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Your age significantly affects the car insurance costs for your MINI Cooper. For example, a 16-year-old driver insuring a 2009 model may pay around $4,944 annually, while a 40-year-old driver would pay only $1,095 per year. For a 2022 model, rates for a 16-year-old and a 40-year-old are $5,958 and $1,350 per year, respectively.

MoneyGeek also ranked the top car insurance providers for a MINI Cooper based on affordability, claims experience and customer service.

MoneyGeek Logo IconCar Insurance CostsMINI Cooper
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a MINI Cooper

The cost of insuring a MINI Cooper falls around $1,254 annually. However, the price can differ depending on the insurance company you choose.

State Farm is your cheapest car insurance option, with a yearly premium of approximately $1,021, while Allstate charges $1,571 for the same level of coverage.

In terms of minimum coverage, the average cost is $471 per year. GEICO provides the most affordable policy at roughly $432 per year, compared to Allstate, which sells the same policy for around $683 annually.

Company
Average Annual Premium

State Farm

$410

State Farm

$412

State Farm

$423

GEICO

$425

GEICO

$427

GEICO

$430

GEICO

$430

GEICO

$432

State Farm

$432

GEICO

$432

State Farm

$433

GEICO

$436

GEICO

$437

State Farm

$441

State Farm

$442

State Farm

$443

State Farm

$446

GEICO

$448

GEICO

$453

GEICO

$458

State Farm

$459

State Farm

$470

State Farm

$477

GEICO

$480

State Farm

$480

GEICO

$481

GEICO

$483

Travelers

$487

Travelers

$492

Farmers

$494

State Farm

$495

Farmers

$505

Travelers

$511

Travelers

$513

Progressive

$515

Nationwide

$518

Progressive

$518

Nationwide

$518

Travelers

$519

State Farm

$519

GEICO

$519

Travelers

$522

Progressive

$523

Progressive

$525

GEICO

$531

State Farm

$531

Nationwide

$533

Farmers

$533

Travelers

$545

Farmers

$545

Travelers

$546

GEICO

$546

Travelers

$548

Travelers

$550

Nationwide

$550

Travelers

$550

Progressive

$551

Farmers

$552

Farmers

$554

Travelers

$555

Progressive

$558

Travelers

$562

Nationwide

$563

GEICO

$567

GEICO

$567

State Farm

$569

Travelers

$570

GEICO

$571

Progressive

$572

Progressive

$578

Nationwide

$578

Farmers

$579

Progressive

$580

State Farm

$581

Nationwide

$590

Farmers

$596

Farmers

$599

GEICO

$600

Nationwide

$601

Farmers

$603

Nationwide

$604

Travelers

$609

Farmers

$612

Nationwide

$612

Progressive

$617

Progressive

$618

Travelers

$618

Progressive

$620

State Farm

$621

Farmers

$622

State Farm

$625

Progressive

$625

Progressive

$627

Nationwide

$632

Farmers

$637

Nationwide

$642

Farmers

$643

GEICO

$645

Allstate

$652

Travelers

$654

Allstate

$661

Allstate

$663

Nationwide

$665

Progressive

$666

Nationwide

$670

Allstate

$675

Allstate

$680

Travelers

$682

Allstate

$683

Allstate

$683

Allstate

$688

State Farm

$693

Nationwide

$696

Travelers

$697

Allstate

$701

Progressive

$701

Allstate

$701

Allstate

$704

Farmers

$713

Farmers

$715

Allstate

$715

Allstate

$723

Allstate

$724

Farmers

$735

Travelers

$749

Nationwide

$751

Progressive

$753

Progressive

$754

Progressive

$754

Travelers

$755

State Farm

$755

Progressive

$768

Nationwide

$774

Farmers

$775

Allstate

$784

Farmers

$784

Nationwide

$785

Allstate

$796

Nationwide

$817

Travelers

$824

Nationwide

$828

Farmers

$841

Allstate

$843

Farmers

$845

GEICO

$856

Progressive

$866

State Farm

$873

Allstate

$892

Travelers

$893

Allstate

$900

Farmers

$906

Nationwide

$909

State Farm

$930

State Farm

$938

Progressive

$953

GEICO

$960

State Farm

$963

State Farm

$969

Allstate

$973

State Farm

$981

State Farm

$994

Nationwide

$1,000

State Farm

$1,012

Travelers

$1,015

GEICO

$1,015

State Farm

$1,021

GEICO

$1,021

GEICO

$1,023

State Farm

$1,025

GEICO

$1,035

State Farm

$1,047

State Farm

$1,051

GEICO

$1,062

GEICO

$1,069

Allstate

$1,074

GEICO

$1,078

State Farm

$1,087

Travelers

$1,089

Travelers

$1,094

GEICO

$1,096

GEICO

$1,096

Nationwide

$1,112

Travelers

$1,112

State Farm

$1,113

Allstate

$1,122

GEICO

$1,124

Nationwide

$1,126

State Farm

$1,135

Nationwide

$1,135

GEICO

$1,136

Progressive

$1,146

GEICO

$1,148

State Farm

$1,149

Travelers

$1,155

State Farm

$1,162

State Farm

$1,163

Nationwide

$1,164

Progressive

$1,170

Farmers

$1,171

Progressive

$1,174

Travelers

$1,179

Farmers

$1,184

Travelers

$1,187

GEICO

$1,190

Travelers

$1,192

Progressive

$1,201

GEICO

$1,206

Progressive

$1,208

State Farm

$1,217

Nationwide

$1,218

Allstate

$1,218

GEICO

$1,225

Nationwide

$1,226

Farmers

$1,240

State Farm

$1,246

Farmers

$1,255

Travelers

$1,257

Progressive

$1,265

Nationwide

$1,266

GEICO

$1,281

GEICO

$1,281

Progressive

$1,282

Travelers

$1,282

GEICO

$1,290

Travelers

$1,293

Farmers

$1,294

Travelers

$1,294

Progressive

$1,297

Nationwide

$1,299

Travelers

$1,304

Farmers

$1,307

State Farm

$1,308

Farmers

$1,315

Travelers

$1,316

Travelers

$1,319

Nationwide

$1,327

GEICO

$1,327

Farmers

$1,328

Nationwide

$1,330

State Farm

$1,331

Travelers

$1,334

Farmers

$1,344

Nationwide

$1,346

State Farm

$1,348

GEICO

$1,349

Progressive

$1,355

Travelers

$1,364

Progressive

$1,370

Nationwide

$1,383

Farmers

$1,388

Progressive

$1,388

Farmers

$1,399

GEICO

$1,400

Nationwide

$1,408

Nationwide

$1,412

Allstate

$1,415

Farmers

$1,429

Progressive

$1,435

Farmers

$1,446

Nationwide

$1,450

State Farm

$1,450

Allstate

$1,457

Allstate

$1,460

Farmers

$1,464

Nationwide

$1,474

Travelers

$1,486

State Farm

$1,486

Farmers

$1,489

Progressive

$1,491

Nationwide

$1,491

Progressive

$1,493

Allstate

$1,495

Allstate

$1,503

Progressive

$1,505

Progressive

$1,510

Travelers

$1,511

Farmers

$1,515

Progressive

$1,522

Allstate

$1,540

Nationwide

$1,542

Allstate

$1,550

GEICO

$1,553

Farmers

$1,553

Allstate

$1,571

Travelers

$1,581

Allstate

$1,582

Progressive

$1,592

Progressive

$1,594

Progressive

$1,594

State Farm

$1,597

Travelers

$1,601

Allstate

$1,610

GEICO

$1,614

Nationwide

$1,615

Nationwide

$1,618

Travelers

$1,625

Nationwide

$1,672

Farmers

$1,673

GEICO

$1,678

Allstate

$1,686

Farmers

$1,686

Allstate

$1,688

Allstate

$1,699

Travelers

$1,699

Farmers

$1,708

Progressive

$1,726

Allstate

$1,731

State Farm

$1,731

Allstate

$1,738

Allstate

$1,758

Nationwide

$1,770

Travelers

$1,778

Farmers

$1,780

Farmers

$1,801

Travelers

$1,831

Progressive

$1,881

Allstate

$1,889

Farmers

$1,899

Nationwide

$1,909

Farmers

$1,916

Allstate

$1,978

State Farm

$1,978

Nationwide

$2,055

Nationwide

$2,086

Allstate

$2,089

GEICO

$2,090

Farmers

$2,100

Progressive

$2,104

Travelers

$2,111

Allstate

$2,120

GEICO

$2,146

State Farm

$2,202

Travelers

$2,214

Allstate

$2,217

Nationwide

$2,232

Allstate

$2,247

Farmers

$2,247

Allstate

$2,288

Progressive

$2,347

GEICO

$2,398

Progressive

$2,414

Allstate

$2,441

Nationwide

$2,457

Travelers

$2,470

State Farm

$2,579

Farmers

$2,693

Allstate

$2,773

Nationwide

$2,845

Farmers

$2,861

Progressive

$2,872

State Farm

$2,876

Progressive

$2,927

Progressive

$2,964

Allstate

$3,041

Farmers

$3,102

Travelers

$3,107

Nationwide

$3,219

State Farm

$3,238

GEICO

$3,253

Progressive

$3,305

Allstate

$3,404

Allstate

$3,552

Travelers

$3,699

GEICO

$3,863

Nationwide

$4,092

Nationwide

$4,414

Farmers

$4,504

Farmers

$4,800

Travelers

$4,807

Nationwide

$4,843

Allstate

$4,872

GEICO

$4,945

Progressive

$5,913

Allstate

$6,020

Farmers

$6,610

Progressive

$6,847

Progressive

$7,040

Allstate

$7,428

Is a MINI Cooper Expensive to Insure?

Insurance companies consider multiple factors when determining a MINI Cooper's insurance rates.

Compared to other hatchbacks, the MINI Cooper is relatively affordable to insure due to its low repair costs, minimal theft rates and affordable price point. With an MSRP of $6,140, the MINI Cooper's lower cost translates to lower premiums.

Cars with lower value are usually cheaper to insure because the insurance company's responsibility is lower in case of damage or theft.

Best Companies for Insuring a MINI Cooper

When getting auto insurance for your MINI Cooper, consider the provider's quality of service and claims management record in addition to premium costs.

Based on MoneyGeek’s analysis, the following are the best car insurance companies for a MINI Cooper:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,021 per year)
  • GEICO: MoneyGeek score of 89 out of 100 ($1,069 per year)

State Farm is a top choice for insuring your vehicle because it provides affordable rates and high-quality service, making it an excellent value.

MoneyGeek Top Pick: State Farm

State Farm

pros

Comes with the cheapest rates

Provides quality customer service

cons

No OEM or gap insurance coverage

Below-average claims management score

COMPANY HIGHLIGHTS

State Farm is the best choice for insuring your MINI Cooper due to its combination of affordability and quality customer service. State Farm's coverage options are also popular among MINI Cooper drivers. For example, you can add roadside assistance coverage to your policy, which covers expenses for vehicle towing, locksmith services, labor and delivery costs for gas, oil, battery or tires during covered emergencies on the road.

Additionally, you can add rental car and travel reimbursement coverage, which can assist with costs for rental vehicles, meals, accommodation and transportation if a covered incident renders your MINI Cooper unusable.

Moreover, State Farm provides the most affordable rates for a MINI Cooper compared to other insurance companies. You can enjoy top-notch coverage and services with this company without breaking the bank.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Offers the second cheapest premiums

Above-average customer satisfaction score

cons

Poor claims management

Lacks OEM coverage and gap insurance

COMPANY HIGHLIGHTS

GEICO is MoneyGeek’s second choice if you’re buying car insurance for a MINI Cooper. This company features cheap premiums and great customer service, providing excellent value for the money. Besides its competitive pricing, GEICO offers additional coverage options to enhance your MINI Cooper policy.

For instance, GEICO offers mechanical breakdown insurance (MBI) that covers all parts and systems beyond the standard services provided in most extended warranties dealers offer. Its roadside assistance coverage is also a popular rider that covers expenses for tire changes, towing, jump starts and lockout services.

GEICO provides accident forgiveness coverage, which helps prevent price increases after a policyholder’s first at-fault accident. If you're over 21 and have been accident-free for five years, you may even qualify for this coverage at no extra cost.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a MINI Cooper by Model Year

Your car’s age will affect your auto insurance rates. Older cars usually have lower premiums than newer ones because they depreciate over time. For instance, insuring a 2009 MINI Cooper costs around $1,095 per year on average, while insuring a 2022 model costs approximately $1,350 annually.

Model Year
Average Annual Premium

2022

$501

2022

$1,350

2021

$498

2021

$1,326

2020

$482

2020

$1,285

2019

$516

2019

$1,292

2018

$525

2018

$1,278

2017

$510

2017

$1,241

2016

$547

2016

$1,252

2015

$558

2015

$1,241

2014

$522

2014

$1,179

2013

$538

2013

$1,165

2012

$529

2012

$1,129

2011

$505

2011

$1,092

2010

$532

2010

$1,105

2009

$534

2009

$1,095

Your car’s model year and the insurance company you choose will impact the average cost of car insurance. State Farm offers the most affordable rates for both a 2009 and a 2022 MINI Cooper at around $848 and $1,205 per year, respectively.

Company
Average Annual Premium

State Farm

$345

State Farm

$357

State Farm

$357

State Farm

$360

GEICO

$364

Nationwide

$368

GEICO

$369

GEICO

$374

GEICO

$374

GEICO

$374

State Farm

$375

State Farm

$378

GEICO

$379

GEICO

$379

GEICO

$380

GEICO

$382

GEICO

$382

GEICO

$383

GEICO

$385

GEICO

$389

GEICO

$395

Nationwide

$401

Nationwide

$402

State Farm

$405

State Farm

$406

State Farm

$408

State Farm

$413

State Farm

$413

Travelers

$414

State Farm

$415

State Farm

$421

Farmers

$422

Travelers

$423

Travelers

$423

Travelers

$424

State Farm

$425

Nationwide

$432

Farmers

$433

Progressive

$438

Travelers

$440

Farmers

$455

Farmers

$456

Progressive

$462

Farmers

$462

Nationwide

$463

Farmers

$463

Farmers

$465

Progressive

$465

Travelers

$465

Farmers

$465

Progressive

$467

Progressive

$469

Travelers

$470

Progressive

$474

Travelers

$475

Travelers

$476

Travelers

$476

Farmers

$478

Nationwide

$479

Travelers

$480

Travelers

$480

Travelers

$481

Farmers

$481

Travelers

$481

Farmers

$483

Progressive

$492

Nationwide

$492

Nationwide

$494

Farmers

$494

Nationwide

$498

Nationwide

$503

Nationwide

$503

Nationwide

$508

Progressive

$512

Nationwide

$514

Farmers

$522

Nationwide

$524

Progressive

$525

Progressive

$527

Progressive

$530

Progressive

$532

Progressive

$537

Farmers

$546

Progressive

$560

Allstate

$574

Allstate

$577

Allstate

$581

Allstate

$615

Allstate

$620

Allstate

$627

Allstate

$628

Allstate

$629

Allstate

$632

Allstate

$645

Allstate

$647

Allstate

$647

Allstate

$654

Allstate

$658

State Farm

$848

State Farm

$862

State Farm

$862

State Farm

$888

State Farm

$927

State Farm

$955

GEICO

$962

GEICO

$967

GEICO

$969

GEICO

$986

GEICO

$999

GEICO

$1,003

State Farm

$1,006

GEICO

$1,029

State Farm

$1,049

GEICO

$1,064

Travelers

$1,065

State Farm

$1,078

GEICO

$1,089

Travelers

$1,098

Travelers

$1,105

Travelers

$1,108

Farmers

$1,119

Farmers

$1,121

State Farm

$1,133

Travelers

$1,135

GEICO

$1,138

Farmers

$1,141

Travelers

$1,144

State Farm

$1,147

State Farm

$1,151

GEICO

$1,158

GEICO

$1,168

Farmers

$1,174

Travelers

$1,179

State Farm

$1,181

Travelers

$1,189

GEICO

$1,202

State Farm

$1,205

Travelers

$1,207

Nationwide

$1,208

Progressive

$1,216

Nationwide

$1,228

Nationwide

$1,232

Nationwide

$1,236

GEICO

$1,238

Nationwide

$1,238

Nationwide

$1,240

Nationwide

$1,242

Progressive

$1,242

Progressive

$1,245

Travelers

$1,247

Progressive

$1,251

Progressive

$1,252

Nationwide

$1,253

Farmers

$1,263

Progressive

$1,264

Nationwide

$1,265

Progressive

$1,274

Travelers

$1,278

Nationwide

$1,282

Travelers

$1,286

Nationwide

$1,297

Progressive

$1,306

Farmers

$1,308

Progressive

$1,309

Travelers

$1,316

Nationwide

$1,320

Nationwide

$1,329

Progressive

$1,330

Travelers

$1,330

Farmers

$1,340

Progressive

$1,341

Progressive

$1,348

Farmers

$1,348

Allstate

$1,349

Progressive

$1,350

Nationwide

$1,359

Farmers

$1,369

Allstate

$1,374

Farmers

$1,381

Allstate

$1,383

Farmers

$1,404

Allstate

$1,424

Progressive

$1,426

Farmers

$1,427

Allstate

$1,429

Farmers

$1,433

Allstate

$1,435

Allstate

$1,449

Farmers

$1,466

Allstate

$1,521

Allstate

$1,577

Allstate

$1,668

Allstate

$1,737

Allstate

$1,792

Allstate

$1,883

Allstate

$1,975

Cost of Insuring a MINI Cooper for 16- to 25-Year-Olds

Car insurance rates for young drivers, specifically teenagers and those in their twenties, are generally higher due to their inexperience and increased likelihood of accidents. On average, a 16-year-old MINI Cooper driver will pay around $5,451 per year for car insurance, while a 40-year-old will only pay about $1,216 per year.

However, car insurance rates for teen drivers tend to decrease as they age and gain experience, with rates typically stabilizing once they reach their twenties.

Driver Age
Average Annual Premium

16

$5,451

16

$2,475

17

$1,997

17

$4,444

18

$3,900

18

$1,728

19

$2,729

19

$1,198

20

$1,071

20

$2,473

21

$810

21

$1,912

22

$1,770

22

$746

23

$689

23

$1,646

24

$651

24

$1,563

25

$592

25

$1,412

When it comes to car insurance for teenage drivers, adding them to a family plan is usually a more affordable option than buying an individual policy.

A 16-year-old driver getting their own auto insurance for a 2009 MINI Cooper will pay approximately $2,651 per year for a State Farm policy, while Progressive charges around $6,871 per year for the same policy. Comparing rates from multiple providers is crucial to find the best and most cost-effective option for your family.

Company
Average Annual Premium

GEICO

$477

GEICO

$504

GEICO

$528

State Farm

$544

Travelers

$545

Progressive

$574

GEICO

$583

Travelers

$587

State Farm

$597

Nationwide

$607

Travelers

$621

GEICO

$626

Farmers

$639

Progressive

$651

State Farm

$651

Travelers

$658

Nationwide

$674

Allstate

$680

Travelers

$708

Farmers

$711

Progressive

$713

Nationwide

$720

State Farm

$728

Farmers

$730

Allstate

$743

Farmers

$768

Allstate

$788

Nationwide

$791

State Farm

$795

Progressive

$807

GEICO

$832

Travelers

$834

Farmers

$834

Allstate

$839

Nationwide

$869

Progressive

$886

Allstate

$905

State Farm

$918

GEICO

$932

Travelers

$937

State Farm

$1,032

Progressive

$1,119

Allstate

$1,135

Travelers

$1,183

Nationwide

$1,221

State Farm

$1,223

Farmers

$1,227

Progressive

$1,270

GEICO

$1,293

Farmers

$1,312

Allstate

$1,315

State Farm

$1,378

Nationwide

$1,395

Nationwide

$1,415

GEICO

$1,427

Travelers

$1,431

State Farm

$1,451

GEICO

$1,525

Travelers

$1,534

GEICO

$1,556

State Farm

$1,564

Progressive

$1,569

Nationwide

$1,588

GEICO

$1,609

State Farm

$1,613

Nationwide

$1,681

Farmers

$1,694

Travelers

$1,700

State Farm

$1,732

Progressive

$1,777

Nationwide

$1,802

Travelers

$1,803

GEICO

$1,803

Nationwide

$1,809

Farmers

$1,876

Travelers

$1,891

State Farm

$1,906

Travelers

$1,910

Farmers

$1,913

Nationwide

$1,926

Progressive

$1,935

Nationwide

$1,943

GEICO

$1,950

Allstate

$1,960

Farmers

$1,989

GEICO

$2,007

Farmers

$2,028

Travelers

$2,052

State Farm

$2,066

Farmers

$2,117

Nationwide

$2,123

Progressive

$2,159

Farmers

$2,168

Progressive

$2,240

Allstate

$2,247

State Farm

$2,361

Progressive

$2,406

GEICO

$2,484

Travelers

$2,490

Allstate

$2,536

Allstate

$2,549

State Farm

$2,628

Progressive

$2,665

Allstate

$2,679

Nationwide

$2,684

Progressive

$2,731

Travelers

$2,754

GEICO

$2,775

Allstate

$2,892

Farmers

$2,958

Farmers

$2,963

Nationwide

$3,029

Progressive

$3,040

State Farm

$3,076

Allstate

$3,144

Farmers

$3,145

Allstate

$3,229

Progressive

$3,380

State Farm

$3,429

Travelers

$3,443

GEICO

$3,723

Nationwide

$3,844

State Farm

$3,857

Allstate

$3,915

Travelers

$4,058

Nationwide

$4,163

Allstate

$4,341

GEICO

$4,448

Nationwide

$4,581

Farmers

$4,945

Travelers

$5,223

Farmers

$5,266

GEICO

$5,689

Progressive

$6,028

Allstate

$6,124

Progressive

$6,943

Progressive

$7,146

Farmers

$7,231

Allstate

$7,371

Allstate

$8,970

How Does Location Affect the Cost of MINI Cooper Insurance?

Car insurance premiums depend on such factors as the car's make and model year, the driver's age and location. Our research found that Florida residents pay the highest rates while Idaho residents pay the lowest. To get the best deal for your MINI Cooper, compare quotes from affordable insurers in your state.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About MINI Cooper Insurance

If you're buying auto insurance for a MINI Cooper, you may have questions about affordability and service quality. We've provided answers to help you get started.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.