Jeep Compass insurance costs average $79 monthly for minimum coverage and $152 per month for full coverage. Depending on your particular trim and model year, costs can range from $51 to $263 monthly.
Jeep Compass Insurance Cost
Updated: December 29, 2025
Key Takeaways
Jeep Compass insurance costs range from $89 to $263 monthly, with variation based on specific trim level and model year.
The Jeep Compass ranks 182nd for insurance affordability among 827 vehicle models sold in the United States from 2000 to 2025.
GEICO provides the most affordable Jeep Compass insurance at $120 monthly for full coverage, while minimum coverage starts at just $56 per month.
How Much Is Jeep Compass Insurance?
| Jeep Compass | $79 | $152 |
Jeep Compass Insurance Cost by Model Year
Your Jeep Compass insurance rates change based on model year and trim options available during production, with newer models usually costing more because of higher fair market value. Monthly expenses for Jeep Compass coverage span from $58 to $220, depending on your vehicle's year.
| 2025 | $103 | $200 |
| 2024 | $104 | $202 |
| 2023 | $79 | $152 |
| 2022 | $70 | $137 |
| 2021 | $63 | $122 |
| 2020 | $58 | $113 |
| 2019 | $75 | $145 |
| 2018 | $113 | $218 |
| 2017 | $89 | $172 |
| 2016 | $63 | $120 |
| 2015 | $63 | $120 |
| 2014 | $66 | $126 |
| 2013 | $69 | $132 |
| 2012 | $63 | $120 |
| 2011 | $114 | $218 |
| 2010 | $114 | $220 |
| 2009 | $98 | $189 |
| 2008 | $89 | $170 |
| 2007 | $76 | $145 |
Jeep Compass Insurance Cost by Trim
Your Jeep Compass trim directly affects insurance costs based on features, market value and replacement expenses. Monthly premiums vary widely across trim levels, ranging from $56 for basic models to $218 for premium versions like the Limited trim.
| Altitude Edition Sport Utility 4d | $56 | $108 |
| Sun & Wheel Sport Utility 4d | $57 | $111 |
| North Edition Sport Utility 4d | $61 | $117 |
| Sun & Safety Sport Utility 4d | $62 | $121 |
| Freedom Sport Utility 4d | $62 | $121 |
| 80th Spec Edition Sport Utility 4d | $65 | $126 |
| Sport Se Sport Utility 4d | $68 | $130 |
| Latitude Sport Utility 4d | $68 | $131 |
| Upland Sport Utility 4d | $68 | $132 |
| High Altitude Edition Sport Utility 4d | $68 | $131 |
| Sport Utility 4d | $68 | $133 |
| High Altitude Sport Utility 4d | $72 | $140 |
| Latitude Lux Sport Utility 4d | $73 | $142 |
| Altitude Sport Utility 4d | $77 | $149 |
| Red Edition Sport Utility 4d | $78 | $151 |
| Trailhawk Sport Utility 4d | $78 | $151 |
| Sport Suv 4d | $78 | $150 |
| 75th Anniversary Sport Utility 4d | $84 | $162 |
| Limited Sport Utility 4d | $85 | $164 |
| All New Sport Suv 4d | $90 | $175 |
| Sport | $90 | $175 |
| All New Limited Sport Utility 4d | $94 | $182 |
| All New Latitude Sport Utility 4d | $94 | $182 |
| All New Trailhawk Sport Utility 4d | $97 | $188 |
| Latitude | $99 | $192 |
| Latitude Lux | $107 | $208 |
| Trailhawk | $112 | $217 |
| Limited | $112 | $218 |
Jeep Compass Insurance Cost by Company
Jeep Compass insurance varies by provider from $141 to $244 monthly. Minimum coverage ranges from $89 to $172, while full coverage costs $169 to $348. Rates vary due to different risk assessment models.
| AAA | $89 | $183 |
| AIG | $119 | $298 |
| Allstate | $99 | $191 |
| Amica | $98 | $199 |
| Chubb | $120 | $235 |
| Farmers | $112 | $196 |
| GEICO | $56 | $120 |
| Kemper | $84 | $168 |
| Nationwide | $91 | $157 |
| Progressive | $75 | $140 |
| State Farm | $71 | $148 |
| The Hartford | $90 | $154 |
| Travelers | $73 | $134 |
| UAIC | $141 | $176 |
Jeep Compass Insurance Cost by State
Car insurance for a Jeep Compass ranges from $28 monthly in Wyoming to $330 monthly in Louisiana.
| Alabama | $65 | $122 |
| Alaska | $55 | $116 |
| Arizona | $92 | $171 |
| Arkansas | $64 | $143 |
| California | $76 | $153 |
| Colorado | $74 | $177 |
| Connecticut | $111 | $190 |
| Delaware | $114 | $192 |
| Florida | $103 | $239 |
| Georgia | $120 | $196 |
| Hawaii | $41 | $91 |
| Idaho | $43 | $88 |
| Illinois | $71 | $133 |
| Indiana | $51 | $100 |
| Iowa | $42 | $102 |
| Kansas | $56 | $130 |
| Kentucky | $98 | $167 |
| Louisiana | $154 | $330 |
| Maine | $41 | $84 |
| Maryland | $127 | $214 |
| Massachusetts | $80 | $169 |
| Michigan | $117 | $225 |
| Minnesota | $63 | $131 |
| Mississippi | $67 | $132 |
| Missouri | $90 | $179 |
| Montana | $55 | $130 |
| Nebraska | $56 | $129 |
| Nevada | $138 | $250 |
| New Hampshire | $55 | $97 |
| New Jersey | $129 | $213 |
| New Mexico | $63 | $140 |
| New York | $97 | $174 |
| North Carolina | $65 | $126 |
| North Dakota | $44 | $96 |
| Ohio | $60 | $117 |
| Oklahoma | $72 | $159 |
| Oregon | $97 | $170 |
| Pennsylvania | $67 | $158 |
| Rhode Island | $98 | $174 |
| South Carolina | $80 | $149 |
| South Dakota | $40 | $121 |
| Tennessee | $61 | $123 |
| Texas | $101 | $206 |
| Utah | $85 | $144 |
| Vermont | $34 | $81 |
| Virginia | $74 | $120 |
| Washington | $73 | $135 |
| West Virginia | $66 | $135 |
| Wisconsin | $50 | $110 |
| Wyoming | $28 | $85 |
Jeep Compass Insurance Cost by Driver Profile
Your driving profile, especially age and driving record, heavily impacts Jeep Compass insurance costs. Young drivers under 25 face the steepest rates at $291 monthly on average, while adult drivers between 26-64 enjoy the most affordable coverage at just $115 per month.
| Adult Drivers | $79 | $152 |
| Young Drivers | $200 | $383 |
| Senior Drivers | $105 | $192 |
| Drivers With a Speeding Ticket | $98 | $191 |
| Drivers With an Accident | $116 | $222 |
| Drivers With a DUI | $145 | $277 |
| Drivers With Bad Credit | $185 | $373 |
Is a Jeep Compass Expensive to Insure?
Compared to the rest of the models on the U.S. market, a Jeep Compass ranks 182nd out of 827, making it one of the more affordable cars to insure. Among compact SUVs, the model ranks 7th out of 15.
| Isuzu Amigo | $50 | $96 |
| Mazda Tribute | $70 | $135 |
| Jeep Liberty | $72 | $138 |
| Nissan Xterra | $74 | $142 |
| Saab 9-4X | $74 | $143 |
| Mercury Mountaineer | $76 | $147 |
| Jeep Compass | $79 | $152 |
| Chevrolet Equinox | $79 | $152 |
| Dodge Nitro | $82 | $158 |
| Hyundai Tuscon | $85 | $165 |
| Nissan Rogue | $86 | $167 |
| Volkswagen ID.4 | $88 | $172 |
| Subaru Solterra | $90 | $176 |
| Jeep Wrangler Unlimited | $96 | $185 |
| Volkswagen Taos | $98 | $190 |
Factors That Affect Jeep Car Insurance Costs
Several factors affect what you'll pay for Jeep Compass insurance coverage:
- Age (25 to 54 median): Middle-aged drivers receive lower rates than younger buyers.
- Household income ($100,000 to $120,000): Higher credit scores reduce premiums.
Average Repair or Replacement Costs
Jeep ranks 15th in repair affordability among 59 U.S. automakers with median annual costs of $821. Jeep Compass repair costs average $805 annually, making it Jeep's second most affordable model to repair while still contributing to higher insurance premiums.
Vehicle Trim, Features and Accessories
The Compass offers four distinct trim levels with varying insurance implications. The base Sport trim (starting at $26,495) includes standard safety features like forward collision warning and blind spot monitoring.
Higher trims like the Trailhawk with off-road suspension and skid plates or the Limited with 18-inch diamond-cut wheels and premium leatherette seating cost more to insure due to higher replacement values and specialized components.
Fuel Type
Jeep Compass models run on regular gasoline with standard turbo engines instead of premium fuel. Most shops can work on the Compass, but those specializing charge more.
Plus, Jeep parts cost less than luxury car parts. Insurance companies know this, charging Compass owners moderate rates to cover these repair expenses.
Location
Jeep Compass owners are found nationwide but concentrated in states with outdoor recreation culture. Location affects rates through state regulations, weather risks, crime rates and accident statistics.
Limited repair shop availability in certain regions can increase insurance costs due to higher repair expenses.
Driver Profile
Most Jeep Compass drivers are middle-aged (25 to 54) with household incomes of $100,000 to $120,000. This demographic receives moderate rates due to stable credit scores.
Driver demographics affect Jeep Compass rates:
How to Lower the Cost of Jeep Compass Insurance
We break down the best way to buy car insurance for your Jeep Compass:
- 1Choose the right coverage
You'll need to determine how much coverage to buy. If you own your Jeep, you can purchase your state's minimum liability requirements and add comprehensive and collision with a $1,000 deductible to reduce costs. If you want better protection, consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. If you're financing or leasing, your lender requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, and gap insurance.
- 2Research costs and cheap companies
Researching average auto insurance costs for your car will give you an idea of how much you're saving currently and with another provider. You can then look for the cheapest car insurance companies.
- 3Look for more than just low rates
To get the most balanced car insurance for your Jeep Compass, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles. Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.
- 4Explore discounts you qualify for
Finding car insurance discounts you'll likely qualify for will go a long way in ensuring you get the cheapest rate possible. We found that Jeep Compass owners are likely to qualify for a safety features discount, a good student discount, a multi-vehicle discount, a bundling/multi-policy discount and an anti-theft device discount.
- 5Consider alternative car insurance types
Jeep Compass owners should consider usage-based insurance or programs like GEICO DriveEasy that reward safe driving habits with lower premiums.
- 6Check rates every year
Comparing car insurance quotes from multiple sources can cut your Jeep Compass insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Jeep Compass Insurance Cost: Bottom Line
Insuring a Jeep Compass costs less than average. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Jeep Compass Insurance Rates: FAQ
Here are answers to common questions about insuring a Jeep Compass.
What is the average cost of car insurance for a Jeep Compass?
The Jeep Compass's average annual insurance cost is $943 for minimum coverage and $1,821 for full coverage.
What company has the cheapest car insurance for a Jeep Compass?
GEICO offers the most affordable Compass car insurance with full coverage premiums averaging $120 monthly. For drivers seeking basic protection, GEICO also provides the cheapest minimum coverage for Compass owners at $56 per month.
Are Jeep Compass vehicles expensive to insure?e??
No, Jeep Compass insurance costs less than most cars. Out of 827 vehicles we track, the Compass ranks 182nd for affordability. Among compact SUVs, this model sits in the middle, ranking 7th out of 15.
What factors affect insurance costs for Jeep Compass?
Several things drive up your Jeep Compass rates. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Weather risks and theft rates can cause rates to go up.
How can I lower Jeep Compass insurance costs?
Shop around with multiple insurers as rates vary for Jeeps, and consider usage-based insurance programs that track your driving habits. Take advantage of discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Jeep Compass Insurance Costs
We studied hundreds of millions of quote estimates across all models sold in the U.S. from 2000 to 2025 to get you the most accurate Jeep Compass insurance costs.
Who We Based These Rates On
These Jeep Compass prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.