Compare Rates and Save on Auto Insurance

widget-location-pin

Depending on your age and model year, you may pay a higher or lower premium for Toyota Tacoma auto insurance.

For example, a 40-year-old driver pays $1,123 annually for a 2009 model and $1,441 a year for a 2022 model. But a 16-year-old’s rates are significantly more — $5,192 for a 2009 Toyota Tacoma and $6,545 for the 2022 model.

These are average rates for a full coverage policy.

MoneyGeek also found the best car insurance companies that balance affordability with service quality and claims experience.

MoneyGeek Logo IconCar Insurance CostsToyota Tacoma
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Toyota Tacoma

Full coverage auto insurance for a Toyota Tacoma averages $1,293 per year, but your actual cost may differ greatly from one insurer to the next.

For a full coverage policy, State Farm is the lowest-priced provider nationwide, with an average yearly cost of $1,036, and Farmers is the most costly, charging about $1,549 yearly.

Toyota Tacoma owners interested in a minimum coverage policy can also find the most affordable insurance with State Farm, approximately $489 per year. Farmers is also the most expensive at around $753.

By shopping around, you can find the most affordable car insurance for a Toyota Tacoma and save money.

Company
Average Annual Premium

State Farm

$454

State Farm

$455

State Farm

$467

State Farm

$477

State Farm

$479

GEICO

$486

State Farm

$487

State Farm

$488

GEICO

$489

State Farm

$489

GEICO

$492

GEICO

$493

State Farm

$494

GEICO

$496

GEICO

$496

GEICO

$501

GEICO

$502

State Farm

$508

GEICO

$515

State Farm

$520

GEICO

$521

GEICO

$526

Travelers

$528

State Farm

$529

State Farm

$531

Travelers

$532

State Farm

$548

Travelers

$553

GEICO

$554

GEICO

$554

Travelers

$558

Travelers

$562

GEICO

$563

Travelers

$566

State Farm

$573

State Farm

$588

Travelers

$590

Travelers

$592

Travelers

$594

Nationwide

$595

Nationwide

$596

Travelers

$597

Travelers

$599

Travelers

$602

GEICO

$607

Travelers

$610

Nationwide

$613

GEICO

$614

Travelers

$621

State Farm

$629

Progressive

$631

Nationwide

$633

Progressive

$635

GEICO

$638

Allstate

$638

State Farm

$643

Progressive

$645

Allstate

$647

Nationwide

$649

Allstate

$650

GEICO

$656

GEICO

$656

Allstate

$661

GEICO

$662

Travelers

$664

Progressive

$665

Allstate

$665

Nationwide

$666

Allstate

$669

Allstate

$669

Allstate

$674

Travelers

$674

Farmers

$675

Progressive

$676

Nationwide

$680

Progressive

$686

Allstate

$686

State Farm

$687

Allstate

$687

Farmers

$689

Allstate

$690

State Farm

$692

Nationwide

$693

Nationwide

$697

Allstate

$701

Progressive

$702

GEICO

$702

Nationwide

$707

Progressive

$708

Allstate

$708

Allstate

$709

Travelers

$713

Farmers

$727

Nationwide

$730

Progressive

$736

Nationwide

$742

Farmers

$745

Travelers

$745

Farmers

$753

GEICO

$755

Farmers

$755

Progressive

$755

Progressive

$756

Travelers

$761

Progressive

$763

Progressive

$765

Progressive

$767

State Farm

$768

Allstate

$768

Nationwide

$770

Nationwide

$775

Allstate

$780

Farmers

$790

Farmers

$808

Nationwide

$812

Farmers

$816

Travelers

$819

Travelers

$825

Farmers

$826

Allstate

$827

State Farm

$836

Farmers

$837

Progressive

$845

Farmers

$851

Farmers

$862

Progressive

$862

Nationwide

$870

Allstate

$875

Farmers

$879

Allstate

$882

Travelers

$901

Nationwide

$906

Nationwide

$909

Progressive

$944

Nationwide

$947

State Farm

$947

State Farm

$953

Allstate

$954

Progressive

$956

Progressive

$957

Progressive

$957

Farmers

$965

State Farm

$967

Nationwide

$969

Travelers

$978

State Farm

$978

State Farm

$987

Farmers

$988

GEICO

$1,004

State Farm

$1,009

GEICO

$1,014

Farmers

$1,015

GEICO

$1,018

GEICO

$1,022

GEICO

$1,026

State Farm

$1,027

State Farm

$1,036

State Farm

$1,039

GEICO

$1,049

Allstate

$1,054

GEICO

$1,055

State Farm

$1,060

GEICO

$1,062

Travelers

$1,064

Farmers

$1,065

Progressive

$1,065

Nationwide

$1,066

Travelers

$1,070

Farmers

$1,070

State Farm

$1,073

GEICO

$1,079

State Farm

$1,088

Travelers

$1,094

State Farm

$1,099

Allstate

$1,101

GEICO

$1,107

GEICO

$1,107

Nationwide

$1,110

Travelers

$1,113

GEICO

$1,118

Nationwide

$1,120

State Farm

$1,125

Travelers

$1,126

GEICO

$1,127

GEICO

$1,131

Nationwide

$1,145

Farmers

$1,146

State Farm

$1,147

Travelers

$1,149

Nationwide

$1,157

Travelers

$1,160

Farmers

$1,164

Travelers

$1,168

Progressive

$1,172

Nationwide

$1,173

State Farm

$1,175

GEICO

$1,175

State Farm

$1,176

Allstate

$1,195

GEICO

$1,216

Nationwide

$1,219

GEICO

$1,220

Travelers

$1,222

Farmers

$1,227

Allstate

$1,231

State Farm

$1,232

Nationwide

$1,232

Allstate

$1,236

Travelers

$1,243

Travelers

$1,254

Nationwide

$1,257

Allstate

$1,260

Travelers

$1,263

Travelers

$1,275

State Farm

$1,275

Allstate

$1,276

Progressive

$1,287

Nationwide

$1,288

State Farm

$1,290

Progressive

$1,292

Travelers

$1,292

Travelers

$1,298

GEICO

$1,299

GEICO

$1,299

Allstate

$1,302

Allstate

$1,308

GEICO

$1,308

Nationwide

$1,316

GEICO

$1,319

Allstate

$1,319

Travelers

$1,320

Progressive

$1,321

Allstate

$1,326

Nationwide

$1,335

Progressive

$1,347

Allstate

$1,347

Nationwide

$1,352

State Farm

$1,363

State Farm

$1,363

Nationwide

$1,373

Farmers

$1,387

Allstate

$1,390

GEICO

$1,391

Nationwide

$1,398

Allstate

$1,403

Farmers

$1,405

Progressive

$1,405

Allstate

$1,412

Travelers

$1,421

Progressive

$1,422

Allstate

$1,437

Allstate

$1,437

Nationwide

$1,441

Allstate

$1,445

State Farm

$1,451

Travelers

$1,459

Allstate

$1,462

Travelers

$1,462

State Farm

$1,468

Farmers

$1,473

Progressive

$1,479

Progressive

$1,484

Progressive

$1,486

Nationwide

$1,499

Nationwide

$1,501

Progressive

$1,508

Farmers

$1,537

GEICO

$1,542

Travelers

$1,547

Farmers

$1,549

Farmers

$1,551

Nationwide

$1,571

GEICO

$1,587

Farmers

$1,594

Travelers

$1,602

Allstate

$1,612

Progressive

$1,614

Progressive

$1,617

State Farm

$1,620

Progressive

$1,632

Progressive

$1,637

Farmers

$1,638

Progressive

$1,639

Allstate

$1,639

Travelers

$1,642

Nationwide

$1,646

State Farm

$1,649

Nationwide

$1,664

GEICO

$1,665

Nationwide

$1,676

Progressive

$1,683

Farmers

$1,684

Progressive

$1,686

Farmers

$1,689

Farmers

$1,709

Farmers

$1,715

Farmers

$1,730

Allstate

$1,732

Travelers

$1,739

Travelers

$1,755

State Farm

$1,756

Farmers

$1,759

Travelers

$1,773

Nationwide

$1,778

Farmers

$1,804

Farmers

$1,840

Progressive

$1,854

Allstate

$1,859

Farmers

$1,873

Progressive

$1,874

Progressive

$1,876

Progressive

$1,876

Allstate

$1,899

GEICO

$1,900

Nationwide

$1,906

Nationwide

$1,924

Allstate

$1,963

Farmers

$2,006

State Farm

$2,009

Allstate

$2,018

Progressive

$2,024

Farmers

$2,040

Farmers

$2,050

Nationwide

$2,081

Allstate

$2,085

Travelers

$2,138

Farmers

$2,141

GEICO

$2,148

Farmers

$2,182

State Farm

$2,240

Progressive

$2,267

Farmers

$2,295

Farmers

$2,324

Travelers

$2,326

Travelers

$2,395

GEICO

$2,403

GEICO

$2,465

Nationwide

$2,466

Allstate

$2,514

Progressive

$2,522

State Farm

$2,626

Nationwide

$2,640

Allstate

$2,729

Allstate

$2,832

Nationwide

$2,891

Farmers

$2,896

Nationwide

$2,905

State Farm

$2,932

Progressive

$2,968

Travelers

$3,023

Farmers

$3,116

Progressive

$3,186

Farmers

$3,262

GEICO

$3,278

Nationwide

$3,278

State Farm

$3,305

Farmers

$3,477

Allstate

$3,498

Progressive

$3,530

Progressive

$3,565

Progressive

$3,597

Travelers

$3,621

GEICO

$3,897

Allstate

$4,096

Nationwide

$4,195

Farmers

$4,271

Nationwide

$4,514

Travelers

$4,734

Nationwide

$4,957

GEICO

$5,002

Allstate

$5,138

Farmers

$5,506

Farmers

$5,896

Progressive

$6,364

Allstate

$6,380

Progressive

$7,402

Progressive

$7,593

Farmers

$8,073

Is a Toyota Tacoma Expensive to Insure?

Insurance companies take into account factors like horsepower, purchase price, safety ratings and theft rate when calculating insurance rates for a car model. Vehicles with a high value and theft rate, for instance, have a higher cost of insurance.

From our research, a Toyota Tacoma is affordable to insure because it is a low-value vehicle with low repair costs and very good safety ratings. The truck’s lower horsepower may reduce the chances of getting involved in a major accident, and its theft rate is also relatively low compared to other models. These features contribute to its low insurance cost.

Best Companies for Insuring a Toyota Tacoma

Aside from the cost of car insurance, you should consider the customer satisfaction and claims experience of a company before purchasing a policy for a Toyota Tacoma. MoneyGeek found the best auto insurance for a Toyota Tacoma comes from:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,036 per year)
  • GEICO: MoneyGeek score of 90 out of 100 ($1,055 per year)

Our top pick, State Farm, outshines other insurers in providing the lowest full coverage premium. The insurer also ranks well for customer satisfaction, meaning Toyota Tacoma drivers will not need to pay more to get quality service.

MoneyGeek Top Pick: State Farm

State Farm

pros

The most affordable full coverage insurer overall for a Toyota Tacoma

Ranks well for customer service

Has roadside assistance and rental car reimbursement add-on coverages

cons

Does not offer the best claims experience

Lacks unique add-on coverage options like custom parts

No gap insurance or accident forgiveness

COMPANY HIGHLIGHTS

When it comes to balancing cost and customer satisfaction, State Farm stands out from other auto insurance companies. Based on our scoring system, the insurer had the highest affordability and second-highest customer satisfaction score for a Toyota Tacoma.

Some beneficial add-on coverages for a Toyota Tacoma include roadside assistance and rental car and travel reimbursement coverage.

State Farm’s rental car and travel reimbursement pays for a car rental to your policy’s maximum limit if your car becomes unusable after a covered accident. It also includes up to a $500 reimbursement for meals, transportation and accommodation, plus up to $500 of the deductible amount if you are responsible for an accident in a rental car.

Roadside assistance is available to cover towing, locksmith services and the delivery of gas, oil and other items in case of truck troubles or an emergency.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Offers the second-lowest full coverage premium for a Toyota Tacoma

Ranks third for customer satisfaction

Has rental car reimbursement, accident forgiveness (where available) and mechanical breakdown insurance

cons

Ranks below average on claims experience

Lacks new car replacement, deductible modification and gap insurance

COMPANY HIGHLIGHTS

GEICO is the second cheapest for Toyota Tacoma auto insurance and ranks third for customer service. Toyota Tacoma owners can benefit from the insurer’s unique add-on coverage options that include mechanical breakdown insurance (MBI), which is not a common benefit.

With MBI coverage from GEICO, you have coverage for all your car systems and parts at a lower cost than a manufacturer or dealer extended warranty. Mechanical breakdown insurance is available to drivers with cars less than 15 months old with less than 15,000 miles.

Rental car reimbursement from GEICO pays a predefined amount for renting a vehicle if your car is unusable for over 24 hours due to a covered accident. You may also purchase or earn accident forgiveness coverage to ensure your rate does not spike after your first at-fault accident. (Accident forgiveness is not available in California, Connecticut or Massachusetts.)

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Toyota Tacoma by Model Year

The average cost of car insurance for a 2009 Toyota Tacoma is $1,121 per year for full coverage, while a 2022 model costs $1,441 yearly.

As your car’s value decreases over time, its insurance cost may decrease as well. In this case, an older Tacoma may cost approximately $320 a year less than a newer model year.

Model Year
Average Annual Premium

2022

$631

2022

$1,441

2021

$622

2021

$1,408

2020

$597

2020

$1,359

2019

$625

2019

$1,361

2018

$627

2018

$1,340

2017

$599

2017

$1,279

2016

$625

2016

$1,270

2015

$624

2015

$1,236

2014

$595

2014

$1,184

2013

$619

2013

$1,183

2012

$616

2012

$1,158

2011

$589

2011

$1,120

2010

$615

2010

$1,134

2009

$615

2009

$1,123

The average annual cost of auto insurance varies based on the insurer and the model year of a car. According to MoneyGeek’s findings, State Farm is the most affordable company for a 2009 Toyota Tacoma, costing an average of $880 per year for full coverage. For drivers with a 2022 model, GEICO is the cheapest provider, with a full coverage yearly average cost of $1,144.

Company
Average Annual Premium

GEICO

$393

GEICO

$408

GEICO

$408

State Farm

$411

GEICO

$411

State Farm

$413

GEICO

$414

GEICO

$417

State Farm

$419

State Farm

$424

State Farm

$431

State Farm

$433

State Farm

$435

State Farm

$438

State Farm

$441

State Farm

$442

State Farm

$445

State Farm

$446

GEICO

$451

Travelers

$452

GEICO

$457

State Farm

$458

Travelers

$459

GEICO

$462

Travelers

$462

Travelers

$464

State Farm

$465

GEICO

$470

GEICO

$475

GEICO

$476

GEICO

$478

GEICO

$479

Travelers

$510

Travelers

$510

Travelers

$512

Nationwide

$514

Travelers

$517

Travelers

$517

Travelers

$518

Travelers

$521

Travelers

$521

Travelers

$525

Travelers

$530

Nationwide

$533

Nationwide

$551

Nationwide

$557

Nationwide

$557

Nationwide

$557

Nationwide

$558

Nationwide

$562

Nationwide

$567

Progressive

$568

Nationwide

$571

Nationwide

$572

Nationwide

$572

Nationwide

$572

Nationwide

$576

Progressive

$577

Progressive

$583

Allstate

$587

Progressive

$589

Allstate

$593

Allstate

$596

Allstate

$603

Farmers

$605

Allstate

$606

Progressive

$607

Allstate

$607

Progressive

$609

Progressive

$609

Progressive

$611

Progressive

$613

Farmers

$613

Allstate

$618

Allstate

$618

Farmers

$620

Progressive

$620

Progressive

$623

Allstate

$623

Allstate

$624

Progressive

$624

Allstate

$625

Progressive

$625

Allstate

$629

Allstate

$630

Allstate

$631

Progressive

$636

Farmers

$639

Farmers

$646

Farmers

$647

Farmers

$647

Farmers

$654

Farmers

$656

Farmers

$658

Farmers

$669

Farmers

$684

Farmers

$728

Farmers

$747

State Farm

$880

State Farm

$901

State Farm

$909

State Farm

$944

State Farm

$975

State Farm

$994

GEICO

$999

GEICO

$1,008

GEICO

$1,010

GEICO

$1,019

Travelers

$1,024

GEICO

$1,033

GEICO

$1,034

State Farm

$1,039

Travelers

$1,048

GEICO

$1,051

GEICO

$1,064

GEICO

$1,065

State Farm

$1,065

GEICO

$1,066

Travelers

$1,077

State Farm

$1,078

GEICO

$1,082

GEICO

$1,083

Travelers

$1,086

Travelers

$1,087

Travelers

$1,100

GEICO

$1,116

State Farm

$1,116

Allstate

$1,118

Travelers

$1,123

Allstate

$1,127

State Farm

$1,131

State Farm

$1,131

Allstate

$1,143

GEICO

$1,144

Allstate

$1,152

State Farm

$1,157

Allstate

$1,160

Travelers

$1,162

Travelers

$1,167

Nationwide

$1,173

Allstate

$1,178

State Farm

$1,179

Nationwide

$1,184

Nationwide

$1,195

Nationwide

$1,203

Nationwide

$1,224

Travelers

$1,227

Allstate

$1,229

Nationwide

$1,246

Nationwide

$1,263

Nationwide

$1,265

Progressive

$1,266

Travelers

$1,272

Travelers

$1,273

Nationwide

$1,285

Nationwide

$1,286

Progressive

$1,287

Allstate

$1,288

Progressive

$1,291

Travelers

$1,294

Travelers

$1,302

Nationwide

$1,305

Nationwide

$1,307

Progressive

$1,318

Nationwide

$1,326

Farmers

$1,332

Allstate

$1,333

Nationwide

$1,338

Progressive

$1,355

Farmers

$1,357

Progressive

$1,360

Farmers

$1,366

Allstate

$1,410

Farmers

$1,422

Progressive

$1,442

Farmers

$1,447

Progressive

$1,448

Farmers

$1,456

Progressive

$1,461

Allstate

$1,481

Progressive

$1,505

Farmers

$1,511

Progressive

$1,513

Progressive

$1,524

Allstate

$1,539

Farmers

$1,550

Farmers

$1,552

Progressive

$1,564

Progressive

$1,576

Farmers

$1,620

Allstate

$1,626

Allstate

$1,684

Farmers

$1,689

Farmers

$1,713

Farmers

$1,812

Farmers

$1,859

Cost of Insuring a Toyota Tacoma for 16- to 25-Year-Olds

Insurers consider your age when calculating an auto insurance premium. Policies cost more for teens and young drivers in their 20s due to inexperience and a higher likelihood of moving violations. For example, the average annual Toyota Tacoma full coverage policy rate for a 16-year-old is $5,770. Meanwhile, the same coverage costs around $1,257 a year for a 40-year-old.

Teen car insurance costs tend to decrease each year and become steady once they reach their twenties.

Driver Age
Average Annual Premium

16

$5,770

16

$2,978

17

$2,399

17

$4,685

18

$2,086

18

$4,114

19

$1,434

19

$2,847

20

$1,284

20

$2,578

21

$966

21

$1,979

22

$889

22

$1,830

23

$1,701

23

$822

24

$777

24

$1,616

25

$703

25

$1,459

Teens can save on auto insurance by being included on their parent’s policy. And in most cases, a teen cannot legally purchase car insurance if they are under 18 without a parent or guardian to co-sign.

You can find the cheapest teen car insurance for an individual policy or as part of a family policy by comparing quotes from various insurance providers. We found a Toyota Tacoma’s cheapest full coverage for a 16-year-old with their own policy comes from State Farm, costing around $3,305 per year, while the most expensive insurer is Farmers, costing roughly $8,073 yearly.

Company
Average Annual Premium

GEICO

$518

GEICO

$547

State Farm

$567

GEICO

$573

State Farm

$622

GEICO

$634

Travelers

$636

State Farm

$680

GEICO

$681

Travelers

$686

Allstate

$689

Travelers

$726

Allstate

$755

State Farm

$759

Progressive

$766

Travelers

$771

Allstate

$800

State Farm

$829

Travelers

$831

Nationwide

$835

Allstate

$852

Progressive

$867

GEICO

$906

Allstate

$919

Nationwide

$930

Progressive

$949

State Farm

$957

Travelers

$980

Farmers

$987

Nationwide

$997

GEICO

$1,015

State Farm

$1,075

Progressive

$1,076

Nationwide

$1,096

Travelers

$1,103

Farmers

$1,122

Farmers

$1,151

Allstate

$1,154

Progressive

$1,180

Nationwide

$1,208

Farmers

$1,212

State Farm

$1,276

GEICO

$1,316

Farmers

$1,324

Allstate

$1,338

Travelers

$1,398

GEICO

$1,405

GEICO

$1,409

State Farm

$1,418

State Farm

$1,436

GEICO

$1,482

Progressive

$1,490

Travelers

$1,491

State Farm

$1,574

Nationwide

$1,600

State Farm

$1,632

Travelers

$1,647

GEICO

$1,658

Progressive

$1,689

State Farm

$1,692

Travelers

$1,695

GEICO

$1,696

Nationwide

$1,712

Travelers

$1,746

GEICO

$1,790

Nationwide

$1,793

Progressive

$1,826

Travelers

$1,850

State Farm

$1,864

Farmers

$1,897

Allstate

$1,902

Nationwide

$1,903

Nationwide

$1,964

Travelers

$1,990

Allstate

$2,002

State Farm

$2,020

Farmers

$2,038

Nationwide

$2,058

Progressive

$2,066

Allstate

$2,143

Farmers

$2,164

GEICO

$2,189

Nationwide

$2,224

Travelers

$2,245

Progressive

$2,250

Allstate

$2,263

GEICO

$2,294

State Farm

$2,310

Travelers

$2,406

Farmers

$2,422

Allstate

$2,439

Farmers

$2,472

Progressive

$2,517

Nationwide

$2,546

GEICO

$2,562

State Farm

$2,573

Farmers

$2,577

Allstate

$2,606

Allstate

$2,650

Travelers

$2,674

Nationwide

$2,724

Farmers

$2,761

Progressive

$2,799

Progressive

$2,982

Nationwide

$3,000

State Farm

$3,012

Nationwide

$3,094

Farmers

$3,202

Allstate

$3,303

Allstate

$3,307

Travelers

$3,356

State Farm

$3,360

GEICO

$3,449

Farmers

$3,457

Nationwide

$3,506

Progressive

$3,533

Progressive

$3,545

Progressive

$3,633

Allstate

$3,681

State Farm

$3,781

Farmers

$3,854

Progressive

$3,942

Travelers

$3,983

Farmers

$4,110

GEICO

$4,119

Nationwide

$4,491

Farmers

$4,661

Nationwide

$4,847

Travelers

$5,166

Allstate

$5,236

GEICO

$5,273

Nationwide

$5,334

Allstate

$6,385

Farmers

$6,516

Farmers

$6,990

Progressive

$7,022

Allstate

$7,813

Progressive

$8,126

Progressive

$8,353

Farmers

$9,516

How Does Location Affect the Cost of Toyota Tacoma Insurance?

Although insurers consider factors like age, model type and year when determining your premium for a Toyota Tacoma, where you live may also influence your costs significantly.

Each state features a different average cost for Toyota Tacoma auto insurance, with Idaho having the lowest premium and New York charging the highest average annual rate.

As you compare insurance costs for a Toyota Tacoma, it is helpful to get quotes from the average cheapest insurers in your state.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Toyota Tacoma Insurance

Toyota Tacoma car insurance buyers are often concerned about the cost of coverage and service quality. MoneyGeek answered common questions about insuring this truck to help you select the best policy.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.