Insurance premiums for a Nissan Rogue average $167 monthly for full coverage and $86 for minimum coverage. Depending on your particular trim and model year, costs can range from $72 to $240 monthly.
Nissan Rogue Insurance Cost
Nissan Rogue insurance costs average $1,038 yearly for minimum coverage and $2,005 for full coverage, with rates starting at $72 monthly.
Find out if you're overpaying for Nissan Rogue insurance below.

Updated: January 13, 2026
GEICO offers the most affordable Nissan Rogue insurance, with full coverage averaging $127 monthly. Rates vary based on your model year and chosen insurer. Read more
The Rogue ranks 73rd out of 256 SUVs for insurance affordability. While SUVs tend to be expensive to insure, the Rogue's middle-tier placement makes it reasonably priced within its category. Read more
Your Rogue's model year and driver age affect insurance rates. Teen drivers and owners of newer model years face substantially higher premiums than experienced drivers with older models.
Ensure you get the best insurance rate. Compare quotes from the top insurance companies.
How Much Is Nissan Rogue Insurance?
| Nissan Rogue | $86 | $167 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
How old your Nissan Rogue is directly impacts what you'll pay for insurance each month. Older models cost around $72 monthly while the newest Rogues can cost up to $220 because newer vehicles have higher market values that cost more to replace.
Insurance costs for a Nissan Rogue depend on model year and company. Full coverage goes from $127 monthly with GEICO to $311 with AIG, while minimum coverage spans $59 with GEICO to $145 with UAIC.
Nissan Rogue owners should shop between insurers since minimum coverage varies by over $86 and full coverage by over $184. Each company calculates risk differently for the Rogue, affecting your final quote.
| AAA | $97 | $200 |
| AIG | $125 | $311 |
| Allstate | $107 | $205 |
| Amica | $104 | $212 |
| Chubb | $118 | $232 |
| Farmers | $128 | $226 |
| Geico | $59 | $127 |
| Kemper | $89 | $179 |
| Nationwide | $100 | $173 |
| Progressive | $88 | $164 |
| State Farm | $79 | $163 |
| The Hartford | $97 | $165 |
| Travelers | $77 | $142 |
| UAIC | $145 | $181 |
Is Nissan Rogue Expensive to Insure?
MoneyGeek's analysis of 256 SUVs places the Nissan Rogue at 73rd for insurance affordability, meaning 72 models cost less to insure. It's positioned between the slightly cheaper Chevrolet Traverse and the marginally pricier GMC Acadia, with just a few dollars separating these monthly premiums.Â
This middle-tier ranking among SUVs provides useful context for comparison shopping.
While it's middle of the pack for SUVs, the Rogue sits at 313th out of 827 total vehicles, putting it in the top half for affordability. The Isuzu Amigo claims the cheapest SUV spot, while the Audi SQ8 e-tron commands the highest premiums in this category.
| Jeep Wrangler | $126 | 70 |
| Kia Soul | $126 | 71 |
| Chevrolet Traverse | $126 | 72 |
| Nissan Rogue | $127 | 73 |
| GMC Acadia | $127 | 74 |
| Mazda MX-30 | $127 | 75 |
| Chevrolet Tahoe | $127 | 76 |
Several factors affect what you'll pay for Nissan Rogue insurance:
- Average Repair or Replacement Costs: With annual repair costs averaging $712, the Nissan Rogue ranks as the 11th most affordable model to maintain among Nissan's 26 vehicles, keeping insurance premiums relatively reasonable.
- Vehicle Trim, Features and Accessories: The Rogue's horsepower ranges from 181 to 201 hp, depending on trim level. Higher-performance trims with increased horsepower capabilities result in higher insurance premiums due to greater risk exposure.
- Driver Profile:Â Most Nissan Rogue drivers fall between 30 and 50 years old, with a median age of around 40, which generally leads to lower insurance rates due to responsible driving behavior. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Nissan Rogues for young drivers.
Nissan Rogue Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2016 Nissan Rogue costs an average of $169 per month compared to $234 for a 2025 model. The $65 monthly difference illustrates how newer car models tend to be significantly more expensive than older models. Insurance costs for your Nissan Rogue may change greatly depending on your model year and the age of the drivers on your policy, with young drivers in their teens and early twenties paying much more to insure.
Shopping between insurers will give you the opportunity to save on your Nissan Rogue insurance costs. GEICO is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Nissan Rogue
| Geico | $71 | $154 |
| National General | $88 | $180 |
| Travelers | $92 | $169 |
| State Farm | $98 | $204 |
| Progressive | $102 | $190 |
| Kemper | $107 | $216 |
| Nationwide | $116 | $200 |
| The Hartford | $120 | $204 |
| AAA | $120 | $249 |
| Allstate | $129 | $249 |
| Amica | $132 | $271 |
| AIG | $156 | $395 |
| Chubb | $157 | $312 |
| Farmers | $168 | $298 |
| UAIC | $170 | $214 |
2025 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $767 | $675 | $598 | $516 | $456 | $387 | $352 | $315 | $288 | $253 |
| Geico | $873 | $636 | $534 | $388 | $334 | $269 | $248 | $205 | $194 | $176 |
| Nationwide | $907 | $831 | $765 | $649 | $548 | $355 | $329 | $307 | $290 | $260 |
| Travelers | $1,016 | $730 | $576 | $444 | $391 | $289 | $264 | $243 | $224 | $195 |
| Allstate | $1,191 | $933 | $752 | $555 | $497 | $387 | $351 | $332 | $313 | $277 |
| Progressive | $1,385 | $1,120 | $929 | $517 | $451 | $364 | $324 | $289 | $266 | $228 |
| Farmers | $1,877 | $1,389 | $1,235 | $762 | $719 | $546 | $488 | $466 | $443 | $372 |
Cost of Car Insurance for 2024 Nissan Rogue
| Geico | $70 | $152 |
| National General | $86 | $177 |
| Travelers | $91 | $167 |
| State Farm | $97 | $202 |
| Progressive | $101 | $188 |
| Kemper | $105 | $213 |
| Nationwide | $114 | $197 |
| The Hartford | $118 | $201 |
| AAA | $119 | $246 |
| Allstate | $127 | $246 |
| Amica | $131 | $268 |
| AIG | $154 | $390 |
| Chubb | $155 | $308 |
| Farmers | $166 | $294 |
| UAIC | $168 | $211 |
2024 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $758 | $667 | $590 | $509 | $450 | $382 | $348 | $310 | $284 | $250 |
| Geico | $862 | $628 | $527 | $382 | $329 | $266 | $245 | $202 | $191 | $174 |
| Nationwide | $895 | $820 | $755 | $641 | $541 | $351 | $325 | $303 | $287 | $256 |
| Travelers | $1,002 | $720 | $568 | $438 | $386 | $285 | $260 | $240 | $222 | $192 |
| Allstate | $1,176 | $920 | $742 | $548 | $491 | $382 | $346 | $327 | $308 | $273 |
| Progressive | $1,367 | $1,105 | $917 | $510 | $445 | $359 | $320 | $285 | $263 | $225 |
| Farmers | $1,853 | $1,371 | $1,219 | $752 | $709 | $539 | $481 | $460 | $437 | $367 |
Cost of Car Insurance for 2023 Nissan Rogue
| Geico | $56 | $121 |
| National General | $69 | $141 |
| Travelers | $72 | $133 |
| State Farm | $77 | $160 |
| Progressive | $80 | $149 |
| Kemper | $84 | $169 |
| Nationwide | $91 | $157 |
| The Hartford | $94 | $160 |
| AAA | $94 | $196 |
| Allstate | $101 | $195 |
| Amica | $104 | $213 |
| AIG | $123 | $310 |
| Chubb | $123 | $245 |
| Farmers | $132 | $234 |
| UAIC | $133 | $168 |
2023 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $602 | $530 | $469 | $405 | $358 | $304 | $276 | $247 | $226 | $199 |
| Geico | $685 | $499 | $419 | $304 | $262 | $211 | $195 | $161 | $152 | $138 |
| Nationwide | $711 | $652 | $600 | $509 | $430 | $279 | $259 | $241 | $228 | $204 |
| Travelers | $797 | $573 | $452 | $348 | $307 | $227 | $207 | $191 | $176 | $153 |
| Allstate | $935 | $732 | $590 | $436 | $390 | $304 | $275 | $260 | $245 | $217 |
| Progressive | $1,087 | $879 | $729 | $406 | $354 | $286 | $254 | $227 | $209 | $179 |
| Farmers | $1,473 | $1,090 | $969 | $598 | $564 | $428 | $383 | $366 | $348 | $292 |
Cost of Car Insurance for 2022 Nissan Rogue
| Geico | $52 | $112 |
| National General | $64 | $131 |
| Travelers | $67 | $123 |
| State Farm | $72 | $149 |
| Progressive | $74 | $139 |
| Kemper | $78 | $157 |
| Nationwide | $84 | $145 |
| The Hartford | $87 | $149 |
| AAA | $87 | $182 |
| Allstate | $94 | $181 |
| Amica | $96 | $197 |
| AIG | $114 | $288 |
| Chubb | $114 | $227 |
| Farmers | $123 | $217 |
| UAIC | $124 | $156 |
2022 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $559 | $492 | $435 | $376 | $332 | $282 | $256 | $229 | $209 | $184 |
| Geico | $636 | $463 | $389 | $282 | $243 | $196 | $181 | $149 | $141 | $128 |
| Nationwide | $660 | $605 | $557 | $472 | $399 | $259 | $240 | $224 | $211 | $189 |
| Travelers | $739 | $531 | $419 | $323 | $285 | $210 | $192 | $177 | $163 | $142 |
| Allstate | $867 | $679 | $547 | $404 | $362 | $282 | $256 | $241 | $228 | $201 |
| Progressive | $1,009 | $815 | $676 | $377 | $328 | $265 | $236 | $211 | $194 | $166 |
| Farmers | $1,367 | $1,011 | $899 | $555 | $523 | $398 | $355 | $339 | $323 | $271 |
Cost of Car Insurance for 2021 Nissan Rogue
| Geico | $48 | $104 |
| National General | $59 | $122 |
| Travelers | $62 | $115 |
| State Farm | $67 | $138 |
| Progressive | $69 | $129 |
| Kemper | $72 | $146 |
| Nationwide | $78 | $135 |
| The Hartford | $81 | $138 |
| AAA | $81 | $169 |
| Allstate | $87 | $169 |
| Amica | $90 | $184 |
| AIG | $106 | $268 |
| Chubb | $106 | $211 |
| Farmers | $114 | $202 |
| UAIC | $115 | $145 |
2021 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $520 | $458 | $405 | $350 | $309 | $262 | $239 | $213 | $195 | $172 |
| Geico | $592 | $431 | $362 | $263 | $226 | $182 | $168 | $139 | $131 | $119 |
| Nationwide | $614 | $563 | $518 | $440 | $371 | $241 | $223 | $208 | $197 | $176 |
| Travelers | $688 | $494 | $390 | $301 | $265 | $196 | $179 | $165 | $152 | $132 |
| Allstate | $807 | $632 | $509 | $376 | $337 | $262 | $238 | $225 | $212 | $187 |
| Progressive | $939 | $759 | $629 | $350 | $306 | $247 | $220 | $196 | $180 | $155 |
| Farmers | $1,272 | $941 | $837 | $516 | $487 | $370 | $330 | $316 | $300 | $252 |
Cost of Car Insurance for 2020 Nissan Rogue
| Geico | $61 | $132 |
| National General | $76 | $157 |
| Travelers | $84 | $155 |
| Progressive | $87 | $163 |
| State Farm | $89 | $184 |
| Kemper | $91 | $183 |
| AAA | $107 | $223 |
| Nationwide | $109 | $187 |
| Allstate | $109 | $210 |
| The Hartford | $110 | $187 |
| Amica | $119 | $244 |
| Farmers | $139 | $246 |
| AIG | $144 | $365 |
| Chubb | $147 | $291 |
| UAIC | $153 | $193 |
2020 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $693 | $610 | $539 | $466 | $411 | $350 | $318 | $284 | $259 | $228 |
| Geico | $746 | $544 | $457 | $331 | $286 | $230 | $212 | $176 | $166 | $151 |
| Nationwide | $852 | $781 | $719 | $610 | $515 | $334 | $309 | $289 | $273 | $244 |
| Travelers | $919 | $663 | $523 | $403 | $355 | $264 | $241 | $222 | $205 | $178 |
| Allstate | $1,008 | $789 | $635 | $467 | $419 | $326 | $296 | $280 | $263 | $233 |
| Progressive | $1,188 | $958 | $794 | $442 | $385 | $311 | $278 | $248 | $228 | $196 |
| Farmers | $1,546 | $1,142 | $1,016 | $627 | $592 | $448 | $401 | $383 | $364 | $306 |
Cost of Car Insurance for 2019 Nissan Rogue
| Geico | $59 | $128 |
| National General | $65 | $132 |
| Travelers | $75 | $137 |
| State Farm | $80 | $165 |
| Progressive | $85 | $159 |
| Kemper | $90 | $181 |
| AAA | $97 | $202 |
| Nationwide | $99 | $170 |
| Amica | $102 | $209 |
| Allstate | $102 | $197 |
| The Hartford | $102 | $174 |
| Chubb | $125 | $246 |
| AIG | $127 | $320 |
| Farmers | $127 | $225 |
| UAIC | $146 | $183 |
2019 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $620 | $546 | $483 | $417 | $368 | $313 | $285 | $254 | $232 | $204 |
| Geico | $720 | $525 | $441 | $320 | $276 | $223 | $205 | $170 | $161 | $146 |
| Nationwide | $774 | $708 | $653 | $554 | $468 | $303 | $281 | $262 | $247 | $221 |
| Travelers | $819 | $589 | $465 | $358 | $315 | $234 | $214 | $197 | $182 | $158 |
| Allstate | $947 | $742 | $596 | $438 | $392 | $306 | $277 | $262 | $247 | $218 |
| Progressive | $1,159 | $933 | $773 | $430 | $375 | $303 | $270 | $241 | $222 | $190 |
| Farmers | $1,408 | $1,041 | $927 | $572 | $539 | $409 | $366 | $349 | $333 | $280 |
Cost of Car Insurance for 2018 Nissan Rogue
| National General | $56 | $114 |
| Geico | $59 | $128 |
| Travelers | $68 | $124 |
| State Farm | $70 | $144 |
| Kemper | $87 | $176 |
| Progressive | $88 | $164 |
| Nationwide | $88 | $152 |
| Amica | $89 | $181 |
| AAA | $89 | $184 |
| The Hartford | $94 | $161 |
| Allstate | $99 | $191 |
| Chubb | $103 | $201 |
| AIG | $110 | $269 |
| Farmers | $115 | $202 |
| UAIC | $138 | $171 |
2018 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $542 | $477 | $422 | $364 | $322 | $274 | $249 | $222 | $203 | $179 |
| Nationwide | $695 | $635 | $586 | $497 | $419 | $272 | $252 | $235 | $222 | $198 |
| Geico | $724 | $527 | $443 | $321 | $277 | $224 | $206 | $171 | $161 | $147 |
| Travelers | $745 | $535 | $422 | $325 | $286 | $212 | $193 | $178 | $165 | $143 |
| Allstate | $917 | $719 | $577 | $423 | $380 | $296 | $269 | $254 | $239 | $212 |
| Progressive | $1,199 | $965 | $800 | $445 | $388 | $313 | $279 | $249 | $229 | $197 |
| Farmers | $1,255 | $931 | $830 | $515 | $485 | $369 | $329 | $315 | $300 | $251 |
Cost of Car Insurance for 2017 Nissan Rogue
| Geico | $56 | $122 |
| National General | $60 | $123 |
| Travelers | $71 | $130 |
| State Farm | $72 | $150 |
| Kemper | $78 | $157 |
| Progressive | $85 | $159 |
| The Hartford | $88 | $150 |
| AAA | $89 | $183 |
| Nationwide | $92 | $159 |
| Amica | $95 | $194 |
| Allstate | $96 | $186 |
| Chubb | $104 | $204 |
| AIG | $110 | $268 |
| Farmers | $113 | $198 |
| UAIC | $133 | $165 |
2017 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $563 | $496 | $439 | $379 | $335 | $284 | $258 | $231 | $211 | $186 |
| Geico | $690 | $503 | $422 | $306 | $264 | $213 | $196 | $162 | $154 | $140 |
| Nationwide | $721 | $661 | $609 | $517 | $436 | $283 | $262 | $245 | $231 | $207 |
| Travelers | $782 | $562 | $444 | $342 | $301 | $222 | $203 | $187 | $173 | $150 |
| Allstate | $892 | $699 | $562 | $413 | $371 | $289 | $263 | $248 | $234 | $207 |
| Progressive | $1,164 | $937 | $776 | $431 | $376 | $304 | $271 | $242 | $223 | $191 |
| Farmers | $1,225 | $911 | $811 | $507 | $479 | $365 | $324 | $311 | $295 | $248 |
Cost of Car Insurance for 2016 Nissan Rogue
| Geico | $54 | $117 |
| National General | $60 | $122 |
| Travelers | $71 | $130 |
| State Farm | $75 | $156 |
| Kemper | $82 | $168 |
| Progressive | $82 | $154 |
| The Hartford | $86 | $147 |
| AAA | $87 | $180 |
| Nationwide | $89 | $154 |
| Amica | $94 | $192 |
| Allstate | $99 | $190 |
| Chubb | $102 | $200 |
| AIG | $108 | $266 |
| Farmers | $115 | $201 |
| UAIC | $132 | $164 |
2016 Nissan Rogue Insurance Costs for 16- to 25-Year-Olds
| State Farm | $586 | $516 | $456 | $394 | $348 | $296 | $269 | $240 | $219 | $193 |
| Geico | $664 | $483 | $406 | $294 | $254 | $205 | $188 | $156 | $148 | $134 |
| Nationwide | $700 | $642 | $591 | $501 | $423 | $275 | $254 | $237 | $224 | $201 |
| Travelers | $781 | $560 | $441 | $340 | $299 | $221 | $202 | $186 | $172 | $149 |
| Allstate | $919 | $721 | $577 | $423 | $379 | $296 | $269 | $253 | $239 | $211 |
| Progressive | $1,124 | $905 | $750 | $417 | $364 | $294 | $262 | $234 | $215 | $184 |
| Farmers | $1,244 | $924 | $823 | $513 | $485 | $370 | $329 | $315 | $299 | $251 |
Nissan Rogue Insurance Cost by Trim
Insurance costs for your Nissan Rogue vary by trim, from $240 monthly for full coverage on high-performance Platinum variants to $74 for minimum coverage on basic Select S Sport Utility 4d models. Performance features, rarity, and market value determine where each trim falls in this range.
| Select S Sport Utility 4d | $74 | $143 |
| S (2023.5) Sport Utility 4d | $75 | $145 |
| Sl Hybrid (2017.5) Sport Utility 4d | $75 | $146 |
| Sv (2023.5) Sport Utility 4d | $77 | $150 |
| Sv Hybrid (2017.5) Sport Utility 4d | $77 | $150 |
| S (2017.5) Sport Utility 4d | $80 | $153 |
| Sv (2017.5) Sport Utility 4d | $80 | $155 |
| S Sport Utility 4d | $81 | $155 |
| Sv Hybrid Sport Utility 4d | $82 | $158 |
| Sv Sport Utility 4d | $83 | $161 |
| Sl Hybrid Sport Utility 4d | $83 | $161 |
| Sl (2017.5) Sport Utility 4d | $84 | $162 |
| Sl Sport Utility 4d | $85 | $163 |
| Platinum Sport Utility 4d | $87 | $168 |
| Sl (2023.5) Sport Utility 4d | $87 | $169 |
| S | $92 | $178 |
| Platinum (2023.5) Sport Utility 4d | $92 | $179 |
| Sv | $96 | $186 |
| Rock Creek | $106 | $206 |
| Sv W/Sl Pkg Sport Utility 4d | $107 | $205 |
| S Krom Edition Sport Utility 4d | $108 | $208 |
| Sl | $112 | $216 |
| Platinum | $124 | $240 |
Nissan Rogue Insurance Cost by State
Car insurance for a Nissan Rogue costs anywhere from $31 per month in Wyoming to $166 in Louisiana for minimum coverage, depending on where you're located. These dramatic differences stem from your state's risk characteristics and insurance regulations, not the vehicle itself.
| Alabama | $73 | $138 |
| Alaska | $59 | $125 |
| Arizona | $103 | $192 |
| Arkansas | $70 | $157 |
| California | $82 | $166 |
| Colorado | $82 | $196 |
| Connecticut | $119 | $205 |
| Delaware | $122 | $204 |
| Florida | $114 | $265 |
| Georgia | $128 | $210 |
| Hawaii | $44 | $99 |
| Idaho | $47 | $96 |
| Illinois | $79 | $147 |
| Indiana | $56 | $110 |
| Iowa | $47 | $113 |
| Kansas | $62 | $144 |
| Kentucky | $106 | $180 |
| Louisiana | $166 | $355 |
| Maine | $44 | $91 |
| Maryland | $135 | $227 |
| Massachusetts | $87 | $184 |
| Michigan | $132 | $252 |
| Minnesota | $70 | $144 |
| Mississippi | $74 | $146 |
| Missouri | $99 | $197 |
| Montana | $61 | $144 |
| Nebraska | $63 | $143 |
| Nevada | $155 | $280 |
| New Hampshire | $60 | $105 |
| New Jersey | $141 | $232 |
| New Mexico | $70 | $155 |
| New York | $107 | $191 |
| North Carolina | $69 | $135 |
| North Dakota | $50 | $109 |
| Ohio | $65 | $127 |
| Oklahoma | $79 | $175 |
| Oregon | $105 | $183 |
| Pennsylvania | $74 | $173 |
| Rhode Island | $106 | $188 |
| South Carolina | $86 | $160 |
| South Dakota | $45 | $136 |
| Tennessee | $67 | $136 |
| Texas | $107 | $219 |
| Utah | $93 | $158 |
| Vermont | $38 | $90 |
| Virginia | $81 | $131 |
| Washington | $79 | $147 |
| West Virginia | $73 | $148 |
| Wisconsin | $56 | $122 |
| Wyoming | $31 | $95 |
How to Lower the Cost of Nissan Rogue Insurance
These proven strategies help you find better rates on your Nissan Rogue insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Nissan Rogue. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for SUVs. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Nissan Rogue in markets like Orange County or Dallas.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget options could provide limited coverage or slower service when you need help most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Nissan Rogue owners often get safety features discounts, good driver discounts, multi-vehicle savings and anti-theft device reductions. Business owners in areas like Silicon Valley might also qualify for professional organization discounts or low-mileage programs.
- 5Consider alternative car insurance types
Nissan Rogue owners might benefit from usage-based insurance programs. Options like Progressive Snapshot or Allstate Drivewise track safe driving habits and deliver premium reductions. These programs work especially well for drivers in suburban markets like Phoenix who don't drive daily for work.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower prices, so yearly comparisons could save up to 24% on your Nissan Rogue insurance. Set a calendar reminder each year to shop around and compare options from multiple providers.
Nissan Rogue Insurance Cost: Bottom Line
Nissan Rogue insurance runs average in cost compared to other vehicles, though you'll find decent rates available. Shopping between multiple insurers and claiming applicable discounts helps you secure better pricing for your coverage.
Nissan Rogue Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan Rogue?
Nissan Rogue insurance costs average $1,038 annually for state minimum coverage and $2,005 for full coverage. These rates translate to approximately $86 and $167 monthly, respectively.
What company has the cheapest car insurance for a Nissan Rogue?
GEICO provides the most affordable auto insurance for a Nissan Rogue, offering minimum coverage at $703 annually. For comprehensive protection, GEICO also delivers the best value with full coverage policies priced at $1,520 per year.
Are Nissan Rogues expensive to insure?
No, Nissan Rogue insurance is not expensive to insure. The model ranks 313th out of 827 vehicles for affordability, placing it in the more affordable half. Among SUVs specifically, it sits at 73rd out of 256 models.
What factors affect insurance costs for Nissan Rogues?
Many factors affect your Nissan Rogue insurance premiums. The vehicle's safety features and moderate repair costs help keep rates reasonable compared to other SUVs. Your driving record and credit score, plus the coverage you pick, play a big role in determining your final premium.
How can I lower Nissan Rogue insurance costs?
Compare quotes from multiple insurers since Nissan Rogue pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies, and keep your driving record clean to secure better rates.
How We Determined Nissan Rogue Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Nissan Rogue insurance costs.
Who We Based These Rates On
These Nissan Rogue prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.

