The average cost of car insurance for a Subaru Forester is $1,064 per year. A Subaru Forester’s average car insurance cost is cheaper than the average car insurance cost, making it an inexpensive car to insure. However, insurance rates vary depending on your car’s model year and the car insurance company of your choice.
Subaru Forester insurance rates vary between insurers depending on your car’s model year. Gathering quotes from multiple providers and comparing them is an excellent way to determine the best possible deal for your Subaru Forester.
The cost of insurance for a Subaru Forester is $1,064 per year on average. It’s cheaper by $363 compared to the rate of the average car insurance.
If you shop around for Subaru Forester car insurance, you may see that rates change by as much as $396 per year because different insurers offer varying rates.
Insurance rates for the Subaru Forester can change by as much as $198 per year based on the model year. Rates for an older car model tend to be cheaper.
Your insurer of choice can have a significant impact on the car insurance rates of your Subaru Forester. A car insurance policy for a Subaru Forester costs $1,064 per year on average.
GEICO offers the cheapest car insurance rate at an average of $907 per year. It’s $396 cheaper than Allied, which is the most expensive company at $1,303 per year on average.
To complete this study, MoneyGeek gathered thousands of car insurance quotes from various providers for a 40-year-old driver carrying a 100/300/100 liability insurance with comprehensive and collision coverage.
Scroll for more
Car insurance companies use a wide range of factors to determine how much it costs to insure a Subaru Forester. They consider aspects such as a car’s value, whether it’s a sports or luxury car and how much power its engine produces.
A Subaru Forester is a low-value car that won’t cost a lot to repair. A driver using this car is also less likely to get into serious traffic accidents since it doesn’t have a lot of horsepower. These factors make a Subaru Forester inexpensive to insure.
Cost is always a consideration when looking for Subaru Forester car insurance, but it shouldn’t be the sole factor. MoneyGeek used an internal rating system to determine the best car insurance company for a Subaru Forester. Aside from affordability, we also considered user satisfaction, customer complaints and financial strength.
We found that:
Older Subaru Foresters are relatively inexpensive to insure. Their value depreciates over time, making comprehensive and collision insurance cheaper.
Coverage for a 2020 model costs $1,150 per year on average, while the annual average rate for a 2005 model is only $952. That’s a $198 average cost difference each year.
Depending on your car’s model year, you may find cheaper rates since insurers offer varying premiums. Here are the average costs of insurance for the Subaru Forester per model year:
With an annual average rate of $978, GEICO offers the cheapest car insurance for a 2020 Subaru Forester.
You can use your car’s model year to see the rates different companies offer. The insurer with the lowest rate may change depending on your car’s model year.
Scroll for more
Compared to the average car insurance cost, a Subaru Forester is less expensive to insure. A Subaru Forester is $363 cheaper to insure than the national average and only costs roughly $1,064 annually.
Another factor that significantly impacts the cost of car insurance for a Subaru Forester is the driver’s age. Insurers often see young drivers as riskier to insure due to their inexperience, causing them to charge them higher rates.
A 40-year-old driver pays $2,409 less per year on average for car insurance for a Subaru Forester than an 18-year-old driver. These younger drivers pay roughly $3,473 per year.
Parents of teen drivers can include them in their car insurance policy. It’s a more affordable way to secure coverage than allowing them to purchase car insurance separately.
The table below shows rates for young drivers aged 16 to 25.
Scroll for more
This guide shows rates based on a national average, but where you live can affect how much you pay for your Subaru Forester’s insurance. MoneyGeek’s state page analysis provides more information about car insurance costs for specific states.
Your car’s model significantly impacts how much you pay for car insurance. Although it’s not the only aspect insurers consider, it’s a significant factor. Here are some of the most commonly asked questions regarding Subaru Forester insurance.
MoneyGeek gathered thousands of car insurance quotes for a Subaru Forester, covering all available Subaru Forester model years. The rates in this guide are for a full coverage car insurance policy with the following limits:
About the Author