Insurance premiums for a Jeep Wrangler average $166 monthly for full coverage and $86 for minimum coverage. Depending on your particular trim and model year, costs can range from $61 to $447 monthly.
Jeep Wrangler Insurance Cost
Updated: January 20, 2026
Key Takeaways
GEICO offers the most affordable Jeep Wrangler insurance at $730 annually for minimum coverage. Rates vary widely by insurer, with National General providing competitive monthly rates starting at $49. Read more.
Among SUVs, the Wrangler ranks 70th out of 256 for insurance affordability, placing it in the middle tier. SUVs typically cost more to insure than sedans due to higher repair costs and increased rollover risks. Read more
Your Wrangler's specific model year impacts insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Wrangler model years, depending on the age of the drivers.
How Much Is Jeep Wrangler Insurance?
| Jeep Wrangler | $86 | $166 |
Looking for another Jeep model? Read more about the cost of Jeep car insurance models.
How old your Jeep Wrangler is plays a major role in determining insurance costs. Older Wranglers cost around $62 monthly to insure, while the newest models can reach $234 per month due to their higher market value.
Insurance costs for a Jeep Wrangler depend on model year and company. Full coverage goes from $132 monthly with GEICO to $325 with AIG, while minimum coverage ranges from $61 with GEICO to $148 with UAIC.
Jeep Wrangler owners should shop between insurers since minimum coverage varies by over $87 and full coverage by over $193. Each company calculates risk differently for the Wrangler, affecting your final quote.
| AAA | $96 | $198 |
| AIG | $129 | $325 |
| Allstate | $107 | $207 |
| Amica | $103 | $211 |
| Chubb | $130 | $256 |
| Farmers | $119 | $209 |
| Geico | $61 | $132 |
| Kemper | $91 | $182 |
| Nationwide | $100 | $173 |
| Progressive | $85 | $158 |
| State Farm | $82 | $170 |
| The Hartford | $114 | $194 |
| Travelers | $74 | $136 |
| UAIC | $148 | $186 |
Is Jeep Wrangler Expensive to Insure?
MoneyGeek's analysis of 256 SUVs reveals the Jeep Wrangler's insurance affordability, ranking 70th overall. It costs a few dollars more per month than an Infiniti EX but stays slightly cheaper than a Kia Soul, positioning it squarely in the middle tier. This ranking means 69 SUV models offer cheaper insurance rates, while 186 cost more to insure than the Wrangler.
While that's middle-of-the-pack among SUVs, the Wrangler actually ranks 299th out of 827 total vehicles, placing it in the top half for affordability across all car types. The Isuzu Amigo claims the title of cheapest SUV to insure, while the Audi SQ8 e-tron commands the highest premiums in this category.
| BMW X3 | $124 | 67 |
| Subaru Forester | $125 | 68 |
| Hyundai Tuscon | $125 | 69 |
| Infiniti EX | $125 | 69 |
| Jeep Wrangler | $126 | 70 |
| Kia Soul | $126 | 71 |
| Chevrolet Traverse | $126 | 72 |
| Nissan Rogue | $127 | 73 |
Several factors affect what you'll pay for Jeep Wrangler insurance:
- Average Repair or Replacement Costs: Ranking as Jeep's fourth most affordable model to maintain out of six, the Wrangler's repair costs average $928 annually, making it relatively budget-friendly for maintenance expenses.
- Vehicle Trim, Features and Accessories: The Wrangler's horsepower ranges from 270 to 470, depending on your trim level, with higher performance leading to increased premiums. More powerful variants cost more to insure.
- Driver Profile: Most Wrangler owners fall between 30 and 50 years old, but the vehicle's performance reputation attracts risk-taking behaviors that concern insurers, especially with off-road usage risks. Read more about the costs of Jeep Wranglers for young drivers.
Jeep Wrangler Costs by Model Year and Driver Age by Insurance Company
Model year importance can't be overstated when insuring your Jeep Wrangler, as costs vary greatly depending on your vehicle's age and driver demographics. A 35- to 55-year-old driver pays around $181 monthly for full coverage on a 2016 Jeep Wrangler, while the same driver faces $262 monthly for a 2025 model. Teen and young adult drivers will pay more across all model years.
Savings opportunities exist when you shop between insurers for your Wrangler coverage. National General offers the cheapest rates across all model years and could save certain drivers hundreds monthly versus average costs.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Jeep Wrangler
| National General | $85 | $175 |
| Geico | $87 | $188 |
| Travelers | $95 | $174 |
| Progressive | $114 | $212 |
| State Farm | $118 | $246 |
| Kemper | $128 | $256 |
| AAA | $128 | $266 |
| Amica | $132 | $270 |
| Allstate | $139 | $270 |
| Nationwide | $148 | $254 |
| Chubb | $164 | $321 |
| AIG | $164 | $414 |
| Farmers | $165 | $292 |
| The Hartford | $191 | $327 |
| UAIC | $205 | $259 |
2025 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $925 | $814 | $720 | $622 | $549 | $467 | $424 | $378 | $346 | $304 |
| Travelers | $1,055 | $755 | $595 | $458 | $404 | $297 | $271 | $250 | $231 | $200 |
| Geico | $1,065 | $777 | $653 | $474 | $408 | $329 | $303 | $251 | $237 | $215 |
| Nationwide | $1,158 | $1,061 | $978 | $830 | $700 | $454 | $420 | $392 | $370 | $331 |
| Allstate | $1,277 | $1,001 | $809 | $599 | $536 | $419 | $380 | $359 | $339 | $299 |
| Progressive | $1,547 | $1,248 | $1,035 | $575 | $501 | $405 | $361 | $322 | $296 | $255 |
| Farmers | $1,825 | $1,353 | $1,204 | $747 | $705 | $536 | $478 | $457 | $435 | $365 |
Cost of Car Insurance for 2024 Jeep Wrangler
| National General | $88 | $181 |
| Geico | $89 | $194 |
| Travelers | $98 | $180 |
| Progressive | $117 | $219 |
| State Farm | $122 | $254 |
| Kemper | $132 | $265 |
| AAA | $133 | $274 |
| Amica | $136 | $278 |
| Allstate | $144 | $278 |
| Nationwide | $152 | $262 |
| Chubb | $169 | $331 |
| AIG | $169 | $427 |
| Farmers | $171 | $302 |
| The Hartford | $198 | $337 |
| UAIC | $211 | $268 |
2024 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $955 | $840 | $743 | $642 | $567 | $482 | $437 | $390 | $357 | $314 |
| Travelers | $1,089 | $779 | $614 | $473 | $417 | $307 | $280 | $258 | $238 | $207 |
| Geico | $1,099 | $802 | $674 | $489 | $421 | $340 | $313 | $259 | $245 | $222 |
| Nationwide | $1,195 | $1,095 | $1,009 | $856 | $722 | $468 | $434 | $404 | $382 | $341 |
| Allstate | $1,318 | $1,033 | $835 | $618 | $554 | $432 | $392 | $371 | $350 | $309 |
| Progressive | $1,596 | $1,288 | $1,068 | $593 | $517 | $418 | $372 | $332 | $306 | $263 |
| Farmers | $1,883 | $1,397 | $1,243 | $771 | $727 | $553 | $493 | $472 | $449 | $376 |
Cost of Car Insurance for 2023 Jeep Wrangler
| National General | $58 | $120 |
| Geico | $59 | $128 |
| Travelers | $65 | $119 |
| Progressive | $78 | $145 |
| State Farm | $81 | $168 |
| Kemper | $88 | $175 |
| AAA | $88 | $182 |
| Amica | $90 | $184 |
| Allstate | $95 | $185 |
| Nationwide | $101 | $174 |
| Chubb | $112 | $219 |
| AIG | $112 | $283 |
| Farmers | $113 | $200 |
| The Hartford | $131 | $223 |
| UAIC | $140 | $177 |
2023 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $633 | $557 | $492 | $426 | $376 | $319 | $290 | $259 | $236 | $208 |
| Travelers | $722 | $516 | $407 | $313 | $276 | $203 | $185 | $171 | $158 | $137 |
| Geico | $729 | $532 | $447 | $324 | $279 | $225 | $208 | $172 | $162 | $147 |
| Nationwide | $792 | $726 | $669 | $567 | $479 | $310 | $288 | $268 | $253 | $226 |
| Allstate | $873 | $684 | $553 | $410 | $367 | $286 | $260 | $246 | $232 | $205 |
| Progressive | $1,058 | $853 | $708 | $393 | $343 | $277 | $247 | $220 | $203 | $174 |
| Farmers | $1,248 | $925 | $823 | $511 | $482 | $366 | $327 | $313 | $297 | $249 |
Cost of Car Insurance for 2022 Jeep Wrangler
| National General | $51 | $104 |
| Geico | $51 | $111 |
| Travelers | $56 | $103 |
| Progressive | $67 | $126 |
| State Farm | $70 | $146 |
| Kemper | $76 | $152 |
| AAA | $76 | $157 |
| Amica | $78 | $160 |
| Allstate | $83 | $160 |
| Nationwide | $87 | $150 |
| Chubb | $97 | $190 |
| AIG | $97 | $245 |
| Farmers | $98 | $173 |
| The Hartford | $113 | $193 |
| UAIC | $121 | $154 |
2022 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $548 | $482 | $427 | $369 | $325 | $276 | $251 | $224 | $205 | $180 |
| Travelers | $625 | $447 | $353 | $271 | $239 | $176 | $161 | $148 | $137 | $119 |
| Geico | $631 | $460 | $387 | $281 | $242 | $195 | $180 | $149 | $141 | $128 |
| Nationwide | $686 | $629 | $579 | $492 | $415 | $269 | $249 | $232 | $219 | $196 |
| Allstate | $756 | $593 | $479 | $355 | $318 | $248 | $225 | $213 | $201 | $177 |
| Progressive | $916 | $739 | $613 | $341 | $297 | $240 | $214 | $191 | $176 | $151 |
| Farmers | $1,081 | $802 | $713 | $443 | $417 | $317 | $283 | $271 | $258 | $216 |
Cost of Car Insurance for 2021 Jeep Wrangler
| National General | $49 | $101 |
| Geico | $50 | $109 |
| Travelers | $55 | $101 |
| Progressive | $66 | $123 |
| State Farm | $68 | $142 |
| Kemper | $74 | $149 |
| AAA | $74 | $154 |
| Amica | $76 | $156 |
| Allstate | $81 | $156 |
| Nationwide | $86 | $147 |
| Chubb | $95 | $186 |
| AIG | $95 | $240 |
| Farmers | $96 | $169 |
| The Hartford | $111 | $189 |
| UAIC | $119 | $150 |
2021 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $536 | $472 | $417 | $360 | $318 | $270 | $246 | $219 | $200 | $176 |
| Travelers | $611 | $437 | $345 | $265 | $234 | $172 | $157 | $145 | $134 | $116 |
| Geico | $617 | $450 | $378 | $275 | $236 | $191 | $176 | $145 | $137 | $125 |
| Nationwide | $671 | $615 | $567 | $481 | $406 | $263 | $244 | $227 | $214 | $192 |
| Allstate | $740 | $580 | $469 | $347 | $311 | $242 | $220 | $208 | $196 | $173 |
| Progressive | $896 | $723 | $600 | $333 | $290 | $235 | $209 | $187 | $172 | $147 |
| Farmers | $1,057 | $784 | $698 | $433 | $408 | $310 | $277 | $265 | $252 | $211 |
Cost of Car Insurance for 2020 Jeep Wrangler
| National General | $49 | $100 |
| Geico | $49 | $107 |
| Travelers | $54 | $99 |
| Progressive | $65 | $121 |
| State Farm | $67 | $140 |
| Kemper | $73 | $147 |
| AAA | $73 | $152 |
| Amica | $75 | $154 |
| Allstate | $80 | $154 |
| Nationwide | $84 | $145 |
| Chubb | $94 | $183 |
| AIG | $94 | $236 |
| Farmers | $94 | $167 |
| The Hartford | $109 | $187 |
| UAIC | $117 | $148 |
2020 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $529 | $465 | $411 | $356 | $314 | $267 | $242 | $216 | $198 | $174 |
| Travelers | $603 | $431 | $340 | $262 | $231 | $170 | $155 | $143 | $132 | $115 |
| Geico | $609 | $444 | $373 | $271 | $233 | $188 | $173 | $143 | $136 | $123 |
| Nationwide | $662 | $606 | $559 | $474 | $400 | $259 | $240 | $224 | $212 | $189 |
| Allstate | $730 | $572 | $462 | $342 | $306 | $239 | $217 | $205 | $194 | $171 |
| Progressive | $884 | $713 | $591 | $328 | $287 | $231 | $206 | $184 | $169 | $145 |
| Farmers | $1,043 | $773 | $688 | $427 | $403 | $306 | $273 | $261 | $248 | $208 |
Cost of Car Insurance for 2019 Jeep Wrangler
| Geico | $59 | $129 |
| National General | $67 | $137 |
| Travelers | $74 | $137 |
| State Farm | $84 | $175 |
| Progressive | $87 | $164 |
| AAA | $97 | $200 |
| Kemper | $99 | $201 |
| Nationwide | $100 | $172 |
| Amica | $104 | $213 |
| Allstate | $108 | $209 |
| The Hartford | $108 | $185 |
| Farmers | $124 | $218 |
| AIG | $131 | $333 |
| Chubb | $134 | $264 |
| UAIC | $143 | $180 |
2019 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $659 | $580 | $513 | $443 | $391 | $332 | $302 | $270 | $247 | $217 |
| Geico | $730 | $532 | $446 | $324 | $279 | $225 | $207 | $172 | $162 | $147 |
| Nationwide | $783 | $717 | $661 | $561 | $473 | $307 | $284 | $265 | $250 | $224 |
| Travelers | $833 | $595 | $468 | $360 | $317 | $233 | $213 | $196 | $181 | $157 |
| Allstate | $995 | $780 | $628 | $464 | $415 | $324 | $295 | $278 | $262 | $232 |
| Progressive | $1,193 | $963 | $798 | $445 | $388 | $313 | $279 | $249 | $229 | $196 |
| Farmers | $1,347 | $999 | $889 | $556 | $525 | $399 | $355 | $340 | $323 | $272 |
Cost of Car Insurance for 2018 Jeep Wrangler
| Geico | $58 | $126 |
| National General | $67 | $138 |
| Travelers | $73 | $134 |
| State Farm | $80 | $166 |
| Progressive | $83 | $154 |
| Kemper | $91 | $184 |
| Nationwide | $93 | $160 |
| AAA | $95 | $198 |
| Amica | $104 | $212 |
| The Hartford | $105 | $180 |
| Allstate | $107 | $206 |
| Farmers | $120 | $211 |
| AIG | $130 | $332 |
| Chubb | $135 | $266 |
| UAIC | $139 | $175 |
2018 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $625 | $550 | $487 | $420 | $371 | $316 | $287 | $256 | $234 | $206 |
| Geico | $714 | $520 | $437 | $317 | $273 | $220 | $203 | $168 | $159 | $144 |
| Nationwide | $729 | $667 | $614 | $521 | $440 | $285 | $264 | $247 | $233 | $209 |
| Travelers | $814 | $582 | $459 | $353 | $311 | $229 | $209 | $193 | $178 | $155 |
| Allstate | $981 | $769 | $620 | $457 | $410 | $320 | $290 | $274 | $259 | $229 |
| Progressive | $1,125 | $908 | $753 | $419 | $366 | $295 | $263 | $234 | $216 | $185 |
| Farmers | $1,302 | $965 | $860 | $538 | $508 | $386 | $344 | $329 | $313 | $263 |
Cost of Car Insurance for 2017 Jeep Wrangler
| Geico | $56 | $120 |
| National General | $69 | $141 |
| Travelers | $73 | $134 |
| State Farm | $78 | $161 |
| Progressive | $81 | $151 |
| Kemper | $86 | $173 |
| Nationwide | $92 | $159 |
| AAA | $95 | $198 |
| Allstate | $105 | $203 |
| The Hartford | $106 | $180 |
| Amica | $106 | $217 |
| Farmers | $119 | $209 |
| AIG | $132 | $336 |
| UAIC | $137 | $172 |
| Chubb | $137 | $271 |
2017 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $606 | $533 | $472 | $407 | $360 | $306 | $278 | $248 | $227 | $200 |
| Geico | $684 | $498 | $418 | $303 | $261 | $211 | $194 | $161 | $152 | $138 |
| Nationwide | $721 | $660 | $607 | $515 | $435 | $282 | $262 | $244 | $231 | $206 |
| Travelers | $811 | $580 | $457 | $352 | $310 | $228 | $208 | $192 | $177 | $154 |
| Allstate | $970 | $760 | $612 | $452 | $405 | $316 | $287 | $271 | $256 | $226 |
| Progressive | $1,103 | $890 | $738 | $411 | $359 | $290 | $258 | $230 | $212 | $182 |
| Farmers | $1,291 | $957 | $853 | $533 | $504 | $383 | $341 | $326 | $310 | $261 |
Cost of Car Insurance for 2016 Jeep Wrangler
| Geico | $53 | $115 |
| National General | $66 | $135 |
| Travelers | $70 | $128 |
| State Farm | $75 | $156 |
| Progressive | $78 | $147 |
| Kemper | $84 | $168 |
| Nationwide | $89 | $154 |
| AAA | $92 | $190 |
| Allstate | $101 | $195 |
| Amica | $102 | $208 |
| The Hartford | $102 | $174 |
| Farmers | $114 | $201 |
| AIG | $126 | $323 |
| Chubb | $131 | $259 |
| UAIC | $131 | $165 |
2016 Jeep Wrangler Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $585 | $515 | $456 | $393 | $347 | $295 | $268 | $240 | $219 | $193 |
| Geico | $654 | $477 | $400 | $290 | $250 | $202 | $186 | $154 | $145 | $132 |
| Nationwide | $701 | $641 | $590 | $501 | $423 | $274 | $254 | $237 | $224 | $201 |
| Travelers | $779 | $558 | $440 | $338 | $298 | $219 | $200 | $184 | $170 | $148 |
| Allstate | $930 | $728 | $587 | $433 | $388 | $303 | $275 | $260 | $245 | $217 |
| Progressive | $1,067 | $862 | $715 | $398 | $347 | $280 | $250 | $223 | $205 | $176 |
| Farmers | $1,244 | $922 | $821 | $514 | $485 | $369 | $329 | $314 | $299 | $251 |
Jeep Wrangler Insurance Cost by Trim
Insurance costs for your Jeep Wrangler vary by trim—from $447 monthly for full coverage on high-performance Rubicon 392 Final Edition 4d models to just $61 for minimum coverage on basic 80th Edition Sport Utility 2d variants. Market value and rarity determine where each trim falls in this range.
| 80th Edition Sport Utility 2d | $61 | $119 |
| Se Sport Utility 2d | $62 | $118 |
| Unlimited Sahara Moab Sport Utility 4d | $63 | $123 |
| Sport S Suv 2d | $63 | $123 |
| Willys Sport Suv 2d | $64 | $124 |
| Polar Edition Sport Utility 2d | $66 | $128 |
| Black & Tan Suv 2d | $67 | $129 |
| Big Bear Sport Utility 2d | $67 | $129 |
| Unlimited Freedom Edition Sport Utility 4d | $67 | $130 |
| Unlimited Dragon Edition Sport Utility 4d | $67 | $131 |
| Sport Utility 2d | $68 | $130 |
| Unlimited Polar Edition Sport Utility 4d | $68 | $132 |
| Willys Sport Utility 2d | $70 | $136 |
| Unlimited Rubicon 10th Anniversary Sport Utility 4d | $70 | $137 |
| Unlimited Black Bear Sport Utility 4d | $72 | $139 |
| Sport (Jk) Sport Utility 2d | $72 | $140 |
| Black Bear Sport Utility 2d | $73 | $141 |
| Willys Wheeler W Sport Utility 2d | $73 | $142 |
| X Sport Utility 2d | $74 | $142 |
| Unlimited Altitude Sport Utility 4d | $74 | $143 |
| Sport S (Jk) Sport Utility 2d | $74 | $143 |
| Unlimited Rubicon X Sport Utility 4d | $74 | $144 |
| Sport S Sport Utility 2d | $75 | $145 |
| Islander Sport Utility 2d | $75 | $146 |
| Unlimited Willys Wheeler W Sport Utility 4d | $76 | $148 |
| Sport 2d | $77 | $150 |
| 75th Anniversary Edition Sport Utility 2d | $77 | $150 |
| Willys Wheeler Sport Utility 2d | $78 | $152 |
| Willys Wheeler (Jk) Sport Utility 2d | $78 | $152 |
| Altitude Sport Utility 2d | $79 | $153 |
| Sport Suv 2d | $79 | $153 |
| Unlimited Sport Rhd Suv 4d | $80 | $154 |
| "Sport" Sport Utility 2d | $79 | $152 |
| Unlimited Sport Utility 2d | $80 | $154 |
| Unlimited X Sport Utility 4d | $80 | $155 |
| Freedom Sport Utility 2d | $80 | $156 |
| Unlimited Sport S Suv 4d | $81 | $157 |
| All New Sport Suv 2d | $81 | $157 |
| Unlimited Freedom Sport Utility 4d | $81 | $158 |
| Rubicon X Sport Utility 2d | $82 | $158 |
| Unlimited Sport Rhd Sport Utility 4d | $82 | $158 |
| Altitude (Jk) Sport Utility 2d | $84 | $163 |
| Sahara Sport Utility 2d | $84 | $162 |
| Unlimited Rubicon Sport Utility 4d | $85 | $164 |
| Rubicon Hard Rock Sport Utility 2d | $85 | $164 |
| Rubicon Sport Utility 2d | $85 | $164 |
| Sport S 2d | $85 | $165 |
| Sahara (Jk) Sport Utility 2d | $85 | $165 |
| All New Sport S Sport Utility 2d | $85 | $165 |
| All New Rubicon Sport Utility 2d | $85 | $166 |
| Rubicon Recon (Jk) Sport Utility 2d | $86 | $166 |
| Unlimited 75th Anniversary Edition Sport Utility 4d | $86 | $166 |
| Recon Sport Utility 2d | $86 | $167 |
| Sport 4d | $87 | $168 |
| Unlimited Rubicon Hard Rock Sport Utility 4d | $87 | $168 |
| Rubicon (Jk) Sport Utility 2d | $87 | $169 |
| Unlimited Backcountry Sport Utility 4d | $87 | $169 |
| Backcountry Sport Utility 2d | $88 | $170 |
| Unlimited Sport Suv 4d | $89 | $171 |
| Unlimited Red Rock Edition Sport Utility 4d | $89 | $172 |
| Unlimited Sport S Sport Utility 4d | $90 | $174 |
| Unlimited Willys Wheeler Sport Utility 4d | $90 | $174 |
| Golden Eagle (Jk) Sport Utility 2d | $90 | $175 |
| Smoky Mountain Sport Utility 2d | $90 | $174 |
| Freedom Edition (Jk) Sport Utility 2d | $92 | $178 |
| Unlimited Sahara Sport Utility 4d | $92 | $178 |
| Chief Sport Utility 2d | $93 | $180 |
| Willys Wheeler W (Jk) Sport Utility 2d | $93 | $181 |
| Willys 2d | $93 | $181 |
| Sport S 4d | $94 | $183 |
| Freedom Edition Sport Utility 2d | $94 | $183 |
| Winter Sport Utility 2d | $95 | $184 |
| Rubicon Recon Sport Utility 2d | $98 | $189 |
| Willys 4d | $103 | $200 |
| Unlimited Rubicon Sport Utility 2d | $104 | $201 |
| Rubicon 2d | $110 | $213 |
| Sport Freedom Edition Sport Utility 2d | $110 | $213 |
| Unlimited 70th Anniversary Sport Utility 4d | $113 | $218 |
| Sport Rhd 4d | $113 | $219 |
| Sahara Moab Sport Utility 2d | $115 | $222 |
| Sahara 4d | $115 | $223 |
| Rubicon 4d | $119 | $232 |
| Unlimited Sport Freedom Edition Sport Utility 4d | $122 | $236 |
| 70th Anniversary Sport Utility 2d | $123 | $237 |
| Rubicon 10th Anniversary Sport Utility 2d | $125 | $242 |
| Rubicon X 2d | $132 | $256 |
| Rubicon X 4d | $142 | $275 |
| Rubicon 392 4d | $211 | $409 |
| Rubicon 392 Final Edition 4d | $230 | $447 |
Jeep Wrangler Insurance Cost by State
Car insurance for a Jeep Wrangler costs as much as $169 monthly in Louisiana or as little as $31 in Wyoming for minimum coverage. Your state's risk factors and insurance regulations create these differences, not anything specific to the Wrangler itself.
| Alabama | $71 | $133 |
| Alaska | $59 | $126 |
| Arizona | $102 | $191 |
| Arkansas | $71 | $160 |
| California | $82 | $166 |
| Colorado | $83 | $198 |
| Connecticut | $120 | $206 |
| Delaware | $122 | $205 |
| Florida | $110 | $256 |
| Georgia | $128 | $211 |
| Hawaii | $45 | $100 |
| Idaho | $47 | $97 |
| Illinois | $78 | $146 |
| Indiana | $56 | $109 |
| Iowa | $47 | $114 |
| Kansas | $62 | $146 |
| Kentucky | $107 | $182 |
| Louisiana | $169 | $365 |
| Maine | $45 | $92 |
| Maryland | $134 | $227 |
| Massachusetts | $85 | $181 |
| Michigan | $129 | $247 |
| Minnesota | $69 | $142 |
| Mississippi | $73 | $146 |
| Missouri | $98 | $196 |
| Montana | $59 | $141 |
| Nebraska | $62 | $142 |
| Nevada | $150 | $271 |
| New Hampshire | $60 | $107 |
| New Jersey | $138 | $227 |
| New Mexico | $69 | $155 |
| New York | $104 | $187 |
| North Carolina | $70 | $137 |
| North Dakota | $49 | $107 |
| Ohio | $65 | $127 |
| Oklahoma | $78 | $173 |
| Oregon | $104 | $183 |
| Pennsylvania | $73 | $173 |
| Rhode Island | $106 | $190 |
| South Carolina | $89 | $166 |
| South Dakota | $45 | $136 |
| Tennessee | $67 | $136 |
| Texas | $110 | $224 |
| Utah | $93 | $158 |
| Vermont | $38 | $90 |
| Virginia | $80 | $130 |
| Washington | $79 | $146 |
| West Virginia | $73 | $149 |
| Wisconsin | $56 | $122 |
| Wyoming | $31 | $95 |
How to Lower the Cost of Jeep Wrangler Insurance
Here's how you can lower your Jeep Wrangler insurance costs with these proven strategies:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Jeep Wrangler. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for SUVs. This reference point assists with shopping for the cheapest car insurance companies with competitive rates. Understanding typical pricing helps you spot good deals and avoid overpaying for coverage.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service that could cost you during claims.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Jeep Wrangler owners often qualify for safety features discounts, good driver rewards, bundling savings and anti-theft device discounts. These reductions can lower your premiums while maintaining the same coverage levels you need for protection.
- 5Consider alternative car insurance types
Jeep Wrangler owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior. They're particularly valuable if you're a careful driver or don't drive frequently.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Jeep Wrangler insurance. Market conditions change frequently, making regular shopping essential for maintaining affordable coverage.
Jeep Wrangler Insurance Cost: Bottom Line
Jeep Wrangler insurance runs about average in cost, but you can still secure decent rates. Shop between multiple insurers and claim available discounts to find better pricing for your coverage.
Jeep Wrangler Insurance Rates: FAQ
What is the average cost of car insurance for a Jeep Wrangler?
Jeep Wrangler insurance averages $1,027 annually for state minimum coverage and $1,988 for full coverage. Monthly premiums run $86 for minimum and $166 for comprehensive protection.
What company has the cheapest car insurance for a Jeep Wrangler?
GEICO provides the most affordable auto insurance for Jeep Wrangler owners at $730 annually for minimum coverage. Those seeking full coverage will also find GEICO offers the best value at $1,580 per year.
Are Jeep Wranglers expensive to insure?
No, Jeep Wrangler insurance is not more expensive than most vehicles. Ranking 299th out of 827 models for affordability, it sits in the more affordable half of all vehicles and places 70th out of 256 SUVs.
What factors affect insurance costs for Jeep Wranglers?
Multiple factors increase Jeep Wrangler insurance costs beyond the national average. High theft rates due to the vehicle's popularity and removable parts concern insurers, while specialized off-road components make repairs expensive. Your driving record, credit score, and chosen coverage levels also impact your premium rates.
How can I lower Jeep Wrangler insurance costs?
Compare quotes from multiple insurers since Jeep Wrangler costs differ between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home or renters insurance, and maintain a clean driving record to secure better rates.
How We Determined Jeep Wrangler Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Jeep Wrangler insurance costs.
Who We Based These Rates On
These Jeep Wrangler prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.