Insurance premiums for a Jeep Grand Cherokee average $182 monthly for full coverage and $94 for minimum coverage. Your specific trim and model year determine where you'll fall within the $57 to $392 monthly range.
Jeep Grand Cherokee Insurance Cost
Updated: January 20, 2026
Key Takeaways
GEICO offers the most affordable Jeep Grand Cherokee insurance at $1,782 for full coverage, though rates vary widely by insurer, with National General providing competitive monthly rates starting at $66. Read more.
Among SUVs, the Grand Cherokee ranks 110th out of 256 for insurance affordability. SUVs generally carry higher insurance costs than sedans. Read more.
Your Grand Cherokee's specific model year impacts insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Grand Cherokee model years, depending on the age of the drivers.
How Much Is Jeep Grand Cherokee Insurance?
| Jeep Grand Cherokee | $94 | $182 |
Looking for another Jeep model? Read more about the cost of Jeep car insurance models.
Your Jeep Grand Cherokee's insurance costs range from $57 monthly for older models to $232 for the newest ones. Like other vehicles, newer Grand Cherokees cost more to insure because they're worth more money.
Insurance costs for a Jeep Grand Cherokee depend on model year and company. Full coverage goes from $148 monthly with GEICO to $345 with AIG, while minimum coverage ranges from $69 with GEICO to $163 with UAIC.
Jeep Grand Cherokee owners should shop between insurers since minimum coverage varies by over $94 and full coverage by over $197. Each company calculates risk differently for the Jeep Grand Cherokee, affecting your final quote.
| AAA | $104 | $215 |
| AIG | $137 | $345 |
| Allstate | $121 | $233 |
| Amica | $111 | $227 |
| Chubb | $138 | $271 |
| Farmers | $132 | $232 |
| Geico | $69 | $148 |
| Kemper | $101 | $201 |
| Nationwide | $102 | $176 |
| Progressive | $93 | $174 |
| State Farm | $88 | $183 |
| The Hartford | $111 | $190 |
| Travelers | $83 | $152 |
| UAIC | $163 | $204 |
Is Jeep Grand Cherokee Expensive to Insure?
MoneyGeek's analysis of 256 SUVs shows the Jeep Grand Cherokee ranking 110th for insurance affordability, meaning 109 models cost less to insure. It's positioned between the slightly cheaper Subaru Ascent and the marginally pricier Toyota bZ4X, with costs differing by just a few dollars monthly.Â
While the Grand Cherokee sits in the middle among SUVs, it ranks 423rd out of 827 total vehicles, placing it right around average for all car types. SUVs generally carry higher insurance costs, with the affordable Isuzu Amigo leading the category and the premium Audi SQ8 e-tron commanding top rates.
| Buick Envista | $138 | 107 |
| BMW X5 | $138 | 108 |
| Subaru Ascent | $138 | 109 |
| Jeep Grand Cherokee | $138 | 110 |
| Mercedes R-Class | $139 | 111 |
| Buick Encore | $139 | 111 |
| Toyota bZ4X | $139 | 111 |
| Infiniti QX30 | $139 | 112 |
| Mazda CX-70 | $139 | 113 |
Several factors affect what you'll pay for Jeep Grand Cherokee insurance:
- Average Repair or Replacement Costs: The Grand Cherokee's $978 annual repair costs make it the second most affordable Jeep model to maintain. This relatively low maintenance expense helps keep insurance premiums more reasonable compared to costlier vehicles.
- Vehicle Trim, Features and Accessories: Horsepower varies from 293 to 707 across trim levels, with high-performance variants commanding higher premiums. The extreme power output in top-tier trims directly translates to increased insurance costs.
- Driver Profile: Most Grand Cherokee owners fall into the 45 to 55-year age range, enjoying lower rates due to higher income levels. However, the vehicle's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Jeep Grand Cherokees for young drivers.
Jeep Grand Cherokee Costs by Model Year and Driver Age by Insurance Company
Model year affects your Jeep Grand Cherokee insurance costs, along with driver age affecting premiums. Full coverage for a 35- to 55-year-old driver costs $246 monthly for a 2025 Grand Cherokee compared to $245 for a 2016 model, showing surprisingly little difference between new and old. Young drivers in their teens and early twenties will face much higher rates across all model years.
Savings opportunities exist when you shop between different insurers for your Grand Cherokee coverage.
• 2025 Jeep Grand Cherokee Insurance Rates
• 2024 Jeep Grand Cherokee Insurance Rates
• 2023 Jeep Grand Cherokee Insurance Rates
• 2022 Jeep Grand Cherokee Insurance Rates
• 2021 Jeep Grand Cherokee Insurance Rates
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Jeep Grand Cherokee
| Geico | $84 | $183 |
| National General | $87 | $179 |
| Travelers | $100 | $184 |
| State Farm | $104 | $217 |
| Progressive | $104 | $194 |
| Nationwide | $111 | $192 |
| Kemper | $115 | $230 |
| AAA | $128 | $265 |
| Amica | $132 | $269 |
| The Hartford | $137 | $233 |
| Allstate | $147 | $284 |
| Chubb | $157 | $310 |
| AIG | $158 | $397 |
| Farmers | $179 | $317 |
| UAIC | $185 | $234 |
2025 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $814 | $716 | $634 | $547 | $483 | $411 | $373 | $333 | $305 | $268 |
| Nationwide | $874 | $800 | $737 | $625 | $528 | $342 | $317 | $296 | $280 | $250 |
| Geico | $1,044 | $761 | $640 | $465 | $399 | $323 | $297 | $245 | $232 | $211 |
| Travelers | $1,106 | $796 | $628 | $484 | $427 | $315 | $288 | $265 | $245 | $212 |
| Allstate | $1,351 | $1,057 | $853 | $632 | $565 | $441 | $400 | $378 | $356 | $315 |
| Progressive | $1,415 | $1,142 | $947 | $527 | $459 | $371 | $330 | $295 | $271 | $233 |
| Farmers | $1,992 | $1,476 | $1,313 | $812 | $766 | $583 | $520 | $497 | $472 | $396 |
Cost of Car Insurance for 2024 Jeep Grand Cherokee
| Geico | $85 | $185 |
| National General | $88 | $180 |
| Travelers | $101 | $186 |
| State Farm | $104 | $218 |
| Progressive | $105 | $196 |
| Nationwide | $112 | $194 |
| Kemper | $115 | $231 |
| AAA | $129 | $267 |
| Amica | $132 | $271 |
| The Hartford | $138 | $235 |
| Allstate | $148 | $286 |
| Chubb | $158 | $312 |
| AIG | $159 | $400 |
| Farmers | $180 | $319 |
| UAIC | $186 | $236 |
2024 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $820 | $721 | $638 | $551 | $486 | $413 | $376 | $336 | $307 | $270 |
| Nationwide | $880 | $806 | $742 | $629 | $532 | $345 | $320 | $298 | $282 | $252 |
| Geico | $1,051 | $766 | $644 | $468 | $402 | $325 | $299 | $247 | $234 | $212 |
| Travelers | $1,114 | $801 | $632 | $488 | $430 | $317 | $290 | $267 | $247 | $214 |
| Allstate | $1,360 | $1,064 | $859 | $636 | $569 | $444 | $403 | $380 | $359 | $317 |
| Progressive | $1,424 | $1,150 | $954 | $530 | $463 | $373 | $333 | $297 | $273 | $235 |
| Farmers | $2,005 | $1,486 | $1,322 | $817 | $771 | $587 | $524 | $500 | $476 | $399 |
Cost of Car Insurance for 2023 Jeep Grand Cherokee
| Geico | $62 | $136 |
| National General | $64 | $132 |
| Travelers | $74 | $136 |
| State Farm | $77 | $160 |
| Progressive | $77 | $144 |
| Nationwide | $82 | $142 |
| Kemper | $85 | $170 |
| AAA | $95 | $196 |
| Amica | $97 | $199 |
| The Hartford | $101 | $173 |
| Allstate | $109 | $210 |
| Chubb | $116 | $229 |
| AIG | $117 | $293 |
| Farmers | $132 | $235 |
| UAIC | $137 | $173 |
2023 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $602 | $530 | $469 | $405 | $357 | $304 | $276 | $246 | $225 | $199 |
| Nationwide | $647 | $592 | $545 | $462 | $390 | $253 | $235 | $219 | $207 | $185 |
| Geico | $772 | $563 | $473 | $344 | $295 | $239 | $220 | $182 | $172 | $156 |
| Travelers | $818 | $588 | $465 | $358 | $316 | $233 | $213 | $196 | $181 | $157 |
| Allstate | $999 | $782 | $631 | $467 | $418 | $326 | $296 | $279 | $263 | $233 |
| Progressive | $1,046 | $845 | $700 | $389 | $340 | $274 | $244 | $218 | $201 | $172 |
| Farmers | $1,473 | $1,092 | $971 | $600 | $566 | $431 | $385 | $367 | $349 | $293 |
Cost of Car Insurance for 2022 Jeep Grand Cherokee
| National General | $83 | $170 |
| Geico | $84 | $182 |
| Travelers | $96 | $176 |
| Progressive | $107 | $200 |
| State Farm | $108 | $225 |
| Nationwide | $115 | $199 |
| AAA | $124 | $257 |
| Kemper | $128 | $254 |
| Amica | $128 | $263 |
| The Hartford | $133 | $227 |
| Allstate | $143 | $277 |
| Farmers | $155 | $274 |
| AIG | $164 | $419 |
| Chubb | $172 | $339 |
| UAIC | $187 | $237 |
2022 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $849 | $747 | $660 | $571 | $504 | $428 | $389 | $347 | $317 | $279 |
| Nationwide | $904 | $827 | $762 | $646 | $546 | $354 | $328 | $306 | $289 | $259 |
| Geico | $1,035 | $755 | $634 | $460 | $396 | $320 | $295 | $244 | $230 | $209 |
| Travelers | $1,059 | $759 | $598 | $460 | $405 | $301 | $274 | $253 | $233 | $203 |
| Allstate | $1,321 | $1,035 | $834 | $616 | $552 | $430 | $391 | $369 | $348 | $308 |
| Progressive | $1,460 | $1,178 | $977 | $543 | $474 | $383 | $341 | $304 | $279 | $240 |
| Farmers | $1,692 | $1,253 | $1,116 | $697 | $658 | $501 | $446 | $427 | $406 | $342 |
Cost of Car Insurance for 2021 Jeep Grand Cherokee
| National General | $89 | $182 |
| Geico | $90 | $195 |
| Travelers | $103 | $189 |
| Progressive | $114 | $214 |
| State Farm | $116 | $241 |
| Nationwide | $123 | $213 |
| AAA | $133 | $275 |
| Kemper | $137 | $272 |
| Amica | $137 | $281 |
| The Hartford | $142 | $243 |
| Allstate | $153 | $296 |
| Farmers | $166 | $293 |
| AIG | $175 | $448 |
| Chubb | $184 | $362 |
| UAIC | $200 | $253 |
2021 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $908 | $799 | $707 | $611 | $539 | $458 | $416 | $371 | $339 | $299 |
| Nationwide | $967 | $885 | $815 | $691 | $584 | $379 | $351 | $327 | $309 | $277 |
| Geico | $1,108 | $808 | $678 | $492 | $424 | $342 | $315 | $261 | $247 | $224 |
| Travelers | $1,133 | $811 | $639 | $492 | $433 | $321 | $293 | $271 | $249 | $217 |
| Allstate | $1,413 | $1,107 | $892 | $659 | $590 | $461 | $418 | $395 | $372 | $329 |
| Progressive | $1,562 | $1,261 | $1,045 | $581 | $507 | $409 | $364 | $325 | $299 | $256 |
| Farmers | $1,810 | $1,341 | $1,194 | $746 | $704 | $535 | $477 | $457 | $434 | $365 |
Cost of Car Insurance for 2020 Jeep Grand Cherokee
| National General | $75 | $153 |
| Geico | $76 | $165 |
| Travelers | $87 | $159 |
| Progressive | $96 | $180 |
| State Farm | $97 | $203 |
| Nationwide | $104 | $179 |
| AAA | $112 | $232 |
| Kemper | $115 | $229 |
| Amica | $116 | $237 |
| The Hartford | $120 | $204 |
| Allstate | $129 | $250 |
| Farmers | $140 | $247 |
| AIG | $148 | $378 |
| Chubb | $155 | $305 |
| UAIC | $168 | $213 |
2020 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $765 | $673 | $595 | $514 | $454 | $386 | $351 | $313 | $286 | $252 |
| Nationwide | $815 | $746 | $687 | $583 | $492 | $319 | $296 | $276 | $261 | $233 |
| Geico | $933 | $681 | $572 | $415 | $357 | $288 | $266 | $220 | $208 | $189 |
| Travelers | $954 | $684 | $539 | $415 | $365 | $271 | $247 | $228 | $210 | $183 |
| Allstate | $1,191 | $933 | $752 | $556 | $497 | $388 | $352 | $333 | $314 | $277 |
| Progressive | $1,317 | $1,062 | $880 | $490 | $427 | $345 | $307 | $274 | $252 | $216 |
| Farmers | $1,526 | $1,130 | $1,006 | $629 | $593 | $451 | $402 | $385 | $366 | $308 |
Cost of Car Insurance for 2019 Jeep Grand Cherokee
| National General | $66 | $135 |
| Geico | $67 | $145 |
| Travelers | $77 | $140 |
| Progressive | $85 | $159 |
| State Farm | $86 | $179 |
| Nationwide | $92 | $158 |
| AAA | $99 | $204 |
| Kemper | $102 | $202 |
| Amica | $102 | $209 |
| The Hartford | $106 | $180 |
| Allstate | $114 | $221 |
| Farmers | $124 | $218 |
| AIG | $130 | $333 |
| Chubb | $137 | $270 |
| UAIC | $149 | $188 |
2019 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $675 | $594 | $526 | $454 | $401 | $341 | $310 | $276 | $253 | $222 |
| Nationwide | $720 | $658 | $606 | $514 | $435 | $282 | $261 | $244 | $230 | $206 |
| Geico | $824 | $601 | $505 | $366 | $315 | $255 | $235 | $194 | $183 | $167 |
| Travelers | $843 | $604 | $476 | $366 | $323 | $239 | $218 | $201 | $186 | $162 |
| Allstate | $1,051 | $823 | $664 | $491 | $439 | $343 | $311 | $294 | $277 | $245 |
| Progressive | $1,162 | $938 | $777 | $433 | $377 | $304 | $271 | $242 | $222 | $191 |
| Farmers | $1,347 | $998 | $889 | $555 | $524 | $398 | $355 | $340 | $323 | $272 |
Cost of Car Insurance for 2018 Jeep Grand Cherokee
| Geico | $58 | $126 |
| National General | $69 | $142 |
| Travelers | $74 | $136 |
| State Farm | $79 | $164 |
| Progressive | $82 | $153 |
| Kemper | $88 | $177 |
| Nationwide | $91 | $158 |
| AAA | $97 | $201 |
| The Hartford | $104 | $178 |
| Allstate | $106 | $206 |
| Amica | $107 | $218 |
| Farmers | $121 | $214 |
| AIG | $132 | $336 |
| Chubb | $135 | $268 |
| UAIC | $138 | $173 |
2018 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $618 | $544 | $481 | $415 | $367 | $312 | $283 | $253 | $231 | $204 |
| Geico | $716 | $522 | $438 | $318 | $274 | $221 | $204 | $168 | $159 | $145 |
| Nationwide | $718 | $657 | $605 | $513 | $434 | $281 | $261 | $243 | $230 | $206 |
| Travelers | $821 | $589 | $465 | $358 | $316 | $232 | $212 | $195 | $181 | $156 |
| Allstate | $982 | $769 | $620 | $457 | $409 | $320 | $290 | $274 | $258 | $228 |
| Progressive | $1,118 | $902 | $748 | $417 | $364 | $293 | $261 | $233 | $215 | $184 |
| Farmers | $1,323 | $981 | $874 | $546 | $516 | $392 | $349 | $334 | $318 | $267 |
Cost of Car Insurance for 2017 Jeep Grand Cherokee
| Geico | $61 | $131 |
| National General | $67 | $137 |
| Travelers | $75 | $138 |
| State Farm | $83 | $171 |
| Progressive | $86 | $161 |
| Kemper | $93 | $186 |
| AAA | $98 | $203 |
| Nationwide | $98 | $170 |
| Amica | $105 | $214 |
| Allstate | $107 | $207 |
| The Hartford | $111 | $189 |
| Farmers | $121 | $213 |
| AIG | $135 | $343 |
| Chubb | $137 | $269 |
| UAIC | $145 | $182 |
2017 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $644 | $567 | $502 | $433 | $382 | $325 | $295 | $264 | $241 | $212 |
| Geico | $744 | $542 | $455 | $330 | $284 | $230 | $211 | $175 | $166 | $150 |
| Nationwide | $773 | $707 | $651 | $553 | $467 | $302 | $280 | $262 | $247 | $221 |
| Travelers | $836 | $599 | $472 | $364 | $320 | $236 | $215 | $199 | $183 | $159 |
| Allstate | $990 | $776 | $624 | $459 | $412 | $321 | $292 | $275 | $259 | $230 |
| Progressive | $1,172 | $945 | $783 | $436 | $381 | $307 | $274 | $244 | $225 | $193 |
| Farmers | $1,318 | $977 | $871 | $544 | $514 | $391 | $348 | $333 | $317 | $266 |
Cost of Car Insurance for 2016 Jeep Grand Cherokee
| National General | $77 | $157 |
| Geico | $82 | $177 |
| Travelers | $96 | $176 |
| State Farm | $108 | $226 |
| Progressive | $114 | $213 |
| AAA | $122 | $252 |
| Amica | $124 | $253 |
| Nationwide | $128 | $221 |
| Kemper | $128 | $259 |
| The Hartford | $132 | $226 |
| Allstate | $135 | $259 |
| Farmers | $152 | $266 |
| Chubb | $166 | $323 |
| AIG | $169 | $427 |
| UAIC | $189 | $234 |
2016 Jeep Grand Cherokee Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $849 | $747 | $661 | $571 | $504 | $428 | $389 | $347 | $317 | $279 |
| Geico | $998 | $726 | $610 | $443 | $382 | $308 | $284 | $235 | $222 | $202 |
| Nationwide | $1,004 | $920 | $847 | $719 | $607 | $393 | $364 | $340 | $321 | $287 |
| Travelers | $1,063 | $762 | $600 | $462 | $407 | $300 | $274 | $252 | $233 | $202 |
| Allstate | $1,248 | $978 | $784 | $575 | $516 | $403 | $365 | $345 | $325 | $287 |
| Progressive | $1,555 | $1,253 | $1,038 | $578 | $504 | $407 | $363 | $323 | $297 | $255 |
| Farmers | $1,643 | $1,219 | $1,087 | $680 | $642 | $488 | $435 | $416 | $395 | $333 |
Jeep Grand Cherokee Insurance Cost by Trim
Insurance costs for your Jeep Grand Cherokee vary by trim, from $392 monthly for full coverage on high-performance Trackhawk Sport Utility 4d variants down to $68 for minimum coverage on basic Laredo A Sport Utility 4d models. Performance features and market value determine where each trim falls in this range.
| Laredo A Sport Utility 4d | $68 | $133 |
| Sport Utility 4d | $72 | $137 |
| Limited Sterling Edition Sport Utility 4d | $75 | $146 |
| Upland Sport Utility 4d | $77 | $150 |
| Overland Summit Sport Utility 4d | $77 | $149 |
| Laredo Sport Utility 4d | $78 | $150 |
| North Sport Utility 4d | $78 | $152 |
| Trailhawk Sport Utility 4d | $80 | $154 |
| Altitude Sport Utility 4d | $81 | $157 |
| Srt8 Alpine Sport Utility 4d | $81 | $159 |
| Altitude X Sport Utility 4d | $82 | $159 |
| Trailhawk Sport Utility 4d | $82 | $160 |
| Srt8 Vapor Sport Utility 4d | $82 | $160 |
| Limited Sport Utility 4d | $83 | $160 |
| Overland Sport Utility 4d | $83 | $160 |
| Srt Red Vapor Sport Utility 4d | $85 | $165 |
| Freedom Sport Utility 4d | $86 | $167 |
| Laredo X Sport Utility 4d | $87 | $168 |
| Srt Night Package Sport Utility 4d | $87 | $169 |
| Limited X Sport Utility 4d | $88 | $171 |
| Laredo A | $89 | $174 |
| Laredo E Sport Utility 4d | $90 | $174 |
| All New Laredo Sport Utility 4d | $91 | $177 |
| Laredo | $92 | $179 |
| Laredo X | $94 | $182 |
| Limited 75th Anniversary Edition Sport Utility 4d | $94 | $183 |
| 80th Edition Sport Utility 4d | $98 | $190 |
| Srt8 Sport Utility 4d | $98 | $190 |
| Summit Sport Utility 4d | $98 | $191 |
| High Altitude Sport Utility 4d | $101 | $195 |
| Altitude | $102 | $199 |
| Altitude X | $103 | $201 |
| Limited | $107 | $208 |
| All New Limited Sport Utility 4d | $107 | $209 |
| All New Altitude Sport Utility 4d | $108 | $211 |
| Summit Reserve Sport Utility 4d | $111 | $216 |
| 75th Anniversary Edition Sport Utility 4d | $112 | $217 |
| Srt Sport Utility 4d | $116 | $225 |
| All New Trailhawk Sport Utility 4d | $118 | $229 |
| All New Overland Sport Utility 4d | $127 | $247 |
| All New Summit Sport Utility 4d | $134 | $260 |
| Overland | $142 | $277 |
| Summit | $145 | $283 |
| All New Summit Reserve Sport Utility 4d | $147 | $286 |
| Summit Reserve | $156 | $303 |
| Trackhawk Sport Utility 4d | $201 | $392 |
Jeep Grand Cherokee Insurance Cost by State
Car insurance for a Jeep Grand Cherokee ranges from $33 monthly in Wyoming to $185 in Louisiana for minimum coverage, depending on where you're located.
| Alabama | $77 | $146 |
| Alaska | $66 | $140 |
| Arizona | $110 | $205 |
| Arkansas | $78 | $175 |
| California | $90 | $181 |
| Colorado | $90 | $215 |
| Connecticut | $131 | $225 |
| Delaware | $132 | $222 |
| Florida | $121 | $281 |
| Georgia | $140 | $232 |
| Hawaii | $49 | $109 |
| Idaho | $51 | $104 |
| Illinois | $85 | $160 |
| Indiana | $61 | $120 |
| Iowa | $52 | $126 |
| Kansas | $68 | $159 |
| Kentucky | $117 | $198 |
| Louisiana | $185 | $399 |
| Maine | $49 | $101 |
| Maryland | $148 | $250 |
| Massachusetts | $94 | $200 |
| Michigan | $142 | $272 |
| Minnesota | $75 | $156 |
| Mississippi | $81 | $161 |
| Missouri | $107 | $214 |
| Montana | $65 | $155 |
| Nebraska | $68 | $155 |
| Nevada | $165 | $298 |
| New Hampshire | $65 | $115 |
| New Jersey | $152 | $251 |
| New Mexico | $76 | $170 |
| New York | $114 | $205 |
| North Carolina | $76 | $148 |
| North Dakota | $54 | $118 |
| Ohio | $71 | $139 |
| Oklahoma | $86 | $191 |
| Oregon | $113 | $198 |
| Pennsylvania | $80 | $190 |
| Rhode Island | $116 | $207 |
| South Carolina | $96 | $179 |
| South Dakota | $49 | $149 |
| Tennessee | $74 | $149 |
| Texas | $121 | $246 |
| Utah | $103 | $174 |
| Vermont | $42 | $99 |
| Virginia | $89 | $144 |
| Washington | $86 | $159 |
| West Virginia | $81 | $165 |
| Wisconsin | $61 | $133 |
| Wyoming | $33 | $101 |
How to Lower the Cost of Jeep Grand Cherokee Insurance
Here are proven strategies that help you lower Jeep Grand Cherokee insurance costs:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Jeep Grand Cherokee. If you own your Jeep outright, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for SUVs. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Grand Cherokee.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need claims handled quickly.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Jeep Grand Cherokee owners often get safety features discounts for advanced driver assistance systems, good driver discounts for clean records, bundling savings when combining auto and home policies, and anti-theft device discounts for factory security systems.
- 5Consider alternative car insurance types
Grand Cherokee owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior, speed and braking patterns.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Jeep Grand Cherokee insurance. Set a calendar reminder to shop around each renewal period.
Jeep Grand Cherokee Insurance Cost: Bottom Line
Jeep Grand Cherokee insurance runs average in cost, though you can still secure decent rates. Compare quotes from multiple insurers and maximize discounts to find your best coverage deal.
Jeep Grand Cherokee Insurance Rates: FAQ
What is the average cost of car insurance for a Jeep Grand Cherokee?
Jeep Grand Cherokee insurance costs average $1,128 annually for state minimum coverage and $2,187 for full coverage. Monthly premiums run about $94 for minimum and $182 for comprehensive protection.
What company has the cheapest car insurance for a Jeep Grand Cherokee?
GEICO provides the most affordable auto insurance for a Jeep Grand Cherokee, offering minimum coverage at $823 annually. For comprehensive protection, GEICO also delivers the best value with full coverage policies priced at $1,782 per year.
Are Jeep Grand Cherokees expensive to insure?
No, Jeep Grand Cherokee insurance is not more expensive than most vehicles. Among SUVs specifically, this model places 110th out of 256 for affordability. Out of 827 vehicles we track, the Grand Cherokee ranks 423rd for insurance costs.
What factors affect insurance costs for Jeep Grand Cherokees?
Various elements affect your Jeep Grand Cherokee insurance premiums. Luxury parts make repairs expensive, while popular models face higher theft rates that concern insurers. Advanced safety features help reduce accident claims. Your driving record, credit score, and coverage selections impact your final premium costs.
How can I lower Jeep Grand Cherokee insurance costs?
Compare quotes from multiple insurers since Jeep Grand Cherokee costs differ between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home insurance and maintain a clean driving record to secure better rates.
How We Determined Jeep Grand Cherokee Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Jeep Grand Cherokee insurance costs.
Who We Based These Rates On
These Jeep Grand Cherokee prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.