Nissan Rogue insurance costs average $86 per month for minimum coverage and $167 monthly for full coverage. Depending on your particular trim and model year, costs can range from $66 to $269 monthly.
Nissan Rogue Insurance Cost
Updated: September 29, 2025
Key Takeaways
Nissan Rogue insurance costs range from $89 to $269 per month on average, with rates varying based on specific trim level and model year you choose.
The Nissan Rogue ranks 313th out of 827 vehicle models for insurance affordability in the United States vehicle market from 2000 through 2025.
GEICO offers the most affordable Nissan Rogue insurance at $127 monthly for full coverage, while minimum coverage policies start at $59 per month.
How Much Is Nissan Rogue Insurance?
| Nissan Rogue | $86 | $167 |
Nissan Rogue Insurance Cost by Model Year
Your Nissan Rogue's model year and available trims affect insurance rates, with newer vehicles usually costing more due to higher fair value. Monthly premiums for Rogue models range from $72 to $220, showing how much your vehicle's year can impact your insurance budget.
| 2025 | $106 | $206 |
| 2024 | $105 | $204 |
| 2023 | $84 | $162 |
| 2022 | $77 | $150 |
| 2021 | $72 | $140 |
| 2020 | $92 | $177 |
| 2019 | $85 | $164 |
| 2018 | $80 | $155 |
| 2017 | $79 | $153 |
| 2016 | $79 | $153 |
| 2015 | $82 | $158 |
| 2014 | $80 | $154 |
| 2013 | $78 | $151 |
| 2012 | $114 | $220 |
| 2011 | $97 | $187 |
| 2010 | $99 | $191 |
| 2009 | $83 | $159 |
| 2008 | $79 | $151 |
Nissan Rogue Insurance Cost by Trim
Your Nissan Rogue's trim affects insurance costs based on its features, market value and theft risk. Our research shows monthly premiums vary widely across trim levels, ranging from $74 to $240 per month depending on whether you choose basic coverage or comprehensive protection.
| Select S Sport Utility 4d | $74 | $143 |
| S (2023.5) Sport Utility 4d | $75 | $145 |
| Sl Hybrid (2017.5) Sport Utility 4d | $75 | $146 |
| Sv (2023.5) Sport Utility 4d | $77 | $150 |
| Sv Hybrid (2017.5) Sport Utility 4d | $77 | $150 |
| S (2017.5) Sport Utility 4d | $80 | $153 |
| Sv (2017.5) Sport Utility 4d | $80 | $155 |
| S Sport Utility 4d | $81 | $155 |
| Sv Hybrid Sport Utility 4d | $82 | $158 |
| Sv Sport Utility 4d | $83 | $161 |
| Sl Hybrid Sport Utility 4d | $83 | $161 |
| Sl (2017.5) Sport Utility 4d | $84 | $162 |
| Sl Sport Utility 4d | $85 | $163 |
| Platinum Sport Utility 4d | $87 | $168 |
| Sl (2023.5) Sport Utility 4d | $87 | $169 |
| S | $92 | $178 |
| Platinum (2023.5) Sport Utility 4d | $92 | $179 |
| Sv | $96 | $186 |
| Rock Creek | $106 | $206 |
| Sv W/Sl Pkg Sport Utility 4d | $107 | $205 |
| S Krom Edition Sport Utility 4d | $108 | $208 |
| Sl | $112 | $216 |
| Platinum | $124 | $240 |
Compare Personalized Nissan Rogue Insurance Costs
We broke down Nissan Rogue insurance costs by model year and trim for personalized rates.
Data filtered by:
2008
S Sport Utility 4d
| S Sport Utility 4d | $74 | $142 |
Nissan Rogue Insurance Cost by Company
Nissan Rogue insurance costs vary by provider from $93 to $218 monthly. Minimum coverage ranges from $59 to $145, while full coverage costs $127 to $311. Rates vary due to different risk assessment models.
| AAA | $97 | $200 |
| AIG | $125 | $311 |
| Allstate | $107 | $205 |
| Amica | $104 | $212 |
| Chubb | $118 | $232 |
| Farmers | $128 | $226 |
| GEICO | $59 | $127 |
| Kemper | $89 | $179 |
| Nationwide | $100 | $173 |
| Progressive | $88 | $164 |
| State Farm | $79 | $163 |
| The Hartford | $97 | $165 |
| Travelers | $77 | $142 |
| UAIC | $145 | $181 |
Nissan Rogue Insurance Cost by State
Car insurance for a Nissan Rogue varies dramatically by location, from $31 monthly in Wyoming to $355 in Louisiana.
| Alabama | $73 | $138 |
| Alaska | $59 | $125 |
| Arizona | $103 | $192 |
| Arkansas | $70 | $157 |
| California | $82 | $166 |
| Colorado | $82 | $196 |
| Connecticut | $119 | $205 |
| Delaware | $122 | $204 |
| Florida | $114 | $265 |
| Georgia | $128 | $210 |
| Hawaii | $44 | $99 |
| Idaho | $47 | $96 |
| Illinois | $79 | $147 |
| Indiana | $56 | $110 |
| Iowa | $47 | $113 |
| Kansas | $62 | $144 |
| Kentucky | $106 | $180 |
| Louisiana | $166 | $355 |
| Maine | $44 | $91 |
| Maryland | $135 | $227 |
| Massachusetts | $87 | $184 |
| Michigan | $132 | $252 |
| Minnesota | $70 | $144 |
| Mississippi | $74 | $146 |
| Missouri | $99 | $197 |
| Montana | $61 | $144 |
| Nebraska | $63 | $143 |
| Nevada | $155 | $280 |
| New Hampshire | $60 | $105 |
| New Jersey | $141 | $232 |
| New Mexico | $70 | $155 |
| New York | $107 | $191 |
| North Carolina | $69 | $135 |
| North Dakota | $50 | $109 |
| Ohio | $65 | $127 |
| Oklahoma | $79 | $175 |
| Oregon | $105 | $183 |
| Pennsylvania | $74 | $173 |
| Rhode Island | $106 | $188 |
| South Carolina | $86 | $160 |
| South Dakota | $45 | $136 |
| Tennessee | $67 | $136 |
| Texas | $107 | $219 |
| Utah | $93 | $158 |
| Vermont | $38 | $90 |
| Virginia | $81 | $131 |
| Washington | $79 | $147 |
| West Virginia | $73 | $148 |
| Wisconsin | $56 | $122 |
| Wyoming | $31 | $95 |
Nissan Rogue Insurance Cost by Driver Profile
Your age and driving history dramatically impact Nissan Rogue insurance costs. Monthly premiums can reach $322 for young drivers under 25 without violations, while adult drivers aged 26-64 with clean records pay as little as $127 monthly.
| Adult Drivers | $86 | $167 |
| Young Drivers | $221 | $423 |
| Senior Drivers | $115 | $211 |
| Drivers With a Speeding Ticket | $108 | $210 |
| Drivers With an Accident | $127 | $245 |
| Drivers With a DUI | $159 | $303 |
| Drivers With Bad Credit | $204 | $411 |
Is a Nissan Rogue Expensive to Insure?
Compared to the rest of the models on the U.S. market, a Nissan Rogue ranks 313th out of 827, making it a more affordable vehicle to insure. Among compact SUVs, the model ranks 11th out of 15.
| Isuzu Amigo | $50 | $96 |
| Mazda Tribute | $70 | $135 |
| Jeep Liberty | $72 | $138 |
| Nissan Xterra | $74 | $142 |
| Saab 9-4X | $74 | $143 |
| Mercury Mountaineer | $76 | $147 |
| Jeep Compass | $79 | $152 |
| Chevrolet Equinox | $79 | $152 |
| Dodge Nitro | $82 | $158 |
| Hyundai Tuscon | $85 | $165 |
| Nissan Rogue | $86 | $167 |
| Volkswagen ID.4 | $88 | $172 |
| Subaru Solterra | $90 | $176 |
| Jeep Wrangler Unlimited | $96 | $185 |
| Volkswagen Taos | $98 | $190 |
Factors That Affect Nissan Car Insurance Costs
Several key factors influence what you'll pay for Nissan Rogue insurance coverage:
- Age (average 50 years): Mature drivers receive lower rates than younger demographics due to experience and safer driving patterns.
- Gender (55% male): Relatively balanced gender distribution with a slight male majority correlating with family vehicle purchasing patterns.
- Income ($62,000 median): Middle-class income levels indicate financial stability and lower insurance risk, though not the premium demographics of luxury vehicles.
Average Repair or Replacement Costs
Nissan ranks ninth in repair affordability among 59 U.S. automakers with median annual costs of $687. Nissan Rogue repair costs average $712 annually, making it one of Nissan's more affordable vehicles to repair.
Vehicle Trim, Features and Accessories
The Nissan Rogue's moderate performance profile (201 horsepower, 0 to 60 in 8 seconds) helps keep insurance premiums reasonable compared to high-performance competitors. Higher trim levels like the SL and Platinum include advanced features such as ProPILOT Assist and premium leather seats.
While premium features in upper trims increase replacement costs and premiums, the Rogue's family-oriented design and five-star NHTSA safety rating can qualify owners for safety discounts that help offset higher coverage costs.
Fuel Type
The Rogue runs on regular gasoline with excellent fuel economy (up to 37 mpg highway), making it budget-friendly for both fuel costs and insurance. Unlike luxury or performance vehicles that require premium fuel, the Rogue's standard gasoline engine appeals to budget-conscious families.
The turbocharged three-cylinder engine offers a good balance of efficiency and power without the complexity or repair costs associated with hybrid systems, keeping both maintenance and insurance costs manageable for owners.
Location
Nissan Rogue insurance rates vary by location, from $1,640 annually in Virginia Beach to $3,192 in New Orleans. The Rogue's popularity as a family SUV means higher concentrations in suburban areas where insurance rates are typically lower than urban centers.
Driver Profile
Most Nissan Rogue drivers are middle-aged with incomes around $62,000, representing stable, lower-risk demographics that insurance companies favor. The typical owner profile includes responsible family-oriented drivers seeking reliable transportation.
Driver demographics affecting Nissan Rogue rates:
Cheapest Nissan Rogue Insurance Companies
When shopping for Rogue insurance, GEICO offers the best value for comprehensive protection. Full coverage car insurance from GEICO averages $127 monthly for Rogue drivers.
For drivers who only need basic coverage, GEICO also leads with the most affordable minimum coverage policies. You can expect to pay around $59 monthly for minimum coverage through GEICO when insuring your Rogue.
| GEICO | $59 | $127 |
| Travelers | $77 | $142 |
| State Farm | $79 | $163 |
| Progressive | $88 | $164 |
| The Hartford | $97 | $165 |
Cheapest Nissan Rogue Insurance by State
Our research found these three companies offer the most affordable Nissan Rogue insurance:
- GEICO: Most affordable in 17 states
- Travelers: Most affordable in nine states
- State Farm: Most affordable in six states
Use the filter below to find the cheapest auto insurance rates for your Nissan Rogue in your area.
Data filtered by:
Alabama
| Alabama | Cincinnati Insurance | $38 |
How to Get the Best Cheap Nissan Rogue Insurance
Below you'll find the top car insurance discounts available for your Nissan Rogue:
- 1Choose the right coverage
Three things matter when choosing how much coverage to buy: what your Nissan's worth, how much you drive and what you can afford to spend:
Tight budget (you own the car):
- Your state's minimum liability requirements
- Add comprehensive and collision with a $1,000 deductible
Want better protection (you own the car):
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
Financing or leasing:
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
- Gap insurance (most lenders require this)
*Coverage Limits Explained (100/300/100):
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage coverage
- 2Research costs and cheap companies
Researching average auto insurance costs for your car will give you an idea of how much you're saving currently and with another provider. You can then look for the cheapest car insurance companies.
- 3Look for more than just low rates
To get the most balanced car insurance for your Nissan Rogue, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles.
Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.
- 4Explore discounts you qualify for
Finding car insurance discounts you'll likely qualify for will go a long way in ensuring you get the cheapest rate possible. The five discounts below are the most likely we found that Nissan Rogue owners will qualify for:
- Multi-Car/Multi-Vehicle Discount (12% to 25% savings): Rogue owners' median household income of $62,000 often means practical vehicle choices, making multi-car households common. Families frequently pair the Rogue with a sedan or second SUV, qualifying for multi-vehicle discounts from virtually all insurers.
- Bundling/Multi-Policy Discount (5% to 25% savings): With a portion of Rogue owners being homeowners, you can bundle auto and home insurance for substantial savings from major carriers. This demographic's preference for comprehensive coverage makes bundling particularly beneficial.
- Good Driver/Safe Driver Discount (5% to 30% savings): Rogue owners' mature age profile (median 50 years old) typically results in clean driving records that qualify them for good driver discounts. The vehicle's family-oriented buyers tend to be responsible drivers who maintain accident-free records.
- Safety Features/Advanced Safety Discount (5% to 40% savings): The 2024 Nissan Rogue earned a five-star NHTSA overall safety rating and comes standard with Safety Shield 360 technology, including automatic emergency braking and blind spot monitoring. Many insurance companies offer discounts for these factory-installed safety features.
- Family/Multi-Generational Discount (5% to 15% savings): Given that 33% of Nissan's customer base consists of Active Empty Nesters and many Rogue buyers are families with teenage drivers, insurers often provide discounts when multiple generations are on the same policy. Adding a teen to your family policy can be more cost-effective than separate coverage, and some insurers reward multi-generational households with additional savings.
- 5Consider alternative car insurance types
Nissan Rogue owners should consider usage-based insurance or programs like Progressive Snapshot that reward safe driving habits with lower premiums.
- 6Check rates every year
Comparing car insurance quotes from multiple sources can cut your Nissan Rogue insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Nissan Rogue Insurance Cost: Bottom Line
Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Nissan Rogue Insurance Rates: FAQ
Here are answers to common questions about insuring a Nissan Rogue.
What is the average cost of car insurance for a Nissan Rogue?
The Nissan Rogue's average annual insurance cost is $1,038 yearly for state minimum and $2,005 for full coverage.
What company has the cheapest car insurance for a Nissan Rogue?
When shopping for Rogue insurance, GEICO offers the best value for comprehensive protection, averaging $127 monthly for Rogue drivers.
For drivers who only need basic coverage, you can expect to pay around $59 monthly for minimum coverage through GEICO when insuring your Rogue.
Are Nissan Rogues expensive to insure?
Out of 827 vehicles we track, the Rogue ranks 313th for affordability. Among compact SUVs, the model ranks 11th out of 15.
What factors affect insurance costs for Nissan Rogues?
Several things drive up your Nissan Rogue rates. Repairs cost more because of specialized parts and the aluminum body. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Areas with more theft or higher weather risks will raise rates.
How can I lower Nissan Rogue insurance costs?
Shop around with multiple insurers as rates vary for Nissans, and consider usage-based insurance programs that track your driving habits. Take advantage of discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Nissan Rogue Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold in the U.S. from 2000 to 2025 to get you the most accurate Nissan Rogue insurance costs.
Who We Based These Rates On
These Nissan Rogue prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.