Newer Subaru Imprezas cost more to insure than older models due to their higher market values. You'll pay around $247 monthly for a 2025 Impreza compared to just $53 for older models.
Subaru Impreza Insurance Cost
Key Takeaways
GEICO offers the most affordable rates for Subaru Impreza insurance for both minimum and full coverage. Full coverage averages $162 monthly and varies based on your model year and chosen insurer. Read more
The Impreza ranks 76th out of 199 sedans for insurance affordability, placing it in the middle tier. Since sedans cost less to insure due to better safety ratings and lower repair costs, it's reasonably affordable. Read more
For the most accurate rates, check costs specific to your Impreza's model year, especially if you're insuring a teen driver. Read MoneyGeek's analysis of rates by company for specific Impreza model years, depending on the age of the drivers
How Much Is Subaru Impreza Insurance?
Looking for another Subaru model? Read more about the cost of Subaru car insurance models.
Rates vary by model year and insurer. GEICO is cheapest for the Subaru Impreza at $56 a month for minimum coverage and $121 for full. UAIC charges the most for minimum at $144.
Minimum coverage varies by more than $88 between insurers. Full coverage varies by more than $157. Each company calculates model-specific risk differently, which affects your final rate.
| AAA | $96 | $199 |
| AIG | $115 | $278 |
| Allstate | $104 | $200 |
| Amica | $101 | $207 |
| Chubb | $99 | $194 |
| Farmers | $128 | $225 |
| Geico | $56 | $121 |
| Kemper | $86 | $175 |
| Nationwide | $98 | $169 |
| Progressive | $82 | $152 |
| State Farm | $78 | $162 |
| The Hartford | $98 | $167 |
| Travelers | $73 | $135 |
| UAIC | $144 | $179 |
Is Subaru Impreza Expensive to Insure?
Among 199 sedans, the Subaru Impreza ranks 76th for insurance affordability. It's a few dollars a month more than a Dodge Magnum and a few less than a Subaru Legacy. Across all 827 vehicles in MoneyGeek's database, the Impreza ranks 18th, putting it in the top 25% most affordable overall. The Saturn S-Series is the cheapest sedan to insure. The Cadillac CTS-V is the most expensive.
| Nissan Sentra | $124 | 73 |
| Mercury Marauder | $124 | 74 |
| Dodge Magnum | $124 | 75 |
| Honda Clarity | $124 | 75 |
| Subaru Impreza | $124 | 76 |
| Subaru Legacy | $125 | 77 |
| Infiniti M | $125 | 78 |
| Ford Fiesta | $125 | 79 |
Several factors affect what you'll pay for Subaru Impreza insurance:
- Average repair or replacement costs: No specific repair cost figure was supplied in the input. Lower repair costs affect premiums because they reduce the insurer's exposure on any claim.
- Vehicle trim, features and accessories: Horsepower ranges from 152 to 271 depending on trim. Higher-performance variants cost more to insure because more power raises claim risk.
- Driver profile: Most Impreza drivers are 25 to 34 with a median age around 30, an age range that typically sees higher rates because of limited experience. The Impreza's performance reputation can draw higher-risk drivers, which insurers price in. Read more about the costs of Subaru Imprezas for young drivers
Subaru Impreza Insurance Cost by State
Car insurance for a Subaru Impreza costs as little as $31 per month in Wyoming or as much as $166 in Louisiana for minimum coverage. These dramatic differences reflect your state's risk characteristics and insurance regulations, not anything about the Impreza itself.
| Alabama | $69 | $130 |
| Alaska | $59 | $125 |
| Arizona | $99 | $185 |
| Arkansas | $65 | $145 |
| California | $81 | $164 |
| Colorado | $79 | $188 |
| Connecticut | $116 | $199 |
| Delaware | $115 | $194 |
| Florida | $106 | $243 |
| Georgia | $121 | $199 |
| Hawaii | $45 | $100 |
| Idaho | $45 | $92 |
| Illinois | $76 | $143 |
| Indiana | $53 | $104 |
| Iowa | $44 | $107 |
| Kansas | $58 | $136 |
| Kentucky | $104 | $176 |
| Louisiana | $166 | $354 |
| Maine | $42 | $86 |
| Maryland | $124 | $208 |
| Massachusetts | $83 | $175 |
| Michigan | $122 | $234 |
| Minnesota | $68 | $140 |
| Mississippi | $71 | $140 |
| Missouri | $98 | $194 |
| Montana | $59 | $141 |
| Nebraska | $59 | $135 |
| Nevada | $148 | $266 |
| New Hampshire | $58 | $102 |
| New Jersey | $136 | $224 |
| New Mexico | $68 | $151 |
| New York | $100 | $180 |
| North Carolina | $65 | $128 |
| North Dakota | $48 | $105 |
| Ohio | $62 | $120 |
| Oklahoma | $73 | $163 |
| Oregon | $101 | $176 |
| Pennsylvania | $70 | $163 |
| Rhode Island | $104 | $185 |
| South Carolina | $86 | $161 |
| South Dakota | $43 | $131 |
| Tennessee | $64 | $130 |
| Texas | $103 | $212 |
| Utah | $90 | $153 |
| Vermont | $37 | $87 |
| Virginia | $79 | $127 |
| Washington | $77 | $142 |
| West Virginia | $71 | $144 |
| Wisconsin | $52 | $115 |
| Wyoming | $31 | $95 |
Subaru Impreza Costs by Model Year and Insurance Company
Model year determines your Subaru Impreza insurance costs, along with the age of drivers on your policy. A 35- to 55-year-old driver pays around $122 monthly for full coverage on a 2016 Subaru Impreza compared to $210 for a 2025 model. Newer vehicles cost more to insure than older ones, and young drivers in their teens and early twenties face much higher premiums across all model years.
GEICO consistently offers the cheapest rates across all Subaru Impreza model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Subaru Impreza
| Geico | $69 | $149 |
| Progressive | $79 | $147 |
| Travelers | $80 | $147 |
| National General | $80 | $165 |
| Kemper | $95 | $193 |
| Nationwide | $96 | $166 |
| State Farm | $105 | $219 |
| Allstate | $110 | $213 |
| AAA | $116 | $241 |
| The Hartford | $118 | $202 |
| Chubb | $119 | $237 |
| Amica | $122 | $251 |
| AIG | $136 | $333 |
| Farmers | $157 | $278 |
| UAIC | $161 | $202 |
Cost of Car Insurance for 2024 Subaru Impreza
| Geico | $66 | $144 |
| Progressive | $76 | $141 |
| Travelers | $77 | $142 |
| National General | $78 | $159 |
| Kemper | $92 | $187 |
| Nationwide | $93 | $160 |
| State Farm | $101 | $211 |
| Allstate | $106 | $206 |
| AAA | $112 | $233 |
| The Hartford | $114 | $195 |
| Chubb | $115 | $229 |
| Amica | $118 | $242 |
| AIG | $131 | $322 |
| Farmers | $152 | $268 |
| UAIC | $156 | $195 |
Cost of Car Insurance for 2023 Subaru Impreza
| Geico | $57 | $124 |
| Progressive | $65 | $121 |
| Travelers | $66 | $122 |
| National General | $67 | $136 |
| Kemper | $79 | $160 |
| Nationwide | $80 | $138 |
| State Farm | $87 | $182 |
| Allstate | $91 | $176 |
| AAA | $96 | $200 |
| The Hartford | $98 | $167 |
| Chubb | $99 | $197 |
| Amica | $102 | $208 |
| AIG | $113 | $276 |
| Farmers | $130 | $230 |
| UAIC | $133 | $168 |
Cost of Car Insurance for 2022 Subaru Impreza
| Geico | $76 | $165 |
| National General | $80 | $163 |
| Travelers | $91 | $168 |
| Progressive | $98 | $182 |
| State Farm | $117 | $244 |
| Kemper | $117 | $240 |
| Chubb | $118 | $234 |
| AAA | $124 | $257 |
| Nationwide | $125 | $216 |
| Amica | $126 | $257 |
| Allstate | $129 | $249 |
| The Hartford | $137 | $233 |
| AIG | $145 | $352 |
| Farmers | $171 | $302 |
| UAIC | $181 | $225 |
Cost of Car Insurance for 2021 Subaru Impreza
| Geico | $80 | $174 |
| National General | $83 | $170 |
| Travelers | $97 | $178 |
| Progressive | $105 | $195 |
| Chubb | $123 | $243 |
| State Farm | $124 | $258 |
| Kemper | $126 | $257 |
| AAA | $131 | $271 |
| Amica | $131 | $269 |
| Nationwide | $135 | $233 |
| Allstate | $137 | $265 |
| The Hartford | $145 | $248 |
| AIG | $152 | $369 |
| Farmers | $180 | $319 |
| UAIC | $191 | $238 |
Cost of Car Insurance for 2020 Subaru Impreza
| Geico | $69 | $149 |
| National General | $71 | $145 |
| Travelers | $83 | $152 |
| Progressive | $89 | $166 |
| Chubb | $105 | $207 |
| State Farm | $106 | $220 |
| Kemper | $107 | $219 |
| AAA | $112 | $231 |
| Amica | $112 | $229 |
| Nationwide | $115 | $198 |
| Allstate | $117 | $226 |
| The Hartford | $124 | $211 |
| AIG | $130 | $315 |
| Farmers | $154 | $272 |
| UAIC | $163 | $204 |
Cost of Car Insurance for 2019 Subaru Impreza
| Geico | $64 | $138 |
| National General | $66 | $135 |
| Travelers | $77 | $141 |
| Progressive | $83 | $154 |
| Chubb | $97 | $192 |
| State Farm | $98 | $204 |
| Kemper | $99 | $203 |
| AAA | $103 | $214 |
| Amica | $104 | $213 |
| Nationwide | $107 | $184 |
| Allstate | $109 | $210 |
| The Hartford | $115 | $196 |
| AIG | $120 | $292 |
| Farmers | $143 | $252 |
| UAIC | $151 | $189 |
Cost of Car Insurance for 2018 Subaru Impreza
| Geico | $55 | $119 |
| National General | $57 | $116 |
| Travelers | $66 | $121 |
| Progressive | $71 | $133 |
| Chubb | $84 | $166 |
| State Farm | $85 | $176 |
| Kemper | $86 | $175 |
| AAA | $89 | $185 |
| Amica | $90 | $184 |
| Nationwide | $92 | $159 |
| Allstate | $94 | $181 |
| The Hartford | $99 | $169 |
| AIG | $104 | $252 |
| Farmers | $123 | $218 |
| UAIC | $131 | $163 |
Cost of Car Insurance for 2017 Subaru Impreza
| Geico | $47 | $102 |
| National General | $48 | $99 |
| Travelers | $57 | $104 |
| Progressive | $61 | $114 |
| Chubb | $72 | $142 |
| State Farm | $72 | $150 |
| Kemper | $73 | $150 |
| AAA | $76 | $158 |
| Amica | $77 | $157 |
| Nationwide | $79 | $136 |
| Allstate | $80 | $155 |
| The Hartford | $85 | $145 |
| AIG | $89 | $216 |
| Farmers | $105 | $186 |
| UAIC | $112 | $139 |
Cost of Car Insurance for 2016 Subaru Impreza
| Geico | $40 | $87 |
| National General | $41 | $84 |
| Travelers | $48 | $88 |
| Progressive | $52 | $97 |
| Chubb | $61 | $121 |
| State Farm | $61 | $128 |
| Kemper | $62 | $127 |
| AAA | $65 | $134 |
| Amica | $65 | $133 |
| Nationwide | $67 | $115 |
| Allstate | $68 | $132 |
| The Hartford | $72 | $123 |
| AIG | $75 | $183 |
| Farmers | $89 | $158 |
| UAIC | $95 | $118 |
Subaru Impreza Insurance Cost by Trim
Subaru Impreza insurance varies by trim and coverage level. Full coverage on a Limited Sedan 4d averages $247 a month. Minimum coverage on a base L Sedan 4d is $53. Performance features and market value determine where your trim lands.
| L Sedan 4d | $53 | $102 |
| L Coupe 2d | $54 | $104 |
| L Sport Wagon 4d | $57 | $109 |
| 2.5rs Coupe 2d | $61 | $117 |
| 2.0i Sport Limited Wagon 4d | $64 | $124 |
| 2.0i Premium Wagon 4d | $67 | $129 |
| 2.0i Sport Premium Wagon 4d | $68 | $131 |
| Wrx Tr Sedan 4d | $69 | $133 |
| 2.0i Premium Sedan 4d | $69 | $133 |
| 2.0i Sedan 4d | $72 | $139 |
| Wrx Sport Wagon 4d | $72 | $139 |
| 2.0i Wagon 4d | $74 | $143 |
| Wrx Sedan 4d | $75 | $145 |
| 2.0i Limited Wagon 4d | $76 | $147 |
| 2.0i Limited Sedan 4d | $76 | $147 |
| Wrx Premium Sport Wagon 4d | $78 | $150 |
| Wrx Sti Wagon 4d | $78 | $152 |
| Wrx Premium Sedan 4d | $80 | $153 |
| 2.0i Sport Sedan 4d | $80 | $155 |
| Wrx Sti Sedan 4d | $81 | $157 |
| 2.5ts Sport Wagon 4d | $81 | $156 |
| 2.5rs Sedan 4d | $81 | $156 |
| Wrx Sti Limited Sedan 4d | $81 | $158 |
| Wrx Sti Limited Sedan 4d | $82 | $159 |
| Wrx Limited Sport Wagon 4d | $82 | $159 |
| Wrx Limited Sedan 4d | $82 | $159 |
| 2.0i Sport Wagon 4d | $83 | $160 |
| Wrx Sti Sport Wagon 4d | $84 | $163 |
| Wrx Limited Wagon 4d | $85 | $165 |
| Wrx Sti Sedan 4d | $85 | $165 |
| Impreza | $86 | $168 |
| Wrx Wagon 4d | $87 | $168 |
| Wrx Premium Wagon 4d | $87 | $169 |
| Wrx Sti Special Edition Sport Wagon 4d | $88 | $170 |
| Sedan 4d | $88 | $171 |
| Outback Sport Wagon 4d | $89 | $172 |
| Wagon 4d | $90 | $175 |
| Sport | $93 | $180 |
| Outback Sport Special Edition Wagon 4d | $93 | $180 |
| Premium Sedan 4d | $95 | $184 |
| 2.5gt Sedan 4d | $95 | $183 |
| 2.5rs Sport Wagon 4d | $96 | $185 |
| 2.5gt Sport Wagon 4d | $99 | $191 |
| Premium Wagon 4d | $101 | $196 |
| Sport Wagon 4d | $102 | $197 |
| Rs | $103 | $200 |
| 2.5i Premium Wagon 4d | $106 | $204 |
| Limited Wagon 4d | $106 | $206 |
| Outback Sport Special Edition Sport Wagon 4d | $108 | $207 |
| 2.5i Sport Wagon 4d | $112 | $214 |
| Sport Sedan 4d | $114 | $220 |
| 2.5i Sedan 4d | $115 | $221 |
| 2.5i Premium Sedan 4d | $117 | $225 |
| 2.5i Premium Sport Wagon 4d | $123 | $236 |
| Limited Sedan 4d | $128 | $247 |
How to Lower the Cost of Subaru Impreza Insurance
- 1Choose the right coverage
Coverage needs depend on how you own the car.
Own it outright (lower cost):
- State minimum liability requirements
- Comprehensive and collision with a $1,000 deductible
Own it outright (more coverage):
- $100,000/$300,000/$100,000 liability coverage
- Comprehensive and collision with a $500 deductible
Financing or leasing:
- $100,000/$300,000/$100,000 liability coverage
- Comprehensive and collision with a $500 deductible
- Gap insurance (most lenders require this)
- 2Research costs and cheap companies
Check average auto insurance costs for compact cars before you shop. That number tells you whether a quote is competitive. Use it alongside a list of the cheapest car insurance companies to find a better price.
- 3Look for more than just low rates
Price isn't everything with car insurance. Check J.D. Power satisfaction ratings, Better Business Bureau complaints and AM Best financial stability scores. Forum reviews on claims handling are worth reading too. A cheap policy with slow or disputed claims can cost more than a slightly higher premium from a reliable insurer.
- 4Explore discounts you qualify for
Check every car insurance discount before buying. Subaru Impreza owners commonly qualify for safety features discounts, good driver discounts, multi-vehicle discounts and bundling discounts. Student, military and defensive driving course discounts are also worth asking about.
- 5Consider alternative car insurance types
Usage-based programs like Progressive Snapshot or Allstate Drivewise track your driving and lower premiums for safe habits. Low-mileage drivers see the biggest savings.
- 6Check rates every year
Get car insurance quotes from multiple companies each year. Insurers don't tell you when competitors drop their prices. Annual comparisons can save up to 24%, so set a reminder at each renewal.
Subaru Impreza Insurance Cost: Bottom Line
Subaru Impreza insurance runs affordable compared to average vehicle costs, and you'll find decent rates with smart shopping. Compare quotes from multiple insurers, claim available discounts and adjust coverage choices to secure your best rate.
Subaru Impreza Insurance Rates: FAQ
What is the average cost of car insurance for a Subaru Impreza?
Subaru Impreza insurance costs $1,006 annually for state minimum coverage and $1,942 for full coverage. This translates to monthly premiums of $84 and $162 respectively.
What company has the cheapest car insurance for a Subaru Impreza?
GEICO provides the most affordable auto insurance for Subaru Impreza owners at $674 annually for minimum coverage. The company also delivers the best value for full coverage at $1,457 per year.
Are Subaru Imprezas expensive to insure?
No, Subaru Impreza insurance is not expensive compared to other vehicles. The Impreza ranks 18th out of 827 vehicles for affordability, though it places 76th out of 199 sedans specifically.
What factors affect insurance costs for Subaru Imprezas?
The Subaru Impreza's safety features and moderate repair costs keep premiums below average for its class. Your driving record, credit score and coverage level are the biggest factors in your final rate.
How can I lower Subaru Impreza insurance costs?
Compare quotes from at least three insurers because Subaru Impreza pricing varies between companies. Ask about usage-based programs that track your driving. Claim every available discount, bundle policies and keep your record clean.
How We Determined Subaru Impreza Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025.
Who We Based These Rates On
Our baseline is a 40-year-old unmarried man with a clean record, good credit, no prior claims, a valid license with no suspensions and about 12,000 miles driven a year.
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: $100,000/$300,000/$100,000 liability with comprehensive and collision coverage and a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data. No insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.