Compare the Cost of Nissan Versa Insurance by Model Year and Company

According to MoneyGeek's analysis, Nissan Versa insurance costs an average of $1,228 per year. With an average insurance cost that is cheaper compared to the national average car insurance cost, a Nissan Versa is inexpensive to insure. Note that the premiums vary depending on your preferred insurer and your car’s model year.

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Last Updated: 5/18/2022
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Different insurance companies charge different prices for insuring the same car. It's a good idea to shop around for a Nissan Versa insurance coverage to get the best value because your car's model year influences the cost of your auto insurance coverage.

Key Takeaways for Nissan Versa Insurance

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The average cost of Nissan Versa insurance is $1,228 per year, which is $199 cheaper compared to the cost of the average auto insurance.

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Depending on the insurance company, Nissan Versa insurance prices might vary by up to $681 each year on average.

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Based on how old your car is, insurance rates for a Nissan Versa may vary by up to $258 per year on average, with older models having cheaper rates.

How Much It Costs to Insure a Nissan Versa and the Cheapest Company

Your preferred insurance company can significantly affect your car insurance rates. A Nissan Versa insurance costs $1,228 per year on average.

MoneyGeek’s study found that, on average, USAA is the cheapest car insurance provider for this car, charging an average of $976 per year, while Allied is the most expensive insurer, charging an average of $1,657 per year, which is a $681 average cost difference every year.

However, USAA is only available to military families. GEICO is the cheapest widely available insurer at $1,043 on average per year.

The Average Annual Cost of Nissan Versa Insurance by Company

MoneyGeek gathered thousands of Nissan Versa insurance quotes from various insurance companies using a 40-year-old sample driver profile with 100/300/100 liability insurance as well as comprehensive and collision coverage.

The Average Cost to Insure a Nissan Versa by Company

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Insurance Rates

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Is a Nissan Versa Expensive to Insure?

Insurance companies determine the cost of insuring a car based on a variety of factors. These can include anything from car value to theft rates to accident rates and more.

Due to its low value and low horsepower, a Nissan Versa is inexpensive to insure. Low value and low horsepower cars are subsequently cheaper to repair and less likely to be involved in catastrophic accidents, making them inexpensive to insure.

The Best Car Insurance Company for a Nissan Versa

When you’re looking to buy car insurance for your Nissan Versa, price should not be the only factor to consider.

Money Geek's rating system found the best car insurance companies for a Nissan Versa based on customer satisfaction, affordability, consumer complaints and financial stability.

  • USAA is the best insurer, but its policies are only available to military members and their families.
  • GEICO is the best widely available insurance company.

1
USAA
Score:98.5

5/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:87.3

4.8/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
State Farm
Score:83.4

4.3/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

4
Progressive
Score:81.7

4.3/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

5
Allstate
Score:77.1

3.7/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

6
Nationwide
Score:75.3

3.6/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

7
Allied
Score:NaN

3/5

Affordability

#N/A

Claims Ratings

#N/A

User Satisfaction

#N/A

Financial Stability

How Much It Costs to Insure a Nissan Versa by Model Year

Insurance rates for older Nissan Versa models are often cheaper because, as a car’s value depreciates, the cost of collision and comprehensive insurance also decreases.

A 2010 Nissan Versa has an average annual insurance premium of $1,091, whereas the 2020 model has an average annual premium of $1,349. That's a $258 cost difference every year on average. Insurance providers may offer reduced premiums based on the vehicle's model year.

The average insurance rates for Nissan Versa for each model year are as follows:

  • 2010 Nissan Versa: $1,091 per year
  • 2016 Nissan Versa: $1,243 per year
  • 2017 Nissan Versa: $1,272 per year
  • 2018 Nissan Versa: $1,298 per year
  • 2019 Nissan Versa: $1,316 per year
  • 2020 Nissan Versa: $1,349 per year

At an average cost of $1,026 per year, USAA provides the cheapest insurance for the 2020 Nissan Versa. However, these policies are only available to military families.

You may compare quotes from several insurers by selecting the model year of your vehicle from the table below. The cheapest company varies depending on the model year.

The Average Cost to Insure a Nissan Versa by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
  • 1.
    $1,026
    $1,007
    $997
    $982
    $965
    $936
  • 2.
    $1,165
    $1,128
    $1,109
    $1,080
    $1,048
    $916
  • 3.
    $1,381
    $1,332
    $1,307
    $1,269
    $1,227
    $1,024
  • 4.
    $1,285
    $1,264
    $1,254
    $1,238
    $1,220
    $1,144
  • 5.
    $1,632
    $1,559
    $1,522
    $1,465
    $1,402
    $1,179

How Expensive Is It to Insure a Nissan Versa Compared to Other Cars?

A Nissan Versa’s insurance is less expensive compared to the national average car insurance cost. The average yearly insurance cost for a Nissan Versa is $1,228, which is $199 cheaper than the average cost across all models in our data.

How Much It Costs to Insure a Nissan Versa for 16- to 25-Year-Olds

Young drivers may pay higher Nissan Versa insurance costs as a result of their lack of driving experience.

The annual average Nissan Versa insurance for an 18-year-old driver is $4,007, which is $2,780 more expensive compared to what a 40-year-old driver pays for the same car.

As a teenage driver, you can save money by being added to your parents’ insurance policy rather than purchasing it on your own.

The table below shows the average cost of insurance for a Nissan Versa for young drivers aged 16 to 25.

The Average Cost to Insure a Nissan Versa by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,138
  • 17
    $4,551
  • 18
    $4,007
  • 19
    $2,870
  • 20
    $2,562
  • 21
    $2,028
  • 22
    $1,868
  • 23
    $1,709
  • 24
    $1,604
  • 25
    $1,456
  • 40
    $1,228

How Does Location Affect the Cost of Nissan Versa Insurance?

The Nissan Versa insurance rates mentioned in this guide are a national average. However, the location in which you insure your vehicle has a considerable influence on your insurance prices. You can learn more about the average insurance rate in each state with our state page analysis.

FAQs About Nissan Versa Insurance

The model of your vehicle is a significant factor in determining its insurance premium, but it’s not the only thing insurance companies consider. The following answers cover some of the most commonly asked questions concerning Nissan Versa insurance rates.

Read More About Car Insurance

Methodology

MoneyGeek gathered thousands of insurance quotes for a Nissan Versa for every Nissan Versa model year available. The rates were calculated based on a full coverage insurance policy which includes the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.