Jeep Compass insurance costs change based on model year, with 2025 models costing around $220 monthly compared to $56 for older versions. You'll pay more for newer Compass models due to their higher market values.
Jeep Compass Insurance Cost
Updated: January 21, 2026
Key Takeaways
GEICO offers the most affordable Jeep Compass insurance at $666 annually for minimum coverage, though rates vary widely by insurer, with monthly rates starting at $41 for older models. Read more.
Among SUVs, the Compass ranks 43rd out of 256 for insurance affordability, placing it in the more affordable tier. The Compass performs better than 213 other SUV models. Read more.
Your Compass's specific model year impacts insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Compass model years, depending on the age of the drivers.
How Much Is Jeep Compass Insurance?
Looking for another Jeep model? Read more about the cost of Jeep car insurance models.
Insurance rates depend on model year and insurer. Jeep Compass minimum coverage spans $56 monthly with GEICO to $141 with UAIC, while full coverage goes from $120 with GEICO to $298 with AIG.
Rate variations (more than $85 for minimum coverage and $178 for full coverage) highlight why comparing insurers matters for Compass owners. Companies calculate risk differently for each model, which impacts your final rate.
| AAA | $89 | $183 |
| AIG | $119 | $298 |
| Allstate | $99 | $191 |
| Amica | $98 | $199 |
| Chubb | $120 | $235 |
| Farmers | $112 | $196 |
| Geico | $56 | $120 |
| Kemper | $84 | $168 |
| Nationwide | $91 | $157 |
| Progressive | $75 | $140 |
| State Farm | $71 | $148 |
| The Hartford | $90 | $154 |
| Travelers | $73 | $134 |
| UAIC | $141 | $176 |
Is Jeep Compass Expensive to Insure?
MoneyGeek's analysis of 256 SUVs places the Jeep Compass at 43rd for affordability, meaning 42 SUVs cost less to insure. It's positioned between the slightly cheaper Nissan Murano and the marginally pricier Ford Edge, with only a few dollars difference per month. This middle-tier ranking among SUVs gives you a solid baseline for comparison shopping.
While middle of the pack for SUVs, the Compass actually ranks 182nd out of 827 total vehicles, putting it in the top half for affordability. SUVs generally cost more to insure than other vehicle types, so this ranking is quite reasonable. The cheapest SUV to insure is the Isuzu Amigo, while the Audi SQ8 e-tron commands the highest premiums.
| Jeep Cherokee | $112 | 40 |
| Saab 9-7X | $113 | 41 |
| Nissan Murano | $114 | 42 |
| Jeep Compass | $115 | 43 |
| Ford Edge | $115 | 44 |
| Land Rover LR2 | $115 | 45 |
| Chevrolet Equinox | $115 | 46 |
Several factors affect what you'll pay for Jeep Compass insurance:
- Average Repair or Replacement Costs: The Jeep Compass costs $805 annually to repair on average, ranking as Jeep's second most affordable model to maintain out of six total models.
- Vehicle Trim, Features and Accessories: Horsepower ranges from 180 to 270, depending on your trim level, with higher-performance variants commanding more in insurance premiums due to increased power output.
- Driver Profile:Â Most Compass drivers fall between 30 and 45 years old, with a median age of around 37, earning lower rates due to responsible driving habits. However, the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Jeep Compasses for young drivers
Jeep Compass Insurance Cost by State
Car insurance for a Jeep Compass costs anywhere from $28 per month in Wyoming to $154 in Louisiana for minimum coverage, depending on where you're located.
| Alabama | $65 | $122 |
| Alaska | $55 | $116 |
| Arizona | $92 | $171 |
| Arkansas | $64 | $143 |
| California | $76 | $153 |
| Colorado | $74 | $177 |
| Connecticut | $111 | $190 |
| Delaware | $114 | $192 |
| Florida | $103 | $239 |
| Georgia | $120 | $196 |
| Hawaii | $41 | $91 |
| Idaho | $43 | $88 |
| Illinois | $71 | $133 |
| Indiana | $51 | $100 |
| Iowa | $42 | $102 |
| Kansas | $56 | $130 |
| Kentucky | $98 | $167 |
| Louisiana | $154 | $330 |
| Maine | $41 | $84 |
| Maryland | $127 | $214 |
| Massachusetts | $80 | $169 |
| Michigan | $117 | $225 |
| Minnesota | $63 | $131 |
| Mississippi | $67 | $132 |
| Missouri | $90 | $179 |
| Montana | $55 | $130 |
| Nebraska | $56 | $129 |
| Nevada | $138 | $250 |
| New Hampshire | $55 | $97 |
| New Jersey | $129 | $213 |
| New Mexico | $63 | $140 |
| New York | $97 | $174 |
| North Carolina | $65 | $126 |
| North Dakota | $44 | $96 |
| Ohio | $60 | $117 |
| Oklahoma | $72 | $159 |
| Oregon | $97 | $170 |
| Pennsylvania | $67 | $158 |
| Rhode Island | $98 | $174 |
| South Carolina | $80 | $149 |
| South Dakota | $40 | $121 |
| Tennessee | $61 | $123 |
| Texas | $101 | $206 |
| Utah | $85 | $144 |
| Vermont | $34 | $81 |
| Virginia | $74 | $120 |
| Washington | $73 | $135 |
| West Virginia | $66 | $135 |
| Wisconsin | $50 | $110 |
| Wyoming | $28 | $85 |
Jeep Compass Costs by Model Year and Insurance Company
The difference between insuring a newer versus an older Jeep Compass can be big. A 2016 model costs just $135 per month for full coverage for drivers aged 35 to 55, while a 2025 Compass jumps to $235 monthly. Your model year and driver age both play major roles in determining rates, with teen and young adult drivers facing much steeper costs across all years.
GEICO consistently offers the lowest rates across all Compass model years and could save you hundreds monthly compared to average costs.Â
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Jeep Compass
| Geico | $72 | $157 |
| National General | $84 | $171 |
| Progressive | $89 | $167 |
| Travelers | $96 | $176 |
| State Farm | $98 | $204 |
| Kemper | $117 | $236 |
| Nationwide | $118 | $205 |
| The Hartford | $119 | $204 |
| AAA | $120 | $249 |
| Allstate | $121 | $235 |
| Amica | $128 | $261 |
| Farmers | $159 | $281 |
| AIG | $162 | $415 |
| Chubb | $174 | $342 |
| UAIC | $175 | $220 |
Cost of Car Insurance for 2024 Jeep Compass
| Geico | $73 | $158 |
| National General | $84 | $173 |
| Progressive | $90 | $168 |
| Travelers | $97 | $177 |
| State Farm | $99 | $206 |
| Kemper | $118 | $238 |
| Nationwide | $119 | $206 |
| The Hartford | $120 | $205 |
| AAA | $121 | $251 |
| Allstate | $122 | $237 |
| Amica | $129 | $263 |
| Farmers | $160 | $283 |
| AIG | $163 | $418 |
| Chubb | $175 | $345 |
| UAIC | $176 | $222 |
Cost of Car Insurance for 2023 Jeep Compass
| Geico | $55 | $120 |
| National General | $64 | $130 |
| Progressive | $68 | $127 |
| Travelers | $73 | $134 |
| State Farm | $75 | $155 |
| Kemper | $89 | $179 |
| Nationwide | $90 | $156 |
| The Hartford | $91 | $155 |
| AAA | $91 | $190 |
| Allstate | $92 | $178 |
| Amica | $97 | $199 |
| Farmers | $121 | $213 |
| AIG | $123 | $315 |
| Chubb | $132 | $260 |
| UAIC | $133 | $167 |
Cost of Car Insurance for 2022 Jeep Compass
| Geico | $49 | $107 |
| National General | $57 | $117 |
| Progressive | $61 | $114 |
| Travelers | $65 | $120 |
| State Farm | $67 | $139 |
| Kemper | $80 | $161 |
| Nationwide | $81 | $139 |
| The Hartford | $81 | $139 |
| AAA | $82 | $170 |
| Allstate | $83 | $160 |
| Amica | $87 | $178 |
| Farmers | $108 | $191 |
| AIG | $110 | $283 |
| Chubb | $118 | $233 |
| UAIC | $119 | $150 |
Cost of Car Insurance for 2021 Jeep Compass
| Geico | $44 | $96 |
| National General | $51 | $104 |
| Progressive | $54 | $101 |
| Travelers | $58 | $107 |
| State Farm | $60 | $124 |
| Kemper | $71 | $143 |
| Nationwide | $72 | $124 |
| The Hartford | $73 | $124 |
| AAA | $73 | $151 |
| Allstate | $74 | $143 |
| Amica | $78 | $159 |
| Farmers | $97 | $171 |
| AIG | $98 | $252 |
| Chubb | $106 | $208 |
| UAIC | $106 | $134 |
Cost of Car Insurance for 2020 Jeep Compass
| Geico | $41 | $89 |
| National General | $47 | $97 |
| Progressive | $51 | $94 |
| Travelers | $54 | $99 |
| State Farm | $56 | $116 |
| Kemper | $66 | $133 |
| Nationwide | $67 | $116 |
| The Hartford | $68 | $115 |
| AAA | $68 | $141 |
| Allstate | $69 | $133 |
| Amica | $72 | $148 |
| Farmers | $90 | $159 |
| AIG | $91 | $235 |
| Chubb | $98 | $194 |
| UAIC | $99 | $125 |
Cost of Car Insurance for 2019 Jeep Compass
| Geico | $51 | $110 |
| National General | $61 | $124 |
| Travelers | $66 | $121 |
| State Farm | $71 | $146 |
| Progressive | $74 | $138 |
| Kemper | $79 | $158 |
| Nationwide | $84 | $145 |
| AAA | $86 | $178 |
| Amica | $94 | $192 |
| Allstate | $94 | $182 |
| The Hartford | $94 | $161 |
| Farmers | $106 | $187 |
| AIG | $119 | $303 |
| Chubb | $122 | $241 |
| UAIC | $124 | $156 |
Cost of Car Insurance for 2018 Jeep Compass
| National General | $80 | $164 |
| Geico | $84 | $180 |
| Travelers | $99 | $182 |
| State Farm | $109 | $227 |
| Progressive | $115 | $215 |
| Kemper | $126 | $253 |
| AAA | $126 | $261 |
| Amica | $128 | $262 |
| Nationwide | $129 | $222 |
| The Hartford | $135 | $230 |
| Allstate | $138 | $264 |
| Farmers | $154 | $270 |
| Chubb | $173 | $338 |
| AIG | $176 | $446 |
| UAIC | $193 | $239 |
Cost of Car Insurance for 2017 Jeep Compass
| National General | $63 | $130 |
| Geico | $65 | $140 |
| Travelers | $79 | $145 |
| State Farm | $86 | $178 |
| Progressive | $91 | $169 |
| Kemper | $98 | $196 |
| AAA | $98 | $203 |
| Amica | $102 | $208 |
| Nationwide | $105 | $181 |
| The Hartford | $106 | $181 |
| Allstate | $110 | $211 |
| Farmers | $121 | $212 |
| Chubb | $135 | $263 |
| AIG | $136 | $344 |
| UAIC | $154 | $191 |
Cost of Car Insurance for 2016 Jeep Compass
| Geico | $45 | $97 |
| National General | $52 | $106 |
| State Farm | $52 | $108 |
| Kemper | $53 | $107 |
| Travelers | $60 | $109 |
| Progressive | $62 | $115 |
| AAA | $66 | $137 |
| The Hartford | $72 | $123 |
| Nationwide | $75 | $129 |
| Farmers | $79 | $136 |
| AIG | $83 | $192 |
| Chubb | $83 | $161 |
| Amica | $85 | $172 |
| Allstate | $91 | $175 |
| UAIC | $128 | $159 |
Jeep Compass Insurance Cost by Trim
Insurance costs for your Jeep Compass vary by trim, from $56 monthly for minimum coverage on basic Altitude Edition Sport Utility 4d models to $218 for full coverage on Limited variants. Performance features, rarity, and market value determine where each trim falls in this range.
| Altitude Edition Sport Utility 4d | $56 | $108 |
| Sun & Wheel Sport Utility 4d | $57 | $111 |
| North Edition Sport Utility 4d | $61 | $117 |
| Sun & Safety Sport Utility 4d | $62 | $121 |
| Freedom Sport Utility 4d | $62 | $121 |
| 80th Spec Edition Sport Utility 4d | $65 | $126 |
| Sport Se Sport Utility 4d | $68 | $130 |
| Latitude Sport Utility 4d | $68 | $131 |
| Upland Sport Utility 4d | $68 | $132 |
| High Altitude Edition Sport Utility 4d | $68 | $131 |
| Sport Utility 4d | $68 | $133 |
| High Altitude Sport Utility 4d | $72 | $140 |
| Latitude Lux Sport Utility 4d | $73 | $142 |
| Altitude Sport Utility 4d | $77 | $149 |
| Red Edition Sport Utility 4d | $78 | $151 |
| Trailhawk Sport Utility 4d | $78 | $151 |
| Sport Suv 4d | $78 | $150 |
| 75th Anniversary Sport Utility 4d | $84 | $162 |
| Limited Sport Utility 4d | $85 | $164 |
| All New Sport Suv 4d | $90 | $175 |
| Sport | $90 | $175 |
| All New Limited Sport Utility 4d | $94 | $182 |
| All New Latitude Sport Utility 4d | $94 | $182 |
| All New Trailhawk Sport Utility 4d | $97 | $188 |
| Latitude | $99 | $192 |
| Latitude Lux | $107 | $208 |
| Trailhawk | $112 | $217 |
| Limited | $112 | $218 |
How to Lower the Cost of Jeep Compass Insurance
We've compiled the best strategies to help you find better Jeep Compass insurance rates:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Jeep Compass. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for compact SUVs. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates for your Jeep Compass.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need them most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Jeep Compass owners often qualify for safety features discounts, multi-vehicle savings, bundling discounts and good driver rewards. These savings can reduce your annual premium costs without sacrificing coverage quality.
- 5Consider alternative car insurance types
Jeep Compass owners might benefit from usage-based insurance programs such as Progressive Snapshot telematics or Allstate Drivewise safe driving apps. These options track your driving habits and deliver premium reductions based on safe driving behaviors like smooth braking and maintaining appropriate speeds.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Jeep Compass insurance. Set a calendar reminder to shop rates during your policy renewal period.
Jeep Compass Insurance Cost: Bottom Line
Jeep Compass insurance costs less than average, making it an affordable choice for drivers. You'll find even better rates by comparing quotes from multiple insurers and claiming available discounts.
Jeep Compass Insurance Rates: FAQ
What is the average cost of car insurance for a Jeep Compass?
Jeep Compass insurance averages $943 annually for state minimum coverage and $1,821 for full coverage. Monthly premiums run about $79 for minimum and $152 for comprehensive protection.
What company has the cheapest car insurance for a Jeep Compass?
GEICO provides the most affordable auto insurance for a Jeep Compass at $666 annually for minimum coverage. The company also delivers the best value for full coverage at $1,440 per year.
Are Jeep Compass cars expensive to insure?
No, Jeep Compass insurance is not expensive compared to most vehicles. The model ranks 182nd out of 827 vehicles for affordability, placing it in the more affordable tier. Among SUVs specifically, it sits at 43rd out of 256 models.
What factors affect insurance costs for Jeep Compass cars?
Various elements affect Jeep Compass insurance rates. Higher repair costs from specialized parts and moderate theft rates compared to other SUVs increase premiums, while advanced safety features help reduce accident claims. Your driving record, credit score, and coverage selection also impact your costs.
How can I lower Jeep Compass insurance costs?
Compare quotes from multiple insurers since Jeep Compass pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle policies with the same insurer, and maintain a clean driving record to secure better rates.
How We Determined Jeep Compass Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Jeep Compass insurance costs.
Who We Based These Rates On
These Jeep Compass rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.