Jaguar F-Type insurance costs average $111 monthly for minimum coverage and $218 per month for full coverage. Depending on your particular trim and model year, costs can range from $59 to $414 monthly.
Jaguar F-Type Insurance Cost
Updated: September 30, 2025
Key Takeaways
Jaguar F-Type insurance costs range from $59 to $211 monthly for minimum coverage, with rates varying based on your specific trim level and model year.
The F-Type ranks 585th out of 827 vehicle models for insurance affordability in the U.S. market, placing it among the more expensive cars to insure.
UAIC offers the most affordable Jaguar F-Type insurance with rates of $155 monthly for full coverage and $82 monthly for minimum coverage policies.
How Much Is Jaguar F-Type Insurance?
| Jaguar F-Type | $111 | $218 |
Jaguar F-Type Insurance Cost by Model Year
Your vehicle's model year and available trim options affect your insurance rates, with newer models generally costing more due to higher fair value. Monthly premiums for Jaguar F-Type models range from $79 for older years to $296 for the newest models.
| 2024 | $151 | $296 |
| 2023 | $127 | $250 |
| 2022 | $89 | $175 |
| 2021 | $87 | $172 |
| 2020 | $79 | $155 |
| 2019 | $147 | $289 |
| 2018 | $128 | $252 |
| 2017 | $114 | $224 |
| 2016 | $115 | $226 |
| 2015 | $92 | $180 |
| 2014 | $79 | $155 |
Jaguar F-Type Insurance Cost by Trim
Your Jaguar F-Type's specific trim dramatically affects insurance costs based on performance features, repair expenses and market value. Monthly premiums range from $65 to $360 depending on whether you drive a base P300 Coupe or high-performance Project 7 Convertible, according to our research.
| P300 Coupe 2d | $65 | $128 |
| P340 Convertible 2d | $66 | $129 |
| P300 Checkered Flag Limited Edition Convertible 2d | $66 | $130 |
| P340 Coupe 2d | $66 | $130 |
| P300 Checkered Flag Limited Edition Coupe 2d | $67 | $132 |
| P300 Convertible 2d | $67 | $133 |
| Convertible 2d | $79 | $155 |
| Coupe 2d | $82 | $160 |
| P380 R-Dynamic Coupe 2d | $84 | $165 |
| P300 First Edition Coupe 2d | $86 | $168 |
| P300 First Edition Convertible 2d | $87 | $171 |
| P380 R-Dynamic Convertible 2d | $88 | $173 |
| P380 Checkered Flag Limited Edition Coupe 2d | $89 | $175 |
| P380 Checkered Flag Limited Edition Convertible 2d | $90 | $178 |
| Premium Coupe 2d | $92 | $181 |
| S Convertible 2d | $93 | $183 |
| Premium Convertible 2d | $96 | $189 |
| S Coupe 2d | $98 | $192 |
| V8 S Convertible 2d | $98 | $192 |
| 3.0 340 Hp Coupe 2d | $101 | $199 |
| P450 R-Dynamic | $102 | $200 |
| 2.0 296 Hp Convertible 2d | $103 | $202 |
| 2.0 296 Hp Coupe 2d | $105 | $206 |
| S British Design Edition Coupe 2d | $114 | $224 |
| S British Design Edition Convertible 2d | $114 | $224 |
| 3.0 340 Hp Convertible 2d | $115 | $225 |
| 3.0 380 Hp Convertible 2d | $116 | $228 |
| P450 75 | $116 | $228 |
| 400 Sport Coupe 2d | $121 | $237 |
| 3.0 380 Hp Coupe 2d | $125 | $245 |
| R-Dynamic Coupe 2d | $126 | $247 |
| R Coupe 2d | $126 | $247 |
| R Convertible 2d | $127 | $250 |
| 400 Sport Convertible 2d | $135 | $266 |
| R-Dynamic Convertible 2d | $149 | $292 |
| P575 R75 | $149 | $293 |
| Svr Coupe 2d | $162 | $318 |
| Svr Convertible 2d | $164 | $323 |
| Project 7 Convertible 2d | $183 | $360 |
Compare Personalized Jaguar F-Type Insurance Costs
We've segmented Jaguar F-Type insurance costs by model year and trim for more accurate estimates.
Data filtered by:Results filtered by:
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Model Year:2014
Select
Trim:Convertible 2d
| Convertible 2d | $66 | $129 |
Jaguar F-Type Insurance Cost by Company
Jaguar F-Type insurance costs vary by provider from $131 to $236 monthly. Minimum coverage ranges from $82 to $160, while full coverage costs $155 to $335. Rates vary due to different risk assessment models.
| AAA | $131 | $273 |
| AIG | $136 | $335 |
| Allstate | $149 | $289 |
| Amica | $127 | $260 |
| Chubb | $105 | $212 |
| Farmers | $160 | $281 |
| GEICO | $82 | $180 |
| Kemper | $115 | $242 |
| Nationwide | $103 | $179 |
| Progressive | $101 | $190 |
| State Farm | $113 | $239 |
| The Hartford | $117 | $199 |
| Travelers | $87 | $161 |
| UAIC | $126 | $155 |
Jaguar F-Type Insurance Cost by State
Jaguar F-Type car insurance costs vary dramatically by location, from as low as $50 monthly in Wyoming to $460 in Louisiana for minimum coverage.
| Alabama | $95 | $181 |
| Alaska | $84 | $178 |
| Arizona | $126 | $237 |
| Arkansas | $89 | $198 |
| California | $112 | $228 |
| Colorado | $106 | $256 |
| Connecticut | $141 | $245 |
| Delaware | $136 | $229 |
| Florida | $116 | $271 |
| Georgia | $139 | $233 |
| Hawaii | $58 | $133 |
| Idaho | $59 | $121 |
| Illinois | $102 | $192 |
| Indiana | $68 | $132 |
| Iowa | $66 | $162 |
| Kansas | $84 | $198 |
| Kentucky | $129 | $222 |
| Louisiana | $217 | $460 |
| Maine | $61 | $127 |
| Maryland | $153 | $259 |
| Massachusetts | $110 | $235 |
| Michigan | $162 | $316 |
| Minnesota | $94 | $197 |
| Mississippi | $100 | $200 |
| Missouri | $144 | $289 |
| Montana | $95 | $229 |
| Nebraska | $80 | $184 |
| Nevada | $160 | $292 |
| New Hampshire | $80 | $144 |
| New Jersey | $165 | $273 |
| New Mexico | $90 | $201 |
| New York | $121 | $217 |
| North Carolina | $76 | $149 |
| North Dakota | $74 | $164 |
| Ohio | $81 | $157 |
| Oklahoma | $104 | $231 |
| Oregon | $112 | $196 |
| Pennsylvania | $102 | $236 |
| Rhode Island | $134 | $240 |
| South Carolina | $107 | $200 |
| South Dakota | $66 | $210 |
| Tennessee | $86 | $175 |
| Texas | $128 | $263 |
| Utah | $107 | $184 |
| Vermont | $56 | $133 |
| Virginia | $104 | $168 |
| Washington | $96 | $180 |
| West Virginia | $106 | $214 |
| Wisconsin | $72 | $160 |
| Wyoming | $50 | $154 |
Jaguar F-Type Insurance Cost by Driver Profile
Your age and driving record dramatically impact Jaguar F-Type insurance costs. Monthly premiums can reach $415 for drivers with bad credit, while adult drivers with clean records pay as little as $164 monthly.
| Adult Drivers | $111 | $218 |
| Young Drivers | $281 | $547 |
| Senior Drivers | $148 | $275 |
| Drivers With a Speeding Ticket | $138 | $272 |
| Drivers With an Accident | $163 | $318 |
| Drivers With a DUI | $205 | $397 |
| Drivers With Bad Credit | $274 | $555 |
Is a Jaguar F-Type Expensive to Insure?
You might be concerned about Jaguar insurance costs given the vehicle's luxury status. Compared to the rest of the models on the U.S. market, a Jaguar F-Type ranks 585th out of 827, making it one of the more expensive cars to insure. Among sports cars, the model ranks in the more expensive end out of 59 similar vehicles.
| Mazda MX-5 Miata | $71 | $137 |
| Saturn Sky | $74 | $143 |
| Honda S2000 | $74 | $144 |
| Pontiac Firebird | $76 | $146 |
| Toyota Celica | $76 | $146 |
| Mazda RX-8 | $78 | $150 |
| Ford Thunderbird | $79 | $154 |
| Nissan 350Z | $82 | $158 |
| Pontiac Solstice | $82 | $159 |
| Chrysler Crossfire | $83 | $161 |
| Bmw Z3 | $85 | $165 |
| Porsche Boxster | $85 | $165 |
| Alfa Romeo 4C | $88 | $172 |
| Ford Mustang | $88 | $171 |
| Chevrolet SS | $91 | $177 |
| Scion FR-S | $94 | $181 |
| Cadillac XLR | $96 | $186 |
| Porsche Cayman | $96 | $186 |
| Chevrolet Camaro | $97 | $189 |
| Bmw Z4 | $98 | $190 |
| Fisker Karma | $98 | $190 |
| Nissan 370Z | $99 | $191 |
| Mercedes SLC | $102 | $199 |
| Toyota 86 | $103 | $199 |
| Toyota Supra | $104 | $203 |
| Chevrolet Corvette | $104 | $202 |
| Tesla Roadster | $107 | $208 |
| Mercedes SLK-Class | $111 | $214 |
| Subaru BRZ | $112 | $215 |
| Jaguar F-Type | $111 | $218 |
| Toyota GR86 | $112 | $217 |
| Bmw Z4 M | $113 | $222 |
| Bmw M6 | $117 | $230 |
| Mercedes SL | $119 | $233 |
| Karma Revero | $120 | $235 |
| Lexus LC | $120 | $235 |
| Bmw M2 | $124 | $242 |
| Dodge Viper | $130 | $253 |
| Nissan GT-R | $132 | $258 |
| Acura NSX | $132 | $259 |
| Mercedes CLE | $133 | $261 |
| Nissan Z | $136 | $267 |
| Bentley Continental | $136 | $268 |
| Porsche 718 | $138 | $271 |
| Dodge Charger | $141 | $272 |
| Audi R8 | $143 | $280 |
| Porsche Panamera | $146 | $287 |
| Bmw M4 | $150 | $294 |
| Porsche 911 | $151 | $297 |
| Bmw 8-series | $155 | $306 |
| Mercedes SLS-Class | $158 | $314 |
| Maserati Gran Turismo | $161 | $318 |
| Bmw i8 | $169 | $335 |
| Fiat 124 Spider | $182 | $353 |
| Dodge Challenger | $191 | $371 |
| Porsche Taycan | $231 | $454 |
| Karma Gysera | $284 | $556 |
| Karma Invictus | $300 | $588 |
| Karma Kaveya | $486 | $954 |
Factors That Affect Jaguar Car Insurance Costs
Several factors affect your Jaguar F-Type insurance costs:
- Age (median 54 years): Middle-aged buyers receive lower base rates than younger sports car buyers.
- Gender (55% male): Male ownership correlates with higher-risk driving patterns in sports cars.
- Income ($175,000 median): High earners can afford maximum coverage but sports car ownership increases claim severity.
Average Repair or Replacement Costs
Jaguar ranks 38th in repair affordability among 59 U.S. automakers with median annual costs of $1,678, which can raise costs of insurance.
Vehicle Trim, Features and Accessories
The F-Type's supercharged engines range from 444 to 575 horsepower, with advanced features like active differential, configurable dynamics and performance brakes.
Premium trims include carbon fiber elements, 20-inch wheels, semi-aniline leather and Meridian sound systems. These high-end components are extremely expensive to replace after accidents.
Fuel Type
All F-Type models require premium unleaded gasoline (91-94 octane) due to their high-compression, turbocharged engines. Using lower octane fuel causes engine knocking and potential damage. The premium fuel requirement signals to insurers this is a high-performance luxury sports car with elevated risk profiles and repair costs.
Location
F-Type owners are concentrated in affluent urban areas where luxury sports cars face higher theft risks and accident rates. Limited Jaguar service centers mean longer repair times and higher costs in many regions. The vehicle's exotic appearance also attracts unwanted attention, increasing comprehensive claims for vandalism and theft.
Driver Profile
Most F-Type drivers are affluent males (55% male) with household incomes around $175,000 and median age of 54 years. Despite the mature demographic typically receiving favorable rates, the sports car attracts performance-oriented driving behaviors that increase accident risk and insurance costs.
Driver demographics affect F-Type rates:
Cheapest Jaguar F-Type Insurance Companies
F-Type drivers can find the most affordable full coverage car insurance through UAIC, with average monthly rates of $155. For minimum coverage policies, GEICO offers the cheapest option at $82 monthly for F-Type owners.
| Travelers | $87 | $161 |
| GEICO | $82 | $180 |
| UAIC | $126 | $155 |
| Nationwide | $103 | $179 |
| Progressive | $101 | $190 |
Cheapest Jaguar F-Type Insurance by State
Overall, we found that the following are the top three cheapest car insurance providers in the state for a Jaguar F-Type:
- Travelers: Wins for affordability in 10 states
- GEICO: Wins for affordability in four states
- American National: Wins for affordability in four states
You can filter below to see who offers the most affordable auto insurance rates for your Jaguar F-Type.
Data filtered by:Results filtered by:
Select
State:Alabama
| Alabama | Country Financial | $69 |
How to Get the Best Cheap Jaguar F-Type Insurance
Below is a breakdown of the best Jaguar F-Type car insurance discounts available:
- 1
Choose the right coverage
Three things matter when choosing how much coverage to buy: what your Jaguar's worth, how much you drive and what you can afford to spend:
Tight budget (you own the car):
- Your state's minimum liability requirements
- Add comprehensive and collision with a $1,000 deductible
Want better protection (you own the car):
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
Financing or leasing:
- 100/300/100 liability coverage
- Comprehensive and collision with a $500 deductible
- Gap insurance (most lenders require this)
*Coverage Limits Explained (100/300/100):
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage coverage
- 2
Research costs and cheap companies
Researching average auto insurance costs for your car will let you know how much you're saving currently and with another provider. You can then look for the cheapest car insurance companies.
- 3
Look for more than just low rates
To get the most balanced car insurance for your Jaguar F-Type, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles.
Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.
- 4
Explore discounts you qualify for
Finding car insurance discounts you'll likely qualify for will go a long way in ensuring you get the cheapest rate possible. The five discounts below are the most likely we found that F-Type owners will qualify for:
- Multi-Car/Multi-Vehicle Discount (12% to 25% savings): F-Type owners range from tech entrepreneurs to physicians and business owners, with high disposable incomes typically indicating multiple-vehicle households that qualify for multi-car discounts from virtually all insurers.
- Bundling/Multi-Policy Discount (5% to 25% savings): With F-Type buyers being affluent professionals who can afford $79,000+ sports cars, homeownership rates are extremely high among luxury sports car owners, allowing you to bundle auto and home insurance for substantial savings from major carriers.
- Professional/Executive Discount (5% to 15% savings): F-Type owners include physicians, technology CEOs, business owners and consultants who qualify for professional and executive discounts offered by many insurers for white-collar occupations.
- Safety Features/Advanced Safety Discount (5% to 40% savings): The 2024 F-Type comes standard with comprehensive safety technology, including forward-collision warning, automated emergency braking, lane-departure warning, lane-keeping assist, adaptive cruise control, and blind-spot monitoring. These advanced driver assistance systems help you qualify for safety discounts with most insurers.
- Low Annual Mileage Discount (5% to 25% savings): As a luxury sports car often used for weekend drives and special occasions rather than daily commuting, F-Type owners typically accumulate lower annual mileage, qualifying for low-mileage discounts from most insurers.
- 5
Consider alternative car insurance types
Jaguar F-Type owners should consider usage-based insurance or programs like GEICO DriveEasy that reward safe driving habits with lower premiums.
- 6
Check rates every year
Comparing car insurance quotes from multiple sources can cut your Jaguar F-Type insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Jaguar F-Type Insurance Cost: Bottom Line
Insuring a Jaguar F-Type costs more than average, but you can still find decent rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Jaguar F-Type Insurance Rates: FAQ
Here are answers to common questions about insuring a Jaguar F-Type.
What is the average cost of car insurance for a Jaguar F-Type?
The Jaguar F-Type's average annual insurance cost is $1,331 yearly for state minimum and $2,614 for full coverage.
What company has the cheapest car insurance for a Jaguar F-Type?
F-Type drivers can find the most affordable full coverage car insurance through UAIC, with average monthly rates of $155. For minimum coverage policies, GEICO offers the cheapest option at $82 monthly for F-Type owners.
Are Jaguar F-Types expensive to insure?
Yes, Jaguar F-Type insurance costs more than most cars. Out of 827 vehicles we track, the F-Type ranks 585th for affordability. It's also expensive compared to similar sports cars.
What factors affect insurance costs for Jaguar F-Types?
Several things drive up your Jaguar F-Type rates. Repairs cost more because of specialized parts and the aluminum body. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Areas with more theft cost more for insurance.
How can I lower Jaguar F-Type insurance costs?
Shop around with multiple insurers as rates vary for Jaguars, and consider usage-based insurance programs that track your driving habits. Take advantage of discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Jaguar F-Type Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold in the U.S. from 2000 to 2025 to get you the most accurate Jaguar F-Type insurance costs.
Who We Based These Rates On
These Jaguar F-Type prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.