What company has the cheapest car insurance for a Ford Explorer?

State Farm offers the cheapest Ford Explorer car insurance at an average of $1,059 per year. Compared to the other car models, Ford Explorers are relatively cheap to insure, averaging $1,355 per year. However, factors like location, driver’s age and model year impact insurance rates.

What company offers the best car insurance for a Ford Explorer?

State Farm offers the best Ford Explorer car insurance balancing cost and service quality. The company offers cheaper rates than GEICO or Farmers while providing great customer service.

Compare the Cost of Ford Explorer Insurance by Model Year and Company

Insuring a Ford Explorer is relatively cheap at an average of $1,355 annually. State Farm has the lowest rates for this vehicle, but Ford Explorer insurance costs can vary based on the model year, driver’s age and insurer.

Compare Rates and Save on Car Insurance

By Mark Fitzpatrick, Content Director

Updated: Nov 8, 2023

Edited by

Margarita Barresi

Ford Explorer car insurance rates vary depending on the driver’s age and the car model year. Younger drivers pay higher rates, with a full coverage policy for a 16-year-old costing an average of $6,052 per year, $4,733 more than a 40-year-old driver pays. Older models are cheaper to insure, with a 2009 model averaging $1,181 per year, $309 less than the average cost for a 2022 model.

MoneyGeek also rated the best providers that offer a balance of cost, quality service and claims experience.

Car Insurance CostsFord Explorer

2023

Table of Contents

Cheapest Insurer - State Farm

Best Insurer - State Farm

Runner-Up - GEICO

Costs by Model Year

Costs by Driver Age

Costs by Location

Average Cost and Cheapest Companies for Insuring a Ford Explorer

The average cost of Ford Explorer car insurance is $1,355 per year, but your choice of insurer can impact rates considerably. State Farm offers the cheapest rates for a full coverage policy at $1,059 per year, while Farmers is the most expensive insurer at $1,514 per year.

For a state minimum policy, State Farm is the cheapest car insurance provider at an average of $474 per year, while Farmers is the most expensive at $739 per year.

Age

Coverage

Company	Average Annual Premium
State Farm	$440
State Farm	$441
State Farm	$453
State Farm	$463
State Farm	$465
State Farm	$473
State Farm	$473
State Farm	$474
State Farm	$479
State Farm	$492
State Farm	$504
State Farm	$513
State Farm	$515
State Farm	$531
GEICO	$550
GEICO	$553
State Farm	$557
GEICO	$557
GEICO	$557
GEICO	$561
GEICO	$562
GEICO	$568
GEICO	$569
State Farm	$570
Travelers	$580
GEICO	$584
Travelers	$585
GEICO	$591
GEICO	$597
Nationwide	$602
Nationwide	$602
Travelers	$608
State Farm	$611
Travelers	$612
Travelers	$617
Nationwide	$620
Travelers	$621
State Farm	$624
GEICO	$628
GEICO	$630
Nationwide	$640
GEICO	$646
Travelers	$648
Travelers	$650
Travelers	$653
Allstate	$654
Travelers	$656
Nationwide	$656
Travelers	$657
Progressive	$660
Travelers	$661
Farmers	$662
Allstate	$664
Progressive	$664
Allstate	$666
State Farm	$667
Travelers	$670
State Farm	$671
Nationwide	$673
Progressive	$675
Farmers	$676
Allstate	$678
Allstate	$683
Travelers	$684
Allstate	$685
Allstate	$686
Nationwide	$688
Progressive	$690
Allstate	$691
GEICO	$695
GEICO	$699
Nationwide	$701
Allstate	$704
Nationwide	$704
Allstate	$705
Progressive	$707
Allstate	$708
Farmers	$713
Nationwide	$715
Progressive	$717
Allstate	$719
Allstate	$727
Allstate	$727
Travelers	$729
Farmers	$730
GEICO	$732
Progressive	$734
Nationwide	$738
Farmers	$739
Farmers	$740
Progressive	$740
Travelers	$744
State Farm	$745
GEICO	$748
GEICO	$748
Nationwide	$750
GEICO	$754
Progressive	$764
Farmers	$774
Nationwide	$778
Nationwide	$783
Travelers	$787
Farmers	$788
Allstate	$788
Progressive	$789
Progressive	$790
Allstate	$799
Progressive	$800
Farmers	$800
Progressive	$800
Progressive	$802
GEICO	$806
Farmers	$810
State Farm	$812
Travelers	$818
Farmers	$820
Nationwide	$821
Farmers	$834
Travelers	$839
Farmers	$841
Allstate	$848
Farmers	$860
GEICO	$867
Progressive	$876
Nationwide	$880
Allstate	$897
Travelers	$898
Progressive	$904
Allstate	$904
Travelers	$910
Nationwide	$915
Nationwide	$919
State Farm	$939
Farmers	$941
Nationwide	$957
State Farm	$965
Farmers	$969
State Farm	$972
Allstate	$978
Nationwide	$980
Progressive	$989
Travelers	$990
Progressive	$990
Progressive	$992
Progressive	$992
Farmers	$996
State Farm	$998
State Farm	$1,006
State Farm	$1,031
Farmers	$1,037
Farmers	$1,049
State Farm	$1,050
State Farm	$1,055
State Farm	$1,059
State Farm	$1,063
Nationwide	$1,077
Travelers	$1,078
Allstate	$1,081
State Farm	$1,085
State Farm	$1,093
Farmers	$1,116
Progressive	$1,116
State Farm	$1,126
Allstate	$1,130
Nationwide	$1,140
Farmers	$1,141
Nationwide	$1,151
State Farm	$1,153
GEICO	$1,155
GEICO	$1,167
GEICO	$1,173
Nationwide	$1,175
State Farm	$1,176
GEICO	$1,178
GEICO	$1,182
Nationwide	$1,186
Nationwide	$1,190
Farmers	$1,194
State Farm	$1,195
State Farm	$1,205
GEICO	$1,210
Travelers	$1,218
GEICO	$1,218
Travelers	$1,224
Allstate	$1,226
GEICO	$1,227
Travelers	$1,228
Progressive	$1,228
Travelers	$1,247
GEICO	$1,249
State Farm	$1,252
Nationwide	$1,254
State Farm	$1,262
Nationwide	$1,264
GEICO	$1,280
GEICO	$1,282
Travelers	$1,290
Nationwide	$1,294
GEICO	$1,296
GEICO	$1,297
State Farm	$1,298
GEICO	$1,311
Allstate	$1,316
Travelers	$1,317
Allstate	$1,320
Nationwide	$1,326
Travelers	$1,330
Travelers	$1,332
Allstate	$1,348
Nationwide	$1,355
Progressive	$1,356
Farmers	$1,357
Allstate	$1,359
Progressive	$1,361
GEICO	$1,363
Farmers	$1,373
Nationwide	$1,374
State Farm	$1,386
Nationwide	$1,386
Progressive	$1,391
Allstate	$1,393
Allstate	$1,394
State Farm	$1,397
Progressive	$1,399
Travelers	$1,402
State Farm	$1,409
Allstate	$1,412
Nationwide	$1,413
GEICO	$1,414
GEICO	$1,420
Allstate	$1,421
Allstate	$1,425
Travelers	$1,427
Nationwide	$1,439
Farmers	$1,440
Travelers	$1,440
Allstate	$1,444
Travelers	$1,451
Travelers	$1,465
Progressive	$1,480
Travelers	$1,482
Nationwide	$1,483
Travelers	$1,485
Progressive	$1,497
Farmers	$1,502
State Farm	$1,504
Allstate	$1,506
GEICO	$1,508
GEICO	$1,508
Farmers	$1,514
Allstate	$1,516
Farmers	$1,518
GEICO	$1,519
Travelers	$1,521
Allstate	$1,530
Nationwide	$1,540
GEICO	$1,540
Progressive	$1,543
Nationwide	$1,543
Allstate	$1,544
Farmers	$1,551
Allstate	$1,552
Progressive	$1,555
Progressive	$1,558
Allstate	$1,567
Travelers	$1,567
Progressive	$1,588
State Farm	$1,601
Farmers	$1,601
Nationwide	$1,611
GEICO	$1,626
Farmers	$1,639
Farmers	$1,650
State Farm	$1,658
Farmers	$1,670
Travelers	$1,671
Farmers	$1,672
Nationwide	$1,682
Travelers	$1,683
Nationwide	$1,689
Farmers	$1,690
Progressive	$1,700
Progressive	$1,703
Allstate	$1,715
Farmers	$1,718
Progressive	$1,718
Progressive	$1,723
Nationwide	$1,727
Progressive	$1,735
Progressive	$1,750
Farmers	$1,758
Allstate	$1,759
Progressive	$1,763
Travelers	$1,785
Farmers	$1,795
State Farm	$1,798
GEICO	$1,805
Farmers	$1,823
GEICO	$1,827
Travelers	$1,830
Nationwide	$1,832
Allstate	$1,859
Travelers	$1,896
Travelers	$1,918
Nationwide	$1,928
Progressive	$1,945
Progressive	$1,948
Progressive	$1,948
GEICO	$1,951
Farmers	$1,956
Progressive	$1,962
Nationwide	$1,982
Farmers	$1,984
Allstate	$1,996
Farmers	$1,999
Travelers	$2,005
Allstate	$2,019
Travelers	$2,046
State Farm	$2,056
Allstate	$2,085
Farmers	$2,087
Farmers	$2,121
Allstate	$2,136
Progressive	$2,141
Nationwide	$2,143
Allstate	$2,167
GEICO	$2,190
Farmers	$2,235
Farmers	$2,257
State Farm	$2,291
Progressive	$2,398
Travelers	$2,472
Nationwide	$2,495
GEICO	$2,519
Travelers	$2,565
Progressive	$2,669
Nationwide	$2,670
State Farm	$2,684
Allstate	$2,700
Travelers	$2,768
Allstate	$2,796
GEICO	$2,821
Farmers	$2,841
GEICO	$2,843
Nationwide	$2,938
Nationwide	$2,978
State Farm	$2,995
Allstate	$3,036
Farmers	$3,062
Progressive	$3,110
Farmers	$3,168
Progressive	$3,371
State Farm	$3,375
Nationwide	$3,376
Farmers	$3,377
Travelers	$3,492
Allstate	$3,583
Progressive	$3,699
Progressive	$3,770
Progressive	$3,771
GEICO	$3,850
Travelers	$4,179
Farmers	$4,184
Nationwide	$4,318
Allstate	$4,378
GEICO	$4,580
Nationwide	$4,648
Nationwide	$5,103
Farmers	$5,373
Travelers	$5,459
Allstate	$5,470
Farmers	$5,758
GEICO	$5,886
Progressive	$6,731
Allstate	$6,779
Progressive	$7,828
Farmers	$7,882
Progressive	$8,030

Is a Ford Explorer Expensive to Insure?

Car insurance companies consider different factors to determine insurance costs. The Ford Explorer is relatively cheap to insure compared to other car models. The car’s good safety record and low theft rates lower the risk to insurers. Ford Explorers also have relatively low repair costs, contributing to their inexpensive insurance rates.

Best Companies for Insuring a Ford Explorer

In addition to being affordable, the best Ford Explorer insurance provider will offer quality customer service and claims management.

Moneygeek found that the best car insurance companies for a Ford Explorer are:

State Farm: MoneyGeek score 90 out of 100 ($1,059 per year)
GEICO: MoneyGeek score 86 out of 100 ($1,218 per year)

State Farm ranked first for affordability and second for customer satisfaction offering

MoneyGeek Top Pick: State Farm

pros

Most affordable insurer

Second-highest customer satisfaction score

cons

Below-average claims rating

Limited coverages

COMPANY HIGHLIGHTS

State Farm is the best Ford Explorer insurance provider, offering a great balance of cost and quality service. State Farm had the highest affordability score among the seven insurers analyzed and ranked second in customer satisfaction.

Although State Farm has limited add-on coverages, it offers essential add-ons like roadside assistance. This coverage covers emergency services like towing or mechanical labor if your Ford Explorer breaks down. Services like gas, battery or oil delivery are also covered, although the policyholder must pay for the cost of the delivered item.

State Farm also provides rental car or travel reimbursement coverage that covers expenses incurred while your car is repaired for a covered incident. These costs include rental car fees and accommodations and meals if you are away from home, up to $500.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

pros

Ranked second for affordability

High customer satisfaction score

Broad coverage options, including Mechanical Breakdown Insurance (MBI)

cons

Low claims score

No gap insurance offered

COMPANY HIGHLIGHTS

GEICO has high customer satisfaction ratings, the second most affordable rates, and unique add-on coverages. For example, If your Ford Explorer is less than 15 months old and has less than 15,000 miles, GEICO’s Mechanical Breakdown Insurance (MBI) is a valuable add-on. This coverage protects all your car’s parts and systems at a lower price than the average dealer extended warranty.

GEICO also offers accident forgiveness which protects you from premium hikes after your first at-fault accident within a specified period. Policyholders can also earn this coverage if they remain accident-free for five or more years.

The insurer provides roadside assistance, which covers emergency services like towing, mechanical labor and rental car reimbursement. GEICO’s rental car reimbursement pays for a rental if your vehicle isn’t driveable for more than 24 hours due to a covered incident.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Ford Explorer by Model Year

The average cost of car insurance for a Ford Explorer varies by model year, with a 2009 model averaging $1,181 per year and a 2022 model costing $1,489, or $308 more. Typically, older models are cheaper to insure because they decrease in value over time.

Age

Coverage

Model Year	Average Annual Premium
2022	$616
2022	$1,489
2021	$606
2021	$1,448
2020	$587
2020	$1,399
2019	$626
2019	$1,406
2018	$637
2018	$1,387
2017	$611
2017	$1,336
2016	$642
2016	$1,339
2015	$645
2015	$1,316
2014	$616
2014	$1,263
2013	$643
2013	$1,265
2012	$642
2012	$1,241
2011	$619
2011	$1,193
2010	$654
2010	$1,200
2009	$660
2009	$1,181

The vehicle model and the insurer affect the average cost of car insurance for a Ford Explorer. State Farm is the cheapest insurer for a 2009 model at $896 per year and the most affordable option for a 2022 model at $1,199 per year.

Model Year

Age

Coverage

Company	Average Annual Premium
State Farm	$404
State Farm	$411
State Farm	$411
State Farm	$412
State Farm	$414
State Farm	$418
State Farm	$419
State Farm	$422
State Farm	$426
State Farm	$428
State Farm	$432
State Farm	$437
State Farm	$439
State Farm	$446
Nationwide	$449
GEICO	$471
Travelers	$485
GEICO	$487
GEICO	$487
GEICO	$490
GEICO	$492
GEICO	$496
Travelers	$498
Travelers	$500
Nationwide	$506
GEICO	$512
GEICO	$512
Nationwide	$513
GEICO	$518
Travelers	$519
GEICO	$528
GEICO	$529
GEICO	$530
GEICO	$531
GEICO	$531
Travelers	$550
Travelers	$551
Travelers	$557
Travelers	$557
Nationwide	$561
Nationwide	$563
Travelers	$565
Nationwide	$570
Nationwide	$577
Travelers	$578
Nationwide	$579
Nationwide	$583
Travelers	$584
Farmers	$587
Travelers	$589
Progressive	$592
Nationwide	$593
Nationwide	$594
Travelers	$594
Progressive	$596
Allstate	$599
Progressive	$603
Farmers	$603
Nationwide	$606
Nationwide	$606
Travelers	$610
Allstate	$611
Allstate	$613
Allstate	$615
Progressive	$615
Nationwide	$618
Allstate	$619
Farmers	$622
Farmers	$623
Allstate	$624
Farmers	$627
Allstate	$629
Farmers	$630
Progressive	$631
Allstate	$632
Progressive	$632
Allstate	$633
Progressive	$634
Progressive	$635
Allstate	$637
Farmers	$638
Farmers	$640
Allstate	$642
Allstate	$644
Progressive	$644
Progressive	$644
Progressive	$645
Allstate	$649
Allstate	$653
Progressive	$654
Farmers	$656
Farmers	$661
Progressive	$663
Farmers	$666
Farmers	$667
Progressive	$675
Farmers	$693
Farmers	$703
State Farm	$896
State Farm	$929
State Farm	$949
State Farm	$995
State Farm	$1,018
State Farm	$1,030
State Farm	$1,067
GEICO	$1,079
State Farm	$1,082
State Farm	$1,086
GEICO	$1,102
GEICO	$1,113
State Farm	$1,116
State Farm	$1,135
State Farm	$1,142
GEICO	$1,157
Nationwide	$1,170
State Farm	$1,176
GEICO	$1,179
Travelers	$1,185
GEICO	$1,186
State Farm	$1,199
Travelers	$1,218
Allstate	$1,219
Nationwide	$1,221
Travelers	$1,225
GEICO	$1,228
Travelers	$1,231
Allstate	$1,235
Allstate	$1,235
Allstate	$1,237
GEICO	$1,240
Nationwide	$1,241
GEICO	$1,242
Nationwide	$1,242
Nationwide	$1,265
Travelers	$1,272
GEICO	$1,272
Travelers	$1,276
Allstate	$1,279
Nationwide	$1,285
GEICO	$1,289
GEICO	$1,290
Travelers	$1,297
Travelers	$1,302
Nationwide	$1,302
Nationwide	$1,305
Allstate	$1,305
Nationwide	$1,310
Nationwide	$1,325
GEICO	$1,325
Travelers	$1,326
Progressive	$1,332
Nationwide	$1,342
Progressive	$1,348
Nationwide	$1,355
Progressive	$1,357
GEICO	$1,358
Allstate	$1,366
Nationwide	$1,369
Nationwide	$1,381
Farmers	$1,388
Farmers	$1,391
Travelers	$1,396
Travelers	$1,405
Allstate	$1,411
Farmers	$1,412
Progressive	$1,422
Progressive	$1,423
Travelers	$1,431
Progressive	$1,438
Allstate	$1,441
Farmers	$1,445
Farmers	$1,467
Farmers	$1,477
Progressive	$1,479
Progressive	$1,489
Progressive	$1,500
Allstate	$1,506
Farmers	$1,508
Travelers	$1,523
Farmers	$1,531
Travelers	$1,532
Progressive	$1,539
Farmers	$1,541
Farmers	$1,548
Allstate	$1,557
Farmers	$1,577
Farmers	$1,585
Progressive	$1,590
Allstate	$1,591
Progressive	$1,611
Farmers	$1,645
Allstate	$1,662
Farmers	$1,687
Progressive	$1,711
Progressive	$1,727
Allstate	$1,732

Cost of Insuring a Ford Explorer for 16- to 25-Year-Olds

Teen drivers and those in their 20s usually pay significantly higher car insurance rates than adults aged 30 and older. For example, individual car insurance for a 16-year-old driving a Ford Explorer costs $6,052 per year for full coverage but a similar policy for a 40-year-old costs only $1,319 per year.

Teen car insurance rates typically decrease as the driver ages and stabilize by their 20s.

Coverage

Driver Age	Average Annual Premium
16	$3,053
16	$6,052
17	$2,463
17	$4,920
18	$4,311
18	$2,136
19	$1,467
19	$2,990
20	$2,705
20	$1,312
21	$2,083
21	$990
22	$1,926
22	$911
23	$842
23	$1,790
24	$796
24	$1,699
25	$720
25	$1,533

Family plans are the most affordable way to get teen car insurance since individual policies for teens tend to be much pricier. State Farm offers the cheapest full coverage individual policy for a 16-year-old Ford Explorer driver at $3,837, while Progressive has the most expensive option at $9,367 per year. MoneyGeek recommends that teens and their families compare quotes from multiple providers to get the cheapest car insurance rates.

Age

Model Year

Coverage

Company	Average Annual Premium
State Farm	$544
State Farm	$597
GEICO	$620
State Farm	$651
GEICO	$655
GEICO	$687
Travelers	$715
Allstate	$720
State Farm	$728
Nationwide	$754
GEICO	$761
Travelers	$771
Allstate	$788
State Farm	$794
Progressive	$806
GEICO	$817
Travelers	$817
Allstate	$836
Nationwide	$838
Farmers	$856
Travelers	$867
Allstate	$891
Nationwide	$897
Progressive	$911
State Farm	$916
Travelers	$934
Allstate	$960
Farmers	$971
Nationwide	$987
Farmers	$995
Progressive	$998
State Farm	$1,029
Farmers	$1,047
Nationwide	$1,086
GEICO	$1,089
Travelers	$1,102
Progressive	$1,130
Farmers	$1,142
Allstate	$1,206
GEICO	$1,221
State Farm	$1,222
Travelers	$1,239
Progressive	$1,240
State Farm	$1,376
Allstate	$1,398
State Farm	$1,444
Nationwide	$1,536
Nationwide	$1,553
State Farm	$1,562
Progressive	$1,565
Travelers	$1,568
GEICO	$1,588
State Farm	$1,605
Farmers	$1,637
GEICO	$1,696
GEICO	$1,697
State Farm	$1,724
Nationwide	$1,742
Farmers	$1,758
Nationwide	$1,759
Travelers	$1,766
Progressive	$1,774
GEICO	$1,790
Nationwide	$1,847
State Farm	$1,897
Travelers	$1,899
Allstate	$1,948
Travelers	$1,951
Farmers	$1,957
Nationwide	$1,993
GEICO	$2,005
GEICO	$2,045
Progressive	$2,053
State Farm	$2,056
Travelers	$2,070
Allstate	$2,088
Nationwide	$2,149
GEICO	$2,168
Farmers	$2,187
Allstate	$2,193
Travelers	$2,194
Farmers	$2,230
Nationwide	$2,278
Allstate	$2,316
Progressive	$2,322
Farmers	$2,322
State Farm	$2,349
Travelers	$2,361
Nationwide	$2,437
Farmers	$2,484
Allstate	$2,496
Travelers	$2,515
Progressive	$2,530
State Farm	$2,616
GEICO	$2,641
Nationwide	$2,685
Allstate	$2,711
Allstate	$2,720
Farmers	$2,769
GEICO	$2,785
Progressive	$2,826
Travelers	$2,860
Nationwide	$2,983
Farmers	$2,986
State Farm	$3,060
GEICO	$3,115
Progressive	$3,134
Progressive	$3,145
Travelers	$3,178
Nationwide	$3,375
Allstate	$3,379
State Farm	$3,411
Allstate	$3,449
Farmers	$3,459
Farmers	$3,683
Progressive	$3,726
Allstate	$3,768
Progressive	$3,818
State Farm	$3,837
Progressive	$3,971
Travelers	$3,989
Farmers	$4,023
GEICO	$4,200
Nationwide	$4,308
Progressive	$4,423
Nationwide	$4,657
Travelers	$4,731
GEICO	$5,023
Nationwide	$5,124
Allstate	$5,367
Farmers	$5,857
Travelers	$6,132
Farmers	$6,277
GEICO	$6,440
Allstate	$6,557
Progressive	$7,885
Allstate	$8,029
Farmers	$8,546
Progressive	$9,107
Progressive	$9,367

How Does Location Affect the Cost of Ford Explorer Insurance?

Location can influence Ford Explorer insurance rates even more than the vehicle year or driver’s age. For example, car insurance in Idaho is the cheapest in the U.S., while Florida has the highest rates.

It pays to compare quotes from the cheapest providers in your state if you are looking for affordable car insurance.

Age Group

Coverage

State	Cheapest Company	Annual Premium	Monthly Premium
Alabama	Cincinnati Insurance	$256	$21
Alabama	Cincinnati Insurance	$175	$15
Alabama	Allstate	$825	$69
Alabama	Cincinnati Insurance	$201	$17
Alabama	Cincinnati Insurance	$581	$48
Alabama	Nationwide	$709	$59
Alaska	GEICO	$750	$62
Alaska	GEICO	$352	$29
Alaska	State Farm	$644	$54
Alaska	State Farm	$699	$58
Alaska	State Farm	$322	$27
Alaska	State Farm	$300	$25
Arizona	Mercury	$321	$27
Arizona	Travelers	$359	$30
Arizona	Travelers	$689	$57
Arizona	Root Insurance Company	$682	$57
Arizona	Mercury	$305	$25
Arizona	Root Insurance Company	$684	$57
Arkansas	State Farm	$232	$19
Arkansas	Hanover	$551	$46
Arkansas	Hanover	$191	$16
Arkansas	Hanover	$260	$22
Arkansas	Hanover	$741	$62
Arkansas	State Farm	$629	$52
California	AAA California	$1,001	$83
California	CSAA	$428	$36
California	GEICO	$1,284	$107
California	GEICO	$411	$34
California	AAA California	$991	$83
California	GEICO	$419	$35
Colorado	American National P&C	$532	$44
Colorado	American National P&C	$259	$22
Colorado	American National P&C	$216	$18
Colorado	American National P&C	$668	$56
Colorado	American National P&C	$541	$45
Colorado	American National P&C	$248	$21
Connecticut	GEICO	$683	$57
Connecticut	GEICO	$319	$27
Connecticut	GEICO	$405	$34
Connecticut	GEICO	$326	$27
Connecticut	GEICO	$693	$58
Connecticut	GEICO	$880	$73
Delaware	State Farm	$881	$73
Delaware	Travelers	$980	$82
Delaware	Travelers	$444	$37
Delaware	Travelers	$464	$39
Delaware	State Farm	$817	$68
Delaware	Travelers	$459	$38
District of Columbia	GEICO	$474	$40
District of Columbia	GEICO	$878	$73
District of Columbia	GEICO	$715	$60
District of Columbia	GEICO	$662	$55
District of Columbia	Chubb	$345	$29
District of Columbia	GEICO	$372	$31
District of Columbia	Chubb	$372	$31
Florida	GEICO	$446	$37
Florida	State Farm	$1,058	$88
Florida	State Farm	$581	$48
Florida	State Farm	$970	$81
Florida	GEICO	$485	$40
Florida	State Farm	$1,259	$105
Georgia	Country Financial	$665	$55
Georgia	Country Financial	$580	$48
Georgia	Allstate	$942	$78
Georgia	Auto-Owners Insurance Co	$441	$37
Georgia	Country Financial	$285	$24
Georgia	Auto-Owners Insurance Co	$311	$26
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$217	$18
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$217	$18
Hawaii	GEICO	$217	$18
Idaho	State Farm	$145	$12
Idaho	American National P&C	$299	$25
Idaho	American National P&C	$152	$13
Idaho	American National P&C	$383	$32
Idaho	American National P&C	$307	$26
Idaho	American National P&C	$127	$11
Illinois	American Family	$753	$63
Illinois	Mercury	$235	$20
Illinois	Country Financial	$610	$51
Illinois	Mercury	$329	$27
Illinois	Country Financial	$663	$55
Illinois	Mercury	$226	$19
Indiana	State Farm	$222	$18
Indiana	American Family	$598	$50
Indiana	State Farm	$530	$44
Indiana	American Family	$555	$46
Indiana	Auto-Owners Insurance Co	$228	$19
Indiana	State Farm	$287	$24
Iowa	State Farm	$144	$12
Iowa	State Farm	$639	$53
Iowa	State Farm	$509	$42
Iowa	State Farm	$448	$37
Iowa	State Farm	$175	$15
Iowa	State Farm	$136	$11
Kansas	Nationwide	$275	$23
Kansas	Nationwide	$596	$50
Kansas	Nationwide	$218	$18
Kansas	Nationwide	$786	$66
Kansas	Nationwide	$670	$56
Kansas	Nationwide	$221	$18
Kentucky	Nationwide	$790	$66
Kentucky	Nationwide	$1,007	$84
Kentucky	Cincinnati Insurance	$330	$28
Kentucky	Cincinnati Insurance	$257	$21
Kentucky	Cincinnati Insurance	$228	$19
Kentucky	Cincinnati Insurance	$670	$56
Louisiana	Louisiana Farm Bureau	$484	$40
Louisiana	GEICO	$1,512	$126
Louisiana	State Farm	$1,257	$105
Louisiana	Louisiana Farm Bureau	$1,048	$87
Louisiana	GEICO	$535	$45
Louisiana	State Farm	$541	$45
Maine	Concord Group	$521	$43
Maine	Countryway Insurance	$266	$22
Maine	Concord Group	$690	$57
Maine	Countryway Insurance	$221	$18
Maine	Countryway Insurance	$221	$18
Maine	Concord Group	$498	$41
Maryland	Progressive	$538	$45
Maryland	Progressive	$857	$71
Maryland	Progressive	$572	$48
Maryland	Kemper	$538	$45
Maryland	Progressive	$938	$78
Maryland	Progressive	$961	$80
Massachusetts	State Farm	$483	$40
Massachusetts	State Farm	$369	$31
Massachusetts	State Farm	$221	$18
Massachusetts	State Farm	$221	$18
Massachusetts	State Farm	$483	$40
Massachusetts	State Farm	$167	$14
Michigan	GEICO	$903	$75
Michigan	Travelers	$101	$8
Michigan	Travelers	$111	$9
Michigan	GEICO	$898	$75
Michigan	Travelers	$94	$8
Michigan	Chubb	$798	$67
Minnesota	State Farm	$797	$66
Minnesota	American Family	$842	$70
Minnesota	Iowa Farm Bureau	$694	$58
Minnesota	Westfield	$317	$26
Minnesota	State Farm	$305	$25
Minnesota	Auto-Owners Insurance Co	$370	$31
Mississippi	Direct General Insurance	$275	$23
Mississippi	Direct General Insurance	$723	$60
Mississippi	Progressive	$304	$25
Mississippi	Progressive	$227	$19
Mississippi	Direct General Insurance	$919	$77
Mississippi	Direct General Insurance	$639	$53
Missouri	Nationwide	$909	$76
Missouri	State Farm	$381	$32
Missouri	American Family	$1,070	$89
Missouri	State Farm	$479	$40
Missouri	State Farm	$388	$32
Missouri	Nationwide	$860	$72
Montana	Progressive	$525	$44
Montana	Progressive	$399	$33
Montana	State Farm	$168	$14
Montana	Progressive	$437	$36
Montana	State Farm	$185	$15
Montana	State Farm	$154	$13
Nebraska	American National P&C	$405	$34
Nebraska	American National P&C	$163	$14
Nebraska	American National P&C	$138	$12
Nebraska	American National P&C	$381	$32
Nebraska	American National P&C	$157	$13
Nebraska	American National P&C	$493	$41
Nevada	CSAA	$840	$70
Nevada	CSAA	$444	$37
Nevada	CSAA	$565	$47
Nevada	CSAA	$1,168	$97
Nevada	CSAA	$940	$78
Nevada	CSAA	$402	$33
New Hampshire	State Farm	$233	$19
New Hampshire	State Farm	$681	$57
New Hampshire	State Farm	$500	$42
New Hampshire	State Farm	$540	$45
New Hampshire	State Farm	$296	$25
New Hampshire	State Farm	$247	$21
New Jersey	Amica Mutual	$460	$38
New Jersey	NJM	$798	$66
New Jersey	Plymouth Rock Assurance	$895	$75
New Jersey	GEICO	$420	$35
New Jersey	Plymouth Rock Assurance	$965	$80
New Jersey	GEICO	$428	$36
New Mexico	State Farm	$310	$26
New Mexico	State Farm	$254	$21
New Mexico	State Farm	$607	$51
New Mexico	State Farm	$644	$54
New Mexico	State Farm	$239	$20
New Mexico	State Farm	$854	$71
New York	Kemper	$540	$45
New York	Kemper	$990	$82
New York	Kemper	$766	$64
New York	Kemper	$468	$39
New York	Kemper	$781	$65
New York	Kemper	$464	$39
North Carolina	Erie	$630	$52
North Carolina	Erie	$644	$54
North Carolina	Nationwide	$230	$19
North Carolina	Nationwide	$514	$43
North Carolina	Nationwide	$242	$20
North Carolina	Nationwide	$293	$24
North Dakota	Nodak Mutual	$211	$18
North Dakota	American Family	$616	$51
North Dakota	Nodak Mutual	$190	$16
North Dakota	American Family	$709	$59
North Dakota	Nodak Mutual	$158	$13
North Dakota	Nodak Mutual	$514	$43
Ohio	Nationwide	$485	$40
Ohio	Nationwide	$448	$37
Ohio	Erie	$170	$14
Ohio	Erie	$176	$15
Ohio	American Family	$516	$43
Ohio	Erie	$220	$18
Oklahoma	State Farm	$662	$55
Oklahoma	State Farm	$200	$17
Oklahoma	State Farm	$579	$48
Oklahoma	State Farm	$818	$68
Oklahoma	State Farm	$258	$22
Oklahoma	State Farm	$215	$18
Oregon	State Farm	$360	$30
Oregon	State Farm	$706	$59
Oregon	State Farm	$813	$68
Oregon	State Farm	$656	$55
Oregon	State Farm	$411	$34
Oregon	State Farm	$381	$32
Pennsylvania	Travelers	$672	$56
Pennsylvania	Nationwide	$580	$48
Pennsylvania	Erie	$242	$20
Pennsylvania	Travelers	$286	$24
Pennsylvania	Nationwide	$508	$42
Pennsylvania	Erie	$238	$20
Rhode Island	State Farm	$344	$29
Rhode Island	State Farm	$356	$30
Rhode Island	State Farm	$712	$59
Rhode Island	State Farm	$862	$72
Rhode Island	State Farm	$700	$58
Rhode Island	Travelers	$376	$31
South Carolina	American National P&C	$548	$46
South Carolina	American National P&C	$251	$21
South Carolina	American National P&C	$463	$39
South Carolina	American National P&C	$283	$24
South Carolina	American National P&C	$285	$24
South Carolina	American National P&C	$482	$40
South Dakota	Nationwide	$702	$58
South Dakota	Allstate	$803	$67
South Dakota	Allstate	$746	$62
South Dakota	State Farm	$260	$22
South Dakota	Farmers Mutual of Nebraska	$207	$17
South Dakota	State Farm	$204	$17
Tennessee	Auto-Owners Insurance Co	$207	$17
Tennessee	State Farm	$728	$61
Tennessee	State Farm	$256	$21
Tennessee	State Farm	$579	$48
Tennessee	State Farm	$197	$16
Tennessee	State Farm	$516	$43
Texas	State Farm	$321	$27
Texas	State Farm	$699	$58
Texas	State Farm	$900	$75
Texas	Texas Farm Bureau	$295	$25
Texas	Texas Farm Bureau	$629	$52
Texas	State Farm	$392	$33
Utah	GEICO	$490	$41
Utah	Farmers Union Insurance	$388	$32
Utah	Nationwide	$896	$75
Utah	Nationwide	$670	$56
Utah	Farmers Union Insurance	$369	$31
Utah	Nationwide	$725	$60
Vermont	State Farm	$449	$37
Vermont	State Farm	$188	$16
Vermont	State Farm	$198	$17
Vermont	State Farm	$611	$51
Vermont	State Farm	$493	$41
Vermont	State Farm	$233	$19
Virginia	Virginia Farm Bureau	$753	$63
Virginia	Mercury	$251	$21
Virginia	American Family	$243	$20
Virginia	Virginia Farm Bureau	$300	$25
Virginia	American Family	$601	$50
Virginia	Nationwide	$651	$54
Washington	PEMCO	$262	$22
Washington	PEMCO	$569	$47
Washington	PEMCO	$670	$56
Washington	PEMCO	$326	$27
Washington	PEMCO	$284	$24
Washington	PEMCO	$534	$44
West Virginia	Erie	$303	$25
West Virginia	Erie	$361	$30
West Virginia	Erie	$962	$80
West Virginia	Erie	$300	$25
West Virginia	Erie	$784	$65
West Virginia	Erie	$773	$64
Wisconsin	Erie	$230	$19
Wisconsin	GEICO	$556	$46
Wisconsin	GEICO	$641	$53
Wisconsin	State Farm	$232	$19
Wisconsin	GEICO	$273	$23
Wisconsin	State Farm	$568	$47
Wyoming	GEICO	$176	$15
Wyoming	State Farm	$646	$54
Wyoming	Farmers	$870	$72
Wyoming	State Farm	$182	$15
Wyoming	State Farm	$745	$62
Wyoming	GEICO	$201	$17

Frequently Asked Questions About Ford Explorer Insurance

MoneyGeek answered frequently asked questions about Ford Explorer car insurance to help you learn more.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Compare the Cost of Ford Explorer Insurance by Model Year and Company

On This Page:

Average Cost and Cheapest Companies for Insuring a Ford Explorer

Is a Ford Explorer Expensive to Insure?

Best Companies for Insuring a Ford Explorer

MoneyGeek Top Pick: State Farm

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cons

COMPANY HIGHLIGHTS

MoneyGeek Runner-Up: GEICO

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COMPANY HIGHLIGHTS

Cost of Insuring a Ford Explorer by Model Year

Cost of Insuring a Ford Explorer for 16- to 25-Year-Olds

How Does Location Affect the Cost of Ford Explorer Insurance?

Frequently Asked Questions About Ford Explorer Insurance

What company offers the best car insurance for a Ford Explorer?