State Farm and Nationwide offer the most affordable car insurance for students of most ages, whether on individual or family policies.
Car insurance rates can get expensive for teen drivers and young adults, making affordable options hard to find. Discounts are available for good grades, distance students, defensive driving courses and low mileage, among other things.
It's important to plan ahead to ensure your car's insurance coverage doesn't lapse. Students can often stay on their parents' policy if they don't own a car and still consider their family home their primary residence. However, having a car at school or moving out permanently requires getting an individual policy.
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