Compare the Cost of Subaru Impreza Insurance by Model Year and Company

MoneyGeek found that the average cost of insuring a Subaru Impreza is $1,232 per year. Considering this is $195 per year less than the average cost across all models, Subaru Impreza insurance rates are pretty inexpensive. Prices can vary depending on several factors, including the model year and the insurer you choose.

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It pays to shop around if you are looking to purchase insurance for your Subaru Impreza. Insurers will evaluate costs differently when it comes to the same car model, so comparing rates from multiple providers can get you a better deal. In fact, the cheapest insurer might change depending on your driver profile or the model year.

Key Takeaways

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It costs an average of $1,232 per year to insure a Subaru Impreza, which is $195 less than the average cost across every car model.

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Subaru Impreza insurance costs can vary by as much as $652 per year based on the insurance company you choose. Compare rates to get the best prices.

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Depending on the age of your vehicle, the cost of insurance for a Subaru Impreza can change by as much as $226 annually. Older cars tend to have cheaper insurance rates.

How Much It Costs to Insure a Subaru Impreza and the Cheapest Company

The car insurance company you select can impact your Subaru Impreza insurance rates. The average cost of insuring a Subaru Impreza is $1,232 per year, but costs can differ based on the provider.

GEICO provides the cheapest insurance at an average cost of $1,007 per year — that's up to $652 less than the most expensive insurance provider.

The Average Annual Cost of Subaru Impreza Insurance by Company

Using a sample driver profile, MoneyGeek collected extensive information about insurance provider rates. The sample driver, in this case, has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Subaru Impreza by Company

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Is a Subaru Impreza Expensive to Insure?

Many factors come into play when insurers determine the cost of car insurance for a given model. Higher costs are generally associated with expensive cars, cars that are more likely to be involved in crashes and cars that are more likely to be stolen.

Subaru Imprezas are generally inexpensive to insure. The Impreza is a low-value car, making it inexpensive to repair. It is also a low horsepower car, which means that it is less likely to be involved in major accidents. A combination of these two factors helps keep insurance costs down for the model.

The Best Car Insurance Company for a Subaru Impreza

Cost should not be the only factor you consider while purchasing insurance for a Subaru Impreza. You should also evaluate other details about the insurance company you choose.

MoneyGeek’s rating system, based on affordability, financial stability, customer satisfaction and customer complaints, found that:

USAA is the best choice for car insurance for a Subaru Impreza but is only available to military members and their families. The second-best insurance company for a Subaru Impreza is GEICO.


1
USAA
Score:97

4.9/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:90

5/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Progressive
Score:82

4.3/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
State Farm
Score:81

4/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Subaru Impreza by Model Year

Older cars are generally cheaper to insure because as a car’s value depreciates, comprehensive and collision coverage becomes less expensive as well.

The average cost of car insurance for a 2005 Subaru Impreza is $1,077 per year. The rates for a 2020 Subaru Impreza come in at an average of $1,283 per year, a $226 difference.

Depending on the model year, different companies might offer the cheapest option. For a 2020 Subaru Impreza, the cheapest option is GEICO, with an average annual cost of $1,047.

Scroll to your model year to compare rates from different companies since the cheapest option might change depending on the model year.

The Average Cost to Insure a Subaru Impreza by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2005 model)
  • 1.
    $1,047
    $1,064
    $1,062
    $1,035
    $1,023
    $910
    $909
  • 2.
    $1,090
    $1,097
    $1,082
    $1,086
    $1,058
    $910
    $887
  • 3.
    $1,248
    $1,277
    $1,230
    $1,215
    $1,189
    $1,140
    $911
  • 4.
    $1,212
    $1,334
    $1,294
    $1,295
    $1,287
    $1,138
    $1,016
  • 5.
    $1,405
    $1,341
    $1,358
    $1,372
    $1,461
    $1,385
    $1,338

How Expensive Is It to Insure a Subaru Impreza Compared to Other Cars?

Car insurance for a Subaru Impreza is fairly inexpensive. It costs an average of $1,232 per year to insure a Subaru Impreza, which is $195 less than the average across all other car models.

How Much It Costs to Insure a Subaru Impreza for 16- to 25-Year-Olds

Young drivers often pay more for car insurance no matter what model of car they drive. Their inexperience on the road presents a heightened risk profile for insurance companies.

The average cost of insuring a Subaru Impreza for an 18-year-old driver is $4,021 per year, while the average is just $1,232 for a 40-year-old driver.

It can be expensive for a teen driver to have their own insurance policy. Young drivers can save money by remaining added to their parent’s policy.

You can view the cost of car insurance for young drivers ages 16 to 25 below.

The Average Cost to Insure a Subaru Impreza by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,156
  • 17
    $4,567
  • 18
    $4,021
  • 19
    $2,880
  • 20
    $2,571
  • 21
    $2,035
  • 22
    $1,875
  • 23
    $1,715
  • 24
    $1,610
  • 25
    $1,461
  • 40
    $1,232

How Does Location Affect the Cost of Subaru Impreza Insurance?

Although the costs referenced in this article are based on a national average, car insurance rates can vary based on where you live. You can learn more about the cost of car insurance in individual states with our state page analysis.

FAQs About Subaru Impreza Insurance

The model of your car can significantly impact your car insurance costs. However, it is only one factor out of many that influences your rates. Here are some commonly asked questions about insuring a Subaru Impreza.

Read More About Car Insurance

Methodology

Based on a sample driver profile, MoneyGeek collected thousands of insurance rates for a Subaru Impreza across all available model years. The sample driver is a 40-year-old male with a full coverage policy that includes the following:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.