Jeep insurance costs differ greatly depending on the actual model. For instance, a car insurance policy for a Jeep Patriot costs an average of $1,085 per year. Meanwhile, the average cost of insurance for a Jeep Gladiator is $1,355 per year. MoneyGeek broke down the costs of insuring all major Jeep models to help you find the average rate and cheapest companies for your vehicle.
How Much Is Jeep Insurance? Compare Quotes by Model
Updated: May 20, 2024
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How Much Jeep Insurance Costs on Average - Summary by Model
MoneyGeek evaluated average auto insurance prices and found that Jeep insurance costs vary greatly by model. Below is a list of average insurance costs for different Jeep models:
- Jeep Patriot: $1,085 per year
- Jeep Wrangler: $1,146 per year
- Jeep Cherokee: $1,225 per year
- Jeep Grand Cherokee: $1,238 per year
- Jeep Gladiator: $1,355 per year
Auto insurance for some Jeep models can be more expensive for various reasons, including a high manufacturer’s suggested retail price (MSRP) and high repair costs. Additionally, models with high horsepower are considered risky and subject to higher insurance quotes. The likelihood of theft may also increase insurance rates.
Jeep Annual Insurance Costs by Model
Model | Average Annual Premium |
|---|---|
$1,355 | |
$1,238 | |
$1,225 | |
$1,146 | |
$1,085 |
Are Jeeps Expensive To Insure?
On average, Jeep insurance is inexpensive. However, the actual cost of insurance is determined by the model more than the brand. MoneyGeek analyzed five Jeep models and found that the Jeep Patriot, Jeep Wrangler, Jeep Cherokee and Jeep Grand Cherokee are relatively inexpensive to insure. On the other hand, the Jeep Gladiator has moderate insurance costs.
WHY JEEP COSTS DIFFER BY MODEL
The Jeep Patriot is the cheapest model to insure, costing an average of $1,085 per year. The affordable price is due to its low value and low horsepower. Low-value cars tend to be cheaper to repair or replace, while vehicles with low horsepower are less likely to get into major accidents. These factors mean insurers charge less to insure the vehicle.
The most expensive model to insure is the Jeep Gladiator, which costs an average of $1,355 per year. Compared to other brands, the cost of insurance for this model is moderate. When vehicles are more expensive to purchase and have high repair costs or theft rates, they also tend to have higher insurance costs.
How Much Is Insurance for a Jeep Patriot?
The average cost of insurance for a Jeep Patriot across all model years is $1,085 per year. It is the cheapest to insure among the five Jeep models MoneyGeek analyzed. Generally, car insurance for a Jeep Patriot is inexpensive compared to other car makes and models.
GEICO offers the cheapest auto insurance for the Jeep Patriot at $895 per year on average. Allied is the most expensive option at an average cost of $1,371 annually.
Jeep Patriot Annual Insurance Costs
Company | Average Annual Premium |
|---|---|
$895 | |
$933 | |
$1,012 | |
$1,113 | |
$1,237 | |
$1,302 | |
Allied | $1,371 |
EVERYTHING YOU NEED TO KNOW ABOUT JEEP PATRIOT INSURANCE COSTS
Insurance costs for a Jeep Patriot can change depending on the model year, driver characteristics and the coverage level you select.
- Auto insurance prices depend on the model year of your Jeep Patriot and range from an average of between $958 per year to $1,191 per year.
- Your age matters too. Typically, auto insurance for an 18-year-old driver with a Jeep Patriot costs an average of $3,542 per year, far more than a 40-year old driver.
- If you are looking for quality service without considering cost, MoneyGeek evaluated and ranked the best car insurance for a Jeep Patriot based on claims ratings, customer satisfaction scores and insurer financial stability.
How Much is Insurance for a Jeep Wrangler?
On average, the cost of insurance for a Jeep Wrangler is $1,146 per year. Based on MoneyGeek’s analysis, it is the second most affordable model to insure among major Jeep models. Jeep Wrangler insurance costs are also considered generally inexpensive.
GEICO, which has an average rate of $927 per year, is the cheapest option for Jeep Wrangler drivers. Allstate has the most expensive insurance rate at an average of $1,394 per year.
Jeep Wrangler Annual Insurance Costs
Company | Average Annual Premium |
|---|---|
$927 | |
$1,044 | |
$1,046 | |
$1,139 | |
$1,265 | |
Allied | $1,393 |
$1,394 |
EVERYTHING YOU NEED TO KNOW ABOUT JEEP WRANGLER INSURANCE COSTS
Auto insurance prices for a Jeep Wrangler can change depending on the model year, driver characteristics and coverage type.
- Depending on the model year of your Jeep Wrangler, insurance rates can range from an average of $994 and $1,235 per year.
- Your age can make a significant difference in the cost of your car insurance. The average cost of auto insurance for an 18-year-old with a Jeep Wrangler is $3,741 per year, which is $2,595 more expensive than the average annual rate for a 40-year-old with the same car.
- While important, price isn’t everything. MoneyGeek analyzed insurance providers by claims ratings, user satisfaction and financial stability in addition to affordability to help you find the overall best car insurance for a Jeep Wrangler.
How Much Is Insurance for a Jeep Cherokee?
A Jeep Cherokee is typically inexpensive to insure. It is the third cheapest model among the Jeep models analyzed by MoneyGeek. The average annual rate for a Jeep Cherokee car insurance is $1,225.
The cheapest company for Jeep Cherokee insurance is GEICO, which has an average rate of $1,043 per year. Allied is the most expensive option, with an average annual rate of $1,460.
Jeep Cherokee Annual Insurance Costs
Company | Average Annual Premium |
|---|---|
$1,043 | |
$1,075 | |
$1,115 | |
$1,279 | |
$1,344 | |
$1,433 | |
Allied | $1,460 |
EVERYTHING YOU NEED TO KNOW ABOUT JEEP CHEROKEE INSURANCE COSTS
Various factors affect policy rates. The cost of a Jeep Cherokee insurance can change depending on the model year, driver characteristics and type of coverage.
- Based on the model year of your Jeep Cherokee, average insurance rates range from an average of $1,147 to $1,282 per year.
- Age also plays an important role in determining insurance rates. For instance, an 18-year-old driver with a Jeep Cherokee will pay an average of $3,999 per year. In comparison, a 40-year-old driver pays approximately $1,225.
- MoneyGeek ranked insurance companies based on claims ratings, user satisfaction and financial stability to find the best car insurance for a Jeep Cherokee for drivers who are not only concerned about cost.
How Much Is Insurance for a Jeep Grand Cherokee?
Based on average rates, the Jeep Grand Cherokee is the second most expensive model to insure among the major Jeep models MoneyGeek reviewed. The average cost to insure a Jeep Grand Cherokee is $1,238 per year. Generally, it is inexpensive compared to other cars.
For a Jeep Grand Cherokee, GEICO offers the cheapest average car insurance rate at $1,072 per year. The most expensive insurer is Allied, at an average annual rate of $1,480.
Jeep Grand Cherokee Annual Insurance Costs
Company | Average Annual Premium |
|---|---|
$1,072 | |
$1,123 | |
$1,147 | |
$1,231 | |
$1,293 | |
$1,470 | |
Allied | $1,480 |
EVERYTHING YOU NEED TO KNOW ABOUT JEEP GRAND CHEROKEE INSURANCE COSTS
Similar to other car models, insurance costs for a Jeep Grand Cherokee may vary depending on the model year, type of coverage and driver characteristics.
- Car insurance costs vary depending on the model year of your Jeep Grand Cherokee. Based on the year, your annual premium can range from approximately $1,049 to $1,337.
- Young drivers tend to pay more for car insurance. For example, the average rate for an 18-year-old driver with a Jeep Grand Cherokee is $4,039 per year. A similar policy will cost an average of $1,238 per year for a 40-year-old driver.
- If cost is only one of the factors you consider when looking at insurance companies, MoneyGeek ranked the best car insurance for a Jeep Grand Cherokee by analyzing insurers’ financial stability, customer satisfaction scores and claims ratings.
How Much Is Insurance for a Jeep Gladiator?
Based on MoneyGeek’s analysis, the most expensive Jeep model to insure is the Jeep Gladiator. It has an average annual rate of $1,355. That said, it has moderate insurance costs compared to other cars.
MoneyGeek found that the cheapest widely available car insurance for a Jeep Gladiator is from Progressive, at an average annual rate of $1,217. Meanwhile, the most expensive company is Allied, at an average rate of $1,623 per year.
Jeep Gladiator Annual Insurance Costs
Company | Average Annual Premium |
|---|---|
$1,153 | |
$1,217 | |
$1,274 | |
$1,369 | |
$1,383 | |
Allstate | $1,605 |
$1,623 |
EVERYTHING YOU NEED TO KNOW ABOUT JEEP GLADIATOR INSURANCE COSTS
Auto insurance premiums can change depending on your Jeep Gladiator’s model year, your driver profile and the amount of coverage you choose.
- Insurance premiums can change depending on the model year of your Jeep Gladiator. The average rate of car insurance for a Jeep Grand Cherokee 2020 is $1,355 per year.
- Your age has a considerable impact on the cost of car insurance. On average, auto insurance for an 18-year-old driver with a Jeep Gladiator is $4,423 per year. This is $3,068 more than the average annual rate for a 40-year-old driver.
- MoneyGeek analyzed the best car insurance for a Jeep Gladiator by claims ratings, user satisfaction and financial stability to help drivers find top insurance companies based on factors other than price alone.
FAQs About Jeep Insurance
Since Jeep insurance costs may differ depending on the model and model year, many drivers find the topic confusing. MoneyGeek answers some of the commonly asked questions to help you better understand auto insurance.
What do Jeeps cost to insure on average?
The average cost of auto insurance for a Jeep is $1,189 per year. Generally, a Jeep is inexpensive to insure compared to other brands.
What is the most expensive Jeep model to insure?
Based on average rates, the most expensive Jeep model to insure is the Jeep Gladiator. On average, the cost of insurance for a Jeep Gladiator is $1,355 per year.
What is the cheapest Jeep model to insure?
The Jeep Patriot is the cheapest Jeep model to insure. The average auto insurance rate for a Jeep Patriot is $1,085 per year.
Methodology
MoneyGeek collected information about insurance provider rates for Jeeps using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:
- $100,000 in bodily injury liability insurance per person
- $300,000 in bodily injury liability insurance per accident
- $100,000 in property damage liability insurance per accident
- Comprehensive and collision insurance with a $1,000 deductible
Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.
About Mark Fitzpatrick
Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.