Nissan Rogue insurance costs average $86 per month for minimum coverage and $167 monthly for full coverage. Depending on your particular trim and model year, costs can range from $66 to $269 monthly.
Nissan Rogue Insurance Cost
Updated: December 29, 2025
Key Takeaways
Nissan Rogue insurance costs range from $89 to $269 per month on average, with rates varying based on specific trim level and model year you choose.
The Nissan Rogue ranks 313th out of 827 vehicle models for insurance affordability in the United States vehicle market from 2000 through 2025.
GEICO offers the most affordable Nissan Rogue insurance at $127 monthly for full coverage, while minimum coverage policies start at $59 per month.
How Much Is Nissan Rogue Insurance?
| Nissan Rogue | $86 | $167 |
Nissan Rogue Insurance Cost by Model Year
Your Nissan Rogue's model year and available trims affect insurance rates, with newer vehicles usually costing more due to higher fair value. Monthly premiums for Rogue models range from $72 to $220, showing how much your vehicle's year can impact your insurance budget.
| 2025 | $106 | $206 |
| 2024 | $105 | $204 |
| 2023 | $84 | $162 |
| 2022 | $77 | $150 |
| 2021 | $72 | $140 |
| 2020 | $92 | $177 |
| 2019 | $85 | $164 |
| 2018 | $80 | $155 |
| 2017 | $79 | $153 |
| 2016 | $79 | $153 |
| 2015 | $82 | $158 |
| 2014 | $80 | $154 |
| 2013 | $78 | $151 |
| 2012 | $114 | $220 |
| 2011 | $97 | $187 |
| 2010 | $99 | $191 |
| 2009 | $83 | $159 |
| 2008 | $79 | $151 |
Nissan Rogue Insurance Cost by Trim
Your Nissan Rogue's trim affects insurance costs based on its features, market value and theft risk. Our research shows monthly premiums vary widely across trim levels, ranging from $74 to $240 per month depending on whether you choose basic coverage or comprehensive protection.
| Select S Sport Utility 4d | $74 | $143 |
| S (2023.5) Sport Utility 4d | $75 | $145 |
| Sl Hybrid (2017.5) Sport Utility 4d | $75 | $146 |
| Sv (2023.5) Sport Utility 4d | $77 | $150 |
| Sv Hybrid (2017.5) Sport Utility 4d | $77 | $150 |
| S (2017.5) Sport Utility 4d | $80 | $153 |
| Sv (2017.5) Sport Utility 4d | $80 | $155 |
| S Sport Utility 4d | $81 | $155 |
| Sv Hybrid Sport Utility 4d | $82 | $158 |
| Sv Sport Utility 4d | $83 | $161 |
| Sl Hybrid Sport Utility 4d | $83 | $161 |
| Sl (2017.5) Sport Utility 4d | $84 | $162 |
| Sl Sport Utility 4d | $85 | $163 |
| Platinum Sport Utility 4d | $87 | $168 |
| Sl (2023.5) Sport Utility 4d | $87 | $169 |
| S | $92 | $178 |
| Platinum (2023.5) Sport Utility 4d | $92 | $179 |
| Sv | $96 | $186 |
| Rock Creek | $106 | $206 |
| Sv W/Sl Pkg Sport Utility 4d | $107 | $205 |
| S Krom Edition Sport Utility 4d | $108 | $208 |
| Sl | $112 | $216 |
| Platinum | $124 | $240 |
Nissan Rogue Insurance Cost by Company
Nissan Rogue insurance costs vary by provider from $93 to $218 monthly. Minimum coverage ranges from $59 to $145, while full coverage costs $127 to $311. Rates vary due to different risk assessment models.
| GEICO | $59 | $127 |
| Travelers | $77 | $142 |
| State Farm | $79 | $163 |
| Progressive | $88 | $164 |
| Kemper | $89 | $179 |
| The Hartford | $97 | $165 |
| AAA | $97 | $200 |
| Nationwide | $100 | $173 |
| Amica | $104 | $212 |
| Allstate | $107 | $205 |
| Chubb | $118 | $232 |
| AIG | $125 | $311 |
| Farmers | $128 | $226 |
| UAIC | $145 | $181 |
Nissan Rogue Insurance Cost by State
Car insurance for a Nissan Rogue varies dramatically by location, from $31 monthly in Wyoming to $355 in Louisiana.
| Alabama | $73 | $138 |
| Alaska | $59 | $125 |
| Arizona | $103 | $192 |
| Arkansas | $70 | $157 |
| California | $82 | $166 |
| Colorado | $82 | $196 |
| Connecticut | $119 | $205 |
| Delaware | $122 | $204 |
| Florida | $114 | $265 |
| Georgia | $128 | $210 |
| Hawaii | $44 | $99 |
| Idaho | $47 | $96 |
| Illinois | $79 | $147 |
| Indiana | $56 | $110 |
| Iowa | $47 | $113 |
| Kansas | $62 | $144 |
| Kentucky | $106 | $180 |
| Louisiana | $166 | $355 |
| Maine | $44 | $91 |
| Maryland | $135 | $227 |
| Massachusetts | $87 | $184 |
| Michigan | $132 | $252 |
| Minnesota | $70 | $144 |
| Mississippi | $74 | $146 |
| Missouri | $99 | $197 |
| Montana | $61 | $144 |
| Nebraska | $63 | $143 |
| Nevada | $155 | $280 |
| New Hampshire | $60 | $105 |
| New Jersey | $141 | $232 |
| New Mexico | $70 | $155 |
| New York | $107 | $191 |
| North Carolina | $69 | $135 |
| North Dakota | $50 | $109 |
| Ohio | $65 | $127 |
| Oklahoma | $79 | $175 |
| Oregon | $105 | $183 |
| Pennsylvania | $74 | $173 |
| Rhode Island | $106 | $188 |
| South Carolina | $86 | $160 |
| South Dakota | $45 | $136 |
| Tennessee | $67 | $136 |
| Texas | $107 | $219 |
| Utah | $93 | $158 |
| Vermont | $38 | $90 |
| Virginia | $81 | $131 |
| Washington | $79 | $147 |
| West Virginia | $73 | $148 |
| Wisconsin | $56 | $122 |
| Wyoming | $31 | $95 |
Nissan Rogue Insurance Cost by Driver Profile
Your age and driving history dramatically impact Nissan Rogue insurance costs. Monthly premiums can reach $322 for young drivers under 25 without violations, while adult drivers aged 26-64 with clean records pay as little as $127 monthly.
| Adult Drivers | $86 | $167 |
| Young Drivers | $221 | $423 |
| Senior Drivers | $115 | $211 |
| Drivers With a Speeding Ticket | $108 | $210 |
| Drivers With an Accident | $127 | $245 |
| Drivers With a DUI | $159 | $303 |
| Drivers With Bad Credit | $204 | $411 |
Is a Nissan Rogue Expensive to Insure?
Compared to the rest of the models on the U.S. market, a Nissan Rogue ranks 313th out of 827, making it a more affordable vehicle to insure. Among compact SUVs, the model ranks 11th out of 15.
| Isuzu Amigo | $50 | $96 |
| Mazda Tribute | $70 | $135 |
| Jeep Liberty | $72 | $138 |
| Nissan Xterra | $74 | $142 |
| Saab 9-4X | $74 | $143 |
| Mercury Mountaineer | $76 | $147 |
| Jeep Compass | $79 | $152 |
| Chevrolet Equinox | $79 | $152 |
| Dodge Nitro | $82 | $158 |
| Hyundai Tuscon | $85 | $165 |
| Nissan Rogue | $86 | $167 |
| Volkswagen ID.4 | $88 | $172 |
| Subaru Solterra | $90 | $176 |
| Jeep Wrangler Unlimited | $96 | $185 |
| Volkswagen Taos | $98 | $190 |
Factors That Affect Nissan Car Insurance Costs
Several key factors influence what you'll pay for Nissan Rogue insurance coverage:
- Age (average 50 years): Mature drivers receive lower rates than younger demographics due to experience and safer driving patterns.
- Gender (55% male): Relatively balanced gender distribution with a slight male majority correlating with family vehicle purchasing patterns.
- Income ($62,000 median): Middle-class income levels indicate financial stability and lower insurance risk, though not the premium demographics of luxury vehicles.
Average Repair or Replacement Costs
Nissan ranks ninth in repair affordability among 59 U.S. automakers with median annual costs of $687. Nissan Rogue repair costs average $712 annually, making it one of Nissan's more affordable vehicles to repair.
Vehicle Trim, Features and Accessories
The Nissan Rogue's moderate performance profile (201 horsepower, 0 to 60 in 8 seconds) helps keep insurance premiums reasonable compared to high-performance competitors. Higher trim levels like the SL and Platinum include advanced features such as ProPILOT Assist and premium leather seats.
While premium features in upper trims increase replacement costs and premiums, the Rogue's family-oriented design and five-star NHTSA safety rating can qualify owners for safety discounts that help offset higher coverage costs.
Fuel Type
The Rogue runs on regular gasoline with excellent fuel economy (up to 37 mpg highway), making it budget-friendly for both fuel costs and insurance. Unlike luxury or performance vehicles that require premium fuel, the Rogue's standard gasoline engine appeals to budget-conscious families.
The turbocharged three-cylinder engine offers a good balance of efficiency and power without the complexity or repair costs associated with hybrid systems, keeping both maintenance and insurance costs manageable for owners.
Location
Nissan Rogue insurance rates vary by location, from $1,640 annually in Virginia Beach to $3,192 in New Orleans. The Rogue's popularity as a family SUV means higher concentrations in suburban areas where insurance rates are typically lower than urban centers.
Driver Profile
Most Nissan Rogue drivers are middle-aged with incomes around $62,000, representing stable, lower-risk demographics that insurance companies favor. The typical owner profile includes responsible family-oriented drivers seeking reliable transportation.
Driver demographics affecting Nissan Rogue rates:
How to Lower the Cost of Nissan Rogue Insurance
Below you'll find the top car insurance discounts available for your Nissan Rogue:
- 1Choose the right coverage
How much coverage you should carry for your Nissan depends on what the car is worth, how often you drive and what you can realistically budget for. You can keep costs down with minimum liability and a $1,000 deductible or choose 100/300/100 with a $500 deductible, and lenders may require gap insurance if the car is financed or leased.
- 2Research costs and cheap companies
Researching average auto insurance costs for your car will give you an idea of how much you're saving currently and with another provider. You can then look for the cheapest car insurance companies.
- 3Look for more than just low rates
To get the most balanced car insurance for your Nissan Rogue, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles.
Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.
- 4Explore discounts you qualify for
Nissan Rogue owners can lower their premiums by taking advantage of discounts tied to having multiple vehicles, bundling policies, having clean driving records, getting strong factory safety tech and having family-based savings. Because many Rogue drivers are middle-aged, safety-focused and part of multi-car or multi-generational households, these discounts tend to stack easily and bring overall rates down.
- 5Consider alternative car insurance types
Nissan Rogue owners should consider usage-based insurance or programs like Progressive Snapshot that reward safe driving habits with lower premiums.
- 6Check rates every year
Comparing car insurance quotes from multiple sources can cut your Nissan Rogue insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Nissan Rogue Insurance Cost: Bottom Line
Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Nissan Rogue Insurance Rates: FAQ
Here are answers to common questions about insuring a Nissan Rogue.
What is the average cost of car insurance for a Nissan Rogue?
The Nissan Rogue's average annual insurance cost is $1,038 yearly for state minimum and $2,005 for full coverage.
What company has the cheapest car insurance for a Nissan Rogue?
When shopping for Rogue insurance, GEICO offers the best value for comprehensive protection, averaging $127 monthly for Rogue drivers.
For drivers who only need basic coverage, you can expect to pay around $59 monthly for minimum coverage through GEICO when insuring your Rogue.
Are Nissan Rogues expensive to insure?
Out of 827 vehicles we track, the Rogue ranks 313th for affordability. Among compact SUVs, the model ranks 11th out of 15.
What factors affect insurance costs for Nissan Rogues?
Several things drive up your Nissan Rogue rates. Repairs cost more because of specialized parts and the aluminum body. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Areas with more theft or higher weather risks will raise rates.
How can I lower Nissan Rogue insurance costs?
Shop around with multiple insurers as rates vary for Nissans, and consider usage-based insurance programs that track your driving habits. Take advantage of discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Nissan Rogue Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold in the U.S. from 2000 to 2025 to get you the most accurate Nissan Rogue insurance costs.
Who We Based These Rates On
These Nissan Rogue prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.