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Updated: Nov 8, 2023
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Ford Explorer car insurance rates vary depending on the driver’s age and the car model year. Younger drivers pay higher rates, with a full coverage policy for a 16-year-old costing an average of $6,052 per year, $4,733 more than a 40-year-old driver pays. Older models are cheaper to insure, with a 2009 model averaging $1,181 per year, $309 less than the average cost for a 2022 model.

MoneyGeek also rated the best providers that offer a balance of cost, quality service and claims experience.

MoneyGeek Logo IconCar Insurance CostsFord Explorer
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Ford Explorer

The average cost of Ford Explorer car insurance is $1,355 per year, but your choice of insurer can impact rates considerably. State Farm offers the cheapest rates for a full coverage policy at $1,059 per year, while Farmers is the most expensive insurer at $1,514 per year.

For a state minimum policy, State Farm is the cheapest car insurance provider at an average of $474 per year, while Farmers is the most expensive at $739 per year.

Company
Average Annual Premium

State Farm

$440

State Farm

$441

State Farm

$453

State Farm

$463

State Farm

$465

State Farm

$473

State Farm

$473

State Farm

$474

State Farm

$479

State Farm

$492

State Farm

$504

State Farm

$513

State Farm

$515

State Farm

$531

GEICO

$550

GEICO

$553

State Farm

$557

GEICO

$557

GEICO

$557

GEICO

$561

GEICO

$562

GEICO

$568

GEICO

$569

State Farm

$570

Travelers

$580

GEICO

$584

Travelers

$585

GEICO

$591

GEICO

$597

Nationwide

$602

Nationwide

$602

Travelers

$608

State Farm

$611

Travelers

$612

Travelers

$617

Nationwide

$620

Travelers

$621

State Farm

$624

GEICO

$628

GEICO

$630

Nationwide

$640

GEICO

$646

Travelers

$648

Travelers

$650

Travelers

$653

Allstate

$654

Travelers

$656

Nationwide

$656

Travelers

$657

Progressive

$660

Travelers

$661

Farmers

$662

Allstate

$664

Progressive

$664

Allstate

$666

State Farm

$667

Travelers

$670

State Farm

$671

Nationwide

$673

Progressive

$675

Farmers

$676

Allstate

$678

Allstate

$683

Travelers

$684

Allstate

$685

Allstate

$686

Nationwide

$688

Progressive

$690

Allstate

$691

GEICO

$695

GEICO

$699

Nationwide

$701

Allstate

$704

Nationwide

$704

Allstate

$705

Progressive

$707

Allstate

$708

Farmers

$713

Nationwide

$715

Progressive

$717

Allstate

$719

Allstate

$727

Allstate

$727

Travelers

$729

Farmers

$730

GEICO

$732

Progressive

$734

Nationwide

$738

Farmers

$739

Farmers

$740

Progressive

$740

Travelers

$744

State Farm

$745

GEICO

$748

GEICO

$748

Nationwide

$750

GEICO

$754

Progressive

$764

Farmers

$774

Nationwide

$778

Nationwide

$783

Travelers

$787

Farmers

$788

Allstate

$788

Progressive

$789

Progressive

$790

Allstate

$799

Progressive

$800

Farmers

$800

Progressive

$800

Progressive

$802

GEICO

$806

Farmers

$810

State Farm

$812

Travelers

$818

Farmers

$820

Nationwide

$821

Farmers

$834

Travelers

$839

Farmers

$841

Allstate

$848

Farmers

$860

GEICO

$867

Progressive

$876

Nationwide

$880

Allstate

$897

Travelers

$898

Progressive

$904

Allstate

$904

Travelers

$910

Nationwide

$915

Nationwide

$919

State Farm

$939

Farmers

$941

Nationwide

$957

State Farm

$965

Farmers

$969

State Farm

$972

Allstate

$978

Nationwide

$980

Progressive

$989

Travelers

$990

Progressive

$990

Progressive

$992

Progressive

$992

Farmers

$996

State Farm

$998

State Farm

$1,006

State Farm

$1,031

Farmers

$1,037

Farmers

$1,049

State Farm

$1,050

State Farm

$1,055

State Farm

$1,059

State Farm

$1,063

Nationwide

$1,077

Travelers

$1,078

Allstate

$1,081

State Farm

$1,085

State Farm

$1,093

Farmers

$1,116

Progressive

$1,116

State Farm

$1,126

Allstate

$1,130

Nationwide

$1,140

Farmers

$1,141

Nationwide

$1,151

State Farm

$1,153

GEICO

$1,155

GEICO

$1,167

GEICO

$1,173

Nationwide

$1,175

State Farm

$1,176

GEICO

$1,178

GEICO

$1,182

Nationwide

$1,186

Nationwide

$1,190

Farmers

$1,194

State Farm

$1,195

State Farm

$1,205

GEICO

$1,210

Travelers

$1,218

GEICO

$1,218

Travelers

$1,224

Allstate

$1,226

GEICO

$1,227

Travelers

$1,228

Progressive

$1,228

Travelers

$1,247

GEICO

$1,249

State Farm

$1,252

Nationwide

$1,254

State Farm

$1,262

Nationwide

$1,264

GEICO

$1,280

GEICO

$1,282

Travelers

$1,290

Nationwide

$1,294

GEICO

$1,296

GEICO

$1,297

State Farm

$1,298

GEICO

$1,311

Allstate

$1,316

Travelers

$1,317

Allstate

$1,320

Nationwide

$1,326

Travelers

$1,330

Travelers

$1,332

Allstate

$1,348

Nationwide

$1,355

Progressive

$1,356

Farmers

$1,357

Allstate

$1,359

Progressive

$1,361

GEICO

$1,363

Farmers

$1,373

Nationwide

$1,374

State Farm

$1,386

Nationwide

$1,386

Progressive

$1,391

Allstate

$1,393

Allstate

$1,394

State Farm

$1,397

Progressive

$1,399

Travelers

$1,402

State Farm

$1,409

Allstate

$1,412

Nationwide

$1,413

GEICO

$1,414

GEICO

$1,420

Allstate

$1,421

Allstate

$1,425

Travelers

$1,427

Nationwide

$1,439

Farmers

$1,440

Travelers

$1,440

Allstate

$1,444

Travelers

$1,451

Travelers

$1,465

Progressive

$1,480

Travelers

$1,482

Nationwide

$1,483

Travelers

$1,485

Progressive

$1,497

Farmers

$1,502

State Farm

$1,504

Allstate

$1,506

GEICO

$1,508

GEICO

$1,508

Farmers

$1,514

Allstate

$1,516

Farmers

$1,518

GEICO

$1,519

Travelers

$1,521

Allstate

$1,530

Nationwide

$1,540

GEICO

$1,540

Progressive

$1,543

Nationwide

$1,543

Allstate

$1,544

Farmers

$1,551

Allstate

$1,552

Progressive

$1,555

Progressive

$1,558

Allstate

$1,567

Travelers

$1,567

Progressive

$1,588

State Farm

$1,601

Farmers

$1,601

Nationwide

$1,611

GEICO

$1,626

Farmers

$1,639

Farmers

$1,650

State Farm

$1,658

Farmers

$1,670

Travelers

$1,671

Farmers

$1,672

Nationwide

$1,682

Travelers

$1,683

Nationwide

$1,689

Farmers

$1,690

Progressive

$1,700

Progressive

$1,703

Allstate

$1,715

Farmers

$1,718

Progressive

$1,718

Progressive

$1,723

Nationwide

$1,727

Progressive

$1,735

Progressive

$1,750

Farmers

$1,758

Allstate

$1,759

Progressive

$1,763

Travelers

$1,785

Farmers

$1,795

State Farm

$1,798

GEICO

$1,805

Farmers

$1,823

GEICO

$1,827

Travelers

$1,830

Nationwide

$1,832

Allstate

$1,859

Travelers

$1,896

Travelers

$1,918

Nationwide

$1,928

Progressive

$1,945

Progressive

$1,948

Progressive

$1,948

GEICO

$1,951

Farmers

$1,956

Progressive

$1,962

Nationwide

$1,982

Farmers

$1,984

Allstate

$1,996

Farmers

$1,999

Travelers

$2,005

Allstate

$2,019

Travelers

$2,046

State Farm

$2,056

Allstate

$2,085

Farmers

$2,087

Farmers

$2,121

Allstate

$2,136

Progressive

$2,141

Nationwide

$2,143

Allstate

$2,167

GEICO

$2,190

Farmers

$2,235

Farmers

$2,257

State Farm

$2,291

Progressive

$2,398

Travelers

$2,472

Nationwide

$2,495

GEICO

$2,519

Travelers

$2,565

Progressive

$2,669

Nationwide

$2,670

State Farm

$2,684

Allstate

$2,700

Travelers

$2,768

Allstate

$2,796

GEICO

$2,821

Farmers

$2,841

GEICO

$2,843

Nationwide

$2,938

Nationwide

$2,978

State Farm

$2,995

Allstate

$3,036

Farmers

$3,062

Progressive

$3,110

Farmers

$3,168

Progressive

$3,371

State Farm

$3,375

Nationwide

$3,376

Farmers

$3,377

Travelers

$3,492

Allstate

$3,583

Progressive

$3,699

Progressive

$3,770

Progressive

$3,771

GEICO

$3,850

Travelers

$4,179

Farmers

$4,184

Nationwide

$4,318

Allstate

$4,378

GEICO

$4,580

Nationwide

$4,648

Nationwide

$5,103

Farmers

$5,373

Travelers

$5,459

Allstate

$5,470

Farmers

$5,758

GEICO

$5,886

Progressive

$6,731

Allstate

$6,779

Progressive

$7,828

Farmers

$7,882

Progressive

$8,030

Is a Ford Explorer Expensive to Insure?

Car insurance companies consider different factors to determine insurance costs. The Ford Explorer is relatively cheap to insure compared to other car models. The car’s good safety record and low theft rates lower the risk to insurers. Ford Explorers also have relatively low repair costs, contributing to their inexpensive insurance rates.

Best Companies for Insuring a Ford Explorer

In addition to being affordable, the best Ford Explorer insurance provider will offer quality customer service and claims management.

Moneygeek found that the best car insurance companies for a Ford Explorer are:

  • State Farm: MoneyGeek score 90 out of 100 ($1,059 per year)
  • GEICO: MoneyGeek score 86 out of 100 ($1,218 per year)

State Farm ranked first for affordability and second for customer satisfaction offering

MoneyGeek Top Pick: State Farm

State Farm

pros

Most affordable insurer

Second-highest customer satisfaction score

cons

Below-average claims rating

Limited coverages

COMPANY HIGHLIGHTS

State Farm is the best Ford Explorer insurance provider, offering a great balance of cost and quality service. State Farm had the highest affordability score among the seven insurers analyzed and ranked second in customer satisfaction.

Although State Farm has limited add-on coverages, it offers essential add-ons like roadside assistance. This coverage covers emergency services like towing or mechanical labor if your Ford Explorer breaks down. Services like gas, battery or oil delivery are also covered, although the policyholder must pay for the cost of the delivered item.

State Farm also provides rental car or travel reimbursement coverage that covers expenses incurred while your car is repaired for a covered incident. These costs include rental car fees and accommodations and meals if you are away from home, up to $500.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Ranked second for affordability

High customer satisfaction score

Broad coverage options, including Mechanical Breakdown Insurance (MBI)

cons

Low claims score

No gap insurance offered

COMPANY HIGHLIGHTS

GEICO has high customer satisfaction ratings, the second most affordable rates, and unique add-on coverages. For example, If your Ford Explorer is less than 15 months old and has less than 15,000 miles, GEICO’s Mechanical Breakdown Insurance (MBI) is a valuable add-on. This coverage protects all your car’s parts and systems at a lower price than the average dealer extended warranty.

GEICO also offers accident forgiveness which protects you from premium hikes after your first at-fault accident within a specified period. Policyholders can also earn this coverage if they remain accident-free for five or more years.

The insurer provides roadside assistance, which covers emergency services like towing, mechanical labor and rental car reimbursement. GEICO’s rental car reimbursement pays for a rental if your vehicle isn’t driveable for more than 24 hours due to a covered incident.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Ford Explorer by Model Year

The average cost of car insurance for a Ford Explorer varies by model year, with a 2009 model averaging $1,181 per year and a 2022 model costing $1,489, or $308 more. Typically, older models are cheaper to insure because they decrease in value over time.

Model Year
Average Annual Premium

2022

$616

2022

$1,489

2021

$606

2021

$1,448

2020

$587

2020

$1,399

2019

$626

2019

$1,406

2018

$637

2018

$1,387

2017

$611

2017

$1,336

2016

$642

2016

$1,339

2015

$645

2015

$1,316

2014

$616

2014

$1,263

2013

$643

2013

$1,265

2012

$642

2012

$1,241

2011

$619

2011

$1,193

2010

$654

2010

$1,200

2009

$660

2009

$1,181

The vehicle model and the insurer affect the average cost of car insurance for a Ford Explorer. State Farm is the cheapest insurer for a 2009 model at $896 per year and the most affordable option for a 2022 model at $1,199 per year.

Company
Average Annual Premium

State Farm

$404

State Farm

$411

State Farm

$411

State Farm

$412

State Farm

$414

State Farm

$418

State Farm

$419

State Farm

$422

State Farm

$426

State Farm

$428

State Farm

$432

State Farm

$437

State Farm

$439

State Farm

$446

Nationwide

$449

GEICO

$471

Travelers

$485

GEICO

$487

GEICO

$487

GEICO

$490

GEICO

$492

GEICO

$496

Travelers

$498

Travelers

$500

Nationwide

$506

GEICO

$512

GEICO

$512

Nationwide

$513

GEICO

$518

Travelers

$519

GEICO

$528

GEICO

$529

GEICO

$530

GEICO

$531

GEICO

$531

Travelers

$550

Travelers

$551

Travelers

$557

Travelers

$557

Nationwide

$561

Nationwide

$563

Travelers

$565

Nationwide

$570

Nationwide

$577

Travelers

$578

Nationwide

$579

Nationwide

$583

Travelers

$584

Farmers

$587

Travelers

$589

Progressive

$592

Nationwide

$593

Nationwide

$594

Travelers

$594

Progressive

$596

Allstate

$599

Progressive

$603

Farmers

$603

Nationwide

$606

Nationwide

$606

Travelers

$610

Allstate

$611

Allstate

$613

Allstate

$615

Progressive

$615

Nationwide

$618

Allstate

$619

Farmers

$622

Farmers

$623

Allstate

$624

Farmers

$627

Allstate

$629

Farmers

$630

Progressive

$631

Allstate

$632

Progressive

$632

Allstate

$633

Progressive

$634

Progressive

$635

Allstate

$637

Farmers

$638

Farmers

$640

Allstate

$642

Allstate

$644

Progressive

$644

Progressive

$644

Progressive

$645

Allstate

$649

Allstate

$653

Progressive

$654

Farmers

$656

Farmers

$661

Progressive

$663

Farmers

$666

Farmers

$667

Progressive

$675

Farmers

$693

Farmers

$703

State Farm

$896

State Farm

$929

State Farm

$949

State Farm

$995

State Farm

$1,018

State Farm

$1,030

State Farm

$1,067

GEICO

$1,079

State Farm

$1,082

State Farm

$1,086

GEICO

$1,102

GEICO

$1,113

State Farm

$1,116

State Farm

$1,135

State Farm

$1,142

GEICO

$1,157

Nationwide

$1,170

State Farm

$1,176

GEICO

$1,179

Travelers

$1,185

GEICO

$1,186

State Farm

$1,199

Travelers

$1,218

Allstate

$1,219

Nationwide

$1,221

Travelers

$1,225

GEICO

$1,228

Travelers

$1,231

Allstate

$1,235

Allstate

$1,235

Allstate

$1,237

GEICO

$1,240

Nationwide

$1,241

GEICO

$1,242

Nationwide

$1,242

Nationwide

$1,265

Travelers

$1,272

GEICO

$1,272

Travelers

$1,276

Allstate

$1,279

Nationwide

$1,285

GEICO

$1,289

GEICO

$1,290

Travelers

$1,297

Travelers

$1,302

Nationwide

$1,302

Nationwide

$1,305

Allstate

$1,305

Nationwide

$1,310

Nationwide

$1,325

GEICO

$1,325

Travelers

$1,326

Progressive

$1,332

Nationwide

$1,342

Progressive

$1,348

Nationwide

$1,355

Progressive

$1,357

GEICO

$1,358

Allstate

$1,366

Nationwide

$1,369

Nationwide

$1,381

Farmers

$1,388

Farmers

$1,391

Travelers

$1,396

Travelers

$1,405

Allstate

$1,411

Farmers

$1,412

Progressive

$1,422

Progressive

$1,423

Travelers

$1,431

Progressive

$1,438

Allstate

$1,441

Farmers

$1,445

Farmers

$1,467

Farmers

$1,477

Progressive

$1,479

Progressive

$1,489

Progressive

$1,500

Allstate

$1,506

Farmers

$1,508

Travelers

$1,523

Farmers

$1,531

Travelers

$1,532

Progressive

$1,539

Farmers

$1,541

Farmers

$1,548

Allstate

$1,557

Farmers

$1,577

Farmers

$1,585

Progressive

$1,590

Allstate

$1,591

Progressive

$1,611

Farmers

$1,645

Allstate

$1,662

Farmers

$1,687

Progressive

$1,711

Progressive

$1,727

Allstate

$1,732

Cost of Insuring a Ford Explorer for 16- to 25-Year-Olds

Teen drivers and those in their 20s usually pay significantly higher car insurance rates than adults aged 30 and older. For example, individual car insurance for a 16-year-old driving a Ford Explorer costs $6,052 per year for full coverage but a similar policy for a 40-year-old costs only $1,319 per year.

Teen car insurance rates typically decrease as the driver ages and stabilize by their 20s.

Driver Age
Average Annual Premium

16

$3,053

16

$6,052

17

$2,463

17

$4,920

18

$4,311

18

$2,136

19

$1,467

19

$2,990

20

$2,705

20

$1,312

21

$2,083

21

$990

22

$1,926

22

$911

23

$842

23

$1,790

24

$796

24

$1,699

25

$720

25

$1,533

Family plans are the most affordable way to get teen car insurance since individual policies for teens tend to be much pricier. State Farm offers the cheapest full coverage individual policy for a 16-year-old Ford Explorer driver at $3,837, while Progressive has the most expensive option at $9,367 per year. MoneyGeek recommends that teens and their families compare quotes from multiple providers to get the cheapest car insurance rates.

Company
Average Annual Premium

State Farm

$544

State Farm

$597

GEICO

$620

State Farm

$651

GEICO

$655

GEICO

$687

Travelers

$715

Allstate

$720

State Farm

$728

Nationwide

$754

GEICO

$761

Travelers

$771

Allstate

$788

State Farm

$794

Progressive

$806

GEICO

$817

Travelers

$817

Allstate

$836

Nationwide

$838

Farmers

$856

Travelers

$867

Allstate

$891

Nationwide

$897

Progressive

$911

State Farm

$916

Travelers

$934

Allstate

$960

Farmers

$971

Nationwide

$987

Farmers

$995

Progressive

$998

State Farm

$1,029

Farmers

$1,047

Nationwide

$1,086

GEICO

$1,089

Travelers

$1,102

Progressive

$1,130

Farmers

$1,142

Allstate

$1,206

GEICO

$1,221

State Farm

$1,222

Travelers

$1,239

Progressive

$1,240

State Farm

$1,376

Allstate

$1,398

State Farm

$1,444

Nationwide

$1,536

Nationwide

$1,553

State Farm

$1,562

Progressive

$1,565

Travelers

$1,568

GEICO

$1,588

State Farm

$1,605

Farmers

$1,637

GEICO

$1,696

GEICO

$1,697

State Farm

$1,724

Nationwide

$1,742

Farmers

$1,758

Nationwide

$1,759

Travelers

$1,766

Progressive

$1,774

GEICO

$1,790

Nationwide

$1,847

State Farm

$1,897

Travelers

$1,899

Allstate

$1,948

Travelers

$1,951

Farmers

$1,957

Nationwide

$1,993

GEICO

$2,005

GEICO

$2,045

Progressive

$2,053

State Farm

$2,056

Travelers

$2,070

Allstate

$2,088

Nationwide

$2,149

GEICO

$2,168

Farmers

$2,187

Allstate

$2,193

Travelers

$2,194

Farmers

$2,230

Nationwide

$2,278

Allstate

$2,316

Progressive

$2,322

Farmers

$2,322

State Farm

$2,349

Travelers

$2,361

Nationwide

$2,437

Farmers

$2,484

Allstate

$2,496

Travelers

$2,515

Progressive

$2,530

State Farm

$2,616

GEICO

$2,641

Nationwide

$2,685

Allstate

$2,711

Allstate

$2,720

Farmers

$2,769

GEICO

$2,785

Progressive

$2,826

Travelers

$2,860

Nationwide

$2,983

Farmers

$2,986

State Farm

$3,060

GEICO

$3,115

Progressive

$3,134

Progressive

$3,145

Travelers

$3,178

Nationwide

$3,375

Allstate

$3,379

State Farm

$3,411

Allstate

$3,449

Farmers

$3,459

Farmers

$3,683

Progressive

$3,726

Allstate

$3,768

Progressive

$3,818

State Farm

$3,837

Progressive

$3,971

Travelers

$3,989

Farmers

$4,023

GEICO

$4,200

Nationwide

$4,308

Progressive

$4,423

Nationwide

$4,657

Travelers

$4,731

GEICO

$5,023

Nationwide

$5,124

Allstate

$5,367

Farmers

$5,857

Travelers

$6,132

Farmers

$6,277

GEICO

$6,440

Allstate

$6,557

Progressive

$7,885

Allstate

$8,029

Farmers

$8,546

Progressive

$9,107

Progressive

$9,367

How Does Location Affect the Cost of Ford Explorer Insurance?

Location can influence Ford Explorer insurance rates even more than the vehicle year or driver’s age. For example, car insurance in Idaho is the cheapest in the U.S., while Florida has the highest rates.

It pays to compare quotes from the cheapest providers in your state if you are looking for affordable car insurance.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Ford Explorer Insurance

MoneyGeek answered frequently asked questions about Ford Explorer car insurance to help you learn more.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.