Compare the Cost of Jeep Wrangler Insurance by Model Year and Company

The average cost of insurance for a Jeep Wrangler is $1,146 per year. While insurance costs will vary by provider and your car’s model year, Jeep Wrangler insurance costs are typically inexpensive compared to other vehicles. You can expect to pay about $281 less for insurance for your Wrangler than if you were to insure another vehicle.

Loading...
By  
  |  

Even though most Jeep Wrangler insurance packages will be relatively affordable, it’ll still pay in the long run to shop around for the best deal. Insurance companies often provide different insurance rates based on your Jeep Wrangler’s model year, alongside other factors, like your driving history. Be sure to compare insurance quotes carefully, as the cheapest insurance provider for most drivers may not be the cheapest for you specifically.

Key Takeaways

car2

It costs $1,146 per year to insure a Jeep Wrangler on average, whereas it costs $1,427 per year to insure a typical vehicle.

find

Depending on your insurance provider, your Jeep Wrangler insurance cost could vary by $467.

coins

The cost of insurance for your Jeep Wrangler can also vary by up to $241 per year, depending on its age. In general, older Jeep Wranglers will net you a more affordable insurance rate.

How Much It Costs to Insure a Jeep Wrangler and the Cheapest Company

Choosing the right insurance company for your Jeep Wrangler’s coverage is always important. Your insurance provider will affect your insurance rates significantly, as well as what promotions or rebates you can access.

Currently, GEICO provides the most affordable insurance for Jeep Wranglers, charging an average of $927 per year. Allstate offers the priciest insurance, which costs its subscribers $1,394 per year on average.

The Average Annual Cost of Jeep Wrangler Insurance by Company

MoneyGeek has collected data about Jeep Wrangler insurance rates using sample driver profiles. In this scenario, the driver has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Jeep Wrangler by Company

Scroll for more

swipe icon
Loading...

Is a Jeep Wrangler Expensive to Insure?

Car insurance providers use a variety of complex factors to determine the cost of your car insurance rate. For example, older Jeep Wrangler models, or those with more safety features, will cost less to insure.

As mentioned, Jeep Wranglers tend to be relatively inexpensive to insure. Their generally low value relative to other cars on the market, as well as their low horsepower, decreases the likelihood of catastrophic accidents and thefts. Data from the National Highway Traffic Safety Administration indicates that Jeep Wranglers are less risky for insurers to cover than a typical car.

The Best Car Insurance Company for a Jeep Wrangler

Of course, cost alone is not the only factor to consider when choosing the best car insurance provider for your Jeep Wrangler. MoneyGeek’s data-driven rating system, derived from factors like affordability, customer satisfaction, financial stability and more, provides additional insight for your decision.

According to MoneyGeek’s data, USAA is the best choice for military personnel, although their coverage is not available for anyone without military connections. For everyone else, GEICO is the best insurance provider for Jeep Wranglers. With low costs and excellent financial stability, GEICO represents a top option for most Jeep Wrangler owners.


1
USAA
Score:93

4.5/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:90

5/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Progressive
Score:84

4.5/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
State Farm
Score:81

4.1/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Jeep Wrangler by Model Year

On average, it will be significantly cheaper for you to insure an older model of Jeep Wrangler. Any car’s value naturally depreciates with age as it becomes more susceptible to wear and tear and regular mechanical issues. As a result, collision and comprehensive insurance become less expensive overall.

For example, you can insure 2005 Jeep Wranglers for around $994 per year on average. More modern 2019 Jeep Wranglers are much more expensive on average, costing about $1,235 per year to insure.

It’s important to look into all available insurance companies when choosing coverage for your Jeep Wrangler, particularly if your vehicle is a newer model. For instance, GEICO’s coverage for 2020 Jeep Wranglers costs around $977 on average, significantly lower than what’s offered by other companies.

Check out how average insurance rates vary by Wrangler year and model by scrolling to your year below.

The Average Cost to Insure a Jeep Wrangler by Model Year

Scroll for more

swipe icon
  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2005 model)
  • 1.
    $977
    $993
    $967
    $944
    $935
    $842
    $832
  • 2.
    $1,097
    $1,111
    $1,131
    $1,108
    $1,091
    $879
    $894
  • 3.
    $1,077
    $1,189
    $1,094
    $1,088
    $1,062
    $946
    $869
  • 4.
    $1,272
    $1,255
    $1,188
    $1,180
    $1,122
    $1,018
    $939
  • 5.
    $1,277
    $1,250
    $1,266
    $1,280
    $1,331
    $1,212
    $1,242

How Expensive Is It to Insure a Jeep Wrangler Compared to Other Cars?

Overall, a Jeep Wrangler’s insurance policy will be relatively cheap compared to policies for other car models. Average Jeep Wrangler insurance costs hover around $1,146 per year compared to the overall average of $1,427. As a result, you’ll likely be able to find several good deals from major car insurance providers.

How Much It Costs to Insure a Jeep Wrangler for 16- to 25-Year-Olds

Young drivers will typically pay more for their insurance premiums, as insurance companies expect more accidents or mistakes due to their inexperience.

The average cost of insurance for an 18-year-old Jeep Wrangler driver is $3,741 per year. That’s significantly more than the average cost for our default 40-year-old driver, with a difference of $2,595 per year!

As a result, teens can save money on insurance by staying on their parents’ policy. Check out our chart below to find the average cost of Jeep Wrangler insurance for young drivers of different ages.

The Average Cost to Insure a Jeep Wrangler by Driver Age

Scroll for more

swipe icon
  • Age
    Average Annual Rates
  • 16
    $4,796
  • 17
    $4,248
  • 18
    $3,741
  • 19
    $2,679
  • 20
    $2,391
  • 21
    $1,893
  • 22
    $1,744
  • 23
    $1,596
  • 24
    $1,498
  • 25
    $1,359
  • 40
    $1,146

How Does Location Affect the Cost of Jeep Wrangler Insurance?

Location can also have a significant impact on your expected Jeep Wrangler insurance rates. Below, you can find our state page analysis to estimate how your car insurance costs can vary based on your state of residence.

FAQs About Jeep Wrangler Insurance

Your Jeep Wrangler’s model year may dramatically impact your insurance premium rates, but it is not the only aspect that can do so. Read on to learn more about how your Jeep Wrangler insurance costs can vary based on a variety of important factors.

Read More About Car Insurance

Methodology

MoneyGeek collected data on thousands of insurance rates for Jeep Wrangler Sports across all available model years, ranging from 2005 to 2020. All of the quotes and averages are for full coverage policies that include:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.