Newer Jaguar F-Types are more expensive to insure than older models, with 2024 versions averaging about $296 monthly for full coverage compared to around $180 for older models. This difference reflects the higher market values and replacement costs of newer vehicles.
Jaguar F-Type Insurance Cost
Updated: January 21, 2026
Key Takeaways
Travelers offers the cheapest rates on average for Jaguar F-Type insurance, though full coverage costs vary widely by model year and insurer, averaging about $218 monthly. Read more.
The F-Type ranks 31st out of 115 sports cars for insurance affordability, placing it in the middle tier for its vehicle type. However, sports cars pay higher premiums due to performance capabilities and theft risks, making it expensive compared to average models. Read more.
Teen drivers on your policy make model year specificity even more important when shopping for F-Type insurance rates. Read MoneyGeek's analysis of rates by company for specific F-Type model years depending on the age of the drivers.
How Much Is Jaguar F-Type Insurance?
Costs vary by model year and company. Jaguar F-Type minimum coverage ranges from $82 monthly with GEICO to $160 with Farmers, while full coverage spans $155 monthly with UAIC to higher rates with other insurers.
These cost differences (over $78 for minimum coverage and over $180 for full coverage) demonstrate why F-Type owners need to shop around. Insurance companies calculate risk differently for each model, which affects your final quote.
| AAA | $131 | $273 |
| AIG | $136 | $335 |
| Allstate | $149 | $289 |
| Amica | $127 | $260 |
| Chubb | $105 | $212 |
| Farmers | $160 | $281 |
| Geico | $82 | $180 |
| Kemper | $115 | $242 |
| Nationwide | $103 | $179 |
| Progressive | $101 | $190 |
| State Farm | $113 | $239 |
| The Hartford | $117 | $199 |
| Travelers | $87 | $161 |
| UAIC | $126 | $155 |
Is Jaguar F-Type Expensive to Insure?
MoneyGeek's analysis of 115 sports cars reveals the Jaguar F-Type ranks 31st for insurance affordability, meaning 30 vehicles cost less to insure. It sits between the slightly cheaper Subaru BRZ and the marginally pricier Toyota GR86, with monthly premiums differing by just a few dollars. This middle positioning among sports cars provides useful context for potential buyers.
While it's middle-tier among sports cars, the F-Type ranks 585th out of 827 total vehicles, placing it among the top 30% most expensive cars to insure. The Mazda MX-5 Miata claims the most affordable sports car spot, while the Rolls Royce La Rose Noire commands the highest insurance premiums in the category.
| Tesla Roadster | $157 | 28 |
| Mercedes SLK-Class | $162 | 29 |
| Subaru BRZ | $163 | 30 |
| Jaguar F-Type | $164 | 31 |
| Toyota GR86 | $165 | 32 |
| BMW Z4 M | $167 | 33 |
| Lotus Evora | $170 | 34 |
Your Jaguar F-Type insurance costs depend on:
- Average repair or replacement costs: Luxury sports cars like the F-Type usually carry higher repair expenses due to premium parts and specialized service requirements, directly impacting your insurance premiums.
- Vehicle trim, features and accessories: The F-Type's horsepower ranges from 296 to 575 hp across trims, with higher performance often leading to increased insurance premiums. More powerful variants cost more to insure.
- Driver profile: Most F-Type drivers are 35-55 years old with a median age around 45. The car's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Jaguar F-Types for young drivers.
Jaguar F-Type Insurance Cost by State
Car insurance for a Jaguar F-Type ranges from $50 monthly in Wyoming to $217 in Louisiana for minimum coverage, depending on where you live. Your state's risk characteristics and insurance regulations create these differences, not the vehicle model itself.
| Alabama | $95 | $181 |
| Alaska | $84 | $178 |
| Arizona | $126 | $237 |
| Arkansas | $89 | $198 |
| California | $112 | $228 |
| Colorado | $106 | $256 |
| Connecticut | $141 | $245 |
| Delaware | $136 | $229 |
| Florida | $116 | $271 |
| Georgia | $139 | $233 |
| Hawaii | $58 | $133 |
| Idaho | $59 | $121 |
| Illinois | $102 | $192 |
| Indiana | $68 | $132 |
| Iowa | $66 | $162 |
| Kansas | $84 | $198 |
| Kentucky | $129 | $222 |
| Louisiana | $217 | $460 |
| Maine | $61 | $127 |
| Maryland | $153 | $259 |
| Massachusetts | $110 | $235 |
| Michigan | $162 | $316 |
| Minnesota | $94 | $197 |
| Mississippi | $100 | $200 |
| Missouri | $144 | $289 |
| Montana | $95 | $229 |
| Nebraska | $80 | $184 |
| Nevada | $160 | $292 |
| New Hampshire | $80 | $144 |
| New Jersey | $165 | $273 |
| New Mexico | $90 | $201 |
| New York | $121 | $217 |
| North Carolina | $76 | $149 |
| North Dakota | $74 | $164 |
| Ohio | $81 | $157 |
| Oklahoma | $104 | $231 |
| Oregon | $112 | $196 |
| Pennsylvania | $102 | $236 |
| Rhode Island | $134 | $240 |
| South Carolina | $107 | $200 |
| South Dakota | $66 | $210 |
| Tennessee | $86 | $175 |
| Texas | $128 | $263 |
| Utah | $107 | $184 |
| Vermont | $56 | $133 |
| Virginia | $104 | $168 |
| Washington | $96 | $180 |
| West Virginia | $106 | $214 |
| Wisconsin | $72 | $160 |
| Wyoming | $50 | $154 |
Jaguar F-Type Costs by Model Year and Insurance Company
Model year affects your Jaguar F-Type insurance costs, along with driver age on your policy. A 35- to 55-year-old driver pays around $183 monthly for full coverage on a 2015 F-Type compared to $311 for a 2024 model, showing how newer vehicles demand higher premiums.
Young drivers in their teens and early 20s have much higher rates across all model years. You can find huge savings by shopping between insurers for your F-Type coverage. National General offers the cheapest rates across all model years and could save some drivers hundreds of dollars per month compared to average costs.
Recent model years:
Older models (2016 to 2020):
Cost of Car Insurance for 2024 Jaguar F-Type
| Nationwide | $115 | $201 |
| Geico | $124 | $272 |
| Travelers | $125 | $233 |
| National General | $127 | $260 |
| Progressive | $131 | $246 |
| Kemper | $150 | $318 |
| State Farm | $153 | $323 |
| The Hartford | $160 | $273 |
| UAIC | $162 | $200 |
| Chubb | $167 | $339 |
| AAA | $173 | $359 |
| Allstate | $185 | $359 |
| Amica | $189 | $387 |
| AIG | $191 | $472 |
| Farmers | $247 | $430 |
Cost of Car Insurance for 2023 Jaguar F-Type
| Nationwide | $97 | $170 |
| Geico | $104 | $229 |
| Travelers | $105 | $196 |
| National General | $107 | $219 |
| Progressive | $111 | $207 |
| Kemper | $126 | $268 |
| State Farm | $129 | $272 |
| The Hartford | $135 | $231 |
| UAIC | $137 | $169 |
| Chubb | $141 | $286 |
| AAA | $146 | $303 |
| Allstate | $156 | $303 |
| Amica | $159 | $327 |
| AIG | $161 | $398 |
| Farmers | $208 | $363 |
Cost of Car Insurance for 2022 Jaguar F-Type
| Nationwide | $68 | $119 |
| Geico | $73 | $161 |
| Travelers | $74 | $138 |
| National General | $75 | $154 |
| Progressive | $78 | $146 |
| Kemper | $89 | $188 |
| State Farm | $90 | $191 |
| The Hartford | $95 | $162 |
| UAIC | $96 | $118 |
| Chubb | $99 | $201 |
| AAA | $102 | $213 |
| Allstate | $109 | $213 |
| Amica | $112 | $229 |
| AIG | $113 | $279 |
| Farmers | $146 | $255 |
Cost of Car Insurance for 2021 Jaguar F-Type
| Nationwide | $67 | $117 |
| Geico | $72 | $158 |
| Travelers | $73 | $135 |
| National General | $74 | $151 |
| Progressive | $76 | $143 |
| Kemper | $87 | $185 |
| State Farm | $89 | $188 |
| The Hartford | $93 | $159 |
| UAIC | $94 | $116 |
| Chubb | $97 | $197 |
| AAA | $100 | $209 |
| Allstate | $107 | $209 |
| Amica | $110 | $225 |
| AIG | $111 | $274 |
| Farmers | $143 | $250 |
Cost of Car Insurance for 2020 Jaguar F-Type
| Nationwide | $60 | $105 |
| Geico | $64 | $142 |
| Travelers | $65 | $121 |
| National General | $66 | $136 |
| Progressive | $68 | $128 |
| Kemper | $78 | $166 |
| State Farm | $80 | $168 |
| The Hartford | $84 | $143 |
| UAIC | $85 | $104 |
| Chubb | $87 | $177 |
| AAA | $90 | $187 |
| Allstate | $96 | $188 |
| Amica | $98 | $202 |
| AIG | $100 | $246 |
| Farmers | $129 | $225 |
Cost of Car Insurance for 2019 Jaguar F-Type
| National General | $94 | $193 |
| Geico | $104 | $228 |
| Travelers | $112 | $207 |
| Chubb | $129 | $260 |
| Progressive | $137 | $258 |
| Nationwide | $148 | $257 |
| State Farm | $151 | $319 |
| The Hartford | $154 | $263 |
| Kemper | $155 | $327 |
| Amica | $161 | $330 |
| UAIC | $172 | $211 |
| AAA | $177 | $368 |
| AIG | $178 | $438 |
| Farmers | $200 | $351 |
| Allstate | $206 | $397 |
Cost of Car Insurance for 2018 Jaguar F-Type
| National General | $82 | $168 |
| Geico | $91 | $199 |
| Travelers | $98 | $181 |
| Chubb | $112 | $227 |
| Progressive | $120 | $225 |
| Nationwide | $129 | $224 |
| State Farm | $132 | $278 |
| The Hartford | $135 | $230 |
| Kemper | $135 | $285 |
| Amica | $140 | $288 |
| UAIC | $150 | $184 |
| AAA | $154 | $321 |
| AIG | $156 | $382 |
| Farmers | $175 | $307 |
| Allstate | $179 | $347 |
Cost of Car Insurance for 2017 Jaguar F-Type
| National General | $73 | $149 |
| Geico | $81 | $177 |
| Travelers | $87 | $161 |
| Chubb | $100 | $202 |
| Progressive | $107 | $200 |
| Nationwide | $115 | $199 |
| State Farm | $117 | $247 |
| The Hartford | $120 | $204 |
| Kemper | $120 | $253 |
| Amica | $125 | $256 |
| UAIC | $133 | $164 |
| AAA | $137 | $285 |
| AIG | $138 | $339 |
| Farmers | $155 | $273 |
| Allstate | $159 | $308 |
Cost of Car Insurance for 2016 Jaguar F-Type
| National General | $73 | $150 |
| Geico | $81 | $178 |
| Travelers | $87 | $162 |
| Chubb | $101 | $203 |
| Progressive | $107 | $201 |
| Nationwide | $115 | $200 |
| State Farm | $118 | $249 |
| The Hartford | $121 | $206 |
| Kemper | $121 | $255 |
| Amica | $126 | $258 |
| UAIC | $134 | $165 |
| AAA | $138 | $287 |
| AIG | $139 | $342 |
| Farmers | $156 | $274 |
| Allstate | $160 | $310 |
Jaguar F-Type Insurance Cost by Trim
Jaguar F-Type insurance costs vary by trim, from $360 monthly for full coverage on high-performance Project 7 Convertible 2-door variants down to $65 for minimum coverage on basic P300 Coupe 2-door models. Performance features and market value determine where your specific trim falls in this range.
| P300 Coupe 2d | $65 | $128 |
| P340 Convertible 2d | $66 | $129 |
| P300 Checkered Flag Limited Edition Convertible 2d | $66 | $130 |
| P340 Coupe 2d | $66 | $130 |
| P300 Checkered Flag Limited Edition Coupe 2d | $67 | $132 |
| P300 Convertible 2d | $67 | $133 |
| Convertible 2d | $79 | $155 |
| Coupe 2d | $82 | $160 |
| P380 R-Dynamic Coupe 2d | $84 | $165 |
| P300 First Edition Coupe 2d | $86 | $168 |
| P300 First Edition Convertible 2d | $87 | $171 |
| P380 R-Dynamic Convertible 2d | $88 | $173 |
| P380 Checkered Flag Limited Edition Coupe 2d | $89 | $175 |
| P380 Checkered Flag Limited Edition Convertible 2d | $90 | $178 |
| Premium Coupe 2d | $92 | $181 |
| S Convertible 2d | $93 | $183 |
| Premium Convertible 2d | $96 | $189 |
| S Coupe 2d | $98 | $192 |
| V8 S Convertible 2d | $98 | $192 |
| 3.0 340 Hp Coupe 2d | $101 | $199 |
| P450 R-Dynamic | $102 | $200 |
| 2.0 296 Hp Convertible 2d | $103 | $202 |
| 2.0 296 Hp Coupe 2d | $105 | $206 |
| S British Design Edition Coupe 2d | $114 | $224 |
| S British Design Edition Convertible 2d | $114 | $224 |
| 3.0 340 Hp Convertible 2d | $115 | $225 |
| 3.0 380 Hp Convertible 2d | $116 | $228 |
| P450 75 | $116 | $228 |
| 400 Sport Coupe 2d | $121 | $237 |
| 3.0 380 Hp Coupe 2d | $125 | $245 |
| R-Dynamic Coupe 2d | $126 | $247 |
| R Coupe 2d | $126 | $247 |
| R Convertible 2d | $127 | $250 |
| 400 Sport Convertible 2d | $135 | $266 |
| R-Dynamic Convertible 2d | $149 | $292 |
| P575 R75 | $149 | $293 |
| Svr Coupe 2d | $162 | $318 |
| Svr Convertible 2d | $164 | $323 |
| Project 7 Convertible 2d | $183 | $360 |
How to Lower the Cost of Jaguar F-Type Insurance
These proven strategies help you reduce Jaguar F-Type insurance premiums and find affordable coverage:
- 1Choose the Right Coverage
You'll need to decide how much coverage to buy for your Jaguar F-Type. If you own your Jaguar outright, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research Costs and Cheap Companies
Learn what you should pay by researching average auto insurance costs for performance sports cars. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your F-Type.
- 3Look for More than Just Low Rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need them most.
- 4Explore Discounts You Qualify For
Discover car insurance discounts that apply to your situation. Jaguar F-Type owners often qualify for safety features discounts, good driver discounts, bundling savings when combining policies and anti-theft device discounts. These savings can reduce your premium costs.
- 5Consider Alternative Car Insurance Types
Jaguar F-Type owners might benefit from usage-based insurance programs. Options like Progressive Snapshot or Allstate Drivewise track safe driving habits and deliver premium reductions based on your actual driving behavior rather than statistical averages.
- 6Check Rates Every Year
Get car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Jaguar F-Type insurance. Set a calendar reminder to shop around each renewal period.
Jaguar F-Type Insurance Cost: Bottom Line
You can still find decent rates for your Jaguar F-Type, though it's more expensive than average to insure. Shopping multiple companies, claiming discounts and adjusting coverage options will help you get better pricing.
Jaguar F-Type Insurance Rates: FAQ
What is the average cost of car insurance for a Jaguar F-Type?
Jaguar F-Type insurance costs $1,331 annually for state minimum coverage and $2,614 for full coverage. These rates are below the national average, making it relatively affordable to insure.
What company has the cheapest car insurance for a Jaguar F-Type?
GEICO provides the most affordable minimum coverage for a Jaguar F-Type at $984 annually. For full coverage seekers, UAIC delivers the best value at $1,865 per year.
Are Jaguar F-Types expensive to insure?
No, Jaguar F-Type insurance is not more expensive than most vehicles to insure. Among sports cars, this model places 31st out of 115 for affordability, while ranking 585th out of 827 total vehicles we track.
What factors affect insurance costs for Jaguar F-Types?
Various elements affect your F-Type insurance premiums beyond the vehicle itself. High-performance engines and luxury repair costs concern insurers, while specialized parts make claims expensive. Your personal driving record, credit score and chosen coverage levels impact what you'll pay for protection.
How can I lower Jaguar F-Type insurance costs?
Compare quotes from multiple insurers since Jaguar F-Type pricing differs between companies and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home or renters insurance and maintain a clean driving record to get better rates.
How We Determined Jaguar F-Type Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Jaguar F-Type insurance costs.
Who We Based These Rates On
These Jaguar F-Type rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.