Compare the Cost of Subaru Impreza Insurance by Model Year and Company

Subaru Impreza insurance costs are influenced by the driver's age and the model year. For instance, a 40-year-old driver insuring a 2009 Subaru Impreza should expect to pay an average of $1,310 per year, while insuring a 2022 model will cost approximately $1,464 annually. However, rates for a 16-year-old driver are significantly higher, with insurance for a 2009 Subaru Impreza averaging $5,981 per year and a 2022 model averaging $6,547 per year.

MoneyGeek has also ranked the best auto insurance providers that offer cost-effective rates and top-notch service.

The average cost of insuring a Subaru Impreza is $1,388 per year. However, your choice of provider can significantly affect this amount. State Farm offers the lowest annual cost for a full coverage policy at $1,089, while Farmers charges the highest average rate at $1,683 per year.

For minimum coverage policies, GEICO is the most cost-effective option with an annual cost of $473, while Farmers is the most expensive at an average rate of $724 per year. Comparing multiple quotes from different insurers can help you find the cheapest car insurance policy that suits your needs.

Insurance companies consider many factors to determine Subaru Impreza insurance costs. These factors include the car's model year, repair costs, theft rates, location and more. Due to its modest value, MSRP of $21,090, and low horsepower, the Subaru Impreza is considered cheap to insure. Cars with lower horsepower are usually less prone to major accidents, making them more affordable to insure.

Aside from cost, it's vital to consider aspects like customer satisfaction and claims management when buying insurance for your Subaru Impreza. The best Subaru Impreza insurance providers are:

• State Farm: MoneyGeek score of 90 out of 100 ($1,089 per year)
• GEICO: MoneyGeek score of 89 out of 100 ($1,156 per year)

State Farm's exceptional customer satisfaction and affordability scores indicate that the company delivers quality service and value at a low price, making it the best car insurance provider for Subaru Impreza.

The average cost of car insurance for a 2009 Subaru Impreza is $1,310 annually, while coverage for a 2022 model costs $1,464 per year. There is a $154 difference because insurance providers consider newer cars to have a higher risk of getting into accidents, being stolen or damaged, leading to higher premiums.

Subaru Impreza insurance costs are affected by the model year and your chosen insurance provider. State Farm provides the most affordable full coverage rates for both the 2009 and 2022 Subaru Impreza models, with rates of $1,074 and $1,193, respectively.

Typically, car insurance premiums are significantly higher for teenage drivers and those in their 20s compared to drivers who are 30 years or older. For a full coverage policy, Subaru Impreza insurance costs for 16-year-old drivers is around $6,100 per year, while for a 40-year-old driver, it's about $1,344 per year. However, as drivers age through their teenage years, the cost of teen car insurance decreases, but it tends to level off in their 20s.

Adding a teen driver to a family plan is usually the most cost-effective way to insure them, as individual plans can be considerably more expensive. For a 16-year-old driver of a 2022 Subaru Impreza, State Farm offers the cheapest full coverage rate for an individual plan at $3,794 per year, while Farmers provides the most expensive rate at around $9,319 per year. It's essential to compare teen car insurance rates from different providers to find the best option.

Your Subaru Impreza car insurance costs can be significantly affected by where you live, your age and your car's model year. Regarding average insurance premiums, Idaho has the lowest rate at $299 per year, while Florida has the highest rate at $1,058 per year. To find the most suitable and cost-effective insurance coverage for your Subaru Impreza, we recommend comparing quotes from different insurers in your state.

When shopping for the best policy, you might have some questions about insurance providers, their customer service and costs. We've addressed some frequently asked questions about the best Subaru Impreza insurance.