Nissan Frontier insurance costs change based on model year, with 2025 models averaging about $206 monthly for full coverage compared to $60 for minimum coverage on older trucks. Newer Frontiers cost more to insure due to their higher market values.
Nissan Frontier Insurance Cost
Updated: January 22, 2026
Key Takeaways
Costs vary widely by model year and insurer, but Nissan Frontier insurance averages $168 per month for full coverage. GEICO usually offers the most affordable rates for Frontier owners. Read more.
Pickup trucks often cost more to insure than sedans due to size and repair considerations, placing the Nissan Frontier 22nd out of 40 pickup trucks for affordability and solidly in the middle tier for its vehicle type. Read more.
Your Frontier’s specific model year makes a big difference in rates, especially if you’re insuring a teen driver on your policy. Read MoneyGeek's analysis of rates by company for specific Frontier model years depending on the age of the drivers.
How Much Is Nissan Frontier Insurance?
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Insurance rates depend on model year and insurer. Nissan Frontier minimum coverage spans $60 monthly with GEICO to $148 with UAIC, while full coverage goes from $131 with GEICO to $310 with AIG.
Rate variations exceeding $88 for minimum coverage and $179 for full coverage demonstrate why Frontier owners need to shop around. Each company calculates model-specific risk differently, which impacts your final rate.
| AAA | $99 | $204 |
| AIG | $125 | $310 |
| Allstate | $106 | $205 |
| Amica | $102 | $209 |
| Chubb | $117 | $230 |
| Farmers | $128 | $225 |
| Geico | $60 | $131 |
| Kemper | $90 | $181 |
| Nationwide | $100 | $172 |
| Progressive | $90 | $168 |
| State Farm | $78 | $163 |
| The Hartford | $98 | $168 |
| Travelers | $77 | $141 |
| UAIC | $148 | $185 |
Is Nissan Frontier Expensive to Insure?
MoneyGeek's analysis of pickup truck insurance costs shows the Nissan Frontier ranking 22nd out of 40 trucks for affordability. You'll pay a few dollars more per month than a Ram 1500 owner, but slightly less than someone insuring a Chevrolet Silverado 3500. With 21 cheaper options available, the Frontier sits comfortably in the middle tier among pickup trucks.
Pickup trucks are expensive to insure, but the Frontier's overall ranking tells a different story. At 313th out of 827 total vehicles, it's actually in the top half for affordability across all car types. The Suzuki SX4 claims the cheapest spot among trucks, while the Ram 2500 commands the highest premiums.
| Ford Ranger | $126 | 19 |
| GMC Canyon | $126 | 20 |
| Ram 1500 | $127 | 21 |
| Nissan Frontier | $127 | 22 |
| Chevrolet Silverado 3500 | $130 | 23 |
| GMC Sierra 3500 | $131 | 24 |
| Mitsubishi Raider | $135 | 25 |
Several factors affect what you'll pay for Nissan Frontier insurance:
- Average Repair or Replacement Costs: With annual repair costs averaging $709, the Nissan Frontier ranks as the ninth most affordable model to maintain among Nissan's 26 vehicles, helping keep insurance premiums reasonable.
- Vehicle Trim, Features and Accessories: The Frontier's horsepower ranges from 281 to 310 depending on your trim level. Higher-performance trims with more powerful engines usually result in increased insurance premiums due to their enhanced capabilities.
- Driver Profile: Most Nissan Frontier drivers fall between ages 35 to 45, an age group that often enjoys lower insurance rates due to responsible driving habits. However, the truck's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Nissan Frontiers for young drivers.
Nissan Frontier Insurance Cost by State
Car insurance for a Nissan Frontier costs anywhere from $31 per month in Wyoming to $170 in Louisiana for minimum coverage, depending on where you're located. These differences reflect your state's risk factors and insurance regulations rather than anything specific about the vehicle itself.
| Alabama | $73 | $138 |
| Alaska | $60 | $128 |
| Arizona | $105 | $195 |
| Arkansas | $70 | $156 |
| California | $83 | $168 |
| Colorado | $83 | $198 |
| Connecticut | $120 | $206 |
| Delaware | $122 | $205 |
| Florida | $113 | $261 |
| Georgia | $128 | $211 |
| Hawaii | $46 | $102 |
| Idaho | $47 | $96 |
| Illinois | $80 | $148 |
| Indiana | $56 | $110 |
| Iowa | $47 | $114 |
| Kansas | $62 | $144 |
| Kentucky | $107 | $181 |
| Louisiana | $170 | $366 |
| Maine | $44 | $91 |
| Maryland | $133 | $224 |
| Massachusetts | $87 | $184 |
| Michigan | $129 | $248 |
| Minnesota | $69 | $141 |
| Mississippi | $73 | $145 |
| Missouri | $98 | $197 |
| Montana | $59 | $140 |
| Nebraska | $63 | $144 |
| Nevada | $158 | $285 |
| New Hampshire | $60 | $106 |
| New Jersey | $142 | $234 |
| New Mexico | $71 | $158 |
| New York | $109 | $196 |
| North Carolina | $69 | $135 |
| North Dakota | $49 | $107 |
| Ohio | $66 | $128 |
| Oklahoma | $78 | $174 |
| Oregon | $106 | $185 |
| Pennsylvania | $72 | $170 |
| Rhode Island | $108 | $191 |
| South Carolina | $88 | $164 |
| South Dakota | $44 | $134 |
| Tennessee | $68 | $137 |
| Texas | $110 | $225 |
| Utah | $94 | $160 |
| Vermont | $37 | $89 |
| Virginia | $83 | $134 |
| Washington | $81 | $150 |
| West Virginia | $72 | $147 |
| Wisconsin | $56 | $123 |
| Wyoming | $31 | $96 |
Nissan Frontier Costs by Model Year and Insurance Company
The model year of your Nissan Frontier affects insurance costs, along with the age of drivers on your policy. For drivers ages 35 to 55, a 2016 Frontier averages about $235 per month for full coverage, compared to roughly $206 for a 2025 model. While newer vehicles often cost more to insure, differences in vehicle value, safety features and repair costs can lead to exceptions across model years.
Teen and young adult drivers pay higher premiums across all model years. GEICO offers the lowest average rates across Frontier model years and comparing quotes from multiple insurers remains the most effective way to lower your premium.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Nissan Frontier
| Geico | $73 | $159 |
| National General | $85 | $175 |
| Travelers | $93 | $172 |
| Progressive | $100 | $186 |
| State Farm | $102 | $213 |
| Kemper | $106 | $214 |
| AAA | $120 | $249 |
| Nationwide | $121 | $209 |
| Allstate | $122 | $235 |
| The Hartford | $123 | $209 |
| Amica | $130 | $267 |
| Chubb | $152 | $300 |
| AIG | $153 | $384 |
| Farmers | $168 | $297 |
| UAIC | $176 | $222 |
Cost of Car Insurance for 2024 Nissan Frontier
| Geico | $68 | $148 |
| National General | $79 | $162 |
| Travelers | $87 | $160 |
| Progressive | $93 | $173 |
| State Farm | $95 | $199 |
| Kemper | $99 | $199 |
| AAA | $111 | $231 |
| Nationwide | $112 | $194 |
| Allstate | $113 | $219 |
| The Hartford | $114 | $195 |
| Amica | $121 | $248 |
| Chubb | $141 | $279 |
| AIG | $142 | $357 |
| Farmers | $156 | $276 |
| UAIC | $164 | $206 |
Cost of Car Insurance for 2023 Nissan Frontier
| Geico | $65 | $142 |
| National General | $76 | $156 |
| Travelers | $83 | $153 |
| Progressive | $89 | $166 |
| State Farm | $91 | $190 |
| Kemper | $95 | $191 |
| AAA | $107 | $222 |
| Nationwide | $108 | $186 |
| Allstate | $108 | $210 |
| The Hartford | $110 | $187 |
| Amica | $116 | $238 |
| Chubb | $135 | $267 |
| AIG | $137 | $342 |
| Farmers | $150 | $265 |
| UAIC | $157 | $198 |
Cost of Car Insurance for 2022 Nissan Frontier
| Geico | $56 | $121 |
| National General | $65 | $133 |
| Travelers | $71 | $131 |
| Progressive | $76 | $142 |
| State Farm | $78 | $162 |
| Kemper | $81 | $163 |
| AAA | $91 | $189 |
| Nationwide | $92 | $159 |
| Allstate | $93 | $179 |
| The Hartford | $93 | $159 |
| Amica | $99 | $203 |
| Chubb | $115 | $228 |
| AIG | $117 | $292 |
| Farmers | $128 | $226 |
| UAIC | $134 | $169 |
Cost of Car Insurance for 2021 Nissan Frontier
| Geico | $47 | $101 |
| National General | $54 | $111 |
| Travelers | $59 | $109 |
| Progressive | $64 | $119 |
| State Farm | $65 | $136 |
| Kemper | $67 | $136 |
| AAA | $76 | $158 |
| Nationwide | $77 | $133 |
| Allstate | $77 | $150 |
| The Hartford | $78 | $133 |
| Amica | $83 | $170 |
| Chubb | $96 | $191 |
| AIG | $97 | $244 |
| Farmers | $107 | $189 |
| UAIC | $112 | $141 |
Cost of Car Insurance for 2020 Nissan Frontier
| Geico | $42 | $90 |
| National General | $48 | $99 |
| Travelers | $53 | $97 |
| Progressive | $57 | $106 |
| State Farm | $58 | $121 |
| Kemper | $60 | $121 |
| AAA | $68 | $141 |
| Nationwide | $68 | $118 |
| Allstate | $69 | $133 |
| The Hartford | $70 | $119 |
| Amica | $74 | $151 |
| Chubb | $86 | $170 |
| AIG | $87 | $217 |
| Farmers | $95 | $168 |
| UAIC | $100 | $126 |
Cost of Car Insurance for 2019 Nissan Frontier
| Geico | $60 | $129 |
| National General | $81 | $165 |
| Progressive | $85 | $158 |
| Travelers | $86 | $159 |
| State Farm | $88 | $183 |
| Kemper | $98 | $199 |
| The Hartford | $107 | $182 |
| Nationwide | $109 | $188 |
| AAA | $109 | $227 |
| Allstate | $110 | $211 |
| Amica | $124 | $255 |
| Farmers | $140 | $249 |
| AIG | $145 | $369 |
| UAIC | $147 | $186 |
| Chubb | $150 | $297 |
Cost of Car Insurance for 2018 Nissan Frontier
| Geico | $60 | $130 |
| National General | $82 | $168 |
| Progressive | $86 | $160 |
| Kemper | $86 | $172 |
| Travelers | $87 | $160 |
| State Farm | $91 | $189 |
| The Hartford | $107 | $182 |
| Allstate | $109 | $210 |
| AAA | $109 | $227 |
| Nationwide | $110 | $190 |
| Amica | $126 | $260 |
| Farmers | $141 | $250 |
| AIG | $147 | $375 |
| UAIC | $149 | $189 |
| Chubb | $154 | $307 |
Cost of Car Insurance for 2017 Nissan Frontier
| Geico | $59 | $127 |
| National General | $76 | $156 |
| Progressive | $84 | $156 |
| Travelers | $84 | $155 |
| State Farm | $86 | $178 |
| Kemper | $89 | $178 |
| Nationwide | $104 | $180 |
| AAA | $105 | $218 |
| The Hartford | $105 | $180 |
| Allstate | $105 | $203 |
| Amica | $118 | $242 |
| Farmers | $134 | $237 |
| AIG | $139 | $352 |
| Chubb | $143 | $284 |
| UAIC | $145 | $182 |
Cost of Car Insurance for 2016 Nissan Frontier
| National General | $87 | $178 |
| Geico | $88 | $190 |
| Travelers | $103 | $190 |
| State Farm | $105 | $217 |
| Kemper | $131 | $264 |
| Nationwide | $133 | $230 |
| The Hartford | $135 | $230 |
| Amica | $136 | $278 |
| Progressive | $136 | $254 |
| AAA | $138 | $284 |
| Allstate | $151 | $292 |
| Chubb | $154 | $300 |
| AIG | $172 | $421 |
| Farmers | $173 | $303 |
| UAIC | $216 | $268 |
Nissan Frontier Insurance Cost by Trim
Nissan Frontier insurance costs range from $69 monthly for minimum coverage on basic King Cab S Pickup 2D 6 Ft models to $233 for full coverage on Crew Cab SL Pickup 4D 6 Ft variants. Performance features, rarity and market value determine where your trim falls in this range.
| King Cab S Pickup 2d 6 Ft | $69 | $134 |
| King Cab Se Pickup 2d 6 Ft | $69 | $134 |
| King Cab Xe | $70 | $135 |
| King Cab Xe Pickup 2d 6 Ft | $70 | $136 |
| Crew Cab Se Pickup 4d 5 Ft | $71 | $138 |
| Crew Cab Supercharged Long Bed | $72 | $139 |
| Crew Cab Se Pickup 4d 6 Ft | $72 | $140 |
| King Cab Le Pickup 2d 6 Ft | $73 | $140 |
| Crew Cab Supercharged Short Bed | $74 | $143 |
| King Cab Pickup | $75 | $143 |
| Crew Cab Se Long Bed 4d | $75 | $144 |
| King Cab Desert Runner Xe | $75 | $145 |
| King Cab Desert Runner Se | $76 | $146 |
| King Cab Pro-4x Pickup 2d 6 Ft | $76 | $147 |
| King Cab Nismo Pickup 2d 6 Ft | $76 | $147 |
| King Cab Sv Pickup 2d 6 Ft | $77 | $148 |
| Crew Cab Nismo Pickup 4d 5 Ft | $77 | $149 |
| King Cab Se | $77 | $149 |
| Crew Cab Xe Short Bed | $77 | $149 |
| King Cab Pickup 2d 6 Ft | $78 | $150 |
| King Cab Desert Runner Se Pickup 2d 6 Ft | $78 | $150 |
| King Cab Xe Short Bed | $78 | $151 |
| King Cab Supercharged | $79 | $152 |
| Crew Cab Xe 4d | $79 | $152 |
| Crew Cab Supercharged | $80 | $153 |
| Crew Cab Xe Pickup 4d 6 Ft | $80 | $154 |
| Crew Cab Xe Pickup 4d 4 1/2 Ft | $80 | $154 |
| Crew Cab Le Pickup 4d 6 Ft | $80 | $155 |
| Crew Cab Super Charger Pickup 4d 4 1/2 Ft | $80 | $155 |
| King Cab Desert Runner Xe Pickup 2d 6 Ft | $81 | $155 |
| Crew Cab Super Charger Pickup 4d 6 Ft | $81 | $156 |
| Crew Cab Le Pickup 4d 5 Ft | $82 | $157 |
| King Cab Se Short Bed | $82 | $158 |
| Crew Cab Se 4d | $83 | $159 |
| Crew Cab Le Pickup 4d 4 1/2 Ft | $83 | $160 |
| Crew Cab Se Short Bed | $84 | $162 |
| Crew Cab Sl (2017.5) Pickup 4d 5 Ft | $85 | $165 |
| King Cab Super Charger Pickup 2d 6 Ft | $85 | $164 |
| Crew Cab Sl (2017.5) Pickup 4d 6 Ft | $85 | $166 |
| King Cab S (2023.25) Pickup 2d 6 Ft | $86 | $166 |
| Crew Cab S Pickup 4d 5 Ft | $86 | $166 |
| Crew Cab Xe Long Bed | $86 | $166 |
| King Cab Sv (2017.5) Pickup 2d 6 Ft | $88 | $169 |
| Crew Cab Sv Pickup 4d 5 Ft | $88 | $171 |
| Crew Cab Se Pickup 4d 4 1/2 Ft | $89 | $171 |
| Crew Cab Sv Pickup 4d 6 Ft | $90 | $174 |
| King Cab S | $90 | $175 |
| Crew Cab Pro-X Pickup 4d 5 Ft | $90 | $175 |
| Crew Cab S | $92 | $179 |
| King Cab Sv (2023.25) Pickup 2d 6 Ft | $94 | $182 |
| Crew Cab S (2023.25) Pickup 4d 5 Ft | $94 | $182 |
| Crew Cab S (2017.5) Pickup 4d 5 Ft | $94 | $182 |
| King Cab Sv | $95 | $185 |
| Crew Cab Pro-4x Pickup 4d 5 Ft | $98 | $190 |
| Crew Cab Sv | $99 | $193 |
| Crew Cab Pro-X (2023.25) Pickup 4d 5 Ft | $100 | $193 |
| King Cab Desert Runner Pickup 2d 6 Ft | $100 | $194 |
| Crew Cab Desert Runner Pickup 4d 5 Ft | $101 | $195 |
| Crew Cab Sv (2017.5) Pickup 4d 5 Ft | $101 | $196 |
| Crew Cab Sv (2017.5) Pickup 4d 6 Ft | $102 | $197 |
| Crew Cab Sl Pickup 4d 5 Ft | $102 | $197 |
| Crew Cab Sv (2023.25) Pickup 4d 5 Ft | $102 | $198 |
| Crew Cab Sv (2023.25) Pickup 4d 6 Ft | $105 | $204 |
| Crew Cab Pro-X | $107 | $208 |
| King Cab Pro-4x Pickup 2d 6 Ft | $114 | $219 |
| Crew Cab Sl | $116 | $225 |
| Crew Cab Pro-4x | $117 | $226 |
| Crew Cab Pro-4x (2023.25) Pickup 4d 5 Ft | $117 | $228 |
| Crew Cab Sl Pickup 4d 6 Ft | $121 | $233 |
How to Lower the Cost of Nissan Frontier Insurance
We've compiled the most effective strategies to help you find better Nissan Frontier insurance rates:
- 1Choose the Right Coverage
You'll need to figure out how much coverage to buy for your Nissan Frontier. Own your truck? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research Costs and Cheap Companies
Learn what you should pay by reviewing average auto insurance costs for pickup trucks. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Frontier.
- 3Look for More than Just Low Rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service.
- 4Explore Discounts You Qualify For
Discover car insurance discounts that apply to your situation. Nissan Frontier owners typically qualify for safety features discounts, good driver discounts, multi-vehicle discounts and bundling discounts when combining auto and home policies.
- 5Consider Alternative Car Insurance Types
Frontier owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise that track safe driving habits and deliver premium reductions based on your actual driving behavior.
- 6Check Rates Every Year
Get car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Nissan Frontier insurance premiums.
Nissan Frontier Insurance Cost: Bottom Line
Nissan Frontier insurance runs average in cost, though you'll get competitive rates with the right approach. Compare quotes from multiple insurers, claim available discounts and adjust your coverage options to find better pricing.
Nissan Frontier Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan Frontier?
Nissan Frontier insurance costs $1,041 annually for state minimum coverage and $2,011 for full coverage. Monthly premiums average $87 for minimum and $168 for comprehensive protection.
What company has the cheapest car insurance for a Nissan Frontier?
GEICO provides the most affordable minimum coverage for a Nissan Frontier at $725 annually. The insurer also offers the best value for full coverage at $1,567 per year.
Are Nissan Frontiers expensive to insure?
No, Nissan Frontier insurance is not more expensive than most vehicles. Among pickup trucks, this model places 22nd out of 40 for affordability, while ranking 313th out of 827 total vehicles we track.
What factors affect insurance costs for Nissan Frontiers?
Various elements affect your Nissan Frontier insurance rates. The coverage level you choose makes a huge difference, with state minimum averaging $87 monthly versus $168 for full coverage. Your driving record, credit score and personal factors also impact your premium costs.
How can I lower Nissan Frontier insurance costs?
Compare quotes from multiple insurers since Nissan Frontier costs differ between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home or renters insurance and maintain a clean driving record to get better rates.
How We Determined Nissan Frontier Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Nissan Frontier insurance costs.
Who We Based These Rates On
These Nissan Frontier rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.