Compare the Cost of Nissan Frontier Insurance by Model Year and Company

MoneyGeek found that the Nissan Frontier costs an average of $1,120 per year to insure. Nissan Frontier insurance costs less per year than the national average, making it inexpensive to insure. However, rates vary based on your insurance and your car's model year.

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Last Updated: 5/18/2022
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When shopping for Nissan Frontier insurance, it is important to take your time and research several insurance companies. Rates vary depending on your Nissan Frontier model, and different insurance companies charge varying amounts based on your vehicle’s year of manufacture.

Key Takeaways for Nissan Frontier Insurance

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The average cost of insurance for a Nissan Frontier is $1,120 per year, which is $307 less than the typical car model.

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The cost to insure a Nissan Frontier can change by as much as $493 per year depending on the insurance provider.

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Insurance costs for a Nissan Frontier can vary by up to $250 per year depending on the model year, with older vehicles having lower rates.

How Much It Costs to Insure a Nissan Frontier and the Cheapest Company

Your choice of insurance provider can have a significant impact on your Nissan Frontier insurance costs. The average cost of Nissan Frontier insurance is $1,120.

GEICO has the cheapest insurance at $937 on average per year, while Allied has the most costly premiums at $1,430 per year on average. Depending on whatever company you select, this could mean a difference of $493 every year.

The Average Annual Cost of Nissan Frontier Insurance by Company

MoneyGeek collected data on insurance provider rates using a sample driver profile of a 40-year-old male. The driver's liability insurance is 100/300/100 in this scenario, with comprehensive and collision coverage as well.

The Average Cost to Insure a Nissan Frontier by Company

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Insurance Rates

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Is a Nissan Frontier Expensive to Insure?

When determining the cost of car insurance for any car model, insurance companies consider a number of factors. These considerations include the driver's age, driving history, locality, automobile model and more.

The Nissan Frontier is inexpensive to insure compared to other car models due to its low value. Cars with low value are not expensive to repair, hence the reason why insurance providers are willing to insure the car at a lower rate.

The Best Car Insurance Company for a Nissan Frontier

When looking to purchase Nissan Frontier auto insurance, price should not be the only consideration. Other aspects of the company you're researching should also be considered.

MoneyGeek’s rating system found GEICO to be the best company for car insurance for a Nissan Frontier based on customer complaints, affordability, customer satisfaction and financial stability.


1
USAA
Score:96

4.8/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:89.5

5/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
State Farm
Score:84.9

4.4/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

4
Progressive
Score:83

4.4/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

5
Nationwide
Score:77

3.7/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

6
Allstate
Score:73.9

3.5/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

7
Allied
Score:NaN

3/5

Affordability

#N/A

Claims Ratings

#N/A

User Satisfaction

#N/A

Financial Stability

How Much It Costs to Insure a Nissan Frontier by Model Year

Insuring a Nissan Frontier that is older is often less expensive. This is because when the value of an automobile depreciates, comprehensive and collision insurance become less expensive as well.

Insurance for a 2005 Nissan Frontier costs $996 per year on average and roughly $1,246 per year for a 2020 model. That's a difference of roughly $250 every year.

Here are the average costs to insure Nissan Frontier by year:

  • 2005 Nissan Frontier: $996 per year
  • 2010 Nissan Frontier: $1,079 per year
  • 2016 Nissan Frontier: $1,161 per year
  • 2017 Nissan Frontier: $1,195 per year
  • 2018 Nissan Frontier: $1,206 per year
  • 2019 Nissan Frontier: $1,224 per year
  • 2020 Nissan Frontier: $1,246 per year

Depending on the model year, different insurers may provide cheaper coverage. GEICO offers the cheapest insurance for a 2020 Nissan Frontier at $1,019 per year.

You can scroll to your model year to see how rates from different companies compare.

The Average Cost to Insure a Nissan Frontier by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2005 model)
  • 1.
    $1,019
    $1,008
    $999
    $994
    $977
    $910
    $841
  • 2.
    $1,071
    $1,063
    $1,055
    $1,051
    $1,038
    $972
    $892
  • 3.
    $1,197
    $1,177
    $1,159
    $1,150
    $1,117
    $1,055
    $929
  • 4.
    $1,237
    $1,220
    $1,205
    $1,197
    $1,169
    $1,049
    $874
  • 5.
    $1,298
    $1,290
    $1,283
    $1,279
    $1,266
    $1,218
    $1,219

How Expensive Is It to Insure a Nissan Frontier Compared to Other Cars?

When compared to other auto models, the Nissan Frontier insurance cost is inexpensive. The average cost of Nissan Frontier insurance is $1,120 per year, which is $307 less per year compared to the average insurance costs across all car models.

How Much It Costs to Insure a Nissan Frontier for 16- to 25-Year-Olds

Younger drivers pay significantly more than adults driving the same car model due to their lack of experience and higher risk of getting involved in an accident.

An 18-year-old driver's Nissan Frontier insurance coverage costs $2,536 more per year than a 40-year-old driver's policy. An 18-year-old could pay roughly $3,657 per year for insurance for a Nissan Frontier.

Young drivers can save money on car insurance by being on their parent’s policy instead of purchasing their own.

The cost of automobile insurance for a young driver aged 16 to 25 is shown below.

The Average Cost to Insure a Nissan Frontier by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $4,688
  • 17
    $4,153
  • 18
    $3,657
  • 19
    $2,619
  • 20
    $2,338
  • 21
    $1,851
  • 22
    $1,705
  • 23
    $1,560
  • 24
    $1,464
  • 25
    $1,328
  • 40
    $1,120

How Does Location Affect the Cost of Nissan Frontier Insurance?

The costs in this article are based on the national average. That said, your location might have a significant influence on your car insurance policy. You can learn more about the cost of car insurance in each state on our state page analysis.

FAQs About Nissan Frontier Insurance

The make and model of your car can have a huge impact on the cost of your insurance, but these are not the only things that insurers consider. The following are some of the most commonly asked questions about Nissan Frontier insurance.

Read More About Car Insurance

Methodology

MoneyGeek gathered data from numerous insurance providers to get Nissan Frontier rates from all years available. These are average costs that can give you an idea of what to expect in terms of costs, but they won't match your exact rates. The rates are for a full coverage policy with the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.