Nissan Frontier insurance costs change based on model year, with 2025 models averaging about $206 monthly for full coverage compared to $60 for minimum coverage on older trucks. Newer Frontiers cost more to insure due to their higher market values.
Nissan Frontier Insurance Cost
Key Takeaways
Costs vary widely by model year and insurer, but Nissan Frontier insurance averages $168 per month for full coverage. GEICO usually offers the most affordable rates for Frontier owners. Read more.
Pickup trucks often cost more to insure than sedans due to size and repair considerations, placing the Nissan Frontier 22nd out of 40 pickup trucks for affordability and solidly in the middle tier for its vehicle type. Read more.
Your Frontier’s specific model year makes a big difference in rates, especially if you’re insuring a teen driver on your policy. Read MoneyGeek's analysis of rates by company for specific Frontier model years depending on the age of the drivers.
How Much Is Nissan Frontier Insurance?
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Insurance rates for the Nissan Frontier depend on model year and insurer. Minimum coverage ranges from $60 a month with GEICO to $148 with UAIC. Full coverage costs more, from $131 with GEICO to $310 with AIG.
Rates diverge by $88 for minimum coverage across insurers. That difference widens to $179 for full coverage. Insurers weigh vehicle risk on their own scale, so rates vary by company.
| AAA | $99 | $204 |
| AIG | $125 | $310 |
| Allstate | $106 | $205 |
| Amica | $102 | $209 |
| Chubb | $117 | $230 |
| Farmers | $128 | $225 |
| Geico | $60 | $131 |
| Kemper | $90 | $181 |
| Nationwide | $100 | $172 |
| Progressive | $90 | $168 |
| State Farm | $78 | $163 |
| The Hartford | $98 | $168 |
| Travelers | $77 | $141 |
| UAIC | $148 | $185 |
Is Nissan Frontier Expensive to Insure?
MoneyGeek's analysis of pickup truck insurance costs ranks the Nissan Frontier 22nd out of 40 trucks for affordability. Frontier owners pay a few dollars more a month than Ram 1500 owners. Chevrolet Silverado 3500 owners pay slightly more than Frontier owners. Twenty-one trucks cost less to insure. That puts the Frontier in the middle tier among pickups.
Pickup trucks cost more to insure than many other vehicle types. The Frontier ranks 313th out of 827 total vehicles, in the top half for affordability across all car types. The Suzuki SX4 holds the cheapest spot among trucks. The Ram 2500 carries the highest premiums.
| Ford Ranger | $126 | 19 |
| GMC Canyon | $126 | 20 |
| Ram 1500 | $127 | 21 |
| Nissan Frontier | $127 | 22 |
| Chevrolet Silverado 3500 | $130 | 23 |
| GMC Sierra 3500 | $131 | 24 |
| Mitsubishi Raider | $135 | 25 |
Several factors affect what you'll pay for Nissan Frontier insurance:
- Average Repair or Replacement Costs: At $709 per year, the Frontier is the ninth most affordable Nissan model to maintain out of 26. Lower repair bills keep premiums from climbing as high as pricier trucks in the segment.
- Vehicle Trim, Features and Accessories: Horsepower is 281 to 310 depending on trim. More powerful trims cost more to insure because they cost more to repair and carry a higher performance risk profile.
- Driver Profile: Most Frontier drivers are 35 to 45 years old, an age group that typically pays lower rates. The truck's performance reputation does attract risk-taking behaviors that concern insurers, so younger drivers on the policy pay more. Read more about the costs of Nissan Frontiers for young drivers.
Nissan Frontier Insurance Cost by State
Minimum coverage for the Nissan Frontier is $31 per month in Wyoming and $170 in Louisiana. The truck is identical in both states; local risk profiles and insurance regulations create the gap.
| Alabama | $73 | $138 |
| Alaska | $60 | $128 |
| Arizona | $105 | $195 |
| Arkansas | $70 | $156 |
| California | $83 | $168 |
| Colorado | $83 | $198 |
| Connecticut | $120 | $206 |
| Delaware | $122 | $205 |
| Florida | $113 | $261 |
| Georgia | $128 | $211 |
| Hawaii | $46 | $102 |
| Idaho | $47 | $96 |
| Illinois | $80 | $148 |
| Indiana | $56 | $110 |
| Iowa | $47 | $114 |
| Kansas | $62 | $144 |
| Kentucky | $107 | $181 |
| Louisiana | $170 | $366 |
| Maine | $44 | $91 |
| Maryland | $133 | $224 |
| Massachusetts | $87 | $184 |
| Michigan | $129 | $248 |
| Minnesota | $69 | $141 |
| Mississippi | $73 | $145 |
| Missouri | $98 | $197 |
| Montana | $59 | $140 |
| Nebraska | $63 | $144 |
| Nevada | $158 | $285 |
| New Hampshire | $60 | $106 |
| New Jersey | $142 | $234 |
| New Mexico | $71 | $158 |
| New York | $109 | $196 |
| North Carolina | $69 | $135 |
| North Dakota | $49 | $107 |
| Ohio | $66 | $128 |
| Oklahoma | $78 | $174 |
| Oregon | $106 | $185 |
| Pennsylvania | $72 | $170 |
| Rhode Island | $108 | $191 |
| South Carolina | $88 | $164 |
| South Dakota | $44 | $134 |
| Tennessee | $68 | $137 |
| Texas | $110 | $225 |
| Utah | $94 | $160 |
| Vermont | $37 | $89 |
| Virginia | $83 | $134 |
| Washington | $81 | $150 |
| West Virginia | $72 | $147 |
| Wisconsin | $56 | $123 |
| Wyoming | $31 | $96 |
Nissan Frontier Costs by Model Year and Insurance Company
Model year and driver age both affect what you pay. Drivers aged 35 to 55 pay about $235 per month for full coverage on a 2016 Frontier and roughly $206 on a 2025 model. Newer vehicles usually cost more to insure, but differences in vehicle value, safety features and repair costs can flip that pattern across certain model years.
Teen and young adult drivers pay more across every model year. GEICO has the lowest average rates across Frontier model years. Comparing quotes from multiple insurers is the most effective way to cut your premium.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Nissan Frontier
| Geico | $73 | $159 |
| National General | $85 | $175 |
| Travelers | $93 | $172 |
| Progressive | $100 | $186 |
| State Farm | $102 | $213 |
| Kemper | $106 | $214 |
| AAA | $120 | $249 |
| Nationwide | $121 | $209 |
| Allstate | $122 | $235 |
| The Hartford | $123 | $209 |
| Amica | $130 | $267 |
| Chubb | $152 | $300 |
| AIG | $153 | $384 |
| Farmers | $168 | $297 |
| UAIC | $176 | $222 |
Cost of Car Insurance for 2024 Nissan Frontier
| Geico | $68 | $148 |
| National General | $79 | $162 |
| Travelers | $87 | $160 |
| Progressive | $93 | $173 |
| State Farm | $95 | $199 |
| Kemper | $99 | $199 |
| AAA | $111 | $231 |
| Nationwide | $112 | $194 |
| Allstate | $113 | $219 |
| The Hartford | $114 | $195 |
| Amica | $121 | $248 |
| Chubb | $141 | $279 |
| AIG | $142 | $357 |
| Farmers | $156 | $276 |
| UAIC | $164 | $206 |
Cost of Car Insurance for 2023 Nissan Frontier
| Geico | $65 | $142 |
| National General | $76 | $156 |
| Travelers | $83 | $153 |
| Progressive | $89 | $166 |
| State Farm | $91 | $190 |
| Kemper | $95 | $191 |
| AAA | $107 | $222 |
| Nationwide | $108 | $186 |
| Allstate | $108 | $210 |
| The Hartford | $110 | $187 |
| Amica | $116 | $238 |
| Chubb | $135 | $267 |
| AIG | $137 | $342 |
| Farmers | $150 | $265 |
| UAIC | $157 | $198 |
Cost of Car Insurance for 2022 Nissan Frontier
| Geico | $56 | $121 |
| National General | $65 | $133 |
| Travelers | $71 | $131 |
| Progressive | $76 | $142 |
| State Farm | $78 | $162 |
| Kemper | $81 | $163 |
| AAA | $91 | $189 |
| Nationwide | $92 | $159 |
| Allstate | $93 | $179 |
| The Hartford | $93 | $159 |
| Amica | $99 | $203 |
| Chubb | $115 | $228 |
| AIG | $117 | $292 |
| Farmers | $128 | $226 |
| UAIC | $134 | $169 |
Cost of Car Insurance for 2021 Nissan Frontier
| Geico | $47 | $101 |
| National General | $54 | $111 |
| Travelers | $59 | $109 |
| Progressive | $64 | $119 |
| State Farm | $65 | $136 |
| Kemper | $67 | $136 |
| AAA | $76 | $158 |
| Nationwide | $77 | $133 |
| Allstate | $77 | $150 |
| The Hartford | $78 | $133 |
| Amica | $83 | $170 |
| Chubb | $96 | $191 |
| AIG | $97 | $244 |
| Farmers | $107 | $189 |
| UAIC | $112 | $141 |
Cost of Car Insurance for 2020 Nissan Frontier
| Geico | $42 | $90 |
| National General | $48 | $99 |
| Travelers | $53 | $97 |
| Progressive | $57 | $106 |
| State Farm | $58 | $121 |
| Kemper | $60 | $121 |
| AAA | $68 | $141 |
| Nationwide | $68 | $118 |
| Allstate | $69 | $133 |
| The Hartford | $70 | $119 |
| Amica | $74 | $151 |
| Chubb | $86 | $170 |
| AIG | $87 | $217 |
| Farmers | $95 | $168 |
| UAIC | $100 | $126 |
Cost of Car Insurance for 2019 Nissan Frontier
| Geico | $60 | $129 |
| National General | $81 | $165 |
| Progressive | $85 | $158 |
| Travelers | $86 | $159 |
| State Farm | $88 | $183 |
| Kemper | $98 | $199 |
| The Hartford | $107 | $182 |
| Nationwide | $109 | $188 |
| AAA | $109 | $227 |
| Allstate | $110 | $211 |
| Amica | $124 | $255 |
| Farmers | $140 | $249 |
| AIG | $145 | $369 |
| UAIC | $147 | $186 |
| Chubb | $150 | $297 |
Cost of Car Insurance for 2018 Nissan Frontier
| Geico | $60 | $130 |
| National General | $82 | $168 |
| Progressive | $86 | $160 |
| Kemper | $86 | $172 |
| Travelers | $87 | $160 |
| State Farm | $91 | $189 |
| The Hartford | $107 | $182 |
| Allstate | $109 | $210 |
| AAA | $109 | $227 |
| Nationwide | $110 | $190 |
| Amica | $126 | $260 |
| Farmers | $141 | $250 |
| AIG | $147 | $375 |
| UAIC | $149 | $189 |
| Chubb | $154 | $307 |
Cost of Car Insurance for 2017 Nissan Frontier
| Geico | $59 | $127 |
| National General | $76 | $156 |
| Progressive | $84 | $156 |
| Travelers | $84 | $155 |
| State Farm | $86 | $178 |
| Kemper | $89 | $178 |
| Nationwide | $104 | $180 |
| AAA | $105 | $218 |
| The Hartford | $105 | $180 |
| Allstate | $105 | $203 |
| Amica | $118 | $242 |
| Farmers | $134 | $237 |
| AIG | $139 | $352 |
| Chubb | $143 | $284 |
| UAIC | $145 | $182 |
Cost of Car Insurance for 2016 Nissan Frontier
| National General | $87 | $178 |
| Geico | $88 | $190 |
| Travelers | $103 | $190 |
| State Farm | $105 | $217 |
| Kemper | $131 | $264 |
| Nationwide | $133 | $230 |
| The Hartford | $135 | $230 |
| Amica | $136 | $278 |
| Progressive | $136 | $254 |
| AAA | $138 | $284 |
| Allstate | $151 | $292 |
| Chubb | $154 | $300 |
| AIG | $172 | $421 |
| Farmers | $173 | $303 |
| UAIC | $216 | $268 |
Nissan Frontier Insurance Cost by Trim
Nissan Frontier insurance costs range from $69 monthly for minimum coverage on basic King Cab S Pickup 2D 6 Ft models to $233 for full coverage on Crew Cab SL Pickup 4D 6 Ft variants. Performance features, rarity and market value determine where your trim falls in this range.
| King Cab S Pickup 2d 6 Ft | $69 | $134 |
| King Cab Se Pickup 2d 6 Ft | $69 | $134 |
| King Cab Xe | $70 | $135 |
| King Cab Xe Pickup 2d 6 Ft | $70 | $136 |
| Crew Cab Se Pickup 4d 5 Ft | $71 | $138 |
| Crew Cab Supercharged Long Bed | $72 | $139 |
| Crew Cab Se Pickup 4d 6 Ft | $72 | $140 |
| King Cab Le Pickup 2d 6 Ft | $73 | $140 |
| Crew Cab Supercharged Short Bed | $74 | $143 |
| King Cab Pickup | $75 | $143 |
| Crew Cab Se Long Bed 4d | $75 | $144 |
| King Cab Desert Runner Xe | $75 | $145 |
| King Cab Desert Runner Se | $76 | $146 |
| King Cab Pro-4x Pickup 2d 6 Ft | $76 | $147 |
| King Cab Nismo Pickup 2d 6 Ft | $76 | $147 |
| King Cab Sv Pickup 2d 6 Ft | $77 | $148 |
| Crew Cab Nismo Pickup 4d 5 Ft | $77 | $149 |
| King Cab Se | $77 | $149 |
| Crew Cab Xe Short Bed | $77 | $149 |
| King Cab Pickup 2d 6 Ft | $78 | $150 |
| King Cab Desert Runner Se Pickup 2d 6 Ft | $78 | $150 |
| King Cab Xe Short Bed | $78 | $151 |
| King Cab Supercharged | $79 | $152 |
| Crew Cab Xe 4d | $79 | $152 |
| Crew Cab Supercharged | $80 | $153 |
| Crew Cab Xe Pickup 4d 6 Ft | $80 | $154 |
| Crew Cab Xe Pickup 4d 4 1/2 Ft | $80 | $154 |
| Crew Cab Le Pickup 4d 6 Ft | $80 | $155 |
| Crew Cab Super Charger Pickup 4d 4 1/2 Ft | $80 | $155 |
| King Cab Desert Runner Xe Pickup 2d 6 Ft | $81 | $155 |
| Crew Cab Super Charger Pickup 4d 6 Ft | $81 | $156 |
| Crew Cab Le Pickup 4d 5 Ft | $82 | $157 |
| King Cab Se Short Bed | $82 | $158 |
| Crew Cab Se 4d | $83 | $159 |
| Crew Cab Le Pickup 4d 4 1/2 Ft | $83 | $160 |
| Crew Cab Se Short Bed | $84 | $162 |
| Crew Cab Sl (2017.5) Pickup 4d 5 Ft | $85 | $165 |
| King Cab Super Charger Pickup 2d 6 Ft | $85 | $164 |
| Crew Cab Sl (2017.5) Pickup 4d 6 Ft | $85 | $166 |
| King Cab S (2023.25) Pickup 2d 6 Ft | $86 | $166 |
| Crew Cab S Pickup 4d 5 Ft | $86 | $166 |
| Crew Cab Xe Long Bed | $86 | $166 |
| King Cab Sv (2017.5) Pickup 2d 6 Ft | $88 | $169 |
| Crew Cab Sv Pickup 4d 5 Ft | $88 | $171 |
| Crew Cab Se Pickup 4d 4 1/2 Ft | $89 | $171 |
| Crew Cab Sv Pickup 4d 6 Ft | $90 | $174 |
| King Cab S | $90 | $175 |
| Crew Cab Pro-X Pickup 4d 5 Ft | $90 | $175 |
| Crew Cab S | $92 | $179 |
| King Cab Sv (2023.25) Pickup 2d 6 Ft | $94 | $182 |
| Crew Cab S (2023.25) Pickup 4d 5 Ft | $94 | $182 |
| Crew Cab S (2017.5) Pickup 4d 5 Ft | $94 | $182 |
| King Cab Sv | $95 | $185 |
| Crew Cab Pro-4x Pickup 4d 5 Ft | $98 | $190 |
| Crew Cab Sv | $99 | $193 |
| Crew Cab Pro-X (2023.25) Pickup 4d 5 Ft | $100 | $193 |
| King Cab Desert Runner Pickup 2d 6 Ft | $100 | $194 |
| Crew Cab Desert Runner Pickup 4d 5 Ft | $101 | $195 |
| Crew Cab Sv (2017.5) Pickup 4d 5 Ft | $101 | $196 |
| Crew Cab Sv (2017.5) Pickup 4d 6 Ft | $102 | $197 |
| Crew Cab Sl Pickup 4d 5 Ft | $102 | $197 |
| Crew Cab Sv (2023.25) Pickup 4d 5 Ft | $102 | $198 |
| Crew Cab Sv (2023.25) Pickup 4d 6 Ft | $105 | $204 |
| Crew Cab Pro-X | $107 | $208 |
| King Cab Pro-4x Pickup 2d 6 Ft | $114 | $219 |
| Crew Cab Sl | $116 | $225 |
| Crew Cab Pro-4x | $117 | $226 |
| Crew Cab Pro-4x (2023.25) Pickup 4d 5 Ft | $117 | $228 |
| Crew Cab Sl Pickup 4d 6 Ft | $121 | $233 |
How to Lower the Cost of Nissan Frontier Insurance
We've compiled the most effective strategies to help you find better Nissan Frontier insurance rates:
- 1Choose the Right Coverage
You'll need to decide how much coverage to buy for your Nissan Frontier. Owners with a paid-off truck can get their state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Drivers who want more protection can add 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research Costs and Cheap Companies
Compare average auto insurance costs for pickup trucks to see what you should expect to pay for your Frontier. That comparison helps you find the cheapest car insurance companies offering rates that fit your budget.
- 3Look for More than Just Low Rates
Check J.D. Power satisfaction ratings for the car insurance provider you're considering. Examine forum feedback on claims processing. Review Better Business Bureau complaints. Confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service.
- 4Explore Discounts You Qualify For
Look for car insurance discounts that apply to your situation. Nissan Frontier owners often qualify for safety-feature and good-driver discounts. Insuring multiple vehicles or bundling auto and home policies can lower the rate further.
- 5Consider Alternative Car Insurance Types
Frontier owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These programs track driving habits and adjust premiums based on how you actually drive.
- 6Check Rates Every Year
Get car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices. Yearly comparisons could save up to 24% on your Nissan Frontier insurance premiums.
Nissan Frontier Insurance Cost: Bottom Line
Nissan Frontier insurance costs run about average. Compare quotes from multiple insurers, claim available discounts and adjust your coverage to lower your rate.
Nissan Frontier Insurance Rates: FAQ
Nissan Frontier insurance costs $1,041 annually for state minimum coverage and $2,011 for full coverage. Monthly premiums average $87 for minimum and $168 for comprehensive protection.
GEICO provides the most affordable minimum coverage for a Nissan Frontier at $725 annually. The insurer also offers the best value for full coverage at $1,567 per year.
No, Nissan Frontier insurance is not more expensive than most vehicles. Among pickup trucks, this model places 22nd out of 40 for affordability, while ranking 313th out of 827 total vehicles we track.
Coverage level affects Nissan Frontier insurance rates most directly. State minimum coverage averages $87 a month. Full coverage averages $168 a month. Driving record, credit score and other factors also affect your premium.
Compare quotes from multiple insurers, since Nissan Frontier rates differ between companies. Usage-based programs that track your driving can also lower your rate. Claim available discounts, bundle with home or renters insurance and keep a clean driving record for better rates.
How We Determined Nissan Frontier Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to build these Nissan Frontier insurance cost estimates.
Who We Based These Rates On
These Nissan Frontier rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident expert in insurance and economics. He has spent nearly a decade covering the market, first at LendingTree and now at MoneyGeek, where he analyzes hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College before earning a master's in economics and international relations from Johns Hopkins University. Before MoneyGeek, he worked in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.