Toyota Corolla insurance runs $176 monthly for full coverage and $91 for minimum coverage on average. Your specific trim and model year determine where you'll fall within the $63 to $425 monthly range.
Toyota Corolla Insurance Cost
Updated: January 13, 2026
Key Takeaways
GEICO typically offers the most affordable Toyota Corolla insurance, though full coverage averages $176 monthly and varies based on your model year and chosen insurer. Read more
The Corolla ranks 37th out of 52 hatchbacks for insurance affordability, placing it in the middle tier for its vehicle type. Hatchbacks cost less to insure due to lower repair costs and better fuel efficiency. Read more
Teen drivers on your policy make it especially important to check rates specific to your Corolla's model year for the most accurate quotes. Read more.
How Much Is Toyota Corolla Insurance?
| Toyota Corolla | $91 | $176 |
Looking for another Toyota model? Read more about the cost of Toyota car insurance models.
Your Toyota Corolla's monthly insurance premiums can range from $67 for older models to $249 for the newest ones. Model year greatly affects insurance costs since newer Corollas have higher fair market values, making them more expensive to insure than older vehicles.
Insurance costs for a Toyota Corolla depend on model year and company. Full coverage goes from $129 monthly with GEICO to $325 with AIG, while minimum coverage spans $60 with GEICO to $153 with UAIC.
Toyota Corolla owners should shop between insurers since minimum coverage varies by over $93 and full coverage by over $196. Each company calculates risk differently for the Corolla, affecting your final quote.
| AAA | $102 | $212 |
| AIG | $131 | $325 |
| Allstate | $119 | $230 |
| Amica | $117 | $239 |
| Chubb | $126 | $249 |
| Farmers | $134 | $236 |
| Geico | $60 | $129 |
| Kemper | $87 | $175 |
| Nationwide | $105 | $181 |
| Progressive | $87 | $163 |
| State Farm | $87 | $180 |
| The Hartford | $94 | $160 |
| Travelers | $81 | $149 |
| UAIC | $153 | $192 |
Is Toyota Corolla Expensive to Insure?
MoneyGeek's analysis of hatchback insurance costs shows the Toyota Corolla ranking 37th out of 52 similar vehicles for affordability. That means 36 hatchbacks cost less to insure, positioning the Corolla a few dollars per month more expensive than a Fiat 500 and slightly cheaper than a Ford Focus. This middle-tier standing among hatchbacks provides useful context for shoppers comparing practical, fuel-efficient options.
While it's middle of the pack among hatchbacks, the Corolla's overall ranking tells a different story. At 272nd out of 827 total cars in our database, it lands in the top third most affordable vehicles to insure. The cheapest hatchback option is the Saab 9-3, while the Cadillac Celestiq commands the highest premiums in this category.
| Honda Civic | $137 | 34 |
| Hyundai Veloster | $138 | 35 |
| Fiat 500 | $141 | 36 |
| Toyota Corolla | $147 | 37 |
| Ford Focus | $148 | 38 |
| Mitsubishi Lancer | $148 | 38 |
| Fiat 500L | $149 | 39 |
| Chevrolet Sonic | $150 | 40 |
Several factors affect what you'll pay for Toyota Corolla insurance:
- Average Repair or Replacement Costs: Toyota Corolla repair costs average $522 annually, making it Toyota's most affordable model to maintain out of 32 available models. This low maintenance cost helps keep insurance premiums reasonable.
- Vehicle Trim, Features and Accessories: The Corolla's moderate performance capabilities range from 139 to 169 horsepower, depending on the trim. Higher-performance trims with increased horsepower result in higher insurance premiums due to greater risk exposure.
- Driver Profile:Â Most Toyota Corolla drivers fall between 25 and 40 years old, with a median age of around 30. This responsible age group generally enjoys lower insurance rates, though the vehicle's performance reputation can sometimes attract risk-taking behaviors that concern insurers. Read more about the costs of Toyota Corollas for young drivers.
Toyota Corolla Costs by Model Year and Driver Age by Insurance Company
Older Toyota Corollas cost less to insure than newer models, with driver age also playing a major role in your premiums. A 35- to 55-year-old driver pays around $189 monthly for full coverage on a 2016 Toyota Corolla compared to $287 for a 2025 model. Young drivers in their teens and early twenties have much higher rates across all model years.
Savings opportunities exist when you shop between insurers for your Toyota Corolla coverage. GEICO offers the cheapest rates across all model years and could save certain drivers hundreds of dollars monthly versus average costs.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Toyota Corolla
| Geico | $81 | $176 |
| National General | $109 | $224 |
| Progressive | $115 | $216 |
| Travelers | $116 | $213 |
| Kemper | $123 | $247 |
| State Farm | $135 | $281 |
| The Hartford | $143 | $243 |
| Nationwide | $147 | $255 |
| AAA | $149 | $309 |
| Allstate | $151 | $291 |
| Amica | $168 | $344 |
| AIG | $194 | $493 |
| Chubb | $197 | $392 |
| UAIC | $204 | $258 |
| Farmers | $209 | $370 |
2025 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $995 | $725 | $609 | $442 | $380 | $307 | $283 | $234 | $222 | $201 |
| State Farm | $1,058 | $930 | $822 | $711 | $627 | $533 | $485 | $432 | $395 | $348 |
| Nationwide | $1,157 | $1,059 | $976 | $828 | $699 | $453 | $420 | $392 | $370 | $331 |
| Travelers | $1,264 | $911 | $720 | $555 | $489 | $363 | $331 | $306 | $282 | $245 |
| Allstate | $1,390 | $1,088 | $877 | $648 | $581 | $452 | $410 | $387 | $365 | $323 |
| Progressive | $1,565 | $1,265 | $1,049 | $585 | $511 | $412 | $367 | $327 | $301 | $259 |
| Farmers | $2,326 | $1,720 | $1,530 | $945 | $892 | $678 | $605 | $578 | $550 | $462 |
Cost of Car Insurance for 2024 Toyota Corolla
| Geico | $79 | $171 |
| National General | $106 | $218 |
| Progressive | $113 | $210 |
| Travelers | $113 | $207 |
| Kemper | $120 | $241 |
| State Farm | $131 | $274 |
| The Hartford | $139 | $237 |
| Nationwide | $144 | $248 |
| AAA | $145 | $301 |
| Allstate | $147 | $284 |
| Amica | $163 | $335 |
| AIG | $190 | $481 |
| Chubb | $192 | $382 |
| UAIC | $199 | $251 |
| Farmers | $204 | $361 |
2024 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $970 | $707 | $594 | $431 | $371 | $299 | $276 | $228 | $216 | $196 |
| State Farm | $1,031 | $907 | $802 | $693 | $612 | $520 | $472 | $422 | $385 | $339 |
| Nationwide | $1,128 | $1,033 | $951 | $807 | $682 | $442 | $410 | $382 | $361 | $323 |
| Travelers | $1,233 | $889 | $702 | $541 | $477 | $354 | $323 | $298 | $275 | $239 |
| Allstate | $1,355 | $1,061 | $855 | $632 | $566 | $441 | $400 | $378 | $356 | $315 |
| Progressive | $1,526 | $1,233 | $1,023 | $570 | $498 | $402 | $358 | $319 | $294 | $252 |
| Farmers | $2,268 | $1,677 | $1,492 | $922 | $869 | $661 | $590 | $564 | $536 | $450 |
Cost of Car Insurance for 2023 Toyota Corolla
| Geico | $75 | $162 |
| National General | $101 | $207 |
| Progressive | $107 | $199 |
| Travelers | $107 | $197 |
| Kemper | $114 | $229 |
| State Farm | $125 | $259 |
| The Hartford | $132 | $225 |
| Nationwide | $136 | $235 |
| AAA | $137 | $285 |
| Allstate | $139 | $269 |
| Amica | $155 | $318 |
| AIG | $180 | $456 |
| Chubb | $182 | $362 |
| UAIC | $189 | $238 |
| Farmers | $193 | $342 |
2023 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $919 | $670 | $563 | $408 | $352 | $284 | $261 | $216 | $205 | $186 |
| State Farm | $977 | $860 | $760 | $657 | $580 | $493 | $448 | $400 | $365 | $322 |
| Nationwide | $1,069 | $979 | $902 | $765 | $646 | $419 | $388 | $362 | $342 | $306 |
| Travelers | $1,168 | $842 | $665 | $513 | $452 | $335 | $306 | $283 | $261 | $226 |
| Allstate | $1,284 | $1,005 | $811 | $599 | $536 | $418 | $379 | $358 | $338 | $299 |
| Progressive | $1,446 | $1,169 | $969 | $540 | $472 | $381 | $339 | $303 | $278 | $239 |
| Farmers | $2,150 | $1,589 | $1,414 | $874 | $824 | $627 | $559 | $534 | $508 | $427 |
Cost of Car Insurance for 2022 Toyota Corolla
| Geico | $56 | $121 |
| National General | $75 | $154 |
| Progressive | $79 | $149 |
| Travelers | $80 | $146 |
| Kemper | $85 | $170 |
| State Farm | $93 | $193 |
| The Hartford | $98 | $167 |
| Nationwide | $101 | $175 |
| AAA | $102 | $213 |
| Allstate | $104 | $200 |
| Amica | $115 | $237 |
| AIG | $134 | $339 |
| Chubb | $136 | $270 |
| UAIC | $141 | $178 |
| Farmers | $144 | $255 |
2022 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $685 | $499 | $419 | $304 | $262 | $211 | $195 | $161 | $153 | $139 |
| State Farm | $728 | $641 | $566 | $490 | $432 | $367 | $334 | $298 | $272 | $240 |
| Nationwide | $796 | $729 | $672 | $570 | $481 | $312 | $289 | $270 | $255 | $228 |
| Travelers | $870 | $627 | $495 | $382 | $337 | $250 | $228 | $211 | $194 | $168 |
| Allstate | $957 | $749 | $604 | $446 | $400 | $311 | $282 | $267 | $252 | $223 |
| Progressive | $1,078 | $871 | $722 | $403 | $351 | $284 | $253 | $225 | $207 | $178 |
| Farmers | $1,602 | $1,184 | $1,053 | $651 | $614 | $467 | $417 | $398 | $378 | $318 |
Cost of Car Insurance for 2021 Toyota Corolla
| Geico | $52 | $113 |
| National General | $70 | $143 |
| Progressive | $74 | $138 |
| Travelers | $74 | $137 |
| Kemper | $79 | $159 |
| State Farm | $87 | $180 |
| The Hartford | $92 | $156 |
| Nationwide | $95 | $163 |
| AAA | $95 | $198 |
| Allstate | $97 | $187 |
| Amica | $108 | $221 |
| AIG | $125 | $316 |
| Chubb | $126 | $252 |
| UAIC | $131 | $166 |
| Farmers | $134 | $238 |
2021 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $638 | $465 | $391 | $283 | $244 | $197 | $182 | $150 | $142 | $129 |
| State Farm | $679 | $597 | $528 | $456 | $403 | $342 | $311 | $278 | $254 | $223 |
| Nationwide | $742 | $680 | $626 | $531 | $449 | $291 | $270 | $252 | $238 | $213 |
| Travelers | $811 | $585 | $462 | $356 | $314 | $233 | $213 | $196 | $181 | $157 |
| Allstate | $892 | $698 | $563 | $416 | $373 | $290 | $263 | $249 | $234 | $207 |
| Progressive | $1,005 | $812 | $673 | $375 | $328 | $264 | $236 | $210 | $193 | $166 |
| Farmers | $1,493 | $1,104 | $982 | $607 | $572 | $435 | $388 | $371 | $353 | $296 |
Cost of Car Insurance for 2020 Toyota Corolla
| Geico | $47 | $102 |
| National General | $63 | $129 |
| Progressive | $67 | $125 |
| Travelers | $67 | $123 |
| Kemper | $71 | $143 |
| State Farm | $78 | $162 |
| The Hartford | $82 | $141 |
| Nationwide | $85 | $147 |
| AAA | $86 | $178 |
| Allstate | $87 | $168 |
| Amica | $97 | $199 |
| AIG | $112 | $285 |
| Chubb | $114 | $227 |
| UAIC | $118 | $149 |
| Farmers | $121 | $214 |
2020 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $575 | $419 | $352 | $255 | $220 | $177 | $163 | $135 | $128 | $116 |
| State Farm | $611 | $538 | $475 | $411 | $363 | $308 | $280 | $250 | $228 | $201 |
| Nationwide | $668 | $612 | $564 | $478 | $404 | $262 | $243 | $226 | $214 | $191 |
| Travelers | $730 | $527 | $416 | $321 | $282 | $210 | $191 | $177 | $163 | $141 |
| Allstate | $803 | $629 | $507 | $374 | $335 | $261 | $237 | $224 | $211 | $187 |
| Progressive | $904 | $731 | $606 | $338 | $295 | $238 | $212 | $189 | $174 | $149 |
| Farmers | $1,344 | $994 | $884 | $546 | $515 | $392 | $350 | $334 | $318 | $267 |
Cost of Car Insurance for 2019 Toyota Corolla
| Geico | $53 | $115 |
| National General | $66 | $135 |
| Travelers | $78 | $144 |
| Progressive | $84 | $156 |
| State Farm | $85 | $176 |
| Kemper | $89 | $180 |
| The Hartford | $92 | $156 |
| AAA | $96 | $199 |
| Allstate | $105 | $203 |
| Amica | $105 | $215 |
| Nationwide | $110 | $190 |
| Chubb | $113 | $224 |
| AIG | $123 | $305 |
| Farmers | $128 | $225 |
| UAIC | $136 | $170 |
2019 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $649 | $473 | $397 | $288 | $248 | $200 | $185 | $153 | $145 | $132 |
| State Farm | $662 | $582 | $515 | $445 | $393 | $334 | $303 | $271 | $247 | $218 |
| Nationwide | $865 | $793 | $730 | $619 | $523 | $339 | $314 | $293 | $277 | $248 |
| Travelers | $866 | $622 | $490 | $378 | $333 | $245 | $224 | $207 | $191 | $166 |
| Allstate | $969 | $759 | $612 | $452 | $405 | $315 | $286 | $271 | $255 | $226 |
| Progressive | $1,142 | $919 | $762 | $423 | $369 | $299 | $266 | $237 | $218 | $187 |
| Farmers | $1,408 | $1,044 | $929 | $576 | $544 | $413 | $368 | $352 | $335 | $281 |
Cost of Car Insurance for 2018 Toyota Corolla
| Geico | $52 | $112 |
| National General | $61 | $125 |
| State Farm | $67 | $139 |
| Travelers | $69 | $127 |
| Kemper | $77 | $155 |
| Progressive | $77 | $144 |
| The Hartford | $77 | $132 |
| AAA | $85 | $176 |
| Nationwide | $95 | $164 |
| Amica | $98 | $200 |
| Chubb | $102 | $199 |
| Farmers | $104 | $182 |
| AIG | $105 | $255 |
| Allstate | $105 | $203 |
| UAIC | $140 | $175 |
2018 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $521 | $458 | $405 | $350 | $309 | $263 | $239 | $213 | $195 | $172 |
| Geico | $639 | $465 | $391 | $282 | $244 | $196 | $181 | $150 | $141 | $129 |
| Nationwide | $744 | $682 | $628 | $533 | $450 | $292 | $270 | $252 | $238 | $213 |
| Travelers | $754 | $543 | $428 | $330 | $291 | $216 | $197 | $182 | $168 | $146 |
| Allstate | $979 | $767 | $615 | $451 | $404 | $316 | $287 | $270 | $255 | $225 |
| Progressive | $1,050 | $844 | $699 | $389 | $339 | $274 | $245 | $218 | $201 | $172 |
| Farmers | $1,127 | $837 | $746 | $466 | $440 | $335 | $299 | $286 | $272 | $228 |
Cost of Car Insurance for 2017 Toyota Corolla
| Geico | $51 | $110 |
| State Farm | $57 | $119 |
| National General | $58 | $118 |
| Travelers | $64 | $117 |
| Kemper | $67 | $135 |
| The Hartford | $68 | $115 |
| Progressive | $73 | $136 |
| AAA | $79 | $162 |
| Nationwide | $82 | $141 |
| Chubb | $88 | $171 |
| AIG | $93 | $219 |
| Amica | $93 | $190 |
| Farmers | $94 | $163 |
| Allstate | $105 | $202 |
| UAIC | $138 | $173 |
2017 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $445 | $391 | $347 | $299 | $264 | $225 | $204 | $183 | $167 | $147 |
| Geico | $628 | $456 | $383 | $277 | $239 | $192 | $177 | $146 | $138 | $126 |
| Nationwide | $639 | $585 | $539 | $457 | $386 | $250 | $232 | $217 | $205 | $183 |
| Travelers | $691 | $499 | $393 | $304 | $267 | $199 | $182 | $168 | $155 | $134 |
| Allstate | $977 | $765 | $613 | $449 | $402 | $314 | $285 | $269 | $253 | $224 |
| Progressive | $998 | $801 | $664 | $369 | $322 | $261 | $232 | $207 | $191 | $164 |
| Farmers | $1,004 | $748 | $667 | $419 | $396 | $302 | $268 | $257 | $245 | $205 |
Cost of Car Insurance for 2016 Toyota Corolla
| Geico | $60 | $130 |
| National General | $74 | $152 |
| State Farm | $74 | $154 |
| Travelers | $75 | $138 |
| Progressive | $80 | $150 |
| The Hartford | $81 | $137 |
| Kemper | $86 | $174 |
| AAA | $100 | $208 |
| Nationwide | $101 | $174 |
| Chubb | $114 | $225 |
| Amica | $119 | $243 |
| Farmers | $119 | $209 |
| AIG | $123 | $300 |
| Allstate | $134 | $260 |
| UAIC | $145 | $183 |
2016 Toyota Corolla Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $576 | $507 | $449 | $387 | $342 | $291 | $265 | $236 | $216 | $190 |
| Geico | $739 | $538 | $452 | $327 | $282 | $227 | $209 | $173 | $163 | $149 |
| Nationwide | $789 | $721 | $664 | $564 | $476 | $309 | $287 | $267 | $253 | $226 |
| Travelers | $825 | $595 | $470 | $362 | $320 | $235 | $215 | $199 | $183 | $159 |
| Progressive | $1,092 | $880 | $729 | $406 | $354 | $286 | $255 | $227 | $209 | $179 |
| Allstate | $1,254 | $985 | $790 | $580 | $520 | $406 | $368 | $347 | $327 | $289 |
| Farmers | $1,294 | $960 | $856 | $536 | $507 | $385 | $343 | $328 | $312 | $262 |
Toyota Corolla Insurance Cost by Trim
Performance features and rarity make your Toyota Corolla's trim level a major factor in insurance costs. Monthly premiums start at $63 for minimum coverage on basic Ve Sedan 4d models but jump to $425 for full coverage on high-performance Gr Morizo Edition Hatchback 4d variants.
| Ve Sedan 4d | $63 | $121 |
| Sedan 4d | $66 | $126 |
| Le Eco Premium Sedan 4d | $72 | $138 |
| Im Hatchback 4d | $73 | $140 |
| 50th Anniversary Special Edition Sedan 4d | $74 | $142 |
| Le Special Edition Sedan 4d | $74 | $143 |
| Ce Sedan 4d | $77 | $148 |
| S Special Edition Sedan 4d | $80 | $155 |
| Le Sedan 4d | $81 | $156 |
| Se Nightshade Edition Sedan 4d | $81 | $157 |
| Xrs Sedan 4d | $82 | $158 |
| Le Premium Sedan 4d | $82 | $159 |
| Xle Sedan 4d | $82 | $159 |
| Se Hatchback 4d | $83 | $161 |
| Se Sedan 4d | $83 | $161 |
| Se Nightshade Edition Hatchback 4d | $83 | $161 |
| S Sedan 4d | $85 | $165 |
| Se Apex Sedan 4d | $85 | $165 |
| L Sedan 4d | $86 | $167 |
| Le Eco Sedan 4d | $87 | $169 |
| Se Apex Edition Sedan 4d | $88 | $170 |
| Le Eco Plus Sedan 4d | $89 | $172 |
| Xse Apex Sedan 4d | $89 | $173 |
| Xse Sedan 4d | $90 | $173 |
| Xse Hatchback 4d | $91 | $177 |
| S Premium Sedan 4d | $95 | $185 |
| Xse Apex Edition Sedan 4d | $96 | $187 |
| Le | $99 | $191 |
| Se Infrared Sedan 4d | $100 | $194 |
| Le Plus Sedan 4d | $104 | $202 |
| S Plus Sedan 4d | $104 | $203 |
| Se | $107 | $206 |
| Nightshade | $108 | $208 |
| Fx | $114 | $220 |
| Xse | $117 | $226 |
| Xle | $118 | $229 |
| Gr Core Hatchback 4d | $150 | $291 |
| Gr Circuit Edition Hatchback 4d | $162 | $313 |
| Gr Core | $163 | $314 |
| Gr Premium | $176 | $341 |
| Gr Circuit Edition | $193 | $372 |
| Gr Premium Plus | $196 | $379 |
| Gr Morizo Edition Hatchback 4d | $220 | $425 |
Toyota Corolla Insurance Cost by State
Toyota Corolla insurance costs range dramatically from $33 monthly in Wyoming to $177 in Louisiana for minimum coverage, depending on where you're located. These differences reflect your state's risk factors and insurance regulations rather than anything specific about the Corolla itself.
| Alabama | $77 | $146 |
| Alaska | $65 | $137 |
| Arizona | $108 | $201 |
| Arkansas | $74 | $164 |
| California | $86 | $174 |
| Colorado | $86 | $204 |
| Connecticut | $126 | $217 |
| Delaware | $129 | $216 |
| District Of Columbia | $99 | $184 |
| Florida | $124 | $287 |
| Georgia | $135 | $221 |
| Hawaii | $47 | $106 |
| Idaho | $50 | $101 |
| Illinois | $82 | $153 |
| Indiana | $59 | $115 |
| Iowa | $50 | $121 |
| Kansas | $64 | $150 |
| Kentucky | $111 | $188 |
| Louisiana | $177 | $378 |
| Maine | $47 | $96 |
| Maryland | $142 | $239 |
| Massachusetts | $92 | $195 |
| Michigan | $141 | $271 |
| Minnesota | $75 | $157 |
| Mississippi | $79 | $157 |
| Missouri | $104 | $207 |
| Montana | $62 | $147 |
| Nebraska | $65 | $148 |
| Nevada | $162 | $292 |
| New Hampshire | $63 | $112 |
| New Jersey | $149 | $246 |
| New Mexico | $73 | $162 |
| New York | $113 | $202 |
| North Carolina | $75 | $147 |
| North Dakota | $54 | $117 |
| Ohio | $68 | $133 |
| Oklahoma | $84 | $186 |
| Oregon | $110 | $191 |
| Pennsylvania | $78 | $184 |
| Rhode Island | $112 | $200 |
| South Carolina | $91 | $169 |
| South Dakota | $48 | $148 |
| Tennessee | $70 | $141 |
| Texas | $112 | $230 |
| Utah | $98 | $166 |
| Vermont | $42 | $99 |
| Virginia | $85 | $138 |
| Washington | $83 | $155 |
| West Virginia | $77 | $157 |
| Wisconsin | $58 | $128 |
| Wyoming | $33 | $103 |
How to Lower the Cost of Toyota Corolla Insurance
We've compiled proven strategies to help you find affordable Toyota Corolla insurance rates:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Toyota Corolla. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for compact sedans. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Toyota Corolla.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need assistance most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Toyota Corolla owners often qualify for safety features discounts, good driver discounts, multi-vehicle savings and bundling discounts when combining auto and home policies. These reductions can lower your annual premium costs.
- 5Consider alternative car insurance types
Toyota Corolla owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior, potentially saving careful drivers substantial amounts.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Toyota Corolla insurance. Set a calendar reminder to shop around each renewal period.
Toyota Corolla Insurance Cost: Bottom Line
Toyota Corolla insurance runs affordable compared to most vehicles, though you can still secure better rates. Compare quotes from multiple carriers and maximize discounts to find your best coverage deal.
Toyota Corolla Insurance Rates: FAQ
What is the average cost of car insurance for a Toyota Corolla?
Toyota Corolla insurance costs $1,093 annually for minimum coverage and $2,112 for full coverage. This makes the Corolla one of the more affordable vehicles to insure.
What company has the cheapest car insurance for a Toyota Corolla?
GEICO provides the most affordable minimum coverage for Toyota Corolla drivers at $714 annually. The company also delivers the best value for full coverage at $1,545 per year.
Are Toyota Corollas expensive to insure?
No, Toyota Corolla insurance is not expensive compared to most vehicles. Among 827 cars we track, the Corolla places 272nd for affordability. Within the hatchback category specifically, it ranks 37th out of 52 models.
What factors affect insurance costs for Toyota Corollas?
Multiple factors influence Toyota Corolla insurance premiums. Your personal driving history and credit score impact rates, along with your chosen coverage levels. The Corolla's reliable safety features and lower repair costs compared to luxury vehicles help keep premiums reasonable for most drivers.
How can I lower Toyota Corolla insurance costs?
Compare quotes from multiple insurers since Toyota Corolla pricing differs between companies, and explore usage-based programs that monitor your driving habits. Claim available discounts, bundle policies with the same carrier and keep your driving record clean to secure better rates.
How We Determined Toyota Corolla Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Toyota Corolla insurance costs.
Who We Based These Rates On
These Toyota Corolla prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.