Compare the Cost of Jeep Gladiator Insurance by Model Year and Company

The age of the driver can significantly affect the cost of insuring a Jeep Gladiator. 16-year-olds typically spend more than four times as much as 40-year-olds on annual car insurance for a 2020 model ($6,713 versus $1,483). Insuring a 2022 model for a 16-year-old is about $6,904 a year, compared to $1,525 for a 40-year-old.

MoneyGeek analyzed the best insurance companies for Jeep Gladiators based on their customer service, claims experience and affordability.

To get the cheapest rate on car insurance for your Jeep Gladiator, you should compare costs between different providers. State Farm offers the most affordable average premium for full coverage at $1,197 annually, whereas Farmers is the most expensive at $1,869. State Farm also provides the lowest rate for minimum coverage at $501 per year, and Progressive has the highest at $781.

The Jeep Gladiator is a moderately expensive car to insure due to its value and maintenance cost. The 2022 Jeep Gladiator has an MSRP (manufacturer's suggested retail price) value of $36,910. Insurance companies use various factors to determine the cost of car insurance for any car model. Generally, some models tend to be more expensive to insure because of the vehicle’s value, high repair costs or above-average theft rates.

When shopping for Jeep Gladiator insurance, it’s essential to consider more than just cost. The best car insurers will offer great service, claims experience and affordability. MoneyGeek’s top companies for insuring your Jeep Gladiator are:

• Travelers: MoneyGeek score 91 out of 100 ($1,215 per year)
• State Farm: MoneyGeek score 90 out of 100 ($1,197 per year)

Travelers earned high marks for affordability and quality service to emerge as the best overall insurer for a Jeep Gladiator.

The age of your car impacts the average cost of your car insurance. If you own a Jeep Gladiator, the annual cost of a full coverage policy for a 2020 model is $1,483 per year, while you'll have to pay $1,525 annually to insure a 2022 model. Generally, insuring a newer model is more expensive than an older one because the value of a car decreases over time.

Auto insurance rates for the Jeep Gladiator vary between providers. State Farm is the most affordable insurer on average for a 2020 Jeep Gladiator, with an annual rate of $1,176. For the 2022 model year, State Farm and Travelers have the same average rate of $1,220 per year.

Teen drivers typically pay more for car insurance than adults in their 30s and 40s. The average cost of insuring a Jeep Gladiator for a 16-year-old is significantly higher than that for a 40-year-old. A 16-year-old Jeep Gladiator driver pays an average of $6,792 per year for car insurance, while a 40-year-old driver pays $1,500 annually.

Car insurance rates for teens decrease yearly as they age but tend to steady in their 20s.

By comparing different providers, teens can get more affordable premiums. State Farm offers annual premiums of $3,912 for an average full coverage policy for 16-year-olds driving a 2022 Jeep Gladiator, while Progressive charges $9,833 per year for the same plan. These high prices are for individual plans, but teen drivers can save money by joining a family policy.

Where you live plays an equally important role in your car insurance premiums, in addition to your age and vehicle model. Average rates vary state by state, with Florida having the highest prices and Idaho having the lowest. Researching the most affordable insurers in your state helps you get the best rate on your Jeep Gladiator.

Jeep Gladiator owners often wonder who offers the best and the most affordable insurance. MoneyGeek answered the most commonly asked questions to help you decide.