statistics from:
Driver Profiles
We used a comprehensive driver profile approach to ensure accurate sports car insurance averages:
Primary Profile:
Additional Profiles Analyzed:
Sports Car Classification Methodology
We researched how each major insurer classifies sports cars by:
VIN Analysis Research: Contacted insurers to understand how Vehicle Identification Numbers trigger sports car classification through automated systems.
Performance Threshold Investigation: Analyzed horsepower, engine displacement and acceleration data to identify classification patterns across different insurers.
Gray Area Vehicle Testing: Obtained quotes for borderline models (performance sedans, sport compacts) to document classification inconsistencies between companies.
Coverage Analysis Framework
Standard vs. Specialty Insurance Research: We identified coverage limits for standard insurers and researched specialty insurance requirements by:
State Regulatory Impact Analysis: We researched how state insurance regulations affect sports car pricing by:
Coverage Levels and Deductibles Explained
Average rates are for full coverage policies with 100/300/100 liability limits and comprehensive and collision coverage with $1,000 deductibles unless otherwise noted.
Full Coverage Definition:
State-Specific Additions: Quotes include required coverages such as Personal Injury Protection (PIP), uninsured motorist coverage and medical payments coverage where mandated by state law.
Expert Review Process
All sports car insurance analysis underwent review by:
Data Limitations and Transparency
Sample Limitations:
Rate Accuracy:
Competitive Analysis Scope: We analyzed rate competitiveness among widely available national insurers. Regional insurers, direct-only companies and specialty exotic car insurers were evaluated separately where relevant to sports car owners.
This comprehensive methodology ensures our sports car insurance recommendations are based on thorough research, industry expertise and real-world applicability for performance vehicle owners.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
