Nissan Rogue Insurance Cost

Insurance premiums for a Nissan Rogue average $167 monthly for full coverage and $86 for minimum coverage. Depending on your particular trim and model year, costs can range from $72 to $240 monthly.

Looking for another Nissan model? Read more about the cost of Nissan car insurance models.

How old your Nissan Rogue is directly impacts what you'll pay for insurance each month. Older models cost around $72 monthly while the newest Rogues can cost up to $220 because newer vehicles have higher market values that cost more to replace.

Insurance costs for a Nissan Rogue depend on model year and company. Full coverage goes from $127 monthly with GEICO to $311 with AIG, while minimum coverage spans $59 with GEICO to $145 with UAIC.

There's an $86 gap on minimum coverage and a $184 gap on full coverage, so get at least three quotes to find your lowest rate.

The Nissan Rogue ranks 73rd for affordability among 256 SUVs in MoneyGeek's database. It costs a few dollars more a month than a Chevrolet Traverse and a few dollars less than a GMC Acadia.

Across all 827 models in the database, the Rogue ranks 313th, putting it in the top half for overall affordability. The Isuzu Amigo is the cheapest SUV to insure; the Audi SQ8 e-tron is the most expensive.

Several factors affect what you'll pay for Nissan Rogue insurance:

• Average repair costs. The Nissan Rogue averages $712 a year in repair costs, 11th lowest among Nissan's 26 models. That mid-range figure keeps premiums in line with other mid-size SUVs.
• Trim, features and accessories. The Rogue's power output ranges from 181 to 201 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
• Driver profile. Rogue drivers tend to fall between ages 30 and 50, with a median around 40, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of Nissan Rogues for young drivers.

The Honda CR-V, Toyota RAV4 and Nissan Rogue are the three best-selling compact SUVs in the US. The CR-V costs less to insure than both across every model year in MoneyGeek's data. A 2025 CR-V costs $37 less a month for full coverage than a 2025 RAV4, which is $444 less a year. On new models, the CR-V is also the cheapest to buy.

The used picture is more nuanced. A 2021 Rogue is the cheapest used option at around $19,500, but at $140 a month to insure, its insurance cost is proportionally higher per dollar of vehicle value than the CR-V's. The RAV4 holds its value best (a 2021 model fetches around $25,000) but it's also the most expensive of the three to insure. The CR-V has the lowest insurance cost and the most efficient ratio of insurance premium to vehicle value among the three.

Full coverage car insurance for a 35- to 55-year-old driver with a 2016 Nissan Rogue costs an average of $169 per month compared to $234 for a 2025 model. The $65 monthly difference illustrates how newer car models tend to be significantly more expensive than older models. Insurance costs for your Nissan Rogue may change greatly depending on your model year and the age of the drivers on your policy, with young drivers in their teens and early twenties paying much more to insure.

Shopping between insurers will give you the opportunity to save on your Nissan Rogue insurance costs. GEICO is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.

• 2025 Nissan Rogue Insurance Rates
• 2024 Nissan Rogue Insurance Rates
• 2023 Nissan Rogue Insurance Rates
• 2022 Nissan Rogue Insurance Rates
• 2021 Nissan Rogue Insurance Rates

Insurance costs for your Nissan Rogue vary by trim, from $240 monthly for full coverage on high-performance Platinum variants to $74 for minimum coverage on basic Select S Sport Utility 4d models. Performance features, rarity, and market value determine where each trim falls in this range.

The Nissan Rogue's trim ladder splits into two clear zones on insurance. Entry trims — the Select, S, and SV variants — cluster tightly between $143 and $169 a month. Then there's a jump to the named trims: the S, SV, Rock Creek, and Krom Edition run $178–208, adding $35–65 over the base. The SL and Platinum push that to $73–97 more per month, or up to $1,164 a year. 

If you're choosing between mid and top trims, insurance is a minor factor. The decision that actually moves the needle is whether you're staying in the entry tier or stepping up into the mid tier — at an additional $750 per year in insurance alone, it's comparable to the difference between base and top trim models for other car makes.

Wyoming drivers pay $31 a month for minimum coverage on a Nissan Rogue. Louisiana drivers pay $166. That gap comes from state-level differences in claims frequency, litigation rates and insurance regulations, not the vehicle.

These proven strategies help you find better rates on your Nissan Rogue insurance:

The Nissan Rogue costs about average to insure among mid-size SUVs. Compare quotes from at least three insurers and stack available discounts to cut that further.

Nissan Rogue cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.

Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.