Compare the Cost of Honda Pilot Insurance by Model Year and Company

Car insurance costs can vary depending on your age. For example, insuring a 2022 Honda Pilot can cost a 16-year-old driver as much as $6,623 per year, whereas a 40-year-old driver may only need to pay $1,493 yearly. Similarly, insuring a 2009 Honda Pilot can cost a 16-year-old driver around $5,442 per year, while a 40-year-old driver only pays $1,178 per year.

MoneyGeek thoroughly evaluated the leading insurers, considering the balance between coverage and cost. This analysis considered affordability, service quality and claims management.

Honda Pilot insurance costs an average of $1,343 annually, but comparing rates can help you find the cheapest car insurance option. State Farm offers the least expensive full coverage policy at $1,112 per year, while Allstate is the priciest at $1,526 annually.

For minimum coverage, State Farm is also the most affordable option at an annual average of $468, whereas Farmers is the most expensive at $704 per year.

Several factors, including a driver's age, driving record, credit score, location and the specific year and model of the vehicle, influence insurance rates for the Honda Pilot. With an MSRP of $53,165, the Honda Pilot is generally considered to have cheaper insurance costs than other vehicles in the same category. Insurance costs for specific models may also be lower due to factors such as the vehicle's value, repair costs or theft rates being relatively low.

Although cost is critical when searching for the best car insurance for your Honda Pilot, it is not the only important factor. You should also look for a provider with a reputation for excellent service and claims handling. The following are the best Honda Pilot insurers:

• State Farm: MoneyGeek score of 90 out of 100 ($1,112 per year)
• GEICO: MoneyGeek score of 89 out of 100 ($1,157 per year)

State Farm received the top affordability score and was ranked second for customer satisfaction, suggesting that customers are generally pleased with its policies and the quality of customer service they receive.

The average cost of car insurance for the Honda Pilot can vary based on the vehicle's model year. The difference between the 2009 ($1,178) and 2022 ($1,493) models of the Honda Pilot is $315. Newer models are more expensive to insure due to their higher value, more advanced technology, higher theft rates and increased likelihood of expensive repairs.

Honda Pilot insurance costs can differ depending on the model year and the insurance company. For example, the 2022 Honda Pilot has the lowest full coverage rate with Nationwide at $1,201 per year, while State Farm offers the cheapest rate for the 2009 model at $921 per year.

Car insurance costs are much higher for young adults and teenagers than those over 30. For example, Honda Pilot insurance costs 16-year-old drivers around $5,931 per year, while 40-year-old drivers pay an average of $1,306 annually.

The cost of auto insurance for teens generally decreases and levels out as drivers age into their 20s. Due to their limited experience on the road, younger drivers are perceived as being more prone to accidents, which is why they generally face higher auto insurance premiums.

Adding a teen driver to a family plan is generally the best way to get the cheapest rates, as individual policies can be very expensive. State Farm provides the cheapest individual policies for 16-year-old drivers of a Honda Pilot at $4,380 per year. Allstate is the most expensive, charging an annual $9,702. We recommend teens and their families compare rates from several insurers to find affordable car insurance that meets their coverage needs.

Although the car model, year and driver age all influence Honda Pilot insurance costs, location can also have a significant impact. Premiums vary by state, with Idaho having the lowest average rate of $299 per year and Florida having the highest at $1,058 per year. When searching for car insurance for a Honda Pilot, we advise obtaining quotes from the most affordable insurers in your state to find the best rates.

If you're looking for the best Honda Pilot insurance provider, you may have some inquiries about the process. We have answered some frequently asked questions about cost and customer service to assist in your search.