Compare the Cost of Nissan Frontier Insurance by Model Year and Company

Insuring a Nissan Frontier can have different costs depending on the driver and car’s age. The annual premium for a 2009 model costs around $5,806 for a 16-year-old driver purchasing full coverage but only $1,245 for a 40-year-old driver. A 16-year-old might spend approximately $7,052 each year for a 2022 model, while a 40-year-old would pay about $1,544.

The cost of coverage is a consideration, but it shouldn't be the only one. Service and customer satisfaction were also part of the criteria MoneyGeek used to determine which auto insurance was the best for Nissan Frontier owners.

The annual insurance premium for a Nissan Frontier is around $1,401. Rates might change depending on the insurer. A full coverage insurance policy from State Farm costs around $1,089 per year, making it the most affordable option. The most expensive is from Farmers, which costs around $1,656 per year. For minimum coverage, State Farm comes in at $484, while Farmers costs $789.

The Nissan Frontier falls in the moderate category when it comes to insurance prices. A contributing factor to its premium costs is the theft rates associated with this model. According to the latest data from the National Highway Traffic Safety Administration (NHTSA), the Nissan Frontier experiences above-average theft occurrences. Due to this heightened risk, insurance companies tend to charge higher rates on vehicles that are more frequently targeted by thieves.

To find the best car insurance, drivers must look at the cost as well as claims experience and customer service. The following companies provide top-notch insurance for Nissan Frontier owners who need full coverage:

• State Farm: MoneyGeek score 90 out of 100 ($1,089 per year)
• GEICO: MoneyGeek score 89 out of 100 ($1,149 per year)

State Farm can be a great option for auto insurance due to its proven track record of keeping customers happy with quality service and affordable premiums.

When estimating the average costs of car insurance for a Nissan Frontier, the model year can make a difference. Insurers often charge more for coverage on newer cars because of the greater cost to replace or repair them. Full coverage for a 2009 model year may cost about $1,245 each year. If you're looking to insure a 2022 model, you might pay around $1,544 annually.

The average car insurance cost can differ across insurance providers, but this isn’t the case for the Nissan Frontier. For a 2009 model and full coverage, State Farm has the most affordable rate of approximately $962 annually. For the 2022 model year, State Farm offers the lowest rate, priced at around $1,121.

Auto insurance for teenage drivers is often more expensive than it is for people in their 30s and 40s. Full coverage insurance for a Nissan Frontier may cost as much as $6,280 per year for a 16-year-old driver and as little as $1,361 for a 40-year-old driver. Young drivers' rates drop dramatically after a few years of driving before leveling out in their 20s.

You may save money on insurance for a young driver by comparing quotes from many providers. The least expensive full coverage teen car insurance is offered by State Farm, costing just $3,578 per year for a 16-year-old, while the most expensive is offered by Farmers, costing an annual $9,632. These costs are for standalone policies, and teens might save money by joining their family's policy. It's important to note that teens under 18 may need a guardian's approval to get insurance coverage.

A driver's age, the vehicle's make and model and the year it was manufactured all play a role in determining the rates. However, rates can be dependent on your location as well. Florida is among the most expensive states, while Idaho has some of the lowest premiums. Shopping around for the cheapest insurers in your region might save you money, especially in places where vehicle insurance is more costly than usual.

Potential policyholders who own a Nissan Frontier often ask questions about premiums and coverage quality. We answered some of the most common questions drivers have.